Home > Ohio River Bank > Assets and Liabilities
Ohio River Bank, Assets and Liabilities
| 2012-06-30 | Rank | |
| # of Employees: | 34 | 3,892 |
| Assets and Liabilities | ||
| Total Assets: | $107,058,000 | 4,736 |
| Cash and due from depository institutions | $2,224,000 | 3,892 |
| Interest-bearing balances | $286,000 | 6,362 |
| Securities | $37,360,000 | 3,270 |
| Federal funds sold & reverse repurchase agreements | $6,265,000 | 870 |
| Net loans & leases | $59,651,000 | 4,779 |
| Loan loss allowance | $742,000 | 5,194 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $651,000 | 5,586 |
| Other real estate owned | $10,000 | 3,892 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $897,000 | 6,132 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $107,058,000 | 4,736 |
| Total liabilities | $98,201,000 | 4,644 |
| Total deposits | $90,816,000 | 4,721 |
| Interest-bearing deposits | $78,020,000 | 4,594 |
| Deposits held in domestic offices | $90,816,000 | 4,719 |
| % insured | 68.15% | 6,940 |
| Federal funds purchased & repurchase agreements | $7,106,000 | 1,029 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $279,000 | 5,502 |
| Total equity capital | $8,857,000 | 5,356 |
| Total bank equity capital | $8,857,000 | 5,354 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $2,000,000 | 1,604 |
| Surplus | $2,986,000 | 4,512 |
| Undivided profits | $3,871,000 | 4,730 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $329,000 | 5,431 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $350,000 | 5,517 |
| Earning assets | $103,562,000 | 4,580 |
| Long-term assets (5+ years) | $32,249,000 | 4,095 |
| Average Assets, year-to-date | $99,645,330 | 4,907 |
| Average Assets, quarterly | $102,182,000 | 4,859 |
| Volatile liabilities | $16,943,000 | 2,332 |
| Insider loans | $1,081,000 | 3,648 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $4,639,000 | 5,156 |
| Tier 1 (core) risk-based capital | $8,285,000 | 5,372 |
| Tier 2 risk-based capital | $677,000 | 4,919 |
| Total risk weighted assets | $54,231,000 | 5,196 |
| Total unused commitments | $4,639,000 | 5,156 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 28 | 4,462 |
| Assets and Liabilities | ||
| Total Assets: | $97,306,000 | 5,039 |
| Cash and due from depository institutions | $2,218,000 | 4,462 |
| Interest-bearing balances | $214,000 | 6,515 |
| Securities | $32,025,000 | 3,616 |
| Federal funds sold & reverse repurchase agreements | $2,515,000 | 2,062 |
| Net loans & leases | $58,934,000 | 4,802 |
| Loan loss allowance | $777,000 | 5,125 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $651,000 | 5,639 |
| Other real estate owned | $60,000 | 4,462 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $903,000 | 6,173 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $97,306,000 | 5,039 |
| Total liabilities | $88,668,000 | 4,972 |
| Total deposits | $81,185,000 | 5,074 |
| Interest-bearing deposits | $69,401,000 | 4,967 |
| Deposits held in domestic offices | $81,185,000 | 5,073 |
| % insured | 73.37% | 6,764 |
| Federal funds purchased & repurchase agreements | $7,238,000 | 1,014 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $245,000 | 5,611 |
| Total equity capital | $8,638,000 | 5,409 |
| Total bank equity capital | $8,638,000 | 5,407 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $2,000,000 | 1,627 |
| Surplus | $2,986,000 | 4,538 |
| Undivided profits | $3,652,000 | 4,771 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $340,000 | 5,534 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $321,000 | 5,717 |
| Earning assets | $93,688,000 | 4,882 |
| Long-term assets (5+ years) | $21,054,000 | 4,935 |
| Average Assets, year-to-date | $95,939,000 | 5,041 |
| Average Assets, quarterly | $95,939,000 | 5,041 |
| Volatile liabilities | $13,898,000 | 2,692 |
| Insider loans | $1,144,000 | 3,568 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $4,848,000 | 5,153 |
| Tier 1 (core) risk-based capital | $8,158,000 | 5,420 |
| Tier 2 risk-based capital | $644,000 | 5,058 |
| Total risk weighted assets | $51,617,000 | 5,329 |
| Total unused commitments | $4,848,000 | 5,153 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 29 | 4,371 |
| Assets and Liabilities | ||
| Total Assets: | $94,572,000 | 5,088 |
| Cash and due from depository institutions | $2,379,000 | 4,371 |
| Interest-bearing balances | $137,000 | 6,527 |
| Securities | $29,606,000 | 3,705 |
| Federal funds sold & reverse repurchase agreements | $1,881,000 | 2,080 |
| Net loans & leases | $58,963,000 | 4,854 |
| Loan loss allowance | $670,000 | 5,393 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $659,000 | 5,670 |
| Other real estate owned | $60,000 | 4,371 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $1,024,000 | 6,096 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $94,572,000 | 5,088 |
| Total liabilities | $85,973,000 | 5,038 |
| Total deposits | $78,142,000 | 5,130 |
| Interest-bearing deposits | $65,513,000 | 5,099 |
| Deposits held in domestic offices | $78,142,000 | 5,129 |
| % insured | 74.97% | 6,706 |
| Federal funds purchased & repurchase agreements | $7,603,000 | 1,014 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $228,000 | 5,766 |
| Total equity capital | $8,599,000 | 5,423 |
| Total bank equity capital | $8,599,000 | 5,421 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $2,000,000 | 1,637 |
| Surplus | $2,986,000 | 4,567 |
| Undivided profits | $3,613,000 | 4,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $495,000 | 5,194 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $318,000 | 5,860 |
| Earning assets | $90,587,000 | 4,947 |
| Long-term assets (5+ years) | $19,346,000 | 4,491 |
| Average Assets, year-to-date | $95,753,600 | 5,022 |
| Average Assets, quarterly | $94,727,000 | 5,075 |
| Volatile liabilities | $14,400,000 | 2,809 |
| Insider loans | $1,120,000 | 3,663 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $6,333,000 | 4,681 |
| Tier 1 (core) risk-based capital | $8,141,000 | 5,422 |
| Tier 2 risk-based capital | $642,000 | 5,086 |
| Total risk weighted assets | $51,371,000 | 5,375 |
| Total unused commitments | $6,333,000 | 4,685 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 29 | 4,386 |
| Assets and Liabilities | ||
| Total Assets: | $94,882,000 | 5,101 |
| Cash and due from depository institutions | $3,448,000 | 4,386 |
| Interest-bearing balances | $783,000 | 5,852 |
| Securities | $30,682,000 | 3,562 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $58,931,000 | 4,895 |
| Loan loss allowance | $1,225,000 | 4,236 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $652,000 | 5,721 |
| Other real estate owned | $65,000 | 4,386 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $1,104,000 | 6,071 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $94,881,000 | 5,101 |
| Total liabilities | $86,206,000 | 5,024 |
| Total deposits | $77,494,000 | 5,162 |
| Interest-bearing deposits | $66,741,000 | 5,078 |
| Deposits held in domestic offices | $77,494,000 | 5,161 |
| % insured | 73.48% | 6,907 |
| Federal funds purchased & repurchase agreements | $8,512,000 | 973 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $200,000 | 6,246 |
| Total equity capital | $8,675,000 | 5,459 |
| Total bank equity capital | $8,675,000 | 5,457 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $2,000,000 | 1,668 |
| Surplus | $2,986,000 | 4,606 |
| Undivided profits | $3,689,000 | 4,798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $1,035,000 | 4,416 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $332,000 | 5,890 |
| Earning assets | $90,396,000 | 4,976 |
| Long-term assets (5+ years) | $43,116,000 | 2,924 |
| Average Assets, year-to-date | $96,049,000 | 5,038 |
| Average Assets, quarterly | $96,178,500 | 5,058 |
| Volatile liabilities | $16,598,000 | 2,573 |
| Insider loans | $1,231,000 | 3,551 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $5,912,000 | 4,806 |
| Tier 1 (core) risk-based capital | $8,107,000 | 5,485 |
| Tier 2 risk-based capital | $663,000 | 5,064 |
| Total risk weighted assets | $51,684,000 | 5,392 |
| Total unused commitments | $5,912,000 | 4,810 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 29 | 4,447 |
| Assets and Liabilities | ||
| Total Assets: | $97,475,000 | 5,056 |
| Cash and due from depository institutions | $2,496,000 | 4,447 |
| Interest-bearing balances | $254,000 | 6,282 |
| Securities | $34,066,000 | 3,364 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $59,037,000 | 4,952 |
| Loan loss allowance | $1,238,000 | 4,231 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $665,000 | 5,745 |
| Other real estate owned | $0 | 4,447 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $1,211,000 | 5,961 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $97,475,000 | 5,056 |
| Total liabilities | $89,214,000 | 4,957 |
| Total deposits | $80,210,000 | 5,116 |
| Interest-bearing deposits | $64,066,000 | 5,211 |
| Deposits held in domestic offices | $80,210,000 | 5,115 |
| % insured | 76.83% | 6,734 |
| Federal funds purchased & repurchase agreements | $8,758,000 | 984 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $246,000 | 5,849 |
| Total equity capital | $8,261,000 | 5,586 |
| Total bank equity capital | $8,261,000 | 5,585 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,000,000 | 1,694 |
| Surplus | $2,986,000 | 4,648 |
| Undivided profits | $3,275,000 | 4,899 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $1,027,000 | 4,479 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $344,000 | 5,845 |
| Earning assets | $93,357,000 | 4,908 |
| Long-term assets (5+ years) | $30,077,000 | 3,606 |
| Average Assets, year-to-date | $96,438,000 | 5,064 |
| Average Assets, quarterly | $97,331,000 | 5,049 |
| Volatile liabilities | $13,012,000 | 3,017 |
| Insider loans | $1,889,000 | 2,850 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $7,370,000 | 4,459 |
| Tier 1 (core) risk-based capital | $7,867,000 | 5,573 |
| Tier 2 risk-based capital | $654,000 | 5,129 |
| Total risk weighted assets | $52,262,000 | 5,429 |
| Total unused commitments | $7,370,000 | 4,461 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 29 | 4,457 |
| Assets and Liabilities | ||
| Total Assets: | $97,187,000 | 5,096 |
| Cash and due from depository institutions | $2,394,000 | 4,457 |
| Interest-bearing balances | $340,000 | 6,205 |
| Securities | $29,637,000 | 3,661 |
| Federal funds sold & reverse repurchase agreements | $2,671,000 | 2,281 |
| Net loans & leases | $60,650,000 | 4,898 |
| Loan loss allowance | $621,000 | 5,645 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $678,000 | 5,776 |
| Other real estate owned | $0 | 4,457 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $1,157,000 | 6,115 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $97,187,000 | 5,096 |
| Total liabilities | $89,294,000 | 5,010 |
| Total deposits | $81,008,000 | 5,127 |
| Interest-bearing deposits | $64,318,000 | 5,244 |
| Deposits held in domestic offices | $81,008,000 | 5,126 |
| % insured | 77.95% | 6,652 |
| Federal funds purchased & repurchase agreements | $8,060,000 | 1,039 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $226,000 | 5,913 |
| Total equity capital | $7,893,000 | 5,672 |
| Total bank equity capital | $7,893,000 | 5,671 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,000,000 | 1,720 |
| Surplus | $2,986,000 | 4,684 |
| Undivided profits | $2,907,000 | 4,956 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $1,003,000 | 4,609 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $343,000 | 5,861 |
| Earning assets | $93,298,000 | 4,949 |
| Long-term assets (5+ years) | $27,503,000 | 3,732 |
| Average Assets, year-to-date | $95,919,500 | 5,108 |
| Average Assets, quarterly | $95,919,500 | 5,108 |
| Volatile liabilities | $12,057,000 | 3,188 |
| Insider loans | $1,935,000 | 2,858 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $7,287,000 | 4,552 |
| Tier 1 (core) risk-based capital | $7,981,000 | 5,554 |
| Tier 2 risk-based capital | $621,000 | 5,255 |
| Total risk weighted assets | $54,142,000 | 5,374 |
| Total unused commitments | $7,287,000 | 4,555 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 29 | 4,502 |
| Assets and Liabilities | ||
| Total Assets: | $94,652,000 | 5,193 |
| Cash and due from depository institutions | $2,525,000 | 4,502 |
| Interest-bearing balances | $180,000 | 6,421 |
| Securities | $29,043,000 | 3,578 |
| Federal funds sold & reverse repurchase agreements | $324,000 | 3,681 |
| Net loans & leases | $60,806,000 | 4,998 |
| Loan loss allowance | $605,000 | 5,727 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $689,000 | 5,824 |
| Other real estate owned | $0 | 4,502 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $1,265,000 | 6,101 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $94,652,000 | 5,193 |
| Total liabilities | $86,879,000 | 5,092 |
| Total deposits | $76,414,000 | 5,292 |
| Interest-bearing deposits | $63,950,000 | 5,278 |
| Deposits held in domestic offices | $76,414,000 | 5,291 |
| % insured | 77.80% | 6,678 |
| Federal funds purchased & repurchase agreements | $7,905,000 | 1,075 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $2,400,000 | 3,883 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $160,000 | 6,457 |
| Total equity capital | $7,773,000 | 5,737 |
| Total bank equity capital | $7,773,000 | 5,736 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,000,000 | 1,743 |
| Surplus | $2,986,000 | 4,729 |
| Undivided profits | $2,787,000 | 5,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $172,000 | 6,384 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $328,000 | 6,075 |
| Earning assets | $90,353,000 | 5,069 |
| Long-term assets (5+ years) | $26,126,000 | 3,749 |
| Average Assets, year-to-date | $93,147,600 | 5,189 |
| Average Assets, quarterly | $93,516,500 | 5,217 |
| Volatile liabilities | $22,922,000 | 4,374 |
| Insider loans | $1,965,000 | 2,882 |
| FHLB advances | $2,400,000 | 3,736 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $5,909,000 | 4,883 |
| Tier 1 (core) risk-based capital | $7,934,000 | 5,596 |
| Tier 2 risk-based capital | $605,000 | 5,359 |
| Total risk weighted assets | $54,833,000 | 5,432 |
| Total unused commitments | $5,909,000 | 4,884 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 30 | 4,448 |
| Assets and Liabilities | ||
| Total Assets: | $92,381,000 | 5,305 |
| Cash and due from depository institutions | $2,398,000 | 4,448 |
| Interest-bearing balances | $325,000 | 6,131 |
| Securities | $26,428,000 | 3,755 |
| Federal funds sold & reverse repurchase agreements | $1,089,000 | 3,167 |
| Net loans & leases | $60,639,000 | 5,091 |
| Loan loss allowance | $565,000 | 5,910 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $694,000 | 5,893 |
| Other real estate owned | $42,000 | 4,448 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $1,091,000 | 6,470 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $92,381,000 | 5,305 |
| Total liabilities | $84,195,000 | 5,213 |
| Total deposits | $75,910,000 | 5,335 |
| Interest-bearing deposits | $64,993,000 | 5,302 |
| Deposits held in domestic offices | $75,910,000 | 5,334 |
| % insured | 71.79% | 7,012 |
| Federal funds purchased & repurchase agreements | $8,121,000 | 1,071 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $164,000 | 6,813 |
| Total equity capital | $8,186,000 | 5,768 |
| Total bank equity capital | $8,186,000 | 5,767 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $2,000,000 | 1,771 |
| Surplus | $2,986,000 | 4,768 |
| Undivided profits | $3,200,000 | 5,045 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $172,000 | 6,499 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $359,000 | 6,103 |
| Earning assets | $88,481,000 | 5,158 |
| Long-term assets (5+ years) | $26,001,000 | 3,704 |
| Average Assets, year-to-date | $92,771,500 | 5,261 |
| Average Assets, quarterly | $92,582,500 | 5,297 |
| Volatile liabilities | $20,115,000 | 4,797 |
| Insider loans | $1,993,000 | 2,907 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $7,799,000 | 4,477 |
| Tier 1 (core) risk-based capital | $7,866,000 | 5,711 |
| Tier 2 risk-based capital | $565,000 | 5,565 |
| Total risk weighted assets | $54,473,000 | 5,539 |
| Total unused commitments | $7,799,000 | 4,480 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 28 | 4,711 |
| Assets and Liabilities | ||
| Total Assets: | $92,784,000 | 5,320 |
| Cash and due from depository institutions | $2,804,000 | 4,711 |
| Interest-bearing balances | $171,000 | 6,364 |
| Securities | $31,095,000 | 3,395 |
| Federal funds sold & reverse repurchase agreements | $1,297,000 | 3,099 |
| Net loans & leases | $55,678,000 | 5,346 |
| Loan loss allowance | $570,000 | 5,917 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $704,000 | 5,929 |
| Other real estate owned | $0 | 4,711 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $1,206,000 | 6,352 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $92,784,000 | 5,320 |
| Total liabilities | $84,629,000 | 5,219 |
| Total deposits | $75,766,000 | 5,360 |
| Interest-bearing deposits | $64,117,000 | 5,357 |
| Deposits held in domestic offices | $75,766,000 | 5,359 |
| % insured | 81.24% | 6,012 |
| Federal funds purchased & repurchase agreements | $8,672,000 | 1,040 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $191,000 | 6,583 |
| Total equity capital | $8,155,000 | 5,772 |
| Total bank equity capital | $8,155,000 | 5,771 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,000,000 | 1,792 |
| Surplus | $2,986,000 | 4,795 |
| Undivided profits | $3,169,000 | 5,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $223,000 | 6,394 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $422,000 | 5,649 |
| Earning assets | $88,241,000 | 5,171 |
| Long-term assets (5+ years) | $28,868,000 | 3,507 |
| Average Assets, year-to-date | $92,901,670 | 5,281 |
| Average Assets, quarterly | $93,479,000 | 5,287 |
| Volatile liabilities | $19,714,000 | 4,879 |
| Insider loans | $2,025,000 | 2,945 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $6,388,000 | 4,894 |
| Tier 1 (core) risk-based capital | $7,746,000 | 5,774 |
| Tier 2 risk-based capital | $570,000 | 5,573 |
| Total risk weighted assets | $51,678,000 | 5,682 |
| Total unused commitments | $6,388,000 | 4,896 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 28 | 4,748 |
| Assets and Liabilities | ||
| Total Assets: | $94,174,000 | 5,322 |
| Cash and due from depository institutions | $2,642,000 | 4,748 |
| Interest-bearing balances | $428,000 | 5,920 |
| Securities | $28,383,000 | 3,618 |
| Federal funds sold & reverse repurchase agreements | $5,552,000 | 1,630 |
| Net loans & leases | $55,728,000 | 5,394 |
| Loan loss allowance | $560,000 | 5,996 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $710,000 | 6,004 |
| Other real estate owned | $0 | 4,748 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $1,159,000 | 6,518 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $94,174,000 | 5,322 |
| Total liabilities | $86,305,000 | 5,229 |
| Total deposits | $77,571,000 | 5,355 |
| Interest-bearing deposits | $64,398,000 | 5,401 |
| Deposits held in domestic offices | $77,571,000 | 5,354 |
| % insured | 78.35% | 6,531 |
| Federal funds purchased & repurchase agreements | $8,525,000 | 1,087 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $209,000 | 6,423 |
| Total equity capital | $7,869,000 | 5,899 |
| Total bank equity capital | $7,869,000 | 5,898 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,000,000 | 1,830 |
| Surplus | $2,986,000 | 4,869 |
| Undivided profits | $2,883,000 | 5,138 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $210,000 | 6,490 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $373,000 | 6,060 |
| Earning assets | $90,091,000 | 5,176 |
| Long-term assets (5+ years) | $24,267,000 | 3,819 |
| Average Assets, year-to-date | $92,960,500 | 5,355 |
| Average Assets, quarterly | $92,960,500 | 5,355 |
| Volatile liabilities | $20,550,000 | 4,827 |
| Insider loans | $2,047,000 | 2,965 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $6,175,000 | 5,093 |
| Tier 1 (core) risk-based capital | $7,657,000 | 5,849 |
| Tier 2 risk-based capital | $560,000 | 5,654 |
| Total risk weighted assets | $52,063,000 | 5,729 |
| Total unused commitments | $6,175,000 | 5,096 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 29 | 4,700 |
| Assets and Liabilities | ||
| Total Assets: | $91,747,000 | 5,423 |
| Cash and due from depository institutions | $3,386,000 | 4,700 |
| Interest-bearing balances | $1,304,000 | 4,874 |
| Securities | $28,738,000 | 3,569 |
| Federal funds sold & reverse repurchase agreements | $562,000 | 3,914 |
| Net loans & leases | $57,117,000 | 5,387 |
| Loan loss allowance | $557,000 | 5,992 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $719,000 | 6,049 |
| Other real estate owned | $0 | 4,700 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $1,225,000 | 6,523 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $91,747,000 | 5,423 |
| Total liabilities | $83,869,000 | 5,355 |
| Total deposits | $75,713,000 | 5,433 |
| Interest-bearing deposits | $64,370,000 | 5,398 |
| Deposits held in domestic offices | $75,713,000 | 5,433 |
| % insured | 80.06% | 6,314 |
| Federal funds purchased & repurchase agreements | $8,020,000 | 1,163 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $136,000 | 7,055 |
| Total equity capital | $7,878,000 | 5,903 |
| Total bank equity capital | $7,878,000 | 5,902 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,000,000 | 1,862 |
| Surplus | $2,986,000 | 4,910 |
| Undivided profits | $2,892,000 | 5,123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $139,000 | 6,706 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $407,000 | 5,958 |
| Earning assets | $87,721,000 | 5,273 |
| Long-term assets (5+ years) | $12,334,000 | 5,039 |
| Average Assets, year-to-date | $89,954,000 | 5,393 |
| Average Assets, quarterly | $91,015,000 | 5,422 |
| Volatile liabilities | $19,728,000 | 4,952 |
| Insider loans | $2,057,000 | 3,006 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $5,923,000 | 5,173 |
| Tier 1 (core) risk-based capital | $7,585,000 | 5,890 |
| Tier 2 risk-based capital | $557,000 | 5,679 |
| Total risk weighted assets | $52,148,000 | 5,777 |
| Total unused commitments | $5,923,000 | 5,173 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 29 | 4,732 |
| Assets and Liabilities | ||
| Total Assets: | $90,283,000 | 5,474 |
| Cash and due from depository institutions | $2,084,000 | 4,732 |
| Interest-bearing balances | $247,000 | 5,951 |
| Securities | $26,564,000 | 3,771 |
| Federal funds sold & reverse repurchase agreements | $1,995,000 | 2,988 |
| Net loans & leases | $58,099,000 | 5,376 |
| Loan loss allowance | $557,000 | 5,979 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $733,000 | 6,073 |
| Other real estate owned | $0 | 4,732 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $808,000 | 6,870 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $90,283,000 | 5,474 |
| Total liabilities | $82,261,000 | 5,397 |
| Total deposits | $73,001,000 | 5,521 |
| Interest-bearing deposits | $63,021,000 | 5,462 |
| Deposits held in domestic offices | $73,001,000 | 5,520 |
| % insured | 81.15% | 6,300 |
| Federal funds purchased & repurchase agreements | $9,075,000 | 1,143 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $185,000 | 7,049 |
| Total equity capital | $8,022,000 | 5,972 |
| Total bank equity capital | $8,022,000 | 5,971 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,000,000 | 1,885 |
| Surplus | $2,986,000 | 4,942 |
| Undivided profits | $3,036,000 | 5,256 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $59,000 | 7,139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $356,000 | 6,491 |
| Earning assets | $86,905,000 | 5,325 |
| Long-term assets (5+ years) | $12,401,000 | 5,070 |
| Average Assets, year-to-date | $89,505,750 | 5,437 |
| Average Assets, quarterly | $89,569,500 | 5,482 |
| Volatile liabilities | $20,873,000 | 4,875 |
| Insider loans | $2,804,000 | 2,485 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $5,576,000 | 5,418 |
| Tier 1 (core) risk-based capital | $7,654,000 | 5,957 |
| Tier 2 risk-based capital | $557,000 | 5,668 |
| Total risk weighted assets | $52,755,000 | 5,784 |
| Total unused commitments | $5,576,000 | 5,419 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 27 | 5,008 |
| Assets and Liabilities | ||
| Total Assets: | $88,856,000 | 5,538 |
| Cash and due from depository institutions | $2,464,000 | 5,008 |
| Interest-bearing balances | $160,000 | 6,065 |
| Securities | $28,616,000 | 3,554 |
| Federal funds sold & reverse repurchase agreements | $288,000 | 4,711 |
| Net loans & leases | $55,685,000 | 5,512 |
| Loan loss allowance | $550,000 | 6,008 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $751,000 | 6,116 |
| Other real estate owned | $0 | 5,008 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $1,052,000 | 6,453 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $88,856,000 | 5,538 |
| Total liabilities | $81,079,000 | 5,443 |
| Total deposits | $69,967,000 | 5,649 |
| Interest-bearing deposits | $59,241,000 | 5,641 |
| Deposits held in domestic offices | $69,967,000 | 5,647 |
| % insured | 72.30% | 5,638 |
| Federal funds purchased & repurchase agreements | $9,155,000 | 1,138 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $1,700,000 | 4,792 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $257,000 | 6,629 |
| Total equity capital | $7,777,000 | 6,066 |
| Total bank equity capital | $7,777,000 | 6,064 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,000,000 | 1,914 |
| Surplus | $2,986,000 | 4,985 |
| Undivided profits | $2,791,000 | 5,337 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $56,000 | 7,188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $463,000 | 5,740 |
| Earning assets | $84,749,000 | 5,402 |
| Long-term assets (5+ years) | $12,355,000 | 5,034 |
| Average Assets, year-to-date | $89,246,670 | 5,486 |
| Average Assets, quarterly | $88,277,000 | 5,539 |
| Volatile liabilities | $20,258,000 | 4,955 |
| Insider loans | $2,244,000 | 2,914 |
| FHLB advances | $1,700,000 | 4,619 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $7,161,000 | 5,041 |
| Tier 1 (core) risk-based capital | $7,573,000 | 6,036 |
| Tier 2 risk-based capital | $550,000 | 5,693 |
| Total risk weighted assets | $50,953,000 | 5,905 |
| Total unused commitments | $7,161,000 | 5,047 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 28 | 4,918 |
| Assets and Liabilities | ||
| Total Assets: | $87,698,000 | 5,587 |
| Cash and due from depository institutions | $2,591,000 | 4,918 |
| Interest-bearing balances | $93,000 | 6,171 |
| Securities | $26,353,000 | 3,767 |
| Federal funds sold & reverse repurchase agreements | $893,000 | 4,579 |
| Net loans & leases | $56,214,000 | 5,503 |
| Loan loss allowance | $538,000 | 6,035 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $767,000 | 6,137 |
| Other real estate owned | $0 | 4,918 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $880,000 | 6,791 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $87,698,000 | 5,587 |
| Total liabilities | $79,910,000 | 5,487 |
| Total deposits | $67,603,000 | 5,755 |
| Interest-bearing deposits | $58,004,000 | 5,710 |
| Deposits held in domestic offices | $67,603,000 | 5,755 |
| % insured | 72.40% | 5,663 |
| Federal funds purchased & repurchase agreements | $9,965,000 | 1,119 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $2,000,000 | 4,722 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $342,000 | 6,049 |
| Total equity capital | $7,788,000 | 6,129 |
| Total bank equity capital | $7,788,000 | 6,128 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,000,000 | 1,924 |
| Surplus | $2,986,000 | 5,014 |
| Undivided profits | $2,802,000 | 5,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $368,000 | 6,370 |
| Earning assets | $83,553,000 | 5,467 |
| Long-term assets (5+ years) | $12,056,000 | 5,079 |
| Average Assets, year-to-date | $89,442,000 | 5,506 |
| Average Assets, quarterly | $89,442,000 | 5,506 |
| Volatile liabilities | $21,300,000 | 4,814 |
| Insider loans | $2,256,000 | 2,912 |
| FHLB advances | $2,000,000 | 4,565 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $5,320,000 | 5,713 |
| Tier 1 (core) risk-based capital | $7,505,000 | 6,109 |
| Tier 2 risk-based capital | $538,000 | 5,772 |
| Total risk weighted assets | $50,884,000 | 5,905 |
| Total unused commitments | $5,320,000 | 5,716 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 27 | 5,069 |
| Assets and Liabilities | ||
| Total Assets: | $91,186,000 | 5,459 |
| Cash and due from depository institutions | $2,885,000 | 5,069 |
| Interest-bearing balances | $191,000 | 5,181 |
| Securities | $29,729,000 | 3,484 |
| Federal funds sold & reverse repurchase agreements | $513,000 | 4,464 |
| Net loans & leases | $56,294,000 | 5,542 |
| Loan loss allowance | $524,000 | 6,049 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $793,000 | 6,136 |
| Other real estate owned | $0 | 5,069 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $972,000 | 6,713 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $91,186,000 | 5,459 |
| Total liabilities | $83,463,000 | 5,350 |
| Total deposits | $65,626,000 | 5,792 |
| Interest-bearing deposits | $55,726,000 | 5,754 |
| Deposits held in domestic offices | $65,626,000 | 5,790 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,655,000 | 985 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $3,000,000 | 4,654 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $182,000 | 7,132 |
| Total equity capital | $7,723,000 | 6,172 |
| Total bank equity capital | $7,723,000 | 6,172 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,000,000 | 1,932 |
| Surplus | $2,986,000 | 5,017 |
| Undivided profits | $2,737,000 | 5,480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $94,000 | 6,836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $513,000 | 5,702 |
| Earning assets | $86,727,000 | 5,328 |
| Long-term assets (5+ years) | $9,438,000 | 5,447 |
| Average Assets, year-to-date | $91,068,600 | 5,318 |
| Average Assets, quarterly | $92,846,500 | 5,362 |
| Volatile liabilities | $26,092,000 | 4,252 |
| Insider loans | $1,518,000 | 3,649 |
| FHLB advances | $3,000,000 | 4,513 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $5,655,000 | 5,620 |
| Tier 1 (core) risk-based capital | $7,419,000 | 6,156 |
| Tier 2 risk-based capital | $524,000 | 5,824 |
| Total risk weighted assets | $51,388,000 | 5,910 |
| Total unused commitments | $5,655,000 | 5,621 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 29 | 4,909 |
| Assets and Liabilities | ||
| Total Assets: | $94,507,000 | 5,331 |
| Cash and due from depository institutions | $2,056,000 | 4,909 |
| Interest-bearing balances | $89,000 | 5,294 |
| Securities | $31,547,000 | 3,276 |
| Federal funds sold & reverse repurchase agreements | $3,652,000 | 2,784 |
| Net loans & leases | $55,280,000 | 5,587 |
| Loan loss allowance | $513,000 | 6,060 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $809,000 | 6,134 |
| Other real estate owned | $0 | 4,909 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,163,000 | 6,442 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $94,507,000 | 5,331 |
| Total liabilities | $87,148,000 | 5,194 |
| Total deposits | $66,566,000 | 5,696 |
| Interest-bearing deposits | $58,049,000 | 5,610 |
| Deposits held in domestic offices | $66,566,000 | 5,695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,370,000 | 857 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $212,000 | 7,102 |
| Total equity capital | $7,359,000 | 6,371 |
| Total bank equity capital | $7,359,000 | 6,371 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,000,000 | 1,945 |
| Surplus | $2,986,000 | 5,036 |
| Undivided profits | $2,373,000 | 5,764 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $98,000 | 6,696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $522,000 | 5,803 |
| Earning assets | $90,568,000 | 5,179 |
| Long-term assets (5+ years) | $14,873,000 | 4,552 |
| Average Assets, year-to-date | $91,039,250 | 5,338 |
| Average Assets, quarterly | $94,734,000 | 5,287 |
| Volatile liabilities | $28,826,000 | 3,920 |
| Insider loans | $1,529,000 | 3,651 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $6,870,000 | 5,391 |
| Tier 1 (core) risk-based capital | $7,341,000 | 6,296 |
| Tier 2 risk-based capital | $513,000 | 5,815 |
| Total risk weighted assets | $51,826,000 | 5,904 |
| Total unused commitments | $6,870,000 | 5,393 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 29 | 4,966 |
| Assets and Liabilities | ||
| Total Assets: | $94,961,000 | 5,315 |
| Cash and due from depository institutions | $3,726,000 | 4,966 |
| Interest-bearing balances | $85,000 | 5,266 |
| Securities | $31,071,000 | 3,359 |
| Federal funds sold & reverse repurchase agreements | $5,698,000 | 2,011 |
| Net loans & leases | $52,300,000 | 5,691 |
| Loan loss allowance | $514,000 | 6,001 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $803,000 | 6,185 |
| Other real estate owned | $0 | 4,966 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,363,000 | 6,067 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $94,961,000 | 5,315 |
| Total liabilities | $87,948,000 | 5,195 |
| Total deposits | $67,213,000 | 5,696 |
| Interest-bearing deposits | $57,720,000 | 5,642 |
| Deposits held in domestic offices | $67,213,000 | 5,694 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,461,000 | 907 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $274,000 | 6,705 |
| Total equity capital | $7,013,000 | 6,514 |
| Total bank equity capital | $7,013,000 | 6,514 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,000,000 | 1,953 |
| Surplus | $2,986,000 | 5,051 |
| Undivided profits | $2,027,000 | 6,044 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $96,000 | 6,605 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $548,000 | 5,619 |
| Earning assets | $89,154,000 | 5,221 |
| Long-term assets (5+ years) | $16,186,000 | 4,398 |
| Average Assets, year-to-date | $89,883,330 | 5,413 |
| Average Assets, quarterly | $92,541,000 | 5,362 |
| Volatile liabilities | $29,238,000 | 3,861 |
| Insider loans | $1,538,000 | 3,637 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $6,495,000 | 5,587 |
| Tier 1 (core) risk-based capital | $7,180,000 | 6,377 |
| Tier 2 risk-based capital | $514,000 | 5,789 |
| Total risk weighted assets | $49,291,000 | 6,011 |
| Total unused commitments | $6,495,000 | 5,588 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 26 | 5,298 |
| Assets and Liabilities | ||
| Total Assets: | $90,121,000 | 5,446 |
| Cash and due from depository institutions | $4,535,000 | 5,298 |
| Interest-bearing balances | $68,000 | 5,415 |
| Securities | $27,745,000 | 3,624 |
| Federal funds sold & reverse repurchase agreements | $7,883,000 | 2,204 |
| Net loans & leases | $48,068,000 | 5,821 |
| Loan loss allowance | $521,000 | 5,955 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $830,000 | 6,150 |
| Other real estate owned | $0 | 5,298 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $1,060,000 | 6,502 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $90,121,000 | 5,446 |
| Total liabilities | $82,810,000 | 5,317 |
| Total deposits | $73,166,000 | 5,439 |
| Interest-bearing deposits | $64,517,000 | 5,319 |
| Deposits held in domestic offices | $73,166,000 | 5,436 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,284,000 | 1,294 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $360,000 | 6,380 |
| Total equity capital | $7,311,000 | 6,475 |
| Total bank equity capital | $7,311,000 | 6,475 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,000,000 | 1,951 |
| Surplus | $2,986,000 | 5,043 |
| Undivided profits | $2,325,000 | 6,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $484,000 | 5,949 |
| Earning assets | $83,764,000 | 5,414 |
| Long-term assets (5+ years) | $13,037,000 | 4,705 |
| Average Assets, year-to-date | $87,344,500 | 5,499 |
| Average Assets, quarterly | $87,344,500 | 5,499 |
| Volatile liabilities | $17,898,000 | 5,044 |
| Insider loans | $1,464,000 | 3,684 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $5,517,000 | 5,963 |
| Tier 1 (core) risk-based capital | $7,098,000 | 6,421 |
| Tier 2 risk-based capital | $521,000 | 5,737 |
| Total risk weighted assets | $45,223,000 | 6,149 |
| Total unused commitments | $5,517,000 | 5,967 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 26 | 5,310 |
| Assets and Liabilities | ||
| Total Assets: | $84,568,000 | 5,609 |
| Cash and due from depository institutions | $6,556,000 | 5,310 |
| Interest-bearing balances | $69,000 | 5,163 |
| Securities | $25,624,000 | 3,818 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $50,436,000 | 5,727 |
| Loan loss allowance | $521,000 | 5,928 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $844,000 | 6,149 |
| Other real estate owned | $0 | 5,310 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,108,000 | 6,493 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $84,568,000 | 5,609 |
| Total liabilities | $77,508,000 | 5,488 |
| Total deposits | $67,705,000 | 5,631 |
| Interest-bearing deposits | $59,731,000 | 5,513 |
| Deposits held in domestic offices | $67,705,000 | 5,630 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,554,000 | 1,345 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $249,000 | 6,990 |
| Total equity capital | $7,060,000 | 6,543 |
| Total bank equity capital | $7,060,000 | 6,543 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,000,000 | 1,942 |
| Surplus | $2,986,000 | 5,038 |
| Undivided profits | $2,074,000 | 6,211 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $473,000 | 6,234 |
| Earning assets | $76,129,000 | 5,648 |
| Long-term assets (5+ years) | $9,255,000 | 5,092 |
| Average Assets, year-to-date | $84,656,200 | 5,475 |
| Average Assets, quarterly | $85,183,000 | 5,545 |
| Volatile liabilities | $17,807,000 | 5,052 |
| Insider loans | $1,468,000 | 3,657 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $5,888,000 | 5,756 |
| Tier 1 (core) risk-based capital | $7,016,000 | 6,462 |
| Tier 2 risk-based capital | $521,000 | 5,739 |
| Total risk weighted assets | $45,660,000 | 6,121 |
| Total unused commitments | $5,888,000 | 5,756 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 30 | 4,869 |
| Assets and Liabilities | ||
| Total Assets: | $85,798,000 | 5,545 |
| Cash and due from depository institutions | $1,827,000 | 4,869 |
| Interest-bearing balances | $57,000 | 5,181 |
| Securities | $29,653,000 | 3,481 |
| Federal funds sold & reverse repurchase agreements | $1,524,000 | 4,517 |
| Net loans & leases | $50,641,000 | 5,682 |
| Loan loss allowance | $522,000 | 5,919 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $869,000 | 6,126 |
| Other real estate owned | $0 | 4,869 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,284,000 | 6,280 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $85,798,000 | 5,545 |
| Total liabilities | $78,923,000 | 5,400 |
| Total deposits | $69,557,000 | 5,531 |
| Interest-bearing deposits | $59,717,000 | 5,469 |
| Deposits held in domestic offices | $69,557,000 | 5,530 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,114,000 | 1,316 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $252,000 | 7,165 |
| Total equity capital | $6,875,000 | 6,612 |
| Total bank equity capital | $6,875,000 | 6,612 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,000,000 | 1,924 |
| Surplus | $2,986,000 | 5,006 |
| Undivided profits | $1,889,000 | 6,391 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $564,000 | 5,996 |
| Earning assets | $81,875,000 | 5,411 |
| Long-term assets (5+ years) | $9,666,000 | 4,905 |
| Average Assets, year-to-date | $84,678,250 | 5,486 |
| Average Assets, quarterly | $86,476,500 | 5,481 |
| Volatile liabilities | $18,404,000 | 4,912 |
| Insider loans | $1,467,000 | 3,629 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $5,577,000 | 5,884 |
| Tier 1 (core) risk-based capital | $6,939,000 | 6,499 |
| Tier 2 risk-based capital | $522,000 | 5,723 |
| Total risk weighted assets | $46,376,000 | 6,071 |
| Total unused commitments | $5,577,000 | 5,884 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 29 | 5,043 |
| Assets and Liabilities | ||
| Total Assets: | $87,155,000 | 5,502 |
| Cash and due from depository institutions | $1,917,000 | 5,043 |
| Interest-bearing balances | $52,000 | 5,342 |
| Securities | $30,020,000 | 3,427 |
| Federal funds sold & reverse repurchase agreements | $2,438,000 | 3,949 |
| Net loans & leases | $50,548,000 | 5,675 |
| Loan loss allowance | $521,000 | 5,937 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $896,000 | 6,091 |
| Other real estate owned | $0 | 5,043 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,336,000 | 6,128 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $87,155,000 | 5,502 |
| Total liabilities | $80,551,000 | 5,350 |
| Total deposits | $70,577,000 | 5,517 |
| Interest-bearing deposits | $62,201,000 | 5,363 |
| Deposits held in domestic offices | $70,577,000 | 5,515 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,698,000 | 1,216 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $276,000 | 6,874 |
| Total equity capital | $6,604,000 | 6,676 |
| Total bank equity capital | $6,604,000 | 6,676 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,000,000 | 1,920 |
| Surplus | $2,986,000 | 5,008 |
| Undivided profits | $1,618,000 | 6,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $505,000 | 6,076 |
| Earning assets | $83,058,000 | 5,368 |
| Long-term assets (5+ years) | $9,331,000 | 4,902 |
| Average Assets, year-to-date | $84,305,000 | 5,540 |
| Average Assets, quarterly | $86,397,000 | 5,500 |
| Volatile liabilities | $19,320,000 | 4,763 |
| Insider loans | $1,286,000 | 3,829 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $6,417,000 | 5,650 |
| Tier 1 (core) risk-based capital | $6,862,000 | 6,528 |
| Tier 2 risk-based capital | $521,000 | 5,728 |
| Total risk weighted assets | $46,766,000 | 6,069 |
| Total unused commitments | $6,417,000 | 5,652 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 29 | 5,025 |
| Assets and Liabilities | ||
| Total Assets: | $85,639,000 | 5,557 |
| Cash and due from depository institutions | $1,953,000 | 5,025 |
| Interest-bearing balances | $38,000 | 5,632 |
| Securities | $26,360,000 | 3,764 |
| Federal funds sold & reverse repurchase agreements | $6,014,000 | 2,922 |
| Net loans & leases | $49,281,000 | 5,700 |
| Loan loss allowance | $517,000 | 5,966 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $918,000 | 6,056 |
| Other real estate owned | $0 | 5,025 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,113,000 | 6,462 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $85,639,000 | 5,557 |
| Total liabilities | $78,984,000 | 5,409 |
| Total deposits | $69,170,000 | 5,604 |
| Interest-bearing deposits | $60,007,000 | 5,505 |
| Deposits held in domestic offices | $69,170,000 | 5,601 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,604,000 | 1,171 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $210,000 | 7,282 |
| Total equity capital | $6,655,000 | 6,638 |
| Total bank equity capital | $6,655,000 | 6,638 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,000,000 | 1,906 |
| Surplus | $2,986,000 | 4,984 |
| Undivided profits | $1,669,000 | 6,578 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 7,312 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $466,000 | 6,165 |
| Earning assets | $81,693,000 | 5,442 |
| Long-term assets (5+ years) | $8,807,000 | 4,949 |
| Average Assets, year-to-date | $82,880,000 | 5,625 |
| Average Assets, quarterly | $82,880,000 | 5,625 |
| Volatile liabilities | $19,365,000 | 4,700 |
| Insider loans | $1,371,000 | 3,679 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $7,158,000 | 5,481 |
| Tier 1 (core) risk-based capital | $6,797,000 | 6,525 |
| Tier 2 risk-based capital | $517,000 | 5,746 |
| Total risk weighted assets | $44,848,000 | 6,148 |
| Total unused commitments | $7,158,000 | 5,481 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 29 | 5,036 |
| Assets and Liabilities | ||
| Total Assets: | $80,121,000 | 5,742 |
| Cash and due from depository institutions | $3,003,000 | 5,036 |
| Interest-bearing balances | $39,000 | 5,609 |
| Securities | $24,393,000 | 3,994 |
| Federal funds sold & reverse repurchase agreements | $1,348,000 | 4,982 |
| Net loans & leases | $49,233,000 | 5,708 |
| Loan loss allowance | $512,000 | 5,986 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $940,000 | 6,013 |
| Other real estate owned | $0 | 5,036 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,204,000 | 6,336 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $80,121,000 | 5,742 |
| Total liabilities | $73,598,000 | 5,622 |
| Total deposits | $63,856,000 | 5,801 |
| Interest-bearing deposits | $56,018,000 | 5,663 |
| Deposits held in domestic offices | $63,856,000 | 5,800 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,501,000 | 1,225 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $241,000 | 7,033 |
| Total equity capital | $6,523,000 | 6,656 |
| Total bank equity capital | $6,523,000 | 6,656 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,000,000 | 1,899 |
| Surplus | $2,986,000 | 4,969 |
| Undivided profits | $1,537,000 | 6,726 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $102,000 | 6,062 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $442,000 | 6,450 |
| Earning assets | $75,013,000 | 5,654 |
| Long-term assets (5+ years) | $7,156,000 | 5,270 |
| Average Assets, year-to-date | $80,632,000 | 5,571 |
| Average Assets, quarterly | $80,753,500 | 5,666 |
| Volatile liabilities | $19,464,000 | 4,774 |
| Insider loans | $1,373,000 | 3,655 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $7,139,000 | 5,406 |
| Tier 1 (core) risk-based capital | $6,721,000 | 6,521 |
| Tier 2 risk-based capital | $512,000 | 5,764 |
| Total risk weighted assets | $43,706,000 | 6,182 |
| Total unused commitments | $7,139,000 | 5,407 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 30 | 4,948 |
| Assets and Liabilities | ||
| Total Assets: | $81,386,000 | 5,659 |
| Cash and due from depository institutions | $2,894,000 | 4,948 |
| Interest-bearing balances | $40,000 | 5,650 |
| Securities | $24,511,000 | 4,029 |
| Federal funds sold & reverse repurchase agreements | $2,768,000 | 3,425 |
| Net loans & leases | $49,024,000 | 5,743 |
| Loan loss allowance | $508,000 | 6,026 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $957,000 | 6,003 |
| Other real estate owned | $0 | 4,948 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,232,000 | 6,342 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $81,386,000 | 5,659 |
| Total liabilities | $74,953,000 | 5,535 |
| Total deposits | $65,278,000 | 5,698 |
| Interest-bearing deposits | $57,586,000 | 5,539 |
| Deposits held in domestic offices | $65,278,000 | 5,696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,474,000 | 1,237 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $201,000 | 7,419 |
| Total equity capital | $6,433,000 | 6,700 |
| Total bank equity capital | $6,433,000 | 6,700 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,000,000 | 1,898 |
| Surplus | $2,986,000 | 4,957 |
| Undivided profits | $1,447,000 | 6,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $102,000 | 6,094 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $442,000 | 6,506 |
| Earning assets | $76,343,000 | 5,570 |
| Long-term assets (5+ years) | $5,579,000 | 5,649 |
| Average Assets, year-to-date | $80,759,750 | 5,582 |
| Average Assets, quarterly | $81,075,000 | 5,623 |
| Volatile liabilities | $19,428,000 | 4,796 |
| Insider loans | $1,951,000 | 3,006 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $6,913,000 | 5,484 |
| Tier 1 (core) risk-based capital | $6,655,000 | 6,556 |
| Tier 2 risk-based capital | $508,000 | 5,796 |
| Total risk weighted assets | $44,569,000 | 6,137 |
| Total unused commitments | $6,913,000 | 5,484 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 28 | 5,199 |
| Assets and Liabilities | ||
| Total Assets: | $80,764,000 | 5,671 |
| Cash and due from depository institutions | $3,377,000 | 5,199 |
| Interest-bearing balances | $32,000 | 5,806 |
| Securities | $25,401,000 | 3,917 |
| Federal funds sold & reverse repurchase agreements | $1,945,000 | 3,708 |
| Net loans & leases | $47,704,000 | 5,793 |
| Loan loss allowance | $504,000 | 6,049 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $985,000 | 5,952 |
| Other real estate owned | $0 | 5,199 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,352,000 | 6,068 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $80,764,000 | 5,671 |
| Total liabilities | $74,617,000 | 5,540 |
| Total deposits | $64,937,000 | 5,717 |
| Interest-bearing deposits | $56,098,000 | 5,609 |
| Deposits held in domestic offices | $64,937,000 | 5,714 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,476,000 | 1,249 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $204,000 | 7,205 |
| Total equity capital | $6,147,000 | 6,731 |
| Total bank equity capital | $6,147,000 | 6,731 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,000,000 | 1,890 |
| Surplus | $2,986,000 | 4,944 |
| Undivided profits | $1,161,000 | 6,931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $102,000 | 6,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $416,000 | 6,378 |
| Earning assets | $75,082,000 | 5,600 |
| Long-term assets (5+ years) | $5,221,000 | 5,728 |
| Average Assets, year-to-date | $80,551,000 | 5,616 |
| Average Assets, quarterly | $80,768,500 | 5,642 |
| Volatile liabilities | $18,392,000 | 4,859 |
| Insider loans | $1,898,000 | 3,017 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $5,433,000 | 5,994 |
| Tier 1 (core) risk-based capital | $6,603,000 | 6,547 |
| Tier 2 risk-based capital | $504,000 | 5,814 |
| Total risk weighted assets | $43,553,000 | 6,179 |
| Total unused commitments | $5,433,000 | 5,994 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 29 | 5,063 |
| Assets and Liabilities | ||
| Total Assets: | $80,773,000 | 5,645 |
| Cash and due from depository institutions | $2,584,000 | 5,063 |
| Interest-bearing balances | $29,000 | 5,928 |
| Securities | $27,779,000 | 3,740 |
| Federal funds sold & reverse repurchase agreements | $1,786,000 | 4,434 |
| Net loans & leases | $46,524,000 | 5,796 |
| Loan loss allowance | $504,000 | 6,048 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $989,000 | 5,917 |
| Other real estate owned | $0 | 5,063 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,111,000 | 6,404 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $80,773,000 | 5,645 |
| Total liabilities | $74,594,000 | 5,527 |
| Total deposits | $65,069,000 | 5,707 |
| Interest-bearing deposits | $57,022,000 | 5,542 |
| Deposits held in domestic offices | $65,069,000 | 5,704 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,352,000 | 1,191 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $173,000 | 7,371 |
| Total equity capital | $6,179,000 | 6,696 |
| Total bank equity capital | $6,179,000 | 6,696 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,000,000 | 1,883 |
| Surplus | $2,986,000 | 4,882 |
| Undivided profits | $1,193,000 | 6,940 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $433,000 | 6,122 |
| Earning assets | $76,118,000 | 5,559 |
| Long-term assets (5+ years) | $6,739,000 | 5,282 |
| Average Assets, year-to-date | $80,444,500 | 5,629 |
| Average Assets, quarterly | $80,444,500 | 5,629 |
| Volatile liabilities | $16,112,000 | 5,056 |
| Insider loans | $1,719,000 | 3,143 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $5,780,000 | 5,856 |
| Tier 1 (core) risk-based capital | $6,539,000 | 6,507 |
| Tier 2 risk-based capital | $504,000 | 5,789 |
| Total risk weighted assets | $42,740,000 | 6,194 |
| Total unused commitments | $5,780,000 | 5,856 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 29 | 5,079 |
| Assets and Liabilities | ||
| Total Assets: | $80,116,000 | 5,662 |
| Cash and due from depository institutions | $2,337,000 | 5,079 |
| Interest-bearing balances | $25,000 | 6,062 |
| Securities | $29,085,000 | 3,644 |
| Federal funds sold & reverse repurchase agreements | $1,000 | 6,133 |
| Net loans & leases | $46,551,000 | 5,791 |
| Loan loss allowance | $496,000 | 6,082 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $989,000 | 5,922 |
| Other real estate owned | $0 | 5,079 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,153,000 | 6,371 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $80,116,000 | 5,662 |
| Total liabilities | $73,920,000 | 5,557 |
| Total deposits | $64,259,000 | 5,732 |
| Interest-bearing deposits | $55,603,000 | 5,590 |
| Deposits held in domestic offices | $64,259,000 | 5,730 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,317,000 | 1,212 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $344,000 | 6,008 |
| Total equity capital | $6,196,000 | 6,673 |
| Total bank equity capital | $6,196,000 | 6,673 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,000,000 | 1,869 |
| Surplus | $2,986,000 | 4,852 |
| Undivided profits | $1,210,000 | 6,985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $53,000 | 6,684 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $447,000 | 6,094 |
| Earning assets | $75,662,000 | 5,569 |
| Long-term assets (5+ years) | $24,031,000 | 2,943 |
| Average Assets, year-to-date | $82,225,400 | 5,446 |
| Average Assets, quarterly | $82,206,500 | 5,539 |
| Volatile liabilities | $15,898,000 | 4,993 |
| Insider loans | $1,620,000 | 3,235 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $5,362,000 | 5,934 |
| Tier 1 (core) risk-based capital | $6,482,000 | 6,520 |
| Tier 2 risk-based capital | $496,000 | 5,842 |
| Total risk weighted assets | $42,921,000 | 6,191 |
| Total unused commitments | $5,362,000 | 5,934 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 30 | 4,931 |
| Assets and Liabilities | ||
| Total Assets: | $84,297,000 | 5,477 |
| Cash and due from depository institutions | $2,535,000 | 4,931 |
| Interest-bearing balances | $127,000 | 4,742 |
| Securities | $29,425,000 | 3,594 |
| Federal funds sold & reverse repurchase agreements | $3,914,000 | 2,684 |
| Net loans & leases | $46,107,000 | 5,821 |
| Loan loss allowance | $499,000 | 6,075 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,024,000 | 5,850 |
| Other real estate owned | $0 | 4,931 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,292,000 | 6,108 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $84,297,000 | 5,477 |
| Total liabilities | $78,127,000 | 5,341 |
| Total deposits | $68,659,000 | 5,458 |
| Interest-bearing deposits | $59,184,000 | 5,375 |
| Deposits held in domestic offices | $68,659,000 | 5,455 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,321,000 | 1,182 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $147,000 | 7,691 |
| Total equity capital | $6,170,000 | 6,700 |
| Total bank equity capital | $6,170,000 | 6,700 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,000,000 | 1,838 |
| Surplus | $2,986,000 | 4,803 |
| Undivided profits | $1,184,000 | 7,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $131,000 | 6,006 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $468,000 | 5,957 |
| Earning assets | $79,573,000 | 5,375 |
| Long-term assets (5+ years) | $23,638,000 | 2,984 |
| Average Assets, year-to-date | $82,752,750 | 5,430 |
| Average Assets, quarterly | $84,117,500 | 5,450 |
| Volatile liabilities | $15,987,000 | 4,963 |
| Insider loans | $1,154,000 | 3,877 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $4,676,000 | 6,116 |
| Tier 1 (core) risk-based capital | $6,408,000 | 6,531 |
| Tier 2 risk-based capital | $499,000 | 5,807 |
| Total risk weighted assets | $43,997,000 | 6,113 |
| Total unused commitments | $4,676,000 | 6,116 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 27 | 5,301 |
| Assets and Liabilities | ||
| Total Assets: | $83,938,000 | 5,437 |
| Cash and due from depository institutions | $2,468,000 | 5,301 |
| Interest-bearing balances | $123,000 | 4,735 |
| Securities | $30,084,000 | 3,571 |
| Federal funds sold & reverse repurchase agreements | $3,466,000 | 2,702 |
| Net loans & leases | $45,580,000 | 5,771 |
| Loan loss allowance | $504,000 | 6,011 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,029,000 | 5,804 |
| Other real estate owned | $0 | 5,301 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,311,000 | 5,898 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $83,938,000 | 5,437 |
| Total liabilities | $77,739,000 | 5,301 |
| Total deposits | $70,214,000 | 5,330 |
| Interest-bearing deposits | $61,761,000 | 5,198 |
| Deposits held in domestic offices | $70,214,000 | 5,328 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,356,000 | 1,352 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $169,000 | 7,316 |
| Total equity capital | $6,199,000 | 6,641 |
| Total bank equity capital | $6,199,000 | 6,641 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,000,000 | 1,819 |
| Surplus | $2,986,000 | 4,775 |
| Undivided profits | $1,213,000 | 7,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 7,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $471,000 | 5,642 |
| Earning assets | $79,253,000 | 5,343 |
| Long-term assets (5+ years) | $24,380,000 | 2,955 |
| Average Assets, year-to-date | $82,238,000 | 5,437 |
| Average Assets, quarterly | $83,014,000 | 5,437 |
| Volatile liabilities | $14,469,000 | 5,075 |
| Insider loans | $1,152,000 | 3,844 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $5,364,000 | 5,888 |
| Tier 1 (core) risk-based capital | $6,350,000 | 6,498 |
| Tier 2 risk-based capital | $504,000 | 5,746 |
| Total risk weighted assets | $44,037,000 | 6,069 |
| Total unused commitments | $5,364,000 | 5,889 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 26 | 5,439 |
| Assets and Liabilities | ||
| Total Assets: | $82,090,000 | 5,520 |
| Cash and due from depository institutions | $3,356,000 | 5,439 |
| Interest-bearing balances | $118,000 | 4,846 |
| Securities | $30,115,000 | 3,612 |
| Federal funds sold & reverse repurchase agreements | $1,435,000 | 4,553 |
| Net loans & leases | $44,968,000 | 5,779 |
| Loan loss allowance | $499,000 | 6,064 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,004,000 | 5,872 |
| Other real estate owned | $0 | 5,439 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,212,000 | 6,101 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $82,090,000 | 5,520 |
| Total liabilities | $76,087,000 | 5,404 |
| Total deposits | $68,628,000 | 5,444 |
| Interest-bearing deposits | $59,031,000 | 5,397 |
| Deposits held in domestic offices | $68,628,000 | 5,440 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,293,000 | 1,292 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $166,000 | 7,251 |
| Total equity capital | $6,003,000 | 6,704 |
| Total bank equity capital | $6,003,000 | 6,704 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,000,000 | 1,823 |
| Surplus | $2,986,000 | 4,778 |
| Undivided profits | $1,017,000 | 7,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 7,591 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $463,000 | 5,583 |
| Earning assets | $76,636,000 | 5,467 |
| Long-term assets (5+ years) | $8,297,000 | 5,104 |
| Average Assets, year-to-date | $81,388,000 | 5,514 |
| Average Assets, quarterly | $81,388,000 | 5,514 |
| Volatile liabilities | $14,674,000 | 4,925 |
| Insider loans | $2,148,000 | 2,600 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $5,070,000 | 6,016 |
| Tier 1 (core) risk-based capital | $6,310,000 | 6,513 |
| Tier 2 risk-based capital | $499,000 | 5,764 |
| Total risk weighted assets | $43,721,000 | 6,069 |
| Total unused commitments | $5,070,000 | 6,019 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 25 | 5,579 |
| Assets and Liabilities | ||
| Total Assets: | $80,686,000 | 5,572 |
| Cash and due from depository institutions | $2,378,000 | 5,579 |
| Interest-bearing balances | $120,000 | 4,851 |
| Securities | $30,608,000 | 3,576 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $45,507,000 | 5,739 |
| Loan loss allowance | $476,000 | 6,178 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,032,000 | 5,814 |
| Other real estate owned | $0 | 5,579 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,161,000 | 6,206 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $80,686,000 | 5,572 |
| Total liabilities | $74,546,000 | 5,443 |
| Total deposits | $65,678,000 | 5,583 |
| Interest-bearing deposits | $57,046,000 | 5,478 |
| Deposits held in domestic offices | $65,678,000 | 5,580 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,714,000 | 1,237 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $154,000 | 7,310 |
| Total equity capital | $6,140,000 | 6,667 |
| Total bank equity capital | $6,140,000 | 6,667 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,000,000 | 1,805 |
| Surplus | $2,986,000 | 4,750 |
| Undivided profits | $1,154,000 | 7,204 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 7,823 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $461,000 | 5,602 |
| Earning assets | $76,235,000 | 5,476 |
| Long-term assets (5+ years) | $5,650,000 | 5,857 |
| Average Assets, year-to-date | $79,407,000 | 5,499 |
| Average Assets, quarterly | $82,563,500 | 5,450 |
| Volatile liabilities | $15,152,000 | 4,793 |
| Insider loans | $2,209,000 | 2,549 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $3,414,000 | 6,589 |
| Tier 1 (core) risk-based capital | $6,254,000 | 6,505 |
| Tier 2 risk-based capital | $476,000 | 5,902 |
| Total risk weighted assets | $43,800,000 | 6,073 |
| Total unused commitments | $3,414,000 | 6,589 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 26 | 5,471 |
| Assets and Liabilities | ||
| Total Assets: | $84,441,000 | 5,380 |
| Cash and due from depository institutions | $3,199,000 | 5,471 |
| Interest-bearing balances | $120,000 | 4,936 |
| Securities | $30,973,000 | 3,542 |
| Federal funds sold & reverse repurchase agreements | $3,919,000 | 2,546 |
| Net loans & leases | $44,164,000 | 5,835 |
| Loan loss allowance | $466,000 | 6,272 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,062,000 | 5,748 |
| Other real estate owned | $0 | 5,471 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,124,000 | 6,296 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $84,441,000 | 5,380 |
| Total liabilities | $78,207,000 | 5,252 |
| Total deposits | $70,886,000 | 5,290 |
| Interest-bearing deposits | $60,780,000 | 5,244 |
| Deposits held in domestic offices | $70,886,000 | 5,288 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,187,000 | 1,363 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $134,000 | 7,768 |
| Total equity capital | $6,234,000 | 6,642 |
| Total bank equity capital | $6,234,000 | 6,642 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,000,000 | 1,797 |
| Surplus | $2,986,000 | 4,733 |
| Undivided profits | $1,248,000 | 7,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 7,801 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $471,000 | 5,707 |
| Earning assets | $79,176,000 | 5,287 |
| Long-term assets (5+ years) | $3,511,000 | 6,617 |
| Average Assets, year-to-date | $79,087,250 | 5,520 |
| Average Assets, quarterly | $81,354,000 | 5,487 |
| Volatile liabilities | $13,100,000 | 5,163 |
| Insider loans | $2,187,000 | 2,533 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $3,508,000 | 6,478 |
| Tier 1 (core) risk-based capital | $6,235,000 | 6,514 |
| Tier 2 risk-based capital | $467,000 | 5,953 |
| Total risk weighted assets | $43,985,000 | 6,040 |
| Total unused commitments | $3,508,000 | 6,483 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 28 | 5,239 |
| Assets and Liabilities | ||
| Total Assets: | $78,267,000 | 5,637 |
| Cash and due from depository institutions | $2,508,000 | 5,239 |
| Interest-bearing balances | $119,000 | 5,002 |
| Securities | $28,935,000 | 3,753 |
| Federal funds sold & reverse repurchase agreements | $141,000 | 5,596 |
| Net loans & leases | $44,056,000 | 5,804 |
| Loan loss allowance | $463,000 | 6,285 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,081,000 | 5,725 |
| Other real estate owned | $401,000 | 5,239 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,145,000 | 6,217 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $78,267,000 | 5,637 |
| Total liabilities | $72,372,000 | 5,514 |
| Total deposits | $62,482,000 | 5,722 |
| Interest-bearing deposits | $51,286,000 | 5,808 |
| Deposits held in domestic offices | $62,482,000 | 5,720 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,214,000 | 1,363 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,546,000 | 4,345 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $130,000 | 7,632 |
| Total equity capital | $5,895,000 | 6,704 |
| Total bank equity capital | $5,895,000 | 6,704 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,000,000 | 1,803 |
| Surplus | $2,986,000 | 4,717 |
| Undivided profits | $909,000 | 7,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $60,000 | 6,997 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $465,000 | 5,518 |
| Earning assets | $73,251,000 | 5,549 |
| Long-term assets (5+ years) | $3,010,000 | 6,869 |
| Average Assets, year-to-date | $77,302,670 | 5,617 |
| Average Assets, quarterly | $77,687,000 | 5,630 |
| Volatile liabilities | $13,749,000 | 4,982 |
| Insider loans | $2,580,000 | 2,205 |
| FHLB advances | $2,546,000 | 4,185 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $3,686,000 | 6,467 |
| Tier 1 (core) risk-based capital | $6,013,000 | 6,572 |
| Tier 2 risk-based capital | $463,000 | 5,952 |
| Total risk weighted assets | $42,822,000 | 6,109 |
| Total unused commitments | $3,686,000 | 6,470 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 25 | 5,632 |
| Assets and Liabilities | ||
| Total Assets: | $77,107,000 | 5,673 |
| Cash and due from depository institutions | $2,166,000 | 5,632 |
| Interest-bearing balances | $115,000 | 5,119 |
| Securities | $29,644,000 | 3,691 |
| Federal funds sold & reverse repurchase agreements | $1,000 | 6,762 |
| Net loans & leases | $42,740,000 | 5,848 |
| Loan loss allowance | $450,000 | 6,356 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,029,000 | 5,811 |
| Other real estate owned | $658,000 | 5,632 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $869,000 | 6,755 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $77,107,000 | 5,673 |
| Total liabilities | $70,906,000 | 5,580 |
| Total deposits | $63,283,000 | 5,694 |
| Interest-bearing deposits | $53,080,000 | 5,736 |
| Deposits held in domestic offices | $63,283,000 | 5,692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,000,000 | 1,373 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $1,476,000 | 4,673 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $147,000 | 7,593 |
| Total equity capital | $6,201,000 | 6,616 |
| Total bank equity capital | $6,201,000 | 6,616 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,000,000 | 1,796 |
| Surplus | $2,986,000 | 4,695 |
| Undivided profits | $1,215,000 | 7,289 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 7,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $472,000 | 5,397 |
| Earning assets | $72,500,000 | 5,585 |
| Long-term assets (5+ years) | $3,667,000 | 6,619 |
| Average Assets, year-to-date | $76,820,500 | 5,659 |
| Average Assets, quarterly | $76,820,500 | 5,659 |
| Volatile liabilities | $11,896,000 | 5,266 |
| Insider loans | $2,653,000 | 2,109 |
| FHLB advances | $1,476,000 | 4,489 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $2,334,000 | 7,234 |
| Tier 1 (core) risk-based capital | $6,003,000 | 6,543 |
| Tier 2 risk-based capital | $450,000 | 6,002 |
| Total risk weighted assets | $42,063,000 | 6,132 |
| Total unused commitments | $2,334,000 | 7,240 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 25 | 5,633 |
| Assets and Liabilities | ||
| Total Assets: | $76,534,000 | 5,689 |
| Cash and due from depository institutions | $2,924,000 | 5,633 |
| Interest-bearing balances | $139,000 | 4,909 |
| Securities | $30,210,000 | 3,694 |
| Federal funds sold & reverse repurchase agreements | $573,000 | 5,516 |
| Net loans & leases | $40,269,000 | 6,019 |
| Loan loss allowance | $555,000 | 5,738 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,057,000 | 5,778 |
| Other real estate owned | $479,000 | 5,633 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,022,000 | 6,452 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,534,000 | 5,689 |
| Total liabilities | $70,465,000 | 5,592 |
| Total deposits | $70,344,000 | 5,340 |
| Interest-bearing deposits | $59,509,000 | 5,328 |
| Deposits held in domestic offices | $70,344,000 | 5,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $121,000 | 7,882 |
| Total equity capital | $6,069,000 | 6,627 |
| Total bank equity capital | $6,069,000 | 6,627 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,000,000 | 1,811 |
| Surplus | $2,986,000 | 4,672 |
| Undivided profits | $1,083,000 | 7,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $400,000 | 4,568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $497,000 | 5,387 |
| Earning assets | $71,191,000 | 5,640 |
| Long-term assets (5+ years) | $4,565,000 | 6,363 |
| Average Assets, year-to-date | $76,370,400 | 5,597 |
| Average Assets, quarterly | $76,372,000 | 5,674 |
| Volatile liabilities | $4,725,000 | 7,297 |
| Insider loans | $1,537,000 | 3,154 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $3,343,000 | 6,556 |
| Tier 1 (core) risk-based capital | $5,933,000 | 6,557 |
| Tier 2 risk-based capital | $514,000 | 5,619 |
| Total risk weighted assets | $41,088,000 | 6,212 |
| Total unused commitments | $3,343,000 | 6,560 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 26 | 5,527 |
| Assets and Liabilities | ||
| Total Assets: | $76,210,000 | 5,712 |
| Cash and due from depository institutions | $2,613,000 | 5,527 |
| Interest-bearing balances | $124,000 | 5,090 |
| Securities | $28,497,000 | 3,767 |
| Federal funds sold & reverse repurchase agreements | $2,913,000 | 3,680 |
| Net loans & leases | $39,619,000 | 6,084 |
| Loan loss allowance | $551,000 | 5,789 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,091,000 | 5,694 |
| Other real estate owned | $479,000 | 5,527 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $998,000 | 6,574 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,210,000 | 5,712 |
| Total liabilities | $69,999,000 | 5,617 |
| Total deposits | $69,868,000 | 5,357 |
| Interest-bearing deposits | $60,849,000 | 5,251 |
| Deposits held in domestic offices | $69,868,000 | 5,355 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $131,000 | 8,072 |
| Total equity capital | $6,211,000 | 6,537 |
| Total bank equity capital | $6,211,000 | 6,537 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,000,000 | 1,814 |
| Surplus | $2,986,000 | 4,624 |
| Undivided profits | $1,225,000 | 7,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $412,000 | 4,727 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $483,000 | 5,661 |
| Earning assets | $71,153,000 | 5,636 |
| Long-term assets (5+ years) | $3,812,000 | 6,615 |
| Average Assets, year-to-date | $76,329,500 | 5,621 |
| Average Assets, quarterly | $75,825,500 | 5,700 |
| Volatile liabilities | $4,616,000 | 7,371 |
| Insider loans | $1,702,000 | 2,916 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $3,567,000 | 6,401 |
| Tier 1 (core) risk-based capital | $6,017,000 | 6,505 |
| Tier 2 risk-based capital | $515,000 | 5,644 |
| Total risk weighted assets | $41,185,000 | 6,214 |
| Total unused commitments | $3,567,000 | 6,408 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 27 | 5,411 |
| Assets and Liabilities | ||
| Total Assets: | $75,441,000 | 5,723 |
| Cash and due from depository institutions | $3,091,000 | 5,411 |
| Interest-bearing balances | $125,000 | 5,148 |
| Securities | $31,115,000 | 3,452 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $39,155,000 | 6,105 |
| Loan loss allowance | $554,000 | 5,741 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,127,000 | 5,608 |
| Other real estate owned | $0 | 5,411 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $953,000 | 6,579 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,441,000 | 5,723 |
| Total liabilities | $69,097,000 | 5,639 |
| Total deposits | $68,604,000 | 5,408 |
| Interest-bearing deposits | $60,860,000 | 5,255 |
| Deposits held in domestic offices | $68,604,000 | 5,406 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $356,000 | 2,936 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $137,000 | 8,041 |
| Total equity capital | $6,344,000 | 6,477 |
| Total bank equity capital | $6,344,000 | 6,477 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,000,000 | 1,815 |
| Surplus | $2,986,000 | 4,592 |
| Undivided profits | $1,358,000 | 7,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $577,000 | 4,060 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $541,000 | 5,127 |
| Earning assets | $70,395,000 | 5,644 |
| Long-term assets (5+ years) | $3,339,000 | 6,744 |
| Average Assets, year-to-date | $76,369,330 | 5,621 |
| Average Assets, quarterly | $76,403,000 | 5,659 |
| Volatile liabilities | $5,111,000 | 7,218 |
| Insider loans | $1,641,000 | 2,990 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $4,666,000 | 5,903 |
| Tier 1 (core) risk-based capital | $5,965,000 | 6,493 |
| Tier 2 risk-based capital | $554,000 | 5,392 |
| Total risk weighted assets | $44,620,000 | 5,947 |
| Total unused commitments | $4,666,000 | 5,915 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 25 | 5,670 |
| Assets and Liabilities | ||
| Total Assets: | $77,365,000 | 5,609 |
| Cash and due from depository institutions | $2,535,000 | 5,670 |
| Interest-bearing balances | $120,000 | 5,066 |
| Securities | $31,700,000 | 3,378 |
| Federal funds sold & reverse repurchase agreements | $2,862,000 | 4,554 |
| Net loans & leases | $38,222,000 | 6,128 |
| Loan loss allowance | $547,000 | 5,719 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,158,000 | 5,526 |
| Other real estate owned | $0 | 5,670 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $888,000 | 6,770 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,365,000 | 5,609 |
| Total liabilities | $71,165,000 | 5,510 |
| Total deposits | $69,733,000 | 5,322 |
| Interest-bearing deposits | $60,291,000 | 5,270 |
| Deposits held in domestic offices | $69,733,000 | 5,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,255,000 | 2,230 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $177,000 | 7,668 |
| Total equity capital | $6,200,000 | 6,485 |
| Total bank equity capital | $6,200,000 | 6,485 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,000,000 | 1,826 |
| Surplus | $2,986,000 | 4,565 |
| Undivided profits | $1,214,000 | 7,349 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $581,000 | 3,973 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $499,000 | 5,372 |
| Earning assets | $72,904,000 | 5,502 |
| Long-term assets (5+ years) | $4,125,000 | 6,414 |
| Average Assets, year-to-date | $76,833,500 | 5,592 |
| Average Assets, quarterly | $76,833,500 | 5,592 |
| Volatile liabilities | $6,105,000 | 6,866 |
| Insider loans | $1,658,000 | 2,891 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $4,366,000 | 5,960 |
| Tier 1 (core) risk-based capital | $5,911,000 | 6,463 |
| Tier 2 risk-based capital | $507,000 | 5,606 |
| Total risk weighted assets | $40,534,000 | 6,176 |
| Total unused commitments | $4,366,000 | 5,969 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 25 | 5,648 |
| Assets and Liabilities | ||
| Total Assets: | $76,302,000 | 5,623 |
| Cash and due from depository institutions | $2,676,000 | 5,648 |
| Interest-bearing balances | $116,000 | 4,992 |
| Securities | $30,619,000 | 3,480 |
| Federal funds sold & reverse repurchase agreements | $2,611,000 | 4,268 |
| Net loans & leases | $38,223,000 | 6,137 |
| Loan loss allowance | $526,000 | 5,803 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,188,000 | 5,453 |
| Other real estate owned | $0 | 5,648 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $985,000 | 6,552 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,302,000 | 5,623 |
| Total liabilities | $70,191,000 | 5,515 |
| Total deposits | $69,782,000 | 5,270 |
| Interest-bearing deposits | $59,858,000 | 5,227 |
| Deposits held in domestic offices | $69,782,000 | 5,266 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $255,000 | 2,976 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $154,000 | 8,019 |
| Total equity capital | $6,111,000 | 6,513 |
| Total bank equity capital | $6,111,000 | 6,513 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,000,000 | 1,819 |
| Surplus | $2,986,000 | 4,512 |
| Undivided profits | $1,125,000 | 7,504 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $565,000 | 3,927 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $605,000 | 4,914 |
| Earning assets | $71,569,000 | 5,507 |
| Long-term assets (5+ years) | $2,446,000 | 7,022 |
| Average Assets, year-to-date | $72,723,800 | 5,593 |
| Average Assets, quarterly | $74,757,500 | 5,645 |
| Volatile liabilities | $4,439,000 | 7,521 |
| Insider loans | $2,770,000 | 1,919 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $2,855,000 | 6,671 |
| Tier 1 (core) risk-based capital | $5,783,000 | 6,493 |
| Tier 2 risk-based capital | $495,000 | 5,663 |
| Total risk weighted assets | $39,646,000 | 6,235 |
| Total unused commitments | $2,855,000 | 6,673 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 24 | 5,812 |
| Assets and Liabilities | ||
| Total Assets: | $72,501,000 | 5,702 |
| Cash and due from depository institutions | $2,994,000 | 5,812 |
| Interest-bearing balances | $9,000 | 6,650 |
| Securities | $30,766,000 | 3,266 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $36,377,000 | 6,244 |
| Loan loss allowance | $443,000 | 6,220 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,314,000 | 5,202 |
| Other real estate owned | $0 | 5,812 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,050,000 | 6,468 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,501,000 | 5,702 |
| Total liabilities | $66,591,000 | 5,604 |
| Total deposits | $60,180,000 | 5,674 |
| Interest-bearing deposits | $54,479,000 | 5,460 |
| Deposits held in domestic offices | $60,180,000 | 5,670 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $255,000 | 3,194 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,925,000 | 2,832 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $231,000 | 7,584 |
| Total equity capital | $5,910,000 | 6,475 |
| Total bank equity capital | $5,910,000 | 6,475 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,000,000 | 1,837 |
| Surplus | $2,986,000 | 4,438 |
| Undivided profits | $924,000 | 7,658 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 7,843 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $708,000 | 4,645 |
| Earning assets | $67,152,000 | 5,646 |
| Long-term assets (5+ years) | $2,635,000 | 7,059 |
| Average Assets, year-to-date | $71,931,000 | 5,537 |
| Average Assets, quarterly | $71,247,500 | 5,713 |
| Volatile liabilities | $10,290,000 | 5,557 |
| Insider loans | $1,183,000 | 3,539 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $2,198,000 | 7,176 |
| Tier 1 (core) risk-based capital | $5,491,000 | 6,593 |
| Tier 2 risk-based capital | $443,000 | 5,892 |
| Total risk weighted assets | $38,299,000 | 6,290 |
| Total unused commitments | $2,198,000 | 7,183 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 23 | 6,049 |
| Assets and Liabilities | ||
| Total Assets: | $68,932,000 | 5,762 |
| Cash and due from depository institutions | $1,829,000 | 6,049 |
| Interest-bearing balances | $8,000 | 6,434 |
| Securities | $28,193,000 | 3,586 |
| Federal funds sold & reverse repurchase agreements | $1,333,000 | 4,960 |
| Net loans & leases | $35,487,000 | 6,322 |
| Loan loss allowance | $487,000 | 5,819 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,345,000 | 5,158 |
| Other real estate owned | $0 | 6,049 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $745,000 | 7,044 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,932,000 | 5,762 |
| Total liabilities | $63,824,000 | 5,616 |
| Total deposits | $62,139,000 | 5,431 |
| Interest-bearing deposits | $57,006,000 | 5,183 |
| Deposits held in domestic offices | $62,139,000 | 5,426 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,380,000 | 2,545 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $305,000 | 7,281 |
| Total equity capital | $5,108,000 | 6,990 |
| Total bank equity capital | $5,108,000 | 6,990 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,000,000 | 1,856 |
| Surplus | $2,986,000 | 4,409 |
| Undivided profits | $122,000 | 8,796 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $52,000 | 7,465 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $286,000 | 7,062 |
| Earning assets | $65,021,000 | 5,654 |
| Long-term assets (5+ years) | $4,661,000 | 6,141 |
| Average Assets, year-to-date | $58,440,400 | 6,127 |
| Average Assets, quarterly | $61,255,000 | 6,096 |
| Volatile liabilities | $6,159,000 | 6,956 |
| Insider loans | $585,000 | 5,080 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $2,479,000 | 6,928 |
| Tier 1 (core) risk-based capital | $4,902,000 | 7,041 |
| Tier 2 risk-based capital | $460,780 | 5,684 |
| Total risk weighted assets | $36,836,280 | 6,346 |
| Total unused commitments | $2,479,000 | 6,934 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 24 | 6,066 |
| Assets and Liabilities | ||
| Total Assets: | $57,200,000 | 6,416 |
| Cash and due from depository institutions | $3,580,000 | 6,066 |
| Interest-bearing balances | $1,303,000 | 2,143 |
| Securities | $10,955,000 | 6,795 |
| Federal funds sold & reverse repurchase agreements | $4,269,000 | 2,196 |
| Net loans & leases | $36,224,000 | 6,185 |
| Loan loss allowance | $542,000 | 5,385 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,475,000 | 4,904 |
| Other real estate owned | $0 | 6,066 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $697,000 | 7,338 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,200,000 | 6,416 |
| Total liabilities | $52,538,000 | 6,331 |
| Total deposits | $51,687,000 | 6,119 |
| Interest-bearing deposits | $46,743,000 | 5,911 |
| Deposits held in domestic offices | $51,687,000 | 6,116 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $575,000 | 3,390 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,000 | 5,728 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $271,000 | 7,261 |
| Total equity capital | $4,662,000 | 7,244 |
| Total bank equity capital | $4,662,000 | 7,244 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,000,000 | 1,872 |
| Surplus | $2,986,000 | 4,388 |
| Undivided profits | $-324,000 | 9,479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $192,000 | 5,772 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $255,000 | 7,032 |
| Earning assets | $52,751,000 | 6,372 |
| Long-term assets (5+ years) | $5,563,000 | 6,126 |
| Average Assets, year-to-date | $50,343,800 | 6,737 |
| Average Assets, quarterly | $55,836,500 | 6,459 |
| Volatile liabilities | $6,994,000 | 6,443 |
| Insider loans | $745,000 | 4,428 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,914,000 | 6,718 |
| Tier 1 (core) risk-based capital | $4,578,000 | 7,352 |
| Tier 2 risk-based capital | $446,360 | 5,717 |
| Total risk weighted assets | $35,613,260 | 6,404 |
| Total unused commitments | $2,914,000 | 6,724 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 23 | 6,316 |
| Assets and Liabilities | ||
| Total Assets: | $46,286,000 | 7,248 |
| Cash and due from depository institutions | $2,198,000 | 6,316 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $7,698,000 | 7,806 |
| Federal funds sold & reverse repurchase agreements | $368,000 | 7,970 |
| Net loans & leases | $33,883,000 | 6,279 |
| Loan loss allowance | $394,000 | 6,455 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,540,000 | 4,699 |
| Other real estate owned | $0 | 6,316 |
| Goodwill and other intangibles | $31,000 | 3,058 |
| All other assets | $568,000 | 7,789 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,286,000 | 7,248 |
| Total liabilities | $41,604,000 | 7,212 |
| Total deposits | $39,493,000 | 7,217 |
| Interest-bearing deposits | $34,766,000 | 7,083 |
| Deposits held in domestic offices | $39,493,000 | 7,216 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,876,000 | 2,038 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $24,000 | 5,047 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $211,000 | 8,480 |
| Total equity capital | $4,682,000 | 7,356 |
| Total bank equity capital | $4,682,000 | 7,356 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,000,000 | 1,820 |
| Surplus | $2,986,000 | 4,266 |
| Undivided profits | $-304,000 | 9,973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $107,000 | 7,218 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $241,000 | 7,359 |
| Earning assets | $41,949,000 | 7,288 |
| Long-term assets (5+ years) | $3,607,000 | 6,857 |
| Average Assets, year-to-date | $43,010,600 | 7,311 |
| Average Assets, quarterly | $45,679,000 | 7,224 |
| Volatile liabilities | $10,520,000 | 4,846 |
| Insider loans | $972,000 | 3,608 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,000,000 | 5,885 |
| Tier 1 (core) risk-based capital | $4,613,000 | 7,236 |
| Tier 2 risk-based capital | $394,000 | 6,054 |
| Total risk weighted assets | $32,228,800 | 6,662 |
| Total unused commitments | $4,000,000 | 5,890 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 16 | 7,935 |
| Assets and Liabilities | ||
| Total Assets: | $39,506,000 | 7,970 |
| Cash and due from depository institutions | $1,490,000 | 7,935 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $7,231,000 | 8,358 |
| Federal funds sold & reverse repurchase agreements | $475,000 | 7,306 |
| Net loans & leases | $28,377,000 | 7,054 |
| Loan loss allowance | $335,000 | 7,194 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,514,000 | 4,688 |
| Other real estate owned | $0 | 7,935 |
| Goodwill and other intangibles | $53,000 | 2,918 |
| All other assets | $366,000 | 9,343 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,506,000 | 7,970 |
| Total liabilities | $35,247,000 | 7,939 |
| Total deposits | $34,052,000 | 7,891 |
| Interest-bearing deposits | $30,743,000 | 7,671 |
| Deposits held in domestic offices | $34,052,000 | 7,888 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $945,000 | 2,710 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $42,000 | 4,942 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $208,000 | 8,884 |
| Total equity capital | $4,259,000 | 7,826 |
| Total bank equity capital | $4,259,000 | 7,826 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,000,000 | 1,809 |
| Surplus | $2,974,000 | 4,246 |
| Undivided profits | $-715,000 | 10,678 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 8,974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $185,000 | 8,484 |
| Earning assets | $36,083,000 | 7,969 |
| Long-term assets (5+ years) | $1,878,000 | 7,776 |
| Average Assets, year-to-date | $37,137,000 | 8,006 |
| Average Assets, quarterly | $39,556,000 | 7,900 |
| Volatile liabilities | $5,948,000 | 6,629 |
| Insider loans | $734,000 | 4,361 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,608,000 | 6,860 |
| Tier 1 (core) risk-based capital | $4,197,000 | 7,747 |
| Tier 2 risk-based capital | $335,000 | 6,649 |
| Total risk weighted assets | $27,505,300 | 7,319 |
| Total unused commitments | $2,608,000 | 6,867 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 17 | 8,098 |
| Assets and Liabilities | ||
| Total Assets: | $34,623,000 | 8,721 |
| Cash and due from depository institutions | $1,456,000 | 8,098 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $5,593,000 | 9,533 |
| Federal funds sold & reverse repurchase agreements | $2,963,000 | 3,905 |
| Net loans & leases | $22,555,000 | 8,016 |
| Loan loss allowance | $273,000 | 8,198 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,642,000 | 4,384 |
| Other real estate owned | $0 | 8,098 |
| Goodwill and other intangibles | $75,000 | 2,639 |
| All other assets | $339,000 | 9,992 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,623,000 | 8,721 |
| Total liabilities | $30,554,000 | 8,751 |
| Total deposits | $29,912,000 | 8,657 |
| Interest-bearing deposits | $27,086,000 | 8,454 |
| Deposits held in domestic offices | $29,912,000 | 8,653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $415,000 | 3,327 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $59,000 | 5,003 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $168,000 | 9,715 |
| Total equity capital | $4,069,000 | 8,125 |
| Total bank equity capital | $4,069,000 | 8,125 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,000,000 | 1,906 |
| Surplus | $2,974,000 | 4,311 |
| Undivided profits | $-905,000 | 11,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 10,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $144,000 | 9,449 |
| Earning assets | $31,111,000 | 8,758 |
| Long-term assets (5+ years) | $2,406,000 | 7,472 |
| Average Assets, year-to-date | $26,516,400 | 9,437 |
| Average Assets, quarterly | $33,378,500 | 8,787 |
| Volatile liabilities | $5,737,000 | 6,653 |
| Insider loans | $1,229,000 | 3,113 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,300,000 | 8,380 |
| Tier 1 (core) risk-based capital | $3,999,000 | 8,088 |
| Tier 2 risk-based capital | $273,000 | 7,590 |
| Total risk weighted assets | $22,711,800 | 8,176 |
| Total unused commitments | $1,300,000 | 8,391 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 14 | 9,145 |
| Assets and Liabilities | ||
| Total Assets: | $16,229,000 | 11,107 |
| Cash and due from depository institutions | $1,298,000 | 9,145 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $1,005,000 | 11,638 |
| Federal funds sold & reverse repurchase agreements | $2,233,000 | 5,232 |
| Net loans & leases | $9,654,000 | 10,667 |
| Loan loss allowance | $117,000 | 10,753 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,867,000 | 3,944 |
| Other real estate owned | $0 | 9,145 |
| Goodwill and other intangibles | $97,000 | 2,375 |
| All other assets | $75,000 | 11,895 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,229,000 | 11,107 |
| Total liabilities | $11,949,000 | 11,396 |
| Total deposits | $11,672,000 | 11,367 |
| Interest-bearing deposits | $9,281,000 | 11,390 |
| Deposits held in domestic offices | $11,672,000 | 11,367 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $75,000 | 4,518 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $202,000 | 9,674 |
| Total equity capital | $4,280,000 | 8,054 |
| Total bank equity capital | $4,280,000 | 8,054 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,000,000 | 1,954 |
| Surplus | $2,000,000 | 5,494 |
| Undivided profits | $280,000 | 10,800 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $53,000 | 11,378 |
| Earning assets | $12,892,000 | 11,308 |
| Long-term assets (5+ years) | $1,709,000 | 8,195 |
| Average Assets, year-to-date | $11,867,330 | 11,510 |
| Average Assets, quarterly | $14,149,000 | 11,312 |
| Volatile liabilities | $1,421,000 | 10,302 |
| Insider loans | $895,000 | 4,002 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,237,000 | 7,127 |
| Tier 1 (core) risk-based capital | $4,183,000 | 8,023 |
| Tier 2 risk-based capital | $117,000 | 10,372 |
| Total risk weighted assets | $12,083,100 | 10,396 |
| Total unused commitments | $2,237,000 | 7,143 |
| Derivatives | $0 | 628 |