Home > Oceanside Bank > Income and Expense
Oceanside Bank, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,677,000 | 2,388 |
| Total interest expense | $3,251,000 | 1,918 |
| Net interest income | $6,426,000 | 2,590 |
| Provision for loan and lease losses | $1,593,000 | 1,906 |
| Total noninterest income | $534,000 | 3,942 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $351,000 | 2,820 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $183,000 | 4,322 |
| Total noninterest expense | $5,468,000 | 2,640 |
| Salaries and employee benefits | $1,960,000 | 3,491 |
| Premises and equipment expense | $834,000 | 2,304 |
| Additional noninterest expense | $2,674,000 | 1,932 |
| Pre-tax net operating income | $-101,000 | 6,160 |
| Securities gains (losses) | $21,000 | 2,864 |
| Applicable income taxes | $-117,000 | 7,105 |
| Income before extraordinary items | $37,000 | 5,978 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $37,000 | 5,978 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $37,000 | 5,978 |
| Net charge-offs | $2,889,000 | 1,172 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $23,560 | 5,911 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,545,000 | 2,376 |
| Total interest expense | $2,254,000 | 1,924 |
| Net interest income | $4,291,000 | 2,583 |
| Provision for loan and lease losses | $962,000 | 1,982 |
| Total noninterest income | $357,000 | 3,881 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $239,000 | 2,797 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $118,000 | 4,362 |
| Total noninterest expense | $3,862,000 | 2,504 |
| Salaries and employee benefits | $1,345,000 | 3,439 |
| Premises and equipment expense | $549,000 | 2,345 |
| Additional noninterest expense | $1,968,000 | 1,786 |
| Pre-tax net operating income | $-176,000 | 6,398 |
| Securities gains (losses) | $21,000 | 2,342 |
| Applicable income taxes | $-118,000 | 7,226 |
| Income before extraordinary items | $-37,000 | 6,282 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-37,000 | 6,284 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-37,000 | 6,282 |
| Net charge-offs | $2,497,000 | 952 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-50,440 | 6,223 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,316,000 | 2,405 |
| Total interest expense | $1,215,000 | 1,886 |
| Net interest income | $2,101,000 | 2,654 |
| Provision for loan and lease losses | $872,000 | 1,291 |
| Total noninterest income | $152,000 | 4,247 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $131,000 | 2,617 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $21,000 | 5,888 |
| Total noninterest expense | $1,814,000 | 2,679 |
| Salaries and employee benefits | $705,000 | 3,382 |
| Premises and equipment expense | $263,000 | 2,481 |
| Additional noninterest expense | $846,000 | 2,004 |
| Pre-tax net operating income | $-433,000 | 7,127 |
| Securities gains (losses) | $21,000 | 1,498 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-412,000 | 7,190 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-412,000 | 7,192 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-412,000 | 7,191 |
| Net charge-offs | $752,000 | 1,262 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-433,000 | 7,187 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,892,000 | 2,398 |
| Total interest expense | $6,617,000 | 1,769 |
| Net interest income | $7,275,000 | 2,961 |
| Provision for loan and lease losses | $6,268,000 | 1,203 |
| Total noninterest income | $169,000 | 6,446 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $651,000 | 2,393 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-482,000 | 7,804 |
| Total noninterest expense | $7,602,000 | 2,588 |
| Salaries and employee benefits | $2,846,000 | 3,336 |
| Premises and equipment expense | $1,143,000 | 2,315 |
| Additional noninterest expense | $3,613,000 | 2,012 |
| Pre-tax net operating income | $-6,426,000 | 7,307 |
| Securities gains (losses) | $56,000 | 2,561 |
| Applicable income taxes | $525,000 | 1,507 |
| Income before extraordinary items | $-6,895,000 | 7,424 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-6,895,000 | 7,423 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-6,895,000 | 7,423 |
| Net charge-offs | $3,736,000 | 1,404 |
| Cash dividends | $195,000 | 3,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-6,951,000 | 7,439 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,324,000 | 2,464 |
| Total interest expense | $5,098,000 | 1,806 |
| Net interest income | $5,226,000 | 3,073 |
| Provision for loan and lease losses | $3,679,000 | 1,303 |
| Total noninterest income | $721,000 | 3,478 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $499,000 | 2,358 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $222,000 | 4,118 |
| Total noninterest expense | $6,061,000 | 2,441 |
| Salaries and employee benefits | $2,152,000 | 3,343 |
| Premises and equipment expense | $852,000 | 2,347 |
| Additional noninterest expense | $3,057,000 | 1,752 |
| Pre-tax net operating income | $-3,793,000 | 7,393 |
| Securities gains (losses) | $56,000 | 2,228 |
| Applicable income taxes | $-1,688,000 | 7,682 |
| Income before extraordinary items | $-2,049,000 | 7,190 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,049,000 | 7,190 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,049,000 | 7,189 |
| Net charge-offs | $3,604,000 | 1,053 |
| Cash dividends | $195,000 | 3,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,084,840 | 7,187 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,901,000 | 2,493 |
| Total interest expense | $3,350,000 | 1,898 |
| Net interest income | $3,551,000 | 3,007 |
| Provision for loan and lease losses | $367,000 | 3,412 |
| Total noninterest income | $443,000 | 3,658 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $326,000 | 2,365 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $117,000 | 4,530 |
| Total noninterest expense | $3,821,000 | 2,611 |
| Salaries and employee benefits | $1,445,000 | 3,337 |
| Premises and equipment expense | $571,000 | 2,354 |
| Additional noninterest expense | $1,805,000 | 1,976 |
| Pre-tax net operating income | $-194,000 | 6,261 |
| Securities gains (losses) | $56,000 | 1,844 |
| Applicable income taxes | $-243,000 | 7,358 |
| Income before extraordinary items | $105,000 | 5,166 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $105,000 | 5,163 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $105,000 | 5,163 |
| Net charge-offs | $211,000 | 3,358 |
| Cash dividends | $195,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $69,160 | 5,355 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,498,000 | 2,476 |
| Total interest expense | $1,688,000 | 1,962 |
| Net interest income | $1,810,000 | 2,956 |
| Provision for loan and lease losses | $234,000 | 2,643 |
| Total noninterest income | $204,000 | 3,768 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $168,000 | 2,251 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $36,000 | 5,346 |
| Total noninterest expense | $1,781,000 | 2,704 |
| Salaries and employee benefits | $735,000 | 3,330 |
| Premises and equipment expense | $284,000 | 2,411 |
| Additional noninterest expense | $762,000 | 2,080 |
| Pre-tax net operating income | $-1,000 | 6,238 |
| Securities gains (losses) | $45,000 | 1,345 |
| Applicable income taxes | $-52,000 | 7,429 |
| Income before extraordinary items | $96,000 | 5,011 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $96,000 | 5,016 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $96,000 | 5,015 |
| Net charge-offs | $171,000 | 2,292 |
| Cash dividends | $95,000 | 2,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $51,000 | 5,498 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,335,000 | 2,415 |
| Total interest expense | $8,204,000 | 1,917 |
| Net interest income | $7,131,000 | 2,997 |
| Provision for loan and lease losses | $4,424,000 | 1,095 |
| Total noninterest income | $1,194,000 | 3,051 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $727,000 | 2,281 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $467,000 | 3,303 |
| Total noninterest expense | $7,505,000 | 2,525 |
| Salaries and employee benefits | $3,128,000 | 3,138 |
| Premises and equipment expense | $1,187,000 | 2,268 |
| Additional noninterest expense | $3,190,000 | 1,908 |
| Pre-tax net operating income | $-3,604,000 | 7,684 |
| Securities gains (losses) | $346,000 | 499 |
| Applicable income taxes | $-1,573,000 | 7,857 |
| Income before extraordinary items | $-1,685,000 | 7,274 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,685,000 | 7,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,594,000 | 1,106 |
| Cash dividends | $250,000 | 4,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,906,440 | 7,452 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,609,000 | 2,448 |
| Total interest expense | $6,334,000 | 1,945 |
| Net interest income | $5,275,000 | 3,066 |
| Provision for loan and lease losses | $2,620,000 | 988 |
| Total noninterest income | $886,000 | 3,140 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $535,000 | 2,325 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $351,000 | 3,406 |
| Total noninterest expense | $5,280,000 | 2,660 |
| Salaries and employee benefits | $2,364,000 | 3,141 |
| Premises and equipment expense | $899,000 | 2,259 |
| Additional noninterest expense | $2,017,000 | 2,151 |
| Pre-tax net operating income | $-1,739,000 | 7,800 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-934,000 | 8,029 |
| Income before extraordinary items | $-805,000 | 7,408 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-805,000 | 7,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,336,000 | 1,089 |
| Cash dividends | $200,000 | 3,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-805,000 | 7,524 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,862,000 | 2,461 |
| Total interest expense | $4,357,000 | 1,989 |
| Net interest income | $3,505,000 | 3,050 |
| Provision for loan and lease losses | $885,000 | 1,337 |
| Total noninterest income | $574,000 | 3,218 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $342,000 | 2,390 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $232,000 | 3,481 |
| Total noninterest expense | $3,504,000 | 2,678 |
| Salaries and employee benefits | $1,578,000 | 3,182 |
| Premises and equipment expense | $593,000 | 2,276 |
| Additional noninterest expense | $1,333,000 | 2,119 |
| Pre-tax net operating income | $-310,000 | 7,445 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-287,000 | 8,062 |
| Income before extraordinary items | $-23,000 | 7,080 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-23,000 | 7,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $931,000 | 906 |
| Cash dividends | $125,000 | 3,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-23,000 | 7,043 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,095,000 | 2,428 |
| Total interest expense | $2,319,000 | 1,998 |
| Net interest income | $1,776,000 | 3,024 |
| Provision for loan and lease losses | $224,000 | 1,720 |
| Total noninterest income | $287,000 | 3,219 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $175,000 | 2,318 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $112,000 | 3,569 |
| Total noninterest expense | $1,785,000 | 2,639 |
| Salaries and employee benefits | $794,000 | 3,187 |
| Premises and equipment expense | $297,000 | 2,291 |
| Additional noninterest expense | $694,000 | 2,027 |
| Pre-tax net operating income | $54,000 | 6,559 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-56,000 | 8,046 |
| Income before extraordinary items | $110,000 | 5,709 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $110,000 | 5,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $423,000 | 790 |
| Cash dividends | $65,000 | 3,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $110,000 | 5,613 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,356,000 | 2,374 |
| Total interest expense | $9,407,000 | 2,035 |
| Net interest income | $7,949,000 | 2,741 |
| Provision for loan and lease losses | $629,000 | 1,991 |
| Total noninterest income | $1,155,000 | 3,209 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $663,000 | 2,476 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $492,000 | 3,341 |
| Total noninterest expense | $6,327,000 | 2,828 |
| Salaries and employee benefits | $3,063,000 | 3,172 |
| Premises and equipment expense | $1,153,000 | 2,254 |
| Additional noninterest expense | $2,111,000 | 2,534 |
| Pre-tax net operating income | $2,148,000 | 3,166 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $551,000 | 2,614 |
| Income before extraordinary items | $1,597,000 | 3,306 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,597,000 | 3,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,430 |
| Cash dividends | $243,000 | 4,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,597,000 | 3,290 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,003,000 | 2,380 |
| Total interest expense | $6,927,000 | 2,065 |
| Net interest income | $6,076,000 | 2,702 |
| Provision for loan and lease losses | $472,000 | 1,649 |
| Total noninterest income | $847,000 | 3,273 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $485,000 | 2,499 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $362,000 | 3,393 |
| Total noninterest expense | $4,678,000 | 2,838 |
| Salaries and employee benefits | $2,342,000 | 3,098 |
| Premises and equipment expense | $881,000 | 2,188 |
| Additional noninterest expense | $1,455,000 | 2,692 |
| Pre-tax net operating income | $1,773,000 | 3,102 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $476,000 | 2,594 |
| Income before extraordinary items | $1,297,000 | 3,291 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,297,000 | 3,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,266 |
| Cash dividends | $210,000 | 4,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,297,000 | 3,275 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,623,000 | 2,405 |
| Total interest expense | $4,566,000 | 2,084 |
| Net interest income | $4,057,000 | 2,717 |
| Provision for loan and lease losses | $62,000 | 3,964 |
| Total noninterest income | $562,000 | 3,304 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $319,000 | 2,530 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $243,000 | 3,410 |
| Total noninterest expense | $3,060,000 | 2,925 |
| Salaries and employee benefits | $1,542,000 | 3,176 |
| Premises and equipment expense | $568,000 | 2,272 |
| Additional noninterest expense | $950,000 | 2,747 |
| Pre-tax net operating income | $1,497,000 | 2,677 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $449,000 | 2,212 |
| Income before extraordinary items | $1,048,000 | 2,932 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,048,000 | 2,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,346 |
| Cash dividends | $150,000 | 3,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,048,000 | 2,918 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,242,000 | 2,430 |
| Total interest expense | $2,189,000 | 2,151 |
| Net interest income | $2,053,000 | 2,697 |
| Provision for loan and lease losses | $62,000 | 2,721 |
| Total noninterest income | $259,000 | 3,444 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $147,000 | 2,643 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $112,000 | 3,558 |
| Total noninterest expense | $1,506,000 | 2,974 |
| Salaries and employee benefits | $776,000 | 3,165 |
| Premises and equipment expense | $276,000 | 2,364 |
| Additional noninterest expense | $454,000 | 2,831 |
| Pre-tax net operating income | $744,000 | 2,694 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $233,000 | 2,186 |
| Income before extraordinary items | $511,000 | 2,985 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $511,000 | 2,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,637 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $511,000 | 2,966 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,502,000 | 2,485 |
| Total interest expense | $7,401,000 | 2,183 |
| Net interest income | $8,101,000 | 2,724 |
| Provision for loan and lease losses | $194,000 | 3,602 |
| Total noninterest income | $1,102,000 | 3,329 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $628,000 | 2,595 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $474,000 | 3,436 |
| Total noninterest expense | $5,882,000 | 2,919 |
| Salaries and employee benefits | $2,962,000 | 3,164 |
| Premises and equipment expense | $1,147,000 | 2,150 |
| Additional noninterest expense | $1,773,000 | 2,857 |
| Pre-tax net operating income | $3,127,000 | 2,701 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,018,000 | 2,167 |
| Income before extraordinary items | $2,109,000 | 2,981 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,109,000 | 2,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 2,609 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,109,000 | 2,976 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,325,000 | 2,535 |
| Total interest expense | $5,303,000 | 2,213 |
| Net interest income | $6,022,000 | 2,776 |
| Provision for loan and lease losses | $144,000 | 3,484 |
| Total noninterest income | $808,000 | 3,377 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $461,000 | 2,637 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $347,000 | 3,457 |
| Total noninterest expense | $4,364,000 | 2,943 |
| Salaries and employee benefits | $2,223,000 | 3,152 |
| Premises and equipment expense | $910,000 | 2,071 |
| Additional noninterest expense | $1,231,000 | 3,056 |
| Pre-tax net operating income | $2,322,000 | 2,816 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $766,000 | 2,266 |
| Income before extraordinary items | $1,556,000 | 3,130 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,556,000 | 3,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 1,979 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,556,000 | 3,120 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,286,000 | 2,570 |
| Total interest expense | $3,348,000 | 2,226 |
| Net interest income | $3,938,000 | 2,819 |
| Provision for loan and lease losses | $96,000 | 3,387 |
| Total noninterest income | $509,000 | 3,487 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $295,000 | 2,694 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $214,000 | 3,622 |
| Total noninterest expense | $2,903,000 | 2,962 |
| Salaries and employee benefits | $1,467,000 | 3,184 |
| Premises and equipment expense | $609,000 | 2,061 |
| Additional noninterest expense | $827,000 | 3,047 |
| Pre-tax net operating income | $1,448,000 | 2,947 |
| Securities gains (losses) | $8,000 | 776 |
| Applicable income taxes | $481,000 | 2,372 |
| Income before extraordinary items | $975,000 | 3,276 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $975,000 | 3,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 1,405 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $969,640 | 3,281 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,542,000 | 2,591 |
| Total interest expense | $1,574,000 | 2,233 |
| Net interest income | $1,968,000 | 2,809 |
| Provision for loan and lease losses | $12,000 | 5,109 |
| Total noninterest income | $258,000 | 3,390 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $151,000 | 2,587 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $107,000 | 3,600 |
| Total noninterest expense | $1,480,000 | 2,908 |
| Salaries and employee benefits | $732,000 | 3,211 |
| Premises and equipment expense | $296,000 | 2,129 |
| Additional noninterest expense | $452,000 | 2,795 |
| Pre-tax net operating income | $734,000 | 2,881 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $244,000 | 2,309 |
| Income before extraordinary items | $490,000 | 3,214 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $490,000 | 3,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 1,382 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $490,000 | 3,187 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,261,000 | 2,857 |
| Total interest expense | $4,307,000 | 2,499 |
| Net interest income | $6,954,000 | 3,054 |
| Provision for loan and lease losses | $334,000 | 2,613 |
| Total noninterest income | $867,000 | 3,868 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $528,000 | 2,941 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $339,000 | 4,090 |
| Total noninterest expense | $5,177,000 | 3,139 |
| Salaries and employee benefits | $2,610,000 | 3,358 |
| Premises and equipment expense | $1,023,000 | 2,321 |
| Additional noninterest expense | $1,544,000 | 3,149 |
| Pre-tax net operating income | $2,310,000 | 3,335 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $720,000 | 2,769 |
| Income before extraordinary items | $1,590,000 | 3,648 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,590,000 | 3,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,712 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,590,000 | 3,623 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,120,000 | 2,894 |
| Total interest expense | $3,027,000 | 2,520 |
| Net interest income | $5,093,000 | 3,101 |
| Provision for loan and lease losses | $312,000 | 2,141 |
| Total noninterest income | $644,000 | 3,906 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $386,000 | 2,997 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $258,000 | 4,071 |
| Total noninterest expense | $3,851,000 | 3,134 |
| Salaries and employee benefits | $1,937,000 | 3,370 |
| Premises and equipment expense | $764,000 | 2,318 |
| Additional noninterest expense | $1,150,000 | 3,139 |
| Pre-tax net operating income | $1,574,000 | 3,616 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $481,000 | 3,018 |
| Income before extraordinary items | $1,093,000 | 3,920 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,093,000 | 3,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 2,778 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,093,000 | 3,880 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,059,000 | 3,002 |
| Total interest expense | $1,800,000 | 2,630 |
| Net interest income | $3,259,000 | 3,184 |
| Provision for loan and lease losses | $173,000 | 2,424 |
| Total noninterest income | $421,000 | 3,928 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $248,000 | 3,024 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $173,000 | 4,019 |
| Total noninterest expense | $2,563,000 | 3,120 |
| Salaries and employee benefits | $1,293,000 | 3,349 |
| Premises and equipment expense | $477,000 | 2,436 |
| Additional noninterest expense | $793,000 | 3,034 |
| Pre-tax net operating income | $944,000 | 3,867 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $284,000 | 3,200 |
| Income before extraordinary items | $660,000 | 4,157 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $660,000 | 4,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,851 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $660,000 | 4,106 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,410,000 | 3,089 |
| Total interest expense | $812,000 | 2,746 |
| Net interest income | $1,598,000 | 3,229 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $205,000 | 3,914 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $122,000 | 3,000 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $83,000 | 4,113 |
| Total noninterest expense | $1,324,000 | 3,045 |
| Salaries and employee benefits | $656,000 | 3,298 |
| Premises and equipment expense | $235,000 | 2,492 |
| Additional noninterest expense | $433,000 | 2,804 |
| Pre-tax net operating income | $449,000 | 3,966 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $146,000 | 3,148 |
| Income before extraordinary items | $303,000 | 4,352 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $303,000 | 4,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,295 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $303,000 | 4,308 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,241,000 | 3,339 |
| Total interest expense | $2,290,000 | 3,268 |
| Net interest income | $5,951,000 | 3,315 |
| Provision for loan and lease losses | $362,000 | 2,541 |
| Total noninterest income | $954,000 | 3,670 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $592,000 | 2,732 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $362,000 | 3,897 |
| Total noninterest expense | $4,768,000 | 3,258 |
| Salaries and employee benefits | $2,365,000 | 3,497 |
| Premises and equipment expense | $895,000 | 2,534 |
| Additional noninterest expense | $1,508,000 | 3,107 |
| Pre-tax net operating income | $1,775,000 | 3,823 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $522,000 | 3,283 |
| Income before extraordinary items | $1,253,000 | 4,095 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,253,000 | 4,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 2,062 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,253,000 | 4,028 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,917,000 | 3,424 |
| Total interest expense | $1,553,000 | 3,510 |
| Net interest income | $4,364,000 | 3,353 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $680,000 | 3,809 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $433,000 | 2,803 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $247,000 | 4,081 |
| Total noninterest expense | $3,531,000 | 3,282 |
| Salaries and employee benefits | $1,750,000 | 3,511 |
| Premises and equipment expense | $681,000 | 2,478 |
| Additional noninterest expense | $1,100,000 | 3,156 |
| Pre-tax net operating income | $1,378,000 | 3,796 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $420,000 | 3,219 |
| Income before extraordinary items | $958,000 | 4,112 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $958,000 | 4,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,478 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $958,000 | 4,046 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,803,000 | 3,514 |
| Total interest expense | $975,000 | 3,684 |
| Net interest income | $2,828,000 | 3,429 |
| Provision for loan and lease losses | $135,000 | 2,929 |
| Total noninterest income | $413,000 | 4,019 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $272,000 | 2,938 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $141,000 | 4,431 |
| Total noninterest expense | $2,314,000 | 3,340 |
| Salaries and employee benefits | $1,180,000 | 3,503 |
| Premises and equipment expense | $438,000 | 2,562 |
| Additional noninterest expense | $696,000 | 3,328 |
| Pre-tax net operating income | $792,000 | 4,144 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $238,000 | 3,474 |
| Income before extraordinary items | $554,000 | 4,461 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $554,000 | 4,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,807 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $554,000 | 4,371 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,830,000 | 3,655 |
| Total interest expense | $456,000 | 3,926 |
| Net interest income | $1,374,000 | 3,499 |
| Provision for loan and lease losses | $95,000 | 2,197 |
| Total noninterest income | $197,000 | 4,096 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $131,000 | 2,956 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $66,000 | 4,555 |
| Total noninterest expense | $1,163,000 | 3,311 |
| Salaries and employee benefits | $593,000 | 3,508 |
| Premises and equipment expense | $206,000 | 2,742 |
| Additional noninterest expense | $364,000 | 3,176 |
| Pre-tax net operating income | $313,000 | 4,718 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $95,000 | 3,871 |
| Income before extraordinary items | $218,000 | 5,125 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $218,000 | 5,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,206 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $218,000 | 4,992 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,166,000 | 3,743 |
| Total interest expense | $1,832,000 | 4,290 |
| Net interest income | $5,334,000 | 3,511 |
| Provision for loan and lease losses | $319,000 | 3,028 |
| Total noninterest income | $916,000 | 3,906 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $576,000 | 2,785 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $340,000 | 4,266 |
| Total noninterest expense | $4,381,000 | 3,426 |
| Salaries and employee benefits | $2,157,000 | 3,681 |
| Premises and equipment expense | $706,000 | 3,068 |
| Additional noninterest expense | $1,518,000 | 3,046 |
| Pre-tax net operating income | $1,550,000 | 4,042 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $501,000 | 3,374 |
| Income before extraordinary items | $1,049,000 | 4,507 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,049,000 | 4,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,652 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,049,000 | 4,338 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,283,000 | 3,854 |
| Total interest expense | $1,407,000 | 4,339 |
| Net interest income | $3,876,000 | 3,620 |
| Provision for loan and lease losses | $256,000 | 2,812 |
| Total noninterest income | $693,000 | 3,964 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $426,000 | 2,823 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $267,000 | 4,258 |
| Total noninterest expense | $3,237,000 | 3,468 |
| Salaries and employee benefits | $1,584,000 | 3,745 |
| Premises and equipment expense | $526,000 | 3,074 |
| Additional noninterest expense | $1,127,000 | 3,066 |
| Pre-tax net operating income | $1,076,000 | 4,365 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $340,000 | 3,703 |
| Income before extraordinary items | $736,000 | 4,843 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $736,000 | 4,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,060 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $736,000 | 4,655 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,417,000 | 3,980 |
| Total interest expense | $961,000 | 4,380 |
| Net interest income | $2,456,000 | 3,758 |
| Provision for loan and lease losses | $103,000 | 3,812 |
| Total noninterest income | $480,000 | 3,830 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $279,000 | 2,810 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $201,000 | 4,025 |
| Total noninterest expense | $2,076,000 | 3,582 |
| Salaries and employee benefits | $1,060,000 | 3,736 |
| Premises and equipment expense | $339,000 | 3,164 |
| Additional noninterest expense | $677,000 | 3,336 |
| Pre-tax net operating income | $757,000 | 4,211 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $241,000 | 3,619 |
| Income before extraordinary items | $516,000 | 4,712 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $516,000 | 4,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $516,000 | 4,507 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,634,000 | 4,153 |
| Total interest expense | $472,000 | 4,525 |
| Net interest income | $1,162,000 | 3,919 |
| Provision for loan and lease losses | $41,000 | 4,084 |
| Total noninterest income | $239,000 | 3,738 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $138,000 | 2,749 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $101,000 | 3,918 |
| Total noninterest expense | $1,070,000 | 3,473 |
| Salaries and employee benefits | $551,000 | 3,597 |
| Premises and equipment expense | $154,000 | 3,411 |
| Additional noninterest expense | $365,000 | 3,081 |
| Pre-tax net operating income | $290,000 | 4,872 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $83,000 | 4,283 |
| Income before extraordinary items | $207,000 | 5,241 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $207,000 | 5,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $207,000 | 5,048 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,401,000 | 4,359 |
| Total interest expense | $1,910,000 | 4,956 |
| Net interest income | $4,491,000 | 3,999 |
| Provision for loan and lease losses | $196,000 | 4,406 |
| Total noninterest income | $946,000 | 3,599 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $548,000 | 2,747 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $398,000 | 3,712 |
| Total noninterest expense | $4,005,000 | 3,557 |
| Salaries and employee benefits | $1,998,000 | 3,737 |
| Premises and equipment expense | $706,000 | 2,983 |
| Additional noninterest expense | $1,301,000 | 3,372 |
| Pre-tax net operating income | $1,236,000 | 4,626 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $331,000 | 4,270 |
| Income before extraordinary items | $905,000 | 4,872 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $905,000 | 4,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,753 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $905,000 | 4,743 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,082,000 | 4,909 |
| Total interest expense | $2,508,000 | 5,388 |
| Net interest income | $3,574,000 | 4,489 |
| Provision for loan and lease losses | $108,000 | 5,469 |
| Total noninterest income | $826,000 | 3,768 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $451,000 | 3,089 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $375,000 | 3,673 |
| Total noninterest expense | $3,313,000 | 4,007 |
| Salaries and employee benefits | $1,707,000 | 4,088 |
| Premises and equipment expense | $567,000 | 3,529 |
| Additional noninterest expense | $1,039,000 | 3,935 |
| Pre-tax net operating income | $979,000 | 4,952 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $270,000 | 4,475 |
| Income before extraordinary items | $709,000 | 5,192 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $709,000 | 5,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,098 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $709,000 | 5,082 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,294,000 | 5,528 |
| Total interest expense | $2,123,000 | 6,099 |
| Net interest income | $3,171,000 | 4,957 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $547,000 | 4,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $338,000 | 3,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $209,000 | 4,696 |
| Total noninterest expense | $2,897,000 | 4,348 |
| Salaries and employee benefits | $1,271,000 | 4,972 |
| Premises and equipment expense | $524,000 | 3,650 |
| Additional noninterest expense | $1,102,000 | 3,692 |
| Pre-tax net operating income | $821,000 | 5,796 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $280,000 | 4,721 |
| Income before extraordinary items | $541,000 | 6,122 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $541,000 | 6,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,507 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $541,000 | 6,129 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,705,000 | 6,610 |
| Total interest expense | $1,210,000 | 7,618 |
| Net interest income | $2,485,000 | 5,817 |
| Provision for loan and lease losses | $221,000 | 3,348 |
| Total noninterest income | $362,000 | 5,905 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $283,000 | 4,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,173 |
| Total noninterest expense | $2,057,000 | 5,582 |
| Salaries and employee benefits | $989,000 | 5,936 |
| Premises and equipment expense | $219,000 | 6,514 |
| Additional noninterest expense | $849,000 | 4,598 |
| Pre-tax net operating income | $579,000 | 6,789 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-84,000 | 9,893 |
| Income before extraordinary items | $663,000 | 5,621 |
| Extraordinary gains, net | $-95,000 | 10,194 |
| Net income | $568,000 | 6,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,005 |
| Net operating income | $663,000 | 5,583 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,330,000 | 8,276 |
| Total interest expense | $867,000 | 8,772 |
| Net interest income | $1,463,000 | 7,765 |
| Provision for loan and lease losses | $334,000 | 2,390 |
| Total noninterest income | $197,000 | 7,618 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 6,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 7,707 |
| Total noninterest expense | $1,487,000 | 6,741 |
| Salaries and employee benefits | $704,000 | 7,162 |
| Premises and equipment expense | $267,000 | 5,734 |
| Additional noninterest expense | $516,000 | 6,327 |
| Pre-tax net operating income | $-161,000 | 9,970 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-161,000 | 10,021 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-161,000 | 10,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-161,000 | 9,984 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $346,000 | 10,778 |
| Total interest expense | $85,000 | 10,785 |
| Net interest income | $261,000 | 10,728 |
| Provision for loan and lease losses | $186,000 | 3,592 |
| Total noninterest income | $33,000 | 10,531 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 9,149 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 10,198 |
| Total noninterest expense | $501,000 | 10,130 |
| Salaries and employee benefits | $263,000 | 10,190 |
| Premises and equipment expense | $59,000 | 9,970 |
| Additional noninterest expense | $179,000 | 9,685 |
| Pre-tax net operating income | $-393,000 | 10,695 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-393,000 | 10,721 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-393,000 | 10,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $5,658,000 | 178 |
| Net operating income | $-393,000 | 10,701 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.