Home > Old Florida Bank > Income and Expense
Old Florida Bank, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $9,416,000 | 681 |
| Total interest expense | $615,000 | 1,152 |
| Net interest income | $8,801,000 | 642 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $588,000 | 1,904 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $210,000 | 1,382 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $378,000 | 1,841 |
| Total noninterest expense | $21,988,000 | 289 |
| Salaries and employee benefits | $20,164,000 | 163 |
| Premises and equipment expense | $933,000 | 683 |
| Additional noninterest expense | $891,000 | 1,688 |
| Pre-tax net operating income | $-12,599,000 | 6,422 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-4,630,000 | 6,412 |
| Income before extraordinary items | $-7,969,000 | 6,412 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-7,969,000 | 6,412 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-7,969,000 | 6,412 |
| Net charge-offs | $16,000 | 2,251 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $13,503,000 | 15 |
| Net operating income | $-7,969,000 | 6,412 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $36,379,000 | 693 |
| Total interest expense | $2,231,000 | 1,302 |
| Net interest income | $34,148,000 | 647 |
| Provision for loan and lease losses | $256,000 | 2,168 |
| Total noninterest income | $2,505,000 | 1,796 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $871,000 | 1,468 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,634,000 | 1,679 |
| Total noninterest expense | $23,917,000 | 840 |
| Salaries and employee benefits | $16,701,000 | 660 |
| Premises and equipment expense | $3,575,000 | 691 |
| Additional noninterest expense | $3,641,000 | 1,699 |
| Pre-tax net operating income | $12,480,000 | 677 |
| Securities gains (losses) | $348,000 | 549 |
| Applicable income taxes | $4,834,000 | 509 |
| Income before extraordinary items | $7,994,000 | 826 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $7,994,000 | 825 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $7,994,000 | 825 |
| Net charge-offs | $1,299,000 | 726 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $503,000 | 304 |
| Net operating income | $7,771,280 | 834 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $26,593,000 | 707 |
| Total interest expense | $1,658,000 | 1,328 |
| Net interest income | $24,935,000 | 661 |
| Provision for loan and lease losses | $257,000 | 1,786 |
| Total noninterest income | $1,856,000 | 1,828 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $650,000 | 1,484 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,206,000 | 1,715 |
| Total noninterest expense | $17,607,000 | 856 |
| Salaries and employee benefits | $12,208,000 | 682 |
| Premises and equipment expense | $2,594,000 | 716 |
| Additional noninterest expense | $2,805,000 | 1,664 |
| Pre-tax net operating income | $8,927,000 | 709 |
| Securities gains (losses) | $-18,000 | 6,239 |
| Applicable income taxes | $3,359,000 | 544 |
| Income before extraordinary items | $5,550,000 | 894 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,550,000 | 893 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,550,000 | 893 |
| Net charge-offs | $792,000 | 811 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $341,000 | 286 |
| Net operating income | $5,561,520 | 872 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $17,465,000 | 715 |
| Total interest expense | $1,137,000 | 1,299 |
| Net interest income | $16,328,000 | 673 |
| Provision for loan and lease losses | $257,000 | 1,427 |
| Total noninterest income | $1,094,000 | 1,975 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $426,000 | 1,482 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $668,000 | 1,911 |
| Total noninterest expense | $11,409,000 | 881 |
| Salaries and employee benefits | $7,920,000 | 696 |
| Premises and equipment expense | $1,849,000 | 668 |
| Additional noninterest expense | $1,640,000 | 1,869 |
| Pre-tax net operating income | $5,756,000 | 715 |
| Securities gains (losses) | $-18,000 | 6,366 |
| Applicable income taxes | $2,159,000 | 548 |
| Income before extraordinary items | $3,579,000 | 902 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,579,000 | 902 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,579,000 | 902 |
| Net charge-offs | $796,000 | 603 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $141,000 | 330 |
| Net operating income | $3,590,520 | 878 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $8,549,000 | 736 |
| Total interest expense | $611,000 | 1,236 |
| Net interest income | $7,938,000 | 688 |
| Provision for loan and lease losses | $-61,000 | 6,486 |
| Total noninterest income | $523,000 | 1,960 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $215,000 | 1,455 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $308,000 | 1,966 |
| Total noninterest expense | $5,637,000 | 893 |
| Salaries and employee benefits | $3,844,000 | 728 |
| Premises and equipment expense | $898,000 | 713 |
| Additional noninterest expense | $895,000 | 1,701 |
| Pre-tax net operating income | $2,885,000 | 696 |
| Securities gains (losses) | $11,000 | 1,130 |
| Applicable income taxes | $1,090,000 | 524 |
| Income before extraordinary items | $1,806,000 | 875 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,806,000 | 876 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,806,000 | 876 |
| Net charge-offs | $487,000 | 512 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 322 |
| Net operating income | $1,798,960 | 848 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $31,903,000 | 777 |
| Total interest expense | $2,891,000 | 1,168 |
| Net interest income | $29,012,000 | 738 |
| Provision for loan and lease losses | $229,000 | 2,817 |
| Total noninterest income | $2,423,000 | 1,889 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $808,000 | 1,633 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,615,000 | 1,768 |
| Total noninterest expense | $22,192,000 | 915 |
| Salaries and employee benefits | $15,188,000 | 726 |
| Premises and equipment expense | $3,570,000 | 688 |
| Additional noninterest expense | $3,434,000 | 1,850 |
| Pre-tax net operating income | $9,014,000 | 856 |
| Securities gains (losses) | $231,000 | 819 |
| Applicable income taxes | $3,781,000 | 569 |
| Income before extraordinary items | $5,464,000 | 1,135 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,464,000 | 1,137 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,464,000 | 1,138 |
| Net charge-offs | $-1,000,000 | 6,776 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $226,000 | 405 |
| Net operating income | $5,316,160 | 1,135 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $23,419,000 | 795 |
| Total interest expense | $2,244,000 | 1,171 |
| Net interest income | $21,175,000 | 755 |
| Provision for loan and lease losses | $-159,000 | 6,608 |
| Total noninterest income | $1,847,000 | 1,900 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $584,000 | 1,683 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,263,000 | 1,762 |
| Total noninterest expense | $16,291,000 | 939 |
| Salaries and employee benefits | $11,085,000 | 741 |
| Premises and equipment expense | $2,685,000 | 685 |
| Additional noninterest expense | $2,521,000 | 1,873 |
| Pre-tax net operating income | $6,890,000 | 852 |
| Securities gains (losses) | $225,000 | 768 |
| Applicable income taxes | $2,621,000 | 603 |
| Income before extraordinary items | $4,494,000 | 1,045 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,494,000 | 1,048 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,494,000 | 1,048 |
| Net charge-offs | $-153,000 | 6,678 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $151,000 | 391 |
| Net operating income | $4,350,000 | 1,053 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $15,375,000 | 802 |
| Total interest expense | $1,521,000 | 1,178 |
| Net interest income | $13,854,000 | 763 |
| Provision for loan and lease losses | $-99,000 | 6,676 |
| Total noninterest income | $1,124,000 | 2,067 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $376,000 | 1,708 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $748,000 | 1,927 |
| Total noninterest expense | $10,849,000 | 934 |
| Salaries and employee benefits | $7,328,000 | 746 |
| Premises and equipment expense | $1,815,000 | 683 |
| Additional noninterest expense | $1,706,000 | 1,853 |
| Pre-tax net operating income | $4,228,000 | 895 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $1,533,000 | 656 |
| Income before extraordinary items | $2,695,000 | 1,135 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,695,000 | 1,136 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,695,000 | 1,137 |
| Net charge-offs | $-137,000 | 6,741 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $98,000 | 372 |
| Net operating income | $2,695,000 | 1,094 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $7,666,000 | 810 |
| Total interest expense | $769,000 | 1,198 |
| Net interest income | $6,897,000 | 769 |
| Provision for loan and lease losses | $733,000 | 521 |
| Total noninterest income | $769,000 | 1,611 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $193,000 | 1,658 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $576,000 | 1,423 |
| Total noninterest expense | $5,424,000 | 946 |
| Salaries and employee benefits | $3,639,000 | 761 |
| Premises and equipment expense | $854,000 | 728 |
| Additional noninterest expense | $931,000 | 1,718 |
| Pre-tax net operating income | $1,509,000 | 1,205 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $510,000 | 897 |
| Income before extraordinary items | $999,000 | 1,492 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $999,000 | 1,495 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $999,000 | 1,494 |
| Net charge-offs | $-111,000 | 6,850 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 356 |
| Net operating income | $999,000 | 1,432 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $30,744,000 | 847 |
| Total interest expense | $3,023,000 | 1,471 |
| Net interest income | $27,721,000 | 778 |
| Provision for loan and lease losses | $1,030,000 | 1,735 |
| Total noninterest income | $2,719,000 | 1,764 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $618,000 | 2,106 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,101,000 | 1,480 |
| Total noninterest expense | $20,159,000 | 987 |
| Salaries and employee benefits | $13,271,000 | 790 |
| Premises and equipment expense | $3,104,000 | 776 |
| Additional noninterest expense | $3,784,000 | 1,749 |
| Pre-tax net operating income | $9,251,000 | 781 |
| Securities gains (losses) | $914,000 | 579 |
| Applicable income taxes | $3,597,000 | 536 |
| Income before extraordinary items | $6,568,000 | 916 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,568,000 | 915 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $6,568,000 | 916 |
| Net charge-offs | $112,000 | 4,331 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $225,000 | 425 |
| Net operating income | $5,973,900 | 957 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $23,306,000 | 858 |
| Total interest expense | $2,290,000 | 1,522 |
| Net interest income | $21,016,000 | 779 |
| Provision for loan and lease losses | $850,000 | 1,635 |
| Total noninterest income | $2,065,000 | 1,748 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $440,000 | 2,223 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,625,000 | 1,449 |
| Total noninterest expense | $14,984,000 | 999 |
| Salaries and employee benefits | $9,853,000 | 793 |
| Premises and equipment expense | $2,294,000 | 797 |
| Additional noninterest expense | $2,837,000 | 1,755 |
| Pre-tax net operating income | $7,247,000 | 772 |
| Securities gains (losses) | $914,000 | 443 |
| Applicable income taxes | $2,843,000 | 533 |
| Income before extraordinary items | $5,318,000 | 856 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $5,318,000 | 855 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $5,318,000 | 856 |
| Net charge-offs | $-23,000 | 6,776 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $169,000 | 364 |
| Net operating income | $4,723,900 | 917 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $15,376,000 | 868 |
| Total interest expense | $1,526,000 | 1,578 |
| Net interest income | $13,850,000 | 793 |
| Provision for loan and lease losses | $384,000 | 2,129 |
| Total noninterest income | $1,204,000 | 1,908 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $269,000 | 2,351 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $935,000 | 1,582 |
| Total noninterest expense | $9,662,000 | 1,030 |
| Salaries and employee benefits | $6,276,000 | 833 |
| Premises and equipment expense | $1,521,000 | 801 |
| Additional noninterest expense | $1,865,000 | 1,787 |
| Pre-tax net operating income | $5,008,000 | 740 |
| Securities gains (losses) | $914,000 | 307 |
| Applicable income taxes | $1,998,000 | 512 |
| Income before extraordinary items | $3,924,000 | 775 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,924,000 | 773 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,924,000 | 775 |
| Net charge-offs | $-67,000 | 7,029 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $112,000 | 347 |
| Net operating income | $3,320,760 | 856 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $7,304,000 | 924 |
| Total interest expense | $778,000 | 1,610 |
| Net interest income | $6,526,000 | 841 |
| Provision for loan and lease losses | $-10,000 | 7,113 |
| Total noninterest income | $717,000 | 1,666 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $131,000 | 2,388 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $586,000 | 1,353 |
| Total noninterest expense | $4,792,000 | 1,038 |
| Salaries and employee benefits | $3,070,000 | 845 |
| Premises and equipment expense | $795,000 | 757 |
| Additional noninterest expense | $927,000 | 1,786 |
| Pre-tax net operating income | $2,461,000 | 749 |
| Securities gains (losses) | $542,000 | 251 |
| Applicable income taxes | $900,000 | 554 |
| Income before extraordinary items | $2,103,000 | 721 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,103,000 | 722 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,103,000 | 722 |
| Net charge-offs | $-47,000 | 7,057 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 296 |
| Net operating income | $1,723,600 | 818 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $24,585,000 | 1,155 |
| Total interest expense | $3,876,000 | 1,572 |
| Net interest income | $20,709,000 | 1,069 |
| Provision for loan and lease losses | $2,209,000 | 1,463 |
| Total noninterest income | $909,000 | 3,283 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $384,000 | 3,117 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $525,000 | 3,047 |
| Total noninterest expense | $18,439,000 | 1,062 |
| Salaries and employee benefits | $11,281,000 | 870 |
| Premises and equipment expense | $3,359,000 | 738 |
| Additional noninterest expense | $3,799,000 | 1,778 |
| Pre-tax net operating income | $970,000 | 3,784 |
| Securities gains (losses) | $1,251,000 | 345 |
| Applicable income taxes | $-650,000 | 7,110 |
| Income before extraordinary items | $2,871,000 | 1,669 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,871,000 | 1,669 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,871,000 | 1,669 |
| Net charge-offs | $1,393,000 | 1,982 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 966 |
| Net operating income | $1,620,000 | 2,548 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $17,782,000 | 1,222 |
| Total interest expense | $2,987,000 | 1,584 |
| Net interest income | $14,795,000 | 1,136 |
| Provision for loan and lease losses | $1,609,000 | 1,441 |
| Total noninterest income | $581,000 | 3,591 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $276,000 | 3,196 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $305,000 | 3,437 |
| Total noninterest expense | $13,471,000 | 1,092 |
| Salaries and employee benefits | $8,360,000 | 878 |
| Premises and equipment expense | $2,497,000 | 754 |
| Additional noninterest expense | $2,614,000 | 1,935 |
| Pre-tax net operating income | $296,000 | 5,128 |
| Securities gains (losses) | $1,251,000 | 274 |
| Applicable income taxes | $-612,000 | 7,250 |
| Income before extraordinary items | $2,159,000 | 1,721 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,159,000 | 1,722 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,159,000 | 1,722 |
| Net charge-offs | $820,000 | 2,114 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $908,000 | 3,154 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $11,608,000 | 1,253 |
| Total interest expense | $1,975,000 | 1,652 |
| Net interest income | $9,633,000 | 1,158 |
| Provision for loan and lease losses | $623,000 | 2,013 |
| Total noninterest income | $459,000 | 3,284 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $174,000 | 3,286 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $285,000 | 2,960 |
| Total noninterest expense | $8,789,000 | 1,137 |
| Salaries and employee benefits | $5,557,000 | 895 |
| Premises and equipment expense | $1,497,000 | 857 |
| Additional noninterest expense | $1,735,000 | 1,970 |
| Pre-tax net operating income | $680,000 | 3,233 |
| Securities gains (losses) | $1,251,000 | 163 |
| Applicable income taxes | $543,000 | 1,249 |
| Income before extraordinary items | $1,388,000 | 1,727 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,388,000 | 1,727 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,388,000 | 1,727 |
| Net charge-offs | $43,000 | 4,564 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $487,280 | 3,542 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,871,000 | 1,243 |
| Total interest expense | $969,000 | 1,734 |
| Net interest income | $4,902,000 | 1,142 |
| Provision for loan and lease losses | $177,000 | 2,596 |
| Total noninterest income | $226,000 | 3,343 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $81,000 | 3,410 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $145,000 | 2,960 |
| Total noninterest expense | $4,458,000 | 1,131 |
| Salaries and employee benefits | $2,787,000 | 903 |
| Premises and equipment expense | $726,000 | 911 |
| Additional noninterest expense | $945,000 | 1,791 |
| Pre-tax net operating income | $493,000 | 2,584 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $148,000 | 1,806 |
| Income before extraordinary items | $345,000 | 2,959 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $345,000 | 2,958 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $345,000 | 2,959 |
| Net charge-offs | $78,000 | 2,978 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $345,000 | 2,906 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $17,768,000 | 1,702 |
| Total interest expense | $3,935,000 | 2,026 |
| Net interest income | $13,833,000 | 1,612 |
| Provision for loan and lease losses | $1,642,000 | 2,339 |
| Total noninterest income | $763,000 | 3,746 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $300,000 | 3,635 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $463,000 | 3,299 |
| Total noninterest expense | $13,614,000 | 1,458 |
| Salaries and employee benefits | $7,119,000 | 1,380 |
| Premises and equipment expense | $2,478,000 | 1,057 |
| Additional noninterest expense | $4,017,000 | 1,796 |
| Pre-tax net operating income | $-660,000 | 6,335 |
| Securities gains (losses) | $3,603,000 | 147 |
| Applicable income taxes | $837,000 | 1,400 |
| Income before extraordinary items | $2,106,000 | 1,932 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,106,000 | 1,933 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,106,000 | 1,934 |
| Net charge-offs | $5,633,000 | 922 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $6,866,000 | 109 |
| Net operating income | $-488,160 | 6,314 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,285,000 | 1,885 |
| Total interest expense | $3,009,000 | 2,068 |
| Net interest income | $9,276,000 | 1,813 |
| Provision for loan and lease losses | $617,000 | 3,198 |
| Total noninterest income | $554,000 | 3,858 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $206,000 | 3,885 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $348,000 | 3,312 |
| Total noninterest expense | $9,341,000 | 1,582 |
| Salaries and employee benefits | $4,949,000 | 1,496 |
| Premises and equipment expense | $1,782,000 | 1,101 |
| Additional noninterest expense | $2,610,000 | 1,983 |
| Pre-tax net operating income | $-128,000 | 6,200 |
| Securities gains (losses) | $3,597,000 | 118 |
| Applicable income taxes | $979,000 | 1,016 |
| Income before extraordinary items | $2,490,000 | 1,337 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,490,000 | 1,341 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,490,000 | 1,341 |
| Net charge-offs | $5,657,000 | 715 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-99,840 | 6,205 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,794,000 | 2,005 |
| Total interest expense | $2,061,000 | 2,098 |
| Net interest income | $5,733,000 | 1,946 |
| Provision for loan and lease losses | $256,000 | 3,851 |
| Total noninterest income | $356,000 | 3,888 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $120,000 | 4,144 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $236,000 | 3,213 |
| Total noninterest expense | $5,959,000 | 1,653 |
| Salaries and employee benefits | $3,335,000 | 1,486 |
| Premises and equipment expense | $1,187,000 | 1,114 |
| Additional noninterest expense | $1,437,000 | 2,337 |
| Pre-tax net operating income | $-126,000 | 6,327 |
| Securities gains (losses) | $1,679,000 | 163 |
| Applicable income taxes | $444,000 | 1,338 |
| Income before extraordinary items | $1,109,000 | 1,939 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,109,000 | 1,939 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,109,000 | 1,939 |
| Net charge-offs | $3,440,000 | 734 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-83,090 | 6,305 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,650,000 | 2,188 |
| Total interest expense | $1,060,000 | 2,149 |
| Net interest income | $2,590,000 | 2,155 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $177,000 | 3,929 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $51,000 | 4,444 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $126,000 | 3,112 |
| Total noninterest expense | $3,139,000 | 1,598 |
| Salaries and employee benefits | $1,771,000 | 1,411 |
| Premises and equipment expense | $607,000 | 1,125 |
| Additional noninterest expense | $761,000 | 2,229 |
| Pre-tax net operating income | $-372,000 | 7,064 |
| Securities gains (losses) | $304,000 | 381 |
| Applicable income taxes | $-19,000 | 7,184 |
| Income before extraordinary items | $-49,000 | 6,612 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-49,000 | 6,614 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-49,000 | 6,613 |
| Net charge-offs | $3,512,000 | 429 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-267,880 | 6,995 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,952,000 | 3,527 |
| Total interest expense | $3,023,000 | 3,396 |
| Net interest income | $5,929,000 | 3,503 |
| Provision for loan and lease losses | $11,587,000 | 771 |
| Total noninterest income | $303,000 | 5,584 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $185,000 | 4,783 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $118,000 | 5,430 |
| Total noninterest expense | $10,604,000 | 1,913 |
| Salaries and employee benefits | $5,331,000 | 1,851 |
| Premises and equipment expense | $2,245,000 | 1,211 |
| Additional noninterest expense | $3,028,000 | 2,323 |
| Pre-tax net operating income | $-15,959,000 | 7,648 |
| Securities gains (losses) | $162,000 | 1,730 |
| Applicable income taxes | $-4,448,000 | 7,734 |
| Income before extraordinary items | $-11,349,000 | 7,597 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-11,349,000 | 7,596 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-11,349,000 | 7,596 |
| Net charge-offs | $2,883,000 | 1,650 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $44,500,000 | 29 |
| Net operating income | $-11,465,640 | 7,606 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,636,000 | 4,043 |
| Total interest expense | $1,823,000 | 4,093 |
| Net interest income | $3,813,000 | 3,904 |
| Provision for loan and lease losses | $3,416,000 | 1,360 |
| Total noninterest income | $200,000 | 5,876 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $140,000 | 4,795 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $60,000 | 6,046 |
| Total noninterest expense | $6,906,000 | 2,163 |
| Salaries and employee benefits | $3,453,000 | 2,153 |
| Premises and equipment expense | $1,548,000 | 1,325 |
| Additional noninterest expense | $1,905,000 | 2,668 |
| Pre-tax net operating income | $-6,309,000 | 7,582 |
| Securities gains (losses) | $152,000 | 1,499 |
| Applicable income taxes | $-1,727,000 | 7,689 |
| Income before extraordinary items | $-4,430,000 | 7,531 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-4,430,000 | 7,531 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-4,430,000 | 7,531 |
| Net charge-offs | $812,000 | 2,454 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $42,000,000 | 23 |
| Net operating income | $-4,539,440 | 7,546 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,951,000 | 4,751 |
| Total interest expense | $850,000 | 5,114 |
| Net interest income | $2,101,000 | 4,436 |
| Provision for loan and lease losses | $1,265,000 | 1,794 |
| Total noninterest income | $98,000 | 6,402 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $77,000 | 5,132 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $21,000 | 6,756 |
| Total noninterest expense | $3,930,000 | 2,543 |
| Salaries and employee benefits | $1,913,000 | 2,601 |
| Premises and equipment expense | $890,000 | 1,566 |
| Additional noninterest expense | $1,127,000 | 2,990 |
| Pre-tax net operating income | $-2,996,000 | 7,568 |
| Securities gains (losses) | $152,000 | 1,200 |
| Applicable income taxes | $-794,000 | 7,698 |
| Income before extraordinary items | $-2,050,000 | 7,495 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,050,000 | 7,495 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,050,000 | 7,494 |
| Net charge-offs | $768,000 | 1,882 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $39,000,000 | 15 |
| Net operating income | $-2,159,440 | 7,519 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,372,000 | 5,006 |
| Total interest expense | $378,000 | 5,504 |
| Net interest income | $994,000 | 4,597 |
| Provision for loan and lease losses | $900,000 | 1,253 |
| Total noninterest income | $102,000 | 5,174 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $54,000 | 4,453 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $48,000 | 4,911 |
| Total noninterest expense | $1,505,000 | 3,142 |
| Salaries and employee benefits | $690,000 | 3,513 |
| Premises and equipment expense | $397,000 | 1,782 |
| Additional noninterest expense | $418,000 | 3,456 |
| Pre-tax net operating income | $-1,309,000 | 7,716 |
| Securities gains (losses) | $152,000 | 789 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-1,157,000 | 7,743 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,157,000 | 7,746 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,157,000 | 7,745 |
| Net charge-offs | $508,000 | 1,353 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,309,000 | 7,783 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,727,000 | 4,604 |
| Total interest expense | $1,908,000 | 5,425 |
| Net interest income | $4,819,000 | 4,051 |
| Provision for loan and lease losses | $238,000 | 4,997 |
| Total noninterest income | $555,000 | 4,627 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $349,000 | 3,721 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $206,000 | 4,777 |
| Total noninterest expense | $5,291,000 | 3,415 |
| Salaries and employee benefits | $2,631,000 | 3,617 |
| Premises and equipment expense | $1,446,000 | 1,896 |
| Additional noninterest expense | $1,214,000 | 4,259 |
| Pre-tax net operating income | $-155,000 | 6,514 |
| Securities gains (losses) | $60,000 | 1,477 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-95,000 | 6,352 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-95,000 | 6,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $326,000 | 3,415 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $4,914,000 | 228 |
| Net operating income | $-155,000 | 6,582 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,157,000 | 4,613 |
| Total interest expense | $1,491,000 | 5,447 |
| Net interest income | $3,666,000 | 4,031 |
| Provision for loan and lease losses | $133,000 | 4,801 |
| Total noninterest income | $409,000 | 4,771 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $255,000 | 3,810 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $154,000 | 4,897 |
| Total noninterest expense | $3,814,000 | 3,497 |
| Salaries and employee benefits | $1,913,000 | 3,743 |
| Premises and equipment expense | $1,076,000 | 1,897 |
| Additional noninterest expense | $825,000 | 4,473 |
| Pre-tax net operating income | $128,000 | 6,298 |
| Securities gains (losses) | $53,000 | 1,377 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $181,000 | 5,803 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $181,000 | 5,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 2,590 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $4,914,000 | 158 |
| Net operating income | $128,000 | 6,195 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,455,000 | 4,668 |
| Total interest expense | $1,070,000 | 5,406 |
| Net interest income | $2,385,000 | 4,095 |
| Provision for loan and lease losses | $54,000 | 5,115 |
| Total noninterest income | $299,000 | 4,632 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $197,000 | 3,523 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $102,000 | 5,021 |
| Total noninterest expense | $2,409,000 | 3,692 |
| Salaries and employee benefits | $1,189,000 | 3,985 |
| Premises and equipment expense | $707,000 | 1,915 |
| Additional noninterest expense | $513,000 | 4,661 |
| Pre-tax net operating income | $221,000 | 5,680 |
| Securities gains (losses) | $50,000 | 1,445 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $271,000 | 5,165 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $271,000 | 5,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,555 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $4,064,000 | 116 |
| Net operating income | $221,000 | 5,403 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,897,000 | 4,485 |
| Total interest expense | $647,000 | 5,086 |
| Net interest income | $1,250,000 | 3,980 |
| Provision for loan and lease losses | $27,000 | 4,651 |
| Total noninterest income | $152,000 | 4,585 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $103,000 | 3,386 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $49,000 | 5,091 |
| Total noninterest expense | $1,158,000 | 3,799 |
| Salaries and employee benefits | $569,000 | 4,137 |
| Premises and equipment expense | $348,000 | 1,956 |
| Additional noninterest expense | $241,000 | 4,805 |
| Pre-tax net operating income | $217,000 | 4,801 |
| Securities gains (losses) | $33,000 | 1,317 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $250,000 | 4,205 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $250,000 | 4,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,036 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $217,000 | 4,387 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,547,000 | 4,533 |
| Total interest expense | $2,939,000 | 4,858 |
| Net interest income | $4,608,000 | 4,225 |
| Provision for loan and lease losses | $816,000 | 1,656 |
| Total noninterest income | $805,000 | 3,995 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $284,000 | 4,188 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $521,000 | 3,234 |
| Total noninterest expense | $5,472,000 | 3,201 |
| Salaries and employee benefits | $2,746,000 | 3,463 |
| Premises and equipment expense | $1,447,000 | 1,819 |
| Additional noninterest expense | $1,279,000 | 3,891 |
| Pre-tax net operating income | $-875,000 | 8,003 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-873,000 | 8,063 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-873,000 | 8,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 2,123 |
| Cash dividends | $258,000 | 4,610 |
| Sale, conversion, retirement of capital stock, net | $4,965,000 | 273 |
| Net operating income | $-875,000 | 8,057 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,469,000 | 4,642 |
| Total interest expense | $2,091,000 | 4,996 |
| Net interest income | $3,378,000 | 4,316 |
| Provision for loan and lease losses | $56,000 | 4,930 |
| Total noninterest income | $678,000 | 3,749 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $223,000 | 4,101 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $455,000 | 2,995 |
| Total noninterest expense | $4,199,000 | 3,107 |
| Salaries and employee benefits | $2,152,000 | 3,329 |
| Premises and equipment expense | $1,045,000 | 1,866 |
| Additional noninterest expense | $1,002,000 | 3,689 |
| Pre-tax net operating income | $-199,000 | 7,889 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-199,000 | 7,932 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-199,000 | 7,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,675 |
| Cash dividends | $258,000 | 3,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-199,000 | 7,917 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,488,000 | 4,772 |
| Total interest expense | $1,317,000 | 5,155 |
| Net interest income | $2,171,000 | 4,441 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $395,000 | 4,064 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $159,000 | 3,978 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $236,000 | 3,465 |
| Total noninterest expense | $2,726,000 | 3,216 |
| Salaries and employee benefits | $1,432,000 | 3,367 |
| Premises and equipment expense | $643,000 | 2,016 |
| Additional noninterest expense | $651,000 | 3,771 |
| Pre-tax net operating income | $-160,000 | 8,050 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-160,000 | 8,080 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-160,000 | 8,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,930 |
| Cash dividends | $258,000 | 3,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-160,000 | 8,071 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,656,000 | 4,933 |
| Total interest expense | $630,000 | 5,247 |
| Net interest income | $1,026,000 | 4,616 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $152,000 | 4,613 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $76,000 | 4,018 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $76,000 | 4,308 |
| Total noninterest expense | $1,314,000 | 3,324 |
| Salaries and employee benefits | $716,000 | 3,394 |
| Premises and equipment expense | $309,000 | 2,114 |
| Additional noninterest expense | $289,000 | 4,075 |
| Pre-tax net operating income | $-136,000 | 8,210 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-136,000 | 8,246 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-136,000 | 8,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,735 |
| Cash dividends | $258,000 | 2,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-136,000 | 8,234 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,988,000 | 4,573 |
| Total interest expense | $2,275,000 | 5,066 |
| Net interest income | $4,713,000 | 4,196 |
| Provision for loan and lease losses | $75,000 | 5,084 |
| Total noninterest income | $955,000 | 3,659 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $295,000 | 4,167 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $660,000 | 2,840 |
| Total noninterest expense | $5,177,000 | 3,252 |
| Salaries and employee benefits | $2,578,000 | 3,537 |
| Premises and equipment expense | $703,000 | 3,328 |
| Additional noninterest expense | $1,896,000 | 2,695 |
| Pre-tax net operating income | $416,000 | 6,742 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $416,000 | 6,462 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $416,000 | 6,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,164 |
| Cash dividends | $233,000 | 4,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $416,000 | 6,460 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,003,000 | 4,691 |
| Total interest expense | $1,566,000 | 5,219 |
| Net interest income | $3,437,000 | 4,307 |
| Provision for loan and lease losses | $75,000 | 4,564 |
| Total noninterest income | $705,000 | 3,695 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $203,000 | 4,353 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $502,000 | 2,842 |
| Total noninterest expense | $3,810,000 | 3,301 |
| Salaries and employee benefits | $1,981,000 | 3,473 |
| Premises and equipment expense | $535,000 | 3,285 |
| Additional noninterest expense | $1,294,000 | 2,916 |
| Pre-tax net operating income | $257,000 | 7,204 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $257,000 | 6,940 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $257,000 | 6,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,608 |
| Cash dividends | $233,000 | 3,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $257,000 | 6,944 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,348,000 | 4,640 |
| Total interest expense | $992,000 | 5,248 |
| Net interest income | $2,356,000 | 4,218 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $360,000 | 4,278 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $103,000 | 4,958 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $257,000 | 3,276 |
| Total noninterest expense | $2,525,000 | 3,324 |
| Salaries and employee benefits | $1,283,000 | 3,566 |
| Premises and equipment expense | $372,000 | 3,168 |
| Additional noninterest expense | $870,000 | 2,909 |
| Pre-tax net operating income | $131,000 | 7,492 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $131,000 | 7,300 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $131,000 | 7,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,995 |
| Cash dividends | $233,000 | 3,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $131,000 | 7,306 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,604,000 | 4,705 |
| Total interest expense | $506,000 | 5,087 |
| Net interest income | $1,098,000 | 4,436 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $156,000 | 4,573 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $61,000 | 4,498 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $95,000 | 3,822 |
| Total noninterest expense | $1,151,000 | 3,592 |
| Salaries and employee benefits | $620,000 | 3,661 |
| Premises and equipment expense | $189,000 | 3,151 |
| Additional noninterest expense | $342,000 | 3,506 |
| Pre-tax net operating income | $73,000 | 7,403 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $73,000 | 7,154 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $73,000 | 7,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,300 |
| Cash dividends | $233,000 | 2,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $73,000 | 7,156 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,371,000 | 4,932 |
| Total interest expense | $1,392,000 | 5,435 |
| Net interest income | $3,979,000 | 4,640 |
| Provision for loan and lease losses | $160,000 | 4,008 |
| Total noninterest income | $1,302,000 | 2,954 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $321,000 | 4,026 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $981,000 | 2,246 |
| Total noninterest expense | $4,655,000 | 3,432 |
| Salaries and employee benefits | $2,362,000 | 3,641 |
| Premises and equipment expense | $754,000 | 3,047 |
| Additional noninterest expense | $1,539,000 | 3,160 |
| Pre-tax net operating income | $466,000 | 6,862 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $466,000 | 6,514 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $466,000 | 6,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,244 |
| Cash dividends | $22,000 | 5,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $466,000 | 6,489 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,699,000 | 5,160 |
| Total interest expense | $853,000 | 5,849 |
| Net interest income | $2,846,000 | 4,791 |
| Provision for loan and lease losses | $119,000 | 3,915 |
| Total noninterest income | $933,000 | 3,052 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $240,000 | 4,062 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $693,000 | 2,334 |
| Total noninterest expense | $3,257,000 | 3,613 |
| Salaries and employee benefits | $1,743,000 | 3,663 |
| Premises and equipment expense | $564,000 | 3,036 |
| Additional noninterest expense | $950,000 | 3,645 |
| Pre-tax net operating income | $403,000 | 6,768 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $403,000 | 6,355 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $403,000 | 6,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,791 |
| Cash dividends | $22,000 | 5,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $403,000 | 6,319 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,315,000 | 5,300 |
| Total interest expense | $504,000 | 6,027 |
| Net interest income | $1,811,000 | 4,922 |
| Provision for loan and lease losses | $68,000 | 3,982 |
| Total noninterest income | $536,000 | 3,357 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $155,000 | 4,080 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $381,000 | 2,631 |
| Total noninterest expense | $2,106,000 | 3,668 |
| Salaries and employee benefits | $1,143,000 | 3,702 |
| Premises and equipment expense | $372,000 | 3,038 |
| Additional noninterest expense | $591,000 | 3,857 |
| Pre-tax net operating income | $173,000 | 7,388 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $173,000 | 7,133 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $173,000 | 7,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,208 |
| Cash dividends | $22,000 | 4,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $173,000 | 7,101 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,085,000 | 5,491 |
| Total interest expense | $242,000 | 6,055 |
| Net interest income | $843,000 | 5,170 |
| Provision for loan and lease losses | $37,000 | 3,710 |
| Total noninterest income | $316,000 | 2,937 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $74,000 | 4,114 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $242,000 | 2,206 |
| Total noninterest expense | $1,026,000 | 3,774 |
| Salaries and employee benefits | $555,000 | 3,785 |
| Premises and equipment expense | $181,000 | 3,131 |
| Additional noninterest expense | $290,000 | 3,912 |
| Pre-tax net operating income | $96,000 | 7,283 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $96,000 | 6,965 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $96,000 | 6,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,691 |
| Cash dividends | $22,000 | 3,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $96,000 | 6,938 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,469,000 | 5,993 |
| Total interest expense | $901,000 | 5,939 |
| Net interest income | $2,568,000 | 5,927 |
| Provision for loan and lease losses | $90,000 | 5,165 |
| Total noninterest income | $1,162,000 | 3,194 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $369,000 | 3,821 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $793,000 | 2,512 |
| Total noninterest expense | $3,579,000 | 4,096 |
| Salaries and employee benefits | $1,898,000 | 4,170 |
| Premises and equipment expense | $675,000 | 3,224 |
| Additional noninterest expense | $1,006,000 | 4,322 |
| Pre-tax net operating income | $61,000 | 8,213 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $61,000 | 8,242 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $61,000 | 8,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 2,252 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $61,000 | 8,198 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,499,000 | 6,107 |
| Total interest expense | $637,000 | 6,093 |
| Net interest income | $1,862,000 | 6,036 |
| Provision for loan and lease losses | $80,000 | 4,713 |
| Total noninterest income | $794,000 | 3,426 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $280,000 | 3,823 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $514,000 | 2,754 |
| Total noninterest expense | $2,498,000 | 4,302 |
| Salaries and employee benefits | $1,404,000 | 4,166 |
| Premises and equipment expense | $487,000 | 3,327 |
| Additional noninterest expense | $607,000 | 5,010 |
| Pre-tax net operating income | $78,000 | 8,221 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $78,000 | 8,194 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $78,000 | 8,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 1,727 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $78,000 | 8,146 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,604,000 | 6,250 |
| Total interest expense | $419,000 | 6,159 |
| Net interest income | $1,185,000 | 6,183 |
| Provision for loan and lease losses | $50,000 | 4,677 |
| Total noninterest income | $509,000 | 3,532 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $189,000 | 3,783 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $320,000 | 2,885 |
| Total noninterest expense | $1,635,000 | 4,394 |
| Salaries and employee benefits | $905,000 | 4,300 |
| Premises and equipment expense | $308,000 | 3,472 |
| Additional noninterest expense | $422,000 | 4,880 |
| Pre-tax net operating income | $9,000 | 8,473 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $9,000 | 8,515 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $9,000 | 8,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 1,436 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $9,000 | 8,460 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $797,000 | 6,279 |
| Total interest expense | $214,000 | 6,161 |
| Net interest income | $583,000 | 6,243 |
| Provision for loan and lease losses | $50,000 | 3,283 |
| Total noninterest income | $236,000 | 3,649 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $100,000 | 3,583 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $136,000 | 3,110 |
| Total noninterest expense | $790,000 | 4,517 |
| Salaries and employee benefits | $442,000 | 4,404 |
| Premises and equipment expense | $150,000 | 3,590 |
| Additional noninterest expense | $198,000 | 5,107 |
| Pre-tax net operating income | $-21,000 | 8,655 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-21,000 | 8,694 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-21,000 | 8,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 900 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-21,000 | 8,645 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,697,000 | 5,894 |
| Total interest expense | $1,328,000 | 5,264 |
| Net interest income | $2,369,000 | 6,067 |
| Provision for loan and lease losses | $435,000 | 2,424 |
| Total noninterest income | $1,484,000 | 2,862 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $410,000 | 3,595 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,074,000 | 2,285 |
| Total noninterest expense | $3,410,000 | 4,210 |
| Salaries and employee benefits | $1,791,000 | 4,283 |
| Premises and equipment expense | $605,000 | 3,490 |
| Additional noninterest expense | $1,014,000 | 4,228 |
| Pre-tax net operating income | $8,000 | 8,498 |
| Securities gains (losses) | $17,000 | 3,315 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $25,000 | 8,553 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $25,000 | 8,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $617,000 | 1,359 |
| Cash dividends | $6,000 | 6,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $8,000 | 8,510 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,864,000 | 5,861 |
| Total interest expense | $1,083,000 | 5,128 |
| Net interest income | $1,781,000 | 6,087 |
| Provision for loan and lease losses | $365,000 | 2,168 |
| Total noninterest income | $1,012,000 | 3,109 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $315,000 | 3,554 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $697,000 | 2,567 |
| Total noninterest expense | $2,633,000 | 4,078 |
| Salaries and employee benefits | $1,365,000 | 4,220 |
| Premises and equipment expense | $447,000 | 3,538 |
| Additional noninterest expense | $821,000 | 3,984 |
| Pre-tax net operating income | $-205,000 | 8,824 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-205,000 | 8,900 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-205,000 | 8,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $523,000 | 1,121 |
| Cash dividends | $6,000 | 5,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-205,000 | 8,836 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,940,000 | 5,853 |
| Total interest expense | $744,000 | 5,156 |
| Net interest income | $1,196,000 | 6,072 |
| Provision for loan and lease losses | $347,000 | 1,614 |
| Total noninterest income | $769,000 | 2,837 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $205,000 | 3,565 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $564,000 | 2,266 |
| Total noninterest expense | $1,833,000 | 3,937 |
| Salaries and employee benefits | $934,000 | 4,135 |
| Premises and equipment expense | $298,000 | 3,511 |
| Additional noninterest expense | $601,000 | 3,696 |
| Pre-tax net operating income | $-215,000 | 8,932 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-215,000 | 9,014 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-215,000 | 9,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $493,000 | 852 |
| Cash dividends | $6,000 | 5,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-215,000 | 8,938 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $993,000 | 5,798 |
| Total interest expense | $375,000 | 5,223 |
| Net interest income | $618,000 | 5,971 |
| Provision for loan and lease losses | $217,000 | 1,283 |
| Total noninterest income | $431,000 | 2,540 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $106,000 | 3,394 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $325,000 | 2,000 |
| Total noninterest expense | $871,000 | 4,097 |
| Salaries and employee benefits | $460,000 | 4,168 |
| Premises and equipment expense | $147,000 | 3,538 |
| Additional noninterest expense | $264,000 | 4,045 |
| Pre-tax net operating income | $-39,000 | 8,859 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-39,000 | 8,929 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-39,000 | 8,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $377,000 | 599 |
| Cash dividends | $6,000 | 3,876 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-39,000 | 8,839 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,835,000 | 5,294 |
| Total interest expense | $1,780,000 | 5,189 |
| Net interest income | $3,055,000 | 5,229 |
| Provision for loan and lease losses | $985,000 | 1,375 |
| Total noninterest income | $1,508,000 | 2,609 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $472,000 | 3,121 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,036,000 | 2,129 |
| Total noninterest expense | $3,706,000 | 3,775 |
| Salaries and employee benefits | $2,154,000 | 3,511 |
| Premises and equipment expense | $596,000 | 3,437 |
| Additional noninterest expense | $956,000 | 4,326 |
| Pre-tax net operating income | $-128,000 | 8,785 |
| Securities gains (losses) | $29,000 | 2,860 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-99,000 | 8,834 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-99,000 | 8,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $655,000 | 1,350 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-128,000 | 8,800 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,484,000 | 5,300 |
| Total interest expense | $2,328,000 | 5,617 |
| Net interest income | $3,156,000 | 4,885 |
| Provision for loan and lease losses | $208,000 | 4,047 |
| Total noninterest income | $1,152,000 | 3,013 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $402,000 | 3,384 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $750,000 | 2,480 |
| Total noninterest expense | $3,278,000 | 4,041 |
| Salaries and employee benefits | $2,040,000 | 3,537 |
| Premises and equipment expense | $463,000 | 4,144 |
| Additional noninterest expense | $775,000 | 4,890 |
| Pre-tax net operating income | $822,000 | 5,417 |
| Securities gains (losses) | $80,000 | 1,936 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $902,000 | 4,561 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $902,000 | 4,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,943 |
| Cash dividends | $900,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $822,000 | 4,682 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,276,000 | 5,550 |
| Total interest expense | $2,160,000 | 6,031 |
| Net interest income | $3,116,000 | 5,015 |
| Provision for loan and lease losses | $155,000 | 4,336 |
| Total noninterest income | $841,000 | 3,543 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $322,000 | 3,847 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $519,000 | 2,894 |
| Total noninterest expense | $2,739,000 | 4,545 |
| Salaries and employee benefits | $1,653,000 | 4,044 |
| Premises and equipment expense | $473,000 | 3,963 |
| Additional noninterest expense | $613,000 | 5,698 |
| Pre-tax net operating income | $1,063,000 | 5,104 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $1,063,000 | 4,205 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,063,000 | 4,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,136 |
| Cash dividends | $400,000 | 3,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,063,000 | 4,211 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,626,000 | 5,840 |
| Total interest expense | $1,716,000 | 6,510 |
| Net interest income | $2,910,000 | 5,278 |
| Provision for loan and lease losses | $39,000 | 6,933 |
| Total noninterest income | $749,000 | 3,789 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $316,000 | 3,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $433,000 | 3,239 |
| Total noninterest expense | $2,693,000 | 4,607 |
| Salaries and employee benefits | $1,528,000 | 4,276 |
| Premises and equipment expense | $469,000 | 3,993 |
| Additional noninterest expense | $696,000 | 5,258 |
| Pre-tax net operating income | $927,000 | 5,528 |
| Securities gains (losses) | $-3,000 | 8,917 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $924,000 | 4,670 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $924,000 | 4,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,050 |
| Cash dividends | $500,000 | 3,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $927,000 | 4,625 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,149,000 | 6,351 |
| Total interest expense | $1,351,000 | 7,536 |
| Net interest income | $2,798,000 | 5,413 |
| Provision for loan and lease losses | $65,000 | 5,993 |
| Total noninterest income | $862,000 | 3,426 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $289,000 | 4,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $573,000 | 2,724 |
| Total noninterest expense | $2,076,000 | 5,457 |
| Salaries and employee benefits | $1,127,000 | 5,313 |
| Premises and equipment expense | $422,000 | 4,240 |
| Additional noninterest expense | $527,000 | 6,249 |
| Pre-tax net operating income | $1,519,000 | 4,155 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $1,519,000 | 3,221 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,519,000 | 3,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,157 |
| Cash dividends | $1,300,000 | 1,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,519,000 | 3,127 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,373,000 | 6,333 |
| Total interest expense | $1,372,000 | 7,652 |
| Net interest income | $3,001,000 | 5,301 |
| Provision for loan and lease losses | $412,000 | 2,051 |
| Total noninterest income | $787,000 | 3,620 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $313,000 | 3,940 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $474,000 | 2,939 |
| Total noninterest expense | $1,934,000 | 5,780 |
| Salaries and employee benefits | $1,103,000 | 5,457 |
| Premises and equipment expense | $406,000 | 4,402 |
| Additional noninterest expense | $425,000 | 7,153 |
| Pre-tax net operating income | $1,442,000 | 4,635 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $4,000 | 9,982 |
| Income before extraordinary items | $1,438,000 | 3,476 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,438,000 | 3,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $396,000 | 1,607 |
| Cash dividends | $1,275,000 | 1,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,438,000 | 3,398 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,156,000 | 6,713 |
| Total interest expense | $1,330,000 | 8,020 |
| Net interest income | $2,826,000 | 5,692 |
| Provision for loan and lease losses | $145,000 | 4,158 |
| Total noninterest income | $1,034,000 | 3,054 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $357,000 | 3,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $677,000 | 2,364 |
| Total noninterest expense | $2,195,000 | 5,552 |
| Salaries and employee benefits | $1,132,000 | 5,472 |
| Premises and equipment expense | $442,000 | 4,178 |
| Additional noninterest expense | $621,000 | 6,226 |
| Pre-tax net operating income | $1,520,000 | 4,295 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $566,000 | 3,756 |
| Income before extraordinary items | $954,000 | 4,666 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $954,000 | 4,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 4,059 |
| Cash dividends | $925,000 | 2,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $954,000 | 4,615 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,299,000 | 6,688 |
| Total interest expense | $1,498,000 | 7,712 |
| Net interest income | $2,801,000 | 5,813 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $1,039,000 | 3,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $309,000 | 4,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $730,000 | 2,236 |
| Total noninterest expense | $2,049,000 | 5,873 |
| Salaries and employee benefits | $1,111,000 | 5,557 |
| Premises and equipment expense | $392,000 | 4,624 |
| Additional noninterest expense | $546,000 | 6,903 |
| Pre-tax net operating income | $1,761,000 | 3,912 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $659,000 | 3,402 |
| Income before extraordinary items | $1,102,000 | 4,241 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,102,000 | 4,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $1,000,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,102,000 | 4,226 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,024,000 | 7,989 |
| Total interest expense | $821,000 | 9,495 |
| Net interest income | $2,203,000 | 7,086 |
| Provision for loan and lease losses | $13,000 | 8,228 |
| Total noninterest income | $979,000 | 3,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $292,000 | 4,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $687,000 | 2,361 |
| Total noninterest expense | $1,939,000 | 6,371 |
| Salaries and employee benefits | $1,064,000 | 5,790 |
| Premises and equipment expense | $382,000 | 4,770 |
| Additional noninterest expense | $493,000 | 7,914 |
| Pre-tax net operating income | $1,230,000 | 5,148 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $466,000 | 4,273 |
| Income before extraordinary items | $764,000 | 5,533 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $764,000 | 5,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 11,354 |
| Cash dividends | $660,000 | 2,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $764,000 | 5,609 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,802,000 | 8,654 |
| Total interest expense | $775,000 | 10,171 |
| Net interest income | $2,027,000 | 7,592 |
| Provision for loan and lease losses | $44,000 | 7,799 |
| Total noninterest income | $1,488,000 | 2,460 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $311,000 | 4,286 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,177,000 | 1,830 |
| Total noninterest expense | $1,918,000 | 6,571 |
| Salaries and employee benefits | $958,000 | 6,370 |
| Premises and equipment expense | $385,000 | 4,866 |
| Additional noninterest expense | $575,000 | 7,558 |
| Pre-tax net operating income | $1,553,000 | 4,188 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $585,000 | 3,686 |
| Income before extraordinary items | $968,000 | 4,804 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $968,000 | 4,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $560,000 | 2,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $968,000 | 4,563 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,944,000 | 9,085 |
| Total interest expense | $943,000 | 10,646 |
| Net interest income | $2,001,000 | 7,761 |
| Provision for loan and lease losses | $101,000 | 7,218 |
| Total noninterest income | $925,000 | 3,543 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $298,000 | 4,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $627,000 | 2,752 |
| Total noninterest expense | $1,668,000 | 7,346 |
| Salaries and employee benefits | $815,000 | 7,173 |
| Premises and equipment expense | $371,000 | 5,106 |
| Additional noninterest expense | $482,000 | 8,632 |
| Pre-tax net operating income | $1,157,000 | 5,070 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $432,000 | 4,518 |
| Income before extraordinary items | $725,000 | 5,781 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $725,000 | 5,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 7,780 |
| Cash dividends | $460,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $725,000 | 5,436 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.