Home > Okey-Vernon First National Bank > Income and Expense
Okey-Vernon First National Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,377,000 | 4,915 |
| Total interest expense | $214,000 | 3,944 |
| Net interest income | $1,163,000 | 4,978 |
| Provision for loan and lease losses | $24,000 | 3,461 |
| Total noninterest income | $66,000 | 5,433 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $31,000 | 5,089 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $35,000 | 5,269 |
| Total noninterest expense | $911,000 | 5,092 |
| Salaries and employee benefits | $471,000 | 5,148 |
| Premises and equipment expense | $51,000 | 5,583 |
| Additional noninterest expense | $389,000 | 4,676 |
| Pre-tax net operating income | $294,000 | 4,778 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $12,000 | 3,911 |
| Income before extraordinary items | $282,000 | 4,696 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $282,000 | 4,697 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $282,000 | 4,697 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $282,000 | 4,636 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $683,000 | 4,970 |
| Total interest expense | $105,000 | 4,009 |
| Net interest income | $578,000 | 5,025 |
| Provision for loan and lease losses | $12,000 | 3,199 |
| Total noninterest income | $33,000 | 5,458 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $14,000 | 5,188 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $19,000 | 5,247 |
| Total noninterest expense | $359,000 | 5,431 |
| Salaries and employee benefits | $220,000 | 5,275 |
| Premises and equipment expense | $29,000 | 5,521 |
| Additional noninterest expense | $110,000 | 5,491 |
| Pre-tax net operating income | $240,000 | 4,188 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $12,000 | 3,688 |
| Income before extraordinary items | $228,000 | 4,069 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $228,000 | 4,066 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $228,000 | 4,067 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $228,000 | 4,005 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,551,000 | 5,067 |
| Total interest expense | $373,000 | 4,290 |
| Net interest income | $2,178,000 | 5,129 |
| Provision for loan and lease losses | $48,000 | 3,660 |
| Total noninterest income | $119,000 | 5,583 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $61,000 | 5,233 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $58,000 | 5,429 |
| Total noninterest expense | $1,407,000 | 5,494 |
| Salaries and employee benefits | $847,000 | 5,399 |
| Premises and equipment expense | $102,000 | 5,725 |
| Additional noninterest expense | $458,000 | 5,488 |
| Pre-tax net operating income | $842,000 | 4,339 |
| Securities gains (losses) | $4,000 | 2,883 |
| Applicable income taxes | $42,000 | 3,698 |
| Income before extraordinary items | $804,000 | 4,246 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $804,000 | 4,244 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $804,000 | 4,246 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $185,000 | 3,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $800,200 | 4,205 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,905,000 | 5,133 |
| Total interest expense | $271,000 | 4,391 |
| Net interest income | $1,634,000 | 5,185 |
| Provision for loan and lease losses | $36,000 | 3,519 |
| Total noninterest income | $98,000 | 5,609 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $48,000 | 5,240 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $50,000 | 5,424 |
| Total noninterest expense | $1,039,000 | 5,575 |
| Salaries and employee benefits | $623,000 | 5,459 |
| Premises and equipment expense | $73,000 | 5,820 |
| Additional noninterest expense | $343,000 | 5,547 |
| Pre-tax net operating income | $657,000 | 4,377 |
| Securities gains (losses) | $4,000 | 2,687 |
| Applicable income taxes | $31,000 | 3,825 |
| Income before extraordinary items | $630,000 | 4,256 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $630,000 | 4,257 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $630,000 | 4,259 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $75,000 | 3,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $626,200 | 4,207 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,195,000 | 5,265 |
| Total interest expense | $177,000 | 4,453 |
| Net interest income | $1,018,000 | 5,329 |
| Provision for loan and lease losses | $24,000 | 3,428 |
| Total noninterest income | $68,000 | 5,609 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $31,000 | 5,297 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $37,000 | 5,397 |
| Total noninterest expense | $686,000 | 5,646 |
| Salaries and employee benefits | $416,000 | 5,510 |
| Premises and equipment expense | $47,000 | 5,900 |
| Additional noninterest expense | $223,000 | 5,610 |
| Pre-tax net operating income | $376,000 | 4,553 |
| Securities gains (losses) | $4,000 | 2,295 |
| Applicable income taxes | $21,000 | 3,844 |
| Income before extraordinary items | $359,000 | 4,461 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $359,000 | 4,462 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $359,000 | 4,463 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $75,000 | 3,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $355,240 | 4,411 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $587,000 | 5,327 |
| Total interest expense | $86,000 | 4,551 |
| Net interest income | $501,000 | 5,391 |
| Provision for loan and lease losses | $12,000 | 3,170 |
| Total noninterest income | $38,000 | 5,561 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $16,000 | 5,276 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $22,000 | 5,318 |
| Total noninterest expense | $345,000 | 5,688 |
| Salaries and employee benefits | $208,000 | 5,550 |
| Premises and equipment expense | $28,000 | 5,820 |
| Additional noninterest expense | $109,000 | 5,696 |
| Pre-tax net operating income | $182,000 | 4,572 |
| Securities gains (losses) | $5,000 | 1,653 |
| Applicable income taxes | $11,000 | 3,796 |
| Income before extraordinary items | $176,000 | 4,474 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $176,000 | 4,476 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $176,000 | 4,478 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $171,300 | 4,438 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,370,000 | 5,396 |
| Total interest expense | $288,000 | 5,012 |
| Net interest income | $2,082,000 | 5,398 |
| Provision for loan and lease losses | $44,000 | 3,886 |
| Total noninterest income | $146,000 | 5,694 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $66,000 | 5,455 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $80,000 | 5,421 |
| Total noninterest expense | $1,407,000 | 5,759 |
| Salaries and employee benefits | $804,000 | 5,686 |
| Premises and equipment expense | $206,000 | 5,312 |
| Additional noninterest expense | $397,000 | 5,898 |
| Pre-tax net operating income | $777,000 | 4,511 |
| Securities gains (losses) | $33,000 | 2,020 |
| Applicable income taxes | $57,000 | 3,659 |
| Income before extraordinary items | $753,000 | 4,390 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $753,000 | 4,390 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $753,000 | 4,391 |
| Net charge-offs | $-1,000 | 5,362 |
| Cash dividends | $75,000 | 4,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $722,310 | 4,392 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,743,000 | 5,498 |
| Total interest expense | $208,000 | 5,147 |
| Net interest income | $1,535,000 | 5,493 |
| Provision for loan and lease losses | $32,000 | 3,701 |
| Total noninterest income | $107,000 | 5,788 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $48,000 | 5,544 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $59,000 | 5,509 |
| Total noninterest expense | $1,038,000 | 5,832 |
| Salaries and employee benefits | $600,000 | 5,727 |
| Premises and equipment expense | $155,000 | 5,365 |
| Additional noninterest expense | $283,000 | 6,000 |
| Pre-tax net operating income | $572,000 | 4,633 |
| Securities gains (losses) | $15,000 | 2,163 |
| Applicable income taxes | $39,000 | 3,757 |
| Income before extraordinary items | $548,000 | 4,475 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $548,000 | 4,475 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $548,000 | 4,476 |
| Net charge-offs | $-1,000 | 5,188 |
| Cash dividends | $75,000 | 3,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $534,050 | 4,469 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,138,000 | 5,567 |
| Total interest expense | $133,000 | 5,274 |
| Net interest income | $1,005,000 | 5,552 |
| Provision for loan and lease losses | $20,000 | 3,628 |
| Total noninterest income | $68,000 | 5,866 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $29,000 | 5,661 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $39,000 | 5,555 |
| Total noninterest expense | $696,000 | 5,859 |
| Salaries and employee benefits | $400,000 | 5,771 |
| Premises and equipment expense | $103,000 | 5,405 |
| Additional noninterest expense | $193,000 | 6,015 |
| Pre-tax net operating income | $357,000 | 4,675 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $31,000 | 3,683 |
| Income before extraordinary items | $326,000 | 4,606 |
| Extraordinary gains, net | $10,000 | 15 |
| Net income | $336,000 | 4,561 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $336,000 | 4,562 |
| Net charge-offs | $-1,000 | 5,059 |
| Cash dividends | $75,000 | 3,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $326,000 | 4,560 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $561,000 | 5,645 |
| Total interest expense | $64,000 | 5,386 |
| Net interest income | $497,000 | 5,618 |
| Provision for loan and lease losses | $8,000 | 3,464 |
| Total noninterest income | $37,000 | 5,808 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $13,000 | 5,787 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $24,000 | 5,381 |
| Total noninterest expense | $346,000 | 5,934 |
| Salaries and employee benefits | $200,000 | 5,836 |
| Premises and equipment expense | $49,000 | 5,529 |
| Additional noninterest expense | $97,000 | 6,094 |
| Pre-tax net operating income | $180,000 | 4,643 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $23,000 | 3,425 |
| Income before extraordinary items | $157,000 | 4,625 |
| Extraordinary gains, net | $10,000 | 12 |
| Net income | $167,000 | 4,525 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $167,000 | 4,525 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $157,000 | 4,575 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,212,000 | 5,742 |
| Total interest expense | $228,000 | 5,764 |
| Net interest income | $1,984,000 | 5,676 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $145,000 | 5,939 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $59,000 | 5,841 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $86,000 | 5,505 |
| Total noninterest expense | $1,383,000 | 6,013 |
| Salaries and employee benefits | $803,000 | 5,906 |
| Premises and equipment expense | $199,000 | 5,559 |
| Additional noninterest expense | $381,000 | 6,154 |
| Pre-tax net operating income | $746,000 | 4,503 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $27,000 | 3,998 |
| Income before extraordinary items | $719,000 | 4,413 |
| Extraordinary gains, net | $27,000 | 22 |
| Net income | $746,000 | 4,358 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $746,000 | 4,359 |
| Net charge-offs | $-2,000 | 5,912 |
| Cash dividends | $155,000 | 3,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $719,000 | 4,351 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,631,000 | 5,830 |
| Total interest expense | $171,000 | 5,860 |
| Net interest income | $1,460,000 | 5,764 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $106,000 | 6,038 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $44,000 | 5,904 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $62,000 | 5,611 |
| Total noninterest expense | $1,055,000 | 6,032 |
| Salaries and employee benefits | $614,000 | 5,903 |
| Premises and equipment expense | $144,000 | 5,654 |
| Additional noninterest expense | $297,000 | 6,153 |
| Pre-tax net operating income | $511,000 | 4,739 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $21,000 | 4,085 |
| Income before extraordinary items | $490,000 | 4,622 |
| Extraordinary gains, net | $27,000 | 19 |
| Net income | $517,000 | 4,554 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $517,000 | 4,555 |
| Net charge-offs | $-1,000 | 5,686 |
| Cash dividends | $75,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $490,000 | 4,540 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,069,000 | 5,883 |
| Total interest expense | $114,000 | 5,917 |
| Net interest income | $955,000 | 5,817 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $77,000 | 5,963 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $31,000 | 5,854 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $46,000 | 5,563 |
| Total noninterest expense | $732,000 | 6,012 |
| Salaries and employee benefits | $421,000 | 5,900 |
| Premises and equipment expense | $98,000 | 5,646 |
| Additional noninterest expense | $213,000 | 6,098 |
| Pre-tax net operating income | $300,000 | 4,861 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $14,000 | 4,078 |
| Income before extraordinary items | $286,000 | 4,827 |
| Extraordinary gains, net | $27,000 | 16 |
| Net income | $313,000 | 4,685 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $313,000 | 4,686 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $75,000 | 3,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $286,000 | 4,707 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $526,000 | 5,952 |
| Total interest expense | $57,000 | 6,000 |
| Net interest income | $469,000 | 5,878 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $48,000 | 5,789 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $15,000 | 5,892 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $33,000 | 5,215 |
| Total noninterest expense | $349,000 | 6,130 |
| Salaries and employee benefits | $206,000 | 5,983 |
| Premises and equipment expense | $48,000 | 5,708 |
| Additional noninterest expense | $95,000 | 6,294 |
| Pre-tax net operating income | $168,000 | 4,726 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $7,000 | 4,068 |
| Income before extraordinary items | $161,000 | 4,631 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $161,000 | 4,632 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $161,000 | 4,633 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $37,000 | 2,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $161,000 | 4,524 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,166,000 | 6,026 |
| Total interest expense | $260,000 | 6,133 |
| Net interest income | $1,906,000 | 5,941 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $137,000 | 6,045 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $69,000 | 5,911 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $68,000 | 5,643 |
| Total noninterest expense | $1,481,000 | 6,131 |
| Salaries and employee benefits | $804,000 | 6,080 |
| Premises and equipment expense | $239,000 | 5,435 |
| Additional noninterest expense | $438,000 | 6,233 |
| Pre-tax net operating income | $562,000 | 4,784 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $30,000 | 4,058 |
| Income before extraordinary items | $532,000 | 4,850 |
| Extraordinary gains, net | $46,000 | 19 |
| Net income | $578,000 | 4,743 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $578,000 | 4,744 |
| Net charge-offs | $-1,000 | 6,346 |
| Cash dividends | $136,000 | 3,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $532,000 | 4,673 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,620,000 | 6,125 |
| Total interest expense | $202,000 | 6,234 |
| Net interest income | $1,418,000 | 6,043 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $107,000 | 6,099 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $55,000 | 5,917 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $52,000 | 5,725 |
| Total noninterest expense | $1,130,000 | 6,135 |
| Salaries and employee benefits | $618,000 | 6,078 |
| Premises and equipment expense | $190,000 | 5,369 |
| Additional noninterest expense | $322,000 | 6,320 |
| Pre-tax net operating income | $395,000 | 5,011 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $20,000 | 4,156 |
| Income before extraordinary items | $375,000 | 5,064 |
| Extraordinary gains, net | $46,000 | 14 |
| Net income | $421,000 | 4,905 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $421,000 | 4,905 |
| Net charge-offs | $-1,000 | 6,225 |
| Cash dividends | $135,000 | 3,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $375,000 | 4,883 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,092,000 | 6,155 |
| Total interest expense | $137,000 | 6,304 |
| Net interest income | $955,000 | 6,068 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $72,000 | 6,114 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $37,000 | 5,917 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 5,755 |
| Total noninterest expense | $767,000 | 6,160 |
| Salaries and employee benefits | $416,000 | 6,106 |
| Premises and equipment expense | $122,000 | 5,474 |
| Additional noninterest expense | $229,000 | 6,274 |
| Pre-tax net operating income | $260,000 | 5,007 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $17,000 | 4,055 |
| Income before extraordinary items | $243,000 | 5,090 |
| Extraordinary gains, net | $57,000 | 12 |
| Net income | $300,000 | 4,822 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $300,000 | 4,822 |
| Net charge-offs | $-1,000 | 6,120 |
| Cash dividends | $136,000 | 2,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $243,000 | 4,900 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $552,000 | 6,194 |
| Total interest expense | $69,000 | 6,380 |
| Net interest income | $483,000 | 6,097 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $42,000 | 6,036 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $21,000 | 5,749 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $21,000 | 5,676 |
| Total noninterest expense | $390,000 | 6,184 |
| Salaries and employee benefits | $211,000 | 6,129 |
| Premises and equipment expense | $60,000 | 5,513 |
| Additional noninterest expense | $119,000 | 6,273 |
| Pre-tax net operating income | $135,000 | 5,065 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $9,000 | 4,034 |
| Income before extraordinary items | $126,000 | 5,093 |
| Extraordinary gains, net | $13,000 | 14 |
| Net income | $139,000 | 4,964 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $139,000 | 4,965 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $11,000 | 2,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $126,000 | 4,946 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,249,000 | 6,266 |
| Total interest expense | $384,000 | 6,263 |
| Net interest income | $1,865,000 | 6,193 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $138,000 | 6,132 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $78,000 | 5,844 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $60,000 | 5,784 |
| Total noninterest expense | $1,404,000 | 6,420 |
| Salaries and employee benefits | $774,000 | 6,329 |
| Premises and equipment expense | $191,000 | 6,078 |
| Additional noninterest expense | $439,000 | 6,443 |
| Pre-tax net operating income | $599,000 | 4,511 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $28,000 | 3,989 |
| Income before extraordinary items | $571,000 | 4,475 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $571,000 | 4,477 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $571,000 | 4,477 |
| Net charge-offs | $-2,000 | 6,872 |
| Cash dividends | $189,000 | 3,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $571,000 | 4,349 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,676,000 | 6,348 |
| Total interest expense | $303,000 | 6,304 |
| Net interest income | $1,373,000 | 6,289 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $105,000 | 6,226 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $58,000 | 5,888 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $47,000 | 5,857 |
| Total noninterest expense | $1,058,000 | 6,449 |
| Salaries and employee benefits | $601,000 | 6,286 |
| Premises and equipment expense | $134,000 | 6,228 |
| Additional noninterest expense | $323,000 | 6,511 |
| Pre-tax net operating income | $420,000 | 4,707 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $20,000 | 4,044 |
| Income before extraordinary items | $400,000 | 4,659 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $400,000 | 4,660 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $400,000 | 4,660 |
| Net charge-offs | $-1,000 | 6,695 |
| Cash dividends | $121,000 | 3,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $400,000 | 4,533 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,113,000 | 6,401 |
| Total interest expense | $219,000 | 6,290 |
| Net interest income | $894,000 | 6,368 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $70,000 | 6,280 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $36,000 | 5,964 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 5,844 |
| Total noninterest expense | $711,000 | 6,496 |
| Salaries and employee benefits | $401,000 | 6,344 |
| Premises and equipment expense | $90,000 | 6,266 |
| Additional noninterest expense | $220,000 | 6,560 |
| Pre-tax net operating income | $253,000 | 4,823 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $14,000 | 3,977 |
| Income before extraordinary items | $239,000 | 4,770 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $239,000 | 4,767 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $239,000 | 4,769 |
| Net charge-offs | $-1,000 | 6,559 |
| Cash dividends | $95,000 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $239,000 | 4,679 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $553,000 | 6,461 |
| Total interest expense | $114,000 | 6,323 |
| Net interest income | $439,000 | 6,423 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $38,000 | 6,263 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $18,000 | 5,934 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $20,000 | 5,800 |
| Total noninterest expense | $351,000 | 6,574 |
| Salaries and employee benefits | $199,000 | 6,406 |
| Premises and equipment expense | $45,000 | 6,311 |
| Additional noninterest expense | $107,000 | 6,651 |
| Pre-tax net operating income | $126,000 | 4,862 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $7,000 | 3,925 |
| Income before extraordinary items | $119,000 | 4,784 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $119,000 | 4,782 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $119,000 | 4,784 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $38,000 | 2,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $119,000 | 4,720 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,142,000 | 6,630 |
| Total interest expense | $396,000 | 6,806 |
| Net interest income | $1,746,000 | 6,472 |
| Provision for loan and lease losses | $20,000 | 6,809 |
| Total noninterest income | $164,000 | 6,198 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $91,000 | 5,599 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $73,000 | 5,772 |
| Total noninterest expense | $1,343,000 | 6,703 |
| Salaries and employee benefits | $744,000 | 6,589 |
| Premises and equipment expense | $181,000 | 6,362 |
| Additional noninterest expense | $418,000 | 6,751 |
| Pre-tax net operating income | $547,000 | 4,267 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $28,000 | 3,887 |
| Income before extraordinary items | $519,000 | 4,262 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $519,000 | 4,264 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $519,000 | 4,264 |
| Net charge-offs | $1,000 | 6,818 |
| Cash dividends | $34,000 | 4,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $519,000 | 4,110 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,600,000 | 6,745 |
| Total interest expense | $284,000 | 6,975 |
| Net interest income | $1,316,000 | 6,557 |
| Provision for loan and lease losses | $20,000 | 6,666 |
| Total noninterest income | $125,000 | 6,297 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $68,000 | 5,689 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $57,000 | 5,861 |
| Total noninterest expense | $1,038,000 | 6,709 |
| Salaries and employee benefits | $583,000 | 6,548 |
| Premises and equipment expense | $124,000 | 6,580 |
| Additional noninterest expense | $331,000 | 6,743 |
| Pre-tax net operating income | $383,000 | 4,557 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $22,000 | 3,956 |
| Income before extraordinary items | $361,000 | 4,610 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $361,000 | 4,613 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $361,000 | 4,613 |
| Net charge-offs | $1,000 | 6,616 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $361,000 | 4,430 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,061,000 | 6,802 |
| Total interest expense | $185,000 | 7,089 |
| Net interest income | $876,000 | 6,598 |
| Provision for loan and lease losses | $5,000 | 6,764 |
| Total noninterest income | $91,000 | 6,216 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $45,000 | 5,737 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $46,000 | 5,686 |
| Total noninterest expense | $697,000 | 6,740 |
| Salaries and employee benefits | $397,000 | 6,565 |
| Premises and equipment expense | $81,000 | 6,645 |
| Additional noninterest expense | $219,000 | 6,805 |
| Pre-tax net operating income | $265,000 | 4,564 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $14,000 | 3,954 |
| Income before extraordinary items | $251,000 | 4,580 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $251,000 | 4,580 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $251,000 | 4,580 |
| Net charge-offs | $2,000 | 6,208 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $251,000 | 4,430 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $527,000 | 6,895 |
| Total interest expense | $87,000 | 7,262 |
| Net interest income | $440,000 | 6,642 |
| Provision for loan and lease losses | $5,000 | 6,354 |
| Total noninterest income | $46,000 | 6,245 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $22,000 | 5,793 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $24,000 | 5,720 |
| Total noninterest expense | $343,000 | 6,864 |
| Salaries and employee benefits | $198,000 | 6,637 |
| Premises and equipment expense | $40,000 | 6,743 |
| Additional noninterest expense | $105,000 | 6,929 |
| Pre-tax net operating income | $138,000 | 4,676 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $7,000 | 3,969 |
| Income before extraordinary items | $131,000 | 4,609 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $131,000 | 4,610 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $131,000 | 4,608 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $131,000 | 4,495 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,090,000 | 6,991 |
| Total interest expense | $414,000 | 7,323 |
| Net interest income | $1,676,000 | 6,701 |
| Provision for loan and lease losses | $15,000 | 7,244 |
| Total noninterest income | $168,000 | 6,457 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $96,000 | 5,808 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $72,000 | 6,026 |
| Total noninterest expense | $1,328,000 | 7,011 |
| Salaries and employee benefits | $792,000 | 6,721 |
| Premises and equipment expense | $166,000 | 6,784 |
| Additional noninterest expense | $370,000 | 7,190 |
| Pre-tax net operating income | $501,000 | 3,998 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $19,000 | 3,684 |
| Income before extraordinary items | $482,000 | 3,918 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $482,000 | 3,917 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $482,000 | 3,917 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $174,000 | 3,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $482,000 | 3,849 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,557,000 | 7,076 |
| Total interest expense | $322,000 | 7,402 |
| Net interest income | $1,235,000 | 6,774 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $121,000 | 6,612 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $68,000 | 5,928 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $53,000 | 6,161 |
| Total noninterest expense | $994,000 | 7,043 |
| Salaries and employee benefits | $614,000 | 6,681 |
| Premises and equipment expense | $121,000 | 6,872 |
| Additional noninterest expense | $259,000 | 7,310 |
| Pre-tax net operating income | $362,000 | 4,313 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $12,000 | 3,988 |
| Income before extraordinary items | $350,000 | 4,226 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $350,000 | 4,221 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $350,000 | 4,224 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $350,000 | 4,152 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,023,000 | 7,178 |
| Total interest expense | $229,000 | 7,430 |
| Net interest income | $794,000 | 6,858 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $81,000 | 6,671 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $46,000 | 5,925 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $35,000 | 6,236 |
| Total noninterest expense | $660,000 | 7,106 |
| Salaries and employee benefits | $408,000 | 6,762 |
| Premises and equipment expense | $77,000 | 7,004 |
| Additional noninterest expense | $175,000 | 7,353 |
| Pre-tax net operating income | $215,000 | 4,562 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $5,000 | 4,239 |
| Income before extraordinary items | $210,000 | 4,483 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $210,000 | 4,480 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $210,000 | 4,480 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $210,000 | 4,373 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $503,000 | 7,255 |
| Total interest expense | $123,000 | 7,436 |
| Net interest income | $380,000 | 6,968 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $43,000 | 6,571 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $22,000 | 5,942 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $21,000 | 6,118 |
| Total noninterest expense | $335,000 | 7,075 |
| Salaries and employee benefits | $207,000 | 6,785 |
| Premises and equipment expense | $40,000 | 6,984 |
| Additional noninterest expense | $88,000 | 7,268 |
| Pre-tax net operating income | $88,000 | 5,158 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-2,000 | 7,082 |
| Income before extraordinary items | $90,000 | 5,091 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $90,000 | 5,096 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $90,000 | 5,095 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $90,000 | 4,928 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,150,000 | 7,228 |
| Total interest expense | $611,000 | 7,486 |
| Net interest income | $1,539,000 | 6,963 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $167,000 | 6,732 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $99,000 | 5,907 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $68,000 | 6,415 |
| Total noninterest expense | $1,314,000 | 7,138 |
| Salaries and employee benefits | $794,000 | 6,920 |
| Premises and equipment expense | $163,000 | 7,028 |
| Additional noninterest expense | $357,000 | 7,211 |
| Pre-tax net operating income | $392,000 | 5,162 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $26,000 | 4,165 |
| Income before extraordinary items | $366,000 | 4,859 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $366,000 | 4,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,900 |
| Cash dividends | $211,000 | 4,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $366,000 | 5,029 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,635,000 | 7,279 |
| Total interest expense | $472,000 | 7,568 |
| Net interest income | $1,163,000 | 6,988 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $130,000 | 6,792 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $76,000 | 5,918 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $54,000 | 6,497 |
| Total noninterest expense | $1,009,000 | 7,098 |
| Salaries and employee benefits | $603,000 | 6,895 |
| Premises and equipment expense | $120,000 | 7,093 |
| Additional noninterest expense | $286,000 | 7,132 |
| Pre-tax net operating income | $284,000 | 5,701 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $16,000 | 4,686 |
| Income before extraordinary items | $268,000 | 5,357 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $268,000 | 5,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,316 |
| Cash dividends | $110,000 | 4,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $268,000 | 5,529 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,105,000 | 7,327 |
| Total interest expense | $332,000 | 7,612 |
| Net interest income | $773,000 | 7,024 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $92,000 | 6,769 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $52,000 | 5,887 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $40,000 | 6,423 |
| Total noninterest expense | $661,000 | 7,173 |
| Salaries and employee benefits | $402,000 | 6,959 |
| Premises and equipment expense | $90,000 | 6,935 |
| Additional noninterest expense | $169,000 | 7,329 |
| Pre-tax net operating income | $204,000 | 5,792 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $14,000 | 4,858 |
| Income before extraordinary items | $190,000 | 5,682 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $190,000 | 5,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $80,000 | 4,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $190,000 | 5,618 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $574,000 | 7,349 |
| Total interest expense | $179,000 | 7,628 |
| Net interest income | $395,000 | 7,032 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $49,000 | 6,694 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $27,000 | 5,833 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $22,000 | 6,334 |
| Total noninterest expense | $337,000 | 7,164 |
| Salaries and employee benefits | $202,000 | 6,980 |
| Premises and equipment expense | $45,000 | 6,958 |
| Additional noninterest expense | $90,000 | 7,238 |
| Pre-tax net operating income | $107,000 | 5,934 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $7,000 | 4,983 |
| Income before extraordinary items | $100,000 | 5,845 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $100,000 | 5,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $30,000 | 3,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $100,000 | 5,753 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,382,000 | 7,288 |
| Total interest expense | $767,000 | 7,547 |
| Net interest income | $1,615,000 | 6,979 |
| Provision for loan and lease losses | $22,000 | 6,287 |
| Total noninterest income | $183,000 | 6,862 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $106,000 | 5,958 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $77,000 | 6,577 |
| Total noninterest expense | $1,254,000 | 7,273 |
| Salaries and employee benefits | $757,000 | 7,097 |
| Premises and equipment expense | $179,000 | 6,942 |
| Additional noninterest expense | $318,000 | 7,459 |
| Pre-tax net operating income | $522,000 | 5,912 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $28,000 | 5,263 |
| Income before extraordinary items | $494,000 | 5,702 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $494,000 | 5,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $245,000 | 4,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $494,000 | 5,684 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,735,000 | 7,370 |
| Total interest expense | $574,000 | 7,594 |
| Net interest income | $1,161,000 | 7,101 |
| Provision for loan and lease losses | $22,000 | 5,780 |
| Total noninterest income | $133,000 | 6,939 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $75,000 | 6,058 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $58,000 | 6,594 |
| Total noninterest expense | $931,000 | 7,280 |
| Salaries and employee benefits | $581,000 | 7,019 |
| Premises and equipment expense | $116,000 | 7,191 |
| Additional noninterest expense | $234,000 | 7,472 |
| Pre-tax net operating income | $341,000 | 6,401 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $21,000 | 5,447 |
| Income before extraordinary items | $320,000 | 6,212 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $320,000 | 6,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $45,000 | 4,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $320,000 | 6,201 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,195,000 | 7,374 |
| Total interest expense | $385,000 | 7,619 |
| Net interest income | $810,000 | 7,059 |
| Provision for loan and lease losses | $15,000 | 5,502 |
| Total noninterest income | $90,000 | 6,981 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $47,000 | 6,168 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $43,000 | 6,508 |
| Total noninterest expense | $620,000 | 7,321 |
| Salaries and employee benefits | $385,000 | 7,080 |
| Premises and equipment expense | $80,000 | 7,161 |
| Additional noninterest expense | $155,000 | 7,523 |
| Pre-tax net operating income | $265,000 | 6,262 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $14,000 | 5,519 |
| Income before extraordinary items | $251,000 | 6,007 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $251,000 | 6,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $30,000 | 4,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $251,000 | 5,994 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $584,000 | 7,442 |
| Total interest expense | $189,000 | 7,666 |
| Net interest income | $395,000 | 7,132 |
| Provision for loan and lease losses | $8,000 | 5,190 |
| Total noninterest income | $45,000 | 6,978 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $22,000 | 6,225 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $23,000 | 6,395 |
| Total noninterest expense | $309,000 | 7,368 |
| Salaries and employee benefits | $191,000 | 7,152 |
| Premises and equipment expense | $39,000 | 7,229 |
| Additional noninterest expense | $79,000 | 7,504 |
| Pre-tax net operating income | $123,000 | 6,383 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $6,000 | 5,609 |
| Income before extraordinary items | $117,000 | 6,128 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $117,000 | 6,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $117,000 | 6,115 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,193,000 | 7,387 |
| Total interest expense | $661,000 | 7,590 |
| Net interest income | $1,532,000 | 7,142 |
| Provision for loan and lease losses | $8,000 | 6,651 |
| Total noninterest income | $155,000 | 7,262 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $104,000 | 6,103 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $51,000 | 7,226 |
| Total noninterest expense | $1,171,000 | 7,436 |
| Salaries and employee benefits | $712,000 | 7,232 |
| Premises and equipment expense | $167,000 | 7,065 |
| Additional noninterest expense | $292,000 | 7,620 |
| Pre-tax net operating income | $508,000 | 6,458 |
| Securities gains (losses) | $3,000 | 1,365 |
| Applicable income taxes | $28,000 | 5,792 |
| Income before extraordinary items | $483,000 | 6,214 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $483,000 | 6,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,843 |
| Cash dividends | $275,000 | 4,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $480,150 | 6,225 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,611,000 | 7,471 |
| Total interest expense | $458,000 | 7,704 |
| Net interest income | $1,153,000 | 7,210 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $128,000 | 7,200 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $78,000 | 6,184 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $50,000 | 6,932 |
| Total noninterest expense | $885,000 | 7,424 |
| Salaries and employee benefits | $545,000 | 7,182 |
| Premises and equipment expense | $117,000 | 7,214 |
| Additional noninterest expense | $223,000 | 7,614 |
| Pre-tax net operating income | $396,000 | 6,624 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $20,000 | 5,961 |
| Income before extraordinary items | $376,000 | 6,357 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $376,000 | 6,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $199,000 | 4,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $376,000 | 6,356 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,053,000 | 7,524 |
| Total interest expense | $275,000 | 7,813 |
| Net interest income | $778,000 | 7,224 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $90,000 | 7,160 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $52,000 | 6,195 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $38,000 | 6,794 |
| Total noninterest expense | $587,000 | 7,462 |
| Salaries and employee benefits | $360,000 | 7,234 |
| Premises and equipment expense | $78,000 | 7,229 |
| Additional noninterest expense | $149,000 | 7,621 |
| Pre-tax net operating income | $281,000 | 6,581 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $14,000 | 5,980 |
| Income before extraordinary items | $267,000 | 6,245 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $267,000 | 6,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $99,000 | 4,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $267,000 | 6,252 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $514,000 | 7,560 |
| Total interest expense | $130,000 | 7,845 |
| Net interest income | $384,000 | 7,277 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $45,000 | 7,115 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $24,000 | 6,271 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,631 |
| Total noninterest expense | $292,000 | 7,487 |
| Salaries and employee benefits | $181,000 | 7,240 |
| Premises and equipment expense | $40,000 | 7,201 |
| Additional noninterest expense | $71,000 | 7,703 |
| Pre-tax net operating income | $137,000 | 6,588 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $7,000 | 5,939 |
| Income before extraordinary items | $130,000 | 6,253 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $130,000 | 6,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $82,000 | 3,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $130,000 | 6,252 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,004,000 | 7,448 |
| Total interest expense | $430,000 | 7,812 |
| Net interest income | $1,574,000 | 7,196 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $174,000 | 7,274 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $100,000 | 6,291 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $74,000 | 6,870 |
| Total noninterest expense | $1,207,000 | 7,390 |
| Salaries and employee benefits | $696,000 | 7,286 |
| Premises and equipment expense | $189,000 | 6,834 |
| Additional noninterest expense | $322,000 | 7,516 |
| Pre-tax net operating income | $541,000 | 6,608 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $31,000 | 6,130 |
| Income before extraordinary items | $515,000 | 6,309 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $515,000 | 6,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,922 |
| Cash dividends | $88,000 | 5,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $510,300 | 6,300 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,483,000 | 7,493 |
| Total interest expense | $308,000 | 7,847 |
| Net interest income | $1,175,000 | 7,252 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $133,000 | 7,276 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $76,000 | 6,315 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $57,000 | 6,861 |
| Total noninterest expense | $913,000 | 7,362 |
| Salaries and employee benefits | $538,000 | 7,188 |
| Premises and equipment expense | $129,000 | 7,026 |
| Additional noninterest expense | $246,000 | 7,477 |
| Pre-tax net operating income | $395,000 | 6,813 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $21,000 | 6,272 |
| Income before extraordinary items | $379,000 | 6,494 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $379,000 | 6,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,687 |
| Cash dividends | $66,000 | 4,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $374,250 | 6,482 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $984,000 | 7,482 |
| Total interest expense | $193,000 | 7,865 |
| Net interest income | $791,000 | 7,218 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $95,000 | 7,146 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $52,000 | 6,240 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $43,000 | 6,655 |
| Total noninterest expense | $604,000 | 7,376 |
| Salaries and employee benefits | $356,000 | 7,216 |
| Premises and equipment expense | $86,000 | 7,006 |
| Additional noninterest expense | $162,000 | 7,483 |
| Pre-tax net operating income | $282,000 | 6,697 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $14,000 | 6,269 |
| Income before extraordinary items | $268,000 | 6,367 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $268,000 | 6,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,591 |
| Cash dividends | $46,000 | 4,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $268,000 | 6,314 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $481,000 | 7,571 |
| Total interest expense | $88,000 | 7,991 |
| Net interest income | $393,000 | 7,295 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $53,000 | 6,982 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $25,000 | 6,268 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $28,000 | 6,283 |
| Total noninterest expense | $307,000 | 7,399 |
| Salaries and employee benefits | $178,000 | 7,274 |
| Premises and equipment expense | $42,000 | 7,127 |
| Additional noninterest expense | $87,000 | 7,421 |
| Pre-tax net operating income | $139,000 | 6,707 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $7,000 | 6,248 |
| Income before extraordinary items | $132,000 | 6,360 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $132,000 | 6,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $46,000 | 3,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $132,000 | 6,320 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,921,000 | 7,465 |
| Total interest expense | $345,000 | 7,893 |
| Net interest income | $1,576,000 | 7,214 |
| Provision for loan and lease losses | $33,000 | 6,366 |
| Total noninterest income | $204,000 | 7,119 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $127,000 | 6,082 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $77,000 | 6,829 |
| Total noninterest expense | $1,223,000 | 7,404 |
| Salaries and employee benefits | $672,000 | 7,390 |
| Premises and equipment expense | $215,000 | 6,583 |
| Additional noninterest expense | $336,000 | 7,489 |
| Pre-tax net operating income | $524,000 | 6,643 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $24,000 | 6,462 |
| Income before extraordinary items | $500,000 | 6,365 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $500,000 | 6,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,750 |
| Cash dividends | $125,000 | 5,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $500,000 | 6,289 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,436,000 | 7,494 |
| Total interest expense | $259,000 | 7,929 |
| Net interest income | $1,177,000 | 7,242 |
| Provision for loan and lease losses | $33,000 | 5,925 |
| Total noninterest income | $157,000 | 7,095 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $96,000 | 6,117 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $61,000 | 6,777 |
| Total noninterest expense | $898,000 | 7,406 |
| Salaries and employee benefits | $542,000 | 7,158 |
| Premises and equipment expense | $105,000 | 7,429 |
| Additional noninterest expense | $251,000 | 7,485 |
| Pre-tax net operating income | $403,000 | 6,726 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $18,000 | 6,571 |
| Income before extraordinary items | $385,000 | 6,419 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $385,000 | 6,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 2,921 |
| Cash dividends | $50,000 | 4,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $385,000 | 6,340 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $958,000 | 7,528 |
| Total interest expense | $180,000 | 7,938 |
| Net interest income | $778,000 | 7,279 |
| Provision for loan and lease losses | $33,000 | 5,235 |
| Total noninterest income | $109,000 | 7,079 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $64,000 | 6,133 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $45,000 | 6,633 |
| Total noninterest expense | $603,000 | 7,447 |
| Salaries and employee benefits | $339,000 | 7,376 |
| Premises and equipment expense | $95,000 | 6,896 |
| Additional noninterest expense | $169,000 | 7,496 |
| Pre-tax net operating income | $251,000 | 6,818 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $12,000 | 6,573 |
| Income before extraordinary items | $239,000 | 6,542 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $239,000 | 6,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,579 |
| Cash dividends | $50,000 | 4,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $239,000 | 6,463 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $480,000 | 7,576 |
| Total interest expense | $92,000 | 7,971 |
| Net interest income | $388,000 | 7,333 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $54,000 | 7,095 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $31,000 | 6,143 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $23,000 | 6,579 |
| Total noninterest expense | $307,000 | 7,455 |
| Salaries and employee benefits | $171,000 | 7,405 |
| Premises and equipment expense | $47,000 | 6,927 |
| Additional noninterest expense | $89,000 | 7,409 |
| Pre-tax net operating income | $105,000 | 7,071 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $6,000 | 6,520 |
| Income before extraordinary items | $99,000 | 6,896 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $99,000 | 6,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,206 |
| Cash dividends | $50,000 | 3,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $99,000 | 6,798 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,906,000 | 7,650 |
| Total interest expense | $435,000 | 7,997 |
| Net interest income | $1,471,000 | 7,408 |
| Provision for loan and lease losses | $53,000 | 6,206 |
| Total noninterest income | $170,000 | 7,611 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $101,000 | 6,541 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $69,000 | 7,124 |
| Total noninterest expense | $1,243,000 | 7,385 |
| Salaries and employee benefits | $677,000 | 7,393 |
| Premises and equipment expense | $215,000 | 6,608 |
| Additional noninterest expense | $351,000 | 7,440 |
| Pre-tax net operating income | $345,000 | 7,250 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $17,000 | 6,861 |
| Income before extraordinary items | $328,000 | 7,141 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $328,000 | 7,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,545 |
| Cash dividends | $465,000 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $328,000 | 7,001 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,425,000 | 7,751 |
| Total interest expense | $336,000 | 8,087 |
| Net interest income | $1,089,000 | 7,485 |
| Provision for loan and lease losses | $29,000 | 6,447 |
| Total noninterest income | $129,000 | 7,643 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $75,000 | 6,610 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 7,104 |
| Total noninterest expense | $920,000 | 7,407 |
| Salaries and employee benefits | $516,000 | 7,320 |
| Premises and equipment expense | $145,000 | 6,860 |
| Additional noninterest expense | $259,000 | 7,484 |
| Pre-tax net operating income | $269,000 | 7,336 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $10,000 | 7,078 |
| Income before extraordinary items | $259,000 | 7,198 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $259,000 | 7,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,905 |
| Cash dividends | $220,000 | 3,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $259,000 | 7,037 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $984,000 | 7,724 |
| Total interest expense | $234,000 | 8,118 |
| Net interest income | $750,000 | 7,441 |
| Provision for loan and lease losses | $19,000 | 6,381 |
| Total noninterest income | $87,000 | 7,636 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $50,000 | 6,585 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $37,000 | 7,072 |
| Total noninterest expense | $618,000 | 7,407 |
| Salaries and employee benefits | $343,000 | 7,350 |
| Premises and equipment expense | $98,000 | 6,822 |
| Additional noninterest expense | $177,000 | 7,437 |
| Pre-tax net operating income | $200,000 | 7,216 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $5,000 | 7,181 |
| Income before extraordinary items | $195,000 | 7,011 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $195,000 | 7,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,202 |
| Cash dividends | $220,000 | 3,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $195,000 | 6,821 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $493,000 | 7,771 |
| Total interest expense | $120,000 | 8,181 |
| Net interest income | $373,000 | 7,454 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $48,000 | 7,431 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $24,000 | 6,593 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 6,621 |
| Total noninterest expense | $297,000 | 7,541 |
| Salaries and employee benefits | $161,000 | 7,534 |
| Premises and equipment expense | $48,000 | 6,893 |
| Additional noninterest expense | $88,000 | 7,465 |
| Pre-tax net operating income | $115,000 | 6,969 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $8,000 | 6,684 |
| Income before extraordinary items | $107,000 | 6,766 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $107,000 | 6,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,852 |
| Cash dividends | $50,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $107,000 | 6,597 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,197,000 | 7,649 |
| Total interest expense | $657,000 | 7,934 |
| Net interest income | $1,540,000 | 7,367 |
| Provision for loan and lease losses | $13,000 | 7,714 |
| Total noninterest income | $151,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $83,000 | 6,881 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $68,000 | 7,131 |
| Total noninterest expense | $1,202,000 | 7,463 |
| Salaries and employee benefits | $665,000 | 7,433 |
| Premises and equipment expense | $216,000 | 6,579 |
| Additional noninterest expense | $321,000 | 7,655 |
| Pre-tax net operating income | $476,000 | 6,859 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $30,000 | 6,839 |
| Income before extraordinary items | $446,000 | 6,624 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $446,000 | 6,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,798 |
| Cash dividends | $232,000 | 4,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $446,000 | 6,496 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,621,000 | 7,617 |
| Total interest expense | $1,068,000 | 7,882 |
| Net interest income | $1,553,000 | 7,233 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $154,000 | 7,802 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $90,000 | 6,770 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $64,000 | 7,283 |
| Total noninterest expense | $1,228,000 | 7,392 |
| Salaries and employee benefits | $732,000 | 7,053 |
| Premises and equipment expense | $213,000 | 6,602 |
| Additional noninterest expense | $283,000 | 7,975 |
| Pre-tax net operating income | $479,000 | 6,641 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $25,000 | 7,184 |
| Income before extraordinary items | $454,000 | 6,288 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $454,000 | 6,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $400,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $454,000 | 6,174 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,749,000 | 7,660 |
| Total interest expense | $1,264,000 | 7,661 |
| Net interest income | $1,485,000 | 7,493 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $160,000 | 7,748 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 6,945 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 6,963 |
| Total noninterest expense | $1,203,000 | 7,491 |
| Salaries and employee benefits | $723,000 | 7,086 |
| Premises and equipment expense | $178,000 | 7,111 |
| Additional noninterest expense | $302,000 | 7,928 |
| Pre-tax net operating income | $442,000 | 7,267 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $20,000 | 7,844 |
| Income before extraordinary items | $422,000 | 6,716 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $422,000 | 6,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $387,000 | 4,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $422,000 | 6,726 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,642,000 | 7,755 |
| Total interest expense | $1,181,000 | 7,696 |
| Net interest income | $1,461,000 | 7,656 |
| Provision for loan and lease losses | $3,000 | 8,407 |
| Total noninterest income | $180,000 | 7,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 6,944 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 6,849 |
| Total noninterest expense | $1,154,000 | 7,690 |
| Salaries and employee benefits | $693,000 | 7,284 |
| Premises and equipment expense | $170,000 | 7,325 |
| Additional noninterest expense | $291,000 | 8,186 |
| Pre-tax net operating income | $484,000 | 7,215 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $90,000 | 7,066 |
| Income before extraordinary items | $394,000 | 7,027 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $394,000 | 7,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,395 |
| Cash dividends | $147,000 | 5,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $394,000 | 6,995 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,823,000 | 7,737 |
| Total interest expense | $1,278,000 | 7,732 |
| Net interest income | $1,545,000 | 7,581 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $149,000 | 8,247 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 7,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,603 |
| Total noninterest expense | $1,152,000 | 7,672 |
| Salaries and employee benefits | $674,000 | 7,342 |
| Premises and equipment expense | $172,000 | 7,202 |
| Additional noninterest expense | $306,000 | 8,065 |
| Pre-tax net operating income | $542,000 | 7,182 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $157,000 | 6,759 |
| Income before extraordinary items | $385,000 | 7,303 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $385,000 | 7,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $150,000 | 5,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $385,000 | 7,222 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,799,000 | 8,006 |
| Total interest expense | $1,325,000 | 7,790 |
| Net interest income | $1,474,000 | 8,040 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $158,000 | 8,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 7,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,824 |
| Total noninterest expense | $1,171,000 | 7,778 |
| Salaries and employee benefits | $688,000 | 7,386 |
| Premises and equipment expense | $175,000 | 7,289 |
| Additional noninterest expense | $308,000 | 8,241 |
| Pre-tax net operating income | $461,000 | 8,136 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $139,000 | 7,775 |
| Income before extraordinary items | $322,000 | 8,208 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $322,000 | 8,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $50,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $322,000 | 8,168 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,812,000 | 8,257 |
| Total interest expense | $1,375,000 | 7,905 |
| Net interest income | $1,437,000 | 8,419 |
| Provision for loan and lease losses | $61,000 | 6,063 |
| Total noninterest income | $160,000 | 8,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 7,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,772 |
| Total noninterest expense | $1,185,000 | 8,020 |
| Salaries and employee benefits | $697,000 | 7,554 |
| Premises and equipment expense | $173,000 | 7,570 |
| Additional noninterest expense | $315,000 | 8,723 |
| Pre-tax net operating income | $351,000 | 8,801 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $94,000 | 8,843 |
| Income before extraordinary items | $257,000 | 8,778 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $257,000 | 8,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,716 |
| Cash dividends | $104,000 | 6,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $257,000 | 8,715 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,646,000 | 8,721 |
| Total interest expense | $1,256,000 | 8,416 |
| Net interest income | $1,390,000 | 8,813 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $143,000 | 9,428 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 8,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,479 |
| Total noninterest expense | $1,224,000 | 8,131 |
| Salaries and employee benefits | $689,000 | 7,789 |
| Premises and equipment expense | $203,000 | 7,129 |
| Additional noninterest expense | $332,000 | 8,893 |
| Pre-tax net operating income | $309,000 | 9,681 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $80,000 | 9,585 |
| Income before extraordinary items | $229,000 | 9,622 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $229,000 | 9,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $53,000 | 7,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $229,000 | 9,594 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,270,000 | 9,314 |
| Total interest expense | $942,000 | 8,936 |
| Net interest income | $1,328,000 | 9,371 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $148,000 | 9,743 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 9,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,157 |
| Total noninterest expense | $1,222,000 | 8,524 |
| Salaries and employee benefits | $670,000 | 8,118 |
| Premises and equipment expense | $200,000 | 7,420 |
| Additional noninterest expense | $352,000 | 9,319 |
| Pre-tax net operating income | $254,000 | 10,457 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $48,000 | 10,520 |
| Income before extraordinary items | $206,000 | 10,205 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $206,000 | 10,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,519 |
| Cash dividends | $50,000 | 7,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $206,000 | 10,251 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,522,000 | 9,140 |
| Total interest expense | $1,018,000 | 9,021 |
| Net interest income | $1,504,000 | 9,090 |
| Provision for loan and lease losses | $4,000 | 10,179 |
| Total noninterest income | $159,000 | 10,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 9,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,451 |
| Total noninterest expense | $1,178,000 | 8,977 |
| Salaries and employee benefits | $643,000 | 8,453 |
| Premises and equipment expense | $172,000 | 8,328 |
| Additional noninterest expense | $363,000 | 9,687 |
| Pre-tax net operating income | $481,000 | 8,774 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $124,000 | 9,218 |
| Income before extraordinary items | $357,000 | 8,858 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $357,000 | 9,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 11,292 |
| Cash dividends | $495,000 | 3,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $357,000 | 8,606 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,997,000 | 8,979 |
| Total interest expense | $1,390,000 | 8,892 |
| Net interest income | $1,607,000 | 8,937 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $117,000 | 11,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 10,228 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 9,539 |
| Total noninterest expense | $1,194,000 | 9,064 |
| Salaries and employee benefits | $624,000 | 8,606 |
| Premises and equipment expense | $192,000 | 8,030 |
| Additional noninterest expense | $378,000 | 9,840 |
| Pre-tax net operating income | $530,000 | 8,204 |
| Securities gains (losses) | $25,000 | 5,285 |
| Applicable income taxes | $147,000 | 8,689 |
| Income before extraordinary items | $408,000 | 8,132 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $408,000 | 8,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 12,654 |
| Cash dividends | $110,000 | 6,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $389,500 | 7,966 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.