Home > Old Dominion National Bank > Income and Expense

Old Dominion National Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$56,651,000841
Total interest expense$25,937,000659
Net interest income$30,714,0001,023
Provision for loan and lease losses$158,0002,165
Total noninterest income$1,315,0002,435
Gross Fiduciary activities income$0981
Service charges on deposit accounts$560,0001,528
Trading account gains and feesNANA
Additional Noninterest Income$755,0002,575
Total noninterest expense$23,305,0001,077
Salaries and employee benefits$14,515,000987
Premises and equipment expense$1,919,0001,271
Additional noninterest expense$755,0002,575
Pre-tax net operating income$8,566,0001,323
Securities gains (losses)$0988
Applicable income taxes$1,857,0001,029
Income before extraordinary items$6,709,0001,385
Extraordinary gains, net$054
Net income$6,709,0001,401
Minority interest net income$088
Net income of bank and minority interests.$6,709,0001,388
Net charge-offs$554,000715
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$20,877,00024
Net operating income$6,709,0001,406
2023-09-30 (YTD Data)Rank
Total interest income$40,974,000854
Total interest expense$17,939,000662
Net interest income$23,035,0001,021
Provision for loan and lease losses$155,0001,846
Total noninterest income$991,0002,427
Gross Fiduciary activities income$0950
Service charges on deposit accounts$426,0001,511
Trading account gains and feesNANA
Additional Noninterest Income$565,0002,570
Total noninterest expense$17,585,0001,063
Salaries and employee benefits$11,184,000972
Premises and equipment expense$1,445,0001,264
Additional noninterest expense$565,0002,569
Pre-tax net operating income$6,286,0001,394
Securities gains (losses)$0849
Applicable income taxes$1,213,0001,141
Income before extraordinary items$5,073,0001,433
Extraordinary gains, net$052
Net income$5,073,0001,443
Minority interest net income$081
Net income of bank and minority interests.$5,073,0001,432
Net charge-offs$556,000544
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$20,503,00020
Net operating income$5,073,0001,452
2023-06-30 (YTD Data)Rank
Total interest income$26,023,000854
Total interest expense$10,902,000643
Net interest income$15,121,0001,048
Provision for loan and lease losses$275,0001,121
Total noninterest income$670,0002,363
Gross Fiduciary activities income$0931
Service charges on deposit accounts$304,0001,447
Trading account gains and feesNANA
Additional Noninterest Income$366,0002,547
Total noninterest expense$11,778,0001,050
Salaries and employee benefits$7,554,000960
Premises and equipment expense$970,0001,248
Additional noninterest expense$366,0002,542
Pre-tax net operating income$3,738,0001,510
Securities gains (losses)$0938
Applicable income taxes$738,0001,222
Income before extraordinary items$3,000,0001,580
Extraordinary gains, net$051
Net income$3,000,0001,600
Minority interest net income$081
Net income of bank and minority interests.$3,000,0001,580
Net charge-offs$558,000406
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$20,373,00012
Net operating income$3,000,0001,595
2023-03-31 (YTD Data)Rank
Total interest income$12,213,000881
Total interest expense$4,943,000620
Net interest income$7,270,0001,083
Provision for loan and lease losses$02,612
Total noninterest income$357,0002,300
Gross Fiduciary activities income$0913
Service charges on deposit accounts$183,0001,269
Trading account gains and feesNANA
Additional Noninterest Income$174,0002,598
Total noninterest expense$5,817,0001,078
Salaries and employee benefits$3,806,000977
Premises and equipment expense$485,0001,280
Additional noninterest expense$174,0002,598
Pre-tax net operating income$1,810,0001,580
Securities gains (losses)$0950
Applicable income taxes$384,0001,187
Income before extraordinary items$1,426,0001,655
Extraordinary gains, net$04
Net income$1,426,0001,655
Minority interest net income$048
Net income of bank and minority interests.$1,426,0001,655
Net charge-offs$-3,0003,659
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$206,000177
Net operating income$1,426,0001,672
2022-12-31 (YTD Data)Rank
Total interest income$35,363,000994
Total interest expense$6,052,000684
Net interest income$29,311,0001,051
Provision for loan and lease losses$2,669,000425
Total noninterest income$1,271,0002,535
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$531,0001,617
Trading account gains and feesNANA
Additional Noninterest Income$740,0002,653
Total noninterest expense$20,519,0001,164
Salaries and employee benefits$12,874,0001,080
Premises and equipment expense$1,906,0001,270
Additional noninterest expense$740,0002,653
Pre-tax net operating income$7,394,0001,571
Securities gains (losses)$0691
Applicable income taxes$-437,0004,654
Income before extraordinary items$7,831,0001,328
Extraordinary gains, net$05
Net income$7,831,0001,328
Minority interest net income$063
Net income of bank and minority interests.$7,831,0001,328
Net charge-offs$-4,0003,445
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$818,000266
Net operating income$7,831,0001,347
2022-09-30 (YTD Data)Rank
Total interest income$24,351,0001,033
Total interest expense$3,142,000709
Net interest income$21,209,0001,068
Provision for loan and lease losses$1,823,000416
Total noninterest income$967,0002,535
Gross Fiduciary activities income$0968
Service charges on deposit accounts$390,0001,655
Trading account gains and feesNANA
Additional Noninterest Income$577,0002,644
Total noninterest expense$15,012,0001,189
Salaries and employee benefits$9,417,0001,099
Premises and equipment expense$1,416,0001,287
Additional noninterest expense$577,0002,644
Pre-tax net operating income$5,341,0001,614
Securities gains (losses)$0740
Applicable income taxes$-906,0004,719
Income before extraordinary items$6,247,0001,246
Extraordinary gains, net$04
Net income$6,247,0001,245
Minority interest net income$057
Net income of bank and minority interests.$6,247,0001,246
Net charge-offs$4,0002,057
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$555,000243
Net operating income$6,247,0001,273
2022-06-30 (YTD Data)Rank
Total interest income$15,107,0001,052
Total interest expense$1,508,000761
Net interest income$13,599,0001,079
Provision for loan and lease losses$859,000476
Total noninterest income$667,0002,484
Gross Fiduciary activities income$0925
Service charges on deposit accounts$255,0001,673
Trading account gains and feesNANA
Additional Noninterest Income$412,0002,605
Total noninterest expense$10,080,0001,164
Salaries and employee benefits$6,382,0001,087
Premises and equipment expense$936,0001,289
Additional noninterest expense$2,762,0001,236
Pre-tax net operating income$3,327,0001,614
Securities gains (losses)$0687
Applicable income taxes$-1,356,0004,752
Income before extraordinary items$4,683,0001,094
Extraordinary gains, net$04
Net income$4,683,0001,093
Minority interest net income$060
Net income of bank and minority interests.$4,683,0001,094
Net charge-offs$11,0001,552
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$358,000227
Net operating income$4,683,0001,121
2022-03-31 (YTD Data)Rank
Total interest income$7,123,0001,083
Total interest expense$665,000819
Net interest income$6,458,0001,093
Provision for loan and lease losses$277,000532
Total noninterest income$324,0002,497
Gross Fiduciary activities income$0892
Service charges on deposit accounts$118,0001,737
Trading account gains and feesNANA
Additional Noninterest Income$206,0002,536
Total noninterest expense$4,996,0001,174
Salaries and employee benefits$3,247,0001,074
Premises and equipment expense$460,0001,314
Additional noninterest expense$1,289,0001,289
Pre-tax net operating income$1,509,0001,633
Securities gains (losses)$0623
Applicable income taxes$320,0001,256
Income before extraordinary items$1,189,0001,711
Extraordinary gains, net$04
Net income$1,189,0001,711
Minority interest net income$050
Net income of bank and minority interests.$1,189,0001,711
Net charge-offs$22,000920
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$170,000206
Net operating income$1,189,0001,732
2021-12-31 (YTD Data)Rank
Total interest income$28,885,0001,094
Total interest expense$3,095,000878
Net interest income$25,790,0001,103
Provision for loan and lease losses$2,451,000226
Total noninterest income$2,362,0002,056
Gross Fiduciary activities income$0994
Service charges on deposit accounts$382,0001,918
Trading account gains and feesNANA
Additional Noninterest Income$1,980,0001,916
Total noninterest expense$18,482,0001,234
Salaries and employee benefits$11,537,0001,161
Premises and equipment expense$2,030,0001,192
Additional noninterest expense$4,915,0001,352
Pre-tax net operating income$7,219,0001,596
Securities gains (losses)$02,062
Applicable income taxes$664,0001,908
Income before extraordinary items$6,555,0001,572
Extraordinary gains, net$010
Net income$6,555,0001,572
Minority interest net income$074
Net income of bank and minority interests.$6,555,0001,572
Net charge-offs$120,0001,261
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$989,000233
Net operating income$6,555,0001,544
2021-09-30 (YTD Data)Rank
Total interest income$21,736,0001,114
Total interest expense$2,385,000902
Net interest income$19,351,0001,116
Provision for loan and lease losses$1,676,000259
Total noninterest income$1,952,0002,006
Gross Fiduciary activities income$0957
Service charges on deposit accounts$265,0002,014
Trading account gains and feesNANA
Additional Noninterest Income$1,687,0001,843
Total noninterest expense$13,822,0001,237
Salaries and employee benefits$8,812,0001,147
Premises and equipment expense$1,556,0001,196
Additional noninterest expense$3,454,0001,415
Pre-tax net operating income$5,805,0001,592
Securities gains (losses)$02,015
Applicable income taxes$1,020,0001,437
Income before extraordinary items$4,785,0001,658
Extraordinary gains, net$08
Net income$4,785,0001,657
Minority interest net income$069
Net income of bank and minority interests.$4,785,0001,658
Net charge-offs$132,000969
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$559,000236
Net operating income$4,785,0001,634
2021-06-30 (YTD Data)Rank
Total interest income$14,280,0001,119
Total interest expense$1,669,000899
Net interest income$12,611,0001,132
Provision for loan and lease losses$1,190,000264
Total noninterest income$1,493,0001,807
Gross Fiduciary activities income$0951
Service charges on deposit accounts$165,0002,035
Trading account gains and feesNANA
Additional Noninterest Income$1,328,0001,626
Total noninterest expense$9,285,0001,223
Salaries and employee benefits$5,953,0001,126
Premises and equipment expense$1,050,0001,168
Additional noninterest expense$2,282,0001,424
Pre-tax net operating income$3,629,0001,629
Securities gains (losses)$01,818
Applicable income taxes$920,0001,210
Income before extraordinary items$2,709,0001,825
Extraordinary gains, net$06
Net income$2,709,0001,826
Minority interest net income$067
Net income of bank and minority interests.$2,709,0001,825
Net charge-offs$143,000769
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$376,000211
Net operating income$2,709,0001,793
2021-03-31 (YTD Data)Rank
Total interest income$7,178,0001,107
Total interest expense$816,000968
Net interest income$6,362,0001,118
Provision for loan and lease losses$525,000356
Total noninterest income$851,0001,677
Gross Fiduciary activities income$0922
Service charges on deposit accounts$81,0002,045
Trading account gains and feesNANA
Additional Noninterest Income$770,0001,505
Total noninterest expense$4,430,0001,254
Salaries and employee benefits$2,844,0001,167
Premises and equipment expense$481,0001,270
Additional noninterest expense$1,105,0001,414
Pre-tax net operating income$2,258,0001,396
Securities gains (losses)$01,392
Applicable income taxes$460,0001,194
Income before extraordinary items$1,798,0001,507
Extraordinary gains, net$03
Net income$1,798,0001,507
Minority interest net income$055
Net income of bank and minority interests.$1,798,0001,507
Net charge-offs$13,0001,286
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$186,000192
Net operating income$1,798,0001,472
2020-12-31 (YTD Data)Rank
Total interest income$21,912,0001,368
Total interest expense$3,702,0001,250
Net interest income$18,210,0001,402
Provision for loan and lease losses$2,333,000947
Total noninterest income$1,855,0002,211
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$307,0002,204
Trading account gains and feesNANA
Additional Noninterest Income$1,548,0002,055
Total noninterest expense$15,969,0001,338
Salaries and employee benefits$9,815,0001,279
Premises and equipment expense$1,454,0001,547
Additional noninterest expense$4,700,0001,350
Pre-tax net operating income$1,763,0003,078
Securities gains (losses)$242,000934
Applicable income taxes$03,697
Income before extraordinary items$2,005,0002,831
Extraordinary gains, net$04
Net income$2,005,0002,830
Minority interest net income$072
Net income of bank and minority interests.$2,005,0002,831
Net charge-offs$494,000979
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$1,140,000194
Net operating income$1,763,0002,935
2020-09-30 (YTD Data)Rank
Total interest income$15,583,0001,451
Total interest expense$2,821,0001,305
Net interest income$12,762,0001,466
Provision for loan and lease losses$1,345,0001,149
Total noninterest income$1,108,0002,407
Gross Fiduciary activities income$0981
Service charges on deposit accounts$233,0002,188
Trading account gains and feesNANA
Additional Noninterest Income$875,0002,281
Total noninterest expense$11,889,0001,328
Salaries and employee benefits$7,579,0001,233
Premises and equipment expense$1,085,0001,552
Additional noninterest expense$3,225,0001,431
Pre-tax net operating income$636,0003,866
Securities gains (losses)$242,000810
Applicable income taxes$03,696
Income before extraordinary items$878,0003,507
Extraordinary gains, net$04
Net income$878,0003,506
Minority interest net income$065
Net income of bank and minority interests.$878,0003,507
Net charge-offs$470,000779
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$734,000183
Net operating income$636,0003,772
2020-06-30 (YTD Data)Rank
Total interest income$9,751,0001,550
Total interest expense$1,968,0001,330
Net interest income$7,783,0001,586
Provision for loan and lease losses$426,0001,748
Total noninterest income$563,0002,679
Gross Fiduciary activities income$0970
Service charges on deposit accounts$142,0002,348
Trading account gains and feesNANA
Additional Noninterest Income$421,0002,555
Total noninterest expense$7,599,0001,372
Salaries and employee benefits$4,880,0001,266
Premises and equipment expense$719,0001,558
Additional noninterest expense$2,000,0001,503
Pre-tax net operating income$321,0004,076
Securities gains (losses)$156,000802
Applicable income taxes$03,655
Income before extraordinary items$477,0003,703
Extraordinary gains, net$04
Net income$477,0003,703
Minority interest net income$065
Net income of bank and minority interests.$477,0003,703
Net charge-offs$91,0001,409
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$474,000168
Net operating income$321,0003,991
2020-03-31 (YTD Data)Rank
Total interest income$4,475,0001,656
Total interest expense$1,127,0001,305
Net interest income$3,348,0001,757
Provision for loan and lease losses$103,0001,932
Total noninterest income$188,0003,093
Gross Fiduciary activities income$0941
Service charges on deposit accounts$68,0002,661
Trading account gains and feesNANA
Additional Noninterest Income$120,0002,978
Total noninterest expense$3,471,0001,477
Salaries and employee benefits$2,187,0001,390
Premises and equipment expense$359,0001,589
Additional noninterest expense$925,0001,620
Pre-tax net operating income$-38,0004,816
Securities gains (losses)$126,000527
Applicable income taxes$03,513
Income before extraordinary items$88,0004,294
Extraordinary gains, net$04
Net income$88,0004,294
Minority interest net income$056
Net income of bank and minority interests.$88,0004,294
Net charge-offs$95,000904
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$237,000166
Net operating income$-38,0004,816
2019-12-31 (YTD Data)Rank
Total interest income$14,756,0001,950
Total interest expense$3,983,0001,476
Net interest income$10,773,0002,101
Provision for loan and lease losses$299,0001,995
Total noninterest income$949,0002,900
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$253,0002,857
Trading account gains and feesNANA
Additional Noninterest Income$696,0002,662
Total noninterest expense$12,515,0001,583
Salaries and employee benefits$7,063,0001,612
Premises and equipment expense$1,454,0001,538
Additional noninterest expense$3,998,0001,509
Pre-tax net operating income$-1,092,0005,096
Securities gains (losses)$149,000746
Applicable income taxes$03,859
Income before extraordinary items$-943,0005,098
Extraordinary gains, net$011
Net income$-943,0005,099
Minority interest net income$076
Net income of bank and minority interests.$-943,0005,099
Net charge-offs$158,0001,880
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$22,973,00038
Net operating income$-1,092,0005,095
2019-09-30 (YTD Data)Rank
Total interest income$10,483,0002,060
Total interest expense$2,888,0001,525
Net interest income$7,595,0002,247
Provision for loan and lease losses$136,0002,333
Total noninterest income$830,0002,692
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$175,0003,010
Trading account gains and feesNANA
Additional Noninterest Income$655,0002,392
Total noninterest expense$9,140,0001,637
Salaries and employee benefits$5,197,0001,646
Premises and equipment expense$1,077,0001,571
Additional noninterest expense$2,866,0001,561
Pre-tax net operating income$-851,0005,189
Securities gains (losses)$87,000845
Applicable income taxes$03,902
Income before extraordinary items$-764,0005,190
Extraordinary gains, net$011
Net income$-764,0005,190
Minority interest net income$072
Net income of bank and minority interests.$-764,0005,190
Net charge-offs$158,0001,461
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$343,000270
Net operating income$-851,0005,188
2019-06-30 (YTD Data)Rank
Total interest income$6,676,0002,134
Total interest expense$1,859,0001,547
Net interest income$4,817,0002,345
Provision for loan and lease losses$102,0002,175
Total noninterest income$535,0002,715
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$116,0003,008
Trading account gains and feesNANA
Additional Noninterest Income$419,0002,425
Total noninterest expense$5,991,0001,663
Salaries and employee benefits$3,434,0001,667
Premises and equipment expense$710,0001,592
Additional noninterest expense$1,847,0001,615
Pre-tax net operating income$-741,0005,252
Securities gains (losses)$69,000642
Applicable income taxes$03,901
Income before extraordinary items$-672,0005,245
Extraordinary gains, net$011
Net income$-672,0005,244
Minority interest net income$069
Net income of bank and minority interests.$-672,0005,244
Net charge-offs$145,0001,191
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$173,000284
Net operating income$-741,0005,249
2019-03-31 (YTD Data)Rank
Total interest income$3,104,0002,250
Total interest expense$818,0001,643
Net interest income$2,286,0002,447
Provision for loan and lease losses$82,0001,636
Total noninterest income$157,0003,359
Gross Fiduciary activities income$0972
Service charges on deposit accounts$50,0003,209
Trading account gains and feesNANA
Additional Noninterest Income$107,0003,137
Total noninterest expense$2,773,0001,778
Salaries and employee benefits$1,641,0001,744
Premises and equipment expense$334,0001,698
Additional noninterest expense$798,0001,821
Pre-tax net operating income$-412,0005,307
Securities gains (losses)$19,000580
Applicable income taxes$03,800
Income before extraordinary items$-393,0005,299
Extraordinary gains, net$05
Net income$-393,0005,298
Minority interest net income$052
Net income of bank and minority interests.$-393,0005,298
Net charge-offs$32,0001,464
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$74,000265
Net operating income$-412,0005,301
2018-12-31 (YTD Data)Rank
Total interest income$8,144,0002,905
Total interest expense$1,685,0002,159
Net interest income$6,459,0003,040
Provision for loan and lease losses$2,376,000440
Total noninterest income$123,0004,921
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$138,0003,777
Trading account gains and feesNANA
Additional Noninterest Income$-15,0005,335
Total noninterest expense$9,755,0001,939
Salaries and employee benefits$5,616,0001,909
Premises and equipment expense$1,049,0001,983
Additional noninterest expense$3,090,0001,870
Pre-tax net operating income$-5,549,0005,403
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$-5,549,0005,396
Extraordinary gains, net$06
Net income$-5,549,0005,395
Minority interest net income$072
Net income of bank and minority interests.$-5,549,0005,395
Net charge-offs$695,000780
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$39,222,00016
Net operating income$-5,549,0005,397
2018-09-30 (YTD Data)Rank
Total interest income$5,390,0003,132
Total interest expense$1,139,0002,247
Net interest income$4,251,0003,296
Provision for loan and lease losses$1,139,000592
Total noninterest income$70,0005,116
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$101,0003,832
Trading account gains and feesNANA
Additional Noninterest Income$-31,0005,430
Total noninterest expense$6,405,0002,141
Salaries and employee benefits$3,825,0002,060
Premises and equipment expense$730,0002,094
Additional noninterest expense$1,850,0002,237
Pre-tax net operating income$-3,223,0005,467
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$-3,223,0005,458
Extraordinary gains, net$05
Net income$-3,223,0005,457
Minority interest net income$066
Net income of bank and minority interests.$-3,223,0005,457
Net charge-offs$698,000578
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$38,975,00015
Net operating income$-3,223,0005,457
2018-06-30 (YTD Data)Rank
Total interest income$3,239,0003,308
Total interest expense$714,0002,254
Net interest income$2,525,0003,515
Provision for loan and lease losses$648,000650
Total noninterest income$31,0005,299
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$65,0003,891
Trading account gains and feesNANA
Additional Noninterest Income$-34,0005,508
Total noninterest expense$4,076,0002,233
Salaries and employee benefits$2,483,0002,115
Premises and equipment expense$468,0002,173
Additional noninterest expense$1,125,0002,406
Pre-tax net operating income$-2,168,0005,531
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$-2,168,0005,523
Extraordinary gains, net$06
Net income$-2,168,0005,522
Minority interest net income$065
Net income of bank and minority interests.$-2,168,0005,522
Net charge-offs$138,0001,125
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$38,872,00010
Net operating income$-2,168,0005,523
2018-03-31 (YTD Data)Rank
Total interest income$1,481,0003,476
Total interest expense$349,0002,214
Net interest income$1,132,0003,724
Provision for loan and lease losses$434,000528
Total noninterest income$42,0004,896
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$32,0003,937
Trading account gains and feesNANA
Additional Noninterest Income$10,0005,131
Total noninterest expense$2,066,0002,221
Salaries and employee benefits$1,290,0002,085
Premises and equipment expense$221,0002,294
Additional noninterest expense$555,0002,433
Pre-tax net operating income$-1,326,0005,600
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$-1,326,0005,590
Extraordinary gains, net$07
Net income$-1,326,0005,590
Minority interest net income$052
Net income of bank and minority interests.$-1,326,0005,590
Net charge-offs$142,000701
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$19,971,00012
Net operating income$-1,326,0005,591
2017-12-31 (YTD Data)Rank
Total interest income$4,077,0004,114
Total interest expense$889,0002,763
Net interest income$3,188,0004,323
Provision for loan and lease losses$1,041,000858
Total noninterest income$38,0005,515
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$140,0003,930
Trading account gains and feesNANA
Additional Noninterest Income$-102,0005,622
Total noninterest expense$7,637,0002,350
Salaries and employee benefits$4,188,0002,396
Premises and equipment expense$880,0002,291
Additional noninterest expense$2,569,0002,218
Pre-tax net operating income$-5,452,0005,665
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$-5,452,0005,651
Extraordinary gains, net$09
Net income$-5,452,0005,651
Minority interest net income$076
Net income of bank and minority interests.$-5,452,0005,651
Net charge-offs$72,0002,718
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$258,000370
Net operating income$-5,452,0005,649
2017-09-30 (YTD Data)Rank
Total interest income$2,755,0004,336
Total interest expense$584,0002,948
Net interest income$2,171,0004,513
Provision for loan and lease losses$1,166,000609
Total noninterest income$-3,0005,693
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$49,0004,826
Trading account gains and feesNANA
Additional Noninterest Income$-52,0005,691
Total noninterest expense$5,310,0002,502
Salaries and employee benefits$2,918,0002,519
Premises and equipment expense$656,0002,312
Additional noninterest expense$1,736,0002,389
Pre-tax net operating income$-4,308,0005,735
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$-4,308,0005,728
Extraordinary gains, net$09
Net income$-4,308,0005,728
Minority interest net income$071
Net income of bank and minority interests.$-4,308,0005,728
Net charge-offs$72,0002,181
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$183,000356
Net operating income$-4,308,0005,727
2017-06-30 (YTD Data)Rank
Total interest income$1,613,0004,553
Total interest expense$302,0003,356
Net interest income$1,311,0004,683
Provision for loan and lease losses$759,000609
Total noninterest income$-37,0005,750
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$37,0004,706
Trading account gains and feesNANA
Additional Noninterest Income$-74,0005,753
Total noninterest expense$3,306,0002,621
Salaries and employee benefits$1,813,0002,682
Premises and equipment expense$444,0002,301
Additional noninterest expense$1,049,0002,582
Pre-tax net operating income$-2,791,0005,779
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$-2,791,0005,776
Extraordinary gains, net$011
Net income$-2,791,0005,776
Minority interest net income$071
Net income of bank and minority interests.$-2,791,0005,776
Net charge-offs$71,0001,745
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$79,000380
Net operating income$-2,791,0005,775
2017-03-31 (YTD Data)Rank
Total interest income$689,0004,802
Total interest expense$118,0003,747
Net interest income$571,0004,887
Provision for loan and lease losses$331,000619
Total noninterest income$32,0005,276
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$18,0004,751
Trading account gains and feesNANA
Additional Noninterest Income$14,0005,211
Total noninterest expense$1,563,0002,744
Salaries and employee benefits$883,0002,755
Premises and equipment expense$222,0002,340
Additional noninterest expense$458,0002,836
Pre-tax net operating income$-1,291,0005,839
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$-1,291,0005,832
Extraordinary gains, net$08
Net income$-1,291,0005,832
Minority interest net income$055
Net income of bank and minority interests.$-1,291,0005,832
Net charge-offs$-4,0004,579
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$26,000397
Net operating income$-1,291,0005,832
2016-12-31 (YTD Data)Rank
Total interest income$2,001,0005,227
Total interest expense$387,0004,071
Net interest income$1,614,0005,335
Provision for loan and lease losses$184,0002,538
Total noninterest income$146,0005,283
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$87,0004,667
Trading account gains and fees$0170
Additional Noninterest Income$59,0005,250
Total noninterest expense$4,394,0003,465
Salaries and employee benefits$2,321,0003,551
Premises and equipment expense$484,0003,438
Additional noninterest expense$1,589,0003,215
Pre-tax net operating income$-2,818,0005,887
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$-2,818,0005,883
Extraordinary gains, net$05
Net income$-2,818,0005,882
Minority interest net income$082
Net income of bank and minority interests.$-2,818,0005,882
Net charge-offs$71,0002,877
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$29,696,00021
Net operating income$-2,818,0005,881
2016-09-30 (YTD Data)Rank
Total interest income$1,468,0005,310
Total interest expense$280,0004,168
Net interest income$1,188,0005,411
Provision for loan and lease losses$25,0003,735
Total noninterest income$105,0005,358
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$63,0004,765
Trading account gains and fees$0169
Additional Noninterest Income$42,0005,341
Total noninterest expense$2,811,0003,786
Salaries and employee benefits$1,421,0003,938
Premises and equipment expense$294,0003,828
Additional noninterest expense$1,096,0003,423
Pre-tax net operating income$-1,543,0005,940
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$-1,543,0005,942
Extraordinary gains, net$05
Net income$-1,543,0005,942
Minority interest net income$071
Net income of bank and minority interests.$-1,543,0005,942
Net charge-offs$7,0003,525
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$19,649,00024
Net operating income$-1,543,0005,940
2016-06-30 (YTD Data)Rank
Total interest income$975,0005,368
Total interest expense$179,0004,277
Net interest income$796,0005,469
Provision for loan and lease losses$25,0003,413
Total noninterest income$70,0005,400
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$43,0004,744
Trading account gains and fees$0157
Additional Noninterest Income$27,0005,414
Total noninterest expense$1,651,0004,081
Salaries and employee benefits$770,0004,385
Premises and equipment expense$204,0003,786
Additional noninterest expense$677,0003,597
Pre-tax net operating income$-810,0006,007
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$-810,0006,007
Extraordinary gains, net$016
Net income$-810,0006,006
Minority interest net income$071
Net income of bank and minority interests.$-810,0006,006
Net charge-offs$35,0002,409
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$8,878,00030
Net operating income$-810,0006,003
2016-03-31 (YTD Data)Rank
Total interest income$502,0005,379
Total interest expense$87,0004,352
Net interest income$415,0005,469
Provision for loan and lease losses$20,0002,874
Total noninterest income$30,0005,512
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$18,0004,938
Trading account gains and fees$0142
Additional Noninterest Income$12,0005,485
Total noninterest expense$920,0003,883
Salaries and employee benefits$516,0003,826
Premises and equipment expense$100,0003,866
Additional noninterest expense$304,0003,854
Pre-tax net operating income$-495,0006,062
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$-495,0006,060
Extraordinary gains, net$012
Net income$-495,0006,060
Minority interest net income$062
Net income of bank and minority interests.$-495,0006,060
Net charge-offs$40,0001,582
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-495,0006,057
2015-12-31 (YTD Data)Rank
Total interest income$1,590,0005,658
Total interest expense$304,0004,587
Net interest income$1,286,0005,733
Provision for loan and lease losses$469,0001,427
Total noninterest income$125,0005,556
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$61,0005,233
Trading account gains and fees$0159
Additional Noninterest Income$64,0005,389
Total noninterest expense$3,449,0004,050
Salaries and employee benefits$1,568,0004,402
Premises and equipment expense$471,0003,590
Additional noninterest expense$1,410,0003,552
Pre-tax net operating income$-2,507,0006,145
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$-2,507,0006,146
Extraordinary gains, net$023
Net income$-2,507,0006,146
Minority interest net income$081
Net income of bank and minority interests.$-2,507,0006,146
Net charge-offs$448,0001,270
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$542,000300
Net operating income$-2,507,0006,140
2015-09-30 (YTD Data)Rank
Total interest income$1,149,0005,773
Total interest expense$220,0004,737
Net interest income$929,0005,838
Provision for loan and lease losses$548,000974
Total noninterest income$93,0005,640
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$42,0005,374
Trading account gains and fees$0153
Additional Noninterest Income$51,0005,412
Total noninterest expense$2,546,0004,098
Salaries and employee benefits$1,109,0004,553
Premises and equipment expense$355,0003,631
Additional noninterest expense$1,082,0003,495
Pre-tax net operating income$-2,072,0006,235
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$-2,072,0006,235
Extraordinary gains, net$021
Net income$-2,072,0006,235
Minority interest net income$078
Net income of bank and minority interests.$-2,072,0006,235
Net charge-offs$277,0001,266
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$23,000622
Net operating income$-2,072,0006,232
2015-06-30 (YTD Data)Rank
Total interest income$708,0005,880
Total interest expense$136,0004,895
Net interest income$572,0005,948
Provision for loan and lease losses$280,0001,201
Total noninterest income$60,0005,715
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$26,0005,473
Trading account gains and fees$0157
Additional Noninterest Income$34,0005,449
Total noninterest expense$1,743,0004,077
Salaries and employee benefits$759,0004,539
Premises and equipment expense$242,0003,617
Additional noninterest expense$742,0003,451
Pre-tax net operating income$-1,391,0006,304
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$-1,391,0006,308
Extraordinary gains, net$022
Net income$-1,391,0006,308
Minority interest net income$075
Net income of bank and minority interests.$-1,391,0006,308
Net charge-offs$-5,0005,028
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$23,000564
Net operating income$-1,391,0006,305
2015-03-31 (YTD Data)Rank
Total interest income$377,0005,884
Total interest expense$63,0005,034
Net interest income$314,0005,931
Provision for loan and lease losses$160,0001,026
Total noninterest income$33,0005,678
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$14,0005,415
Trading account gains and fees$0152
Additional Noninterest Income$19,0005,435
Total noninterest expense$848,0004,169
Salaries and employee benefits$416,0004,372
Premises and equipment expense$125,0003,567
Additional noninterest expense$307,0003,917
Pre-tax net operating income$-661,0006,372
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$-661,0006,371
Extraordinary gains, net$013
Net income$-661,0006,372
Minority interest net income$064
Net income of bank and minority interests.$-661,0006,372
Net charge-offs$-5,0005,132
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-661,0006,366
2014-12-31 (YTD Data)Rank
Total interest income$1,579,0005,937
Total interest expense$291,0004,995
Net interest income$1,288,0005,995
Provision for loan and lease losses$967,000896
Total noninterest income$-131,0006,452
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$54,0005,636
Trading account gains and fees$0180
Additional Noninterest Income$-185,0006,416
Total noninterest expense$3,157,0004,361
Salaries and employee benefits$1,488,0004,651
Premises and equipment expense$414,0004,019
Additional noninterest expense$1,255,0003,961
Pre-tax net operating income$-2,967,0006,459
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$-2,967,0006,453
Extraordinary gains, net$017
Net income$-2,967,0006,452
Minority interest net income$084
Net income of bank and minority interests.$-2,967,0006,452
Net charge-offs$707,0001,152
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$51,000637
Net operating income$-2,967,0006,455
2014-09-30 (YTD Data)Rank
Total interest income$1,179,0006,014
Total interest expense$225,0005,022
Net interest income$954,0006,084
Provision for loan and lease losses$729,000863
Total noninterest income$-147,0006,538
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$41,0005,705
Trading account gains and fees$0174
Additional Noninterest Income$-188,0006,526
Total noninterest expense$2,355,0004,393
Salaries and employee benefits$1,097,0004,713
Premises and equipment expense$304,0004,109
Additional noninterest expense$954,0003,945
Pre-tax net operating income$-2,277,0006,539
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$-2,277,0006,532
Extraordinary gains, net$015
Net income$-2,277,0006,531
Minority interest net income$081
Net income of bank and minority interests.$-2,277,0006,531
Net charge-offs$238,0001,819
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$41,000593
Net operating income$-2,277,0006,535
2014-06-30 (YTD Data)Rank
Total interest income$786,0006,057
Total interest expense$153,0005,041
Net interest income$633,0006,131
Provision for loan and lease losses$257,0001,427
Total noninterest income$40,0006,230
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$27,0005,731
Trading account gains and fees$0172
Additional Noninterest Income$13,0006,114
Total noninterest expense$1,767,0004,158
Salaries and employee benefits$709,0004,820
Premises and equipment expense$197,0004,208
Additional noninterest expense$861,0003,233
Pre-tax net operating income$-1,351,0006,599
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$-1,351,0006,601
Extraordinary gains, net$020
Net income$-1,351,0006,601
Minority interest net income$080
Net income of bank and minority interests.$-1,351,0006,601
Net charge-offs$238,0001,456
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$1,000774
Net operating income$-1,351,0006,599
2014-03-31 (YTD Data)Rank
Total interest income$394,0006,117
Total interest expense$77,0005,098
Net interest income$317,0006,191
Provision for loan and lease losses$200,000985
Total noninterest income$21,0006,234
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$15,0005,639
Trading account gains and fees$0147
Additional Noninterest Income$6,0006,177
Total noninterest expense$815,0004,396
Salaries and employee benefits$232,0005,623
Premises and equipment expense$97,0004,279
Additional noninterest expense$486,0002,950
Pre-tax net operating income$-677,0006,653
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$-677,0006,659
Extraordinary gains, net$016
Net income$-677,0006,659
Minority interest net income$066
Net income of bank and minority interests.$-677,0006,659
Net charge-offs$3,0003,257
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-677,0006,658
2013-12-31 (YTD Data)Rank
Total interest income$1,756,0006,047
Total interest expense$372,0005,049
Net interest income$1,384,0006,163
Provision for loan and lease losses$-70,0006,345
Total noninterest income$88,0006,270
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$67,0005,718
Trading account gains and fees$0184
Additional Noninterest Income$21,0006,206
Total noninterest expense$2,299,0005,214
Salaries and employee benefits$840,0005,828
Premises and equipment expense$383,0004,325
Additional noninterest expense$1,076,0004,428
Pre-tax net operating income$-757,0006,536
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$-757,0006,545
Extraordinary gains, net$029
Net income$-757,0006,546
Minority interest net income$090
Net income of bank and minority interests.$-757,0006,546
Net charge-offs$29,0004,666
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$7,201,00064
Net operating income$-757,0006,535
2013-09-30 (YTD Data)Rank
Total interest income$1,331,0006,097
Total interest expense$291,0005,062
Net interest income$1,040,0006,223
Provision for loan and lease losses$-50,0006,506
Total noninterest income$63,0006,386
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$48,0005,819
Trading account gains and fees$0180
Additional Noninterest Income$15,0006,323
Total noninterest expense$1,633,0005,339
Salaries and employee benefits$617,0005,895
Premises and equipment expense$290,0004,321
Additional noninterest expense$726,0004,681
Pre-tax net operating income$-480,0006,608
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$-480,0006,628
Extraordinary gains, net$025
Net income$-480,0006,629
Minority interest net income$084
Net income of bank and minority interests.$-480,0006,629
Net charge-offs$-9,0006,104
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-480,0006,615
2013-06-30 (YTD Data)Rank
Total interest income$905,0006,097
Total interest expense$197,0005,097
Net interest income$708,0006,220
Provision for loan and lease losses$-50,0006,635
Total noninterest income$43,0006,411
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$33,0005,799
Trading account gains and fees$0157
Additional Noninterest Income$10,0006,362
Total noninterest expense$1,082,0005,374
Salaries and employee benefits$414,0005,931
Premises and equipment expense$196,0004,314
Additional noninterest expense$472,0004,742
Pre-tax net operating income$-281,0006,602
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$-281,0006,640
Extraordinary gains, net$022
Net income$-281,0006,640
Minority interest net income$082
Net income of bank and minority interests.$-281,0006,640
Net charge-offs$-11,0006,174
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-281,0006,614
2013-03-31 (YTD Data)Rank
Total interest income$467,0006,105
Total interest expense$101,0005,127
Net interest income$366,0006,214
Provision for loan and lease losses$-50,0006,800
Total noninterest income$25,0006,337
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$20,0005,591
Trading account gains and fees$0148
Additional Noninterest Income$5,0006,416
Total noninterest expense$559,0005,359
Salaries and employee benefits$209,0005,956
Premises and equipment expense$102,0004,259
Additional noninterest expense$248,0004,667
Pre-tax net operating income$-118,0006,638
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-118,0006,677
Extraordinary gains, net$010
Net income$-118,0006,678
Minority interest net income$076
Net income of bank and minority interests.$-118,0006,678
Net charge-offs$-2,0005,471
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-118,0006,647
2012-12-31 (YTD Data)Rank
Total interest income$2,153,0006,037
Total interest expense$506,0005,090
Net interest income$1,647,0006,161
Provision for loan and lease losses$415,0002,971
Total noninterest income$79,0006,438
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$65,0005,985
Trading account gains and fees$0166
Additional Noninterest Income$14,0006,358
Total noninterest expense$2,306,0005,359
Salaries and employee benefits$801,0006,087
Premises and equipment expense$360,0004,536
Additional noninterest expense$1,145,0004,469
Pre-tax net operating income$-995,0006,664
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$-995,0006,719
Extraordinary gains, net$029
Net income$-995,0006,715
Minority interest net income$093
Net income of bank and minority interests.$-995,0006,716
Net charge-offs$487,0002,685
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-995,0006,676
2012-09-30 (YTD Data)Rank
Total interest income$1,645,0006,103
Total interest expense$400,0005,122
Net interest income$1,245,0006,246
Provision for loan and lease losses$450,0002,400
Total noninterest income$59,0006,554
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$50,0006,028
Trading account gains and fees$0157
Additional Noninterest Income$9,0006,513
Total noninterest expense$1,785,0005,318
Salaries and employee benefits$600,0006,125
Premises and equipment expense$268,0004,617
Additional noninterest expense$917,0004,334
Pre-tax net operating income$-931,0006,810
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$-931,0006,867
Extraordinary gains, net$020
Net income$-931,0006,864
Minority interest net income$086
Net income of bank and minority interests.$-931,0006,865
Net charge-offs$490,0002,216
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-931,0006,829
2012-06-30 (YTD Data)Rank
Total interest income$1,121,0006,124
Total interest expense$281,0005,132
Net interest income$840,0006,275
Provision for loan and lease losses$450,0001,913
Total noninterest income$33,0006,705
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$28,0006,232
Trading account gains and fees$0153
Additional Noninterest Income$5,0006,592
Total noninterest expense$1,299,0005,165
Salaries and employee benefits$404,0006,155
Premises and equipment expense$179,0004,631
Additional noninterest expense$716,0003,923
Pre-tax net operating income$-876,0006,940
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$-876,0006,969
Extraordinary gains, net$019
Net income$-876,0006,968
Minority interest net income$084
Net income of bank and minority interests.$-876,0006,969
Net charge-offs$503,0001,763
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-876,0006,953
2012-03-31 (YTD Data)Rank
Total interest income$570,0006,147
Total interest expense$146,0005,148
Net interest income$424,0006,302
Provision for loan and lease losses$205,0001,978
Total noninterest income$16,0006,769
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$13,0006,301
Trading account gains and fees$0148
Additional Noninterest Income$3,0006,669
Total noninterest expense$517,0005,701
Salaries and employee benefits$203,0006,199
Premises and equipment expense$91,0004,607
Additional noninterest expense$223,0005,119
Pre-tax net operating income$-282,0006,931
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-282,0006,974
Extraordinary gains, net$019
Net income$-282,0006,974
Minority interest net income$078
Net income of bank and minority interests.$-282,0006,974
Net charge-offs$202,0001,840
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-282,0006,942
2011-12-31 (YTD Data)Rank
Total interest income$2,446,0006,143
Total interest expense$651,0005,352
Net interest income$1,795,0006,265
Provision for loan and lease losses$395,0003,777
Total noninterest income$66,0006,685
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$57,0006,218
Trading account gains and fees$0146
Additional Noninterest Income$9,0006,552
Total noninterest expense$2,097,0005,723
Salaries and employee benefits$821,0006,232
Premises and equipment expense$370,0004,741
Additional noninterest expense$906,0005,140
Pre-tax net operating income$-631,0006,463
Securities gains (losses)$61,0002,432
Applicable income taxes$04,719
Income before extraordinary items$-570,0006,505
Extraordinary gains, net$029
Net income$-570,0006,506
Minority interest net income$096
Net income of bank and minority interests.$-570,0006,505
Net charge-offs$426,0003,367
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$-13,0007,268
Net operating income$-631,0006,494
2011-09-30 (YTD Data)Rank
Total interest income$1,890,0006,135
Total interest expense$498,0005,416
Net interest income$1,392,0006,252
Provision for loan and lease losses$75,0005,242
Total noninterest income$51,0006,764
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$44,0006,219
Trading account gains and fees$0145
Additional Noninterest Income$7,0006,714
Total noninterest expense$1,554,0005,773
Salaries and employee benefits$612,0006,255
Premises and equipment expense$287,0004,726
Additional noninterest expense$655,0005,247
Pre-tax net operating income$-186,0006,377
Securities gains (losses)$61,0002,186
Applicable income taxes$04,740
Income before extraordinary items$-125,0006,437
Extraordinary gains, net$021
Net income$-125,0006,441
Minority interest net income$087
Net income of bank and minority interests.$-125,0006,440
Net charge-offs$101,0004,422
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$-13,0007,358
Net operating income$-186,0006,419
2011-06-30 (YTD Data)Rank
Total interest income$1,280,0006,168
Total interest expense$339,0005,489
Net interest income$941,0006,279
Provision for loan and lease losses$35,0005,367
Total noninterest income$37,0006,796
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$33,0006,080
Trading account gains and fees$0153
Additional Noninterest Income$4,0006,808
Total noninterest expense$1,088,0005,743
Salaries and employee benefits$412,0006,295
Premises and equipment expense$201,0004,643
Additional noninterest expense$475,0005,123
Pre-tax net operating income$-145,0006,496
Securities gains (losses)$5,0002,547
Applicable income taxes$04,697
Income before extraordinary items$-140,0006,559
Extraordinary gains, net$015
Net income$-140,0006,559
Minority interest net income$089
Net income of bank and minority interests.$-140,0006,559
Net charge-offs$68,0004,213
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$-14,0007,449
Net operating income$-145,0006,530
2011-03-31 (YTD Data)Rank
Total interest income$657,0006,149
Total interest expense$171,0005,576
Net interest income$486,0006,234
Provision for loan and lease losses$35,0004,507
Total noninterest income$20,0006,811
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$18,0005,934
Trading account gains and fees$0158
Additional Noninterest Income$2,0006,939
Total noninterest expense$528,0005,836
Salaries and employee benefits$205,0006,347
Premises and equipment expense$106,0004,564
Additional noninterest expense$217,0005,329
Pre-tax net operating income$-57,0006,570
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-57,0006,601
Extraordinary gains, net$09
Net income$-57,0006,601
Minority interest net income$086
Net income of bank and minority interests.$-57,0006,601
Net charge-offs$71,0003,061
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$-14,0007,523
Net operating income$-57,0006,592
2010-12-31 (YTD Data)Rank
Total interest income$2,774,0006,186
Total interest expense$863,0005,562
Net interest income$1,911,0006,320
Provision for loan and lease losses$329,0004,732
Total noninterest income$85,0006,788
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$74,0005,857
Trading account gains and fees$0175
Additional Noninterest Income$11,0006,772
Total noninterest expense$2,219,0005,785
Salaries and employee benefits$944,0006,130
Premises and equipment expense$402,0004,741
Additional noninterest expense$873,0005,421
Pre-tax net operating income$-552,0006,282
Securities gains (losses)$54,0002,607
Applicable income taxes$04,655
Income before extraordinary items$-498,0006,367
Extraordinary gains, net$029
Net income$-498,0006,368
Minority interest net income$0111
Net income of bank and minority interests.$-498,0006,368
Net charge-offs$271,0004,433
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$934,000376
Net operating income$-552,0006,355
2010-09-30 (YTD Data)Rank
Total interest income$2,106,0006,267
Total interest expense$668,0005,642
Net interest income$1,438,0006,405
Provision for loan and lease losses$144,0005,313
Total noninterest income$63,0006,935
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$55,0005,946
Trading account gains and fees$0165
Additional Noninterest Income$8,0006,955
Total noninterest expense$1,643,0005,843
Salaries and employee benefits$714,0006,167
Premises and equipment expense$297,0004,859
Additional noninterest expense$632,0005,521
Pre-tax net operating income$-286,0006,383
Securities gains (losses)$54,0002,362
Applicable income taxes$04,726
Income before extraordinary items$-232,0006,470
Extraordinary gains, net$023
Net income$-232,0006,471
Minority interest net income$0110
Net income of bank and minority interests.$-232,0006,470
Net charge-offs$64,0005,324
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$829,000314
Net operating income$-286,0006,436
2010-06-30 (YTD Data)Rank
Total interest income$1,384,0006,339
Total interest expense$454,0005,702
Net interest income$930,0006,485
Provision for loan and lease losses$131,0004,795
Total noninterest income$40,0007,023
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$34,0006,062
Trading account gains and fees$0152
Additional Noninterest Income$6,0007,011
Total noninterest expense$1,106,0005,866
Salaries and employee benefits$482,0006,190
Premises and equipment expense$198,0004,896
Additional noninterest expense$426,0005,516
Pre-tax net operating income$-267,0006,525
Securities gains (losses)$9,0002,629
Applicable income taxes$04,691
Income before extraordinary items$-258,0006,636
Extraordinary gains, net$019
Net income$-258,0006,638
Minority interest net income$0105
Net income of bank and minority interests.$-258,0006,637
Net charge-offs$41,0005,041
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$958,000212
Net operating income$-267,0006,598
2010-03-31 (YTD Data)Rank
Total interest income$668,0006,493
Total interest expense$235,0005,742
Net interest income$433,0006,669
Provision for loan and lease losses$15,0005,865
Total noninterest income$21,0007,064
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$19,0005,978
Trading account gains and fees$0175
Additional Noninterest Income$2,0007,254
Total noninterest expense$524,0006,067
Salaries and employee benefits$240,0006,279
Premises and equipment expense$101,0004,926
Additional noninterest expense$183,0005,898
Pre-tax net operating income$-85,0006,610
Securities gains (losses)$1,0002,151
Applicable income taxes$04,611
Income before extraordinary items$-84,0006,714
Extraordinary gains, net$016
Net income$-84,0006,715
Minority interest net income$091
Net income of bank and minority interests.$-84,0006,714
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$450,000166
Net operating income$-85,0006,645
2009-12-31 (YTD Data)Rank
Total interest income$2,541,0006,661
Total interest expense$1,397,0005,317
Net interest income$1,144,0007,301
Provision for loan and lease losses$439,0004,744
Total noninterest income$64,0007,293
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$58,0006,354
Trading account gains and fees$0211
Additional Noninterest Income$6,0007,277
Total noninterest expense$1,968,0006,271
Salaries and employee benefits$911,0006,430
Premises and equipment expense$347,0005,339
Additional noninterest expense$710,0006,103
Pre-tax net operating income$-1,199,0006,331
Securities gains (losses)$199,0001,555
Applicable income taxes$04,388
Income before extraordinary items$-1,000,0006,369
Extraordinary gains, net$034
Net income$-1,000,0006,369
Minority interest net income$0115
Net income of bank and minority interests.$-1,000,0006,369
Net charge-offs$5,0007,029
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-1,199,0006,443
2009-09-30 (YTD Data)Rank
Total interest income$1,882,0006,747
Total interest expense$1,120,0005,295
Net interest income$762,0007,485
Provision for loan and lease losses$108,0005,889
Total noninterest income$44,0007,464
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$40,0006,466
Trading account gains and fees$0212
Additional Noninterest Income$4,0007,458
Total noninterest expense$1,442,0006,337
Salaries and employee benefits$666,0006,510
Premises and equipment expense$256,0005,415
Additional noninterest expense$520,0006,160
Pre-tax net operating income$-744,0006,503
Securities gains (losses)$115,0001,717
Applicable income taxes$04,592
Income before extraordinary items$-629,0006,525
Extraordinary gains, net$027
Net income$-629,0006,527
Minority interest net income$0118
Net income of bank and minority interests.$-629,0006,526
Net charge-offs$5,0006,691
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-744,0006,595
2009-06-30 (YTD Data)Rank
Total interest income$1,218,0006,882
Total interest expense$788,0005,316
Net interest income$430,0007,697
Provision for loan and lease losses$88,0005,508
Total noninterest income$27,0007,566
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$24,0006,581
Trading account gains and fees$0193
Additional Noninterest Income$3,0007,580
Total noninterest expense$961,0006,377
Salaries and employee benefits$433,0006,654
Premises and equipment expense$166,0005,529
Additional noninterest expense$362,0006,073
Pre-tax net operating income$-592,0006,715
Securities gains (losses)$-27,0007,552
Applicable income taxes$04,657
Income before extraordinary items$-619,0006,875
Extraordinary gains, net$021
Net income$-619,0006,875
Minority interest net income$0112
Net income of bank and minority interests.$-619,0006,875
Net charge-offs$5,0006,236
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-592,0006,833
2009-03-31 (YTD Data)Rank
Total interest income$563,0007,075
Total interest expense$360,0005,613
Net interest income$203,0007,778
Provision for loan and lease losses$48,0004,961
Total noninterest income$12,0007,693
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$11,0006,642
Trading account gains and fees$0171
Additional Noninterest Income$1,0007,715
Total noninterest expense$436,0006,587
Salaries and employee benefits$213,0006,726
Premises and equipment expense$82,0005,600
Additional noninterest expense$141,0006,468
Pre-tax net operating income$-269,0007,016
Securities gains (losses)$-7,0007,802
Applicable income taxes$04,835
Income before extraordinary items$-276,0007,162
Extraordinary gains, net$015
Net income$-276,0007,162
Minority interest net income$0102
Net income of bank and minority interests.$-276,0007,163
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-269,0007,092
2008-12-31 (YTD Data)Rank
Total interest income$1,468,0007,709
Total interest expense$760,0007,203
Net interest income$708,0007,899
Provision for loan and lease losses$186,0005,296
Total noninterest income$37,0007,834
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$21,0007,028
Trading account gains and fees$0154
Additional Noninterest Income$16,0007,535
Total noninterest expense$1,551,0006,805
Salaries and employee benefits$788,0006,940
Premises and equipment expense$248,0006,264
Additional noninterest expense$515,0006,568
Pre-tax net operating income$-992,0007,017
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-992,0006,987
Extraordinary gains, net$039
Net income$-992,0006,990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-992,0007,111
2008-09-30 (YTD Data)Rank
Total interest income$987,0007,897
Total interest expense$487,0007,539
Net interest income$500,0008,027
Provision for loan and lease losses$146,0004,666
Total noninterest income$28,0007,953
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$11,0007,156
Trading account gains and fees$0148
Additional Noninterest Income$17,0007,516
Total noninterest expense$1,141,0006,845
Salaries and employee benefits$585,0006,953
Premises and equipment expense$178,0006,384
Additional noninterest expense$378,0006,604
Pre-tax net operating income$-759,0007,409
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-759,0007,379
Extraordinary gains, net$031
Net income$-759,0007,377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-759,0007,498
2008-06-30 (YTD Data)Rank
Total interest income$582,0008,047
Total interest expense$281,0007,762
Net interest income$301,0008,147
Provision for loan and lease losses$98,0004,307
Total noninterest income$21,0008,007
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$6,0007,240
Trading account gains and fees$0149
Additional Noninterest Income$15,0007,431
Total noninterest expense$745,0006,937
Salaries and employee benefits$386,0007,043
Premises and equipment expense$117,0006,445
Additional noninterest expense$242,0006,716
Pre-tax net operating income$-521,0007,628
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-521,0007,714
Extraordinary gains, net$021
Net income$-521,0007,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-521,0007,694
2008-03-31 (YTD Data)Rank
Total interest income$259,0008,185
Total interest expense$130,0007,931
Net interest income$129,0008,277
Provision for loan and lease losses$50,0003,776
Total noninterest income$16,0007,860
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$2,0007,305
Trading account gains and fees$0158
Additional Noninterest Income$14,0006,895
Total noninterest expense$351,0007,097
Salaries and employee benefits$193,0007,080
Premises and equipment expense$57,0006,526
Additional noninterest expense$101,0007,042
Pre-tax net operating income$-256,0007,844
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-256,0007,920
Extraordinary gains, net$015
Net income$-256,0007,919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-256,0007,895
2007-12-31 (YTD Data)Rank
Total interest income$324,0008,450
Total interest expense$158,0008,341
Net interest income$166,0008,481
Provision for loan and lease losses$70,0005,343
Total noninterest income$27,0008,190
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,0007,419
Trading account gains and fees$0178
Additional Noninterest Income$24,0007,697
Total noninterest expense$713,0008,068
Salaries and employee benefits$406,0008,041
Premises and equipment expense$112,0007,623
Additional noninterest expense$195,0008,050
Pre-tax net operating income$-590,0007,862
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-590,0007,941
Extraordinary gains, net$039
Net income$-590,0007,939
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$6,818,000237
Net operating income$-590,0007,932
2007-09-30 (YTD Data)Rank
Total interest income$97,0008,541
Total interest expense$44,0008,460
Net interest income$53,0008,544
Provision for loan and lease losses$11,0006,130
Total noninterest income$24,0008,215
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,0007,480
Trading account gains and fees$0184
Additional Noninterest Income$23,0007,559
Total noninterest expense$329,0008,385
Salaries and employee benefits$173,0008,382
Premises and equipment expense$56,0008,005
Additional noninterest expense$100,0008,329
Pre-tax net operating income$-263,0007,936
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-263,0007,980
Extraordinary gains, net$033
Net income$-263,0007,976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$6,800,000170
Net operating income$-263,0007,961

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.