Home > Ogallala National Bank > Income and Expense
Ogallala National Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,508,000 | 9,283 |
| Total interest expense | $1,000,000 | 8,419 |
| Net interest income | $508,000 | 9,905 |
| Provision for loan and lease losses | $132,000 | 4,434 |
| Total noninterest income | $46,000 | 9,896 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 8,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 10,010 |
| Total noninterest expense | $500,000 | 9,781 |
| Salaries and employee benefits | $268,000 | 9,793 |
| Premises and equipment expense | $51,000 | 9,797 |
| Additional noninterest expense | $181,000 | 9,330 |
| Pre-tax net operating income | $-78,000 | 9,901 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $39,000 | 8,531 |
| Income before extraordinary items | $-117,000 | 9,970 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-117,000 | 9,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,298 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-117,000 | 9,936 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $666,000 | 10,600 |
| Total interest expense | $423,000 | 10,287 |
| Net interest income | $243,000 | 10,742 |
| Provision for loan and lease losses | $166,000 | 3,907 |
| Total noninterest income | $13,000 | 10,762 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 9,265 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 10,800 |
| Total noninterest expense | $447,000 | 10,337 |
| Salaries and employee benefits | $266,000 | 10,168 |
| Premises and equipment expense | $37,000 | 10,494 |
| Additional noninterest expense | $144,000 | 10,070 |
| Pre-tax net operating income | $-354,000 | 10,668 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-170,000 | 10,774 |
| Income before extraordinary items | $-184,000 | 10,592 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-184,000 | 10,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,067 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 366 |
| Net operating income | $-184,000 | 10,564 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.