Home > Ocwen Federal Bank FSB > Income and Expense
Ocwen Federal Bank FSB, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,784,000 | 3,948 |
| Total interest expense | $3,705,000 | 645 |
| Net interest income | $-1,921,000 | 8,930 |
| Provision for loan and lease losses | $4,000 | 5,908 |
| Total noninterest income | $48,107,000 | 105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $22,000 | 94 |
| Additional Noninterest Income | $48,085,000 | 76 |
| Total noninterest expense | $37,654,000 | 170 |
| Salaries and employee benefits | $15,774,000 | 177 |
| Premises and equipment expense | $4,394,000 | 172 |
| Additional noninterest expense | $17,486,000 | 153 |
| Pre-tax net operating income | $8,528,000 | 356 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $6,426,000 | 206 |
| Income before extraordinary items | $2,102,000 | 833 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,102,000 | 834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 684 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,102,000 | 812 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,949,000 | 5,590 |
| Total interest expense | $19,344,000 | 443 |
| Net interest income | $-15,395,000 | 8,976 |
| Provision for loan and lease losses | $-192,000 | 8,838 |
| Total noninterest income | $188,518,000 | 106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $6,000 | 130 |
| Additional Noninterest Income | $188,512,000 | 76 |
| Total noninterest expense | $143,426,000 | 177 |
| Salaries and employee benefits | $59,487,000 | 181 |
| Premises and equipment expense | $14,472,000 | 192 |
| Additional noninterest expense | $69,467,000 | 152 |
| Pre-tax net operating income | $29,889,000 | 373 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-935,000 | 8,932 |
| Income before extraordinary items | $30,824,000 | 277 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $30,824,000 | 277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,483,000 | 578 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $30,824,000 | 270 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,174,000 | 6,530 |
| Total interest expense | $15,142,000 | 415 |
| Net interest income | $-12,968,000 | 9,024 |
| Provision for loan and lease losses | $-111,000 | 8,882 |
| Total noninterest income | $135,252,000 | 116 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $6,000 | 126 |
| Additional Noninterest Income | $135,246,000 | 83 |
| Total noninterest expense | $108,399,000 | 181 |
| Salaries and employee benefits | $44,391,000 | 181 |
| Premises and equipment expense | $10,511,000 | 198 |
| Additional noninterest expense | $53,497,000 | 155 |
| Pre-tax net operating income | $13,996,000 | 521 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-3,777,000 | 9,014 |
| Income before extraordinary items | $17,773,000 | 350 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $17,773,000 | 349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,483,000 | 429 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $17,773,000 | 337 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,230,000 | 6,970 |
| Total interest expense | $10,759,000 | 389 |
| Net interest income | $-9,529,000 | 9,077 |
| Provision for loan and lease losses | $-106,000 | 8,966 |
| Total noninterest income | $94,029,000 | 119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $6,000 | 121 |
| Additional Noninterest Income | $94,023,000 | 88 |
| Total noninterest expense | $76,229,000 | 175 |
| Salaries and employee benefits | $29,786,000 | 177 |
| Premises and equipment expense | $7,188,000 | 195 |
| Additional noninterest expense | $39,255,000 | 144 |
| Pre-tax net operating income | $8,377,000 | 561 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $8,377,000 | 438 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,377,000 | 438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,481,000 | 316 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $8,377,000 | 421 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $548,000 | 7,300 |
| Total interest expense | $5,753,000 | 372 |
| Net interest income | $-5,205,000 | 9,116 |
| Provision for loan and lease losses | $147,000 | 1,564 |
| Total noninterest income | $47,094,000 | 112 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $10,000 | 110 |
| Additional Noninterest Income | $47,084,000 | 81 |
| Total noninterest expense | $36,172,000 | 176 |
| Salaries and employee benefits | $14,877,000 | 177 |
| Premises and equipment expense | $3,314,000 | 210 |
| Additional noninterest expense | $17,981,000 | 149 |
| Pre-tax net operating income | $5,570,000 | 443 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $5,570,000 | 355 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $5,570,000 | 355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,481,000 | 212 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $5,570,000 | 336 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,402,000 | 7,144 |
| Total interest expense | $29,390,000 | 330 |
| Net interest income | $-26,988,000 | 9,181 |
| Provision for loan and lease losses | $-3,026,000 | 9,165 |
| Total noninterest income | $147,869,000 | 128 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $162,000 | 116 |
| Additional Noninterest Income | $147,707,000 | 98 |
| Total noninterest expense | $102,456,000 | 208 |
| Salaries and employee benefits | $52,371,000 | 192 |
| Premises and equipment expense | $8,092,000 | 313 |
| Additional noninterest expense | $41,993,000 | 217 |
| Pre-tax net operating income | $21,451,000 | 462 |
| Securities gains (losses) | $537,000 | 714 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $21,988,000 | 356 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $21,988,000 | 357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,646,000 | 181 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $21,451,000 | 337 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,867,000 | 7,139 |
| Total interest expense | $22,470,000 | 340 |
| Net interest income | $-20,603,000 | 9,236 |
| Provision for loan and lease losses | $-2,685,000 | 9,223 |
| Total noninterest income | $108,414,000 | 129 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $165,000 | 113 |
| Additional Noninterest Income | $108,249,000 | 101 |
| Total noninterest expense | $75,407,000 | 214 |
| Salaries and employee benefits | $38,068,000 | 197 |
| Premises and equipment expense | $4,673,000 | 396 |
| Additional noninterest expense | $32,666,000 | 208 |
| Pre-tax net operating income | $15,089,000 | 488 |
| Securities gains (losses) | $27,000 | 2,773 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $15,116,000 | 398 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $15,116,000 | 399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,618,000 | 166 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $15,089,000 | 363 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,425,000 | 6,818 |
| Total interest expense | $15,406,000 | 342 |
| Net interest income | $-13,981,000 | 9,268 |
| Provision for loan and lease losses | $-3,246,000 | 9,262 |
| Total noninterest income | $70,673,000 | 135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $151,000 | 100 |
| Additional Noninterest Income | $70,522,000 | 99 |
| Total noninterest expense | $47,627,000 | 226 |
| Salaries and employee benefits | $25,428,000 | 196 |
| Premises and equipment expense | $3,111,000 | 400 |
| Additional noninterest expense | $19,088,000 | 229 |
| Pre-tax net operating income | $12,311,000 | 421 |
| Securities gains (losses) | $27,000 | 2,433 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $12,337,000 | 342 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $12,337,000 | 344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,757,000 | 140 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $12,310,000 | 312 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $347,000 | 8,404 |
| Total interest expense | $7,776,000 | 354 |
| Net interest income | $-7,429,000 | 9,313 |
| Provision for loan and lease losses | $166,000 | 1,571 |
| Total noninterest income | $34,830,000 | 136 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $119,000 | 91 |
| Additional Noninterest Income | $34,711,000 | 101 |
| Total noninterest expense | $24,360,000 | 218 |
| Salaries and employee benefits | $13,148,000 | 191 |
| Premises and equipment expense | $1,506,000 | 412 |
| Additional noninterest expense | $9,706,000 | 224 |
| Pre-tax net operating income | $2,875,000 | 786 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $158,000 | 3,132 |
| Income before extraordinary items | $2,717,000 | 637 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,717,000 | 636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 1,351 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,717,000 | 591 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,791,000 | 2,416 |
| Total interest expense | $42,967,000 | 316 |
| Net interest income | $-30,176,000 | 9,354 |
| Provision for loan and lease losses | $11,516,000 | 225 |
| Total noninterest income | $123,597,000 | 142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-235,000 | 9,323 |
| Additional Noninterest Income | $123,832,000 | 109 |
| Total noninterest expense | $124,112,000 | 198 |
| Salaries and employee benefits | $59,327,000 | 171 |
| Premises and equipment expense | $14,822,000 | 192 |
| Additional noninterest expense | $49,963,000 | 204 |
| Pre-tax net operating income | $-42,207,000 | 9,357 |
| Securities gains (losses) | $-67,000 | 9,096 |
| Applicable income taxes | $1,124,000 | 2,028 |
| Income before extraordinary items | $-43,398,000 | 9,350 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-43,398,000 | 9,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,931,000 | 444 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-43,331,000 | 9,346 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $59,244,000 | 597 |
| Total interest expense | $73,556,000 | 277 |
| Net interest income | $-14,312,000 | 9,614 |
| Provision for loan and lease losses | $15,279,000 | 189 |
| Total noninterest income | $130,755,000 | 135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $226,000 | 102 |
| Additional Noninterest Income | $130,529,000 | 112 |
| Total noninterest expense | $127,583,000 | 190 |
| Salaries and employee benefits | $60,223,000 | 161 |
| Premises and equipment expense | $18,989,000 | 152 |
| Additional noninterest expense | $48,371,000 | 203 |
| Pre-tax net operating income | $-26,419,000 | 9,610 |
| Securities gains (losses) | $-536,000 | 9,580 |
| Applicable income taxes | $35,000,000 | 157 |
| Income before extraordinary items | $-61,955,000 | 9,608 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-61,955,000 | 9,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,265,000 | 148 |
| Cash dividends | $700,000 | 2,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-61,419,000 | 9,608 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $149,098,000 | 315 |
| Total interest expense | $120,224,000 | 229 |
| Net interest income | $28,874,000 | 626 |
| Provision for loan and lease losses | $10,072,000 | 201 |
| Total noninterest income | $107,407,000 | 153 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $169,000 | 114 |
| Additional Noninterest Income | $107,238,000 | 121 |
| Total noninterest expense | $128,527,000 | 192 |
| Salaries and employee benefits | $69,851,000 | 145 |
| Premises and equipment expense | $20,378,000 | 152 |
| Additional noninterest expense | $38,298,000 | 229 |
| Pre-tax net operating income | $-2,318,000 | 9,832 |
| Securities gains (losses) | $14,929,000 | 24 |
| Applicable income taxes | $6,056,000 | 481 |
| Income before extraordinary items | $6,555,000 | 823 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $6,555,000 | 823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,919,000 | 143 |
| Cash dividends | $875,000 | 2,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-2,999,560 | 9,842 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $177,811,000 | 252 |
| Total interest expense | $115,508,000 | 204 |
| Net interest income | $62,303,000 | 357 |
| Provision for loan and lease losses | $5,709,000 | 274 |
| Total noninterest income | $90,842,000 | 173 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $90,842,000 | 136 |
| Total noninterest expense | $127,208,000 | 187 |
| Salaries and employee benefits | $63,802,000 | 158 |
| Premises and equipment expense | $19,219,000 | 151 |
| Additional noninterest expense | $44,187,000 | 212 |
| Pre-tax net operating income | $20,228,000 | 481 |
| Securities gains (losses) | $26,395,000 | 18 |
| Applicable income taxes | $-904,000 | 10,164 |
| Income before extraordinary items | $47,527,000 | 200 |
| Extraordinary gains, net | $1,008,000 | 7 |
| Net income | $48,535,000 | 199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,165,000 | 224 |
| Cash dividends | $28,035,000 | 208 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $21,132,000 | 345 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $231,000,000 | 207 |
| Total interest expense | $133,698,000 | 187 |
| Net interest income | $97,302,000 | 225 |
| Provision for loan and lease losses | $18,173,000 | 145 |
| Total noninterest income | $79,455,000 | 183 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $79,455,000 | 148 |
| Total noninterest expense | $120,669,000 | 200 |
| Salaries and employee benefits | $68,705,000 | 142 |
| Premises and equipment expense | $15,427,000 | 179 |
| Additional noninterest expense | $36,537,000 | 251 |
| Pre-tax net operating income | $37,915,000 | 274 |
| Securities gains (losses) | $29,886,000 | 29 |
| Applicable income taxes | $7,831,000 | 407 |
| Income before extraordinary items | $59,970,000 | 175 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $59,970,000 | 176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,489,000 | 126 |
| Cash dividends | $101,510,000 | 83 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $33,670,320 | 237 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $263,613,000 | 199 |
| Total interest expense | $140,523,000 | 187 |
| Net interest income | $123,090,000 | 206 |
| Provision for loan and lease losses | $44,403,000 | 89 |
| Total noninterest income | $61,763,000 | 199 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $261,000 | 131 |
| Additional Noninterest Income | $61,502,000 | 149 |
| Total noninterest expense | $105,566,000 | 212 |
| Salaries and employee benefits | $67,684,000 | 142 |
| Premises and equipment expense | $11,182,000 | 227 |
| Additional noninterest expense | $26,700,000 | 282 |
| Pre-tax net operating income | $34,884,000 | 295 |
| Securities gains (losses) | $80,220,000 | 6 |
| Applicable income taxes | $26,507,000 | 185 |
| Income before extraordinary items | $88,597,000 | 114 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $88,597,000 | 114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,008,000 | 116 |
| Cash dividends | $15,107,000 | 279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $26,827,600 | 264 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $199,373,000 | 264 |
| Total interest expense | $112,597,000 | 234 |
| Net interest income | $86,776,000 | 285 |
| Provision for loan and lease losses | $27,782,000 | 109 |
| Total noninterest income | $69,324,000 | 194 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-431,000 | 4,703 |
| Additional Noninterest Income | $69,755,000 | 141 |
| Total noninterest expense | $88,616,000 | 270 |
| Salaries and employee benefits | $39,063,000 | 232 |
| Premises and equipment expense | $7,050,000 | 365 |
| Additional noninterest expense | $42,503,000 | 267 |
| Pre-tax net operating income | $39,702,000 | 289 |
| Securities gains (losses) | $27,192,000 | 17 |
| Applicable income taxes | $17,707,000 | 246 |
| Income before extraordinary items | $49,187,000 | 190 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $49,187,000 | 190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,536,000 | 164 |
| Cash dividends | $700,000 | 2,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $29,064,920 | 263 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $142,899,000 | 342 |
| Total interest expense | $83,346,000 | 305 |
| Net interest income | $59,553,000 | 395 |
| Provision for loan and lease losses | $1,262,000 | 797 |
| Total noninterest income | $34,089,000 | 293 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $34,089,000 | 199 |
| Total noninterest expense | $65,008,000 | 337 |
| Salaries and employee benefits | $23,989,000 | 343 |
| Premises and equipment expense | $7,955,000 | 348 |
| Additional noninterest expense | $33,064,000 | 300 |
| Pre-tax net operating income | $27,372,000 | 381 |
| Securities gains (losses) | $7,096,000 | 41 |
| Applicable income taxes | $9,695,000 | 383 |
| Income before extraordinary items | $24,773,000 | 306 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $24,773,000 | 305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,273 |
| Cash dividends | $39,050,000 | 156 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $19,663,880 | 353 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $129,987,000 | 334 |
| Total interest expense | $60,614,000 | 323 |
| Net interest income | $69,373,000 | 338 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $97,787,000 | 147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $170,000 | 203 |
| Additional Noninterest Income | $97,617,000 | 94 |
| Total noninterest expense | $88,842,000 | 268 |
| Salaries and employee benefits | $42,418,000 | 216 |
| Premises and equipment expense | $8,663,000 | 324 |
| Additional noninterest expense | $37,761,000 | 284 |
| Pre-tax net operating income | $78,318,000 | 177 |
| Securities gains (losses) | $7,394,000 | 27 |
| Applicable income taxes | $34,062,000 | 141 |
| Income before extraordinary items | $51,650,000 | 178 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $51,650,000 | 178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $326,000 | 1,813 |
| Cash dividends | $700,000 | 2,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $46,917,840 | 190 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $75,638,000 | 494 |
| Total interest expense | $31,316,000 | 513 |
| Net interest income | $44,322,000 | 481 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $29,068,000 | 302 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,192,000 | 129 |
| Additional Noninterest Income | $27,876,000 | 208 |
| Total noninterest expense | $47,192,000 | 426 |
| Salaries and employee benefits | $22,246,000 | 358 |
| Premises and equipment expense | $5,963,000 | 436 |
| Additional noninterest expense | $18,986,000 | 482 |
| Pre-tax net operating income | $26,195,000 | 325 |
| Securities gains (losses) | $7,489,000 | 109 |
| Applicable income taxes | $11,057,000 | 287 |
| Income before extraordinary items | $22,627,000 | 289 |
| Extraordinary gains, net | $197,000 | 1,031 |
| Net income | $22,824,000 | 297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 12,596 |
| Cash dividends | $675,000 | 2,444 |
| Sale, conversion, retirement of capital stock, net | $5,384,000 | 186 |
| Net operating income | $17,609,370 | 322 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $62,314,000 | 637 |
| Total interest expense | $24,317,000 | 772 |
| Net interest income | $37,997,000 | 552 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $11,562,000 | 549 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $11,562,000 | 403 |
| Total noninterest expense | $25,438,000 | 701 |
| Salaries and employee benefits | $14,830,000 | 497 |
| Premises and equipment expense | $4,213,000 | 605 |
| Additional noninterest expense | $6,395,000 | 1,077 |
| Pre-tax net operating income | $24,121,000 | 294 |
| Securities gains (losses) | $7,182,000 | 151 |
| Applicable income taxes | $11,033,000 | 247 |
| Income before extraordinary items | $20,270,000 | 274 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $20,270,000 | 273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 4,307 |
| Cash dividends | $675,000 | 2,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $15,601,700 | 299 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.