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Old Kent Bank, Assets and Liabilities
1994-12-31 | Rank | |
# of Employees: | 232 | 853 |
Assets and Liabilities | ||
Total Assets: | $530,997,000 | 901 |
Cash and due from depository institutions | $25,136,000 | 853 |
Interest-bearing balances | $0 | 7,034 |
Securities | $128,586,000 | 1,012 |
Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
Net loans & leases | $351,471,000 | 868 |
Loan loss allowance | $5,381,000 | 877 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $14,938,000 | 506 |
Other real estate owned | $2,078,000 | 853 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $8,788,000 | 1,084 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $530,997,000 | 901 |
Total liabilities | $498,219,000 | 884 |
Total deposits | $477,191,000 | 814 |
Interest-bearing deposits | $391,217,000 | 865 |
Deposits held in domestic offices | $477,191,000 | 801 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $2,900,000 | 2,315 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $8,600,000 | 1,340 |
Subordinated debt | $0 | 372 |
All other liabilities | $9,528,000 | 626 |
Total equity capital | $32,778,000 | 1,266 |
Total bank equity capital | $32,778,000 | 1,266 |
Perpetual preferred stock | $0 | 310 |
Common stock | $8,995,000 | 431 |
Surplus | $9,977,000 | 1,538 |
Undivided profits | $13,806,000 | 1,705 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $4,029,000 | 930 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $16,000 | 1,408 |
Income earned, not collected on loans | $1,956,000 | 999 |
Earning assets | $480,057,000 | 908 |
Long-term assets (5+ years) | $121,560,000 | 581 |
Average Assets, year-to-date | $513,589,400 | 902 |
Average Assets, quarterly | $541,180,000 | 888 |
Volatile liabilities | $80,951,000 | 914 |
Insider loans | $2,654,000 | 1,591 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $53,360,000 | 942 |
Tier 1 (core) risk-based capital | $32,973,000 | 1,254 |
Tier 2 risk-based capital | $4,746,050 | 751 |
Total risk weighted assets | $379,049,150 | 799 |
Total unused commitments | $53,360,000 | 952 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 244 | 851 |
Assets and Liabilities | ||
Total Assets: | $481,538,000 | 1,001 |
Cash and due from depository institutions | $25,206,000 | 851 |
Interest-bearing balances | $0 | 7,655 |
Securities | $86,197,000 | 1,587 |
Federal funds sold & reverse repurchase agreements | $22,900,000 | 606 |
Net loans & leases | $326,418,000 | 894 |
Loan loss allowance | $4,597,000 | 1,044 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $14,426,000 | 515 |
Other real estate owned | $300,000 | 851 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $6,091,000 | 1,354 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $481,538,000 | 1,001 |
Total liabilities | $449,013,000 | 986 |
Total deposits | $443,556,000 | 906 |
Interest-bearing deposits | $367,034,000 | 950 |
Deposits held in domestic offices | $443,556,000 | 895 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $1,100,000 | 2,610 |
Subordinated debt | $0 | 413 |
All other liabilities | $4,357,000 | 1,049 |
Total equity capital | $32,525,000 | 1,266 |
Total bank equity capital | $32,525,000 | 1,266 |
Perpetual preferred stock | $0 | 343 |
Common stock | $8,995,000 | 433 |
Surplus | $9,409,000 | 1,531 |
Undivided profits | $14,121,000 | 1,690 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $6,576,000 | 799 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $10,000 | 1,638 |
Income earned, not collected on loans | $1,578,000 | 1,080 |
Earning assets | $435,515,000 | 1,014 |
Long-term assets (5+ years) | $90,829,000 | 729 |
Average Assets, year-to-date | $463,680,600 | 1,024 |
Average Assets, quarterly | $471,741,500 | 1,016 |
Volatile liabilities | $65,248,000 | 1,004 |
Insider loans | $2,705,000 | 1,538 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $51,108,000 | 972 |
Tier 1 (core) risk-based capital | $32,525,000 | 1,224 |
Tier 2 risk-based capital | $4,385,740 | 807 |
Total risk weighted assets | $350,648,240 | 850 |
Total unused commitments | $51,108,000 | 993 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 246 | 853 |
Assets and Liabilities | ||
Total Assets: | $451,539,000 | 1,098 |
Cash and due from depository institutions | $24,289,000 | 853 |
Interest-bearing balances | $0 | 8,059 |
Securities | $83,006,000 | 1,615 |
Federal funds sold & reverse repurchase agreements | $9,700,000 | 1,687 |
Net loans & leases | $312,631,000 | 958 |
Loan loss allowance | $4,585,000 | 1,064 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $13,540,000 | 559 |
Other real estate owned | $3,441,000 | 853 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $4,932,000 | 1,672 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $451,539,000 | 1,098 |
Total liabilities | $421,273,000 | 1,086 |
Total deposits | $417,668,000 | 1,007 |
Interest-bearing deposits | $349,142,000 | 1,052 |
Deposits held in domestic offices | $417,668,000 | 997 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $1,004,000 | 2,487 |
Subordinated debt | $0 | 482 |
All other liabilities | $2,601,000 | 1,534 |
Total equity capital | $30,266,000 | 1,283 |
Total bank equity capital | $30,266,000 | 1,283 |
Perpetual preferred stock | $0 | 346 |
Common stock | $8,995,000 | 434 |
Surplus | $9,295,000 | 1,493 |
Undivided profits | $11,976,000 | 1,831 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $4,665,000 | 1,181 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $1,498,000 | 1,282 |
Earning assets | $405,337,000 | 1,111 |
Long-term assets (5+ years) | $95,132,000 | 662 |
Average Assets, year-to-date | $435,836,800 | 1,107 |
Average Assets, quarterly | $446,122,500 | 1,103 |
Volatile liabilities | $56,490,000 | 1,090 |
Insider loans | $290,000 | 2,998 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $48,253,000 | 971 |
Tier 1 (core) risk-based capital | $30,266,000 | 1,244 |
Tier 2 risk-based capital | $4,203,640 | 854 |
Total risk weighted assets | $335,909,440 | 905 |
Total unused commitments | $48,253,000 | 988 |
Derivatives | $0 | 651 |