Home > Ohio Commerce Bank > Income and Expense
Ohio Commerce Bank, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,667,000 | 4,167 |
| Total interest expense | $344,000 | 4,733 |
| Net interest income | $3,323,000 | 4,044 |
| Provision for loan and lease losses | $315,000 | 2,017 |
| Total noninterest income | $370,000 | 4,484 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $96,000 | 4,890 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $274,000 | 3,880 |
| Total noninterest expense | $2,669,000 | 4,224 |
| Salaries and employee benefits | $1,417,000 | 4,212 |
| Premises and equipment expense | $220,000 | 4,945 |
| Additional noninterest expense | $1,032,000 | 3,866 |
| Pre-tax net operating income | $709,000 | 4,252 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $247,000 | 2,599 |
| Income before extraordinary items | $462,000 | 4,710 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $462,000 | 4,712 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $462,000 | 4,713 |
| Net charge-offs | $152,000 | 2,853 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $462,000 | 4,633 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,376,000 | 4,267 |
| Total interest expense | $228,000 | 4,809 |
| Net interest income | $2,148,000 | 4,118 |
| Provision for loan and lease losses | $124,000 | 2,695 |
| Total noninterest income | $241,000 | 4,578 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $60,000 | 4,987 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $181,000 | 3,941 |
| Total noninterest expense | $1,711,000 | 4,354 |
| Salaries and employee benefits | $939,000 | 4,261 |
| Premises and equipment expense | $149,000 | 4,911 |
| Additional noninterest expense | $623,000 | 4,101 |
| Pre-tax net operating income | $554,000 | 3,954 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $192,000 | 2,469 |
| Income before extraordinary items | $362,000 | 4,489 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $362,000 | 4,491 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $362,000 | 4,492 |
| Net charge-offs | $12,000 | 4,240 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $362,000 | 4,384 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,158,000 | 4,353 |
| Total interest expense | $107,000 | 5,025 |
| Net interest income | $1,051,000 | 4,199 |
| Provision for loan and lease losses | $55,000 | 2,729 |
| Total noninterest income | $106,000 | 4,751 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $26,000 | 5,216 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $80,000 | 4,092 |
| Total noninterest expense | $820,000 | 4,478 |
| Salaries and employee benefits | $451,000 | 4,395 |
| Premises and equipment expense | $74,000 | 4,957 |
| Additional noninterest expense | $295,000 | 4,266 |
| Pre-tax net operating income | $282,000 | 3,914 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $98,000 | 2,428 |
| Income before extraordinary items | $184,000 | 4,412 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $184,000 | 4,415 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $184,000 | 4,414 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $184,000 | 4,318 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,402,000 | 4,628 |
| Total interest expense | $465,000 | 5,247 |
| Net interest income | $3,937,000 | 4,451 |
| Provision for loan and lease losses | $882,000 | 1,926 |
| Total noninterest income | $827,000 | 3,587 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $103,000 | 5,388 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $724,000 | 2,842 |
| Total noninterest expense | $2,884,000 | 4,837 |
| Salaries and employee benefits | $1,554,000 | 4,754 |
| Premises and equipment expense | $275,000 | 5,150 |
| Additional noninterest expense | $1,055,000 | 4,667 |
| Pre-tax net operating income | $998,000 | 4,020 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $348,000 | 2,530 |
| Income before extraordinary items | $650,000 | 4,586 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $650,000 | 4,585 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $650,000 | 4,586 |
| Net charge-offs | $796,000 | 2,060 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $650,000 | 4,408 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,244,000 | 4,752 |
| Total interest expense | $354,000 | 5,353 |
| Net interest income | $2,890,000 | 4,573 |
| Provision for loan and lease losses | $580,000 | 2,087 |
| Total noninterest income | $729,000 | 3,334 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $74,000 | 5,532 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $655,000 | 2,556 |
| Total noninterest expense | $2,167,000 | 4,867 |
| Salaries and employee benefits | $1,160,000 | 4,777 |
| Premises and equipment expense | $206,000 | 5,208 |
| Additional noninterest expense | $801,000 | 4,664 |
| Pre-tax net operating income | $872,000 | 3,887 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $303,000 | 2,456 |
| Income before extraordinary items | $569,000 | 4,462 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $569,000 | 4,461 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $569,000 | 4,460 |
| Net charge-offs | $313,000 | 2,767 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $569,000 | 4,286 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,110,000 | 4,862 |
| Total interest expense | $237,000 | 5,445 |
| Net interest income | $1,873,000 | 4,668 |
| Provision for loan and lease losses | $246,000 | 2,713 |
| Total noninterest income | $315,000 | 4,116 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $47,000 | 5,619 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $268,000 | 3,230 |
| Total noninterest expense | $1,406,000 | 4,958 |
| Salaries and employee benefits | $746,000 | 4,911 |
| Premises and equipment expense | $133,000 | 5,279 |
| Additional noninterest expense | $527,000 | 4,714 |
| Pre-tax net operating income | $536,000 | 4,005 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $186,000 | 2,507 |
| Income before extraordinary items | $350,000 | 4,580 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $350,000 | 4,582 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $350,000 | 4,582 |
| Net charge-offs | $14,000 | 4,811 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $350,000 | 4,396 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,048,000 | 4,921 |
| Total interest expense | $120,000 | 5,525 |
| Net interest income | $928,000 | 4,729 |
| Provision for loan and lease losses | $66,000 | 3,380 |
| Total noninterest income | $121,000 | 4,624 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $21,000 | 5,749 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $100,000 | 3,714 |
| Total noninterest expense | $693,000 | 5,028 |
| Salaries and employee benefits | $373,000 | 4,955 |
| Premises and equipment expense | $57,000 | 5,612 |
| Additional noninterest expense | $263,000 | 4,735 |
| Pre-tax net operating income | $290,000 | 3,903 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $100,000 | 2,447 |
| Income before extraordinary items | $190,000 | 4,463 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $190,000 | 4,466 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $190,000 | 4,466 |
| Net charge-offs | $14,000 | 3,886 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $190,000 | 4,318 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,792,000 | 5,264 |
| Total interest expense | $474,000 | 5,956 |
| Net interest income | $3,318,000 | 5,035 |
| Provision for loan and lease losses | $457,000 | 3,576 |
| Total noninterest income | $588,000 | 4,114 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $71,000 | 5,961 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $517,000 | 3,071 |
| Total noninterest expense | $2,518,000 | 5,320 |
| Salaries and employee benefits | $1,378,000 | 5,177 |
| Premises and equipment expense | $230,000 | 5,775 |
| Additional noninterest expense | $910,000 | 5,131 |
| Pre-tax net operating income | $931,000 | 3,857 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $324,000 | 2,465 |
| Income before extraordinary items | $607,000 | 4,382 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $607,000 | 4,383 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $607,000 | 4,383 |
| Net charge-offs | $341,000 | 3,650 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $607,000 | 4,257 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,771,000 | 5,374 |
| Total interest expense | $364,000 | 6,020 |
| Net interest income | $2,407,000 | 5,140 |
| Provision for loan and lease losses | $457,000 | 2,996 |
| Total noninterest income | $488,000 | 3,934 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $52,000 | 6,032 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $436,000 | 2,900 |
| Total noninterest expense | $1,840,000 | 5,399 |
| Salaries and employee benefits | $1,025,000 | 5,201 |
| Premises and equipment expense | $173,000 | 5,803 |
| Additional noninterest expense | $642,000 | 5,288 |
| Pre-tax net operating income | $598,000 | 4,227 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $206,000 | 2,638 |
| Income before extraordinary items | $392,000 | 4,692 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $392,000 | 4,693 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $392,000 | 4,693 |
| Net charge-offs | $147,000 | 4,041 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $392,000 | 4,565 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,801,000 | 5,484 |
| Total interest expense | $248,000 | 6,088 |
| Net interest income | $1,553,000 | 5,254 |
| Provision for loan and lease losses | $182,000 | 3,648 |
| Total noninterest income | $400,000 | 3,556 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $34,000 | 6,037 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $366,000 | 2,570 |
| Total noninterest expense | $1,258,000 | 5,401 |
| Salaries and employee benefits | $693,000 | 5,204 |
| Premises and equipment expense | $117,000 | 5,807 |
| Additional noninterest expense | $448,000 | 5,270 |
| Pre-tax net operating income | $513,000 | 3,778 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $176,000 | 2,354 |
| Income before extraordinary items | $337,000 | 4,277 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $337,000 | 4,276 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $337,000 | 4,278 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $337,000 | 4,179 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $885,000 | 5,558 |
| Total interest expense | $125,000 | 6,156 |
| Net interest income | $760,000 | 5,308 |
| Provision for loan and lease losses | $109,000 | 3,254 |
| Total noninterest income | $341,000 | 2,609 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $19,000 | 5,858 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $322,000 | 1,820 |
| Total noninterest expense | $624,000 | 5,452 |
| Salaries and employee benefits | $367,000 | 5,099 |
| Premises and equipment expense | $62,000 | 5,763 |
| Additional noninterest expense | $195,000 | 5,604 |
| Pre-tax net operating income | $368,000 | 3,137 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $125,000 | 1,953 |
| Income before extraordinary items | $243,000 | 3,643 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $243,000 | 3,643 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $243,000 | 3,642 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $243,000 | 3,579 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,486,000 | 5,725 |
| Total interest expense | $629,000 | 6,162 |
| Net interest income | $2,857,000 | 5,473 |
| Provision for loan and lease losses | $267,000 | 5,000 |
| Total noninterest income | $420,000 | 4,887 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $60,000 | 6,079 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $360,000 | 3,680 |
| Total noninterest expense | $2,188,000 | 5,818 |
| Salaries and employee benefits | $1,102,000 | 5,842 |
| Premises and equipment expense | $197,000 | 6,222 |
| Additional noninterest expense | $889,000 | 5,382 |
| Pre-tax net operating income | $822,000 | 3,687 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $280,000 | 2,427 |
| Income before extraordinary items | $542,000 | 4,201 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $542,000 | 4,202 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $542,000 | 4,203 |
| Net charge-offs | $171,000 | 4,919 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $128,000 | 738 |
| Net operating income | $542,000 | 4,064 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,557,000 | 5,882 |
| Total interest expense | $477,000 | 6,285 |
| Net interest income | $2,080,000 | 5,622 |
| Provision for loan and lease losses | $184,000 | 4,987 |
| Total noninterest income | $316,000 | 4,952 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $43,000 | 6,209 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $273,000 | 3,693 |
| Total noninterest expense | $1,614,000 | 5,885 |
| Salaries and employee benefits | $782,000 | 5,994 |
| Premises and equipment expense | $136,000 | 6,448 |
| Additional noninterest expense | $696,000 | 5,283 |
| Pre-tax net operating income | $598,000 | 3,952 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $203,000 | 2,542 |
| Income before extraordinary items | $395,000 | 4,486 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $395,000 | 4,489 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $395,000 | 4,489 |
| Net charge-offs | $171,000 | 4,385 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $128,000 | 589 |
| Net operating income | $395,000 | 4,304 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,667,000 | 5,982 |
| Total interest expense | $323,000 | 6,357 |
| Net interest income | $1,344,000 | 5,698 |
| Provision for loan and lease losses | $184,000 | 4,344 |
| Total noninterest income | $266,000 | 4,488 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $26,000 | 6,310 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $240,000 | 3,186 |
| Total noninterest expense | $1,085,000 | 5,913 |
| Salaries and employee benefits | $506,000 | 6,085 |
| Premises and equipment expense | $84,000 | 6,602 |
| Additional noninterest expense | $495,000 | 5,117 |
| Pre-tax net operating income | $341,000 | 4,224 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $116,000 | 2,653 |
| Income before extraordinary items | $225,000 | 4,729 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $225,000 | 4,729 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $225,000 | 4,729 |
| Net charge-offs | $59,000 | 4,734 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 498 |
| Net operating income | $225,000 | 4,585 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $815,000 | 6,100 |
| Total interest expense | $163,000 | 6,472 |
| Net interest income | $652,000 | 5,804 |
| Provision for loan and lease losses | $51,000 | 4,818 |
| Total noninterest income | $196,000 | 3,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $196,000 | 2,429 |
| Total noninterest expense | $604,000 | 5,722 |
| Salaries and employee benefits | $256,000 | 6,141 |
| Premises and equipment expense | $42,000 | 6,671 |
| Additional noninterest expense | $306,000 | 4,532 |
| Pre-tax net operating income | $193,000 | 4,140 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $66,000 | 2,540 |
| Income before extraordinary items | $127,000 | 4,642 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $127,000 | 4,643 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $127,000 | 4,641 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $127,000 | 4,533 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,894,000 | 6,404 |
| Total interest expense | $693,000 | 6,704 |
| Net interest income | $2,201,000 | 6,155 |
| Provision for loan and lease losses | $187,000 | 5,850 |
| Total noninterest income | $370,000 | 5,259 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $370,000 | 3,666 |
| Total noninterest expense | $2,071,000 | 6,150 |
| Salaries and employee benefits | $947,000 | 6,347 |
| Premises and equipment expense | $174,000 | 6,714 |
| Additional noninterest expense | $950,000 | 5,370 |
| Pre-tax net operating income | $313,000 | 4,461 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $107,000 | 2,839 |
| Income before extraordinary items | $206,000 | 4,787 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $206,000 | 4,787 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $206,000 | 4,787 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $206,000 | 4,722 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,096,000 | 6,547 |
| Total interest expense | $527,000 | 6,806 |
| Net interest income | $1,569,000 | 6,266 |
| Provision for loan and lease losses | $91,000 | 6,058 |
| Total noninterest income | $196,000 | 5,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $196,000 | 4,314 |
| Total noninterest expense | $1,565,000 | 6,159 |
| Salaries and employee benefits | $718,000 | 6,373 |
| Premises and equipment expense | $133,000 | 6,726 |
| Additional noninterest expense | $714,000 | 5,351 |
| Pre-tax net operating income | $109,000 | 5,246 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $36,000 | 3,513 |
| Income before extraordinary items | $73,000 | 5,447 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $73,000 | 5,447 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $73,000 | 5,447 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $73,000 | 5,392 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,356,000 | 6,674 |
| Total interest expense | $361,000 | 6,874 |
| Net interest income | $995,000 | 6,401 |
| Provision for loan and lease losses | $91,000 | 5,417 |
| Total noninterest income | $47,000 | 7,216 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $47,000 | 5,912 |
| Total noninterest expense | $1,051,000 | 6,179 |
| Salaries and employee benefits | $477,000 | 6,441 |
| Premises and equipment expense | $89,000 | 6,779 |
| Additional noninterest expense | $485,000 | 5,326 |
| Pre-tax net operating income | $-100,000 | 6,098 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-34,000 | 6,934 |
| Income before extraordinary items | $-66,000 | 6,109 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-66,000 | 6,108 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-66,000 | 6,108 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-66,000 | 6,063 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $646,000 | 6,814 |
| Total interest expense | $197,000 | 6,834 |
| Net interest income | $449,000 | 6,636 |
| Provision for loan and lease losses | $69,000 | 4,501 |
| Total noninterest income | $21,000 | 7,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $21,000 | 6,118 |
| Total noninterest expense | $517,000 | 6,181 |
| Salaries and employee benefits | $252,000 | 6,377 |
| Premises and equipment expense | $45,000 | 6,803 |
| Additional noninterest expense | $220,000 | 5,343 |
| Pre-tax net operating income | $-116,000 | 6,697 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-40,000 | 7,390 |
| Income before extraordinary items | $-76,000 | 6,751 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-76,000 | 6,752 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-76,000 | 6,752 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-76,000 | 6,656 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,470,000 | 7,007 |
| Total interest expense | $894,000 | 6,966 |
| Net interest income | $1,576,000 | 6,910 |
| Provision for loan and lease losses | $286,000 | 4,704 |
| Total noninterest income | $203,000 | 6,465 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $203,000 | 4,807 |
| Total noninterest expense | $1,716,000 | 6,586 |
| Salaries and employee benefits | $857,000 | 6,766 |
| Premises and equipment expense | $173,000 | 6,927 |
| Additional noninterest expense | $686,000 | 5,872 |
| Pre-tax net operating income | $-223,000 | 6,578 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-74,000 | 7,019 |
| Income before extraordinary items | $-149,000 | 6,422 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-149,000 | 6,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-149,000 | 6,573 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,813,000 | 7,130 |
| Total interest expense | $647,000 | 7,124 |
| Net interest income | $1,166,000 | 6,982 |
| Provision for loan and lease losses | $236,000 | 3,932 |
| Total noninterest income | $179,000 | 6,327 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $179,000 | 4,652 |
| Total noninterest expense | $1,284,000 | 6,597 |
| Salaries and employee benefits | $633,000 | 6,802 |
| Premises and equipment expense | $128,000 | 6,995 |
| Additional noninterest expense | $523,000 | 5,790 |
| Pre-tax net operating income | $-175,000 | 6,999 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-58,000 | 7,466 |
| Income before extraordinary items | $-117,000 | 6,815 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-117,000 | 6,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-117,000 | 6,987 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,134,000 | 7,289 |
| Total interest expense | $403,000 | 7,359 |
| Net interest income | $731,000 | 7,128 |
| Provision for loan and lease losses | $192,000 | 3,222 |
| Total noninterest income | $138,000 | 6,123 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $138,000 | 4,450 |
| Total noninterest expense | $847,000 | 6,671 |
| Salaries and employee benefits | $414,000 | 6,900 |
| Premises and equipment expense | $85,000 | 7,019 |
| Additional noninterest expense | $348,000 | 5,793 |
| Pre-tax net operating income | $-170,000 | 7,290 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-58,000 | 7,775 |
| Income before extraordinary items | $-112,000 | 7,268 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-112,000 | 7,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-112,000 | 7,242 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $531,000 | 7,477 |
| Total interest expense | $195,000 | 7,533 |
| Net interest income | $336,000 | 7,320 |
| Provision for loan and lease losses | $104,000 | 2,670 |
| Total noninterest income | $97,000 | 5,495 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $97,000 | 3,825 |
| Total noninterest expense | $393,000 | 6,859 |
| Salaries and employee benefits | $181,000 | 7,181 |
| Premises and equipment expense | $42,000 | 7,084 |
| Additional noninterest expense | $170,000 | 5,815 |
| Pre-tax net operating income | $-64,000 | 7,452 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-22,000 | 7,913 |
| Income before extraordinary items | $-42,000 | 7,476 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-42,000 | 7,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-42,000 | 7,413 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,483,000 | 7,909 |
| Total interest expense | $560,000 | 7,864 |
| Net interest income | $923,000 | 7,841 |
| Provision for loan and lease losses | $426,000 | 2,588 |
| Total noninterest income | $51,000 | 8,023 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,000 | 7,464 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $50,000 | 7,096 |
| Total noninterest expense | $1,715,000 | 6,594 |
| Salaries and employee benefits | $865,000 | 6,806 |
| Premises and equipment expense | $164,000 | 7,113 |
| Additional noninterest expense | $686,000 | 5,792 |
| Pre-tax net operating income | $-1,167,000 | 8,102 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-397,000 | 8,267 |
| Income before extraordinary items | $-770,000 | 8,023 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-770,000 | 8,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-770,000 | 8,013 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $995,000 | 8,055 |
| Total interest expense | $371,000 | 8,012 |
| Net interest income | $624,000 | 7,999 |
| Provision for loan and lease losses | $243,000 | 2,663 |
| Total noninterest income | $37,000 | 8,085 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,000 | 7,480 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $36,000 | 7,171 |
| Total noninterest expense | $1,279,000 | 6,608 |
| Salaries and employee benefits | $642,000 | 6,790 |
| Premises and equipment expense | $123,000 | 7,078 |
| Additional noninterest expense | $514,000 | 5,736 |
| Pre-tax net operating income | $-861,000 | 8,245 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-293,000 | 8,366 |
| Income before extraordinary items | $-568,000 | 8,171 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-568,000 | 8,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-568,000 | 8,159 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $529,000 | 8,284 |
| Total interest expense | $167,000 | 8,287 |
| Net interest income | $362,000 | 8,192 |
| Provision for loan and lease losses | $157,000 | 2,525 |
| Total noninterest income | $27,000 | 8,099 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,000 | 7,510 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $26,000 | 7,121 |
| Total noninterest expense | $840,000 | 6,693 |
| Salaries and employee benefits | $427,000 | 6,855 |
| Premises and equipment expense | $78,000 | 7,202 |
| Additional noninterest expense | $335,000 | 5,808 |
| Pre-tax net operating income | $-608,000 | 8,347 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-206,000 | 8,467 |
| Income before extraordinary items | $-402,000 | 8,267 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-402,000 | 8,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-402,000 | 8,257 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $203,000 | 8,463 |
| Total interest expense | $52,000 | 8,450 |
| Net interest income | $151,000 | 8,368 |
| Provision for loan and lease losses | $35,000 | 3,592 |
| Total noninterest income | $8,000 | 8,315 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $8,000 | 7,599 |
| Total noninterest expense | $403,000 | 6,813 |
| Salaries and employee benefits | $215,000 | 6,866 |
| Premises and equipment expense | $33,000 | 7,469 |
| Additional noninterest expense | $155,000 | 6,036 |
| Pre-tax net operating income | $-279,000 | 8,399 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-95,000 | 8,508 |
| Income before extraordinary items | $-184,000 | 8,313 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-184,000 | 8,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-184,000 | 8,298 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $103,000 | 8,662 |
| Total interest expense | $16,000 | 8,631 |
| Net interest income | $87,000 | 8,658 |
| Provision for loan and lease losses | $11,000 | 6,554 |
| Total noninterest income | $96,000 | 7,773 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $96,000 | 6,397 |
| Total noninterest expense | $752,000 | 8,079 |
| Salaries and employee benefits | $449,000 | 8,019 |
| Premises and equipment expense | $93,000 | 7,880 |
| Additional noninterest expense | $210,000 | 8,059 |
| Pre-tax net operating income | $-580,000 | 8,296 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-197,000 | 8,449 |
| Income before extraordinary items | $-383,000 | 8,243 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-383,000 | 8,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $10,585,000 | 199 |
| Net operating income | $-383,000 | 8,238 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.