Home > Oglethorpe Bank > Assets and Liabilities
Oglethorpe Bank, Assets and Liabilities
| 2010-12-31 | Rank | |
| # of Employees: | 36 | 3,875 |
| Assets and Liabilities | ||
| Total Assets: | $211,149,000 | 2,986 |
| Cash and due from depository institutions | $17,632,000 | 3,875 |
| Interest-bearing balances | $14,891,000 | 2,101 |
| Securities | $15,880,000 | 4,912 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $154,010,000 | 2,637 |
| Loan loss allowance | $4,763,000 | 1,642 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $2,974,000 | 3,470 |
| Other real estate owned | $16,149,000 | 3,875 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $4,504,000 | 3,460 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $211,149,000 | 2,986 |
| Total liabilities | $216,814,000 | 2,672 |
| Total deposits | $201,369,000 | 2,655 |
| Interest-bearing deposits | $192,295,000 | 2,382 |
| Deposits held in domestic offices | $201,369,000 | 2,653 |
| % insured | 96.67% | 1,241 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $15,000,000 | 1,773 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $445,000 | 4,829 |
| Total equity capital | $-5,665,000 | 7,664 |
| Total bank equity capital | $-5,665,000 | 7,664 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $7,623,000 | 662 |
| Surplus | $15,600,000 | 1,904 |
| Undivided profits | $-28,888,000 | 7,517 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $39,432,000 | 457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $712,000 | 3,993 |
| Earning assets | $184,781,000 | 3,091 |
| Long-term assets (5+ years) | $34,551,000 | 3,188 |
| Average Assets, year-to-date | $238,970,000 | 2,644 |
| Average Assets, quarterly | $220,867,000 | 2,868 |
| Volatile liabilities | $76,045,000 | 1,753 |
| Insider loans | $4,644,000 | 1,510 |
| FHLB advances | $15,000,000 | 1,674 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $6,937,000 | 4,596 |
| Tier 1 (core) risk-based capital | $-5,348,000 | 7,664 |
| Tier 2 risk-based capital | $0 | 7,578 |
| Total risk weighted assets | $162,339,000 | 2,662 |
| Total unused commitments | $6,937,000 | 4,597 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 37 | 3,869 |
| Assets and Liabilities | ||
| Total Assets: | $230,585,000 | 2,800 |
| Cash and due from depository institutions | $24,778,000 | 3,869 |
| Interest-bearing balances | $21,185,000 | 1,642 |
| Securities | $16,932,000 | 4,722 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $167,201,000 | 2,500 |
| Loan loss allowance | $5,119,000 | 1,559 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,055,000 | 3,442 |
| Other real estate owned | $13,973,000 | 3,869 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $4,646,000 | 3,430 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $230,585,000 | 2,800 |
| Total liabilities | $228,231,000 | 2,560 |
| Total deposits | $212,734,000 | 2,549 |
| Interest-bearing deposits | $203,751,000 | 2,287 |
| Deposits held in domestic offices | $212,734,000 | 2,546 |
| % insured | 96.36% | 1,033 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $15,000,000 | 1,903 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $497,000 | 5,034 |
| Total equity capital | $2,354,000 | 7,523 |
| Total bank equity capital | $2,354,000 | 7,523 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $7,623,000 | 666 |
| Surplus | $15,580,000 | 1,903 |
| Undivided profits | $-20,849,000 | 7,600 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $28,332,000 | 627 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $757,000 | 4,077 |
| Earning assets | $205,318,000 | 2,864 |
| Long-term assets (5+ years) | $35,039,000 | 3,123 |
| Average Assets, year-to-date | $245,925,250 | 2,620 |
| Average Assets, quarterly | $235,531,500 | 2,737 |
| Volatile liabilities | $85,852,000 | 1,629 |
| Insider loans | $4,644,000 | 1,523 |
| FHLB advances | $15,000,000 | 1,790 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $8,452,000 | 4,320 |
| Tier 1 (core) risk-based capital | $2,436,000 | 7,471 |
| Tier 2 risk-based capital | $2,222,000 | 2,357 |
| Total risk weighted assets | $174,097,000 | 2,552 |
| Total unused commitments | $8,452,000 | 4,324 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 38 | 3,829 |
| Assets and Liabilities | ||
| Total Assets: | $240,478,000 | 2,703 |
| Cash and due from depository institutions | $31,741,000 | 3,829 |
| Interest-bearing balances | $23,726,000 | 1,388 |
| Securities | $9,191,000 | 5,878 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $181,146,000 | 2,367 |
| Loan loss allowance | $6,558,000 | 1,256 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,126,000 | 3,424 |
| Other real estate owned | $10,203,000 | 3,829 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $5,071,000 | 3,276 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $240,478,000 | 2,703 |
| Total liabilities | $234,329,000 | 2,513 |
| Total deposits | $218,819,000 | 2,480 |
| Interest-bearing deposits | $208,691,000 | 2,258 |
| Deposits held in domestic offices | $218,819,000 | 2,478 |
| % insured | 95.27% | 1,549 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $15,000,000 | 1,963 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $510,000 | 4,822 |
| Total equity capital | $6,149,000 | 6,439 |
| Total bank equity capital | $6,149,000 | 6,438 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $7,623,000 | 674 |
| Surplus | $15,560,000 | 1,898 |
| Undivided profits | $-17,034,000 | 7,639 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $26,749,000 | 668 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $832,000 | 3,721 |
| Earning assets | $214,063,000 | 2,773 |
| Long-term assets (5+ years) | $23,224,000 | 3,887 |
| Average Assets, year-to-date | $251,038,670 | 2,589 |
| Average Assets, quarterly | $245,814,500 | 2,656 |
| Volatile liabilities | $86,222,000 | 1,658 |
| Insider loans | $3,626,000 | 1,920 |
| FHLB advances | $15,000,000 | 1,863 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $10,601,000 | 3,892 |
| Tier 1 (core) risk-based capital | $5,057,000 | 6,676 |
| Tier 2 risk-based capital | $2,255,000 | 2,343 |
| Total risk weighted assets | $176,138,000 | 2,558 |
| Total unused commitments | $10,601,000 | 3,898 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 39 | 3,806 |
| Assets and Liabilities | ||
| Total Assets: | $251,151,000 | 2,651 |
| Cash and due from depository institutions | $29,884,000 | 3,806 |
| Interest-bearing balances | $25,701,000 | 1,320 |
| Securities | $13,276,000 | 5,258 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $191,159,000 | 2,318 |
| Loan loss allowance | $6,475,000 | 1,316 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $3,196,000 | 3,437 |
| Other real estate owned | $7,667,000 | 3,806 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $5,969,000 | 3,006 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $251,151,000 | 2,651 |
| Total liabilities | $242,239,000 | 2,485 |
| Total deposits | $224,825,000 | 2,436 |
| Interest-bearing deposits | $214,588,000 | 2,248 |
| Deposits held in domestic offices | $224,825,000 | 2,434 |
| % insured | 94.37% | 1,965 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $16,500,000 | 1,963 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $914,000 | 3,587 |
| Total equity capital | $8,912,000 | 5,591 |
| Total bank equity capital | $8,912,000 | 5,590 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $7,623,000 | 684 |
| Surplus | $15,239,000 | 1,969 |
| Undivided profits | $-13,950,000 | 7,697 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $23,520,000 | 785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $981,000 | 3,290 |
| Earning assets | $230,136,000 | 2,645 |
| Long-term assets (5+ years) | $31,304,000 | 3,334 |
| Average Assets, year-to-date | $256,319,000 | 2,592 |
| Average Assets, quarterly | $256,319,000 | 2,592 |
| Volatile liabilities | $86,894,000 | 1,692 |
| Insider loans | $7,229,000 | 1,045 |
| FHLB advances | $16,500,000 | 1,856 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $10,570,000 | 4,023 |
| Tier 1 (core) risk-based capital | $7,776,000 | 5,814 |
| Tier 2 risk-based capital | $2,364,000 | 2,287 |
| Total risk weighted assets | $184,919,000 | 2,515 |
| Total unused commitments | $10,570,000 | 4,026 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 40 | 3,761 |
| Assets and Liabilities | ||
| Total Assets: | $261,487,000 | 2,572 |
| Cash and due from depository institutions | $25,211,000 | 3,761 |
| Interest-bearing balances | $20,508,000 | 1,373 |
| Securities | $13,741,000 | 5,203 |
| Federal funds sold & reverse repurchase agreements | $11,025,000 | 757 |
| Net loans & leases | $196,858,000 | 2,305 |
| Loan loss allowance | $11,134,000 | 786 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $3,272,000 | 3,426 |
| Other real estate owned | $5,293,000 | 3,761 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $6,087,000 | 3,027 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $261,487,000 | 2,572 |
| Total liabilities | $252,283,000 | 2,406 |
| Total deposits | $234,144,000 | 2,350 |
| Interest-bearing deposits | $223,885,000 | 2,152 |
| Deposits held in domestic offices | $234,144,000 | 2,348 |
| % insured | 92.81% | 2,630 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $17,500,000 | 2,019 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $639,000 | 4,362 |
| Total equity capital | $9,204,000 | 5,490 |
| Total bank equity capital | $9,204,000 | 5,489 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $7,623,000 | 684 |
| Surplus | $15,218,000 | 1,974 |
| Undivided profits | $-13,637,000 | 7,754 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $16,598,000 | 1,007 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,224,000 | 2,776 |
| Earning assets | $242,132,000 | 2,534 |
| Long-term assets (5+ years) | $33,203,000 | 3,194 |
| Average Assets, year-to-date | $261,751,800 | 2,499 |
| Average Assets, quarterly | $263,639,500 | 2,538 |
| Volatile liabilities | $83,318,000 | 1,776 |
| Insider loans | $6,935,000 | 1,099 |
| FHLB advances | $17,500,000 | 1,918 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $10,128,000 | 4,106 |
| Tier 1 (core) risk-based capital | $7,552,000 | 5,902 |
| Tier 2 risk-based capital | $2,480,000 | 2,226 |
| Total risk weighted assets | $189,806,000 | 2,499 |
| Total unused commitments | $10,128,000 | 4,107 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 41 | 3,733 |
| Assets and Liabilities | ||
| Total Assets: | $265,792,000 | 2,532 |
| Cash and due from depository institutions | $19,635,000 | 3,733 |
| Interest-bearing balances | $15,791,000 | 1,477 |
| Securities | $11,630,000 | 5,539 |
| Federal funds sold & reverse repurchase agreements | $9,875,000 | 951 |
| Net loans & leases | $210,075,000 | 2,192 |
| Loan loss allowance | $3,561,000 | 2,034 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $3,355,000 | 3,396 |
| Other real estate owned | $4,841,000 | 3,733 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $6,381,000 | 2,625 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $265,791,000 | 2,532 |
| Total liabilities | $246,032,000 | 2,452 |
| Total deposits | $230,318,000 | 2,361 |
| Interest-bearing deposits | $219,461,000 | 2,182 |
| Deposits held in domestic offices | $230,318,000 | 2,359 |
| % insured | 91.31% | 3,407 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $15,000,000 | 2,302 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $714,000 | 4,535 |
| Total equity capital | $19,759,000 | 3,312 |
| Total bank equity capital | $19,759,000 | 3,312 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $7,623,000 | 687 |
| Surplus | $15,196,000 | 1,969 |
| Undivided profits | $-3,060,000 | 7,344 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $6,140,000 | 2,074 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,135,000 | 3,171 |
| Earning assets | $247,371,000 | 2,496 |
| Long-term assets (5+ years) | $33,173,000 | 3,150 |
| Average Assets, year-to-date | $261,818,000 | 2,514 |
| Average Assets, quarterly | $262,387,500 | 2,544 |
| Volatile liabilities | $75,816,000 | 1,986 |
| Insider loans | $6,849,000 | 1,137 |
| FHLB advances | $15,000,000 | 2,176 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $13,499,000 | 3,638 |
| Tier 1 (core) risk-based capital | $18,434,000 | 3,350 |
| Tier 2 risk-based capital | $2,579,000 | 2,131 |
| Total risk weighted assets | $204,606,000 | 2,352 |
| Total unused commitments | $13,499,000 | 3,640 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 42 | 3,696 |
| Assets and Liabilities | ||
| Total Assets: | $258,983,000 | 2,576 |
| Cash and due from depository institutions | $22,494,000 | 3,696 |
| Interest-bearing balances | $17,597,000 | 1,190 |
| Securities | $11,424,000 | 5,579 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $211,907,000 | 2,212 |
| Loan loss allowance | $3,264,000 | 2,093 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,431,000 | 3,378 |
| Other real estate owned | $4,915,000 | 3,696 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $4,812,000 | 3,199 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $258,983,000 | 2,576 |
| Total liabilities | $238,256,000 | 2,529 |
| Total deposits | $221,414,000 | 2,444 |
| Interest-bearing deposits | $210,197,000 | 2,253 |
| Deposits held in domestic offices | $221,414,000 | 2,442 |
| % insured | 82.28% | 3,039 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $16,000,000 | 2,287 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $842,000 | 4,190 |
| Total equity capital | $20,727,000 | 3,151 |
| Total bank equity capital | $20,727,000 | 3,151 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $7,623,000 | 687 |
| Surplus | $14,630,000 | 2,024 |
| Undivided profits | $-1,526,000 | 7,174 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $6,659,000 | 1,878 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,065,000 | 3,244 |
| Earning assets | $240,928,000 | 2,550 |
| Long-term assets (5+ years) | $32,345,000 | 3,147 |
| Average Assets, year-to-date | $260,493,330 | 2,542 |
| Average Assets, quarterly | $264,387,500 | 2,515 |
| Volatile liabilities | $84,134,000 | 1,800 |
| Insider loans | $8,749,000 | 878 |
| FHLB advances | $16,000,000 | 2,165 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $8,229,000 | 4,772 |
| Tier 1 (core) risk-based capital | $20,844,000 | 3,024 |
| Tier 2 risk-based capital | $2,527,000 | 2,184 |
| Total risk weighted assets | $206,683,000 | 2,359 |
| Total unused commitments | $8,229,000 | 4,776 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 43 | 3,647 |
| Assets and Liabilities | ||
| Total Assets: | $269,792,000 | 2,484 |
| Cash and due from depository institutions | $33,704,000 | 3,647 |
| Interest-bearing balances | $25,592,000 | 755 |
| Securities | $7,452,000 | 6,358 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $219,044,000 | 2,156 |
| Loan loss allowance | $3,486,000 | 1,926 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,514,000 | 3,351 |
| Other real estate owned | $1,588,000 | 3,647 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $4,490,000 | 3,342 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $269,791,000 | 2,484 |
| Total liabilities | $248,925,000 | 2,423 |
| Total deposits | $229,254,000 | 2,356 |
| Interest-bearing deposits | $215,680,000 | 2,205 |
| Deposits held in domestic offices | $229,254,000 | 2,353 |
| % insured | 75.14% | 5,082 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $19,000,000 | 2,119 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $671,000 | 4,563 |
| Total equity capital | $20,866,000 | 3,161 |
| Total bank equity capital | $20,866,000 | 3,160 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $7,623,000 | 683 |
| Surplus | $13,908,000 | 2,091 |
| Undivided profits | $-665,000 | 7,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $7,609,000 | 1,594 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,177,000 | 2,980 |
| Earning assets | $252,088,000 | 2,451 |
| Long-term assets (5+ years) | $23,588,000 | 3,767 |
| Average Assets, year-to-date | $261,248,500 | 2,537 |
| Average Assets, quarterly | $261,248,500 | 2,537 |
| Volatile liabilities | $88,192,000 | 1,717 |
| Insider loans | $8,712,000 | 893 |
| FHLB advances | $19,000,000 | 2,012 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $15,399,000 | 3,586 |
| Tier 1 (core) risk-based capital | $20,887,000 | 3,032 |
| Tier 2 risk-based capital | $2,650,000 | 2,082 |
| Total risk weighted assets | $210,382,000 | 2,323 |
| Total unused commitments | $15,399,000 | 3,587 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 43 | 3,663 |
| Assets and Liabilities | ||
| Total Assets: | $252,705,000 | 2,620 |
| Cash and due from depository institutions | $16,077,000 | 3,663 |
| Interest-bearing balances | $12,976,000 | 882 |
| Securities | $8,627,000 | 6,191 |
| Federal funds sold & reverse repurchase agreements | $783,000 | 4,200 |
| Net loans & leases | $218,939,000 | 2,183 |
| Loan loss allowance | $3,265,000 | 1,966 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,540,000 | 3,355 |
| Other real estate owned | $1,315,000 | 3,663 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $3,424,000 | 3,976 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $252,704,000 | 2,620 |
| Total liabilities | $234,425,000 | 2,552 |
| Total deposits | $217,721,000 | 2,441 |
| Interest-bearing deposits | $208,012,000 | 2,228 |
| Deposits held in domestic offices | $217,721,000 | 2,439 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $16,000,000 | 2,513 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $704,000 | 4,506 |
| Total equity capital | $18,279,000 | 3,517 |
| Total bank equity capital | $18,279,000 | 3,517 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $7,623,000 | 679 |
| Surplus | $9,886,000 | 2,674 |
| Undivided profits | $770,000 | 6,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,232,000 | 2,108 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,165,000 | 3,183 |
| Earning assets | $241,325,000 | 2,525 |
| Long-term assets (5+ years) | $25,187,000 | 3,604 |
| Average Assets, year-to-date | $231,084,000 | 2,751 |
| Average Assets, quarterly | $248,168,000 | 2,634 |
| Volatile liabilities | $90,125,000 | 1,666 |
| Insider loans | $5,763,000 | 1,403 |
| FHLB advances | $16,000,000 | 2,390 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $15,773,000 | 3,545 |
| Tier 1 (core) risk-based capital | $18,139,000 | 3,428 |
| Tier 2 risk-based capital | $2,474,000 | 2,177 |
| Total risk weighted assets | $198,408,000 | 2,453 |
| Total unused commitments | $15,773,000 | 3,548 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 41 | 3,844 |
| Assets and Liabilities | ||
| Total Assets: | $243,631,000 | 2,677 |
| Cash and due from depository institutions | $6,870,000 | 3,844 |
| Interest-bearing balances | $1,493,000 | 2,631 |
| Securities | $9,425,000 | 5,997 |
| Federal funds sold & reverse repurchase agreements | $8,305,000 | 1,471 |
| Net loans & leases | $210,932,000 | 2,245 |
| Loan loss allowance | $2,371,000 | 2,381 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,472,000 | 3,402 |
| Other real estate owned | $1,210,000 | 3,844 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,417,000 | 4,039 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $243,631,000 | 2,677 |
| Total liabilities | $225,348,000 | 2,608 |
| Total deposits | $206,170,000 | 2,531 |
| Interest-bearing deposits | $195,009,000 | 2,334 |
| Deposits held in domestic offices | $206,170,000 | 2,528 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $18,500,000 | 2,324 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $678,000 | 4,771 |
| Total equity capital | $18,283,000 | 3,519 |
| Total bank equity capital | $18,283,000 | 3,519 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $7,623,000 | 682 |
| Surplus | $9,085,000 | 2,837 |
| Undivided profits | $1,575,000 | 6,230 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,901,000 | 2,397 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,110,000 | 3,511 |
| Earning assets | $230,155,000 | 2,610 |
| Long-term assets (5+ years) | $14,094,000 | 4,668 |
| Average Assets, year-to-date | $225,678,750 | 2,829 |
| Average Assets, quarterly | $236,808,500 | 2,748 |
| Volatile liabilities | $74,103,000 | 1,919 |
| Insider loans | $4,695,000 | 1,688 |
| FHLB advances | $18,500,000 | 2,221 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $26,343,000 | 2,712 |
| Tier 1 (core) risk-based capital | $18,210,000 | 3,469 |
| Tier 2 risk-based capital | $2,371,000 | 2,193 |
| Total risk weighted assets | $194,445,000 | 2,488 |
| Total unused commitments | $26,343,000 | 2,714 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 41 | 3,903 |
| Assets and Liabilities | ||
| Total Assets: | $229,986,000 | 2,830 |
| Cash and due from depository institutions | $3,975,000 | 3,903 |
| Interest-bearing balances | $200,000 | 4,333 |
| Securities | $9,934,000 | 5,954 |
| Federal funds sold & reverse repurchase agreements | $4,577,000 | 2,396 |
| Net loans & leases | $203,256,000 | 2,302 |
| Loan loss allowance | $2,347,000 | 2,342 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,493,000 | 3,379 |
| Other real estate owned | $1,426,000 | 3,903 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,325,000 | 4,055 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $229,985,000 | 2,830 |
| Total liabilities | $213,076,000 | 2,747 |
| Total deposits | $195,262,000 | 2,673 |
| Interest-bearing deposits | $184,061,000 | 2,462 |
| Deposits held in domestic offices | $195,262,000 | 2,670 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $17,000,000 | 2,370 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $814,000 | 4,289 |
| Total equity capital | $16,909,000 | 3,806 |
| Total bank equity capital | $16,909,000 | 3,806 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $7,623,000 | 674 |
| Surplus | $8,058,000 | 3,057 |
| Undivided profits | $1,228,000 | 6,516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,332,000 | 3,353 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,041,000 | 3,643 |
| Earning assets | $217,967,000 | 2,737 |
| Long-term assets (5+ years) | $16,780,000 | 4,322 |
| Average Assets, year-to-date | $219,694,670 | 2,889 |
| Average Assets, quarterly | $224,825,000 | 2,870 |
| Volatile liabilities | $62,752,000 | 2,218 |
| Insider loans | $2,516,000 | 2,704 |
| FHLB advances | $17,000,000 | 2,269 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $22,522,000 | 3,078 |
| Tier 1 (core) risk-based capital | $17,069,000 | 3,687 |
| Tier 2 risk-based capital | $2,331,000 | 2,185 |
| Total risk weighted assets | $187,928,000 | 2,549 |
| Total unused commitments | $22,522,000 | 3,080 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 40 | 3,978 |
| Assets and Liabilities | ||
| Total Assets: | $219,664,000 | 2,931 |
| Cash and due from depository institutions | $4,194,000 | 3,978 |
| Interest-bearing balances | $1,267,000 | 2,787 |
| Securities | $11,725,000 | 5,639 |
| Federal funds sold & reverse repurchase agreements | $5,737,000 | 2,878 |
| Net loans & leases | $190,342,000 | 2,375 |
| Loan loss allowance | $2,415,000 | 2,212 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,543,000 | 3,330 |
| Other real estate owned | $1,016,000 | 3,978 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $3,107,000 | 4,135 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $219,663,000 | 2,931 |
| Total liabilities | $202,722,000 | 2,841 |
| Total deposits | $191,891,000 | 2,710 |
| Interest-bearing deposits | $179,915,000 | 2,527 |
| Deposits held in domestic offices | $191,891,000 | 2,707 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $10,000,000 | 2,873 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $831,000 | 4,448 |
| Total equity capital | $16,941,000 | 3,864 |
| Total bank equity capital | $16,941,000 | 3,864 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $7,623,000 | 667 |
| Surplus | $8,032,000 | 3,040 |
| Undivided profits | $1,286,000 | 6,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,011,000 | 3,635 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,077,000 | 3,503 |
| Earning assets | $209,071,000 | 2,827 |
| Long-term assets (5+ years) | $17,525,000 | 4,132 |
| Average Assets, year-to-date | $214,549,000 | 2,947 |
| Average Assets, quarterly | $214,549,000 | 2,947 |
| Volatile liabilities | $57,381,000 | 2,343 |
| Insider loans | $3,157,000 | 2,290 |
| FHLB advances | $10,000,000 | 2,760 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $22,048,000 | 3,184 |
| Tier 1 (core) risk-based capital | $16,795,000 | 3,733 |
| Tier 2 risk-based capital | $2,245,000 | 2,208 |
| Total risk weighted assets | $178,690,000 | 2,638 |
| Total unused commitments | $22,048,000 | 3,186 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 40 | 3,994 |
| Assets and Liabilities | ||
| Total Assets: | $209,434,000 | 3,002 |
| Cash and due from depository institutions | $13,155,000 | 3,994 |
| Interest-bearing balances | $2,590,000 | 1,671 |
| Securities | $12,142,000 | 5,650 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $177,933,000 | 2,494 |
| Loan loss allowance | $2,294,000 | 2,283 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,566,000 | 3,284 |
| Other real estate owned | $0 | 3,994 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,638,000 | 4,541 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $209,434,000 | 3,002 |
| Total liabilities | $192,301,000 | 2,919 |
| Total deposits | $185,687,000 | 2,755 |
| Interest-bearing deposits | $175,006,000 | 2,545 |
| Deposits held in domestic offices | $185,687,000 | 2,753 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $335,000 | 3,186 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $5,000,000 | 3,561 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,279,000 | 3,416 |
| Total equity capital | $17,133,000 | 3,787 |
| Total bank equity capital | $17,133,000 | 3,787 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $7,623,000 | 658 |
| Surplus | $7,998,000 | 3,032 |
| Undivided profits | $1,512,000 | 6,573 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,991,000 | 2,222 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,141,000 | 3,579 |
| Earning assets | $192,665,000 | 2,998 |
| Long-term assets (5+ years) | $19,113,000 | 3,730 |
| Average Assets, year-to-date | $195,629,400 | 3,076 |
| Average Assets, quarterly | $209,272,000 | 2,979 |
| Volatile liabilities | $47,970,000 | 2,712 |
| Insider loans | $3,137,000 | 2,283 |
| FHLB advances | $5,000,000 | 3,418 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $22,672,000 | 3,128 |
| Tier 1 (core) risk-based capital | $17,107,000 | 3,641 |
| Tier 2 risk-based capital | $2,055,000 | 2,348 |
| Total risk weighted assets | $167,566,000 | 2,761 |
| Total unused commitments | $22,672,000 | 3,129 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 41 | 3,923 |
| Assets and Liabilities | ||
| Total Assets: | $209,110,000 | 2,974 |
| Cash and due from depository institutions | $16,136,000 | 3,923 |
| Interest-bearing balances | $217,000 | 3,767 |
| Securities | $12,702,000 | 5,594 |
| Federal funds sold & reverse repurchase agreements | $1,933,000 | 4,198 |
| Net loans & leases | $170,695,000 | 2,549 |
| Loan loss allowance | $1,949,000 | 2,565 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,619,000 | 3,214 |
| Other real estate owned | $1,460,000 | 3,923 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,565,000 | 4,672 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $209,110,000 | 2,974 |
| Total liabilities | $192,339,000 | 2,882 |
| Total deposits | $188,877,000 | 2,685 |
| Interest-bearing deposits | $176,641,000 | 2,504 |
| Deposits held in domestic offices | $188,877,000 | 2,682 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $2,500,000 | 4,236 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $962,000 | 4,169 |
| Total equity capital | $16,771,000 | 3,818 |
| Total bank equity capital | $16,771,000 | 3,818 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $7,623,000 | 630 |
| Surplus | $7,990,000 | 2,983 |
| Undivided profits | $1,158,000 | 6,860 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $233,000 | 5,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,193,000 | 3,648 |
| Earning assets | $185,547,000 | 3,061 |
| Long-term assets (5+ years) | $22,359,000 | 3,341 |
| Average Assets, year-to-date | $192,178,250 | 3,125 |
| Average Assets, quarterly | $201,956,000 | 3,045 |
| Volatile liabilities | $43,707,000 | 2,873 |
| Insider loans | $3,256,000 | 2,185 |
| FHLB advances | $2,500,000 | 4,051 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $22,246,000 | 3,209 |
| Tier 1 (core) risk-based capital | $16,813,000 | 3,704 |
| Tier 2 risk-based capital | $1,949,000 | 2,434 |
| Total risk weighted assets | $165,599,000 | 2,744 |
| Total unused commitments | $22,246,000 | 3,209 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 40 | 4,035 |
| Assets and Liabilities | ||
| Total Assets: | $194,802,000 | 3,154 |
| Cash and due from depository institutions | $9,866,000 | 4,035 |
| Interest-bearing balances | $131,000 | 4,378 |
| Securities | $12,435,000 | 5,649 |
| Federal funds sold & reverse repurchase agreements | $6,063,000 | 2,325 |
| Net loans & leases | $159,868,000 | 2,686 |
| Loan loss allowance | $1,777,000 | 2,763 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,679,000 | 3,157 |
| Other real estate owned | $0 | 4,035 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $2,891,000 | 4,348 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $194,803,000 | 3,154 |
| Total liabilities | $178,585,000 | 3,095 |
| Total deposits | $177,811,000 | 2,874 |
| Interest-bearing deposits | $163,652,000 | 2,702 |
| Deposits held in domestic offices | $177,811,000 | 2,872 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $774,000 | 4,480 |
| Total equity capital | $16,218,000 | 3,851 |
| Total bank equity capital | $16,218,000 | 3,851 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $7,623,000 | 622 |
| Surplus | $7,983,000 | 2,975 |
| Undivided profits | $612,000 | 7,205 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $513,000 | 4,109 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,054,000 | 3,801 |
| Earning assets | $178,497,000 | 3,173 |
| Long-term assets (5+ years) | $18,802,000 | 3,601 |
| Average Assets, year-to-date | $186,534,330 | 3,234 |
| Average Assets, quarterly | $190,176,500 | 3,209 |
| Volatile liabilities | $38,105,000 | 3,136 |
| Insider loans | $2,750,000 | 2,450 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $29,096,000 | 2,696 |
| Tier 1 (core) risk-based capital | $16,437,000 | 3,744 |
| Tier 2 risk-based capital | $1,777,000 | 2,632 |
| Total risk weighted assets | $154,964,000 | 2,903 |
| Total unused commitments | $29,096,000 | 2,697 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 40 | 4,019 |
| Assets and Liabilities | ||
| Total Assets: | $185,551,000 | 3,293 |
| Cash and due from depository institutions | $10,012,000 | 4,019 |
| Interest-bearing balances | $125,000 | 4,461 |
| Securities | $11,778,000 | 5,777 |
| Federal funds sold & reverse repurchase agreements | $11,452,000 | 1,770 |
| Net loans & leases | $146,165,000 | 2,876 |
| Loan loss allowance | $1,639,000 | 2,947 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,747,000 | 3,097 |
| Other real estate owned | $0 | 4,019 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $2,397,000 | 4,692 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $185,552,000 | 3,293 |
| Total liabilities | $169,519,000 | 3,237 |
| Total deposits | $168,835,000 | 3,003 |
| Interest-bearing deposits | $155,916,000 | 2,804 |
| Deposits held in domestic offices | $168,835,000 | 3,001 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $684,000 | 4,801 |
| Total equity capital | $16,033,000 | 3,893 |
| Total bank equity capital | $16,033,000 | 3,893 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $7,623,000 | 608 |
| Surplus | $7,983,000 | 2,929 |
| Undivided profits | $427,000 | 7,442 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $235,000 | 5,206 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $978,000 | 3,887 |
| Earning assets | $169,520,000 | 3,312 |
| Long-term assets (5+ years) | $17,724,000 | 3,666 |
| Average Assets, year-to-date | $182,400,500 | 3,317 |
| Average Assets, quarterly | $182,400,500 | 3,317 |
| Volatile liabilities | $37,072,000 | 3,143 |
| Insider loans | $2,746,000 | 2,417 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $52,112,000 | 1,750 |
| Tier 1 (core) risk-based capital | $16,048,000 | 3,790 |
| Tier 2 risk-based capital | $1,638,000 | 2,809 |
| Total risk weighted assets | $144,349,000 | 3,055 |
| Total unused commitments | $52,112,000 | 1,751 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 40 | 4,025 |
| Assets and Liabilities | ||
| Total Assets: | $179,250,000 | 3,354 |
| Cash and due from depository institutions | $4,832,000 | 4,025 |
| Interest-bearing balances | $166,000 | 4,226 |
| Securities | $5,533,000 | 7,144 |
| Federal funds sold & reverse repurchase agreements | $22,650,000 | 701 |
| Net loans & leases | $140,237,000 | 2,957 |
| Loan loss allowance | $1,580,000 | 3,015 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,713,000 | 3,057 |
| Other real estate owned | $0 | 4,025 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,285,000 | 4,866 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $179,249,000 | 3,354 |
| Total liabilities | $165,376,000 | 3,264 |
| Total deposits | $164,883,000 | 3,029 |
| Interest-bearing deposits | $152,178,000 | 2,825 |
| Deposits held in domestic offices | $164,883,000 | 3,026 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $493,000 | 5,534 |
| Total equity capital | $13,873,000 | 4,292 |
| Total bank equity capital | $13,873,000 | 4,292 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $6,429,000 | 715 |
| Surplus | $6,781,000 | 3,249 |
| Undivided profits | $663,000 | 7,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $317,000 | 4,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $917,000 | 4,225 |
| Earning assets | $168,586,000 | 3,280 |
| Long-term assets (5+ years) | $12,095,000 | 4,344 |
| Average Assets, year-to-date | $158,767,600 | 3,587 |
| Average Assets, quarterly | $174,168,500 | 3,404 |
| Volatile liabilities | $39,667,000 | 3,119 |
| Insider loans | $2,339,000 | 2,690 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $20,806,000 | 3,231 |
| Tier 1 (core) risk-based capital | $13,895,000 | 4,218 |
| Tier 2 risk-based capital | $1,580,000 | 2,892 |
| Total risk weighted assets | $136,790,000 | 3,162 |
| Total unused commitments | $20,806,000 | 3,231 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 39 | 4,114 |
| Assets and Liabilities | ||
| Total Assets: | $169,087,000 | 3,481 |
| Cash and due from depository institutions | $6,960,000 | 4,114 |
| Interest-bearing balances | $1,165,000 | 2,265 |
| Securities | $2,079,000 | 8,023 |
| Federal funds sold & reverse repurchase agreements | $18,264,000 | 751 |
| Net loans & leases | $135,857,000 | 3,027 |
| Loan loss allowance | $1,516,000 | 3,100 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,784,000 | 3,006 |
| Other real estate owned | $0 | 4,114 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,143,000 | 5,066 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $169,087,000 | 3,481 |
| Total liabilities | $155,964,000 | 3,391 |
| Total deposits | $154,008,000 | 3,161 |
| Interest-bearing deposits | $141,068,000 | 2,964 |
| Deposits held in domestic offices | $154,008,000 | 3,158 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,000,000 | 5,083 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $956,000 | 3,963 |
| Total equity capital | $13,123,000 | 4,447 |
| Total bank equity capital | $13,123,000 | 4,447 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,221,000 | 717 |
| Surplus | $6,566,000 | 3,271 |
| Undivided profits | $336,000 | 7,684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $586,000 | 3,572 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $785,000 | 4,784 |
| Earning assets | $157,365,000 | 3,441 |
| Long-term assets (5+ years) | $7,160,000 | 5,235 |
| Average Assets, year-to-date | $153,647,000 | 3,679 |
| Average Assets, quarterly | $163,034,500 | 3,552 |
| Volatile liabilities | $32,564,000 | 3,561 |
| Insider loans | $2,038,000 | 2,912 |
| FHLB advances | $1,000,000 | 4,847 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $22,923,000 | 3,116 |
| Tier 1 (core) risk-based capital | $13,155,000 | 4,382 |
| Tier 2 risk-based capital | $1,515,000 | 2,961 |
| Total risk weighted assets | $130,715,000 | 3,252 |
| Total unused commitments | $22,923,000 | 3,116 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 39 | 4,136 |
| Assets and Liabilities | ||
| Total Assets: | $156,982,000 | 3,667 |
| Cash and due from depository institutions | $5,840,000 | 4,136 |
| Interest-bearing balances | $1,156,000 | 2,308 |
| Securities | $2,337,000 | 8,024 |
| Federal funds sold & reverse repurchase agreements | $11,726,000 | 1,100 |
| Net loans & leases | $132,048,000 | 3,070 |
| Loan loss allowance | $1,446,000 | 3,209 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,320,000 | 3,263 |
| Other real estate owned | $0 | 4,136 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,711,000 | 5,546 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $156,983,000 | 3,667 |
| Total liabilities | $144,345,000 | 3,586 |
| Total deposits | $142,651,000 | 3,342 |
| Interest-bearing deposits | $128,372,000 | 3,169 |
| Deposits held in domestic offices | $142,651,000 | 3,339 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $1,000,000 | 5,074 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $694,000 | 4,423 |
| Total equity capital | $12,638,000 | 4,447 |
| Total bank equity capital | $12,638,000 | 4,447 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $6,173,000 | 701 |
| Surplus | $6,503,000 | 3,232 |
| Undivided profits | $-38,000 | 7,929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 6,963 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $721,000 | 4,674 |
| Earning assets | $147,267,000 | 3,584 |
| Long-term assets (5+ years) | $5,163,000 | 5,748 |
| Average Assets, year-to-date | $148,500,330 | 3,776 |
| Average Assets, quarterly | $154,139,000 | 3,695 |
| Volatile liabilities | $31,877,000 | 3,545 |
| Insider loans | $2,547,000 | 2,458 |
| FHLB advances | $1,000,000 | 4,843 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $20,721,000 | 3,305 |
| Tier 1 (core) risk-based capital | $12,683,000 | 4,446 |
| Tier 2 risk-based capital | $1,446,000 | 3,049 |
| Total risk weighted assets | $128,322,000 | 3,269 |
| Total unused commitments | $20,721,000 | 3,306 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 33 | 4,623 |
| Assets and Liabilities | ||
| Total Assets: | $151,296,000 | 3,752 |
| Cash and due from depository institutions | $7,517,000 | 4,623 |
| Interest-bearing balances | $167,000 | 4,395 |
| Securities | $2,378,000 | 8,058 |
| Federal funds sold & reverse repurchase agreements | $8,452,000 | 1,763 |
| Net loans & leases | $127,979,000 | 3,094 |
| Loan loss allowance | $1,428,000 | 3,206 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,325,000 | 3,214 |
| Other real estate owned | $0 | 4,623 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,645,000 | 5,551 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $151,296,000 | 3,752 |
| Total liabilities | $139,044,000 | 3,664 |
| Total deposits | $136,540,000 | 3,465 |
| Interest-bearing deposits | $122,985,000 | 3,275 |
| Deposits held in domestic offices | $136,540,000 | 3,462 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,000,000 | 4,536 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $504,000 | 5,141 |
| Total equity capital | $12,252,000 | 4,511 |
| Total bank equity capital | $12,252,000 | 4,511 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,173,000 | 685 |
| Surplus | $6,503,000 | 3,166 |
| Undivided profits | $-424,000 | 8,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,000 | 6,619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $632,000 | 4,921 |
| Earning assets | $138,976,000 | 3,738 |
| Long-term assets (5+ years) | $4,185,000 | 6,015 |
| Average Assets, year-to-date | $144,259,500 | 3,856 |
| Average Assets, quarterly | $144,259,500 | 3,856 |
| Volatile liabilities | $33,462,000 | 3,297 |
| Insider loans | $1,450,000 | 3,465 |
| FHLB advances | $2,000,000 | 4,368 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $21,238,000 | 3,221 |
| Tier 1 (core) risk-based capital | $12,308,000 | 4,460 |
| Tier 2 risk-based capital | $1,428,000 | 3,029 |
| Total risk weighted assets | $123,245,000 | 3,331 |
| Total unused commitments | $21,238,000 | 3,222 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 36 | 4,355 |
| Assets and Liabilities | ||
| Total Assets: | $137,223,000 | 4,015 |
| Cash and due from depository institutions | $6,506,000 | 4,355 |
| Interest-bearing balances | $72,000 | 5,403 |
| Securities | $1,655,000 | 8,267 |
| Federal funds sold & reverse repurchase agreements | $13,316,000 | 1,014 |
| Net loans & leases | $111,158,000 | 3,425 |
| Loan loss allowance | $1,251,000 | 3,520 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,767,000 | 3,595 |
| Other real estate owned | $0 | 4,355 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,821,000 | 5,297 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $137,223,000 | 4,015 |
| Total liabilities | $125,189,000 | 3,951 |
| Total deposits | $119,844,000 | 3,793 |
| Interest-bearing deposits | $107,878,000 | 3,575 |
| Deposits held in domestic offices | $119,844,000 | 3,789 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,612 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $345,000 | 6,002 |
| Total equity capital | $12,034,000 | 4,539 |
| Total bank equity capital | $12,034,000 | 4,539 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $6,174,000 | 672 |
| Surplus | $6,496,000 | 3,138 |
| Undivided profits | $-636,000 | 8,286 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 7,042 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $539,000 | 5,522 |
| Earning assets | $126,201,000 | 3,991 |
| Long-term assets (5+ years) | $3,640,000 | 6,220 |
| Average Assets, year-to-date | $115,255,000 | 4,393 |
| Average Assets, quarterly | $131,083,000 | 4,102 |
| Volatile liabilities | $30,818,000 | 3,421 |
| Insider loans | $2,594,000 | 2,362 |
| FHLB advances | $5,000,000 | 3,452 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $21,532,000 | 3,153 |
| Tier 1 (core) risk-based capital | $12,070,000 | 4,486 |
| Tier 2 risk-based capital | $1,251,000 | 3,329 |
| Total risk weighted assets | $106,942,000 | 3,667 |
| Total unused commitments | $21,532,000 | 3,153 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 30 | 4,931 |
| Assets and Liabilities | ||
| Total Assets: | $124,943,000 | 4,229 |
| Cash and due from depository institutions | $4,087,000 | 4,931 |
| Interest-bearing balances | $113,000 | 4,860 |
| Securities | $1,705,000 | 8,286 |
| Federal funds sold & reverse repurchase agreements | $11,356,000 | 1,158 |
| Net loans & leases | $103,085,000 | 3,578 |
| Loan loss allowance | $1,156,000 | 3,696 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,809,000 | 3,540 |
| Other real estate owned | $0 | 4,931 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,901,000 | 5,177 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $124,943,000 | 4,229 |
| Total liabilities | $114,900,000 | 4,144 |
| Total deposits | $109,321,000 | 4,006 |
| Interest-bearing deposits | $99,063,000 | 3,779 |
| Deposits held in domestic offices | $109,321,000 | 4,001 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $5,000,000 | 3,667 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $579,000 | 4,782 |
| Total equity capital | $10,043,000 | 5,132 |
| Total bank equity capital | $10,043,000 | 5,132 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,479,000 | 740 |
| Surplus | $5,479,000 | 3,450 |
| Undivided profits | $-915,000 | 8,421 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 7,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $442,000 | 6,125 |
| Earning assets | $116,259,000 | 4,188 |
| Long-term assets (5+ years) | $2,917,000 | 6,560 |
| Average Assets, year-to-date | $109,763,000 | 4,540 |
| Average Assets, quarterly | $120,802,500 | 4,310 |
| Volatile liabilities | $30,574,000 | 3,347 |
| Insider loans | $111,000 | 7,113 |
| FHLB advances | $5,000,000 | 3,503 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $20,306,000 | 3,250 |
| Tier 1 (core) risk-based capital | $10,068,000 | 5,038 |
| Tier 2 risk-based capital | $1,156,000 | 3,497 |
| Total risk weighted assets | $98,900,000 | 3,838 |
| Total unused commitments | $20,306,000 | 3,252 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 30 | 4,929 |
| Assets and Liabilities | ||
| Total Assets: | $116,662,000 | 4,407 |
| Cash and due from depository institutions | $3,376,000 | 4,929 |
| Interest-bearing balances | $49,000 | 5,702 |
| Securities | $1,767,000 | 8,304 |
| Federal funds sold & reverse repurchase agreements | $13,085,000 | 924 |
| Net loans & leases | $93,767,000 | 3,778 |
| Loan loss allowance | $1,056,000 | 3,883 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,837,000 | 3,457 |
| Other real estate owned | $0 | 4,929 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,830,000 | 5,133 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $116,662,000 | 4,407 |
| Total liabilities | $106,988,000 | 4,309 |
| Total deposits | $101,538,000 | 4,179 |
| Interest-bearing deposits | $91,158,000 | 3,983 |
| Deposits held in domestic offices | $101,538,000 | 4,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,000,000 | 3,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $450,000 | 5,135 |
| Total equity capital | $9,674,000 | 5,199 |
| Total bank equity capital | $9,674,000 | 5,199 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,404,000 | 728 |
| Surplus | $5,404,000 | 3,427 |
| Undivided profits | $-1,134,000 | 8,500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $376,000 | 6,333 |
| Earning assets | $108,668,000 | 4,359 |
| Long-term assets (5+ years) | $3,615,000 | 6,335 |
| Average Assets, year-to-date | $104,703,000 | 4,686 |
| Average Assets, quarterly | $111,951,000 | 4,492 |
| Volatile liabilities | $31,914,000 | 3,133 |
| Insider loans | $1,185,000 | 3,779 |
| FHLB advances | $5,000,000 | 3,449 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $16,538,000 | 3,579 |
| Tier 1 (core) risk-based capital | $9,696,000 | 5,083 |
| Tier 2 risk-based capital | $1,055,000 | 3,676 |
| Total risk weighted assets | $90,428,000 | 4,003 |
| Total unused commitments | $16,538,000 | 3,580 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 28 | 5,181 |
| Assets and Liabilities | ||
| Total Assets: | $107,240,000 | 4,667 |
| Cash and due from depository institutions | $3,847,000 | 5,181 |
| Interest-bearing balances | $81,000 | 5,407 |
| Securities | $1,801,000 | 8,370 |
| Federal funds sold & reverse repurchase agreements | $8,111,000 | 1,513 |
| Net loans & leases | $88,830,000 | 3,894 |
| Loan loss allowance | $991,000 | 4,093 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,818,000 | 3,449 |
| Other real estate owned | $0 | 5,181 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,833,000 | 5,088 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $107,240,000 | 4,667 |
| Total liabilities | $97,759,000 | 4,592 |
| Total deposits | $92,495,000 | 4,486 |
| Interest-bearing deposits | $84,729,000 | 4,219 |
| Deposits held in domestic offices | $92,495,000 | 4,482 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,000,000 | 3,508 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $264,000 | 6,330 |
| Total equity capital | $9,481,000 | 5,197 |
| Total bank equity capital | $9,481,000 | 5,197 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,404,000 | 711 |
| Surplus | $5,404,000 | 3,394 |
| Undivided profits | $-1,327,000 | 8,582 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $335,000 | 6,610 |
| Earning assets | $98,823,000 | 4,656 |
| Long-term assets (5+ years) | $3,285,000 | 6,532 |
| Average Assets, year-to-date | $98,723,500 | 4,911 |
| Average Assets, quarterly | $98,723,500 | 4,911 |
| Volatile liabilities | $29,195,000 | 3,252 |
| Insider loans | $2,460,000 | 2,357 |
| FHLB advances | $5,000,000 | 3,359 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $15,342,000 | 3,696 |
| Tier 1 (core) risk-based capital | $9,530,000 | 5,093 |
| Tier 2 risk-based capital | $991,000 | 3,838 |
| Total risk weighted assets | $86,152,000 | 4,108 |
| Total unused commitments | $15,342,000 | 3,697 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 27 | 5,311 |
| Assets and Liabilities | ||
| Total Assets: | $90,207,000 | 5,206 |
| Cash and due from depository institutions | $1,661,000 | 5,311 |
| Interest-bearing balances | $58,000 | 5,618 |
| Securities | $1,868,000 | 8,393 |
| Federal funds sold & reverse repurchase agreements | $9,291,000 | 1,252 |
| Net loans & leases | $72,230,000 | 4,451 |
| Loan loss allowance | $808,000 | 4,630 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,856,000 | 3,401 |
| Other real estate owned | $0 | 5,311 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,301,000 | 4,468 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $90,207,000 | 5,206 |
| Total liabilities | $80,740,000 | 5,190 |
| Total deposits | $78,545,000 | 5,010 |
| Interest-bearing deposits | $72,825,000 | 4,682 |
| Deposits held in domestic offices | $78,545,000 | 5,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $2,000,000 | 4,561 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $195,000 | 6,918 |
| Total equity capital | $9,467,000 | 5,173 |
| Total bank equity capital | $9,467,000 | 5,173 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,404,000 | 696 |
| Surplus | $5,404,000 | 3,347 |
| Undivided profits | $-1,341,000 | 8,681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $276,000 | 7,117 |
| Earning assets | $83,447,000 | 5,184 |
| Long-term assets (5+ years) | $3,429,000 | 6,555 |
| Average Assets, year-to-date | $58,104,600 | 6,478 |
| Average Assets, quarterly | $83,773,000 | 5,412 |
| Volatile liabilities | $23,111,000 | 3,758 |
| Insider loans | $1,514,000 | 3,318 |
| FHLB advances | $2,000,000 | 4,357 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $13,671,000 | 3,807 |
| Tier 1 (core) risk-based capital | $9,486,000 | 5,046 |
| Tier 2 risk-based capital | $808,000 | 4,358 |
| Total risk weighted assets | $69,684,000 | 4,697 |
| Total unused commitments | $13,671,000 | 3,808 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 27 | 5,323 |
| Assets and Liabilities | ||
| Total Assets: | $77,339,000 | 5,659 |
| Cash and due from depository institutions | $3,267,000 | 5,323 |
| Interest-bearing balances | $29,000 | 6,096 |
| Securities | $1,925,000 | 8,422 |
| Federal funds sold & reverse repurchase agreements | $7,670,000 | 1,466 |
| Net loans & leases | $61,210,000 | 4,908 |
| Loan loss allowance | $680,000 | 5,167 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,670,000 | 3,526 |
| Other real estate owned | $0 | 5,323 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $597,000 | 7,652 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $77,339,000 | 5,659 |
| Total liabilities | $71,097,000 | 5,558 |
| Total deposits | $68,923,000 | 5,377 |
| Interest-bearing deposits | $62,892,000 | 5,125 |
| Deposits held in domestic offices | $68,923,000 | 5,374 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $2,000,000 | 4,548 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $174,000 | 7,348 |
| Total equity capital | $6,242,000 | 6,638 |
| Total bank equity capital | $6,242,000 | 6,638 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $4,154,000 | 947 |
| Surplus | $4,154,000 | 3,934 |
| Undivided profits | $-2,066,000 | 8,826 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $212,000 | 7,797 |
| Earning assets | $70,834,000 | 5,640 |
| Long-term assets (5+ years) | $3,340,000 | 6,687 |
| Average Assets, year-to-date | $50,079,000 | 6,877 |
| Average Assets, quarterly | $67,963,500 | 6,030 |
| Volatile liabilities | $19,864,000 | 4,100 |
| Insider loans | $2,700,000 | 2,141 |
| FHLB advances | $2,000,000 | 4,357 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $13,184,000 | 3,839 |
| Tier 1 (core) risk-based capital | $6,252,000 | 6,505 |
| Tier 2 risk-based capital | $680,000 | 4,861 |
| Total risk weighted assets | $58,432,000 | 5,182 |
| Total unused commitments | $13,184,000 | 3,840 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 24 | 5,785 |
| Assets and Liabilities | ||
| Total Assets: | $58,588,000 | 6,542 |
| Cash and due from depository institutions | $3,465,000 | 5,785 |
| Interest-bearing balances | $2,868,000 | 1,701 |
| Securities | $4,916,000 | 7,774 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $46,964,000 | 5,623 |
| Loan loss allowance | $525,000 | 5,907 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,680,000 | 3,480 |
| Other real estate owned | $0 | 5,785 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $563,000 | 7,728 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $58,588,000 | 6,542 |
| Total liabilities | $52,264,000 | 6,521 |
| Total deposits | $46,234,000 | 6,662 |
| Interest-bearing deposits | $40,439,000 | 6,546 |
| Deposits held in domestic offices | $46,234,000 | 6,661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,947,000 | 1,845 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 4,526 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $83,000 | 8,240 |
| Total equity capital | $6,324,000 | 6,458 |
| Total bank equity capital | $6,324,000 | 6,458 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,154,000 | 931 |
| Surplus | $4,154,000 | 3,898 |
| Undivided profits | $-1,984,000 | 8,853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $163,000 | 8,174 |
| Earning assets | $54,748,000 | 6,486 |
| Long-term assets (5+ years) | $7,912,000 | 5,488 |
| Average Assets, year-to-date | $40,992,330 | 7,414 |
| Average Assets, quarterly | $49,237,500 | 7,003 |
| Volatile liabilities | $15,970,000 | 4,579 |
| Insider loans | $2,739,000 | 2,084 |
| FHLB advances | $2,000,000 | 4,349 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $11,848,000 | 4,071 |
| Tier 1 (core) risk-based capital | $6,380,000 | 6,378 |
| Tier 2 risk-based capital | $525,000 | 5,572 |
| Total risk weighted assets | $46,167,000 | 5,891 |
| Total unused commitments | $11,848,000 | 4,071 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 21 | 6,216 |
| Assets and Liabilities | ||
| Total Assets: | $39,887,000 | 7,532 |
| Cash and due from depository institutions | $1,548,000 | 6,216 |
| Interest-bearing balances | $1,069,000 | 2,995 |
| Securities | $2,352,000 | 8,390 |
| Federal funds sold & reverse repurchase agreements | $1,505,000 | 5,060 |
| Net loans & leases | $31,522,000 | 6,640 |
| Loan loss allowance | $353,000 | 7,003 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,550,000 | 3,579 |
| Other real estate owned | $0 | 6,216 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $410,000 | 8,169 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $39,887,000 | 7,532 |
| Total liabilities | $33,230,000 | 7,640 |
| Total deposits | $33,120,000 | 7,506 |
| Interest-bearing deposits | $29,750,000 | 7,366 |
| Deposits held in domestic offices | $33,120,000 | 7,504 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $110,000 | 8,021 |
| Total equity capital | $6,657,000 | 6,387 |
| Total bank equity capital | $6,657,000 | 6,387 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,154,000 | 924 |
| Surplus | $4,154,000 | 3,862 |
| Undivided profits | $-1,651,000 | 8,888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $102,000 | 8,606 |
| Earning assets | $36,448,000 | 7,529 |
| Long-term assets (5+ years) | $6,674,000 | 5,739 |
| Average Assets, year-to-date | $32,194,500 | 7,944 |
| Average Assets, quarterly | $32,194,500 | 7,944 |
| Volatile liabilities | $8,646,000 | 6,065 |
| Insider loans | $176,000 | 6,858 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $10,066,000 | 4,371 |
| Tier 1 (core) risk-based capital | $6,637,000 | 6,213 |
| Tier 2 risk-based capital | $354,000 | 6,707 |
| Total risk weighted assets | $32,643,000 | 6,773 |
| Total unused commitments | $10,066,000 | 4,377 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 19 | 6,499 |
| Assets and Liabilities | ||
| Total Assets: | $24,502,000 | 8,428 |
| Cash and due from depository institutions | $2,050,000 | 6,499 |
| Interest-bearing balances | $1,680,000 | 2,387 |
| Securities | $2,180,000 | 8,500 |
| Federal funds sold & reverse repurchase agreements | $1,224,000 | 4,763 |
| Net loans & leases | $16,393,000 | 7,998 |
| Loan loss allowance | $207,000 | 8,018 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,290,000 | 3,847 |
| Other real estate owned | $0 | 6,499 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $365,000 | 8,405 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,502,000 | 8,428 |
| Total liabilities | $17,524,000 | 8,659 |
| Total deposits | $17,467,000 | 8,596 |
| Interest-bearing deposits | $15,885,000 | 8,465 |
| Deposits held in domestic offices | $17,467,000 | 8,594 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $57,000 | 8,680 |
| Total equity capital | $6,978,000 | 6,154 |
| Total bank equity capital | $6,978,000 | 6,154 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,154,000 | 925 |
| Surplus | $4,154,000 | 3,831 |
| Undivided profits | $-1,330,000 | 8,886 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $47,000 | 8,959 |
| Earning assets | $21,477,000 | 8,460 |
| Long-term assets (5+ years) | $3,429,000 | 6,728 |
| Average Assets, year-to-date | $19,520,000 | 8,682 |
| Average Assets, quarterly | $19,520,000 | 8,695 |
| Volatile liabilities | $2,916,000 | 8,022 |
| Insider loans | $600,000 | 5,099 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $6,279,000 | 5,318 |
| Tier 1 (core) risk-based capital | $6,996,000 | 5,993 |
| Tier 2 risk-based capital | $207,000 | 7,847 |
| Total risk weighted assets | $18,295,000 | 8,053 |
| Total unused commitments | $6,279,000 | 5,322 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 15 | 7,212 |
| Assets and Liabilities | ||
| Total Assets: | $14,538,000 | 8,977 |
| Cash and due from depository institutions | $1,613,000 | 7,212 |
| Interest-bearing balances | $1,140,000 | 2,933 |
| Securities | $721,000 | 8,874 |
| Federal funds sold & reverse repurchase agreements | $4,257,000 | 2,934 |
| Net loans & leases | $5,629,000 | 8,968 |
| Loan loss allowance | $71,000 | 8,900 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,074,000 | 4,085 |
| Other real estate owned | $0 | 7,212 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $244,000 | 8,847 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $14,538,000 | 8,977 |
| Total liabilities | $7,130,000 | 9,118 |
| Total deposits | $7,095,000 | 9,090 |
| Interest-bearing deposits | $6,528,000 | 9,026 |
| Deposits held in domestic offices | $7,095,000 | 9,089 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $35,000 | 9,069 |
| Total equity capital | $7,408,000 | 5,910 |
| Total bank equity capital | $7,408,000 | 5,910 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,154,000 | 911 |
| Surplus | $4,154,000 | 3,767 |
| Undivided profits | $-900,000 | 8,864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $13,000 | 9,138 |
| Earning assets | $11,747,000 | 9,004 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $14,538,000 | 8,966 |
| Average Assets, quarterly | $14,538,000 | 8,973 |
| Volatile liabilities | $484,000 | 9,078 |
| Insider loans | $398,000 | 5,887 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $1,599,000 | 7,655 |
| Tier 1 (core) risk-based capital | $7,424,000 | 5,737 |
| Tier 2 risk-based capital | $71,000 | 8,875 |
| Total risk weighted assets | $8,810,000 | 8,885 |
| Total unused commitments | $1,599,000 | 7,663 |
| Derivatives | $0 | 666 |