Home > Old Florida Bank > Assets and Liabilities
Old Florida Bank, Assets and Liabilities
| 2007-03-31 | Rank | |
| # of Employees: | 66 | 2,639 |
| Assets and Liabilities | ||
| Total Assets: | $275,766,000 | 2,359 |
| Cash and due from depository institutions | $5,419,000 | 2,639 |
| Interest-bearing balances | $256,000 | 3,765 |
| Securities | $23,132,000 | 4,085 |
| Federal funds sold & reverse repurchase agreements | $7,916,000 | 2,419 |
| Net loans & leases | $223,499,000 | 2,031 |
| Loan loss allowance | $2,637,000 | 1,981 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,759,000 | 1,246 |
| Other real estate owned | $0 | 2,639 |
| Goodwill and other intangibles | $1,971,000 | 1,373 |
| All other assets | $4,070,000 | 3,422 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $275,766,000 | 2,359 |
| Total liabilities | $249,021,000 | 2,347 |
| Total deposits | $242,747,000 | 2,181 |
| Interest-bearing deposits | $219,752,000 | 2,072 |
| Deposits held in domestic offices | $242,747,000 | 2,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $301,000 | 5,145 |
| Subordinated debt | $5,000,000 | 176 |
| All other liabilities | $973,000 | 3,972 |
| Total equity capital | $26,745,000 | 2,532 |
| Total bank equity capital | $26,745,000 | 2,532 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,083,000 | 754 |
| Surplus | $12,471,000 | 2,124 |
| Undivided profits | $8,191,000 | 3,573 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,029,000 | 2,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,027,000 | 3,742 |
| Earning assets | $254,803,000 | 2,349 |
| Long-term assets (5+ years) | $30,888,000 | 2,646 |
| Average Assets, year-to-date | $281,592,500 | 2,309 |
| Average Assets, quarterly | $281,592,500 | 2,309 |
| Volatile liabilities | $70,683,000 | 1,881 |
| Insider loans | $1,778,000 | 3,198 |
| FHLB advances | $301,000 | 4,878 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $35,794,000 | 2,325 |
| Tier 1 (core) risk-based capital | $24,892,000 | 2,568 |
| Tier 2 risk-based capital | $7,637,000 | 712 |
| Total risk weighted assets | $231,174,000 | 2,046 |
| Total unused commitments | $35,794,000 | 2,325 |
| Derivatives | $554,000 | 906 |
| 2006-12-31 | Rank | |
| # of Employees: | 62 | 2,805 |
| Assets and Liabilities | ||
| Total Assets: | $287,419,000 | 2,268 |
| Cash and due from depository institutions | $5,273,000 | 2,805 |
| Interest-bearing balances | $245,000 | 3,822 |
| Securities | $27,557,000 | 3,667 |
| Federal funds sold & reverse repurchase agreements | $2,095,000 | 4,400 |
| Net loans & leases | $235,617,000 | 1,913 |
| Loan loss allowance | $2,657,000 | 1,953 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $9,881,000 | 1,205 |
| Other real estate owned | $0 | 2,805 |
| Goodwill and other intangibles | $1,981,000 | 1,355 |
| All other assets | $5,015,000 | 2,996 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $287,419,000 | 2,268 |
| Total liabilities | $261,261,000 | 2,233 |
| Total deposits | $245,095,000 | 2,154 |
| Interest-bearing deposits | $225,364,000 | 2,000 |
| Deposits held in domestic offices | $245,095,000 | 2,150 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,305,000 | 2,474 |
| Subordinated debt | $5,000,000 | 177 |
| All other liabilities | $861,000 | 4,221 |
| Total equity capital | $26,158,000 | 2,527 |
| Total bank equity capital | $26,158,000 | 2,527 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $6,083,000 | 744 |
| Surplus | $12,471,000 | 2,072 |
| Undivided profits | $7,604,000 | 3,732 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $258,000 | 4,958 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,292,000 | 3,204 |
| Earning assets | $265,514,000 | 2,241 |
| Long-term assets (5+ years) | $33,820,000 | 2,434 |
| Average Assets, year-to-date | $313,718,000 | 1,981 |
| Average Assets, quarterly | $297,498,500 | 2,172 |
| Volatile liabilities | $87,922,000 | 1,672 |
| Insider loans | $1,778,000 | 3,181 |
| FHLB advances | $10,305,000 | 2,360 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $31,074,000 | 2,554 |
| Tier 1 (core) risk-based capital | $24,321,000 | 2,572 |
| Tier 2 risk-based capital | $7,657,000 | 703 |
| Total risk weighted assets | $250,272,000 | 1,909 |
| Total unused commitments | $31,074,000 | 2,554 |
| Derivatives | $544,000 | 882 |
| 2006-09-30 | Rank | |
| # of Employees: | 65 | 2,707 |
| Assets and Liabilities | ||
| Total Assets: | $307,578,000 | 2,099 |
| Cash and due from depository institutions | $7,189,000 | 2,707 |
| Interest-bearing balances | $964,000 | 2,465 |
| Securities | $29,091,000 | 3,577 |
| Federal funds sold & reverse repurchase agreements | $4,694,000 | 2,549 |
| Net loans & leases | $249,574,000 | 1,808 |
| Loan loss allowance | $2,680,000 | 1,934 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,985,000 | 1,167 |
| Other real estate owned | $0 | 2,707 |
| Goodwill and other intangibles | $2,050,000 | 1,335 |
| All other assets | $4,995,000 | 3,019 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $307,578,000 | 2,099 |
| Total liabilities | $281,866,000 | 2,053 |
| Total deposits | $265,316,000 | 1,950 |
| Interest-bearing deposits | $244,553,000 | 1,835 |
| Deposits held in domestic offices | $265,316,000 | 1,945 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,701 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,309,000 | 3,510 |
| Subordinated debt | $5,000,000 | 181 |
| All other liabilities | $1,241,000 | 3,341 |
| Total equity capital | $25,712,000 | 2,544 |
| Total bank equity capital | $25,712,000 | 2,544 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,083,000 | 729 |
| Surplus | $12,471,000 | 2,038 |
| Undivided profits | $7,158,000 | 3,886 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,353,000 | 3,044 |
| Earning assets | $284,323,000 | 2,094 |
| Long-term assets (5+ years) | $37,064,000 | 2,266 |
| Average Assets, year-to-date | $320,292,750 | 1,957 |
| Average Assets, quarterly | $315,964,000 | 2,017 |
| Volatile liabilities | $88,179,000 | 1,666 |
| Insider loans | $1,778,000 | 3,170 |
| FHLB advances | $5,309,000 | 3,362 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $28,426,000 | 2,709 |
| Tier 1 (core) risk-based capital | $23,916,000 | 2,585 |
| Tier 2 risk-based capital | $7,680,000 | 701 |
| Total risk weighted assets | $265,377,000 | 1,799 |
| Total unused commitments | $28,426,000 | 2,709 |
| Derivatives | $564,000 | 892 |
| 2006-06-30 | Rank | |
| # of Employees: | 68 | 2,601 |
| Assets and Liabilities | ||
| Total Assets: | $324,350,000 | 1,974 |
| Cash and due from depository institutions | $7,783,000 | 2,601 |
| Interest-bearing balances | $820,000 | 2,637 |
| Securities | $30,671,000 | 3,450 |
| Federal funds sold & reverse repurchase agreements | $17,277,000 | 700 |
| Net loans & leases | $251,342,000 | 1,773 |
| Loan loss allowance | $2,680,000 | 1,917 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $10,071,000 | 1,141 |
| Other real estate owned | $0 | 2,601 |
| Goodwill and other intangibles | $2,077,000 | 1,316 |
| All other assets | $5,129,000 | 2,920 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $324,350,000 | 1,974 |
| Total liabilities | $299,579,000 | 1,926 |
| Total deposits | $283,528,000 | 1,815 |
| Interest-bearing deposits | $260,872,000 | 1,694 |
| Deposits held in domestic offices | $283,528,000 | 1,812 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $10,313,000 | 2,609 |
| Subordinated debt | $5,000,000 | 176 |
| All other liabilities | $738,000 | 4,259 |
| Total equity capital | $24,771,000 | 2,543 |
| Total bank equity capital | $24,771,000 | 2,543 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $6,083,000 | 708 |
| Surplus | $12,471,000 | 1,997 |
| Undivided profits | $6,217,000 | 4,054 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,264,000 | 2,952 |
| Earning assets | $300,110,000 | 1,958 |
| Long-term assets (5+ years) | $43,785,000 | 2,001 |
| Average Assets, year-to-date | $324,531,000 | 1,928 |
| Average Assets, quarterly | $329,989,500 | 1,923 |
| Volatile liabilities | $92,296,000 | 1,583 |
| Insider loans | $1,778,000 | 3,134 |
| FHLB advances | $10,313,000 | 2,478 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $33,489,000 | 2,424 |
| Tier 1 (core) risk-based capital | $23,148,000 | 2,634 |
| Tier 2 risk-based capital | $7,680,000 | 690 |
| Total risk weighted assets | $269,501,000 | 1,751 |
| Total unused commitments | $33,489,000 | 2,425 |
| Derivatives | $564,000 | 885 |
| 2006-03-31 | Rank | |
| # of Employees: | 67 | 2,619 |
| Assets and Liabilities | ||
| Total Assets: | $335,629,000 | 1,887 |
| Cash and due from depository institutions | $9,514,000 | 2,619 |
| Interest-bearing balances | $431,000 | 3,387 |
| Securities | $26,048,000 | 3,909 |
| Federal funds sold & reverse repurchase agreements | $26,500,000 | 514 |
| Net loans & leases | $256,256,000 | 1,715 |
| Loan loss allowance | $2,684,000 | 1,882 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,100,000 | 1,100 |
| Other real estate owned | $0 | 2,619 |
| Goodwill and other intangibles | $2,106,000 | 1,275 |
| All other assets | $5,105,000 | 2,862 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $335,629,000 | 1,887 |
| Total liabilities | $311,480,000 | 1,840 |
| Total deposits | $295,051,000 | 1,739 |
| Interest-bearing deposits | $262,980,000 | 1,665 |
| Deposits held in domestic offices | $295,051,000 | 1,735 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,316,000 | 2,530 |
| Subordinated debt | $5,000,000 | 171 |
| All other liabilities | $1,113,000 | 3,295 |
| Total equity capital | $24,149,000 | 2,567 |
| Total bank equity capital | $24,149,000 | 2,567 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,083,000 | 692 |
| Surplus | $12,471,000 | 1,940 |
| Undivided profits | $5,595,000 | 4,318 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,230,000 | 2,876 |
| Earning assets | $309,235,000 | 1,881 |
| Long-term assets (5+ years) | $44,586,000 | 1,931 |
| Average Assets, year-to-date | $324,621,500 | 1,929 |
| Average Assets, quarterly | $324,621,500 | 1,929 |
| Volatile liabilities | $100,340,000 | 1,403 |
| Insider loans | $1,778,000 | 3,075 |
| FHLB advances | $10,316,000 | 2,418 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $43,845,000 | 2,003 |
| Tier 1 (core) risk-based capital | $22,323,000 | 2,664 |
| Tier 2 risk-based capital | $7,684,000 | 666 |
| Total risk weighted assets | $274,650,000 | 1,679 |
| Total unused commitments | $43,845,000 | 2,004 |
| Derivatives | $518,000 | 869 |
| 2005-12-31 | Rank | |
| # of Employees: | 69 | 2,538 |
| Assets and Liabilities | ||
| Total Assets: | $313,614,000 | 1,982 |
| Cash and due from depository institutions | $10,322,000 | 2,538 |
| Interest-bearing balances | $381,000 | 3,620 |
| Securities | $20,794,000 | 4,528 |
| Federal funds sold & reverse repurchase agreements | $9,451,000 | 1,447 |
| Net loans & leases | $256,085,000 | 1,690 |
| Loan loss allowance | $2,594,000 | 1,915 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $9,920,000 | 1,102 |
| Other real estate owned | $0 | 2,538 |
| Goodwill and other intangibles | $2,130,000 | 1,255 |
| All other assets | $4,912,000 | 2,936 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $313,614,000 | 1,982 |
| Total liabilities | $290,170,000 | 1,938 |
| Total deposits | $270,970,000 | 1,853 |
| Interest-bearing deposits | $237,425,000 | 1,807 |
| Deposits held in domestic offices | $270,970,000 | 1,845 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,638 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,820,000 | 3,044 |
| Subordinated debt | $5,000,000 | 172 |
| All other liabilities | $1,380,000 | 2,776 |
| Total equity capital | $23,444,000 | 2,597 |
| Total bank equity capital | $23,444,000 | 2,597 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $6,083,000 | 679 |
| Surplus | $12,471,000 | 1,895 |
| Undivided profits | $4,890,000 | 4,647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $433,000 | 4,005 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,101,000 | 3,186 |
| Earning assets | $286,711,000 | 1,987 |
| Long-term assets (5+ years) | $36,966,000 | 2,194 |
| Average Assets, year-to-date | $281,178,600 | 2,096 |
| Average Assets, quarterly | $316,085,500 | 1,945 |
| Volatile liabilities | $94,702,000 | 1,440 |
| Insider loans | $1,778,000 | 3,049 |
| FHLB advances | $7,820,000 | 2,915 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $47,606,000 | 1,855 |
| Tier 1 (core) risk-based capital | $21,579,000 | 2,708 |
| Tier 2 risk-based capital | $7,594,000 | 668 |
| Total risk weighted assets | $268,174,000 | 1,700 |
| Total unused commitments | $47,606,000 | 1,855 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 70 | 2,479 |
| Assets and Liabilities | ||
| Total Assets: | $318,557,000 | 1,919 |
| Cash and due from depository institutions | $8,420,000 | 2,479 |
| Interest-bearing balances | $408,000 | 3,642 |
| Securities | $20,237,000 | 4,580 |
| Federal funds sold & reverse repurchase agreements | $29,427,000 | 454 |
| Net loans & leases | $244,998,000 | 1,713 |
| Loan loss allowance | $2,484,000 | 1,959 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $9,384,000 | 1,131 |
| Other real estate owned | $0 | 2,479 |
| Goodwill and other intangibles | $2,140,000 | 1,231 |
| All other assets | $3,951,000 | 3,363 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $318,557,000 | 1,919 |
| Total liabilities | $295,686,000 | 1,867 |
| Total deposits | $279,591,000 | 1,758 |
| Interest-bearing deposits | $210,581,000 | 1,972 |
| Deposits held in domestic offices | $279,591,000 | 1,752 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $10,323,000 | 2,640 |
| Subordinated debt | $5,000,000 | 164 |
| All other liabilities | $772,000 | 4,071 |
| Total equity capital | $22,871,000 | 2,634 |
| Total bank equity capital | $22,871,000 | 2,634 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,083,000 | 649 |
| Surplus | $12,471,000 | 1,835 |
| Undivided profits | $4,317,000 | 5,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $199,000 | 5,450 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $946,000 | 3,610 |
| Earning assets | $295,070,000 | 1,896 |
| Long-term assets (5+ years) | $15,202,000 | 3,848 |
| Average Assets, year-to-date | $273,069,750 | 2,159 |
| Average Assets, quarterly | $297,916,500 | 2,030 |
| Volatile liabilities | $95,513,000 | 1,382 |
| Insider loans | $1,750,000 | 3,060 |
| FHLB advances | $10,323,000 | 2,492 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $45,957,000 | 1,850 |
| Tier 1 (core) risk-based capital | $20,583,000 | 2,794 |
| Tier 2 risk-based capital | $7,484,000 | 668 |
| Total risk weighted assets | $256,711,000 | 1,710 |
| Total unused commitments | $45,957,000 | 1,852 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 67 | 2,586 |
| Assets and Liabilities | ||
| Total Assets: | $277,276,000 | 2,146 |
| Cash and due from depository institutions | $11,003,000 | 2,586 |
| Interest-bearing balances | $933,000 | 2,824 |
| Securities | $21,362,000 | 4,458 |
| Federal funds sold & reverse repurchase agreements | $16,024,000 | 740 |
| Net loans & leases | $214,414,000 | 1,879 |
| Loan loss allowance | $2,175,000 | 2,170 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,896,000 | 1,189 |
| Other real estate owned | $0 | 2,586 |
| Goodwill and other intangibles | $2,166,000 | 1,210 |
| All other assets | $3,411,000 | 3,593 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $277,276,000 | 2,146 |
| Total liabilities | $254,837,000 | 2,105 |
| Total deposits | $245,623,000 | 1,966 |
| Interest-bearing deposits | $214,029,000 | 1,904 |
| Deposits held in domestic offices | $245,623,000 | 1,960 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,327,000 | 4,165 |
| Subordinated debt | $5,000,000 | 161 |
| All other liabilities | $887,000 | 3,522 |
| Total equity capital | $22,439,000 | 2,638 |
| Total bank equity capital | $22,439,000 | 2,638 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,083,000 | 631 |
| Surplus | $12,471,000 | 1,798 |
| Undivided profits | $3,885,000 | 5,189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 7,431 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $781,000 | 3,900 |
| Earning assets | $252,733,000 | 2,167 |
| Long-term assets (5+ years) | $18,795,000 | 3,470 |
| Average Assets, year-to-date | $257,907,330 | 2,264 |
| Average Assets, quarterly | $263,979,500 | 2,232 |
| Volatile liabilities | $69,909,000 | 1,731 |
| Insider loans | $2,048,000 | 2,726 |
| FHLB advances | $3,327,000 | 4,020 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $43,258,000 | 1,893 |
| Tier 1 (core) risk-based capital | $20,007,000 | 2,808 |
| Tier 2 risk-based capital | $7,175,000 | 675 |
| Total risk weighted assets | $227,183,000 | 1,861 |
| Total unused commitments | $43,258,000 | 1,893 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 59 | 2,870 |
| Assets and Liabilities | ||
| Total Assets: | $250,683,000 | 2,358 |
| Cash and due from depository institutions | $8,926,000 | 2,870 |
| Interest-bearing balances | $656,000 | 3,143 |
| Securities | $19,159,000 | 4,827 |
| Federal funds sold & reverse repurchase agreements | $6,239,000 | 1,938 |
| Net loans & leases | $201,734,000 | 1,954 |
| Loan loss allowance | $2,057,000 | 2,264 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,757,000 | 1,177 |
| Other real estate owned | $0 | 2,870 |
| Goodwill and other intangibles | $2,194,000 | 1,191 |
| All other assets | $3,674,000 | 3,380 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $250,683,000 | 2,358 |
| Total liabilities | $228,887,000 | 2,333 |
| Total deposits | $217,468,000 | 2,205 |
| Interest-bearing deposits | $194,461,000 | 2,069 |
| Deposits held in domestic offices | $217,468,000 | 2,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,830,000 | 2,470 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $589,000 | 4,404 |
| Total equity capital | $21,796,000 | 2,643 |
| Total bank equity capital | $21,796,000 | 2,643 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,083,000 | 611 |
| Surplus | $12,471,000 | 1,748 |
| Undivided profits | $3,242,000 | 5,510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $687,000 | 4,230 |
| Earning assets | $227,788,000 | 2,384 |
| Long-term assets (5+ years) | $16,410,000 | 3,807 |
| Average Assets, year-to-date | $248,223,000 | 2,361 |
| Average Assets, quarterly | $248,223,000 | 2,361 |
| Volatile liabilities | $66,137,000 | 1,733 |
| Insider loans | $2,311,000 | 2,462 |
| FHLB advances | $10,830,000 | 2,350 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $40,025,000 | 1,975 |
| Tier 1 (core) risk-based capital | $19,193,000 | 2,870 |
| Tier 2 risk-based capital | $2,057,000 | 2,168 |
| Total risk weighted assets | $212,076,000 | 1,930 |
| Total unused commitments | $40,025,000 | 1,977 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 53 | 3,178 |
| Assets and Liabilities | ||
| Total Assets: | $245,763,000 | 2,378 |
| Cash and due from depository institutions | $6,974,000 | 3,178 |
| Interest-bearing balances | $241,000 | 4,182 |
| Securities | $18,670,000 | 4,922 |
| Federal funds sold & reverse repurchase agreements | $22,402,000 | 511 |
| Net loans & leases | $182,733,000 | 2,139 |
| Loan loss allowance | $1,860,000 | 2,454 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,821,000 | 1,153 |
| Other real estate owned | $0 | 3,178 |
| Goodwill and other intangibles | $2,174,000 | 1,185 |
| All other assets | $3,989,000 | 3,151 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $245,763,000 | 2,378 |
| Total liabilities | $224,203,000 | 2,355 |
| Total deposits | $202,823,000 | 2,333 |
| Interest-bearing deposits | $183,974,000 | 2,160 |
| Deposits held in domestic offices | $202,823,000 | 2,328 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $20,634,000 | 1,687 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $746,000 | 3,777 |
| Total equity capital | $21,560,000 | 2,670 |
| Total bank equity capital | $21,560,000 | 2,670 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,083,000 | 597 |
| Surplus | $12,471,000 | 1,724 |
| Undivided profits | $3,006,000 | 5,754 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $561,000 | 4,935 |
| Earning assets | $224,046,000 | 2,405 |
| Long-term assets (5+ years) | $14,748,000 | 4,092 |
| Average Assets, year-to-date | $200,840,600 | 2,760 |
| Average Assets, quarterly | $227,035,500 | 2,553 |
| Volatile liabilities | $67,692,000 | 1,659 |
| Insider loans | $2,311,000 | 2,463 |
| FHLB advances | $20,634,000 | 1,586 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $42,692,000 | 1,811 |
| Tier 1 (core) risk-based capital | $18,853,000 | 2,873 |
| Tier 2 risk-based capital | $1,860,000 | 2,330 |
| Total risk weighted assets | $195,792,000 | 2,072 |
| Total unused commitments | $42,692,000 | 1,812 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 58 | 2,918 |
| Assets and Liabilities | ||
| Total Assets: | $208,308,000 | 2,746 |
| Cash and due from depository institutions | $5,981,000 | 2,918 |
| Interest-bearing balances | $573,000 | 3,385 |
| Securities | $16,474,000 | 5,260 |
| Federal funds sold & reverse repurchase agreements | $8,022,000 | 1,406 |
| Net loans & leases | $163,377,000 | 2,317 |
| Loan loss allowance | $1,655,000 | 2,703 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $8,845,000 | 1,113 |
| Other real estate owned | $0 | 2,918 |
| Goodwill and other intangibles | $2,024,000 | 1,198 |
| All other assets | $3,585,000 | 3,333 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $208,308,000 | 2,746 |
| Total liabilities | $186,894,000 | 2,743 |
| Total deposits | $165,491,000 | 2,778 |
| Interest-bearing deposits | $143,053,000 | 2,733 |
| Deposits held in domestic offices | $165,491,000 | 2,772 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $20,637,000 | 1,689 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $766,000 | 3,819 |
| Total equity capital | $21,414,000 | 2,678 |
| Total bank equity capital | $21,414,000 | 2,678 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $6,083,000 | 590 |
| Surplus | $12,471,000 | 1,695 |
| Undivided profits | $2,860,000 | 5,931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $174,000 | 5,840 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $527,000 | 5,309 |
| Earning assets | $188,446,000 | 2,777 |
| Long-term assets (5+ years) | $16,430,000 | 3,944 |
| Average Assets, year-to-date | $189,610,000 | 2,884 |
| Average Assets, quarterly | $205,584,500 | 2,754 |
| Volatile liabilities | $50,742,000 | 2,069 |
| Insider loans | $2,231,000 | 2,498 |
| FHLB advances | $20,637,000 | 1,576 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $48,008,000 | 1,614 |
| Tier 1 (core) risk-based capital | $17,847,000 | 3,003 |
| Tier 2 risk-based capital | $1,655,000 | 2,518 |
| Total risk weighted assets | $171,309,000 | 2,297 |
| Total unused commitments | $48,008,000 | 1,615 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 60 | 2,858 |
| Assets and Liabilities | ||
| Total Assets: | $202,861,000 | 2,789 |
| Cash and due from depository institutions | $5,721,000 | 2,858 |
| Interest-bearing balances | $543,000 | 3,472 |
| Securities | $15,684,000 | 5,443 |
| Federal funds sold & reverse repurchase agreements | $7,998,000 | 1,348 |
| Net loans & leases | $158,913,000 | 2,328 |
| Loan loss allowance | $1,610,000 | 2,764 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,905,000 | 1,085 |
| Other real estate owned | $0 | 2,858 |
| Goodwill and other intangibles | $2,020,000 | 1,185 |
| All other assets | $3,620,000 | 3,310 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $202,861,000 | 2,789 |
| Total liabilities | $181,807,000 | 2,785 |
| Total deposits | $158,486,000 | 2,849 |
| Interest-bearing deposits | $135,486,000 | 2,845 |
| Deposits held in domestic offices | $158,486,000 | 2,844 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,979,000 | 2,404 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,641,000 | 1,652 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $701,000 | 3,745 |
| Total equity capital | $21,054,000 | 2,602 |
| Total bank equity capital | $21,054,000 | 2,602 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $6,083,000 | 577 |
| Surplus | $12,471,000 | 1,648 |
| Undivided profits | $2,500,000 | 6,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $174,000 | 5,838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $487,000 | 5,362 |
| Earning assets | $183,138,000 | 2,816 |
| Long-term assets (5+ years) | $19,482,000 | 3,674 |
| Average Assets, year-to-date | $183,377,330 | 2,967 |
| Average Assets, quarterly | $192,299,500 | 2,880 |
| Volatile liabilities | $42,827,000 | 2,306 |
| Insider loans | $2,231,000 | 2,469 |
| FHLB advances | $20,641,000 | 1,547 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $44,966,000 | 1,696 |
| Tier 1 (core) risk-based capital | $17,543,000 | 2,995 |
| Tier 2 risk-based capital | $1,610,000 | 2,554 |
| Total risk weighted assets | $168,532,000 | 2,282 |
| Total unused commitments | $44,966,000 | 1,699 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 60 | 2,838 |
| Assets and Liabilities | ||
| Total Assets: | $181,738,000 | 3,012 |
| Cash and due from depository institutions | $4,569,000 | 2,838 |
| Interest-bearing balances | $289,000 | 4,328 |
| Securities | $16,344,000 | 5,312 |
| Federal funds sold & reverse repurchase agreements | $6,204,000 | 2,353 |
| Net loans & leases | $140,233,000 | 2,547 |
| Loan loss allowance | $1,490,000 | 2,937 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $8,940,000 | 1,065 |
| Other real estate owned | $0 | 2,838 |
| Goodwill and other intangibles | $3,706,000 | 857 |
| All other assets | $1,742,000 | 4,982 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $181,738,000 | 3,012 |
| Total liabilities | $160,552,000 | 3,040 |
| Total deposits | $146,596,000 | 3,022 |
| Interest-bearing deposits | $129,215,000 | 2,947 |
| Deposits held in domestic offices | $146,596,000 | 3,017 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $13,144,000 | 2,080 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $812,000 | 3,695 |
| Total equity capital | $21,186,000 | 2,636 |
| Total bank equity capital | $21,186,000 | 2,636 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $6,083,000 | 575 |
| Surplus | $12,471,000 | 1,623 |
| Undivided profits | $2,632,000 | 6,128 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $932,000 | 2,803 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $507,000 | 5,133 |
| Earning assets | $163,070,000 | 3,051 |
| Long-term assets (5+ years) | $42,511,000 | 2,141 |
| Average Assets, year-to-date | $173,635,500 | 3,087 |
| Average Assets, quarterly | $173,635,500 | 3,087 |
| Volatile liabilities | $39,494,000 | 2,374 |
| Insider loans | $2,850,000 | 1,990 |
| FHLB advances | $13,144,000 | 1,959 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $33,063,000 | 2,065 |
| Tier 1 (core) risk-based capital | $17,292,000 | 2,990 |
| Tier 2 risk-based capital | $1,490,000 | 2,697 |
| Total risk weighted assets | $150,695,000 | 2,477 |
| Total unused commitments | $33,063,000 | 2,070 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 51 | 3,302 |
| Assets and Liabilities | ||
| Total Assets: | $165,533,000 | 3,215 |
| Cash and due from depository institutions | $5,499,000 | 3,302 |
| Interest-bearing balances | $260,000 | 4,317 |
| Securities | $16,091,000 | 5,433 |
| Federal funds sold & reverse repurchase agreements | $4,448,000 | 2,520 |
| Net loans & leases | $125,194,000 | 2,776 |
| Loan loss allowance | $1,427,000 | 3,023 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $8,981,000 | 1,050 |
| Other real estate owned | $0 | 3,302 |
| Goodwill and other intangibles | $3,685,000 | 866 |
| All other assets | $1,635,000 | 5,207 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,533,000 | 3,215 |
| Total liabilities | $144,469,000 | 3,285 |
| Total deposits | $137,619,000 | 3,193 |
| Interest-bearing deposits | $121,049,000 | 3,078 |
| Deposits held in domestic offices | $137,619,000 | 3,189 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,147,000 | 3,081 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $703,000 | 3,898 |
| Total equity capital | $21,064,000 | 2,597 |
| Total bank equity capital | $21,064,000 | 2,597 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $6,083,000 | 580 |
| Surplus | $12,471,000 | 1,596 |
| Undivided profits | $2,510,000 | 6,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $932,000 | 2,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $476,000 | 5,519 |
| Earning assets | $145,993,000 | 3,320 |
| Long-term assets (5+ years) | $37,274,000 | 2,390 |
| Average Assets, year-to-date | $129,519,600 | 3,843 |
| Average Assets, quarterly | $160,730,500 | 3,279 |
| Volatile liabilities | $29,773,000 | 2,945 |
| Insider loans | $2,846,000 | 1,963 |
| FHLB advances | $6,147,000 | 2,937 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $39,128,000 | 1,780 |
| Tier 1 (core) risk-based capital | $17,254,000 | 2,952 |
| Tier 2 risk-based capital | $1,427,000 | 2,784 |
| Total risk weighted assets | $136,603,000 | 2,687 |
| Total unused commitments | $39,128,000 | 1,783 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 51 | 3,323 |
| Assets and Liabilities | ||
| Total Assets: | $155,928,000 | 3,377 |
| Cash and due from depository institutions | $3,267,000 | 3,323 |
| Interest-bearing balances | $195,000 | 4,768 |
| Securities | $17,714,000 | 5,083 |
| Federal funds sold & reverse repurchase agreements | $4,464,000 | 2,842 |
| Net loans & leases | $116,139,000 | 2,923 |
| Loan loss allowance | $1,527,000 | 2,838 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $9,130,000 | 1,022 |
| Other real estate owned | $0 | 3,323 |
| Goodwill and other intangibles | $3,529,000 | 880 |
| All other assets | $1,685,000 | 5,144 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,928,000 | 3,377 |
| Total liabilities | $135,012,000 | 3,470 |
| Total deposits | $121,985,000 | 3,513 |
| Interest-bearing deposits | $108,719,000 | 3,371 |
| Deposits held in domestic offices | $121,985,000 | 3,510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $12,151,000 | 2,111 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $876,000 | 3,527 |
| Total equity capital | $20,916,000 | 2,610 |
| Total bank equity capital | $20,916,000 | 2,610 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $6,083,000 | 572 |
| Surplus | $12,471,000 | 1,571 |
| Undivided profits | $2,362,000 | 6,357 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,032,000 | 2,795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $520,000 | 5,392 |
| Earning assets | $138,512,000 | 3,461 |
| Long-term assets (5+ years) | $40,311,000 | 2,238 |
| Average Assets, year-to-date | $120,516,250 | 4,088 |
| Average Assets, quarterly | $131,587,000 | 3,871 |
| Volatile liabilities | $33,084,000 | 2,687 |
| Insider loans | $2,246,000 | 2,347 |
| FHLB advances | $12,151,000 | 1,984 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $28,940,000 | 2,220 |
| Tier 1 (core) risk-based capital | $17,312,000 | 2,932 |
| Tier 2 risk-based capital | $1,527,000 | 2,620 |
| Total risk weighted assets | $126,672,000 | 2,882 |
| Total unused commitments | $28,940,000 | 2,224 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 43 | 3,851 |
| Assets and Liabilities | ||
| Total Assets: | $107,246,000 | 4,539 |
| Cash and due from depository institutions | $4,452,000 | 3,851 |
| Interest-bearing balances | $264,000 | 4,529 |
| Securities | $10,518,000 | 6,360 |
| Federal funds sold & reverse repurchase agreements | $1,439,000 | 5,324 |
| Net loans & leases | $84,511,000 | 3,766 |
| Loan loss allowance | $968,000 | 4,017 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,994,000 | 1,929 |
| Other real estate owned | $0 | 3,851 |
| Goodwill and other intangibles | $184,000 | 2,513 |
| All other assets | $1,148,000 | 6,076 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,246,000 | 4,539 |
| Total liabilities | $95,109,000 | 4,552 |
| Total deposits | $90,346,000 | 4,462 |
| Interest-bearing deposits | $81,376,000 | 4,265 |
| Deposits held in domestic offices | $90,346,000 | 4,460 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $4,354,000 | 3,505 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $409,000 | 5,650 |
| Total equity capital | $12,137,000 | 4,208 |
| Total bank equity capital | $12,137,000 | 4,208 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $6,083,000 | 563 |
| Surplus | $3,867,000 | 3,938 |
| Undivided profits | $2,187,000 | 6,529 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $341,000 | 6,649 |
| Earning assets | $96,732,000 | 4,581 |
| Long-term assets (5+ years) | $13,421,000 | 4,320 |
| Average Assets, year-to-date | $108,712,330 | 4,418 |
| Average Assets, quarterly | $108,965,000 | 4,446 |
| Volatile liabilities | $24,841,000 | 3,287 |
| Insider loans | $1,968,000 | 2,616 |
| FHLB advances | $4,354,000 | 3,336 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $19,432,000 | 2,855 |
| Tier 1 (core) risk-based capital | $11,639,000 | 4,128 |
| Tier 2 risk-based capital | $968,000 | 3,715 |
| Total risk weighted assets | $90,912,000 | 3,718 |
| Total unused commitments | $19,432,000 | 2,863 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 43 | 3,808 |
| Assets and Liabilities | ||
| Total Assets: | $110,684,000 | 4,390 |
| Cash and due from depository institutions | $8,532,000 | 3,808 |
| Interest-bearing balances | $5,578,000 | 1,404 |
| Securities | $11,652,000 | 6,178 |
| Federal funds sold & reverse repurchase agreements | $4,221,000 | 3,592 |
| Net loans & leases | $79,976,000 | 3,888 |
| Loan loss allowance | $965,000 | 3,982 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,946,000 | 1,897 |
| Other real estate owned | $0 | 3,808 |
| Goodwill and other intangibles | $189,000 | 2,477 |
| All other assets | $1,168,000 | 5,990 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,684,000 | 4,390 |
| Total liabilities | $98,682,000 | 4,386 |
| Total deposits | $94,997,000 | 4,254 |
| Interest-bearing deposits | $85,005,000 | 4,111 |
| Deposits held in domestic offices | $94,997,000 | 4,251 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $3,357,000 | 3,730 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $328,000 | 6,308 |
| Total equity capital | $12,002,000 | 4,167 |
| Total bank equity capital | $12,002,000 | 4,167 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,083,000 | 555 |
| Surplus | $3,867,000 | 3,889 |
| Undivided profits | $2,052,000 | 6,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $351,000 | 6,601 |
| Earning assets | $101,427,000 | 4,395 |
| Long-term assets (5+ years) | $11,275,000 | 4,632 |
| Average Assets, year-to-date | $109,445,500 | 4,394 |
| Average Assets, quarterly | $109,445,500 | 4,394 |
| Volatile liabilities | $23,926,000 | 3,320 |
| Insider loans | $1,968,000 | 2,569 |
| FHLB advances | $3,357,000 | 3,564 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $18,907,000 | 2,808 |
| Tier 1 (core) risk-based capital | $11,501,000 | 4,116 |
| Tier 2 risk-based capital | $965,000 | 3,680 |
| Total risk weighted assets | $88,102,000 | 3,763 |
| Total unused commitments | $18,907,000 | 2,819 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 37 | 4,296 |
| Assets and Liabilities | ||
| Total Assets: | $108,207,000 | 4,419 |
| Cash and due from depository institutions | $5,276,000 | 4,296 |
| Interest-bearing balances | $2,473,000 | 2,157 |
| Securities | $8,935,000 | 6,769 |
| Federal funds sold & reverse repurchase agreements | $1,337,000 | 5,499 |
| Net loans & leases | $87,272,000 | 3,620 |
| Loan loss allowance | $965,000 | 3,904 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,000,000 | 2,346 |
| Other real estate owned | $0 | 4,296 |
| Goodwill and other intangibles | $194,000 | 2,431 |
| All other assets | $1,193,000 | 5,982 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,207,000 | 4,419 |
| Total liabilities | $96,258,000 | 4,430 |
| Total deposits | $92,521,000 | 4,273 |
| Interest-bearing deposits | $84,749,000 | 4,056 |
| Deposits held in domestic offices | $92,521,000 | 4,268 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $3,360,000 | 3,781 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $377,000 | 6,042 |
| Total equity capital | $11,949,000 | 4,130 |
| Total bank equity capital | $11,949,000 | 4,130 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,083,000 | 553 |
| Surplus | $3,867,000 | 3,844 |
| Undivided profits | $1,999,000 | 6,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $372,000 | 6,603 |
| Earning assets | $100,017,000 | 4,387 |
| Long-term assets (5+ years) | $7,235,000 | 5,446 |
| Average Assets, year-to-date | $103,178,000 | 4,405 |
| Average Assets, quarterly | $107,136,000 | 4,401 |
| Volatile liabilities | $24,879,000 | 3,228 |
| Insider loans | $1,968,000 | 2,544 |
| FHLB advances | $3,360,000 | 3,578 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $14,469,000 | 3,250 |
| Tier 1 (core) risk-based capital | $11,322,000 | 4,088 |
| Tier 2 risk-based capital | $965,000 | 3,625 |
| Total risk weighted assets | $92,023,000 | 3,589 |
| Total unused commitments | $14,469,000 | 3,254 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 30 | 5,012 |
| Assets and Liabilities | ||
| Total Assets: | $95,990,000 | 4,700 |
| Cash and due from depository institutions | $6,039,000 | 5,012 |
| Interest-bearing balances | $2,596,000 | 1,989 |
| Securities | $8,458,000 | 6,901 |
| Federal funds sold & reverse repurchase agreements | $3,216,000 | 3,768 |
| Net loans & leases | $72,905,000 | 4,036 |
| Loan loss allowance | $825,000 | 4,180 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,093,000 | 2,211 |
| Other real estate owned | $0 | 5,012 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,279,000 | 5,867 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,990,000 | 4,700 |
| Total liabilities | $84,440,000 | 4,762 |
| Total deposits | $80,797,000 | 4,638 |
| Interest-bearing deposits | $73,414,000 | 4,423 |
| Deposits held in domestic offices | $80,797,000 | 4,633 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,373,000 | 3,563 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $270,000 | 7,188 |
| Total equity capital | $11,550,000 | 4,017 |
| Total bank equity capital | $11,550,000 | 4,017 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,083,000 | 545 |
| Surplus | $3,855,000 | 3,750 |
| Undivided profits | $1,612,000 | 6,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 8,306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $337,000 | 7,213 |
| Earning assets | $87,175,000 | 4,692 |
| Long-term assets (5+ years) | $6,481,000 | 5,681 |
| Average Assets, year-to-date | $92,869,200 | 4,621 |
| Average Assets, quarterly | $96,213,500 | 4,631 |
| Volatile liabilities | $22,509,000 | 3,351 |
| Insider loans | $380,000 | 5,981 |
| FHLB advances | $3,373,000 | 3,360 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $14,083,000 | 3,171 |
| Tier 1 (core) risk-based capital | $10,954,000 | 4,025 |
| Tier 2 risk-based capital | $825,000 | 3,914 |
| Total risk weighted assets | $77,495,000 | 4,000 |
| Total unused commitments | $14,083,000 | 3,178 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 25 | 5,727 |
| Assets and Liabilities | ||
| Total Assets: | $89,638,000 | 4,816 |
| Cash and due from depository institutions | $3,084,000 | 5,727 |
| Interest-bearing balances | $272,000 | 3,603 |
| Securities | $8,212,000 | 7,305 |
| Federal funds sold & reverse repurchase agreements | $6,877,000 | 1,765 |
| Net loans & leases | $66,469,000 | 4,247 |
| Loan loss allowance | $745,000 | 4,380 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,646,000 | 2,416 |
| Other real estate owned | $0 | 5,727 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,350,000 | 5,185 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,638,000 | 4,816 |
| Total liabilities | $80,853,000 | 4,786 |
| Total deposits | $80,555,000 | 4,532 |
| Interest-bearing deposits | $71,878,000 | 4,384 |
| Deposits held in domestic offices | $80,555,000 | 4,527 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $298,000 | 7,326 |
| Total equity capital | $8,785,000 | 4,887 |
| Total bank equity capital | $8,785,000 | 4,887 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,000,000 | 696 |
| Surplus | $2,471,000 | 4,905 |
| Undivided profits | $1,314,000 | 7,310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $335,000 | 6,531 |
| Earning assets | $81,830,000 | 4,827 |
| Long-term assets (5+ years) | $2,776,000 | 6,946 |
| Average Assets, year-to-date | $74,416,400 | 5,257 |
| Average Assets, quarterly | $84,516,500 | 4,968 |
| Volatile liabilities | $22,057,000 | 3,433 |
| Insider loans | $1,412,000 | 3,063 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $14,566,000 | 2,947 |
| Tier 1 (core) risk-based capital | $8,097,000 | 5,072 |
| Tier 2 risk-based capital | $745,000 | 4,124 |
| Total risk weighted assets | $72,342,900 | 4,090 |
| Total unused commitments | $14,566,000 | 2,948 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 27 | 5,640 |
| Assets and Liabilities | ||
| Total Assets: | $61,889,000 | 6,126 |
| Cash and due from depository institutions | $1,755,000 | 5,640 |
| Interest-bearing balances | $166,000 | 4,212 |
| Securities | $8,616,000 | 7,470 |
| Federal funds sold & reverse repurchase agreements | $10,060,000 | 955 |
| Net loans & leases | $36,492,000 | 6,158 |
| Loan loss allowance | $465,000 | 5,924 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,759,000 | 2,303 |
| Other real estate owned | $0 | 5,640 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,207,000 | 5,583 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,889,000 | 6,126 |
| Total liabilities | $53,036,000 | 6,296 |
| Total deposits | $49,910,000 | 6,260 |
| Interest-bearing deposits | $44,756,000 | 6,087 |
| Deposits held in domestic offices | $49,910,000 | 6,257 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,960,000 | 3,557 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $166,000 | 8,529 |
| Total equity capital | $8,853,000 | 4,698 |
| Total bank equity capital | $8,853,000 | 4,698 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,000,000 | 713 |
| Surplus | $2,471,000 | 4,907 |
| Undivided profits | $1,382,000 | 7,208 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $153,000 | 8,401 |
| Earning assets | $55,334,000 | 6,189 |
| Long-term assets (5+ years) | $3,125,000 | 7,118 |
| Average Assets, year-to-date | $36,664,000 | 7,783 |
| Average Assets, quarterly | $52,681,500 | 6,664 |
| Volatile liabilities | $14,894,000 | 4,258 |
| Insider loans | $182,000 | 7,331 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $13,266,000 | 3,109 |
| Tier 1 (core) risk-based capital | $8,386,000 | 4,928 |
| Tier 2 risk-based capital | $465,000 | 5,574 |
| Total risk weighted assets | $44,642,800 | 5,620 |
| Total unused commitments | $13,266,000 | 3,112 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 13 | 8,274 |
| Assets and Liabilities | ||
| Total Assets: | $15,468,000 | 9,915 |
| Cash and due from depository institutions | $761,000 | 8,274 |
| Interest-bearing balances | $50,000 | 5,549 |
| Securities | $5,810,000 | 8,468 |
| Federal funds sold & reverse repurchase agreements | $4,055,000 | 3,998 |
| Net loans & leases | $2,786,000 | 10,302 |
| Loan loss allowance | $23,000 | 10,286 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,761,000 | 4,296 |
| Other real estate owned | $0 | 8,274 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $295,000 | 9,397 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,468,000 | 9,915 |
| Total liabilities | $5,697,000 | 10,344 |
| Total deposits | $5,654,000 | 10,310 |
| Interest-bearing deposits | $3,942,000 | 10,284 |
| Deposits held in domestic offices | $5,654,000 | 10,310 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $43,000 | 10,294 |
| Total equity capital | $9,771,000 | 4,441 |
| Total bank equity capital | $9,771,000 | 4,441 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $5,000,000 | 693 |
| Surplus | $2,471,000 | 4,784 |
| Undivided profits | $2,300,000 | 6,573 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $14,000 | 10,222 |
| Earning assets | $12,701,000 | 9,982 |
| Long-term assets (5+ years) | $1,712,000 | 7,916 |
| Average Assets, year-to-date | $13,390,000 | 10,001 |
| Average Assets, quarterly | $13,390,000 | 10,026 |
| Volatile liabilities | $608,000 | 10,047 |
| Insider loans | $100,000 | 8,067 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,228,000 | 5,750 |
| Tier 1 (core) risk-based capital | $9,639,000 | 4,302 |
| Tier 2 risk-based capital | $23,000 | 10,245 |
| Total risk weighted assets | $8,983,100 | 9,822 |
| Total unused commitments | $4,228,000 | 5,758 |
| Derivatives | $0 | 527 |