Home > Old Kent Bank > Loan Charge- Offs and Recoveries
Old Kent Bank, Loan Charge- Offs and Recoveries
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $788,000 | 1,327 |
| Loans secured by real estate, total | $150,000 | 1,556 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $150,000 | 1,556 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,860 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $150,000 | 824 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $153,000 | 1,793 |
| Loans to individuals | $485,000 | 766 |
| Credit card loan charge offs | $30,000 | 1,193 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $455,000 | 602 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $272,000 | 1,325 |
| Loans secured by real estate, total | $107,000 | 931 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $107,000 | 931 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,282 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $107,000 | 538 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $27,000 | 3,418 |
| Loans to individuals | $138,000 | 873 |
| Credit card loan recoveries | $18,000 | 714 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $120,000 | 837 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $516,000 | 1,350 |
| Loans secured by real estate, total | $43,000 | 2,364 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $43,000 | 2,365 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,088 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $43,000 | 1,205 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $126,000 | 1,430 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $347,000 | 693 |
| Credit card loan net charge offs | $12,000 | 1,627 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $335,000 | 486 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,160,000 | 1,285 |
| Loans secured by real estate, total | $669,000 | 879 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $669,000 | 877 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $19,000 | 3,313 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $650,000 | 489 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $259,000 | 1,673 |
| Loans to individuals | $232,000 | 1,346 |
| Credit card loan charge offs | $24,000 | 1,426 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $208,000 | 1,190 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $348,000 | 1,214 |
| Loans secured by real estate, total | $164,000 | 721 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $164,000 | 720 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $164,000 | 410 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $29,000 | 3,645 |
| Loans to individuals | $155,000 | 856 |
| Credit card loan recoveries | $20,000 | 719 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $135,000 | 823 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $812,000 | 1,312 |
| Loans secured by real estate, total | $505,000 | 887 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $505,000 | 885 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $19,000 | 2,826 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $486,000 | 519 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $230,000 | 1,380 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $77,000 | 2,136 |
| Credit card loan net charge offs | $4,000 | 2,623 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $73,000 | 1,854 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $969,000 | 1,882 |
| Loans secured by real estate, total | $356,000 | 1,572 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $356,000 | 1,572 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 6,523 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $356,000 | 903 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $95,000 | 4,223 |
| Loans to individuals | $473,000 | 1,022 |
| Credit card loan charge offs | $79,000 | 932 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $394,000 | 905 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $45,000 | 259 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $241,000 | 1,670 |
| Loans secured by real estate, total | $53,000 | 1,496 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $53,000 | 1,496 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $53,000 | 722 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $39,000 | 3,240 |
| Loans to individuals | $149,000 | 979 |
| Credit card loan recoveries | $25,000 | 645 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $124,000 | 957 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $728,000 | 1,930 |
| Loans secured by real estate, total | $303,000 | 1,556 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $303,000 | 1,556 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 5,775 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $303,000 | 924 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $56,000 | 4,456 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $324,000 | 1,030 |
| Credit card loan net charge offs | $54,000 | 1,018 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $270,000 | 882 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $45,000 | 218 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.