Home > Ogeechee Valley Bank > Assets and Liabilities
Ogeechee Valley Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 13 | 8,274 |
| Assets and Liabilities | ||
| Total Assets: | $21,756,000 | 9,378 |
| Cash and due from depository institutions | $1,206,000 | 8,274 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $4,155,000 | 9,068 |
| Federal funds sold & reverse repurchase agreements | $1,330,000 | 6,601 |
| Net loans & leases | $13,643,000 | 8,891 |
| Loan loss allowance | $248,000 | 7,983 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $548,000 | 7,573 |
| Other real estate owned | $0 | 8,274 |
| Goodwill and other intangibles | $607,000 | 1,716 |
| All other assets | $267,000 | 9,566 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,756,000 | 9,378 |
| Total liabilities | $18,555,000 | 9,408 |
| Total deposits | $18,301,000 | 9,343 |
| Interest-bearing deposits | $14,226,000 | 9,475 |
| Deposits held in domestic offices | $18,301,000 | 9,343 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $254,000 | 7,987 |
| Total equity capital | $3,201,000 | 8,639 |
| Total bank equity capital | $3,201,000 | 8,639 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $304,000 | 5,785 |
| Surplus | $2,493,000 | 4,772 |
| Undivided profits | $404,000 | 9,129 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $197,000 | 6,152 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $245,000 | 7,304 |
| Earning assets | $19,128,000 | 9,420 |
| Long-term assets (5+ years) | $3,259,000 | 7,031 |
| Average Assets, year-to-date | $23,000,400 | 9,126 |
| Average Assets, quarterly | $20,750,500 | 9,423 |
| Volatile liabilities | $1,570,000 | 9,352 |
| Insider loans | $522,000 | 5,181 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $683,000 | 9,091 |
| Tier 1 (core) risk-based capital | $2,623,000 | 9,058 |
| Tier 2 risk-based capital | $179,670 | 8,503 |
| Total risk weighted assets | $14,305,270 | 9,069 |
| Total unused commitments | $683,000 | 9,101 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 14 | 8,372 |
| Assets and Liabilities | ||
| Total Assets: | $28,148,000 | 9,045 |
| Cash and due from depository institutions | $1,792,000 | 8,372 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $5,540,000 | 8,996 |
| Federal funds sold & reverse repurchase agreements | $6,410,000 | 2,158 |
| Net loans & leases | $12,882,000 | 9,381 |
| Loan loss allowance | $245,000 | 8,225 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $585,000 | 7,513 |
| Other real estate owned | $0 | 8,372 |
| Goodwill and other intangibles | $657,000 | 1,591 |
| All other assets | $282,000 | 9,894 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,148,000 | 9,045 |
| Total liabilities | $25,076,000 | 9,012 |
| Total deposits | $24,799,000 | 8,920 |
| Interest-bearing deposits | $18,585,000 | 9,247 |
| Deposits held in domestic offices | $24,799,000 | 8,918 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $277,000 | 8,038 |
| Total equity capital | $3,072,000 | 8,957 |
| Total bank equity capital | $3,072,000 | 8,957 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $304,000 | 6,034 |
| Surplus | $2,493,000 | 4,768 |
| Undivided profits | $275,000 | 9,840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $172,000 | 6,659 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $235,000 | 7,722 |
| Earning assets | $24,832,000 | 9,121 |
| Long-term assets (5+ years) | $2,695,000 | 7,216 |
| Average Assets, year-to-date | $25,091,400 | 9,215 |
| Average Assets, quarterly | $25,215,000 | 9,280 |
| Volatile liabilities | $1,374,000 | 9,843 |
| Insider loans | $708,000 | 4,467 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $828,000 | 9,053 |
| Tier 1 (core) risk-based capital | $2,437,000 | 9,498 |
| Tier 2 risk-based capital | $183,910 | 8,635 |
| Total risk weighted assets | $14,651,710 | 9,281 |
| Total unused commitments | $828,000 | 9,065 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 12 | 9,268 |
| Assets and Liabilities | ||
| Total Assets: | $26,273,000 | 9,588 |
| Cash and due from depository institutions | $1,863,000 | 9,268 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $5,178,000 | 9,703 |
| Federal funds sold & reverse repurchase agreements | $4,320,000 | 2,939 |
| Net loans & leases | $13,312,000 | 9,618 |
| Loan loss allowance | $250,000 | 8,498 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $623,000 | 7,491 |
| Other real estate owned | $29,000 | 9,268 |
| Goodwill and other intangibles | $708,000 | 1,477 |
| All other assets | $240,000 | 10,630 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,273,000 | 9,588 |
| Total liabilities | $23,348,000 | 9,585 |
| Total deposits | $23,026,000 | 9,505 |
| Interest-bearing deposits | $17,204,000 | 9,843 |
| Deposits held in domestic offices | $23,026,000 | 9,503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $322,000 | 7,618 |
| Total equity capital | $2,925,000 | 9,328 |
| Total bank equity capital | $2,925,000 | 9,328 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $304,000 | 6,388 |
| Surplus | $2,493,000 | 4,829 |
| Undivided profits | $128,000 | 10,550 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 9,478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $204,000 | 8,396 |
| Earning assets | $22,810,000 | 9,711 |
| Long-term assets (5+ years) | $463,000 | 9,341 |
| Average Assets, year-to-date | $21,881,000 | 9,970 |
| Average Assets, quarterly | $24,519,000 | 9,742 |
| Volatile liabilities | $704,000 | 10,815 |
| Insider loans | $342,000 | 6,523 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $568,000 | 9,639 |
| Tier 1 (core) risk-based capital | $2,255,000 | 10,009 |
| Tier 2 risk-based capital | $189,340 | 8,816 |
| Total risk weighted assets | $15,086,440 | 9,530 |
| Total unused commitments | $568,000 | 9,647 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 14 | 9,145 |
| Assets and Liabilities | ||
| Total Assets: | $21,608,000 | 10,502 |
| Cash and due from depository institutions | $1,365,000 | 9,145 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $4,265,000 | 10,526 |
| Federal funds sold & reverse repurchase agreements | $3,220,000 | 4,140 |
| Net loans & leases | $11,043,000 | 10,363 |
| Loan loss allowance | $219,000 | 9,177 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $710,000 | 7,228 |
| Other real estate owned | $16,000 | 9,145 |
| Goodwill and other intangibles | $756,000 | 1,336 |
| All other assets | $233,000 | 11,153 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,608,000 | 10,502 |
| Total liabilities | $18,871,000 | 10,539 |
| Total deposits | $18,556,000 | 10,478 |
| Interest-bearing deposits | $14,477,000 | 10,645 |
| Deposits held in domestic offices | $18,556,000 | 10,475 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $315,000 | 8,091 |
| Total equity capital | $2,737,000 | 9,801 |
| Total bank equity capital | $2,737,000 | 9,801 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $304,000 | 6,733 |
| Surplus | $2,493,000 | 4,831 |
| Undivided profits | $-60,000 | 11,432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $61,000 | 9,045 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $177,000 | 9,205 |
| Earning assets | $18,528,000 | 10,625 |
| Long-term assets (5+ years) | $51,000 | 10,288 |
| Average Assets, year-to-date | $18,880,200 | 10,737 |
| Average Assets, quarterly | $19,771,000 | 10,687 |
| Volatile liabilities | $304,000 | 11,641 |
| Insider loans | $241,000 | 7,611 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $454,000 | 10,123 |
| Tier 1 (core) risk-based capital | $2,041,000 | 10,597 |
| Tier 2 risk-based capital | $158,610 | 9,601 |
| Total risk weighted assets | $12,628,610 | 10,298 |
| Total unused commitments | $454,000 | 10,134 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 13 | 9,865 |
| Assets and Liabilities | ||
| Total Assets: | $19,477,000 | 11,192 |
| Cash and due from depository institutions | $1,266,000 | 9,865 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $5,755,000 | 10,498 |
| Federal funds sold & reverse repurchase agreements | $1,390,000 | 4,727 |
| Net loans & leases | $10,388,000 | 10,905 |
| Loan loss allowance | $167,000 | 10,410 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $363,000 | 9,404 |
| Other real estate owned | $67,000 | 9,865 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $248,000 | 11,585 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,477,000 | 11,192 |
| Total liabilities | $17,891,000 | 11,102 |
| Total deposits | $17,415,000 | 11,053 |
| Interest-bearing deposits | $13,659,000 | 11,222 |
| Deposits held in domestic offices | $17,415,000 | 11,050 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 4,235 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $176,000 | 9,485 |
| Total equity capital | $1,586,000 | 11,510 |
| Total bank equity capital | $1,586,000 | 11,510 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $304,000 | 7,112 |
| Surplus | $600,000 | 9,495 |
| Undivided profits | $682,000 | 9,826 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $66,000 | 9,189 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $109,000 | 10,645 |
| Earning assets | $17,533,000 | 11,193 |
| Long-term assets (5+ years) | $142,000 | 10,671 |
| Average Assets, year-to-date | $17,880,200 | 11,366 |
| Average Assets, quarterly | $18,230,500 | 11,344 |
| Volatile liabilities | $1,024,000 | 11,069 |
| Insider loans | $337,000 | 6,839 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $290,000 | 10,900 |
| Tier 1 (core) risk-based capital | $1,714,000 | 11,379 |
| Tier 2 risk-based capital | $138,240 | 10,373 |
| Total risk weighted assets | $11,030,640 | 10,999 |
| Total unused commitments | $290,000 | 10,903 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 14 | 9,983 |
| Assets and Liabilities | ||
| Total Assets: | $18,091,000 | 11,910 |
| Cash and due from depository institutions | $907,000 | 9,983 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $5,768,000 | 10,912 |
| Federal funds sold & reverse repurchase agreements | $747,000 | 8,458 |
| Net loans & leases | $10,020,000 | 11,348 |
| Loan loss allowance | $158,000 | 11,027 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $372,000 | 9,620 |
| Other real estate owned | $68,000 | 9,983 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $209,000 | 12,228 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $18,091,000 | 11,910 |
| Total liabilities | $16,505,000 | 11,865 |
| Total deposits | $16,365,000 | 11,780 |
| Interest-bearing deposits | $13,275,000 | 11,888 |
| Deposits held in domestic offices | $16,365,000 | 11,778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $140,000 | 10,620 |
| Total equity capital | $1,586,000 | 11,951 |
| Total bank equity capital | $1,586,000 | 11,951 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $304,000 | 7,486 |
| Surplus | $500,000 | 10,245 |
| Undivided profits | $782,000 | 10,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $230,000 | 7,167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $121,000 | 10,361 |
| Earning assets | $16,535,000 | 11,874 |
| Long-term assets (5+ years) | $209,000 | 11,090 |
| Average Assets, year-to-date | $18,825,400 | 11,729 |
| Average Assets, quarterly | $17,896,000 | 11,903 |
| Volatile liabilities | $430,000 | 12,474 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $102,000 | 11,833 |
| Tier 1 (core) risk-based capital | $1,586,000 | 11,932 |
| Tier 2 risk-based capital | $130,410 | 10,899 |
| Total risk weighted assets | $10,405,310 | 11,578 |
| Total unused commitments | $102,000 | 11,839 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 14 | 10,332 |
| Assets and Liabilities | ||
| Total Assets: | $21,401,000 | 11,797 |
| Cash and due from depository institutions | $1,560,000 | 10,332 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $4,202,000 | 12,022 |
| Federal funds sold & reverse repurchase agreements | $3,931,000 | 4,079 |
| Net loans & leases | $10,985,000 | 11,368 |
| Loan loss allowance | $283,000 | 9,091 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $360,000 | 9,983 |
| Other real estate owned | $102,000 | 10,332 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $261,000 | 12,180 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,401,000 | 11,797 |
| Total liabilities | $19,936,000 | 11,681 |
| Total deposits | $19,744,000 | 11,614 |
| Interest-bearing deposits | $15,996,000 | 11,759 |
| Deposits held in domestic offices | $19,744,000 | 11,613 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $192,000 | 10,207 |
| Total equity capital | $1,465,000 | 12,438 |
| Total bank equity capital | $1,465,000 | 12,438 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $304,000 | 7,870 |
| Surplus | $500,000 | 10,509 |
| Undivided profits | $661,000 | 10,536 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $325,000 | 7,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $175,000 | 9,324 |
| Earning assets | $19,118,000 | 11,804 |
| Long-term assets (5+ years) | $238,000 | 11,409 |
| Average Assets, year-to-date | $20,350,800 | 11,854 |
| Average Assets, quarterly | $20,101,000 | 11,952 |
| Volatile liabilities | $827,000 | 12,135 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $148,000 | 11,909 |
| Tier 1 (core) risk-based capital | $1,465,000 | 12,404 |
| Tier 2 risk-based capital | $154,440 | 10,542 |
| Total risk weighted assets | $12,226,440 | 11,414 |
| Total unused commitments | $148,000 | 11,922 |
| Derivatives | $0 | 651 |