Home > Odenton Federal Savings and Loan Association > Income and Expense
Odenton Federal Savings and Loan Association, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,682,000 | 8,666 |
| Total interest expense | $1,500,000 | 7,707 |
| Net interest income | $1,182,000 | 9,387 |
| Provision for loan and lease losses | $-1,000 | 11,338 |
| Total noninterest income | $124,000 | 9,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $124,000 | 6,546 |
| Total noninterest expense | $925,000 | 9,273 |
| Salaries and employee benefits | $433,000 | 9,667 |
| Premises and equipment expense | $182,000 | 7,556 |
| Additional noninterest expense | $310,000 | 9,150 |
| Pre-tax net operating income | $382,000 | 9,178 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $167,000 | 7,980 |
| Income before extraordinary items | $215,000 | 9,773 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $215,000 | 9,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $48,000 | 7,835 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $215,000 | 9,742 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,520,000 | 8,878 |
| Total interest expense | $1,187,000 | 7,956 |
| Net interest income | $1,333,000 | 9,359 |
| Provision for loan and lease losses | $37,000 | 6,726 |
| Total noninterest income | $172,000 | 9,264 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $172,000 | 5,782 |
| Total noninterest expense | $828,000 | 10,099 |
| Salaries and employee benefits | $428,000 | 10,020 |
| Premises and equipment expense | $65,000 | 11,133 |
| Additional noninterest expense | $335,000 | 9,544 |
| Pre-tax net operating income | $640,000 | 7,767 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $216,000 | 7,080 |
| Income before extraordinary items | $424,000 | 7,944 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $424,000 | 7,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $48,000 | 8,028 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 1,037 |
| Net operating income | $424,000 | 7,997 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,590,000 | 9,021 |
| Total interest expense | $1,252,000 | 8,072 |
| Net interest income | $1,338,000 | 9,616 |
| Provision for loan and lease losses | $26,000 | 8,647 |
| Total noninterest income | $242,000 | 8,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $45,000 | 331 |
| Additional Noninterest Income | $197,000 | 5,722 |
| Total noninterest expense | $932,000 | 10,047 |
| Salaries and employee benefits | $412,000 | 10,509 |
| Premises and equipment expense | $56,000 | 11,992 |
| Additional noninterest expense | $464,000 | 8,573 |
| Pre-tax net operating income | $622,000 | 7,802 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $189,000 | 7,831 |
| Income before extraordinary items | $433,000 | 8,121 |
| Extraordinary gains, net | $-49,000 | 12,721 |
| Net income | $384,000 | 8,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $48,000 | 8,039 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 1,037 |
| Net operating income | $433,000 | 7,853 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,745,000 | 9,447 |
| Total interest expense | $1,593,000 | 8,226 |
| Net interest income | $1,152,000 | 10,503 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $183,000 | 9,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $183,000 | 5,968 |
| Total noninterest expense | $857,000 | 10,723 |
| Salaries and employee benefits | $415,000 | 10,682 |
| Premises and equipment expense | $57,000 | 12,412 |
| Additional noninterest expense | $385,000 | 9,756 |
| Pre-tax net operating income | $448,000 | 8,825 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $146,000 | 8,720 |
| Income before extraordinary items | $302,000 | 9,299 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $302,000 | 9,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 9,962 |
| Cash dividends | $12,000 | 8,651 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,126 |
| Net operating income | $302,000 | 8,917 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.