Home > Oklahoma State Bank > Income and Expense
Oklahoma State Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,788,000 | 4,504 |
| Total interest expense | $3,026,000 | 4,691 |
| Net interest income | $3,762,000 | 4,337 |
| Provision for loan and lease losses | $30,000 | 7,298 |
| Total noninterest income | $444,000 | 5,299 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $287,000 | 4,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 5,560 |
| Total noninterest expense | $2,053,000 | 5,502 |
| Salaries and employee benefits | $1,420,000 | 4,446 |
| Premises and equipment expense | $177,000 | 7,107 |
| Additional noninterest expense | $456,000 | 6,754 |
| Pre-tax net operating income | $2,123,000 | 3,184 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $628,000 | 3,279 |
| Income before extraordinary items | $1,495,000 | 3,275 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,495,000 | 3,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,598 |
| Cash dividends | $720,000 | 2,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,495,000 | 3,185 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,982,000 | 4,506 |
| Total interest expense | $2,972,000 | 4,758 |
| Net interest income | $4,010,000 | 4,232 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $429,000 | 5,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $328,000 | 3,796 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 6,756 |
| Total noninterest expense | $2,014,000 | 5,638 |
| Salaries and employee benefits | $1,369,000 | 4,591 |
| Premises and equipment expense | $183,000 | 7,152 |
| Additional noninterest expense | $462,000 | 6,830 |
| Pre-tax net operating income | $2,305,000 | 3,120 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $715,000 | 3,188 |
| Income before extraordinary items | $1,590,000 | 3,185 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,590,000 | 3,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,380 |
| Cash dividends | $696,000 | 2,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,590,000 | 3,121 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,919,000 | 4,624 |
| Total interest expense | $2,880,000 | 4,963 |
| Net interest income | $4,039,000 | 4,281 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $467,000 | 5,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $337,000 | 3,878 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 6,382 |
| Total noninterest expense | $1,984,000 | 5,974 |
| Salaries and employee benefits | $1,350,000 | 4,728 |
| Premises and equipment expense | $190,000 | 7,213 |
| Additional noninterest expense | $444,000 | 7,516 |
| Pre-tax net operating income | $2,402,000 | 2,880 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $730,000 | 3,085 |
| Income before extraordinary items | $1,669,000 | 2,892 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,669,000 | 2,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,829 |
| Cash dividends | $696,000 | 2,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,671,100 | 2,851 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,889,000 | 4,634 |
| Total interest expense | $2,875,000 | 4,948 |
| Net interest income | $4,014,000 | 4,291 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $641,000 | 4,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $343,000 | 3,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $298,000 | 4,015 |
| Total noninterest expense | $1,991,000 | 6,000 |
| Salaries and employee benefits | $1,260,000 | 4,997 |
| Premises and equipment expense | $202,000 | 7,153 |
| Additional noninterest expense | $529,000 | 7,043 |
| Pre-tax net operating income | $2,634,000 | 2,703 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $938,000 | 2,516 |
| Income before extraordinary items | $1,701,000 | 2,889 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,701,000 | 2,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-330,000 | 11,909 |
| Cash dividends | $696,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,697,800 | 2,862 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,783,000 | 4,347 |
| Total interest expense | $2,478,000 | 4,696 |
| Net interest income | $4,305,000 | 4,087 |
| Provision for loan and lease losses | $150,000 | 3,586 |
| Total noninterest income | $461,000 | 5,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $381,000 | 3,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 8,247 |
| Total noninterest expense | $2,012,000 | 6,177 |
| Salaries and employee benefits | $1,225,000 | 5,152 |
| Premises and equipment expense | $184,000 | 7,770 |
| Additional noninterest expense | $603,000 | 7,022 |
| Pre-tax net operating income | $2,604,000 | 2,721 |
| Securities gains (losses) | $6,000 | 2,522 |
| Applicable income taxes | $825,000 | 2,701 |
| Income before extraordinary items | $1,785,000 | 2,715 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,785,000 | 2,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,977 |
| Cash dividends | $576,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,780,920 | 2,738 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,946,000 | 4,339 |
| Total interest expense | $2,189,000 | 5,399 |
| Net interest income | $4,757,000 | 3,743 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $401,000 | 6,468 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $356,000 | 3,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,391 |
| Total noninterest expense | $1,995,000 | 6,349 |
| Salaries and employee benefits | $1,198,000 | 5,255 |
| Premises and equipment expense | $196,000 | 7,757 |
| Additional noninterest expense | $601,000 | 7,324 |
| Pre-tax net operating income | $3,103,000 | 2,196 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $993,000 | 2,272 |
| Income before extraordinary items | $2,118,000 | 2,362 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,118,000 | 2,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 7,153 |
| Cash dividends | $576,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,112,560 | 2,228 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,199,000 | 4,714 |
| Total interest expense | $2,768,000 | 5,517 |
| Net interest income | $4,431,000 | 4,055 |
| Provision for loan and lease losses | $130,000 | 6,495 |
| Total noninterest income | $338,000 | 7,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $290,000 | 4,573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,527 |
| Total noninterest expense | $1,885,000 | 6,700 |
| Salaries and employee benefits | $1,130,000 | 5,465 |
| Premises and equipment expense | $172,000 | 8,516 |
| Additional noninterest expense | $583,000 | 7,663 |
| Pre-tax net operating income | $2,754,000 | 2,242 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $818,000 | 2,552 |
| Income before extraordinary items | $1,945,000 | 2,351 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,945,000 | 2,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 6,342 |
| Cash dividends | $528,000 | 2,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,938,700 | 2,192 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.