Home > Odell State Bank > Income and Expense
Odell State Bank, Income and Expense
2000-12-31 (YTD Data) | Rank | |
Total interest income | $1,540,000 | 8,902 |
Total interest expense | $920,000 | 8,401 |
Net interest income | $620,000 | 9,259 |
Provision for loan and lease losses | $0 | 8,337 |
Total noninterest income | $65,000 | 9,105 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $49,000 | 7,655 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $16,000 | 9,131 |
Total noninterest expense | $348,000 | 9,689 |
Salaries and employee benefits | $228,000 | 9,546 |
Premises and equipment expense | $13,000 | 9,822 |
Additional noninterest expense | $107,000 | 9,581 |
Pre-tax net operating income | $337,000 | 7,748 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $68,000 | 6,962 |
Income before extraordinary items | $269,000 | 7,658 |
Extraordinary gains, net | $0 | 38 |
Net income | $269,000 | 7,659 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 7,352 |
Cash dividends | $150,000 | 5,476 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $269,000 | 7,662 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $1,458,000 | 9,125 |
Total interest expense | $890,000 | 8,475 |
Net interest income | $568,000 | 9,562 |
Provision for loan and lease losses | $0 | 8,503 |
Total noninterest income | $52,000 | 9,562 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $33,000 | 8,233 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $19,000 | 9,296 |
Total noninterest expense | $342,000 | 9,995 |
Salaries and employee benefits | $223,000 | 9,825 |
Premises and equipment expense | $12,000 | 10,138 |
Additional noninterest expense | $107,000 | 9,876 |
Pre-tax net operating income | $278,000 | 8,215 |
Securities gains (losses) | $80,000 | 818 |
Applicable income taxes | $83,000 | 7,162 |
Income before extraordinary items | $275,000 | 7,761 |
Extraordinary gains, net | $0 | 35 |
Net income | $275,000 | 7,759 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 7,619 |
Cash dividends | $150,000 | 5,619 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $213,400 | 8,167 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $1,450,000 | 9,353 |
Total interest expense | $920,000 | 8,634 |
Net interest income | $530,000 | 9,864 |
Provision for loan and lease losses | $0 | 8,652 |
Total noninterest income | $52,000 | 9,823 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $31,000 | 8,487 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $21,000 | 9,437 |
Total noninterest expense | $329,000 | 10,204 |
Salaries and employee benefits | $209,000 | 10,069 |
Premises and equipment expense | $15,000 | 10,360 |
Additional noninterest expense | $105,000 | 10,097 |
Pre-tax net operating income | $253,000 | 8,649 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $42,000 | 8,467 |
Income before extraordinary items | $211,000 | 8,541 |
Extraordinary gains, net | $0 | 32 |
Net income | $211,000 | 8,540 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,132 |
Cash dividends | $150,000 | 5,770 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $211,000 | 8,460 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $1,443,000 | 9,752 |
Total interest expense | $928,000 | 8,882 |
Net interest income | $515,000 | 10,350 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $48,000 | 10,319 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $29,000 | 8,938 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $19,000 | 9,900 |
Total noninterest expense | $320,000 | 10,661 |
Salaries and employee benefits | $204,000 | 10,519 |
Premises and equipment expense | $16,000 | 10,802 |
Additional noninterest expense | $100,000 | 10,538 |
Pre-tax net operating income | $243,000 | 9,332 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $37,000 | 9,450 |
Income before extraordinary items | $206,000 | 9,100 |
Extraordinary gains, net | $0 | 44 |
Net income | $206,000 | 9,103 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,513 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $206,000 | 9,065 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $1,395,000 | 10,255 |
Total interest expense | $900,000 | 9,336 |
Net interest income | $495,000 | 10,904 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $45,000 | 10,935 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $31,000 | 9,360 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $14,000 | 10,772 |
Total noninterest expense | $326,000 | 11,162 |
Salaries and employee benefits | $196,000 | 11,031 |
Premises and equipment expense | $13,000 | 11,357 |
Additional noninterest expense | $117,000 | 10,924 |
Pre-tax net operating income | $214,000 | 9,707 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $38,000 | 9,901 |
Income before extraordinary items | $176,000 | 9,529 |
Extraordinary gains, net | $0 | 53 |
Net income | $176,000 | 9,530 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 9,767 |
Cash dividends | $90,000 | 6,879 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $176,000 | 9,476 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,224,000 | 10,951 |
Total interest expense | $725,000 | 10,215 |
Net interest income | $499,000 | 11,402 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $55,000 | 11,269 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $39,000 | 9,556 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $16,000 | 11,150 |
Total noninterest expense | $329,000 | 11,644 |
Salaries and employee benefits | $186,000 | 11,564 |
Premises and equipment expense | $7,000 | 11,920 |
Additional noninterest expense | $136,000 | 11,232 |
Pre-tax net operating income | $225,000 | 10,302 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $39,000 | 10,400 |
Income before extraordinary items | $186,000 | 10,097 |
Extraordinary gains, net | $0 | 65 |
Net income | $186,000 | 10,101 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 9,816 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $186,000 | 10,062 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,108,000 | 11,514 |
Total interest expense | $595,000 | 10,629 |
Net interest income | $513,000 | 11,965 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $58,000 | 11,759 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $44,000 | 9,903 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $14,000 | 11,845 |
Total noninterest expense | $343,000 | 12,231 |
Salaries and employee benefits | $183,000 | 12,184 |
Premises and equipment expense | $7,000 | 12,553 |
Additional noninterest expense | $153,000 | 11,756 |
Pre-tax net operating income | $228,000 | 10,678 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $43,000 | 10,643 |
Income before extraordinary items | $185,000 | 10,441 |
Extraordinary gains, net | $0 | 249 |
Net income | $185,000 | 10,447 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 9,875 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $185,000 | 10,483 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,098,000 | 12,087 |
Total interest expense | $606,000 | 11,102 |
Net interest income | $492,000 | 12,581 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $47,000 | 12,624 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $36,000 | 10,537 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $11,000 | 12,687 |
Total noninterest expense | $348,000 | 12,836 |
Salaries and employee benefits | $190,000 | 12,716 |
Premises and equipment expense | $12,000 | 13,196 |
Additional noninterest expense | $146,000 | 12,476 |
Pre-tax net operating income | $191,000 | 11,123 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $52,000 | 10,892 |
Income before extraordinary items | $139,000 | 11,348 |
Extraordinary gains, net | $60,000 | 2,033 |
Net income | $199,000 | 10,776 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-7,000 | 11,543 |
Cash dividends | $50,000 | 7,918 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $139,000 | 11,141 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,161,000 | 12,684 |
Total interest expense | $665,000 | 11,988 |
Net interest income | $496,000 | 13,099 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $39,000 | 13,364 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $34,000 | 10,924 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $5,000 | 13,675 |
Total noninterest expense | $344,000 | 13,420 |
Salaries and employee benefits | $153,000 | 13,534 |
Premises and equipment expense | $7,000 | 13,867 |
Additional noninterest expense | $184,000 | 12,468 |
Pre-tax net operating income | $191,000 | 11,156 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $51,000 | 11,224 |
Income before extraordinary items | $140,000 | 11,416 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $140,000 | 11,493 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-6,000 | 12,606 |
Cash dividends | $60,000 | 7,413 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $140,000 | 11,077 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.