Home > Okaw Building and Loan, s.b. > Income and Expense

Okaw Building and Loan, s.b., Income and Expense

2004-09-30 (YTD Data)Rank
Total interest income$658,0008,552
Total interest expense$143,0008,546
Net interest income$515,0008,489
Provision for loan and lease losses$9,0006,765
Total noninterest income$13,0008,864
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$07,933
Trading account gains and fees$0134
Additional Noninterest Income$13,0008,331
Total noninterest expense$461,0008,486
Salaries and employee benefits$224,0008,622
Premises and equipment expense$66,0008,111
Additional noninterest expense$171,0008,129
Pre-tax net operating income$58,0008,279
Securities gains (losses)$03,710
Applicable income taxes$14,0006,683
Income before extraordinary items$44,0008,341
Extraordinary gains, net$026
Net income$44,0008,343
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,103
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$44,0008,295
2004-06-30 (YTD Data)Rank
Total interest income$449,0008,593
Total interest expense$99,0008,574
Net interest income$350,0008,530
Provision for loan and lease losses$6,0006,548
Total noninterest income$9,0008,913
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$07,979
Trading account gains and fees$0130
Additional Noninterest Income$9,0008,365
Total noninterest expense$282,0008,637
Salaries and employee benefits$128,0008,794
Premises and equipment expense$42,0008,198
Additional noninterest expense$112,0008,194
Pre-tax net operating income$71,0008,115
Securities gains (losses)$03,413
Applicable income taxes$24,0006,179
Income before extraordinary items$47,0008,251
Extraordinary gains, net$021
Net income$47,0008,253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$47,0008,190
2004-03-31 (YTD Data)Rank
Total interest income$227,0008,625
Total interest expense$51,0008,613
Net interest income$176,0008,558
Provision for loan and lease losses$3,0006,219
Total noninterest income$4,0008,960
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,976
Trading account gains and fees$0121
Additional Noninterest Income$4,0008,419
Total noninterest expense$143,0008,661
Salaries and employee benefits$64,0008,829
Premises and equipment expense$21,0008,211
Additional noninterest expense$58,0008,204
Pre-tax net operating income$34,0008,131
Securities gains (losses)$02,934
Applicable income taxes$11,0006,197
Income before extraordinary items$23,0008,272
Extraordinary gains, net$016
Net income$23,0008,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$23,0008,203
2003-12-31 (YTD Data)Rank
Total interest income$994,0008,586
Total interest expense$267,0008,568
Net interest income$727,0008,522
Provision for loan and lease losses$47,0006,392
Total noninterest income$20,0009,009
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$08,063
Trading account gains and fees$0160
Additional Noninterest Income$20,0008,441
Total noninterest expense$567,0008,728
Salaries and employee benefits$258,0008,878
Premises and equipment expense$85,0008,267
Additional noninterest expense$224,0008,274
Pre-tax net operating income$133,0008,073
Securities gains (losses)$04,500
Applicable income taxes$39,0006,450
Income before extraordinary items$94,0008,249
Extraordinary gains, net$054
Net income$94,0008,254
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0004,637
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$94,0008,138
2003-09-30 (YTD Data)Rank
Total interest income$766,0008,649
Total interest expense$213,0008,616
Net interest income$553,0008,570
Provision for loan and lease losses$44,0006,042
Total noninterest income$16,0009,072
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$08,111
Trading account gains and fees$0153
Additional Noninterest Income$16,0008,420
Total noninterest expense$417,0008,767
Salaries and employee benefits$193,0008,913
Premises and equipment expense$64,0008,298
Additional noninterest expense$160,0008,372
Pre-tax net operating income$108,0008,190
Securities gains (losses)$04,204
Applicable income taxes$32,0006,525
Income before extraordinary items$76,0008,385
Extraordinary gains, net$040
Net income$76,0008,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0004,987
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$76,0008,259
2003-06-30 (YTD Data)Rank
Total interest income$525,0008,674
Total interest expense$147,0008,663
Net interest income$378,0008,585
Provision for loan and lease losses$14,0006,643
Total noninterest income$10,0009,116
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$08,133
Trading account gains and fees$0150
Additional Noninterest Income$10,0008,463
Total noninterest expense$269,0008,819
Salaries and employee benefits$119,0008,998
Premises and equipment expense$42,0008,327
Additional noninterest expense$108,0008,342
Pre-tax net operating income$105,0007,962
Securities gains (losses)$03,782
Applicable income taxes$39,0006,120
Income before extraordinary items$66,0008,271
Extraordinary gains, net$030
Net income$66,0008,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0004,131
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$66,0008,130
2003-03-31 (YTD Data)Rank
Total interest income$268,0008,723
Total interest expense$81,0008,658
Net interest income$187,0008,649
Provision for loan and lease losses$6,0006,408
Total noninterest income$4,0009,162
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$08,142
Trading account gains and fees$0134
Additional Noninterest Income$4,0008,607
Total noninterest expense$134,0008,866
Salaries and employee benefits$59,0009,040
Premises and equipment expense$20,0008,398
Additional noninterest expense$55,0008,353
Pre-tax net operating income$51,0007,986
Securities gains (losses)$02,891
Applicable income taxes$19,0006,113
Income before extraordinary items$32,0008,236
Extraordinary gains, net$021
Net income$32,0008,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0003,119
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$32,0008,101
2002-12-31 (YTD Data)Rank
Total interest income$1,118,0008,753
Total interest expense$414,0008,620
Net interest income$704,0008,738
Provision for loan and lease losses$11,0007,790
Total noninterest income$16,0009,190
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$08,205
Trading account gains and fees$0153
Additional Noninterest Income$16,0008,678
Total noninterest expense$519,0008,953
Salaries and employee benefits$247,0009,064
Premises and equipment expense$61,0008,739
Additional noninterest expense$211,0008,478
Pre-tax net operating income$190,0007,955
Securities gains (losses)$04,537
Applicable income taxes$66,0006,332
Income before extraordinary items$124,0008,217
Extraordinary gains, net$070
Net income$124,0008,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,227
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$124,0008,119
2001-12-31 (YTD Data)Rank
Total interest income$1,287,0008,909
Total interest expense$734,0008,564
Net interest income$553,0009,117
Provision for loan and lease losses$5,0008,099
Total noninterest income$46,0009,204
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$08,399
Trading account gains and fees$0177
Additional Noninterest Income$46,0007,791
Total noninterest expense$546,0009,085
Salaries and employee benefits$227,0009,327
Premises and equipment expense$87,0008,512
Additional noninterest expense$232,0008,391
Pre-tax net operating income$48,0008,550
Securities gains (losses)$04,612
Applicable income taxes$16,0007,411
Income before extraordinary items$32,0008,687
Extraordinary gains, net$0105
Net income$32,0008,686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$32,0008,597
2000-12-31 (YTD Data)Rank
Total interest income$1,383,0009,070
Total interest expense$769,0008,711
Net interest income$614,0009,268
Provision for loan and lease losses$2,0008,255
Total noninterest income$41,0009,439
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,617
Trading account gains and feesNANA
Additional Noninterest Income$41,0008,125
Total noninterest expense$496,0009,401
Salaries and employee benefits$230,0009,535
Premises and equipment expense$82,0008,748
Additional noninterest expense$184,0008,934
Pre-tax net operating income$157,0008,566
Securities gains (losses)$01,956
Applicable income taxes$54,0007,184
Income before extraordinary items$103,0008,687
Extraordinary gains, net$038
Net income$103,0008,686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,220
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$103,0008,678
1999-12-31 (YTD Data)Rank
Total interest income$1,408,0009,187
Total interest expense$739,0008,851
Net interest income$669,0009,354
Provision for loan and lease losses$08,503
Total noninterest income$8,00010,070
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,885
Trading account gains and feesNANA
Additional Noninterest Income$8,0009,823
Total noninterest expense$496,0009,637
Salaries and employee benefits$229,0009,799
Premises and equipment expense$79,0009,040
Additional noninterest expense$188,0009,146
Pre-tax net operating income$181,0008,674
Securities gains (losses)$03,155
Applicable income taxes$62,0007,476
Income before extraordinary items$119,0008,838
Extraordinary gains, net$035
Net income$119,0008,835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,085
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$119,0008,802
1998-12-31 (YTD Data)Rank
Total interest income$1,454,0009,343
Total interest expense$749,0009,075
Net interest income$705,0009,482
Provision for loan and lease losses$08,652
Total noninterest income$1,00010,395
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,085
Trading account gains and feesNANA
Additional Noninterest Income$1,00010,352
Total noninterest expense$435,0009,964
Salaries and employee benefits$217,00010,033
Premises and equipment expense$47,0009,891
Additional noninterest expense$171,0009,448
Pre-tax net operating income$271,0008,557
Securities gains (losses)$04,449
Applicable income taxes$109,0007,396
Income before extraordinary items$162,0008,893
Extraordinary gains, net$032
Net income$162,0008,890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$162,0008,831
1997-12-31 (YTD Data)Rank
Total interest income$1,445,0009,748
Total interest expense$757,0009,382
Net interest income$688,0009,974
Provision for loan and lease losses$1,0008,801
Total noninterest income$1,00010,868
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,486
Trading account gains and feesNANA
Additional Noninterest Income$1,00010,828
Total noninterest expense$440,00010,363
Salaries and employee benefits$211,00010,486
Premises and equipment expense$55,00010,079
Additional noninterest expense$174,0009,740
Pre-tax net operating income$248,0009,301
Securities gains (losses)$03,944
Applicable income taxes$88,0008,602
Income before extraordinary items$160,0009,498
Extraordinary gains, net$044
Net income$160,0009,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,371
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$160,0009,456
1996-12-31 (YTD Data)Rank
Total interest income$1,446,00010,194
Total interest expense$748,0009,814
Net interest income$698,00010,392
Provision for loan and lease losses$9,0008,632
Total noninterest income$011,410
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,915
Trading account gains and feesNANA
Additional Noninterest Income$011,390
Total noninterest expense$593,00010,193
Salaries and employee benefits$277,00010,535
Premises and equipment expense$47,00010,725
Additional noninterest expense$269,0009,195
Pre-tax net operating income$96,00010,382
Securities gains (losses)$04,148
Applicable income taxes$32,0009,997
Income before extraordinary items$64,00010,496
Extraordinary gains, net$053
Net income$64,00010,495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$64,00010,449
1995-12-31 (YTD Data)Rank
Total interest income$1,477,00010,565
Total interest expense$737,00010,170
Net interest income$740,00010,721
Provision for loan and lease losses$33,0006,978
Total noninterest income$011,937
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$010,339
Trading account gains and feesNANA
Additional Noninterest Income$011,920
Total noninterest expense$515,00010,953
Salaries and employee benefits$235,00011,267
Premises and equipment expense$53,00010,991
Additional noninterest expense$227,00010,106
Pre-tax net operating income$192,00010,514
Securities gains (losses)$03,831
Applicable income taxes$72,0009,749
Income before extraordinary items$120,00010,748
Extraordinary gains, net$065
Net income$120,00010,748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,779
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$120,00010,720
1994-12-31 (YTD Data)Rank
Total interest income$1,382,00010,973
Total interest expense$509,00011,066
Net interest income$873,00010,820
Provision for loan and lease losses$12,0008,270
Total noninterest income$1,00012,542
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$010,872
Trading account gains and feesNANA
Additional Noninterest Income$1,00012,518
Total noninterest expense$461,00011,794
Salaries and employee benefits$230,00011,838
Premises and equipment expense$47,00011,731
Additional noninterest expense$184,00011,347
Pre-tax net operating income$401,0009,356
Securities gains (losses)$03,600
Applicable income taxes$157,0008,162
Income before extraordinary items$244,0009,763
Extraordinary gains, net$0249
Net income$244,0009,775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,066
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$244,0009,838
1993-12-31 (YTD Data)Rank
Total interest income$1,444,00011,354
Total interest expense$524,00011,569
Net interest income$920,00011,080
Provision for loan and lease losses$20,0009,046
Total noninterest income$1,00013,215
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$011,351
Trading account gains and feesNANA
Additional Noninterest Income$1,00013,192
Total noninterest expense$414,00012,578
Salaries and employee benefits$196,00012,677
Premises and equipment expense$40,00012,537
Additional noninterest expense$178,00012,046
Pre-tax net operating income$487,0008,743
Securities gains (losses)$07,477
Applicable income taxes$198,0007,661
Income before extraordinary items$289,0009,610
Extraordinary gains, net$03,149
Net income$289,0009,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$289,0009,343
1992-12-31 (YTD Data)Rank
Total interest income$1,332,00012,328
Total interest expense$647,00012,077
Net interest income$685,00012,383
Provision for loan and lease losses$7,00011,393
Total noninterest income$60,00012,846
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$60,0009,797
Total noninterest expense$373,00013,296
Salaries and employee benefits$229,00012,842
Premises and equipment expense$47,00012,796
Additional noninterest expense$97,00013,561
Pre-tax net operating income$365,0009,538
Securities gains (losses)$08,369
Applicable income taxes$128,0009,159
Income before extraordinary items$237,00010,076
Extraordinary gains, net$01,422
Net income$237,00010,228
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$237,0009,722

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.