Home > Ojai Valley Bank > Assets and Liabilities
Ojai Valley Bank, Assets and Liabilities
| 2003-09-30 | Rank | |
| # of Employees: | 35 | 4,505 |
| Assets and Liabilities | ||
| Total Assets: | $87,903,000 | 5,219 |
| Cash and due from depository institutions | $4,843,000 | 4,505 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $32,918,000 | 3,393 |
| Federal funds sold & reverse repurchase agreements | $16,255,000 | 892 |
| Net loans & leases | $31,855,000 | 6,671 |
| Loan loss allowance | $660,000 | 5,231 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $285,000 | 7,919 |
| Other real estate owned | $378,000 | 4,505 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,369,000 | 5,693 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,903,000 | 5,219 |
| Total liabilities | $79,888,000 | 5,157 |
| Total deposits | $79,661,000 | 4,907 |
| Interest-bearing deposits | $55,723,000 | 5,562 |
| Deposits held in domestic offices | $79,661,000 | 4,903 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $227,000 | 7,058 |
| Total equity capital | $8,015,000 | 5,623 |
| Total bank equity capital | $8,015,000 | 5,623 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $369,000 | 4,997 |
| Surplus | $1,228,000 | 6,460 |
| Undivided profits | $6,418,000 | 4,056 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,000 | 7,488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $605,000 | 4,835 |
| Earning assets | $81,028,000 | 5,186 |
| Long-term assets (5+ years) | $2,595,000 | 7,058 |
| Average Assets, year-to-date | $86,338,250 | 5,197 |
| Average Assets, quarterly | $88,150,000 | 5,180 |
| Volatile liabilities | $7,196,000 | 6,532 |
| Insider loans | $238,000 | 6,598 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $8,216,000 | 4,720 |
| Tier 1 (core) risk-based capital | $7,991,000 | 5,478 |
| Tier 2 risk-based capital | $605,000 | 5,155 |
| Total risk weighted assets | $48,309,000 | 5,709 |
| Total unused commitments | $8,216,000 | 4,722 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 37 | 4,346 |
| Assets and Liabilities | ||
| Total Assets: | $88,397,000 | 5,194 |
| Cash and due from depository institutions | $4,411,000 | 4,346 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $33,978,000 | 3,256 |
| Federal funds sold & reverse repurchase agreements | $14,830,000 | 1,054 |
| Net loans & leases | $33,095,000 | 6,551 |
| Loan loss allowance | $675,000 | 5,113 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $303,000 | 7,869 |
| Other real estate owned | $378,000 | 4,346 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,402,000 | 5,522 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,397,000 | 5,194 |
| Total liabilities | $80,582,000 | 5,121 |
| Total deposits | $80,337,000 | 4,853 |
| Interest-bearing deposits | $57,125,000 | 5,473 |
| Deposits held in domestic offices | $80,337,000 | 4,850 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $245,000 | 6,968 |
| Total equity capital | $7,815,000 | 5,703 |
| Total bank equity capital | $7,815,000 | 5,703 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $369,000 | 5,008 |
| Surplus | $1,228,000 | 6,457 |
| Undivided profits | $6,218,000 | 4,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $84,000 | 7,048 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $622,000 | 4,586 |
| Earning assets | $81,903,000 | 5,138 |
| Long-term assets (5+ years) | $2,508,000 | 7,066 |
| Average Assets, year-to-date | $85,816,670 | 5,217 |
| Average Assets, quarterly | $87,291,000 | 5,196 |
| Volatile liabilities | $7,975,000 | 6,305 |
| Insider loans | $1,066,000 | 3,874 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $8,916,000 | 4,482 |
| Tier 1 (core) risk-based capital | $7,786,000 | 5,497 |
| Tier 2 risk-based capital | $615,000 | 5,083 |
| Total risk weighted assets | $49,116,000 | 5,611 |
| Total unused commitments | $8,916,000 | 4,492 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 34 | 4,607 |
| Assets and Liabilities | ||
| Total Assets: | $86,185,000 | 5,229 |
| Cash and due from depository institutions | $5,207,000 | 4,607 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $31,981,000 | 3,355 |
| Federal funds sold & reverse repurchase agreements | $12,870,000 | 1,286 |
| Net loans & leases | $34,173,000 | 6,431 |
| Loan loss allowance | $663,000 | 5,125 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $326,000 | 7,801 |
| Other real estate owned | $378,000 | 4,607 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,250,000 | 5,787 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,185,000 | 5,229 |
| Total liabilities | $78,350,000 | 5,175 |
| Total deposits | $78,088,000 | 4,921 |
| Interest-bearing deposits | $54,949,000 | 5,610 |
| Deposits held in domestic offices | $78,088,000 | 4,918 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $262,000 | 6,851 |
| Total equity capital | $7,835,000 | 5,612 |
| Total bank equity capital | $7,835,000 | 5,612 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $369,000 | 5,023 |
| Surplus | $1,228,000 | 6,459 |
| Undivided profits | $6,238,000 | 4,086 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $581,000 | 4,822 |
| Earning assets | $79,024,000 | 5,210 |
| Long-term assets (5+ years) | $1,759,000 | 7,387 |
| Average Assets, year-to-date | $84,526,500 | 5,259 |
| Average Assets, quarterly | $84,526,500 | 5,259 |
| Volatile liabilities | $7,311,000 | 6,485 |
| Insider loans | $939,000 | 4,081 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $10,505,000 | 4,059 |
| Tier 1 (core) risk-based capital | $7,816,000 | 5,422 |
| Tier 2 risk-based capital | $609,000 | 5,063 |
| Total risk weighted assets | $48,645,000 | 5,600 |
| Total unused commitments | $10,505,000 | 4,072 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 39 | 4,137 |
| Assets and Liabilities | ||
| Total Assets: | $82,868,000 | 5,322 |
| Cash and due from depository institutions | $6,379,000 | 4,137 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $31,818,000 | 3,372 |
| Federal funds sold & reverse repurchase agreements | $8,565,000 | 1,698 |
| Net loans & leases | $33,926,000 | 6,481 |
| Loan loss allowance | $656,000 | 5,101 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $342,000 | 7,773 |
| Other real estate owned | $378,000 | 4,137 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,460,000 | 5,419 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,868,000 | 5,322 |
| Total liabilities | $75,288,000 | 5,275 |
| Total deposits | $75,022,000 | 5,010 |
| Interest-bearing deposits | $55,357,000 | 5,519 |
| Deposits held in domestic offices | $75,022,000 | 5,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $266,000 | 6,911 |
| Total equity capital | $7,580,000 | 5,689 |
| Total bank equity capital | $7,580,000 | 5,689 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $369,000 | 5,035 |
| Surplus | $1,228,000 | 6,452 |
| Undivided profits | $5,983,000 | 4,191 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 8,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $656,000 | 4,619 |
| Earning assets | $74,309,000 | 5,385 |
| Long-term assets (5+ years) | $898,000 | 7,794 |
| Average Assets, year-to-date | $82,038,200 | 5,171 |
| Average Assets, quarterly | $83,181,000 | 5,255 |
| Volatile liabilities | $8,136,000 | 6,229 |
| Insider loans | $944,000 | 4,089 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $9,333,000 | 4,232 |
| Tier 1 (core) risk-based capital | $7,562,000 | 5,486 |
| Tier 2 risk-based capital | $593,000 | 5,106 |
| Total risk weighted assets | $47,383,000 | 5,665 |
| Total unused commitments | $9,333,000 | 4,234 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 39 | 4,123 |
| Assets and Liabilities | ||
| Total Assets: | $79,726,000 | 5,352 |
| Cash and due from depository institutions | $4,847,000 | 4,123 |
| Interest-bearing balances | $100,000 | 5,045 |
| Securities | $32,741,000 | 3,132 |
| Federal funds sold & reverse repurchase agreements | $8,415,000 | 1,740 |
| Net loans & leases | $31,429,000 | 6,676 |
| Loan loss allowance | $640,000 | 5,014 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $356,000 | 7,844 |
| Other real estate owned | $378,000 | 4,123 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,560,000 | 5,255 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,726,000 | 5,352 |
| Total liabilities | $72,640,000 | 5,294 |
| Total deposits | $72,373,000 | 5,016 |
| Interest-bearing deposits | $54,064,000 | 5,496 |
| Deposits held in domestic offices | $72,373,000 | 5,011 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $267,000 | 7,219 |
| Total equity capital | $7,086,000 | 5,772 |
| Total bank equity capital | $7,086,000 | 5,772 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $369,000 | 5,145 |
| Surplus | $1,228,000 | 6,530 |
| Undivided profits | $5,489,000 | 4,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 8,371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $714,000 | 4,616 |
| Earning assets | $72,685,000 | 5,369 |
| Long-term assets (5+ years) | $489,000 | 8,161 |
| Average Assets, year-to-date | $77,015,600 | 5,284 |
| Average Assets, quarterly | $79,208,000 | 5,330 |
| Volatile liabilities | $9,703,000 | 5,737 |
| Insider loans | $1,125,000 | 3,659 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $11,229,000 | 3,664 |
| Tier 1 (core) risk-based capital | $7,057,000 | 5,637 |
| Tier 2 risk-based capital | $533,000 | 5,298 |
| Total risk weighted assets | $42,523,000 | 5,938 |
| Total unused commitments | $11,229,000 | 3,672 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 37 | 4,355 |
| Assets and Liabilities | ||
| Total Assets: | $74,715,000 | 5,451 |
| Cash and due from depository institutions | $5,587,000 | 4,355 |
| Interest-bearing balances | $100,000 | 4,566 |
| Securities | $27,117,000 | 3,714 |
| Federal funds sold & reverse repurchase agreements | $10,290,000 | 1,161 |
| Net loans & leases | $30,184,000 | 6,799 |
| Loan loss allowance | $708,000 | 4,544 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $363,000 | 8,034 |
| Other real estate owned | $0 | 4,355 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,174,000 | 5,639 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,715,000 | 5,451 |
| Total liabilities | $68,184,000 | 5,376 |
| Total deposits | $67,911,000 | 5,090 |
| Interest-bearing deposits | $49,478,000 | 5,688 |
| Deposits held in domestic offices | $67,911,000 | 5,086 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $273,000 | 7,544 |
| Total equity capital | $6,531,000 | 6,023 |
| Total bank equity capital | $6,531,000 | 6,023 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $369,000 | 5,309 |
| Surplus | $1,228,000 | 6,619 |
| Undivided profits | $4,934,000 | 4,428 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $614,000 | 3,296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $218,000 | 7,800 |
| Earning assets | $67,691,000 | 5,495 |
| Long-term assets (5+ years) | $478,000 | 8,328 |
| Average Assets, year-to-date | $69,966,400 | 5,507 |
| Average Assets, quarterly | $71,718,500 | 5,553 |
| Volatile liabilities | $5,876,000 | 7,074 |
| Insider loans | $319,000 | 6,394 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $9,024,000 | 3,993 |
| Tier 1 (core) risk-based capital | $6,523,000 | 5,917 |
| Tier 2 risk-based capital | $470,060 | 5,625 |
| Total risk weighted assets | $37,366,760 | 6,309 |
| Total unused commitments | $9,024,000 | 3,995 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 38 | 4,376 |
| Assets and Liabilities | ||
| Total Assets: | $67,832,000 | 5,803 |
| Cash and due from depository institutions | $6,057,000 | 4,376 |
| Interest-bearing balances | $100,000 | 4,634 |
| Securities | $20,394,000 | 4,786 |
| Federal funds sold & reverse repurchase agreements | $9,805,000 | 985 |
| Net loans & leases | $30,306,000 | 6,765 |
| Loan loss allowance | $667,000 | 4,708 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $380,000 | 8,217 |
| Other real estate owned | $0 | 4,376 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $890,000 | 6,567 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,832,000 | 5,803 |
| Total liabilities | $61,736,000 | 5,740 |
| Total deposits | $61,413,000 | 5,482 |
| Interest-bearing deposits | $45,382,000 | 6,026 |
| Deposits held in domestic offices | $61,413,000 | 5,479 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $323,000 | 6,727 |
| Total equity capital | $6,096,000 | 6,199 |
| Total bank equity capital | $6,096,000 | 6,199 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $369,000 | 5,480 |
| Surplus | $1,228,000 | 6,726 |
| Undivided profits | $4,499,000 | 4,485 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $644,000 | 3,097 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $160,000 | 8,309 |
| Earning assets | $60,605,000 | 5,875 |
| Long-term assets (5+ years) | $329,000 | 8,734 |
| Average Assets, year-to-date | $65,267,400 | 5,793 |
| Average Assets, quarterly | $66,590,500 | 5,833 |
| Volatile liabilities | $4,872,000 | 7,416 |
| Insider loans | $362,000 | 6,096 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $8,968,000 | 3,988 |
| Tier 1 (core) risk-based capital | $6,117,000 | 6,206 |
| Tier 2 risk-based capital | $437,840 | 5,770 |
| Total risk weighted assets | $34,797,940 | 6,480 |
| Total unused commitments | $8,968,000 | 3,992 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 35 | 4,737 |
| Assets and Liabilities | ||
| Total Assets: | $64,567,000 | 6,017 |
| Cash and due from depository institutions | $3,736,000 | 4,737 |
| Interest-bearing balances | $100,000 | 4,829 |
| Securities | $23,450,000 | 4,346 |
| Federal funds sold & reverse repurchase agreements | $7,700,000 | 2,226 |
| Net loans & leases | $27,703,000 | 6,987 |
| Loan loss allowance | $568,000 | 5,175 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $434,000 | 8,061 |
| Other real estate owned | $676,000 | 4,737 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $868,000 | 6,425 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,567,000 | 6,017 |
| Total liabilities | $58,760,000 | 5,944 |
| Total deposits | $58,497,000 | 5,726 |
| Interest-bearing deposits | $43,476,000 | 6,229 |
| Deposits held in domestic offices | $58,497,000 | 5,723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $263,000 | 7,882 |
| Total equity capital | $5,807,000 | 6,510 |
| Total bank equity capital | $5,807,000 | 6,510 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $369,000 | 5,550 |
| Surplus | $1,228,000 | 6,720 |
| Undivided profits | $4,210,000 | 4,930 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $443,000 | 4,267 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $217,000 | 7,677 |
| Earning assets | $58,953,000 | 6,034 |
| Long-term assets (5+ years) | $400,000 | 8,857 |
| Average Assets, year-to-date | $62,853,200 | 5,916 |
| Average Assets, quarterly | $63,385,000 | 6,010 |
| Volatile liabilities | $4,504,000 | 7,309 |
| Insider loans | $414,000 | 5,755 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,775,000 | 3,670 |
| Tier 1 (core) risk-based capital | $5,774,000 | 6,359 |
| Tier 2 risk-based capital | $419,330 | 5,832 |
| Total risk weighted assets | $33,397,830 | 6,531 |
| Total unused commitments | $9,775,000 | 3,677 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 39 | 4,480 |
| Assets and Liabilities | ||
| Total Assets: | $62,178,000 | 6,213 |
| Cash and due from depository institutions | $4,579,000 | 4,480 |
| Interest-bearing balances | $100,000 | 4,537 |
| Securities | $22,953,000 | 4,465 |
| Federal funds sold & reverse repurchase agreements | $4,025,000 | 3,202 |
| Net loans & leases | $28,766,000 | 7,004 |
| Loan loss allowance | $457,000 | 6,048 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $420,000 | 8,302 |
| Other real estate owned | $617,000 | 4,480 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $818,000 | 6,810 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,178,000 | 6,213 |
| Total liabilities | $56,703,000 | 6,125 |
| Total deposits | $56,477,000 | 5,921 |
| Interest-bearing deposits | $41,929,000 | 6,482 |
| Deposits held in domestic offices | $56,477,000 | 5,913 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $226,000 | 8,652 |
| Total equity capital | $5,475,000 | 6,775 |
| Total bank equity capital | $5,475,000 | 6,775 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $369,000 | 5,787 |
| Surplus | $1,228,000 | 6,860 |
| Undivided profits | $3,878,000 | 5,265 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $219,000 | 6,117 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $241,000 | 7,624 |
| Earning assets | $55,844,000 | 6,268 |
| Long-term assets (5+ years) | $1,001,000 | 8,500 |
| Average Assets, year-to-date | $59,124,400 | 6,212 |
| Average Assets, quarterly | $61,154,000 | 6,213 |
| Volatile liabilities | $4,710,000 | 7,298 |
| Insider loans | $215,000 | 7,335 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,162,000 | 3,928 |
| Tier 1 (core) risk-based capital | $5,465,000 | 6,644 |
| Tier 2 risk-based capital | $416,430 | 5,856 |
| Total risk weighted assets | $33,273,630 | 6,605 |
| Total unused commitments | $8,162,000 | 3,930 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 38 | 4,777 |
| Assets and Liabilities | ||
| Total Assets: | $55,707,000 | 6,818 |
| Cash and due from depository institutions | $3,681,000 | 4,777 |
| Interest-bearing balances | $100,000 | 4,564 |
| Securities | $14,851,000 | 6,464 |
| Federal funds sold & reverse repurchase agreements | $4,300,000 | 2,944 |
| Net loans & leases | $31,545,000 | 6,761 |
| Loan loss allowance | $451,000 | 6,325 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $360,000 | 8,879 |
| Other real estate owned | $194,000 | 4,777 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $776,000 | 7,258 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,707,000 | 6,818 |
| Total liabilities | $50,552,000 | 6,756 |
| Total deposits | $50,342,000 | 6,556 |
| Interest-bearing deposits | $38,190,000 | 7,088 |
| Deposits held in domestic offices | $50,342,000 | 6,547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $210,000 | 9,115 |
| Total equity capital | $5,155,000 | 7,111 |
| Total bank equity capital | $5,155,000 | 7,111 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $369,000 | 6,137 |
| Surplus | $1,228,000 | 7,057 |
| Undivided profits | $3,558,000 | 5,525 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $861,000 | 3,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $281,000 | 7,178 |
| Earning assets | $50,796,000 | 6,838 |
| Long-term assets (5+ years) | $777,000 | 8,997 |
| Average Assets, year-to-date | $54,173,200 | 6,770 |
| Average Assets, quarterly | $55,475,000 | 6,795 |
| Volatile liabilities | $3,220,000 | 8,381 |
| Insider loans | $376,000 | 6,263 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,085,000 | 4,205 |
| Tier 1 (core) risk-based capital | $5,146,000 | 7,028 |
| Tier 2 risk-based capital | $440,140 | 5,756 |
| Total risk weighted assets | $35,200,440 | 6,508 |
| Total unused commitments | $7,085,000 | 4,218 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 35 | 5,283 |
| Assets and Liabilities | ||
| Total Assets: | $52,815,000 | 7,205 |
| Cash and due from depository institutions | $3,818,000 | 5,283 |
| Interest-bearing balances | $100,000 | 4,830 |
| Securities | $11,421,000 | 7,791 |
| Federal funds sold & reverse repurchase agreements | $3,350,000 | 4,033 |
| Net loans & leases | $32,473,000 | 6,673 |
| Loan loss allowance | $503,000 | 6,028 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $364,000 | 9,117 |
| Other real estate owned | $602,000 | 5,283 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $787,000 | 7,369 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,815,000 | 7,205 |
| Total liabilities | $47,982,000 | 7,147 |
| Total deposits | $47,625,000 | 6,991 |
| Interest-bearing deposits | $37,046,000 | 7,389 |
| Deposits held in domestic offices | $47,625,000 | 6,986 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $357,000 | 7,629 |
| Total equity capital | $4,833,000 | 7,505 |
| Total bank equity capital | $4,833,000 | 7,505 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $369,000 | 6,478 |
| Surplus | $1,228,000 | 7,178 |
| Undivided profits | $3,236,000 | 5,948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $971,000 | 2,690 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $320,000 | 6,829 |
| Earning assets | $47,344,000 | 7,272 |
| Long-term assets (5+ years) | $822,000 | 9,224 |
| Average Assets, year-to-date | $51,965,000 | 7,064 |
| Average Assets, quarterly | $52,169,500 | 7,176 |
| Volatile liabilities | $2,022,000 | 9,593 |
| Insider loans | $264,000 | 7,376 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,741,000 | 4,611 |
| Tier 1 (core) risk-based capital | $4,833,000 | 7,390 |
| Tier 2 risk-based capital | $446,410 | 5,758 |
| Total risk weighted assets | $35,655,910 | 6,477 |
| Total unused commitments | $5,741,000 | 4,624 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 35 | 5,491 |
| Assets and Liabilities | ||
| Total Assets: | $53,146,000 | 7,210 |
| Cash and due from depository institutions | $3,374,000 | 5,491 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $13,168,000 | 7,645 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 1,994 |
| Net loans & leases | $30,282,000 | 6,982 |
| Loan loss allowance | $349,000 | 7,763 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $399,000 | 9,147 |
| Other real estate owned | $556,000 | 5,491 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $867,000 | 7,367 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,146,000 | 7,210 |
| Total liabilities | $48,617,000 | 7,152 |
| Total deposits | $48,420,000 | 6,961 |
| Interest-bearing deposits | $38,270,000 | 7,290 |
| Deposits held in domestic offices | $48,420,000 | 6,953 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $197,000 | 9,080 |
| Total equity capital | $4,529,000 | 7,615 |
| Total bank equity capital | $4,529,000 | 7,615 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $369,000 | 6,851 |
| Surplus | $1,228,000 | 7,321 |
| Undivided profits | $2,932,000 | 5,973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $249,000 | 6,168 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $279,000 | 6,941 |
| Earning assets | $48,050,000 | 7,250 |
| Long-term assets (5+ years) | $1,145,000 | 9,236 |
| Average Assets, year-to-date | $53,239,400 | 7,084 |
| Average Assets, quarterly | $53,468,000 | 7,151 |
| Volatile liabilities | $1,932,000 | 9,762 |
| Insider loans | $264,000 | 7,475 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,550,000 | 3,801 |
| Tier 1 (core) risk-based capital | $4,536,000 | 7,688 |
| Tier 2 risk-based capital | $349,000 | 6,833 |
| Total risk weighted assets | $34,042,300 | 6,638 |
| Total unused commitments | $7,550,000 | 3,808 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 35 | 5,698 |
| Assets and Liabilities | ||
| Total Assets: | $52,974,000 | 7,455 |
| Cash and due from depository institutions | $2,883,000 | 5,698 |
| Interest-bearing balances | $100,000 | 6,134 |
| Securities | $14,938,000 | 7,418 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 3,868 |
| Net loans & leases | $29,340,000 | 7,100 |
| Loan loss allowance | $295,000 | 8,743 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $459,000 | 8,982 |
| Other real estate owned | $1,102,000 | 5,698 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $752,000 | 7,456 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,974,000 | 7,455 |
| Total liabilities | $48,673,000 | 7,372 |
| Total deposits | $48,422,000 | 7,226 |
| Interest-bearing deposits | $40,360,000 | 7,354 |
| Deposits held in domestic offices | $48,422,000 | 7,218 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $251,000 | 8,312 |
| Total equity capital | $4,301,000 | 8,006 |
| Total bank equity capital | $4,301,000 | 8,006 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $369,000 | 7,191 |
| Surplus | $1,228,000 | 7,396 |
| Undivided profits | $2,704,000 | 6,514 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $598,000 | 4,421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $229,000 | 7,456 |
| Earning assets | $47,878,000 | 7,520 |
| Long-term assets (5+ years) | $1,571,000 | 9,214 |
| Average Assets, year-to-date | $50,870,800 | 7,488 |
| Average Assets, quarterly | $52,689,500 | 7,408 |
| Volatile liabilities | $2,486,000 | 9,023 |
| Insider loans | $298,000 | 7,299 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,402,000 | 4,666 |
| Tier 1 (core) risk-based capital | $4,301,000 | 7,942 |
| Tier 2 risk-based capital | $295,000 | 7,665 |
| Total risk weighted assets | $33,034,900 | 6,784 |
| Total unused commitments | $5,402,000 | 4,691 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 37 | 5,527 |
| Assets and Liabilities | ||
| Total Assets: | $48,109,000 | 8,070 |
| Cash and due from depository institutions | $2,394,000 | 5,527 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $13,331,000 | 7,876 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 6,440 |
| Net loans & leases | $27,862,000 | 7,396 |
| Loan loss allowance | $214,000 | 10,246 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $407,000 | 9,609 |
| Other real estate owned | $1,212,000 | 5,527 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $903,000 | 6,823 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,109,000 | 8,070 |
| Total liabilities | $44,239,000 | 8,019 |
| Total deposits | $43,987,000 | 7,864 |
| Interest-bearing deposits | $35,985,000 | 8,137 |
| Deposits held in domestic offices | $43,987,000 | 7,858 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $252,000 | 9,008 |
| Total equity capital | $3,870,000 | 8,432 |
| Total bank equity capital | $3,870,000 | 8,432 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $369,000 | 7,567 |
| Surplus | $1,228,000 | 7,369 |
| Undivided profits | $2,273,000 | 6,973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $842,000 | 4,123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $276,000 | 6,970 |
| Earning assets | $43,293,000 | 8,118 |
| Long-term assets (5+ years) | $523,000 | 10,969 |
| Average Assets, year-to-date | $45,867,200 | 8,159 |
| Average Assets, quarterly | $47,483,000 | 8,082 |
| Volatile liabilities | $1,804,000 | 10,283 |
| Insider loans | $212,000 | 3,799 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,510,000 | 3,911 |
| Tier 1 (core) risk-based capital | $3,870,000 | 8,365 |
| Tier 2 risk-based capital | $214,000 | 9,152 |
| Total risk weighted assets | $31,757,200 | 7,033 |
| Total unused commitments | $6,510,000 | 3,932 |
| Derivatives | $0 | 651 |