Home > Old-First National Bank in Bluffton, Bluffton, Indiana > Income and Expense
Old-First National Bank in Bluffton, Bluffton, Indiana, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,579,000 | 3,369 |
| Total interest expense | $4,579,000 | 3,246 |
| Net interest income | $5,000,000 | 3,489 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $526,000 | 4,829 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $264,000 | 4,473 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $262,000 | 4,259 |
| Total noninterest expense | $2,703,000 | 4,472 |
| Salaries and employee benefits | $1,328,000 | 4,699 |
| Premises and equipment expense | $339,000 | 5,026 |
| Additional noninterest expense | $1,036,000 | 3,772 |
| Pre-tax net operating income | $2,763,000 | 2,684 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,027,000 | 2,380 |
| Income before extraordinary items | $1,736,000 | 2,936 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,736,000 | 2,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,314 |
| Cash dividends | $1,296,000 | 1,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,736,000 | 2,881 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,411,000 | 3,464 |
| Total interest expense | $4,620,000 | 3,239 |
| Net interest income | $4,791,000 | 3,683 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $445,000 | 5,589 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $240,000 | 4,968 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $205,000 | 5,093 |
| Total noninterest expense | $2,492,000 | 5,015 |
| Salaries and employee benefits | $1,291,000 | 4,886 |
| Premises and equipment expense | $304,000 | 5,535 |
| Additional noninterest expense | $897,000 | 4,767 |
| Pre-tax net operating income | $2,684,000 | 2,608 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $994,000 | 2,363 |
| Income before extraordinary items | $1,691,000 | 2,868 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,691,000 | 2,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,379 |
| Cash dividends | $1,804,000 | 1,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,690,360 | 2,824 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,895,000 | 3,650 |
| Total interest expense | $4,353,000 | 3,423 |
| Net interest income | $4,542,000 | 3,872 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $398,000 | 6,010 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $204,000 | 5,615 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $194,000 | 5,217 |
| Total noninterest expense | $2,571,000 | 4,873 |
| Salaries and employee benefits | $1,280,000 | 4,923 |
| Premises and equipment expense | $295,000 | 5,704 |
| Additional noninterest expense | $996,000 | 4,365 |
| Pre-tax net operating income | $2,309,000 | 3,070 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $841,000 | 2,768 |
| Income before extraordinary items | $1,468,000 | 3,310 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,468,000 | 3,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $1,381,000 | 1,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,468,000 | 3,279 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,930,000 | 3,764 |
| Total interest expense | $3,333,000 | 3,593 |
| Net interest income | $4,597,000 | 3,839 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $357,000 | 6,584 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $200,000 | 5,872 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $157,000 | 6,078 |
| Total noninterest expense | $2,604,000 | 4,973 |
| Salaries and employee benefits | $1,264,000 | 5,015 |
| Premises and equipment expense | $298,000 | 5,748 |
| Additional noninterest expense | $1,042,000 | 4,557 |
| Pre-tax net operating income | $2,290,000 | 3,060 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $803,000 | 2,754 |
| Income before extraordinary items | $1,487,000 | 3,201 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,487,000 | 3,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $1,191,000 | 1,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,487,000 | 3,227 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,259,000 | 3,699 |
| Total interest expense | $3,346,000 | 3,747 |
| Net interest income | $4,913,000 | 3,626 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $398,000 | 6,493 |
| Gross Fiduciary activities income | $4,000 | 1,568 |
| Service charges on deposit accounts | $148,000 | 7,140 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $246,000 | 5,046 |
| Total noninterest expense | $2,670,000 | 4,978 |
| Salaries and employee benefits | $1,364,000 | 4,667 |
| Premises and equipment expense | $304,000 | 5,786 |
| Additional noninterest expense | $1,002,000 | 4,914 |
| Pre-tax net operating income | $2,581,000 | 2,638 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $948,000 | 2,394 |
| Income before extraordinary items | $1,634,000 | 2,988 |
| Extraordinary gains, net | $48,000 | 2,206 |
| Net income | $1,682,000 | 3,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 12,247 |
| Cash dividends | $1,428,000 | 1,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,633,360 | 2,832 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,542,000 | 4,045 |
| Total interest expense | $4,218,000 | 3,882 |
| Net interest income | $4,324,000 | 4,159 |
| Provision for loan and lease losses | $176,000 | 5,636 |
| Total noninterest income | $375,000 | 6,787 |
| Gross Fiduciary activities income | $26,000 | 1,457 |
| Service charges on deposit accounts | $205,000 | 5,892 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $144,000 | 6,792 |
| Total noninterest expense | $2,541,000 | 5,240 |
| Salaries and employee benefits | $1,325,000 | 4,741 |
| Premises and equipment expense | $303,000 | 5,926 |
| Additional noninterest expense | $913,000 | 5,451 |
| Pre-tax net operating income | $1,982,000 | 3,130 |
| Securities gains (losses) | $-6,000 | 13,123 |
| Applicable income taxes | $705,000 | 2,953 |
| Income before extraordinary items | $1,271,000 | 3,613 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,271,000 | 3,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 7,091 |
| Cash dividends | $1,181,000 | 1,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,274,840 | 3,341 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.