Home > Ohio State Bank > Income and Expense
Ohio State Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $5,654,000 | 1,929 |
| Total interest expense | $3,721,000 | 1,220 |
| Net interest income | $1,933,000 | 2,852 |
| Provision for loan and lease losses | $-61,000 | 4,322 |
| Total noninterest income | $-2,000 | 4,449 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $0 | 4,263 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-2,000 | 4,452 |
| Total noninterest expense | $1,330,000 | 3,016 |
| Salaries and employee benefits | $591,000 | 3,261 |
| Premises and equipment expense | $203,000 | 2,334 |
| Additional noninterest expense | $-2,000 | 4,452 |
| Pre-tax net operating income | $662,000 | 2,671 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $141,000 | 1,831 |
| Income before extraordinary items | $521,000 | 2,761 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $521,000 | 2,788 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $521,000 | 2,761 |
| Net charge-offs | $0 | 2,299 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 335 |
| Net operating income | $521,000 | 2,773 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $22,738,000 | 1,900 |
| Total interest expense | $17,045,000 | 1,160 |
| Net interest income | $5,693,000 | 3,188 |
| Provision for loan and lease losses | $-421,000 | 4,376 |
| Total noninterest income | $446,000 | 3,453 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $1,000 | 4,284 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $445,000 | 3,033 |
| Total noninterest expense | $6,040,000 | 2,838 |
| Salaries and employee benefits | $2,678,000 | 3,112 |
| Premises and equipment expense | $826,000 | 2,274 |
| Additional noninterest expense | $445,000 | 3,033 |
| Pre-tax net operating income | $520,000 | 3,813 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $120,000 | 2,610 |
| Income before extraordinary items | $400,000 | 3,833 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $400,000 | 3,877 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $400,000 | 3,833 |
| Net charge-offs | $0 | 3,072 |
| Cash dividends | $0 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $354,000 | 338 |
| Net operating income | $400,000 | 3,851 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $16,831,000 | 1,916 |
| Total interest expense | $12,885,000 | 1,155 |
| Net interest income | $3,946,000 | 3,264 |
| Provision for loan and lease losses | $-451,000 | 4,428 |
| Total noninterest income | $152,000 | 3,960 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $1,000 | 4,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 3,565 |
| Total noninterest expense | $4,501,000 | 2,816 |
| Salaries and employee benefits | $2,076,000 | 3,046 |
| Premises and equipment expense | $624,000 | 2,261 |
| Additional noninterest expense | $151,000 | 3,565 |
| Pre-tax net operating income | $48,000 | 4,171 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $19,000 | 3,087 |
| Income before extraordinary items | $29,000 | 4,165 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $29,000 | 4,210 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $29,000 | 4,168 |
| Net charge-offs | $0 | 2,823 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $286,000 | 315 |
| Net operating income | $29,000 | 4,179 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $10,997,000 | 1,917 |
| Total interest expense | $8,411,000 | 1,155 |
| Net interest income | $2,586,000 | 3,275 |
| Provision for loan and lease losses | $-341,000 | 4,447 |
| Total noninterest income | $215,000 | 3,456 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $1,000 | 4,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 3,011 |
| Total noninterest expense | $3,150,000 | 2,738 |
| Salaries and employee benefits | $1,392,000 | 3,042 |
| Premises and equipment expense | $419,000 | 2,253 |
| Additional noninterest expense | $214,000 | 3,011 |
| Pre-tax net operating income | $-8,000 | 4,279 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $7,000 | 3,164 |
| Income before extraordinary items | $-15,000 | 4,273 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $-15,000 | 4,273 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-15,000 | 4,275 |
| Net charge-offs | $0 | 2,587 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $225,000 | 286 |
| Net operating income | $-15,000 | 4,282 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $5,323,000 | 1,936 |
| Total interest expense | $4,017,000 | 1,170 |
| Net interest income | $1,306,000 | 3,277 |
| Provision for loan and lease losses | $-230,000 | 4,411 |
| Total noninterest income | $128,000 | 3,318 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $0 | 4,363 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 2,814 |
| Total noninterest expense | $1,655,000 | 2,655 |
| Salaries and employee benefits | $713,000 | 3,023 |
| Premises and equipment expense | $212,000 | 2,241 |
| Additional noninterest expense | $128,000 | 2,814 |
| Pre-tax net operating income | $9,000 | 4,191 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $7,000 | 3,000 |
| Income before extraordinary items | $2,000 | 4,248 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,000 | 4,255 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,000 | 4,214 |
| Net charge-offs | $0 | 2,217 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 203 |
| Net operating income | $2,000 | 4,221 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $18,407,000 | 1,995 |
| Total interest expense | $11,905,000 | 1,147 |
| Net interest income | $6,502,000 | 2,995 |
| Provision for loan and lease losses | $626,000 | 1,120 |
| Total noninterest income | $303,000 | 3,791 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $2,000 | 4,361 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $301,000 | 3,403 |
| Total noninterest expense | $5,965,000 | 2,788 |
| Salaries and employee benefits | $2,776,000 | 3,047 |
| Premises and equipment expense | $819,000 | 2,272 |
| Additional noninterest expense | $301,000 | 3,403 |
| Pre-tax net operating income | $214,000 | 4,159 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $65,000 | 2,949 |
| Income before extraordinary items | $149,000 | 4,191 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $149,000 | 4,232 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $149,000 | 4,193 |
| Net charge-offs | $0 | 2,884 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $519,000 | 261 |
| Net operating income | $149,000 | 4,217 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $13,147,000 | 2,031 |
| Total interest expense | $8,077,000 | 1,150 |
| Net interest income | $5,070,000 | 2,957 |
| Provision for loan and lease losses | $666,000 | 850 |
| Total noninterest income | $430,000 | 3,301 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $2,000 | 4,379 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $428,000 | 2,833 |
| Total noninterest expense | $4,729,000 | 2,699 |
| Salaries and employee benefits | $2,156,000 | 2,979 |
| Premises and equipment expense | $617,000 | 2,275 |
| Additional noninterest expense | $428,000 | 2,832 |
| Pre-tax net operating income | $105,000 | 4,283 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $37,000 | 3,085 |
| Income before extraordinary items | $68,000 | 4,303 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $68,000 | 4,343 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $68,000 | 4,302 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $388,000 | 248 |
| Net operating income | $68,000 | 4,319 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $8,130,000 | 2,103 |
| Total interest expense | $4,588,000 | 1,181 |
| Net interest income | $3,542,000 | 2,917 |
| Provision for loan and lease losses | $504,000 | 777 |
| Total noninterest income | $186,000 | 3,638 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $1,000 | 4,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 3,244 |
| Total noninterest expense | $2,984,000 | 2,771 |
| Salaries and employee benefits | $1,415,000 | 3,005 |
| Premises and equipment expense | $408,000 | 2,285 |
| Additional noninterest expense | $185,000 | 3,236 |
| Pre-tax net operating income | $240,000 | 4,099 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $60,000 | 2,792 |
| Income before extraordinary items | $180,000 | 4,129 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $180,000 | 4,169 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $180,000 | 4,128 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $258,000 | 241 |
| Net operating income | $180,000 | 4,150 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,856,000 | 2,152 |
| Total interest expense | $1,984,000 | 1,194 |
| Net interest income | $1,872,000 | 2,846 |
| Provision for loan and lease losses | $93,000 | 1,311 |
| Total noninterest income | $61,000 | 3,951 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $1,000 | 4,443 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 3,566 |
| Total noninterest expense | $1,343,000 | 2,970 |
| Salaries and employee benefits | $677,000 | 3,106 |
| Premises and equipment expense | $208,000 | 2,295 |
| Additional noninterest expense | $60,000 | 3,566 |
| Pre-tax net operating income | $497,000 | 3,108 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $109,000 | 2,089 |
| Income before extraordinary items | $388,000 | 3,210 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $388,000 | 3,209 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $388,000 | 3,210 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $131,000 | 219 |
| Net operating income | $388,000 | 3,232 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $12,597,000 | 2,199 |
| Total interest expense | $3,061,000 | 1,160 |
| Net interest income | $9,536,000 | 2,431 |
| Provision for loan and lease losses | $807,000 | 935 |
| Total noninterest income | $967,000 | 2,850 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $3,000 | 4,507 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $964,000 | 2,363 |
| Total noninterest expense | $6,332,000 | 2,664 |
| Salaries and employee benefits | $2,757,000 | 3,057 |
| Premises and equipment expense | $799,000 | 2,308 |
| Additional noninterest expense | $964,000 | 2,363 |
| Pre-tax net operating income | $3,364,000 | 2,513 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $724,000 | 1,785 |
| Income before extraordinary items | $2,640,000 | 2,609 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,640,000 | 2,606 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,640,000 | 2,608 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $510,000 | 316 |
| Net operating income | $2,640,000 | 2,644 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $8,748,000 | 2,261 |
| Total interest expense | $1,491,000 | 1,318 |
| Net interest income | $7,257,000 | 2,393 |
| Provision for loan and lease losses | $645,000 | 826 |
| Total noninterest income | $855,000 | 2,683 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $2,000 | 4,545 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $853,000 | 2,236 |
| Total noninterest expense | $5,007,000 | 2,574 |
| Salaries and employee benefits | $2,142,000 | 3,005 |
| Premises and equipment expense | $592,000 | 2,347 |
| Additional noninterest expense | $853,000 | 2,236 |
| Pre-tax net operating income | $2,460,000 | 2,548 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $529,000 | 1,799 |
| Income before extraordinary items | $1,931,000 | 2,632 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,931,000 | 2,630 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,931,000 | 2,631 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $382,000 | 293 |
| Net operating income | $1,931,000 | 2,667 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,437,000 | 2,319 |
| Total interest expense | $644,000 | 1,628 |
| Net interest income | $4,793,000 | 2,376 |
| Provision for loan and lease losses | $315,000 | 892 |
| Total noninterest income | $564,000 | 2,693 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $1,000 | 4,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $563,000 | 2,265 |
| Total noninterest expense | $3,304,000 | 2,580 |
| Salaries and employee benefits | $1,422,000 | 3,017 |
| Premises and equipment expense | $380,000 | 2,402 |
| Additional noninterest expense | $1,502,000 | 2,006 |
| Pre-tax net operating income | $1,738,000 | 2,378 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $373,000 | 1,694 |
| Income before extraordinary items | $1,365,000 | 2,462 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,365,000 | 2,462 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,365,000 | 2,462 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $254,000 | 272 |
| Net operating income | $1,365,000 | 2,500 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,663,000 | 2,310 |
| Total interest expense | $281,000 | 1,760 |
| Net interest income | $2,382,000 | 2,335 |
| Provision for loan and lease losses | $37,000 | 1,497 |
| Total noninterest income | $321,000 | 2,507 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $1,000 | 4,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $320,000 | 2,118 |
| Total noninterest expense | $1,593,000 | 2,638 |
| Salaries and employee benefits | $654,000 | 3,138 |
| Premises and equipment expense | $191,000 | 2,401 |
| Additional noninterest expense | $748,000 | 1,989 |
| Pre-tax net operating income | $1,073,000 | 2,023 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $229,000 | 1,505 |
| Income before extraordinary items | $844,000 | 2,122 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $844,000 | 2,122 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $844,000 | 2,122 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 248 |
| Net operating income | $844,000 | 2,144 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $8,649,000 | 2,699 |
| Total interest expense | $1,055,000 | 2,140 |
| Net interest income | $7,594,000 | 2,723 |
| Provision for loan and lease losses | $1,562,000 | 378 |
| Total noninterest income | $682,000 | 3,363 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $3,000 | 4,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $679,000 | 2,995 |
| Total noninterest expense | $5,247,000 | 2,940 |
| Salaries and employee benefits | $2,546,000 | 3,170 |
| Premises and equipment expense | $582,000 | 2,790 |
| Additional noninterest expense | $2,119,000 | 2,479 |
| Pre-tax net operating income | $1,467,000 | 3,499 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $-215,000 | 4,796 |
| Income before extraordinary items | $1,682,000 | 3,226 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,682,000 | 3,225 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,682,000 | 3,226 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $499,000 | 310 |
| Net operating income | $1,682,000 | 3,207 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,006,000 | 2,868 |
| Total interest expense | $776,000 | 2,256 |
| Net interest income | $5,230,000 | 2,899 |
| Provision for loan and lease losses | $1,224,000 | 357 |
| Total noninterest income | $513,000 | 3,401 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $1,000 | 4,767 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $512,000 | 3,043 |
| Total noninterest expense | $3,898,000 | 2,975 |
| Salaries and employee benefits | $1,872,000 | 3,220 |
| Premises and equipment expense | $418,000 | 2,870 |
| Additional noninterest expense | $1,608,000 | 2,461 |
| Pre-tax net operating income | $621,000 | 4,087 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $-395,000 | 4,894 |
| Income before extraordinary items | $1,016,000 | 3,597 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,016,000 | 3,597 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,016,000 | 3,597 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $373,000 | 279 |
| Net operating income | $1,016,000 | 3,574 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,560,000 | 3,042 |
| Total interest expense | $530,000 | 2,283 |
| Net interest income | $3,030,000 | 3,106 |
| Provision for loan and lease losses | $792,000 | 394 |
| Total noninterest income | $254,000 | 3,684 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $1,000 | 4,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 3,291 |
| Total noninterest expense | $2,487,000 | 3,031 |
| Salaries and employee benefits | $1,184,000 | 3,287 |
| Premises and equipment expense | $250,000 | 3,045 |
| Additional noninterest expense | $1,053,000 | 2,481 |
| Pre-tax net operating income | $5,000 | 4,768 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $5,000 | 4,773 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,000 | 4,773 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $5,000 | 4,773 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $246,000 | 254 |
| Net operating income | $5,000 | 4,764 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,672,000 | 3,133 |
| Total interest expense | $276,000 | 2,295 |
| Net interest income | $1,396,000 | 3,231 |
| Provision for loan and lease losses | $226,000 | 728 |
| Total noninterest income | $258,000 | 2,944 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $0 | 4,819 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $258,000 | 2,595 |
| Total noninterest expense | $1,259,000 | 3,012 |
| Salaries and employee benefits | $526,000 | 3,472 |
| Premises and equipment expense | $116,000 | 3,166 |
| Additional noninterest expense | $617,000 | 2,219 |
| Pre-tax net operating income | $169,000 | 4,196 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $169,000 | 4,140 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $169,000 | 4,139 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $169,000 | 4,140 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $122,000 | 234 |
| Net operating income | $169,000 | 4,121 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $4,664,000 | 3,676 |
| Total interest expense | $758,000 | 3,336 |
| Net interest income | $3,906,000 | 3,722 |
| Provision for loan and lease losses | $1,295,000 | 1,354 |
| Total noninterest income | $324,000 | 3,981 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $1,000 | 4,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $323,000 | 3,561 |
| Total noninterest expense | $3,511,000 | 3,583 |
| Salaries and employee benefits | $1,701,000 | 3,798 |
| Premises and equipment expense | $208,000 | 4,213 |
| Additional noninterest expense | $1,602,000 | 2,934 |
| Pre-tax net operating income | $-576,000 | 4,877 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $-576,000 | 4,887 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-576,000 | 4,887 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-576,000 | 4,887 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $474,000 | 276 |
| Net operating income | $-576,000 | 4,879 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $3,155,000 | 3,868 |
| Total interest expense | $523,000 | 3,542 |
| Net interest income | $2,632,000 | 3,856 |
| Provision for loan and lease losses | $872,000 | 1,479 |
| Total noninterest income | $216,000 | 4,062 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,000 | 4,887 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 3,651 |
| Total noninterest expense | $2,477,000 | 3,665 |
| Salaries and employee benefits | $1,185,000 | 3,894 |
| Premises and equipment expense | $111,000 | 4,505 |
| Additional noninterest expense | $1,181,000 | 2,938 |
| Pre-tax net operating income | $-501,000 | 4,898 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $-501,000 | 4,903 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-501,000 | 4,903 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-501,000 | 4,903 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $353,000 | 253 |
| Net operating income | $-501,000 | 4,895 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,917,000 | 4,002 |
| Total interest expense | $371,000 | 3,567 |
| Net interest income | $1,546,000 | 4,054 |
| Provision for loan and lease losses | $615,000 | 1,432 |
| Total noninterest income | $171,000 | 3,936 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $0 | 4,931 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 3,472 |
| Total noninterest expense | $1,580,000 | 3,750 |
| Salaries and employee benefits | $748,000 | 3,987 |
| Premises and equipment expense | $47,000 | 4,773 |
| Additional noninterest expense | $785,000 | 2,943 |
| Pre-tax net operating income | $-478,000 | 4,931 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $-478,000 | 4,923 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-478,000 | 4,923 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-478,000 | 4,923 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $231,000 | 239 |
| Net operating income | $-478,000 | 4,930 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $905,000 | 4,106 |
| Total interest expense | $241,000 | 3,322 |
| Net interest income | $664,000 | 4,226 |
| Provision for loan and lease losses | $314,000 | 1,154 |
| Total noninterest income | $132,000 | 3,517 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $0 | 4,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 2,891 |
| Total noninterest expense | $842,000 | 3,690 |
| Salaries and employee benefits | $372,000 | 4,021 |
| Premises and equipment expense | $20,000 | 4,864 |
| Additional noninterest expense | $450,000 | 2,709 |
| Pre-tax net operating income | $-360,000 | 4,965 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $-360,000 | 4,931 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-360,000 | 4,932 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-360,000 | 4,931 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $116,000 | 235 |
| Net operating income | $-360,000 | 4,963 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $1,259,000 | 4,968 |
| Total interest expense | $169,000 | 4,872 |
| Net interest income | $1,090,000 | 4,963 |
| Provision for loan and lease losses | $622,000 | 1,307 |
| Total noninterest income | $31,000 | 5,055 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $0 | 5,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 4,851 |
| Total noninterest expense | $2,620,000 | 4,075 |
| Salaries and employee benefits | $974,000 | 4,534 |
| Premises and equipment expense | $79,000 | 4,954 |
| Additional noninterest expense | $1,567,000 | 2,997 |
| Pre-tax net operating income | $-2,121,000 | 5,141 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $-2,121,000 | 5,138 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-2,121,000 | 5,139 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-2,121,000 | 5,139 |
| Net charge-offs | $0 | 3,726 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $44,474,000 | 14 |
| Net operating income | $-2,121,000 | 5,133 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $616,000 | 5,163 |
| Total interest expense | $47,000 | 5,164 |
| Net interest income | $569,000 | 5,140 |
| Provision for loan and lease losses | $362,000 | 1,424 |
| Total noninterest income | $5,000 | 5,190 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $0 | 5,128 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 5,105 |
| Total noninterest expense | $1,737,000 | 4,288 |
| Salaries and employee benefits | $589,000 | 4,780 |
| Premises and equipment expense | $57,000 | 5,022 |
| Additional noninterest expense | $1,091,000 | 3,171 |
| Pre-tax net operating income | $-1,525,000 | 5,216 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $-1,525,000 | 5,215 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-1,525,000 | 5,215 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-1,525,000 | 5,215 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $44,189,000 | 12 |
| Net operating income | $-1,525,000 | 5,212 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $219,000 | 5,273 |
| Total interest expense | $6,000 | 5,274 |
| Net interest income | $213,000 | 5,266 |
| Provision for loan and lease losses | $115,000 | 2,104 |
| Total noninterest income | $0 | 5,250 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $0 | 5,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 5,202 |
| Total noninterest expense | $1,078,000 | 4,393 |
| Salaries and employee benefits | $249,000 | 5,080 |
| Premises and equipment expense | $28,000 | 5,143 |
| Additional noninterest expense | $801,000 | 3,003 |
| Pre-tax net operating income | $-980,000 | 5,263 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $-980,000 | 5,259 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-980,000 | 5,258 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-980,000 | 5,258 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $43,984,000 | 9 |
| Net operating income | $-980,000 | 5,257 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.