Home > Old Kent Bank > Assets and Liabilities
Old Kent Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 506 | 385 |
| Assets and Liabilities | ||
| Total Assets: | $2,185,525,000 | 312 |
| Cash and due from depository institutions | $98,438,000 | 385 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $691,857,000 | 235 |
| Federal funds sold & reverse repurchase agreements | $132,353,000 | 148 |
| Net loans & leases | $1,135,526,000 | 351 |
| Loan loss allowance | $27,367,000 | 269 |
| Trading account assets | $17,047,000 | 80 |
| Bank premises and fixed assets | $24,281,000 | 327 |
| Other real estate owned | $816,000 | 385 |
| Goodwill and other intangibles | $45,233,000 | 149 |
| All other assets | $39,974,000 | 348 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,185,525,000 | 312 |
| Total liabilities | $1,980,459,000 | 319 |
| Total deposits | $1,749,026,000 | 285 |
| Interest-bearing deposits | $1,449,935,000 | 292 |
| Deposits held in domestic offices | $1,749,026,000 | 281 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $55,878,000 | 498 |
| Trading liabilities | $80,587,000 | 18 |
| Other borrowed funds | $70,026,000 | 485 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $24,942,000 | 365 |
| Total equity capital | $205,066,000 | 285 |
| Total bank equity capital | $205,066,000 | 285 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $7,370,000 | 510 |
| Surplus | $158,859,000 | 183 |
| Undivided profits | $38,837,000 | 651 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,531,000 | 519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $91,000 | 1,003 |
| Income earned, not collected on loans | $6,873,000 | 398 |
| Earning assets | $1,976,783,000 | 315 |
| Long-term assets (5+ years) | $418,675,000 | 247 |
| Average Assets, year-to-date | $2,144,983,200 | 308 |
| Average Assets, quarterly | $2,172,843,500 | 311 |
| Volatile liabilities | $412,231,000 | 350 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $462,857,000 | 298 |
| Tier 1 (core) risk-based capital | $165,592,000 | 319 |
| Tier 2 risk-based capital | $17,486,000 | 320 |
| Total risk weighted assets | $1,388,999,100 | 308 |
| Total unused commitments | $463,095,000 | 301 |
| Derivatives | $93,997,000 | 256 |
| 1995-12-31 | Rank | |
| # of Employees: | 590 | 367 |
| Assets and Liabilities | ||
| Total Assets: | $2,104,448,000 | 336 |
| Cash and due from depository institutions | $135,730,000 | 367 |
| Interest-bearing balances | $25,000,000 | 193 |
| Securities | $815,335,000 | 224 |
| Federal funds sold & reverse repurchase agreements | $22,445,000 | 660 |
| Net loans & leases | $1,001,567,000 | 398 |
| Loan loss allowance | $27,898,000 | 279 |
| Trading account assets | $9,524,000 | 100 |
| Bank premises and fixed assets | $25,313,000 | 338 |
| Other real estate owned | $3,442,000 | 367 |
| Goodwill and other intangibles | $49,660,000 | 134 |
| All other assets | $41,432,000 | 361 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,104,448,000 | 336 |
| Total liabilities | $1,901,888,000 | 339 |
| Total deposits | $1,679,880,000 | 302 |
| Interest-bearing deposits | $1,415,300,000 | 313 |
| Deposits held in domestic offices | $1,679,880,000 | 298 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,970,000 | 634 |
| Trading liabilities | $78,781,000 | 24 |
| Other borrowed funds | $81,704,000 | 429 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $26,553,000 | 386 |
| Total equity capital | $202,560,000 | 309 |
| Total bank equity capital | $202,560,000 | 309 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $7,370,000 | 519 |
| Surplus | $158,859,000 | 190 |
| Undivided profits | $36,331,000 | 721 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,070,000 | 538 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $177,000 | 637 |
| Income earned, not collected on loans | $5,879,000 | 467 |
| Earning assets | $1,873,871,000 | 338 |
| Long-term assets (5+ years) | $380,468,000 | 261 |
| Average Assets, year-to-date | $2,096,406,600 | 326 |
| Average Assets, quarterly | $2,090,144,500 | 332 |
| Volatile liabilities | $393,878,000 | 355 |
| Insider loans | $15,420,000 | 313 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $452,950,000 | 315 |
| Tier 1 (core) risk-based capital | $152,628,000 | 358 |
| Tier 2 risk-based capital | $15,630,250 | 357 |
| Total risk weighted assets | $1,238,152,050 | 354 |
| Total unused commitments | $454,054,000 | 316 |
| Derivatives | $137,384,000 | 261 |
| 1994-12-31 | Rank | |
| # of Employees: | 640 | 344 |
| Assets and Liabilities | ||
| Total Assets: | $1,911,461,000 | 349 |
| Cash and due from depository institutions | $72,390,000 | 344 |
| Interest-bearing balances | $24,000,000 | 175 |
| Securities | $812,584,000 | 239 |
| Federal funds sold & reverse repurchase agreements | $27,527,000 | 414 |
| Net loans & leases | $890,989,000 | 417 |
| Loan loss allowance | $25,341,000 | 296 |
| Trading account assets | $9,665,000 | 108 |
| Bank premises and fixed assets | $25,553,000 | 340 |
| Other real estate owned | $3,812,000 | 344 |
| Goodwill and other intangibles | $32,048,000 | 146 |
| All other assets | $36,893,000 | 409 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,911,461,000 | 349 |
| Total liabilities | $1,759,932,000 | 350 |
| Total deposits | $1,515,359,000 | 324 |
| Interest-bearing deposits | $1,278,247,000 | 327 |
| Deposits held in domestic offices | $1,515,359,000 | 320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $72,918,000 | 470 |
| Trading liabilities | $38,720,000 | 33 |
| Other borrowed funds | $109,795,000 | 361 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $23,140,000 | 372 |
| Total equity capital | $151,529,000 | 355 |
| Total bank equity capital | $151,529,000 | 355 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $7,370,000 | 516 |
| Surplus | $126,158,000 | 212 |
| Undivided profits | $18,001,000 | 1,329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,984,000 | 547 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $70,000 | 960 |
| Income earned, not collected on loans | $4,816,000 | 473 |
| Earning assets | $1,764,765,000 | 340 |
| Long-term assets (5+ years) | $447,797,000 | 223 |
| Average Assets, year-to-date | $1,757,316,400 | 364 |
| Average Assets, quarterly | $1,831,452,500 | 357 |
| Volatile liabilities | $545,629,000 | 285 |
| Insider loans | $54,692,000 | 122 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $1,036,000 | 631 |
| Unused loan commitments | $389,217,000 | 312 |
| Tier 1 (core) risk-based capital | $133,752,000 | 383 |
| Tier 2 risk-based capital | $13,929,220 | 368 |
| Total risk weighted assets | $1,102,925,520 | 361 |
| Total unused commitments | $389,217,000 | 315 |
| Derivatives | $70,060,000 | 341 |
| 1993-12-31 | Rank | |
| # of Employees: | 507 | 442 |
| Assets and Liabilities | ||
| Total Assets: | $1,492,879,000 | 415 |
| Cash and due from depository institutions | $41,140,000 | 442 |
| Interest-bearing balances | $15,000,000 | 417 |
| Securities | $653,568,000 | 289 |
| Federal funds sold & reverse repurchase agreements | $60,200,000 | 280 |
| Net loans & leases | $680,317,000 | 491 |
| Loan loss allowance | $19,917,000 | 375 |
| Trading account assets | $8,914,000 | 130 |
| Bank premises and fixed assets | $19,612,000 | 404 |
| Other real estate owned | $3,816,000 | 442 |
| Goodwill and other intangibles | $4,186,000 | 470 |
| All other assets | $21,126,000 | 562 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,492,879,000 | 415 |
| Total liabilities | $1,380,900,000 | 417 |
| Total deposits | $1,181,859,000 | 404 |
| Interest-bearing deposits | $1,015,955,000 | 406 |
| Deposits held in domestic offices | $1,181,859,000 | 399 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $52,898,000 | 487 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $127,771,000 | 297 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $18,372,000 | 434 |
| Total equity capital | $111,979,000 | 428 |
| Total bank equity capital | $111,979,000 | 428 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $7,370,000 | 505 |
| Surplus | $76,821,000 | 292 |
| Undivided profits | $27,788,000 | 833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,150,000 | 549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $102,000 | 894 |
| Income earned, not collected on loans | $3,249,000 | 585 |
| Earning assets | $1,417,999,000 | 399 |
| Long-term assets (5+ years) | $312,426,000 | 267 |
| Average Assets, year-to-date | $1,408,917,200 | 421 |
| Average Assets, quarterly | $1,501,053,500 | 407 |
| Volatile liabilities | $455,636,000 | 302 |
| Insider loans | $46,256,000 | 118 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $11,791,000 | 301 |
| Unused loan commitments | $289,098,000 | 354 |
| Tier 1 (core) risk-based capital | $107,793,000 | 422 |
| Tier 2 risk-based capital | $10,363,690 | 436 |
| Total risk weighted assets | $819,542,190 | 442 |
| Total unused commitments | $289,098,000 | 361 |
| Derivatives | $28,184,000 | 409 |
| 1992-12-31 | Rank | |
| # of Employees: | 492 | 465 |
| Assets and Liabilities | ||
| Total Assets: | $1,179,636,000 | 509 |
| Cash and due from depository institutions | $44,959,000 | 465 |
| Interest-bearing balances | $10,000,000 | 740 |
| Securities | $494,737,000 | 326 |
| Federal funds sold & reverse repurchase agreements | $24,575,000 | 722 |
| Net loans & leases | $560,654,000 | 588 |
| Loan loss allowance | $16,296,000 | 445 |
| Trading account assets | $11,109,000 | 121 |
| Bank premises and fixed assets | $16,121,000 | 474 |
| Other real estate owned | $4,218,000 | 465 |
| Goodwill and other intangibles | $1,127,000 | 944 |
| All other assets | $22,136,000 | 584 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,179,636,000 | 509 |
| Total liabilities | $1,085,820,000 | 514 |
| Total deposits | $988,422,000 | 487 |
| Interest-bearing deposits | $828,411,000 | 506 |
| Deposits held in domestic offices | $988,422,000 | 480 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,405,000 | 519 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $48,188,000 | 436 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $15,805,000 | 484 |
| Total equity capital | $93,816,000 | 468 |
| Total bank equity capital | $93,816,000 | 468 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $7,370,000 | 510 |
| Surplus | $59,149,000 | 350 |
| Undivided profits | $27,297,000 | 774 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,312,000 | 666 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,929,000 | 704 |
| Earning assets | $1,101,075,000 | 497 |
| Long-term assets (5+ years) | $280,492,000 | 290 |
| Average Assets, year-to-date | $1,251,408,200 | 469 |
| Average Assets, quarterly | $1,213,170,000 | 493 |
| Volatile liabilities | $236,519,000 | 424 |
| Insider loans | $59,000 | 6,874 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $9,592,000 | 243 |
| Unused loan commitments | $270,174,000 | 337 |
| Tier 1 (core) risk-based capital | $92,689,000 | 458 |
| Tier 2 risk-based capital | $8,911,850 | 490 |
| Total risk weighted assets | $705,563,450 | 503 |
| Total unused commitments | $270,174,000 | 343 |
| Derivatives | $21,803,000 | 407 |