Home > Oglethorpe Bank > Income and Expense
Oglethorpe Bank, Income and Expense
2010-12-31 (YTD Data) | Rank | |
Total interest income | $9,732,000 | 3,021 |
Total interest expense | $4,805,000 | 1,702 |
Net interest income | $4,927,000 | 4,003 |
Provision for loan and lease losses | $12,709,000 | 543 |
Total noninterest income | $189,000 | 6,026 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $346,000 | 3,361 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $-157,000 | 7,244 |
Total noninterest expense | $7,691,000 | 2,521 |
Salaries and employee benefits | $2,715,000 | 3,380 |
Premises and equipment expense | $721,000 | 3,216 |
Additional noninterest expense | $4,255,000 | 1,687 |
Pre-tax net operating income | $-15,284,000 | 7,457 |
Securities gains (losses) | $305,000 | 1,247 |
Applicable income taxes | $-31,000 | 6,665 |
Income before extraordinary items | $-14,948,000 | 7,472 |
Extraordinary gains, net | $0 | 29 |
Net income | $-14,948,000 | 7,472 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $-14,948,000 | 7,472 |
Net charge-offs | $19,080,000 | 350 |
Cash dividends | $0 | 4,193 |
Sale, conversion, retirement of capital stock, net | $83,000 | 832 |
Net operating income | $-15,253,000 | 7,467 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $7,675,000 | 2,966 |
Total interest expense | $3,700,000 | 1,723 |
Net interest income | $3,975,000 | 3,857 |
Provision for loan and lease losses | $6,200,000 | 739 |
Total noninterest income | $92,000 | 6,629 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $280,000 | 3,272 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $-188,000 | 7,454 |
Total noninterest expense | $5,341,000 | 2,683 |
Salaries and employee benefits | $2,039,000 | 3,390 |
Premises and equipment expense | $515,000 | 3,400 |
Additional noninterest expense | $2,787,000 | 1,876 |
Pre-tax net operating income | $-7,474,000 | 7,489 |
Securities gains (losses) | $305,000 | 1,067 |
Applicable income taxes | $-23,000 | 6,901 |
Income before extraordinary items | $-7,146,000 | 7,514 |
Extraordinary gains, net | $0 | 23 |
Net income | $-7,146,000 | 7,514 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $-7,146,000 | 7,514 |
Net charge-offs | $12,213,000 | 389 |
Cash dividends | $0 | 3,702 |
Sale, conversion, retirement of capital stock, net | $62,000 | 787 |
Net operating income | $-7,451,000 | 7,511 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $5,354,000 | 2,866 |
Total interest expense | $2,498,000 | 1,770 |
Net interest income | $2,856,000 | 3,652 |
Provision for loan and lease losses | $3,050,000 | 931 |
Total noninterest income | $96,000 | 6,136 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $196,000 | 3,195 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $-100,000 | 7,522 |
Total noninterest expense | $3,543,000 | 2,704 |
Salaries and employee benefits | $1,348,000 | 3,433 |
Premises and equipment expense | $336,000 | 3,498 |
Additional noninterest expense | $1,859,000 | 1,867 |
Pre-tax net operating income | $-3,641,000 | 7,457 |
Securities gains (losses) | $169,000 | 1,053 |
Applicable income taxes | $-15,000 | 6,952 |
Income before extraordinary items | $-3,457,000 | 7,486 |
Extraordinary gains, net | $0 | 19 |
Net income | $-3,457,000 | 7,486 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $-3,457,000 | 7,486 |
Net charge-offs | $7,625,000 | 408 |
Cash dividends | $0 | 3,476 |
Sale, conversion, retirement of capital stock, net | $41,000 | 723 |
Net operating income | $-3,626,000 | 7,490 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $2,783,000 | 2,834 |
Total interest expense | $1,286,000 | 1,804 |
Net interest income | $1,497,000 | 3,561 |
Provision for loan and lease losses | $0 | 6,552 |
Total noninterest income | $-102,000 | 7,809 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $108,000 | 3,000 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $-210,000 | 7,810 |
Total noninterest expense | $1,818,000 | 2,675 |
Salaries and employee benefits | $673,000 | 3,497 |
Premises and equipment expense | $170,000 | 3,538 |
Additional noninterest expense | $975,000 | 1,779 |
Pre-tax net operating income | $-423,000 | 7,115 |
Securities gains (losses) | $0 | 2,284 |
Applicable income taxes | $-7,000 | 7,085 |
Income before extraordinary items | $-416,000 | 7,196 |
Extraordinary gains, net | $0 | 16 |
Net income | $-416,000 | 7,198 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $-416,000 | 7,197 |
Net charge-offs | $4,658,000 | 356 |
Cash dividends | $0 | 2,646 |
Sale, conversion, retirement of capital stock, net | $21,000 | 652 |
Net operating income | $-416,000 | 7,171 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $13,079,000 | 2,538 |
Total interest expense | $6,887,000 | 1,713 |
Net interest income | $6,192,000 | 3,375 |
Provision for loan and lease losses | $16,090,000 | 577 |
Total noninterest income | $-90,000 | 7,775 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $660,000 | 2,357 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $-750,000 | 7,845 |
Total noninterest expense | $6,625,000 | 2,933 |
Salaries and employee benefits | $2,706,000 | 3,470 |
Premises and equipment expense | $789,000 | 3,152 |
Additional noninterest expense | $3,130,000 | 2,268 |
Pre-tax net operating income | $-16,613,000 | 7,664 |
Securities gains (losses) | $-3,000 | 6,914 |
Applicable income taxes | $-2,356,000 | 7,558 |
Income before extraordinary items | $-14,260,000 | 7,664 |
Extraordinary gains, net | $0 | 34 |
Net income | $-14,260,000 | 7,662 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $-14,260,000 | 7,663 |
Net charge-offs | $8,222,000 | 795 |
Cash dividends | $0 | 4,670 |
Sale, conversion, retirement of capital stock, net | $86,000 | 936 |
Net operating income | $-14,257,420 | 7,662 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $9,891,000 | 2,554 |
Total interest expense | $5,407,000 | 1,717 |
Net interest income | $4,484,000 | 3,478 |
Provision for loan and lease losses | $5,655,000 | 962 |
Total noninterest income | $-185,000 | 7,949 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $525,000 | 2,262 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $-710,000 | 7,981 |
Total noninterest expense | $4,840,000 | 3,003 |
Salaries and employee benefits | $2,055,000 | 3,467 |
Premises and equipment expense | $581,000 | 3,242 |
Additional noninterest expense | $2,204,000 | 2,362 |
Pre-tax net operating income | $-6,196,000 | 7,572 |
Securities gains (losses) | $-3,000 | 7,144 |
Applicable income taxes | $-2,356,000 | 7,760 |
Income before extraordinary items | $-3,843,000 | 7,469 |
Extraordinary gains, net | $0 | 27 |
Net income | $-3,843,000 | 7,469 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $-3,843,000 | 7,469 |
Net charge-offs | $5,360,000 | 780 |
Cash dividends | $0 | 4,191 |
Sale, conversion, retirement of capital stock, net | $64,000 | 866 |
Net operating income | $-3,841,080 | 7,479 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $6,525,000 | 2,613 |
Total interest expense | $3,712,000 | 1,751 |
Net interest income | $2,813,000 | 3,638 |
Provision for loan and lease losses | $2,830,000 | 1,130 |
Total noninterest income | $138,000 | 5,866 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $361,000 | 2,192 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $-223,000 | 8,028 |
Total noninterest expense | $3,275,000 | 2,986 |
Salaries and employee benefits | $1,421,000 | 3,388 |
Premises and equipment expense | $395,000 | 3,212 |
Additional noninterest expense | $1,459,000 | 2,396 |
Pre-tax net operating income | $-3,154,000 | 7,582 |
Securities gains (losses) | $0 | 3,136 |
Applicable income taxes | $-1,115,000 | 7,781 |
Income before extraordinary items | $-2,039,000 | 7,492 |
Extraordinary gains, net | $0 | 21 |
Net income | $-2,039,000 | 7,492 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $-2,039,000 | 7,491 |
Net charge-offs | $2,831,000 | 895 |
Cash dividends | $0 | 3,983 |
Sale, conversion, retirement of capital stock, net | $43,000 | 843 |
Net operating income | $-2,039,000 | 7,486 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $3,289,000 | 2,631 |
Total interest expense | $1,849,000 | 1,812 |
Net interest income | $1,440,000 | 3,574 |
Provision for loan and lease losses | $2,005,000 | 751 |
Total noninterest income | $290,000 | 3,081 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $181,000 | 2,141 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $109,000 | 3,517 |
Total noninterest expense | $1,707,000 | 2,804 |
Salaries and employee benefits | $729,000 | 3,358 |
Premises and equipment expense | $205,000 | 3,159 |
Additional noninterest expense | $773,000 | 2,049 |
Pre-tax net operating income | $-1,982,000 | 7,824 |
Securities gains (losses) | $0 | 2,434 |
Applicable income taxes | $-708,000 | 7,936 |
Income before extraordinary items | $-1,274,000 | 7,782 |
Extraordinary gains, net | $0 | 15 |
Net income | $-1,274,000 | 7,784 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $-1,274,000 | 7,783 |
Net charge-offs | $1,783,000 | 649 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $21,000 | 736 |
Net operating income | $-1,274,000 | 7,774 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $14,444,000 | 2,563 |
Total interest expense | $7,418,000 | 2,096 |
Net interest income | $7,026,000 | 3,042 |
Provision for loan and lease losses | $1,821,000 | 1,916 |
Total noninterest income | $970,000 | 3,476 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $779,000 | 2,172 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $191,000 | 4,919 |
Total noninterest expense | $6,450,000 | 2,881 |
Salaries and employee benefits | $3,256,000 | 3,030 |
Premises and equipment expense | $768,000 | 3,280 |
Additional noninterest expense | $2,426,000 | 2,413 |
Pre-tax net operating income | $-275,000 | 6,615 |
Securities gains (losses) | $25,000 | 2,045 |
Applicable income taxes | $-93,000 | 7,060 |
Income before extraordinary items | $-157,000 | 6,427 |
Extraordinary gains, net | $0 | 39 |
Net income | $-157,000 | 6,428 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $850,000 | 2,146 |
Cash dividends | $700,000 | 2,846 |
Sale, conversion, retirement of capital stock, net | $113,000 | 938 |
Net operating income | $-173,000 | 6,595 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $10,856,000 | 2,609 |
Total interest expense | $5,514,000 | 2,193 |
Net interest income | $5,342,000 | 3,020 |
Provision for loan and lease losses | $464,000 | 2,843 |
Total noninterest income | $829,000 | 3,258 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $592,000 | 2,174 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $237,000 | 4,122 |
Total noninterest expense | $4,726,000 | 2,919 |
Salaries and employee benefits | $2,452,000 | 3,049 |
Premises and equipment expense | $563,000 | 3,351 |
Additional noninterest expense | $1,711,000 | 2,479 |
Pre-tax net operating income | $981,000 | 3,714 |
Securities gains (losses) | $26,000 | 1,844 |
Applicable income taxes | $292,000 | 2,488 |
Income before extraordinary items | $715,000 | 3,774 |
Extraordinary gains, net | $0 | 31 |
Net income | $715,000 | 3,773 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $387,000 | 2,256 |
Cash dividends | $700,000 | 2,266 |
Sale, conversion, retirement of capital stock, net | $87,000 | 825 |
Net operating income | $696,540 | 3,964 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $7,243,000 | 2,633 |
Total interest expense | $3,648,000 | 2,287 |
Net interest income | $3,595,000 | 2,993 |
Provision for loan and lease losses | $297,000 | 2,587 |
Total noninterest income | $634,000 | 3,029 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $411,000 | 2,060 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $223,000 | 3,557 |
Total noninterest expense | $3,082,000 | 2,979 |
Salaries and employee benefits | $1,643,000 | 3,066 |
Premises and equipment expense | $368,000 | 3,432 |
Additional noninterest expense | $1,071,000 | 2,584 |
Pre-tax net operating income | $850,000 | 3,305 |
Securities gains (losses) | $2,000 | 2,957 |
Applicable income taxes | $251,000 | 2,422 |
Income before extraordinary items | $601,000 | 3,638 |
Extraordinary gains, net | $0 | 21 |
Net income | $601,000 | 3,639 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $244,000 | 2,014 |
Cash dividends | $700,000 | 1,851 |
Sale, conversion, retirement of capital stock, net | $60,000 | 718 |
Net operating income | $599,580 | 3,587 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $3,703,000 | 2,652 |
Total interest expense | $1,849,000 | 2,396 |
Net interest income | $1,854,000 | 2,894 |
Provision for loan and lease losses | $160,000 | 2,060 |
Total noninterest income | $335,000 | 2,906 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $209,000 | 1,999 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $126,000 | 3,352 |
Total noninterest expense | $1,522,000 | 3,014 |
Salaries and employee benefits | $831,000 | 3,061 |
Premises and equipment expense | $181,000 | 3,483 |
Additional noninterest expense | $510,000 | 2,675 |
Pre-tax net operating income | $507,000 | 3,050 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $153,000 | 2,294 |
Income before extraordinary items | $354,000 | 3,463 |
Extraordinary gains, net | $0 | 15 |
Net income | $354,000 | 3,466 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $38,000 | 2,745 |
Cash dividends | $700,000 | 1,018 |
Sale, conversion, retirement of capital stock, net | $34,000 | 560 |
Net operating income | $354,000 | 3,365 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $14,960,000 | 2,688 |
Total interest expense | $7,788,000 | 2,372 |
Net interest income | $7,172,000 | 3,037 |
Provision for loan and lease losses | $807,000 | 1,668 |
Total noninterest income | $1,295,000 | 2,989 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $663,000 | 2,476 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $632,000 | 2,929 |
Total noninterest expense | $5,595,000 | 3,150 |
Salaries and employee benefits | $2,896,000 | 3,321 |
Premises and equipment expense | $730,000 | 3,332 |
Additional noninterest expense | $1,969,000 | 2,700 |
Pre-tax net operating income | $2,065,000 | 3,255 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $631,000 | 2,439 |
Income before extraordinary items | $1,434,000 | 3,546 |
Extraordinary gains, net | $0 | 39 |
Net income | $1,434,000 | 3,544 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $92,000 | 3,888 |
Cash dividends | $632,000 | 3,352 |
Sale, conversion, retirement of capital stock, net | $2,410,000 | 341 |
Net operating income | $1,434,000 | 3,537 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $10,849,000 | 2,773 |
Total interest expense | $5,763,000 | 2,397 |
Net interest income | $5,086,000 | 3,190 |
Provision for loan and lease losses | $406,000 | 1,830 |
Total noninterest income | $988,000 | 2,938 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $481,000 | 2,517 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $507,000 | 2,818 |
Total noninterest expense | $4,017,000 | 3,234 |
Salaries and employee benefits | $2,125,000 | 3,365 |
Premises and equipment expense | $526,000 | 3,415 |
Additional noninterest expense | $1,366,000 | 2,832 |
Pre-tax net operating income | $1,651,000 | 3,261 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $503,000 | 2,526 |
Income before extraordinary items | $1,148,000 | 3,568 |
Extraordinary gains, net | $0 | 33 |
Net income | $1,148,000 | 3,567 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $36,000 | 4,034 |
Cash dividends | $632,000 | 2,607 |
Sale, conversion, retirement of capital stock, net | $2,395,000 | 254 |
Net operating income | $1,148,000 | 3,550 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $7,036,000 | 2,865 |
Total interest expense | $3,771,000 | 2,441 |
Net interest income | $3,265,000 | 3,315 |
Provision for loan and lease losses | $223,000 | 2,011 |
Total noninterest income | $680,000 | 2,890 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $304,000 | 2,622 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $376,000 | 2,660 |
Total noninterest expense | $2,606,000 | 3,344 |
Salaries and employee benefits | $1,426,000 | 3,377 |
Premises and equipment expense | $336,000 | 3,549 |
Additional noninterest expense | $844,000 | 3,051 |
Pre-tax net operating income | $1,116,000 | 3,278 |
Securities gains (losses) | $-3,000 | 7,770 |
Applicable income taxes | $333,000 | 2,611 |
Income before extraordinary items | $780,000 | 3,575 |
Extraordinary gains, net | $0 | 29 |
Net income | $780,000 | 3,575 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $25,000 | 3,576 |
Cash dividends | $632,000 | 2,111 |
Sale, conversion, retirement of capital stock, net | $2,395,000 | 191 |
Net operating income | $782,100 | 3,546 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $3,446,000 | 2,900 |
Total interest expense | $1,869,000 | 2,449 |
Net interest income | $1,577,000 | 3,406 |
Provision for loan and lease losses | $83,000 | 2,314 |
Total noninterest income | $356,000 | 2,780 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $154,000 | 2,550 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $202,000 | 2,533 |
Total noninterest expense | $1,310,000 | 3,334 |
Salaries and employee benefits | $733,000 | 3,328 |
Premises and equipment expense | $161,000 | 3,678 |
Additional noninterest expense | $416,000 | 3,066 |
Pre-tax net operating income | $540,000 | 3,345 |
Securities gains (losses) | $-2,000 | 8,059 |
Applicable income taxes | $148,000 | 2,755 |
Income before extraordinary items | $390,000 | 3,558 |
Extraordinary gains, net | $0 | 22 |
Net income | $390,000 | 3,558 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $24,000 | 2,389 |
Cash dividends | $632,000 | 1,175 |
Sale, conversion, retirement of capital stock, net | $2,395,000 | 99 |
Net operating income | $391,440 | 3,530 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $11,910,000 | 3,114 |
Total interest expense | $5,866,000 | 2,646 |
Net interest income | $6,044,000 | 3,504 |
Provision for loan and lease losses | $375,000 | 2,388 |
Total noninterest income | $1,281,000 | 2,998 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $540,000 | 2,908 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $741,000 | 2,691 |
Total noninterest expense | $5,022,000 | 3,350 |
Salaries and employee benefits | $2,750,000 | 3,362 |
Premises and equipment expense | $718,000 | 3,276 |
Additional noninterest expense | $1,554,000 | 3,203 |
Pre-tax net operating income | $1,928,000 | 3,728 |
Securities gains (losses) | $1,000 | 1,542 |
Applicable income taxes | $645,000 | 2,783 |
Income before extraordinary items | $1,284,000 | 4,135 |
Extraordinary gains, net | $0 | 51 |
Net income | $1,284,000 | 4,135 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $46,000 | 4,164 |
Cash dividends | $0 | 5,941 |
Sale, conversion, retirement of capital stock, net | $519,000 | 595 |
Net operating income | $1,283,330 | 4,107 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $8,515,000 | 3,222 |
Total interest expense | $4,058,000 | 2,744 |
Net interest income | $4,457,000 | 3,566 |
Provision for loan and lease losses | $294,000 | 2,198 |
Total noninterest income | $947,000 | 3,042 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $402,000 | 2,942 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $545,000 | 2,723 |
Total noninterest expense | $3,656,000 | 3,409 |
Salaries and employee benefits | $1,973,000 | 3,486 |
Premises and equipment expense | $557,000 | 3,187 |
Additional noninterest expense | $1,126,000 | 3,288 |
Pre-tax net operating income | $1,454,000 | 3,852 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $486,000 | 2,902 |
Income before extraordinary items | $968,000 | 4,247 |
Extraordinary gains, net | $0 | 45 |
Net income | $968,000 | 4,250 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $29,000 | 3,854 |
Cash dividends | $0 | 5,292 |
Sale, conversion, retirement of capital stock, net | $105,000 | 698 |
Net operating income | $968,000 | 4,237 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $5,391,000 | 3,300 |
Total interest expense | $2,492,000 | 2,831 |
Net interest income | $2,899,000 | 3,638 |
Provision for loan and lease losses | $224,000 | 1,936 |
Total noninterest income | $576,000 | 3,201 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $258,000 | 3,001 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $318,000 | 2,902 |
Total noninterest expense | $2,339,000 | 3,531 |
Salaries and employee benefits | $1,240,000 | 3,650 |
Premises and equipment expense | $376,000 | 3,148 |
Additional noninterest expense | $723,000 | 3,380 |
Pre-tax net operating income | $912,000 | 4,016 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $306,000 | 3,016 |
Income before extraordinary items | $606,000 | 4,419 |
Extraordinary gains, net | $0 | 39 |
Net income | $606,000 | 4,423 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $28,000 | 3,137 |
Cash dividends | $0 | 5,069 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $606,000 | 4,415 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $2,518,000 | 3,424 |
Total interest expense | $1,148,000 | 2,903 |
Net interest income | $1,370,000 | 3,797 |
Provision for loan and lease losses | $179,000 | 1,247 |
Total noninterest income | $277,000 | 3,243 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $111,000 | 3,255 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $166,000 | 2,791 |
Total noninterest expense | $1,152,000 | 3,586 |
Salaries and employee benefits | $638,000 | 3,597 |
Premises and equipment expense | $182,000 | 3,245 |
Additional noninterest expense | $332,000 | 3,593 |
Pre-tax net operating income | $316,000 | 4,831 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $104,000 | 3,539 |
Income before extraordinary items | $212,000 | 5,226 |
Extraordinary gains, net | $0 | 21 |
Net income | $212,000 | 5,225 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 3,919 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $212,000 | 5,220 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $7,128,000 | 4,093 |
Total interest expense | $2,771,000 | 3,550 |
Net interest income | $4,357,000 | 4,360 |
Provision for loan and lease losses | $449,000 | 2,083 |
Total noninterest income | $1,030,000 | 3,486 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $387,000 | 3,629 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $643,000 | 2,934 |
Total noninterest expense | $3,802,000 | 4,023 |
Salaries and employee benefits | $1,902,000 | 4,278 |
Premises and equipment expense | $696,000 | 3,243 |
Additional noninterest expense | $1,204,000 | 3,862 |
Pre-tax net operating income | $1,136,000 | 5,025 |
Securities gains (losses) | $-2,000 | 7,064 |
Applicable income taxes | $405,000 | 3,680 |
Income before extraordinary items | $729,000 | 5,575 |
Extraordinary gains, net | $0 | 46 |
Net income | $729,000 | 5,579 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 6,118 |
Cash dividends | $0 | 6,054 |
Sale, conversion, retirement of capital stock, net | $1,861,000 | 412 |
Net operating income | $730,280 | 5,544 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $4,931,000 | 4,286 |
Total interest expense | $1,867,000 | 3,696 |
Net interest income | $3,064,000 | 4,571 |
Provision for loan and lease losses | $354,000 | 1,921 |
Total noninterest income | $737,000 | 3,614 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $281,000 | 3,714 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $456,000 | 3,043 |
Total noninterest expense | $2,762,000 | 4,088 |
Salaries and employee benefits | $1,407,000 | 4,296 |
Premises and equipment expense | $514,000 | 3,288 |
Additional noninterest expense | $841,000 | 4,026 |
Pre-tax net operating income | $685,000 | 5,691 |
Securities gains (losses) | $-2,000 | 7,438 |
Applicable income taxes | $243,000 | 4,129 |
Income before extraordinary items | $440,000 | 6,173 |
Extraordinary gains, net | $0 | 35 |
Net income | $440,000 | 6,178 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 5,516 |
Cash dividends | $0 | 5,317 |
Sale, conversion, retirement of capital stock, net | $150,000 | 520 |
Net operating income | $441,280 | 6,136 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $3,050,000 | 4,468 |
Total interest expense | $1,147,000 | 3,749 |
Net interest income | $1,903,000 | 4,759 |
Provision for loan and lease losses | $251,000 | 1,764 |
Total noninterest income | $479,000 | 3,630 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $165,000 | 3,927 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $314,000 | 2,980 |
Total noninterest expense | $1,795,000 | 4,161 |
Salaries and employee benefits | $907,000 | 4,392 |
Premises and equipment expense | $339,000 | 3,279 |
Additional noninterest expense | $549,000 | 4,071 |
Pre-tax net operating income | $336,000 | 6,363 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $120,000 | 4,564 |
Income before extraordinary items | $216,000 | 6,796 |
Extraordinary gains, net | $0 | 30 |
Net income | $216,000 | 6,797 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 5,290 |
Cash dividends | $0 | 5,072 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $216,000 | 6,743 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $1,355,000 | 4,802 |
Total interest expense | $497,000 | 4,043 |
Net interest income | $858,000 | 5,108 |
Provision for loan and lease losses | $186,000 | 1,193 |
Total noninterest income | $217,000 | 3,777 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $73,000 | 4,143 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $144,000 | 3,044 |
Total noninterest expense | $836,000 | 4,417 |
Salaries and employee benefits | $421,000 | 4,659 |
Premises and equipment expense | $165,000 | 3,381 |
Additional noninterest expense | $250,000 | 4,364 |
Pre-tax net operating income | $53,000 | 7,860 |
Securities gains (losses) | $-1,000 | 8,158 |
Applicable income taxes | $18,000 | 5,732 |
Income before extraordinary items | $34,000 | 8,028 |
Extraordinary gains, net | $0 | 24 |
Net income | $34,000 | 8,028 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 4,232 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $34,650 | 7,999 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $3,018,000 | 6,399 |
Total interest expense | $976,000 | 5,734 |
Net interest income | $2,042,000 | 6,571 |
Provision for loan and lease losses | $603,000 | 1,640 |
Total noninterest income | $462,000 | 5,461 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $188,000 | 5,353 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $274,000 | 4,443 |
Total noninterest expense | $2,693,000 | 5,039 |
Salaries and employee benefits | $1,302,000 | 5,427 |
Premises and equipment expense | $539,000 | 3,849 |
Additional noninterest expense | $852,000 | 4,884 |
Pre-tax net operating income | $-792,000 | 8,751 |
Securities gains (losses) | $-4,000 | 8,021 |
Applicable income taxes | $-780,000 | 8,925 |
Income before extraordinary items | $-16,000 | 8,459 |
Extraordinary gains, net | $0 | 34 |
Net income | $-16,000 | 8,461 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 6,559 |
Cash dividends | $0 | 6,149 |
Sale, conversion, retirement of capital stock, net | $2,500,000 | 315 |
Net operating income | $-13,440 | 8,420 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $1,876,000 | 6,902 |
Total interest expense | $554,000 | 6,444 |
Net interest income | $1,322,000 | 6,964 |
Provision for loan and lease losses | $476,000 | 1,504 |
Total noninterest income | $286,000 | 5,939 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $123,000 | 5,662 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $163,000 | 4,945 |
Total noninterest expense | $1,875,000 | 5,266 |
Salaries and employee benefits | $903,000 | 5,657 |
Premises and equipment expense | $358,000 | 4,225 |
Additional noninterest expense | $614,000 | 4,981 |
Pre-tax net operating income | $-743,000 | 8,840 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $0 | 7,220 |
Income before extraordinary items | $-743,000 | 8,883 |
Extraordinary gains, net | $0 | 26 |
Net income | $-743,000 | 8,883 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 5,993 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $-743,000 | 8,863 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $995,000 | 7,454 |
Total interest expense | $267,000 | 7,236 |
Net interest income | $728,000 | 7,431 |
Provision for loan and lease losses | $319,000 | 1,466 |
Total noninterest income | $176,000 | 6,112 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $72,000 | 5,920 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $104,000 | 5,095 |
Total noninterest expense | $1,199,000 | 5,445 |
Salaries and employee benefits | $588,000 | 5,760 |
Premises and equipment expense | $226,000 | 4,401 |
Additional noninterest expense | $385,000 | 5,193 |
Pre-tax net operating income | $-614,000 | 8,937 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $0 | 7,214 |
Income before extraordinary items | $-614,000 | 8,963 |
Extraordinary gains, net | $0 | 21 |
Net income | $-614,000 | 8,964 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 5,680 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $-614,000 | 8,945 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $384,000 | 7,972 |
Total interest expense | $100,000 | 7,846 |
Net interest income | $284,000 | 7,947 |
Provision for loan and lease losses | $146,000 | 1,570 |
Total noninterest income | $68,000 | 6,629 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $33,000 | 6,033 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $35,000 | 5,821 |
Total noninterest expense | $567,000 | 5,633 |
Salaries and employee benefits | $287,000 | 5,859 |
Premises and equipment expense | $110,000 | 4,512 |
Additional noninterest expense | $170,000 | 5,605 |
Pre-tax net operating income | $-361,000 | 8,995 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $0 | 7,103 |
Income before extraordinary items | $-361,000 | 9,018 |
Extraordinary gains, net | $0 | 16 |
Net income | $-361,000 | 9,017 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,097 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $-361,000 | 8,996 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $264,000 | 9,050 |
Total interest expense | $65,000 | 9,018 |
Net interest income | $199,000 | 9,042 |
Provision for loan and lease losses | $207,000 | 3,962 |
Total noninterest income | $33,000 | 8,914 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $12,000 | 7,913 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $21,000 | 8,405 |
Total noninterest expense | $1,337,000 | 7,192 |
Salaries and employee benefits | $688,000 | 7,346 |
Premises and equipment expense | $152,000 | 7,371 |
Additional noninterest expense | $497,000 | 6,571 |
Pre-tax net operating income | $-1,312,000 | 9,022 |
Securities gains (losses) | $0 | 4,500 |
Applicable income taxes | $0 | 7,459 |
Income before extraordinary items | $-1,312,000 | 9,073 |
Extraordinary gains, net | $0 | 54 |
Net income | $-1,312,000 | 9,074 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,416 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $8,308,000 | 115 |
Net operating income | $-1,312,000 | 9,031 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $62,000 | 9,188 |
Total interest expense | $17,000 | 9,153 |
Net interest income | $45,000 | 9,186 |
Provision for loan and lease losses | $71,000 | 5,312 |
Total noninterest income | $1,000 | 9,175 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $1,000 | 8,088 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $0 | 9,106 |
Total noninterest expense | $859,000 | 7,572 |
Salaries and employee benefits | $453,000 | 7,645 |
Premises and equipment expense | $345,000 | 4,308 |
Additional noninterest expense | $61,000 | 9,103 |
Pre-tax net operating income | $-884,000 | 9,063 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $0 | 7,524 |
Income before extraordinary items | $-884,000 | 9,110 |
Extraordinary gains, net | $0 | 40 |
Net income | $-884,000 | 9,109 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,967 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $8,308,000 | 75 |
Net operating income | $-884,000 | 9,069 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.