Home > Oconee State Bank > Income and Expense
Oconee State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $26,469,000 | 1,547 |
| Total interest expense | $5,206,000 | 1,972 |
| Net interest income | $21,263,000 | 1,367 |
| Provision for loan and lease losses | $225,000 | 1,922 |
| Total noninterest income | $6,072,000 | 1,039 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $662,000 | 1,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,410,000 | 843 |
| Total noninterest expense | $19,173,000 | 1,249 |
| Salaries and employee benefits | $11,437,000 | 1,215 |
| Premises and equipment expense | $1,354,000 | 1,657 |
| Additional noninterest expense | $5,410,000 | 843 |
| Pre-tax net operating income | $7,937,000 | 1,405 |
| Securities gains (losses) | $2,000 | 927 |
| Applicable income taxes | $1,479,000 | 1,195 |
| Income before extraordinary items | $6,460,000 | 1,441 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,460,000 | 1,457 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $6,460,000 | 1,444 |
| Net charge-offs | $-8,000 | 3,806 |
| Cash dividends | $1,262,000 | 1,923 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 473 |
| Net operating income | $6,458,380 | 1,471 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $18,467,000 | 1,592 |
| Total interest expense | $3,060,000 | 2,149 |
| Net interest income | $15,407,000 | 1,412 |
| Provision for loan and lease losses | $102,000 | 2,115 |
| Total noninterest income | $5,167,000 | 982 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $483,000 | 1,408 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,684,000 | 780 |
| Total noninterest expense | $13,841,000 | 1,279 |
| Salaries and employee benefits | $8,027,000 | 1,281 |
| Premises and equipment expense | $987,000 | 1,693 |
| Additional noninterest expense | $4,684,000 | 780 |
| Pre-tax net operating income | $6,631,000 | 1,346 |
| Securities gains (losses) | $2,000 | 777 |
| Applicable income taxes | $1,146,000 | 1,185 |
| Income before extraordinary items | $5,487,000 | 1,342 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $5,487,000 | 1,351 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,487,000 | 1,342 |
| Net charge-offs | $-6,000 | 3,713 |
| Cash dividends | $1,262,000 | 1,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $5,485,340 | 1,360 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $11,606,000 | 1,642 |
| Total interest expense | $1,513,000 | 2,334 |
| Net interest income | $10,093,000 | 1,457 |
| Provision for loan and lease losses | $26,000 | 2,530 |
| Total noninterest income | $2,027,000 | 1,287 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $322,000 | 1,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,705,000 | 1,095 |
| Total noninterest expense | $8,893,000 | 1,318 |
| Salaries and employee benefits | $5,177,000 | 1,308 |
| Premises and equipment expense | $619,000 | 1,763 |
| Additional noninterest expense | $1,705,000 | 1,094 |
| Pre-tax net operating income | $3,201,000 | 1,685 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $778,000 | 1,181 |
| Income before extraordinary items | $2,423,000 | 1,817 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,423,000 | 1,837 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,423,000 | 1,817 |
| Net charge-offs | $48,000 | 1,185 |
| Cash dividends | $762,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,423,000 | 1,827 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,553,000 | 1,678 |
| Total interest expense | $558,000 | 2,523 |
| Net interest income | $4,995,000 | 1,473 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $1,170,000 | 1,187 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $162,000 | 1,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,008,000 | 956 |
| Total noninterest expense | $4,479,000 | 1,324 |
| Salaries and employee benefits | $2,605,000 | 1,315 |
| Premises and equipment expense | $301,000 | 1,830 |
| Additional noninterest expense | $1,008,000 | 956 |
| Pre-tax net operating income | $1,686,000 | 1,653 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $423,000 | 1,135 |
| Income before extraordinary items | $1,263,000 | 1,786 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,263,000 | 1,787 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,263,000 | 1,786 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $762,000 | 972 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,263,000 | 1,808 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $17,917,000 | 1,705 |
| Total interest expense | $799,000 | 2,690 |
| Net interest income | $17,118,000 | 1,627 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $4,849,000 | 1,222 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $646,000 | 1,417 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,203,000 | 1,019 |
| Total noninterest expense | $15,947,000 | 1,410 |
| Salaries and employee benefits | $9,496,000 | 1,375 |
| Premises and equipment expense | $1,181,000 | 1,836 |
| Additional noninterest expense | $4,203,000 | 1,019 |
| Pre-tax net operating income | $6,020,000 | 1,822 |
| Securities gains (losses) | $1,000 | 637 |
| Applicable income taxes | $1,380,000 | 1,325 |
| Income before extraordinary items | $4,641,000 | 1,916 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,641,000 | 1,915 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,641,000 | 1,915 |
| Net charge-offs | $-7,000 | 3,569 |
| Cash dividends | $627,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 523 |
| Net operating income | $4,640,210 | 1,951 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $12,509,000 | 1,750 |
| Total interest expense | $512,000 | 2,632 |
| Net interest income | $11,997,000 | 1,684 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $3,867,000 | 1,192 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $487,000 | 1,434 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,380,000 | 981 |
| Total noninterest expense | $11,645,000 | 1,432 |
| Salaries and employee benefits | $6,867,000 | 1,415 |
| Premises and equipment expense | $892,000 | 1,836 |
| Additional noninterest expense | $3,380,000 | 981 |
| Pre-tax net operating income | $4,219,000 | 1,872 |
| Securities gains (losses) | $1,000 | 675 |
| Applicable income taxes | $955,000 | 1,374 |
| Income before extraordinary items | $3,265,000 | 1,985 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,265,000 | 1,984 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,265,000 | 1,984 |
| Net charge-offs | $-7,000 | 3,496 |
| Cash dividends | $627,000 | 2,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,264,210 | 2,020 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $7,954,000 | 1,763 |
| Total interest expense | $329,000 | 2,536 |
| Net interest income | $7,625,000 | 1,722 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $2,839,000 | 1,112 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $323,000 | 1,428 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,516,000 | 933 |
| Total noninterest expense | $7,743,000 | 1,424 |
| Salaries and employee benefits | $4,563,000 | 1,408 |
| Premises and equipment expense | $608,000 | 1,806 |
| Additional noninterest expense | $2,572,000 | 1,310 |
| Pre-tax net operating income | $2,721,000 | 1,848 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $625,000 | 1,324 |
| Income before extraordinary items | $2,096,000 | 1,948 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,096,000 | 1,948 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,096,000 | 1,948 |
| Net charge-offs | $-7,000 | 3,543 |
| Cash dividends | $627,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,096,000 | 1,987 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,920,000 | 1,749 |
| Total interest expense | $171,000 | 2,449 |
| Net interest income | $3,749,000 | 1,706 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $1,065,000 | 1,317 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $163,000 | 1,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $902,000 | 1,155 |
| Total noninterest expense | $3,880,000 | 1,418 |
| Salaries and employee benefits | $2,300,000 | 1,401 |
| Premises and equipment expense | $303,000 | 1,824 |
| Additional noninterest expense | $1,277,000 | 1,304 |
| Pre-tax net operating income | $934,000 | 2,182 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $208,000 | 1,583 |
| Income before extraordinary items | $726,000 | 2,312 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $726,000 | 2,311 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $726,000 | 2,312 |
| Net charge-offs | $-5,000 | 3,667 |
| Cash dividends | $627,000 | 1,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $726,000 | 2,332 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $17,291,000 | 1,670 |
| Total interest expense | $1,001,000 | 2,211 |
| Net interest income | $16,290,000 | 1,613 |
| Provision for loan and lease losses | $456,000 | 1,124 |
| Total noninterest income | $4,208,000 | 1,466 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $459,000 | 1,695 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,749,000 | 1,302 |
| Total noninterest expense | $15,783,000 | 1,390 |
| Salaries and employee benefits | $9,300,000 | 1,375 |
| Premises and equipment expense | $1,425,000 | 1,581 |
| Additional noninterest expense | $5,058,000 | 1,315 |
| Pre-tax net operating income | $4,259,000 | 2,255 |
| Securities gains (losses) | $172,000 | 662 |
| Applicable income taxes | $879,000 | 1,694 |
| Income before extraordinary items | $3,552,000 | 2,328 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,552,000 | 2,328 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,552,000 | 2,329 |
| Net charge-offs | $-29,000 | 3,948 |
| Cash dividends | $582,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 538 |
| Net operating income | $3,414,400 | 2,357 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $12,804,000 | 1,711 |
| Total interest expense | $783,000 | 2,244 |
| Net interest income | $12,021,000 | 1,663 |
| Provision for loan and lease losses | $235,000 | 1,337 |
| Total noninterest income | $3,296,000 | 1,461 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $332,000 | 1,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,964,000 | 1,300 |
| Total noninterest expense | $11,848,000 | 1,400 |
| Salaries and employee benefits | $6,867,000 | 1,396 |
| Premises and equipment expense | $1,049,000 | 1,634 |
| Additional noninterest expense | $3,932,000 | 1,274 |
| Pre-tax net operating income | $3,234,000 | 2,335 |
| Securities gains (losses) | $172,000 | 609 |
| Applicable income taxes | $697,000 | 1,738 |
| Income before extraordinary items | $2,709,000 | 2,401 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,709,000 | 2,401 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,709,000 | 2,401 |
| Net charge-offs | $-25,000 | 3,960 |
| Cash dividends | $582,000 | 2,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,571,400 | 2,446 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $8,654,000 | 1,693 |
| Total interest expense | $547,000 | 2,227 |
| Net interest income | $8,107,000 | 1,635 |
| Provision for loan and lease losses | $235,000 | 1,086 |
| Total noninterest income | $2,383,000 | 1,380 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $215,000 | 1,712 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,168,000 | 1,230 |
| Total noninterest expense | $8,000,000 | 1,384 |
| Salaries and employee benefits | $4,645,000 | 1,366 |
| Premises and equipment expense | $662,000 | 1,707 |
| Additional noninterest expense | $2,693,000 | 1,232 |
| Pre-tax net operating income | $2,255,000 | 2,235 |
| Securities gains (losses) | $172,000 | 500 |
| Applicable income taxes | $509,000 | 1,646 |
| Income before extraordinary items | $1,918,000 | 2,281 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,918,000 | 2,279 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,918,000 | 2,281 |
| Net charge-offs | $-22,000 | 4,093 |
| Cash dividends | $582,000 | 1,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,782,120 | 2,349 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,234,000 | 1,719 |
| Total interest expense | $286,000 | 2,242 |
| Net interest income | $3,948,000 | 1,663 |
| Provision for loan and lease losses | $235,000 | 713 |
| Total noninterest income | $1,214,000 | 1,349 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $106,000 | 1,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,108,000 | 1,186 |
| Total noninterest expense | $3,903,000 | 1,396 |
| Salaries and employee benefits | $2,291,000 | 1,387 |
| Premises and equipment expense | $307,000 | 1,815 |
| Additional noninterest expense | $1,305,000 | 1,252 |
| Pre-tax net operating income | $1,024,000 | 2,334 |
| Securities gains (losses) | $196,000 | 336 |
| Applicable income taxes | $257,000 | 1,622 |
| Income before extraordinary items | $963,000 | 2,263 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $963,000 | 2,264 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $963,000 | 2,263 |
| Net charge-offs | $-12,000 | 4,135 |
| Cash dividends | $582,000 | 1,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $808,160 | 2,465 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $16,062,000 | 1,787 |
| Total interest expense | $1,666,000 | 2,224 |
| Net interest income | $14,396,000 | 1,705 |
| Provision for loan and lease losses | $1,250,000 | 1,387 |
| Total noninterest income | $4,754,000 | 1,306 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $454,000 | 1,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,300,000 | 1,142 |
| Total noninterest expense | $15,502,000 | 1,370 |
| Salaries and employee benefits | $10,086,000 | 1,247 |
| Premises and equipment expense | $1,204,000 | 1,798 |
| Additional noninterest expense | $4,212,000 | 1,472 |
| Pre-tax net operating income | $2,398,000 | 2,727 |
| Securities gains (losses) | $183,000 | 1,071 |
| Applicable income taxes | $436,000 | 2,037 |
| Income before extraordinary items | $2,145,000 | 2,739 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,145,000 | 2,737 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,145,000 | 2,739 |
| Net charge-offs | $14,000 | 2,926 |
| Cash dividends | $689,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 520 |
| Net operating income | $1,993,110 | 2,792 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $12,001,000 | 1,804 |
| Total interest expense | $1,354,000 | 2,197 |
| Net interest income | $10,647,000 | 1,717 |
| Provision for loan and lease losses | $863,000 | 1,487 |
| Total noninterest income | $3,503,000 | 1,287 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $340,000 | 1,722 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,163,000 | 1,122 |
| Total noninterest expense | $11,451,000 | 1,374 |
| Salaries and employee benefits | $7,492,000 | 1,248 |
| Premises and equipment expense | $900,000 | 1,799 |
| Additional noninterest expense | $3,059,000 | 1,491 |
| Pre-tax net operating income | $1,836,000 | 2,703 |
| Securities gains (losses) | $183,000 | 932 |
| Applicable income taxes | $368,000 | 1,936 |
| Income before extraordinary items | $1,651,000 | 2,698 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,651,000 | 2,697 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,651,000 | 2,698 |
| Net charge-offs | $-345,000 | 4,967 |
| Cash dividends | $689,000 | 2,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,500,940 | 2,782 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,898,000 | 1,851 |
| Total interest expense | $991,000 | 2,159 |
| Net interest income | $6,907,000 | 1,770 |
| Provision for loan and lease losses | $375,000 | 1,842 |
| Total noninterest income | $2,036,000 | 1,343 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $230,000 | 1,728 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,806,000 | 1,167 |
| Total noninterest expense | $7,428,000 | 1,399 |
| Salaries and employee benefits | $4,898,000 | 1,261 |
| Premises and equipment expense | $593,000 | 1,806 |
| Additional noninterest expense | $1,937,000 | 1,550 |
| Pre-tax net operating income | $1,140,000 | 2,758 |
| Securities gains (losses) | $164,000 | 779 |
| Applicable income taxes | $254,000 | 1,867 |
| Income before extraordinary items | $1,050,000 | 2,747 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,050,000 | 2,746 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,050,000 | 2,747 |
| Net charge-offs | $-338,000 | 5,019 |
| Cash dividends | $689,000 | 1,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $917,160 | 2,877 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,792,000 | 1,896 |
| Total interest expense | $597,000 | 2,063 |
| Net interest income | $3,195,000 | 1,826 |
| Provision for loan and lease losses | $188,000 | 1,497 |
| Total noninterest income | $887,000 | 1,388 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $131,000 | 1,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $756,000 | 1,179 |
| Total noninterest expense | $3,728,000 | 1,405 |
| Salaries and employee benefits | $2,431,000 | 1,263 |
| Premises and equipment expense | $285,000 | 1,871 |
| Additional noninterest expense | $1,012,000 | 1,502 |
| Pre-tax net operating income | $166,000 | 3,957 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $13,000 | 3,058 |
| Income before extraordinary items | $153,000 | 3,941 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $153,000 | 3,942 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $153,000 | 3,942 |
| Net charge-offs | $-305,000 | 5,069 |
| Cash dividends | $689,000 | 1,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $153,000 | 3,917 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $14,472,000 | 1,974 |
| Total interest expense | $1,534,000 | 2,715 |
| Net interest income | $12,938,000 | 1,821 |
| Provision for loan and lease losses | $570,000 | 1,381 |
| Total noninterest income | $5,712,000 | 1,037 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $585,000 | 1,704 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,127,000 | 816 |
| Total noninterest expense | $13,217,000 | 1,513 |
| Salaries and employee benefits | $8,493,000 | 1,385 |
| Premises and equipment expense | $1,359,000 | 1,633 |
| Additional noninterest expense | $3,365,000 | 1,734 |
| Pre-tax net operating income | $4,863,000 | 1,795 |
| Securities gains (losses) | $7,000 | 2,003 |
| Applicable income taxes | $1,037,000 | 1,407 |
| Income before extraordinary items | $3,833,000 | 1,940 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,833,000 | 1,941 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,833,000 | 1,942 |
| Net charge-offs | $-2,000 | 4,221 |
| Cash dividends | $840,000 | 2,530 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 561 |
| Net operating income | $3,827,470 | 1,907 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $10,714,000 | 2,017 |
| Total interest expense | $1,059,000 | 2,842 |
| Net interest income | $9,655,000 | 1,849 |
| Provision for loan and lease losses | $427,000 | 1,304 |
| Total noninterest income | $2,895,000 | 1,334 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $445,000 | 1,697 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,450,000 | 1,120 |
| Total noninterest expense | $9,809,000 | 1,532 |
| Salaries and employee benefits | $6,315,000 | 1,407 |
| Premises and equipment expense | $978,000 | 1,700 |
| Additional noninterest expense | $2,516,000 | 1,744 |
| Pre-tax net operating income | $2,314,000 | 2,484 |
| Securities gains (losses) | $7,000 | 1,751 |
| Applicable income taxes | $443,000 | 1,914 |
| Income before extraordinary items | $1,878,000 | 2,633 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,878,000 | 2,634 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,878,000 | 2,634 |
| Net charge-offs | $-8,000 | 4,369 |
| Cash dividends | $690,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 554 |
| Net operating income | $1,872,330 | 2,599 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,020,000 | 2,047 |
| Total interest expense | $653,000 | 2,936 |
| Net interest income | $6,367,000 | 1,870 |
| Provision for loan and lease losses | $285,000 | 1,288 |
| Total noninterest income | $1,975,000 | 1,288 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $288,000 | 1,713 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,687,000 | 1,056 |
| Total noninterest expense | $6,532,000 | 1,536 |
| Salaries and employee benefits | $4,202,000 | 1,406 |
| Premises and equipment expense | $646,000 | 1,722 |
| Additional noninterest expense | $1,684,000 | 1,753 |
| Pre-tax net operating income | $1,525,000 | 2,477 |
| Securities gains (losses) | $9,000 | 1,239 |
| Applicable income taxes | $289,000 | 1,891 |
| Income before extraordinary items | $1,245,000 | 2,614 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,245,000 | 2,613 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,245,000 | 2,613 |
| Net charge-offs | $1,000 | 3,090 |
| Cash dividends | $690,000 | 1,785 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 532 |
| Net operating income | $1,237,710 | 2,590 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,420,000 | 2,084 |
| Total interest expense | $300,000 | 3,042 |
| Net interest income | $3,120,000 | 1,908 |
| Provision for loan and lease losses | $143,000 | 1,248 |
| Total noninterest income | $877,000 | 1,351 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $146,000 | 1,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $731,000 | 1,133 |
| Total noninterest expense | $3,192,000 | 1,571 |
| Salaries and employee benefits | $2,062,000 | 1,428 |
| Premises and equipment expense | $321,000 | 1,760 |
| Additional noninterest expense | $809,000 | 1,800 |
| Pre-tax net operating income | $662,000 | 2,650 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $114,000 | 2,050 |
| Income before extraordinary items | $548,000 | 2,757 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $548,000 | 2,756 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $548,000 | 2,756 |
| Net charge-offs | $8,000 | 2,054 |
| Cash dividends | $690,000 | 1,088 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 454 |
| Net operating income | $548,000 | 2,744 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $12,758,000 | 2,102 |
| Total interest expense | $766,000 | 3,325 |
| Net interest income | $11,992,000 | 1,960 |
| Provision for loan and lease losses | $240,000 | 2,183 |
| Total noninterest income | $2,490,000 | 1,758 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $528,000 | 1,899 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,962,000 | 1,514 |
| Total noninterest expense | $12,346,000 | 1,568 |
| Salaries and employee benefits | $7,875,000 | 1,444 |
| Premises and equipment expense | $1,065,000 | 1,968 |
| Additional noninterest expense | $3,406,000 | 1,718 |
| Pre-tax net operating income | $1,896,000 | 3,216 |
| Securities gains (losses) | $73,000 | 364 |
| Applicable income taxes | $214,000 | 2,638 |
| Income before extraordinary items | $1,755,000 | 3,135 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,755,000 | 3,134 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,755,000 | 3,134 |
| Net charge-offs | $-4,000 | 4,359 |
| Cash dividends | $540,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,690,030 | 3,184 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $9,325,000 | 2,139 |
| Total interest expense | $552,000 | 3,330 |
| Net interest income | $8,773,000 | 1,991 |
| Provision for loan and lease losses | $160,000 | 2,205 |
| Total noninterest income | $1,687,000 | 1,878 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $379,000 | 1,973 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,308,000 | 1,650 |
| Total noninterest expense | $9,075,000 | 1,601 |
| Salaries and employee benefits | $5,760,000 | 1,462 |
| Premises and equipment expense | $772,000 | 2,016 |
| Additional noninterest expense | $2,543,000 | 1,721 |
| Pre-tax net operating income | $1,225,000 | 3,464 |
| Securities gains (losses) | $73,000 | 354 |
| Applicable income taxes | $148,000 | 2,757 |
| Income before extraordinary items | $1,150,000 | 3,384 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,150,000 | 3,383 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,150,000 | 3,383 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $540,000 | 2,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,085,030 | 3,464 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,158,000 | 2,136 |
| Total interest expense | $353,000 | 3,316 |
| Net interest income | $5,805,000 | 2,008 |
| Provision for loan and lease losses | $80,000 | 2,377 |
| Total noninterest income | $1,092,000 | 1,907 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $223,000 | 2,161 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $869,000 | 1,657 |
| Total noninterest expense | $6,062,000 | 1,601 |
| Salaries and employee benefits | $3,873,000 | 1,463 |
| Premises and equipment expense | $487,000 | 2,113 |
| Additional noninterest expense | $1,702,000 | 1,724 |
| Pre-tax net operating income | $755,000 | 3,579 |
| Securities gains (losses) | $100,000 | 243 |
| Applicable income taxes | $87,000 | 2,815 |
| Income before extraordinary items | $768,000 | 3,361 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $768,000 | 3,360 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $768,000 | 3,360 |
| Net charge-offs | $-4,000 | 4,246 |
| Cash dividends | $540,000 | 1,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $678,000 | 3,545 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,028,000 | 2,156 |
| Total interest expense | $166,000 | 3,367 |
| Net interest income | $2,862,000 | 2,020 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $513,000 | 1,963 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $96,000 | 2,364 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $417,000 | 1,671 |
| Total noninterest expense | $3,150,000 | 1,571 |
| Salaries and employee benefits | $2,000,000 | 1,435 |
| Premises and equipment expense | $279,000 | 1,957 |
| Additional noninterest expense | $871,000 | 1,692 |
| Pre-tax net operating income | $225,000 | 4,216 |
| Securities gains (losses) | $70,000 | 204 |
| Applicable income taxes | $13,000 | 3,402 |
| Income before extraordinary items | $282,000 | 3,768 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $282,000 | 3,768 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $282,000 | 3,768 |
| Net charge-offs | $-15,000 | 4,895 |
| Cash dividends | $540,000 | 1,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $214,800 | 4,112 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,636,000 | 2,319 |
| Total interest expense | $683,000 | 3,171 |
| Net interest income | $9,953,000 | 2,233 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $1,736,000 | 2,215 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $378,000 | 2,463 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,358,000 | 1,928 |
| Total noninterest expense | $9,481,000 | 1,998 |
| Salaries and employee benefits | $5,725,000 | 1,884 |
| Premises and equipment expense | $981,000 | 2,137 |
| Additional noninterest expense | $2,775,000 | 2,063 |
| Pre-tax net operating income | $2,208,000 | 2,961 |
| Securities gains (losses) | $11,000 | 1,559 |
| Applicable income taxes | $294,000 | 2,764 |
| Income before extraordinary items | $1,925,000 | 2,757 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,925,000 | 2,756 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,925,000 | 2,757 |
| Net charge-offs | $18,000 | 3,472 |
| Cash dividends | $540,000 | 2,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,915,430 | 2,743 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,811,000 | 2,367 |
| Total interest expense | $509,000 | 3,183 |
| Net interest income | $7,302,000 | 2,282 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $1,309,000 | 2,228 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $279,000 | 2,511 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,030,000 | 1,943 |
| Total noninterest expense | $6,891,000 | 2,049 |
| Salaries and employee benefits | $4,082,000 | 1,968 |
| Premises and equipment expense | $718,000 | 2,185 |
| Additional noninterest expense | $2,091,000 | 2,047 |
| Pre-tax net operating income | $1,720,000 | 2,946 |
| Securities gains (losses) | $9,000 | 1,660 |
| Applicable income taxes | $364,000 | 2,331 |
| Income before extraordinary items | $1,365,000 | 3,005 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,365,000 | 3,004 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,365,000 | 3,005 |
| Net charge-offs | $25,000 | 2,878 |
| Cash dividends | $540,000 | 2,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,357,890 | 2,995 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,162,000 | 2,366 |
| Total interest expense | $339,000 | 3,160 |
| Net interest income | $4,823,000 | 2,285 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $901,000 | 2,188 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $182,000 | 2,542 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $719,000 | 1,900 |
| Total noninterest expense | $4,432,000 | 2,114 |
| Salaries and employee benefits | $2,687,000 | 1,994 |
| Premises and equipment expense | $450,000 | 2,278 |
| Additional noninterest expense | $1,295,000 | 2,184 |
| Pre-tax net operating income | $1,292,000 | 2,728 |
| Securities gains (losses) | $7,000 | 1,367 |
| Applicable income taxes | $298,000 | 2,151 |
| Income before extraordinary items | $1,001,000 | 2,816 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,001,000 | 2,816 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,001,000 | 2,816 |
| Net charge-offs | $26,000 | 2,438 |
| Cash dividends | $540,000 | 1,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $995,610 | 2,809 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,549,000 | 2,389 |
| Total interest expense | $168,000 | 3,164 |
| Net interest income | $2,381,000 | 2,308 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $516,000 | 2,008 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $90,000 | 2,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $426,000 | 1,691 |
| Total noninterest expense | $2,182,000 | 2,163 |
| Salaries and employee benefits | $1,321,000 | 2,049 |
| Premises and equipment expense | $247,000 | 2,171 |
| Additional noninterest expense | $614,000 | 2,272 |
| Pre-tax net operating income | $715,000 | 2,500 |
| Securities gains (losses) | $7,000 | 747 |
| Applicable income taxes | $178,000 | 1,968 |
| Income before extraordinary items | $544,000 | 2,620 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $544,000 | 2,620 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $544,000 | 2,620 |
| Net charge-offs | $18,000 | 1,942 |
| Cash dividends | $540,000 | 1,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $538,750 | 2,621 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,732,000 | 2,277 |
| Total interest expense | $692,000 | 3,073 |
| Net interest income | $10,040,000 | 2,179 |
| Provision for loan and lease losses | $169,000 | 2,644 |
| Total noninterest income | $1,799,000 | 2,244 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $420,000 | 2,372 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,379,000 | 1,992 |
| Total noninterest expense | $8,221,000 | 2,239 |
| Salaries and employee benefits | $4,762,000 | 2,170 |
| Premises and equipment expense | $980,000 | 2,185 |
| Additional noninterest expense | $2,479,000 | 2,325 |
| Pre-tax net operating income | $3,449,000 | 2,141 |
| Securities gains (losses) | $41,000 | 1,967 |
| Applicable income taxes | $969,000 | 1,676 |
| Income before extraordinary items | $2,521,000 | 2,394 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,521,000 | 2,392 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,521,000 | 2,394 |
| Net charge-offs | $-29,000 | 5,210 |
| Cash dividends | $387,000 | 3,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,491,480 | 2,364 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,235,000 | 2,231 |
| Total interest expense | $515,000 | 3,079 |
| Net interest income | $7,720,000 | 2,133 |
| Provision for loan and lease losses | $169,000 | 2,250 |
| Total noninterest income | $1,380,000 | 2,226 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $319,000 | 2,363 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,061,000 | 1,963 |
| Total noninterest expense | $6,252,000 | 2,217 |
| Salaries and employee benefits | $3,630,000 | 2,136 |
| Premises and equipment expense | $740,000 | 2,176 |
| Additional noninterest expense | $1,882,000 | 2,299 |
| Pre-tax net operating income | $2,679,000 | 2,137 |
| Securities gains (losses) | $37,000 | 1,983 |
| Applicable income taxes | $705,000 | 1,750 |
| Income before extraordinary items | $2,011,000 | 2,336 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,011,000 | 2,334 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,011,000 | 2,336 |
| Net charge-offs | $-23,000 | 5,134 |
| Cash dividends | $387,000 | 2,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,983,620 | 2,294 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,754,000 | 2,156 |
| Total interest expense | $342,000 | 3,090 |
| Net interest income | $5,412,000 | 2,048 |
| Provision for loan and lease losses | $113,000 | 2,209 |
| Total noninterest income | $932,000 | 2,191 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $219,000 | 2,290 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $713,000 | 1,935 |
| Total noninterest expense | $4,134,000 | 2,243 |
| Salaries and employee benefits | $2,432,000 | 2,139 |
| Premises and equipment expense | $491,000 | 2,185 |
| Additional noninterest expense | $1,211,000 | 2,372 |
| Pre-tax net operating income | $2,097,000 | 1,861 |
| Securities gains (losses) | $37,000 | 1,629 |
| Applicable income taxes | $520,000 | 1,624 |
| Income before extraordinary items | $1,614,000 | 1,983 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,614,000 | 1,983 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,614,000 | 1,983 |
| Net charge-offs | $18,000 | 2,837 |
| Cash dividends | $387,000 | 2,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,585,880 | 1,956 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,573,000 | 2,355 |
| Total interest expense | $171,000 | 3,105 |
| Net interest income | $2,402,000 | 2,260 |
| Provision for loan and lease losses | $56,000 | 2,078 |
| Total noninterest income | $510,000 | 2,045 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $113,000 | 2,232 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $397,000 | 1,751 |
| Total noninterest expense | $2,036,000 | 2,273 |
| Salaries and employee benefits | $1,225,000 | 2,141 |
| Premises and equipment expense | $249,000 | 2,155 |
| Additional noninterest expense | $562,000 | 2,524 |
| Pre-tax net operating income | $820,000 | 2,228 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $223,000 | 1,746 |
| Income before extraordinary items | $597,000 | 2,456 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $597,000 | 2,456 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $597,000 | 2,456 |
| Net charge-offs | $25,000 | 1,853 |
| Cash dividends | $388,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $597,000 | 2,403 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,726,000 | 2,424 |
| Total interest expense | $791,000 | 2,847 |
| Net interest income | $8,935,000 | 2,363 |
| Provision for loan and lease losses | $225,000 | 2,207 |
| Total noninterest income | $1,858,000 | 2,204 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $484,000 | 2,193 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,374,000 | 1,964 |
| Total noninterest expense | $8,034,000 | 2,291 |
| Salaries and employee benefits | $4,582,000 | 2,206 |
| Premises and equipment expense | $943,000 | 2,268 |
| Additional noninterest expense | $2,509,000 | 2,330 |
| Pre-tax net operating income | $2,534,000 | 2,599 |
| Securities gains (losses) | $79,000 | 1,306 |
| Applicable income taxes | $662,000 | 1,977 |
| Income before extraordinary items | $1,951,000 | 2,781 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,951,000 | 2,783 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,951,000 | 2,784 |
| Net charge-offs | $-84,000 | 5,688 |
| Cash dividends | $225,000 | 3,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,891,750 | 2,780 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,270,000 | 2,452 |
| Total interest expense | $612,000 | 2,822 |
| Net interest income | $6,658,000 | 2,389 |
| Provision for loan and lease losses | $169,000 | 2,162 |
| Total noninterest income | $1,420,000 | 2,200 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $358,000 | 2,219 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,062,000 | 1,950 |
| Total noninterest expense | $6,103,000 | 2,264 |
| Salaries and employee benefits | $3,451,000 | 2,205 |
| Premises and equipment expense | $701,000 | 2,308 |
| Additional noninterest expense | $1,951,000 | 2,256 |
| Pre-tax net operating income | $1,806,000 | 2,747 |
| Securities gains (losses) | $79,000 | 1,171 |
| Applicable income taxes | $504,000 | 2,010 |
| Income before extraordinary items | $1,381,000 | 2,929 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,381,000 | 2,928 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,381,000 | 2,930 |
| Net charge-offs | $-84,000 | 5,764 |
| Cash dividends | $225,000 | 3,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,323,330 | 2,948 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,787,000 | 2,479 |
| Total interest expense | $419,000 | 2,789 |
| Net interest income | $4,368,000 | 2,418 |
| Provision for loan and lease losses | $113,000 | 2,111 |
| Total noninterest income | $935,000 | 2,228 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $238,000 | 2,202 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $697,000 | 1,973 |
| Total noninterest expense | $3,998,000 | 2,302 |
| Salaries and employee benefits | $2,275,000 | 2,245 |
| Premises and equipment expense | $456,000 | 2,367 |
| Additional noninterest expense | $1,267,000 | 2,327 |
| Pre-tax net operating income | $1,192,000 | 2,743 |
| Securities gains (losses) | $79,000 | 950 |
| Applicable income taxes | $345,000 | 1,990 |
| Income before extraordinary items | $926,000 | 2,888 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $926,000 | 2,888 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $926,000 | 2,890 |
| Net charge-offs | $-62,000 | 5,806 |
| Cash dividends | $225,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $868,330 | 2,956 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,349,000 | 2,523 |
| Total interest expense | $218,000 | 2,724 |
| Net interest income | $2,131,000 | 2,462 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $441,000 | 2,277 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $119,000 | 2,179 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $322,000 | 2,024 |
| Total noninterest expense | $1,942,000 | 2,364 |
| Salaries and employee benefits | $1,143,000 | 2,256 |
| Premises and equipment expense | $219,000 | 2,467 |
| Additional noninterest expense | $580,000 | 2,489 |
| Pre-tax net operating income | $630,000 | 2,600 |
| Securities gains (losses) | $79,000 | 665 |
| Applicable income taxes | $217,000 | 1,745 |
| Income before extraordinary items | $492,000 | 2,750 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $492,000 | 2,753 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $492,000 | 2,753 |
| Net charge-offs | $-120,000 | 6,157 |
| Cash dividends | $225,000 | 1,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $437,490 | 2,897 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,260,000 | 2,577 |
| Total interest expense | $970,000 | 2,627 |
| Net interest income | $8,290,000 | 2,539 |
| Provision for loan and lease losses | $200,000 | 2,467 |
| Total noninterest income | $1,647,000 | 2,385 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $541,000 | 2,156 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,106,000 | 2,185 |
| Total noninterest expense | $7,626,000 | 2,408 |
| Salaries and employee benefits | $4,461,000 | 2,271 |
| Premises and equipment expense | $920,000 | 2,401 |
| Additional noninterest expense | $2,245,000 | 2,636 |
| Pre-tax net operating income | $2,111,000 | 2,895 |
| Securities gains (losses) | $74,000 | 1,465 |
| Applicable income taxes | $624,000 | 2,007 |
| Income before extraordinary items | $1,561,000 | 3,178 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,561,000 | 3,178 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,561,000 | 3,179 |
| Net charge-offs | $368,000 | 1,802 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,508,460 | 3,184 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,910,000 | 2,598 |
| Total interest expense | $731,000 | 2,652 |
| Net interest income | $6,179,000 | 2,574 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,272,000 | 2,351 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $408,000 | 2,152 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $864,000 | 2,141 |
| Total noninterest expense | $5,715,000 | 2,416 |
| Salaries and employee benefits | $3,363,000 | 2,264 |
| Premises and equipment expense | $709,000 | 2,372 |
| Additional noninterest expense | $1,643,000 | 2,687 |
| Pre-tax net operating income | $1,736,000 | 2,769 |
| Securities gains (losses) | $52,000 | 1,422 |
| Applicable income taxes | $534,000 | 1,920 |
| Income before extraordinary items | $1,254,000 | 3,055 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,254,000 | 3,055 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,254,000 | 3,056 |
| Net charge-offs | $31,000 | 3,605 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,217,600 | 3,075 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,572,000 | 2,622 |
| Total interest expense | $491,000 | 2,662 |
| Net interest income | $4,081,000 | 2,589 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $880,000 | 2,270 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $264,000 | 2,172 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $616,000 | 2,018 |
| Total noninterest expense | $3,767,000 | 2,461 |
| Salaries and employee benefits | $2,256,000 | 2,255 |
| Premises and equipment expense | $467,000 | 2,408 |
| Additional noninterest expense | $1,044,000 | 2,781 |
| Pre-tax net operating income | $1,194,000 | 2,666 |
| Securities gains (losses) | $47,000 | 1,201 |
| Applicable income taxes | $383,000 | 1,810 |
| Income before extraordinary items | $858,000 | 2,956 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $858,000 | 2,962 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $858,000 | 2,962 |
| Net charge-offs | $31,000 | 3,148 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $825,570 | 2,972 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,272,000 | 2,633 |
| Total interest expense | $248,000 | 2,696 |
| Net interest income | $2,024,000 | 2,597 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $578,000 | 1,852 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $133,000 | 2,134 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $445,000 | 1,525 |
| Total noninterest expense | $1,984,000 | 2,349 |
| Salaries and employee benefits | $1,151,000 | 2,226 |
| Premises and equipment expense | $246,000 | 2,342 |
| Additional noninterest expense | $587,000 | 2,533 |
| Pre-tax net operating income | $618,000 | 2,525 |
| Securities gains (losses) | $39,000 | 741 |
| Applicable income taxes | $208,000 | 1,685 |
| Income before extraordinary items | $449,000 | 2,784 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $449,000 | 2,787 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $449,000 | 2,787 |
| Net charge-offs | $32,000 | 2,181 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $422,480 | 2,854 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,385,000 | 2,569 |
| Total interest expense | $1,147,000 | 2,660 |
| Net interest income | $8,238,000 | 2,534 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,137,000 | 2,992 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $673,000 | 1,893 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $464,000 | 3,459 |
| Total noninterest expense | $8,304,000 | 2,268 |
| Salaries and employee benefits | $4,184,000 | 2,383 |
| Premises and equipment expense | $969,000 | 2,302 |
| Additional noninterest expense | $3,151,000 | 1,998 |
| Pre-tax net operating income | $1,071,000 | 3,972 |
| Securities gains (losses) | $149,000 | 1,069 |
| Applicable income taxes | $314,000 | 2,582 |
| Income before extraordinary items | $906,000 | 4,067 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $906,000 | 4,070 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $906,000 | 4,070 |
| Net charge-offs | $548,000 | 1,923 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $795,740 | 4,218 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,035,000 | 2,592 |
| Total interest expense | $885,000 | 2,675 |
| Net interest income | $6,150,000 | 2,558 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $940,000 | 2,905 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $515,000 | 1,870 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $425,000 | 3,262 |
| Total noninterest expense | $6,349,000 | 2,232 |
| Salaries and employee benefits | $3,123,000 | 2,404 |
| Premises and equipment expense | $733,000 | 2,315 |
| Additional noninterest expense | $2,493,000 | 1,891 |
| Pre-tax net operating income | $741,000 | 4,172 |
| Securities gains (losses) | $149,000 | 976 |
| Applicable income taxes | $227,000 | 2,673 |
| Income before extraordinary items | $663,000 | 4,145 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $663,000 | 4,147 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $663,000 | 4,149 |
| Net charge-offs | $216,000 | 2,475 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $552,740 | 4,371 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,767,000 | 2,548 |
| Total interest expense | $610,000 | 2,672 |
| Net interest income | $4,157,000 | 2,514 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $507,000 | 3,267 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $335,000 | 1,876 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $172,000 | 4,021 |
| Total noninterest expense | $4,409,000 | 2,132 |
| Salaries and employee benefits | $2,093,000 | 2,402 |
| Premises and equipment expense | $493,000 | 2,317 |
| Additional noninterest expense | $1,823,000 | 1,738 |
| Pre-tax net operating income | $255,000 | 5,044 |
| Securities gains (losses) | $113,000 | 1,035 |
| Applicable income taxes | $72,000 | 3,244 |
| Income before extraordinary items | $296,000 | 4,773 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $296,000 | 4,776 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $296,000 | 4,777 |
| Net charge-offs | $109,000 | 2,672 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $205,600 | 5,111 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,330,000 | 2,617 |
| Total interest expense | $317,000 | 2,665 |
| Net interest income | $2,013,000 | 2,601 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $514,000 | 2,194 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $172,000 | 1,831 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $342,000 | 2,044 |
| Total noninterest expense | $2,438,000 | 1,960 |
| Salaries and employee benefits | $1,057,000 | 2,397 |
| Premises and equipment expense | $249,000 | 2,324 |
| Additional noninterest expense | $1,132,000 | 1,440 |
| Pre-tax net operating income | $89,000 | 5,420 |
| Securities gains (losses) | $113,000 | 642 |
| Applicable income taxes | $31,000 | 3,338 |
| Income before extraordinary items | $171,000 | 4,540 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $171,000 | 4,541 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $171,000 | 4,542 |
| Net charge-offs | $7,000 | 3,581 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $74,950 | 5,453 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,271,000 | 2,508 |
| Total interest expense | $1,607,000 | 2,578 |
| Net interest income | $8,664,000 | 2,474 |
| Provision for loan and lease losses | $100,000 | 4,651 |
| Total noninterest income | $949,000 | 3,339 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $751,000 | 1,779 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $198,000 | 4,608 |
| Total noninterest expense | $7,920,000 | 2,393 |
| Salaries and employee benefits | $4,213,000 | 2,338 |
| Premises and equipment expense | $898,000 | 2,489 |
| Additional noninterest expense | $2,809,000 | 2,310 |
| Pre-tax net operating income | $1,593,000 | 3,231 |
| Securities gains (losses) | $436,000 | 1,046 |
| Applicable income taxes | $-141,000 | 6,744 |
| Income before extraordinary items | $2,170,000 | 2,442 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,170,000 | 2,442 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,170,000 | 2,443 |
| Net charge-offs | $628,000 | 2,353 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,734,000 | 2,743 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,798,000 | 2,525 |
| Total interest expense | $1,252,000 | 2,596 |
| Net interest income | $6,546,000 | 2,496 |
| Provision for loan and lease losses | $100,000 | 4,329 |
| Total noninterest income | $648,000 | 3,548 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $544,000 | 1,855 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $104,000 | 5,085 |
| Total noninterest expense | $5,818,000 | 2,442 |
| Salaries and employee benefits | $3,071,000 | 2,401 |
| Premises and equipment expense | $665,000 | 2,542 |
| Additional noninterest expense | $2,082,000 | 2,331 |
| Pre-tax net operating income | $1,276,000 | 3,182 |
| Securities gains (losses) | $436,000 | 839 |
| Applicable income taxes | $685,000 | 1,607 |
| Income before extraordinary items | $1,027,000 | 3,378 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,027,000 | 3,379 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,027,000 | 3,380 |
| Net charge-offs | $170,000 | 3,469 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $747,960 | 3,815 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,169,000 | 2,555 |
| Total interest expense | $875,000 | 2,594 |
| Net interest income | $4,294,000 | 2,536 |
| Provision for loan and lease losses | $100,000 | 3,821 |
| Total noninterest income | $695,000 | 2,695 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $359,000 | 1,865 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $336,000 | 2,913 |
| Total noninterest expense | $3,858,000 | 2,449 |
| Salaries and employee benefits | $2,064,000 | 2,389 |
| Premises and equipment expense | $424,000 | 2,646 |
| Additional noninterest expense | $1,370,000 | 2,369 |
| Pre-tax net operating income | $1,031,000 | 2,791 |
| Securities gains (losses) | $426,000 | 654 |
| Applicable income taxes | $583,000 | 1,349 |
| Income before extraordinary items | $874,000 | 2,853 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $874,000 | 2,854 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $874,000 | 2,854 |
| Net charge-offs | $117,000 | 3,268 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $601,360 | 3,458 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,596,000 | 2,567 |
| Total interest expense | $443,000 | 2,647 |
| Net interest income | $2,153,000 | 2,535 |
| Provision for loan and lease losses | $100,000 | 2,838 |
| Total noninterest income | $517,000 | 2,098 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $189,000 | 1,784 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $328,000 | 1,994 |
| Total noninterest expense | $1,957,000 | 2,421 |
| Salaries and employee benefits | $1,026,000 | 2,419 |
| Premises and equipment expense | $211,000 | 2,689 |
| Additional noninterest expense | $720,000 | 2,232 |
| Pre-tax net operating income | $613,000 | 2,491 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $245,000 | 1,509 |
| Income before extraordinary items | $368,000 | 3,244 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $368,000 | 3,248 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $368,000 | 3,248 |
| Net charge-offs | $122,000 | 2,285 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $368,000 | 3,081 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,886,000 | 2,563 |
| Total interest expense | $2,167,000 | 2,604 |
| Net interest income | $8,719,000 | 2,523 |
| Provision for loan and lease losses | $4,250,000 | 903 |
| Total noninterest income | $1,872,000 | 2,111 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $844,000 | 1,712 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,028,000 | 2,095 |
| Total noninterest expense | $8,735,000 | 2,180 |
| Salaries and employee benefits | $4,358,000 | 2,216 |
| Premises and equipment expense | $1,098,000 | 2,207 |
| Additional noninterest expense | $3,279,000 | 2,037 |
| Pre-tax net operating income | $-2,394,000 | 6,846 |
| Securities gains (losses) | $174,000 | 1,570 |
| Applicable income taxes | $-100,000 | 6,815 |
| Income before extraordinary items | $-2,120,000 | 6,849 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,120,000 | 6,849 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,120,000 | 6,849 |
| Net charge-offs | $5,018,000 | 790 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-2,285,300 | 6,860 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,260,000 | 2,556 |
| Total interest expense | $1,707,000 | 2,590 |
| Net interest income | $6,553,000 | 2,530 |
| Provision for loan and lease losses | $2,410,000 | 1,088 |
| Total noninterest income | $1,516,000 | 1,979 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $625,000 | 1,738 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $891,000 | 1,908 |
| Total noninterest expense | $6,383,000 | 2,246 |
| Salaries and employee benefits | $3,361,000 | 2,161 |
| Premises and equipment expense | $816,000 | 2,255 |
| Additional noninterest expense | $2,206,000 | 2,254 |
| Pre-tax net operating income | $-724,000 | 6,698 |
| Securities gains (losses) | $174,000 | 1,307 |
| Applicable income taxes | $-154,000 | 7,056 |
| Income before extraordinary items | $-396,000 | 6,636 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-396,000 | 6,638 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-396,000 | 6,638 |
| Net charge-offs | $886,000 | 2,030 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-521,280 | 6,654 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,484,000 | 2,586 |
| Total interest expense | $1,216,000 | 2,535 |
| Net interest income | $4,268,000 | 2,583 |
| Provision for loan and lease losses | $1,800,000 | 988 |
| Total noninterest income | $958,000 | 2,057 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $392,000 | 1,797 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $566,000 | 1,934 |
| Total noninterest expense | $4,368,000 | 2,210 |
| Salaries and employee benefits | $2,222,000 | 2,193 |
| Premises and equipment expense | $551,000 | 2,244 |
| Additional noninterest expense | $1,595,000 | 2,121 |
| Pre-tax net operating income | $-942,000 | 6,964 |
| Securities gains (losses) | $103,000 | 1,123 |
| Applicable income taxes | $-335,000 | 7,282 |
| Income before extraordinary items | $-504,000 | 6,848 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-504,000 | 6,847 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-504,000 | 6,848 |
| Net charge-offs | $838,000 | 1,621 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-569,920 | 6,862 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,766,000 | 2,587 |
| Total interest expense | $654,000 | 2,466 |
| Net interest income | $2,112,000 | 2,600 |
| Provision for loan and lease losses | $500,000 | 1,414 |
| Total noninterest income | $490,000 | 2,013 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $189,000 | 1,825 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $301,000 | 1,914 |
| Total noninterest expense | $2,145,000 | 2,247 |
| Salaries and employee benefits | $1,086,000 | 2,254 |
| Premises and equipment expense | $287,000 | 2,219 |
| Additional noninterest expense | $772,000 | 2,175 |
| Pre-tax net operating income | $-43,000 | 6,534 |
| Securities gains (losses) | $23,000 | 1,043 |
| Applicable income taxes | $-8,000 | 6,983 |
| Income before extraordinary items | $-12,000 | 6,447 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-12,000 | 6,447 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-12,000 | 6,447 |
| Net charge-offs | $26,000 | 3,862 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-26,720 | 6,507 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,181,000 | 2,462 |
| Total interest expense | $3,644,000 | 2,171 |
| Net interest income | $8,537,000 | 2,566 |
| Provision for loan and lease losses | $3,370,000 | 1,496 |
| Total noninterest income | $1,208,000 | 2,907 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,001,000 | 1,504 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $207,000 | 4,545 |
| Total noninterest expense | $8,848,000 | 2,193 |
| Salaries and employee benefits | $4,536,000 | 2,137 |
| Premises and equipment expense | $1,160,000 | 2,173 |
| Additional noninterest expense | $3,152,000 | 2,199 |
| Pre-tax net operating income | $-2,473,000 | 6,858 |
| Securities gains (losses) | $500,000 | 895 |
| Applicable income taxes | $-932,000 | 7,300 |
| Income before extraordinary items | $-1,041,000 | 6,607 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,041,000 | 6,608 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,041,000 | 6,608 |
| Net charge-offs | $3,307,000 | 1,386 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,361,000 | 6,684 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,334,000 | 2,472 |
| Total interest expense | $2,840,000 | 2,185 |
| Net interest income | $6,494,000 | 2,566 |
| Provision for loan and lease losses | $2,770,000 | 1,333 |
| Total noninterest income | $1,211,000 | 2,405 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $779,000 | 1,514 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $432,000 | 2,992 |
| Total noninterest expense | $6,685,000 | 2,167 |
| Salaries and employee benefits | $3,431,000 | 2,109 |
| Premises and equipment expense | $897,000 | 2,132 |
| Additional noninterest expense | $2,357,000 | 2,179 |
| Pre-tax net operating income | $-1,750,000 | 7,014 |
| Securities gains (losses) | $250,000 | 1,210 |
| Applicable income taxes | $-704,000 | 7,437 |
| Income before extraordinary items | $-796,000 | 6,820 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-796,000 | 6,819 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-796,000 | 6,820 |
| Net charge-offs | $2,665,000 | 1,248 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-956,000 | 6,837 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,352,000 | 2,449 |
| Total interest expense | $1,956,000 | 2,205 |
| Net interest income | $4,396,000 | 2,517 |
| Provision for loan and lease losses | $1,420,000 | 1,576 |
| Total noninterest income | $1,323,000 | 1,644 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $537,000 | 1,458 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $786,000 | 1,538 |
| Total noninterest expense | $4,513,000 | 2,147 |
| Salaries and employee benefits | $2,300,000 | 2,114 |
| Premises and equipment expense | $602,000 | 2,147 |
| Additional noninterest expense | $1,611,000 | 2,123 |
| Pre-tax net operating income | $-214,000 | 6,459 |
| Securities gains (losses) | $250,000 | 807 |
| Applicable income taxes | $-111,000 | 7,217 |
| Income before extraordinary items | $147,000 | 5,237 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $147,000 | 5,240 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $147,000 | 5,239 |
| Net charge-offs | $1,357,000 | 1,460 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-103,000 | 6,349 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,139,000 | 2,531 |
| Total interest expense | $1,045,000 | 2,179 |
| Net interest income | $2,094,000 | 2,660 |
| Provision for loan and lease losses | $200,000 | 2,974 |
| Total noninterest income | $736,000 | 1,529 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $276,000 | 1,421 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $460,000 | 1,380 |
| Total noninterest expense | $2,275,000 | 2,141 |
| Salaries and employee benefits | $1,156,000 | 2,133 |
| Premises and equipment expense | $292,000 | 2,258 |
| Additional noninterest expense | $827,000 | 2,055 |
| Pre-tax net operating income | $355,000 | 3,050 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $78,000 | 2,365 |
| Income before extraordinary items | $277,000 | 3,291 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $277,000 | 3,288 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $277,000 | 3,291 |
| Net charge-offs | $9,000 | 4,900 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $277,000 | 3,181 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,121,000 | 2,530 |
| Total interest expense | $5,880,000 | 1,951 |
| Net interest income | $7,241,000 | 2,978 |
| Provision for loan and lease losses | $2,140,000 | 2,399 |
| Total noninterest income | $2,360,000 | 1,899 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,295,000 | 1,333 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,065,000 | 2,072 |
| Total noninterest expense | $9,884,000 | 2,048 |
| Salaries and employee benefits | $4,923,000 | 2,001 |
| Premises and equipment expense | $1,352,000 | 1,982 |
| Additional noninterest expense | $3,609,000 | 2,016 |
| Pre-tax net operating income | $-2,423,000 | 6,751 |
| Securities gains (losses) | $251,000 | 1,379 |
| Applicable income taxes | $-1,033,000 | 7,293 |
| Income before extraordinary items | $-1,139,000 | 6,426 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,139,000 | 6,427 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,139,000 | 6,427 |
| Net charge-offs | $2,853,000 | 1,660 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,299,640 | 6,498 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,867,000 | 2,560 |
| Total interest expense | $4,629,000 | 1,956 |
| Net interest income | $5,238,000 | 3,063 |
| Provision for loan and lease losses | $1,340,000 | 2,370 |
| Total noninterest income | $2,268,000 | 1,618 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $964,000 | 1,338 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,304,000 | 1,527 |
| Total noninterest expense | $7,304,000 | 2,062 |
| Salaries and employee benefits | $3,800,000 | 1,954 |
| Premises and equipment expense | $1,042,000 | 1,954 |
| Additional noninterest expense | $2,462,000 | 2,138 |
| Pre-tax net operating income | $-1,138,000 | 6,724 |
| Securities gains (losses) | $251,000 | 1,139 |
| Applicable income taxes | $-348,000 | 7,237 |
| Income before extraordinary items | $-539,000 | 6,460 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-539,000 | 6,461 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-539,000 | 6,460 |
| Net charge-offs | $956,000 | 2,243 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-699,640 | 6,569 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,638,000 | 2,578 |
| Total interest expense | $3,150,000 | 2,017 |
| Net interest income | $3,488,000 | 3,053 |
| Provision for loan and lease losses | $1,100,000 | 1,953 |
| Total noninterest income | $1,500,000 | 1,649 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $626,000 | 1,357 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $874,000 | 1,541 |
| Total noninterest expense | $5,035,000 | 2,020 |
| Salaries and employee benefits | $2,592,000 | 1,956 |
| Premises and equipment expense | $702,000 | 1,964 |
| Additional noninterest expense | $1,741,000 | 2,039 |
| Pre-tax net operating income | $-1,147,000 | 7,088 |
| Securities gains (losses) | $206,000 | 1,003 |
| Applicable income taxes | $-336,000 | 7,453 |
| Income before extraordinary items | $-605,000 | 6,864 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-605,000 | 6,864 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-605,000 | 6,864 |
| Net charge-offs | $625,000 | 2,093 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-736,840 | 6,963 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,365,000 | 2,582 |
| Total interest expense | $1,622,000 | 2,030 |
| Net interest income | $1,743,000 | 3,054 |
| Provision for loan and lease losses | $1,100,000 | 1,115 |
| Total noninterest income | $574,000 | 1,933 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $315,000 | 1,308 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $259,000 | 2,156 |
| Total noninterest expense | $2,293,000 | 2,155 |
| Salaries and employee benefits | $1,331,000 | 1,935 |
| Premises and equipment expense | $356,000 | 1,969 |
| Additional noninterest expense | $606,000 | 2,542 |
| Pre-tax net operating income | $-1,076,000 | 7,653 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-390,000 | 7,856 |
| Income before extraordinary items | $-686,000 | 7,577 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-686,000 | 7,578 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-686,000 | 7,578 |
| Net charge-offs | $9,000 | 4,815 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-686,000 | 7,563 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $16,083,000 | 2,323 |
| Total interest expense | $8,101,000 | 1,949 |
| Net interest income | $7,982,000 | 2,710 |
| Provision for loan and lease losses | $7,463,000 | 753 |
| Total noninterest income | $2,750,000 | 1,691 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,523,000 | 1,177 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,227,000 | 1,850 |
| Total noninterest expense | $9,606,000 | 2,012 |
| Salaries and employee benefits | $5,312,000 | 1,902 |
| Premises and equipment expense | $1,434,000 | 1,912 |
| Additional noninterest expense | $2,860,000 | 2,091 |
| Pre-tax net operating income | $-6,337,000 | 7,875 |
| Securities gains (losses) | $215,000 | 687 |
| Applicable income taxes | $-2,728,000 | 7,997 |
| Income before extraordinary items | $-3,394,000 | 7,672 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,394,000 | 7,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,583,000 | 555 |
| Cash dividends | $150,000 | 4,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-3,531,600 | 7,756 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,777,000 | 2,270 |
| Total interest expense | $6,304,000 | 1,957 |
| Net interest income | $6,473,000 | 2,544 |
| Provision for loan and lease losses | $598,000 | 2,492 |
| Total noninterest income | $2,088,000 | 1,715 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,151,000 | 1,181 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $937,000 | 1,911 |
| Total noninterest expense | $7,012,000 | 2,047 |
| Salaries and employee benefits | $4,014,000 | 1,923 |
| Premises and equipment expense | $1,039,000 | 1,965 |
| Additional noninterest expense | $1,959,000 | 2,205 |
| Pre-tax net operating income | $951,000 | 3,775 |
| Securities gains (losses) | $197,000 | 632 |
| Applicable income taxes | $175,000 | 3,056 |
| Income before extraordinary items | $973,000 | 3,162 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $973,000 | 3,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,946 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $805,550 | 3,697 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,912,000 | 2,206 |
| Total interest expense | $4,504,000 | 1,911 |
| Net interest income | $4,408,000 | 2,485 |
| Provision for loan and lease losses | $230,000 | 2,935 |
| Total noninterest income | $1,381,000 | 1,750 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $752,000 | 1,187 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $629,000 | 1,937 |
| Total noninterest expense | $4,884,000 | 1,961 |
| Salaries and employee benefits | $2,926,000 | 1,779 |
| Premises and equipment expense | $699,000 | 1,939 |
| Additional noninterest expense | $1,259,000 | 2,248 |
| Pre-tax net operating income | $675,000 | 3,768 |
| Securities gains (losses) | $197,000 | 620 |
| Applicable income taxes | $147,000 | 3,042 |
| Income before extraordinary items | $725,000 | 3,255 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $725,000 | 3,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,469 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $561,490 | 3,721 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,802,000 | 2,112 |
| Total interest expense | $2,436,000 | 1,907 |
| Net interest income | $2,366,000 | 2,328 |
| Provision for loan and lease losses | $58,000 | 3,653 |
| Total noninterest income | $719,000 | 1,710 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $370,000 | 1,188 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $349,000 | 1,788 |
| Total noninterest expense | $2,436,000 | 1,966 |
| Salaries and employee benefits | $1,484,000 | 1,772 |
| Premises and equipment expense | $354,000 | 1,922 |
| Additional noninterest expense | $598,000 | 2,316 |
| Pre-tax net operating income | $591,000 | 2,740 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $127,000 | 2,519 |
| Income before extraordinary items | $464,000 | 2,862 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $464,000 | 2,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,945 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $464,000 | 2,788 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $22,523,000 | 1,882 |
| Total interest expense | $11,081,000 | 1,801 |
| Net interest income | $11,442,000 | 1,988 |
| Provision for loan and lease losses | $330,000 | 3,017 |
| Total noninterest income | $2,712,000 | 1,767 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,540,000 | 1,159 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,172,000 | 1,999 |
| Total noninterest expense | $9,209,000 | 2,001 |
| Salaries and employee benefits | $5,567,000 | 1,813 |
| Premises and equipment expense | $1,515,000 | 1,729 |
| Additional noninterest expense | $2,127,000 | 2,518 |
| Pre-tax net operating income | $4,615,000 | 1,763 |
| Securities gains (losses) | $-2,000 | 7,197 |
| Applicable income taxes | $1,314,000 | 1,550 |
| Income before extraordinary items | $3,299,000 | 1,889 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,299,000 | 1,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,295 |
| Cash dividends | $1,035,000 | 2,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,300,440 | 1,873 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $17,239,000 | 1,847 |
| Total interest expense | $8,388,000 | 1,788 |
| Net interest income | $8,851,000 | 1,937 |
| Provision for loan and lease losses | $80,000 | 4,491 |
| Total noninterest income | $2,053,000 | 1,759 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,129,000 | 1,166 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $924,000 | 1,932 |
| Total noninterest expense | $7,087,000 | 1,938 |
| Salaries and employee benefits | $4,367,000 | 1,727 |
| Premises and equipment expense | $1,155,000 | 1,701 |
| Additional noninterest expense | $1,565,000 | 2,516 |
| Pre-tax net operating income | $3,737,000 | 1,766 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,092,000 | 1,543 |
| Income before extraordinary items | $2,645,000 | 1,913 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,645,000 | 1,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 3,205 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,645,000 | 1,898 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,511,000 | 1,860 |
| Total interest expense | $5,560,000 | 1,792 |
| Net interest income | $5,951,000 | 1,941 |
| Provision for loan and lease losses | $80,000 | 3,654 |
| Total noninterest income | $1,394,000 | 1,759 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $745,000 | 1,188 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $649,000 | 1,876 |
| Total noninterest expense | $4,801,000 | 1,917 |
| Salaries and employee benefits | $2,947,000 | 1,742 |
| Premises and equipment expense | $765,000 | 1,740 |
| Additional noninterest expense | $1,089,000 | 2,429 |
| Pre-tax net operating income | $2,464,000 | 1,830 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $717,000 | 1,635 |
| Income before extraordinary items | $1,747,000 | 1,970 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,747,000 | 1,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 2,506 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,747,000 | 1,948 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,739,000 | 1,866 |
| Total interest expense | $2,773,000 | 1,784 |
| Net interest income | $2,966,000 | 1,947 |
| Provision for loan and lease losses | $80,000 | 2,339 |
| Total noninterest income | $633,000 | 1,864 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $336,000 | 1,281 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $297,000 | 1,974 |
| Total noninterest expense | $2,423,000 | 1,911 |
| Salaries and employee benefits | $1,510,000 | 1,722 |
| Premises and equipment expense | $374,000 | 1,778 |
| Additional noninterest expense | $539,000 | 2,448 |
| Pre-tax net operating income | $1,096,000 | 2,013 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $300,000 | 1,853 |
| Income before extraordinary items | $796,000 | 2,072 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $796,000 | 2,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $796,000 | 2,063 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $20,532,000 | 1,933 |
| Total interest expense | $8,333,000 | 1,979 |
| Net interest income | $12,199,000 | 1,901 |
| Provision for loan and lease losses | $200,000 | 3,517 |
| Total noninterest income | $2,855,000 | 1,703 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,452,000 | 1,225 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,403,000 | 1,747 |
| Total noninterest expense | $8,987,000 | 1,959 |
| Salaries and employee benefits | $5,616,000 | 1,737 |
| Premises and equipment expense | $1,258,000 | 1,996 |
| Additional noninterest expense | $2,113,000 | 2,436 |
| Pre-tax net operating income | $5,867,000 | 1,647 |
| Securities gains (losses) | $-11,000 | 7,326 |
| Applicable income taxes | $1,861,000 | 1,411 |
| Income before extraordinary items | $3,995,000 | 1,789 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,995,000 | 1,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,861 |
| Cash dividends | $1,175,000 | 2,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,002,480 | 1,767 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,990,000 | 1,969 |
| Total interest expense | $5,857,000 | 2,032 |
| Net interest income | $9,133,000 | 1,921 |
| Provision for loan and lease losses | $160,000 | 3,290 |
| Total noninterest income | $2,260,000 | 1,624 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,100,000 | 1,217 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,160,000 | 1,631 |
| Total noninterest expense | $6,721,000 | 1,963 |
| Salaries and employee benefits | $4,144,000 | 1,769 |
| Premises and equipment expense | $957,000 | 1,974 |
| Additional noninterest expense | $1,620,000 | 2,386 |
| Pre-tax net operating income | $4,512,000 | 1,644 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,455,000 | 1,423 |
| Income before extraordinary items | $3,057,000 | 1,801 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,057,000 | 1,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,015 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,057,000 | 1,781 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,727,000 | 1,982 |
| Total interest expense | $3,719,000 | 2,020 |
| Net interest income | $6,008,000 | 1,942 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $1,654,000 | 1,506 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $757,000 | 1,172 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $897,000 | 1,476 |
| Total noninterest expense | $4,536,000 | 1,948 |
| Salaries and employee benefits | $2,768,000 | 1,769 |
| Premises and equipment expense | $629,000 | 2,003 |
| Additional noninterest expense | $1,139,000 | 2,279 |
| Pre-tax net operating income | $3,006,000 | 1,643 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $973,000 | 1,432 |
| Income before extraordinary items | $2,033,000 | 1,799 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,033,000 | 1,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,784 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,033,000 | 1,785 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,762,000 | 1,997 |
| Total interest expense | $1,781,000 | 2,006 |
| Net interest income | $2,981,000 | 1,947 |
| Provision for loan and lease losses | $120,000 | 1,730 |
| Total noninterest income | $1,052,000 | 1,234 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $372,000 | 1,163 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $680,000 | 1,065 |
| Total noninterest expense | $2,289,000 | 1,942 |
| Salaries and employee benefits | $1,409,000 | 1,738 |
| Premises and equipment expense | $328,000 | 1,934 |
| Additional noninterest expense | $552,000 | 2,327 |
| Pre-tax net operating income | $1,624,000 | 1,522 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $531,000 | 1,327 |
| Income before extraordinary items | $1,093,000 | 1,641 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,093,000 | 1,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,562 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,093,000 | 1,624 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,342,000 | 2,043 |
| Total interest expense | $5,231,000 | 2,110 |
| Net interest income | $11,111,000 | 1,997 |
| Provision for loan and lease losses | $612,000 | 1,596 |
| Total noninterest income | $2,506,000 | 1,862 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,588,000 | 1,124 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $918,000 | 2,335 |
| Total noninterest expense | $8,560,000 | 1,958 |
| Salaries and employee benefits | $5,188,000 | 1,796 |
| Premises and equipment expense | $1,333,000 | 1,804 |
| Additional noninterest expense | $2,039,000 | 2,440 |
| Pre-tax net operating income | $4,445,000 | 2,048 |
| Securities gains (losses) | $7,000 | 1,594 |
| Applicable income taxes | $1,366,000 | 1,816 |
| Income before extraordinary items | $3,086,000 | 2,191 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,086,000 | 2,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 2,327 |
| Cash dividends | $1,039,000 | 2,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,081,170 | 2,168 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,686,000 | 2,090 |
| Total interest expense | $3,630,000 | 2,151 |
| Net interest income | $8,056,000 | 2,048 |
| Provision for loan and lease losses | $612,000 | 1,184 |
| Total noninterest income | $1,915,000 | 1,849 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,188,000 | 1,111 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $727,000 | 2,259 |
| Total noninterest expense | $6,471,000 | 1,934 |
| Salaries and employee benefits | $3,920,000 | 1,769 |
| Premises and equipment expense | $967,000 | 1,866 |
| Additional noninterest expense | $1,584,000 | 2,327 |
| Pre-tax net operating income | $2,888,000 | 2,309 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $856,000 | 2,104 |
| Income before extraordinary items | $2,038,000 | 2,450 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,038,000 | 2,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 1,846 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,033,800 | 2,429 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,614,000 | 2,069 |
| Total interest expense | $2,285,000 | 2,154 |
| Net interest income | $5,329,000 | 2,047 |
| Provision for loan and lease losses | $408,000 | 1,170 |
| Total noninterest income | $1,218,000 | 1,908 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $769,000 | 1,112 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $449,000 | 2,353 |
| Total noninterest expense | $4,301,000 | 1,927 |
| Salaries and employee benefits | $2,607,000 | 1,759 |
| Premises and equipment expense | $637,000 | 1,875 |
| Additional noninterest expense | $1,057,000 | 2,304 |
| Pre-tax net operating income | $1,838,000 | 2,333 |
| Securities gains (losses) | $6,000 | 1,523 |
| Applicable income taxes | $543,000 | 2,144 |
| Income before extraordinary items | $1,301,000 | 2,492 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,301,000 | 2,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 1,811 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,296,740 | 2,456 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,751,000 | 2,058 |
| Total interest expense | $1,073,000 | 2,188 |
| Net interest income | $2,678,000 | 2,015 |
| Provision for loan and lease losses | $204,000 | 1,121 |
| Total noninterest income | $509,000 | 2,115 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $282,000 | 1,454 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $227,000 | 2,286 |
| Total noninterest expense | $2,145,000 | 1,936 |
| Salaries and employee benefits | $1,311,000 | 1,761 |
| Premises and equipment expense | $314,000 | 1,902 |
| Additional noninterest expense | $520,000 | 2,340 |
| Pre-tax net operating income | $838,000 | 2,482 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $243,000 | 2,310 |
| Income before extraordinary items | $595,000 | 2,639 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $595,000 | 2,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,504 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $595,000 | 2,600 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,685,000 | 2,083 |
| Total interest expense | $3,683,000 | 2,194 |
| Net interest income | $10,002,000 | 2,030 |
| Provision for loan and lease losses | $394,000 | 2,405 |
| Total noninterest income | $2,170,000 | 2,082 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,037,000 | 1,694 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,133,000 | 1,983 |
| Total noninterest expense | $8,229,000 | 1,950 |
| Salaries and employee benefits | $4,840,000 | 1,815 |
| Premises and equipment expense | $1,279,000 | 1,799 |
| Additional noninterest expense | $2,110,000 | 2,305 |
| Pre-tax net operating income | $3,549,000 | 2,252 |
| Securities gains (losses) | $47,000 | 1,791 |
| Applicable income taxes | $1,034,000 | 2,102 |
| Income before extraordinary items | $2,562,000 | 2,379 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,562,000 | 2,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $499,000 | 1,344 |
| Cash dividends | $900,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,528,630 | 2,345 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,118,000 | 2,081 |
| Total interest expense | $2,682,000 | 2,213 |
| Net interest income | $7,436,000 | 2,023 |
| Provision for loan and lease losses | $274,000 | 2,418 |
| Total noninterest income | $1,737,000 | 1,991 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $775,000 | 1,719 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $962,000 | 1,822 |
| Total noninterest expense | $6,275,000 | 1,908 |
| Salaries and employee benefits | $3,778,000 | 1,739 |
| Premises and equipment expense | $947,000 | 1,831 |
| Additional noninterest expense | $1,550,000 | 2,328 |
| Pre-tax net operating income | $2,624,000 | 2,293 |
| Securities gains (losses) | $47,000 | 1,709 |
| Applicable income taxes | $761,000 | 2,181 |
| Income before extraordinary items | $1,910,000 | 2,420 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,910,000 | 2,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $462,000 | 1,030 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,876,160 | 2,394 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,755,000 | 2,056 |
| Total interest expense | $1,849,000 | 2,135 |
| Net interest income | $4,906,000 | 2,033 |
| Provision for loan and lease losses | $180,000 | 2,366 |
| Total noninterest income | $1,163,000 | 1,972 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $503,000 | 1,737 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $660,000 | 1,798 |
| Total noninterest expense | $4,194,000 | 1,907 |
| Salaries and employee benefits | $2,532,000 | 1,738 |
| Premises and equipment expense | $612,000 | 1,864 |
| Additional noninterest expense | $1,050,000 | 2,293 |
| Pre-tax net operating income | $1,695,000 | 2,338 |
| Securities gains (losses) | $24,000 | 1,931 |
| Applicable income taxes | $484,000 | 2,259 |
| Income before extraordinary items | $1,235,000 | 2,460 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,235,000 | 2,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,602 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,217,720 | 2,429 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,430,000 | 2,041 |
| Total interest expense | $1,017,000 | 1,960 |
| Net interest income | $2,413,000 | 2,079 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $538,000 | 2,044 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $239,000 | 1,786 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $299,000 | 1,889 |
| Total noninterest expense | $2,049,000 | 1,958 |
| Salaries and employee benefits | $1,279,000 | 1,736 |
| Premises and equipment expense | $266,000 | 2,168 |
| Additional noninterest expense | $504,000 | 2,345 |
| Pre-tax net operating income | $812,000 | 2,396 |
| Securities gains (losses) | $24,000 | 1,620 |
| Applicable income taxes | $233,000 | 2,299 |
| Income before extraordinary items | $603,000 | 2,478 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $603,000 | 2,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,822 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $585,720 | 2,472 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,481,000 | 1,956 |
| Total interest expense | $5,437,000 | 1,662 |
| Net interest income | $9,044,000 | 2,149 |
| Provision for loan and lease losses | $645,000 | 1,751 |
| Total noninterest income | $3,003,000 | 1,682 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,069,000 | 1,604 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,934,000 | 1,506 |
| Total noninterest expense | $7,610,000 | 2,075 |
| Salaries and employee benefits | $4,742,000 | 1,817 |
| Premises and equipment expense | $1,023,000 | 2,217 |
| Additional noninterest expense | $1,845,000 | 2,577 |
| Pre-tax net operating income | $3,792,000 | 2,054 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,084,000 | 2,063 |
| Income before extraordinary items | $2,708,000 | 2,232 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,708,000 | 2,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 3,201 |
| Cash dividends | $900,000 | 2,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,708,000 | 2,131 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,002,000 | 1,963 |
| Total interest expense | $4,365,000 | 1,609 |
| Net interest income | $6,637,000 | 2,199 |
| Provision for loan and lease losses | $513,000 | 1,628 |
| Total noninterest income | $2,442,000 | 1,617 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $809,000 | 1,600 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,633,000 | 1,444 |
| Total noninterest expense | $5,730,000 | 2,072 |
| Salaries and employee benefits | $3,650,000 | 1,777 |
| Premises and equipment expense | $741,000 | 2,286 |
| Additional noninterest expense | $1,339,000 | 2,638 |
| Pre-tax net operating income | $2,836,000 | 2,135 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $851,000 | 2,113 |
| Income before extraordinary items | $1,985,000 | 2,356 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,985,000 | 2,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,447 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,985,000 | 2,243 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,394,000 | 1,964 |
| Total interest expense | $3,041,000 | 1,582 |
| Net interest income | $4,353,000 | 2,239 |
| Provision for loan and lease losses | $342,000 | 1,627 |
| Total noninterest income | $1,627,000 | 1,607 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $545,000 | 1,561 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,082,000 | 1,433 |
| Total noninterest expense | $3,843,000 | 2,052 |
| Salaries and employee benefits | $2,467,000 | 1,739 |
| Premises and equipment expense | $493,000 | 2,283 |
| Additional noninterest expense | $883,000 | 2,661 |
| Pre-tax net operating income | $1,795,000 | 2,242 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $537,000 | 2,225 |
| Income before extraordinary items | $1,258,000 | 2,465 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,258,000 | 2,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,092 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,258,000 | 2,330 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,646,000 | 2,005 |
| Total interest expense | $1,526,000 | 1,621 |
| Net interest income | $2,120,000 | 2,298 |
| Provision for loan and lease losses | $171,000 | 1,539 |
| Total noninterest income | $782,000 | 1,613 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $272,000 | 1,523 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $510,000 | 1,464 |
| Total noninterest expense | $1,902,000 | 2,058 |
| Salaries and employee benefits | $1,215,000 | 1,757 |
| Premises and equipment expense | $242,000 | 2,310 |
| Additional noninterest expense | $445,000 | 2,590 |
| Pre-tax net operating income | $829,000 | 2,401 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $244,000 | 2,363 |
| Income before extraordinary items | $585,000 | 2,603 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $585,000 | 2,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,542 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $585,000 | 2,463 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,934,000 | 2,065 |
| Total interest expense | $6,258,000 | 1,826 |
| Net interest income | $8,676,000 | 2,232 |
| Provision for loan and lease losses | $555,000 | 2,204 |
| Total noninterest income | $2,500,000 | 1,803 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,014,000 | 1,594 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,486,000 | 1,658 |
| Total noninterest expense | $6,810,000 | 2,192 |
| Salaries and employee benefits | $4,300,000 | 1,876 |
| Premises and equipment expense | $901,000 | 2,409 |
| Additional noninterest expense | $1,609,000 | 2,792 |
| Pre-tax net operating income | $3,811,000 | 2,067 |
| Securities gains (losses) | $4,000 | 4,045 |
| Applicable income taxes | $1,172,000 | 1,969 |
| Income before extraordinary items | $2,643,000 | 2,251 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,643,000 | 2,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 2,541 |
| Cash dividends | $900,000 | 2,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,640,240 | 2,182 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,845,000 | 2,176 |
| Total interest expense | $7,806,000 | 2,064 |
| Net interest income | $8,039,000 | 2,233 |
| Provision for loan and lease losses | $300,000 | 3,194 |
| Total noninterest income | $1,991,000 | 2,023 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $899,000 | 1,686 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,092,000 | 1,917 |
| Total noninterest expense | $6,269,000 | 2,281 |
| Salaries and employee benefits | $3,864,000 | 1,943 |
| Premises and equipment expense | $853,000 | 2,482 |
| Additional noninterest expense | $1,552,000 | 2,788 |
| Pre-tax net operating income | $3,461,000 | 1,990 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,029,000 | 2,034 |
| Income before extraordinary items | $2,432,000 | 2,144 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,432,000 | 2,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,490 |
| Cash dividends | $899,000 | 2,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,432,000 | 2,071 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,098,000 | 2,456 |
| Total interest expense | $6,190,000 | 2,700 |
| Net interest income | $7,908,000 | 2,253 |
| Provision for loan and lease losses | $387,000 | 2,340 |
| Total noninterest income | $1,544,000 | 2,295 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $879,000 | 1,558 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $665,000 | 2,463 |
| Total noninterest expense | $5,349,000 | 2,543 |
| Salaries and employee benefits | $3,174,000 | 2,250 |
| Premises and equipment expense | $739,000 | 2,749 |
| Additional noninterest expense | $1,436,000 | 2,929 |
| Pre-tax net operating income | $3,716,000 | 1,970 |
| Securities gains (losses) | $-162,000 | 9,536 |
| Applicable income taxes | $1,073,000 | 2,000 |
| Income before extraordinary items | $2,481,000 | 2,096 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,481,000 | 2,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,794 |
| Cash dividends | $1,123,000 | 2,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,594,400 | 2,017 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,697,000 | 3,016 |
| Total interest expense | $4,315,000 | 3,368 |
| Net interest income | $6,382,000 | 2,752 |
| Provision for loan and lease losses | $116,000 | 4,933 |
| Total noninterest income | $1,283,000 | 2,572 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $734,000 | 1,809 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $549,000 | 2,784 |
| Total noninterest expense | $4,452,000 | 3,011 |
| Salaries and employee benefits | $2,638,000 | 2,671 |
| Premises and equipment expense | $552,000 | 3,486 |
| Additional noninterest expense | $1,262,000 | 3,284 |
| Pre-tax net operating income | $3,097,000 | 2,338 |
| Securities gains (losses) | $9,000 | 1,806 |
| Applicable income taxes | $860,000 | 2,479 |
| Income before extraordinary items | $2,246,000 | 2,313 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,246,000 | 2,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,087 |
| Cash dividends | $1,016,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,239,520 | 2,293 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,800,000 | 3,293 |
| Total interest expense | $4,039,000 | 3,652 |
| Net interest income | $5,761,000 | 2,995 |
| Provision for loan and lease losses | $61,000 | 6,101 |
| Total noninterest income | $1,242,000 | 2,618 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $711,000 | 1,799 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $531,000 | 2,867 |
| Total noninterest expense | $4,109,000 | 3,143 |
| Salaries and employee benefits | $2,391,000 | 2,844 |
| Premises and equipment expense | $518,000 | 3,583 |
| Additional noninterest expense | $1,200,000 | 3,374 |
| Pre-tax net operating income | $2,833,000 | 2,502 |
| Securities gains (losses) | $14,000 | 2,712 |
| Applicable income taxes | $815,000 | 2,700 |
| Income before extraordinary items | $2,032,000 | 2,507 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,032,000 | 2,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,508 |
| Cash dividends | $720,000 | 2,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,022,060 | 2,445 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,210,000 | 3,507 |
| Total interest expense | $3,770,000 | 3,895 |
| Net interest income | $5,440,000 | 3,207 |
| Provision for loan and lease losses | $166,000 | 3,907 |
| Total noninterest income | $1,069,000 | 2,889 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $703,000 | 1,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $366,000 | 3,487 |
| Total noninterest expense | $3,907,000 | 3,250 |
| Salaries and employee benefits | $2,293,000 | 2,886 |
| Premises and equipment expense | $466,000 | 3,932 |
| Additional noninterest expense | $1,148,000 | 3,473 |
| Pre-tax net operating income | $2,436,000 | 2,977 |
| Securities gains (losses) | $-11,000 | 10,082 |
| Applicable income taxes | $720,000 | 3,167 |
| Income before extraordinary items | $1,705,000 | 2,983 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,705,000 | 2,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,883 |
| Cash dividends | $594,000 | 3,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,712,700 | 2,918 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,173,000 | 3,958 |
| Total interest expense | $3,294,000 | 4,412 |
| Net interest income | $4,879,000 | 3,610 |
| Provision for loan and lease losses | $281,000 | 2,717 |
| Total noninterest income | $934,000 | 3,306 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $692,000 | 1,966 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $242,000 | 4,626 |
| Total noninterest expense | $3,406,000 | 3,872 |
| Salaries and employee benefits | $1,990,000 | 3,348 |
| Premises and equipment expense | $442,000 | 4,178 |
| Additional noninterest expense | $974,000 | 4,499 |
| Pre-tax net operating income | $2,126,000 | 3,248 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $620,000 | 3,492 |
| Income before extraordinary items | $1,506,000 | 3,174 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,506,000 | 3,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,458 |
| Cash dividends | $540,000 | 3,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,506,000 | 3,141 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,481,000 | 4,279 |
| Total interest expense | $2,872,000 | 4,956 |
| Net interest income | $4,609,000 | 3,813 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $827,000 | 3,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $656,000 | 2,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 5,593 |
| Total noninterest expense | $3,391,000 | 3,856 |
| Salaries and employee benefits | $1,829,000 | 3,594 |
| Premises and equipment expense | $510,000 | 3,703 |
| Additional noninterest expense | $1,052,000 | 4,181 |
| Pre-tax net operating income | $1,945,000 | 3,578 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $598,000 | 3,668 |
| Income before extraordinary items | $1,350,000 | 3,552 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,350,000 | 3,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,770 |
| Cash dividends | $450,000 | 3,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,347,930 | 3,541 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,437,000 | 4,557 |
| Total interest expense | $2,389,000 | 4,827 |
| Net interest income | $4,048,000 | 4,326 |
| Provision for loan and lease losses | $138,000 | 3,794 |
| Total noninterest income | $853,000 | 3,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $615,000 | 2,209 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $238,000 | 4,730 |
| Total noninterest expense | $3,263,000 | 4,102 |
| Salaries and employee benefits | $1,810,000 | 3,597 |
| Premises and equipment expense | $393,000 | 4,652 |
| Additional noninterest expense | $1,060,000 | 4,488 |
| Pre-tax net operating income | $1,500,000 | 4,413 |
| Securities gains (losses) | $-65,000 | 11,238 |
| Applicable income taxes | $425,000 | 4,559 |
| Income before extraordinary items | $1,010,000 | 4,509 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,010,000 | 4,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,659 |
| Cash dividends | $360,000 | 3,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,055,500 | 4,389 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,138,000 | 4,850 |
| Total interest expense | $2,571,000 | 4,690 |
| Net interest income | $3,567,000 | 4,876 |
| Provision for loan and lease losses | $261,000 | 3,292 |
| Total noninterest income | $1,061,000 | 3,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $576,000 | 2,389 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $485,000 | 3,327 |
| Total noninterest expense | $3,319,000 | 4,111 |
| Salaries and employee benefits | $1,796,000 | 3,617 |
| Premises and equipment expense | $386,000 | 4,858 |
| Additional noninterest expense | $1,137,000 | 4,410 |
| Pre-tax net operating income | $1,048,000 | 5,704 |
| Securities gains (losses) | $19,000 | 4,737 |
| Applicable income taxes | $312,000 | 5,925 |
| Income before extraordinary items | $755,000 | 5,805 |
| Extraordinary gains, net | $20,000 | 2,703 |
| Net income | $775,000 | 5,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $171,000 | 5,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $741,510 | 5,614 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,476,000 | 5,156 |
| Total interest expense | $3,239,000 | 4,857 |
| Net interest income | $3,237,000 | 5,358 |
| Provision for loan and lease losses | $288,000 | 4,244 |
| Total noninterest income | $760,000 | 4,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $616,000 | 2,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 6,792 |
| Total noninterest expense | $3,056,000 | 4,444 |
| Salaries and employee benefits | $1,586,000 | 4,020 |
| Premises and equipment expense | $368,000 | 5,137 |
| Additional noninterest expense | $1,102,000 | 4,679 |
| Pre-tax net operating income | $653,000 | 7,374 |
| Securities gains (losses) | $26,000 | 5,197 |
| Applicable income taxes | $172,000 | 8,127 |
| Income before extraordinary items | $507,000 | 7,260 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $507,000 | 7,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 3,626 |
| Cash dividends | $117,000 | 6,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $487,500 | 7,067 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.