Home > Oceanside Bank > Assets and Liabilities
Oceanside Bank, Assets and Liabilities
| 2010-09-30 | Rank | |
| # of Employees: | 38 | 3,789 |
| Assets and Liabilities | ||
| Total Assets: | $257,383,000 | 2,538 |
| Cash and due from depository institutions | $21,221,000 | 3,789 |
| Interest-bearing balances | $17,420,000 | 1,923 |
| Securities | $44,445,000 | 2,637 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $182,210,000 | 2,328 |
| Loan loss allowance | $5,235,000 | 1,526 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,217,000 | 3,333 |
| Other real estate owned | $3,130,000 | 3,789 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $3,160,000 | 4,286 |
| Life insurance assets | $146,000 | 3,632 |
| Total liabilities and capital | $257,383,000 | 2,538 |
| Total liabilities | $243,899,000 | 2,415 |
| Total deposits | $233,749,000 | 2,324 |
| Interest-bearing deposits | $200,849,000 | 2,314 |
| Deposits held in domestic offices | $233,749,000 | 2,321 |
| % insured | 92.53% | 2,554 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $8,000,000 | 2,628 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $2,150,000 | 2,090 |
| Total equity capital | $13,484,000 | 4,380 |
| Total bank equity capital | $13,484,000 | 4,380 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $2,974,000 | 1,408 |
| Surplus | $7,983,000 | 3,078 |
| Undivided profits | $2,527,000 | 5,305 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $5,245,000 | 2,246 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,032,000 | 3,121 |
| Earning assets | $244,075,000 | 2,457 |
| Long-term assets (5+ years) | $92,166,000 | 1,489 |
| Average Assets, year-to-date | $278,713,000 | 2,324 |
| Average Assets, quarterly | $265,821,000 | 2,435 |
| Volatile liabilities | $72,352,000 | 1,890 |
| Insider loans | $7,562,000 | 926 |
| FHLB advances | $8,000,000 | 2,503 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $7,520,000 | 4,554 |
| Tier 1 (core) risk-based capital | $12,848,000 | 4,319 |
| Tier 2 risk-based capital | $2,292,000 | 2,287 |
| Total risk weighted assets | $180,450,000 | 2,466 |
| Total unused commitments | $7,520,000 | 4,556 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 42 | 3,546 |
| Assets and Liabilities | ||
| Total Assets: | $274,259,000 | 2,388 |
| Cash and due from depository institutions | $33,131,000 | 3,546 |
| Interest-bearing balances | $24,765,000 | 1,333 |
| Securities | $45,987,000 | 2,553 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $186,111,000 | 2,317 |
| Loan loss allowance | $4,996,000 | 1,595 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,255,000 | 3,338 |
| Other real estate owned | $2,497,000 | 3,546 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $3,278,000 | 4,224 |
| Life insurance assets | $142,000 | 3,642 |
| Total liabilities and capital | $274,259,000 | 2,388 |
| Total liabilities | $260,939,000 | 2,262 |
| Total deposits | $246,157,000 | 2,219 |
| Interest-bearing deposits | $212,168,000 | 2,219 |
| Deposits held in domestic offices | $246,157,000 | 2,217 |
| % insured | 92.56% | 2,659 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $12,300,000 | 2,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,482,000 | 1,780 |
| Total equity capital | $13,320,000 | 4,409 |
| Total bank equity capital | $13,320,000 | 4,408 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,974,000 | 1,423 |
| Surplus | $7,983,000 | 3,085 |
| Undivided profits | $2,363,000 | 5,374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $5,843,000 | 2,106 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,021,000 | 3,103 |
| Earning assets | $256,863,000 | 2,345 |
| Long-term assets (5+ years) | $92,722,000 | 1,476 |
| Average Assets, year-to-date | $285,823,000 | 2,294 |
| Average Assets, quarterly | $279,990,500 | 2,333 |
| Volatile liabilities | $77,071,000 | 1,819 |
| Insider loans | $7,611,000 | 935 |
| FHLB advances | $12,300,000 | 2,114 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $8,790,000 | 4,285 |
| Tier 1 (core) risk-based capital | $12,773,000 | 4,347 |
| Tier 2 risk-based capital | $2,337,000 | 2,271 |
| Total risk weighted assets | $184,310,000 | 2,454 |
| Total unused commitments | $8,790,000 | 4,287 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 45 | 3,387 |
| Assets and Liabilities | ||
| Total Assets: | $285,722,000 | 2,353 |
| Cash and due from depository institutions | $33,963,000 | 3,387 |
| Interest-bearing balances | $28,751,000 | 1,201 |
| Securities | $46,924,000 | 2,524 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $189,816,000 | 2,332 |
| Loan loss allowance | $6,651,000 | 1,277 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $3,298,000 | 3,370 |
| Other real estate owned | $2,305,000 | 3,387 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $9,416,000 | 2,123 |
| Life insurance assets | $5,152,000 | 1,248 |
| Total liabilities and capital | $285,722,000 | 2,353 |
| Total liabilities | $273,196,000 | 2,239 |
| Total deposits | $258,548,000 | 2,156 |
| Interest-bearing deposits | $223,454,000 | 2,161 |
| Deposits held in domestic offices | $258,548,000 | 2,154 |
| % insured | 90.13% | 3,652 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $12,300,000 | 2,331 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,348,000 | 1,871 |
| Total equity capital | $12,526,000 | 4,591 |
| Total bank equity capital | $12,526,000 | 4,591 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,974,000 | 1,456 |
| Surplus | $7,983,000 | 3,128 |
| Undivided profits | $1,569,000 | 5,755 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $6,401,000 | 2,033 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,072,000 | 3,033 |
| Earning assets | $265,491,000 | 2,324 |
| Long-term assets (5+ years) | $94,339,000 | 1,452 |
| Average Assets, year-to-date | $291,605,000 | 2,303 |
| Average Assets, quarterly | $291,605,000 | 2,303 |
| Volatile liabilities | $66,949,000 | 2,137 |
| Insider loans | $7,866,000 | 951 |
| FHLB advances | $12,300,000 | 2,226 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $9,391,000 | 4,283 |
| Tier 1 (core) risk-based capital | $12,399,000 | 4,472 |
| Tier 2 risk-based capital | $2,451,000 | 2,214 |
| Total risk weighted assets | $191,881,000 | 2,416 |
| Total unused commitments | $9,391,000 | 4,287 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 45 | 3,426 |
| Assets and Liabilities | ||
| Total Assets: | $297,488,000 | 2,275 |
| Cash and due from depository institutions | $31,083,000 | 3,426 |
| Interest-bearing balances | $27,535,000 | 1,045 |
| Securities | $57,531,000 | 2,127 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $194,409,000 | 2,334 |
| Loan loss allowance | $6,531,000 | 1,292 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $3,344,000 | 3,381 |
| Other real estate owned | $1,727,000 | 3,426 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $9,394,000 | 2,187 |
| Life insurance assets | $5,097,000 | 1,262 |
| Total liabilities and capital | $297,488,000 | 2,275 |
| Total liabilities | $284,691,000 | 2,171 |
| Total deposits | $269,985,000 | 2,074 |
| Interest-bearing deposits | $234,575,000 | 2,070 |
| Deposits held in domestic offices | $269,985,000 | 2,073 |
| % insured | 87.88% | 4,420 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $12,300,000 | 2,471 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,406,000 | 1,841 |
| Total equity capital | $12,797,000 | 4,533 |
| Total bank equity capital | $12,797,000 | 4,533 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,974,000 | 1,486 |
| Surplus | $7,983,000 | 3,140 |
| Undivided profits | $1,840,000 | 5,634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $6,723,000 | 1,951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,089,000 | 3,098 |
| Earning assets | $279,475,000 | 2,220 |
| Long-term assets (5+ years) | $66,834,000 | 1,898 |
| Average Assets, year-to-date | $294,228,400 | 2,252 |
| Average Assets, quarterly | $311,703,500 | 2,188 |
| Volatile liabilities | $46,665,000 | 2,882 |
| Insider loans | $7,899,000 | 954 |
| FHLB advances | $12,300,000 | 2,357 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $9,364,000 | 4,282 |
| Tier 1 (core) risk-based capital | $12,810,000 | 4,390 |
| Tier 2 risk-based capital | $2,551,000 | 2,168 |
| Total risk weighted assets | $200,062,000 | 2,366 |
| Total unused commitments | $9,364,000 | 4,284 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 48 | 3,282 |
| Assets and Liabilities | ||
| Total Assets: | $325,919,000 | 2,116 |
| Cash and due from depository institutions | $48,034,000 | 3,282 |
| Interest-bearing balances | $43,850,000 | 631 |
| Securities | $60,734,000 | 2,046 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $199,271,000 | 2,311 |
| Loan loss allowance | $4,074,000 | 1,837 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $3,429,000 | 3,346 |
| Other real estate owned | $2,179,000 | 3,282 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $12,272,000 | 1,597 |
| Life insurance assets | $5,046,000 | 1,263 |
| Total liabilities and capital | $325,919,000 | 2,116 |
| Total liabilities | $308,248,000 | 2,024 |
| Total deposits | $293,384,000 | 1,906 |
| Interest-bearing deposits | $257,333,000 | 1,890 |
| Deposits held in domestic offices | $293,384,000 | 1,904 |
| % insured | 84.91% | 5,486 |
| Federal funds purchased & repurchase agreements | $200,000 | 2,723 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $12,300,000 | 2,582 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,364,000 | 2,057 |
| Total equity capital | $17,671,000 | 3,640 |
| Total bank equity capital | $17,671,000 | 3,640 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,974,000 | 1,508 |
| Surplus | $7,983,000 | 3,136 |
| Undivided profits | $6,714,000 | 3,840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $6,979,000 | 1,890 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,190,000 | 3,029 |
| Earning assets | $303,855,000 | 2,095 |
| Long-term assets (5+ years) | $69,468,000 | 1,834 |
| Average Assets, year-to-date | $293,413,500 | 2,275 |
| Average Assets, quarterly | $314,229,500 | 2,177 |
| Volatile liabilities | $46,620,000 | 2,904 |
| Insider loans | $7,943,000 | 965 |
| FHLB advances | $12,300,000 | 2,466 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $10,386,000 | 4,172 |
| Tier 1 (core) risk-based capital | $15,091,000 | 3,942 |
| Tier 2 risk-based capital | $2,625,000 | 2,092 |
| Total risk weighted assets | $208,563,000 | 2,299 |
| Total unused commitments | $10,386,000 | 4,174 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 47 | 3,394 |
| Assets and Liabilities | ||
| Total Assets: | $302,540,000 | 2,257 |
| Cash and due from depository institutions | $51,314,000 | 3,394 |
| Interest-bearing balances | $41,514,000 | 536 |
| Securities | $31,233,000 | 3,356 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $203,772,000 | 2,295 |
| Loan loss allowance | $4,155,000 | 1,742 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,486,000 | 3,348 |
| Other real estate owned | $2,290,000 | 3,394 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $10,445,000 | 1,832 |
| Life insurance assets | $4,993,000 | 1,278 |
| Total liabilities and capital | $302,540,000 | 2,257 |
| Total liabilities | $282,864,000 | 2,199 |
| Total deposits | $268,565,000 | 2,065 |
| Interest-bearing deposits | $232,039,000 | 2,088 |
| Deposits held in domestic offices | $268,565,000 | 2,063 |
| % insured | 72.73% | 5,538 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $12,300,000 | 2,660 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,999,000 | 2,378 |
| Total equity capital | $19,676,000 | 3,287 |
| Total bank equity capital | $19,676,000 | 3,287 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,974,000 | 1,527 |
| Surplus | $7,983,000 | 3,142 |
| Undivided profits | $8,719,000 | 3,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $9,225,000 | 1,508 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $988,000 | 3,510 |
| Earning assets | $276,519,000 | 2,256 |
| Long-term assets (5+ years) | $48,977,000 | 2,366 |
| Average Assets, year-to-date | $282,578,330 | 2,357 |
| Average Assets, quarterly | $289,970,000 | 2,333 |
| Volatile liabilities | $48,993,000 | 2,816 |
| Insider loans | $7,713,000 | 1,018 |
| FHLB advances | $12,300,000 | 2,539 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $10,883,000 | 4,188 |
| Tier 1 (core) risk-based capital | $19,358,000 | 3,233 |
| Tier 2 risk-based capital | $2,647,000 | 2,091 |
| Total risk weighted assets | $210,231,000 | 2,323 |
| Total unused commitments | $10,883,000 | 4,193 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 49 | 3,299 |
| Assets and Liabilities | ||
| Total Assets: | $277,400,000 | 2,423 |
| Cash and due from depository institutions | $23,885,000 | 3,299 |
| Interest-bearing balances | $18,720,000 | 990 |
| Securities | $33,671,000 | 3,187 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $203,426,000 | 2,306 |
| Loan loss allowance | $4,062,000 | 1,679 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,537,000 | 3,336 |
| Other real estate owned | $2,338,000 | 3,299 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $10,543,000 | 1,806 |
| Life insurance assets | $4,939,000 | 1,288 |
| Total liabilities and capital | $277,400,000 | 2,423 |
| Total liabilities | $257,528,000 | 2,362 |
| Total deposits | $241,395,000 | 2,262 |
| Interest-bearing deposits | $206,537,000 | 2,295 |
| Deposits held in domestic offices | $241,395,000 | 2,260 |
| % insured | 76.32% | 4,770 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $14,300,000 | 2,524 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,833,000 | 2,472 |
| Total equity capital | $19,872,000 | 3,289 |
| Total bank equity capital | $19,872,000 | 3,289 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,974,000 | 1,539 |
| Surplus | $7,983,000 | 3,129 |
| Undivided profits | $8,915,000 | 3,232 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $7,310,000 | 1,642 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,127,000 | 3,085 |
| Earning assets | $255,817,000 | 2,418 |
| Long-term assets (5+ years) | $50,279,000 | 2,330 |
| Average Assets, year-to-date | $272,597,500 | 2,439 |
| Average Assets, quarterly | $272,597,500 | 2,439 |
| Volatile liabilities | $44,171,000 | 3,037 |
| Insider loans | $6,635,000 | 1,190 |
| FHLB advances | $14,300,000 | 2,411 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $13,090,000 | 3,907 |
| Tier 1 (core) risk-based capital | $19,371,000 | 3,251 |
| Tier 2 risk-based capital | $2,643,000 | 2,085 |
| Total risk weighted assets | $210,025,000 | 2,326 |
| Total unused commitments | $13,090,000 | 3,910 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 49 | 3,330 |
| Assets and Liabilities | ||
| Total Assets: | $267,795,000 | 2,480 |
| Cash and due from depository institutions | $17,077,000 | 3,330 |
| Interest-bearing balances | $154,000 | 5,324 |
| Securities | $30,406,000 | 3,419 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 5,067 |
| Net loans & leases | $203,030,000 | 2,319 |
| Loan loss allowance | $3,999,000 | 1,688 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,584,000 | 3,329 |
| Other real estate owned | $3,421,000 | 3,330 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $10,177,000 | 1,870 |
| Life insurance assets | $4,886,000 | 1,299 |
| Total liabilities and capital | $267,795,000 | 2,480 |
| Total liabilities | $247,896,000 | 2,421 |
| Total deposits | $239,857,000 | 2,238 |
| Interest-bearing deposits | $196,832,000 | 2,354 |
| Deposits held in domestic offices | $239,857,000 | 2,234 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $6,300,000 | 3,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,739,000 | 2,545 |
| Total equity capital | $19,899,000 | 3,269 |
| Total bank equity capital | $19,899,000 | 3,269 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,974,000 | 1,538 |
| Surplus | $7,983,000 | 3,111 |
| Undivided profits | $8,942,000 | 3,214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,115,000 | 1,447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,051,000 | 3,539 |
| Earning assets | $233,690,000 | 2,592 |
| Long-term assets (5+ years) | $43,383,000 | 2,550 |
| Average Assets, year-to-date | $263,576,000 | 2,429 |
| Average Assets, quarterly | $265,340,000 | 2,471 |
| Volatile liabilities | $51,771,000 | 2,654 |
| Insider loans | $6,571,000 | 1,222 |
| FHLB advances | $6,300,000 | 3,714 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $10,480,000 | 4,399 |
| Tier 1 (core) risk-based capital | $19,055,000 | 3,272 |
| Tier 2 risk-based capital | $2,665,000 | 2,056 |
| Total risk weighted assets | $211,883,000 | 2,312 |
| Total unused commitments | $10,480,000 | 4,402 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 54 | 3,088 |
| Assets and Liabilities | ||
| Total Assets: | $262,885,000 | 2,504 |
| Cash and due from depository institutions | $4,994,000 | 3,088 |
| Interest-bearing balances | $65,000 | 5,507 |
| Securities | $34,485,000 | 3,071 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 5,607 |
| Net loans & leases | $205,372,000 | 2,303 |
| Loan loss allowance | $3,453,000 | 1,736 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,604,000 | 3,302 |
| Other real estate owned | $4,313,000 | 3,088 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $10,017,000 | 1,879 |
| Life insurance assets | $4,833,000 | 1,294 |
| Total liabilities and capital | $262,885,000 | 2,504 |
| Total liabilities | $242,061,000 | 2,458 |
| Total deposits | $208,499,000 | 2,503 |
| Interest-bearing deposits | $182,082,000 | 2,480 |
| Deposits held in domestic offices | $208,499,000 | 2,500 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,158,000 | 811 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $9,300,000 | 3,342 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,104,000 | 2,234 |
| Total equity capital | $20,824,000 | 3,140 |
| Total bank equity capital | $20,824,000 | 3,140 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,974,000 | 1,550 |
| Surplus | $7,983,000 | 3,102 |
| Undivided profits | $9,867,000 | 3,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,735,000 | 1,309 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,163,000 | 3,345 |
| Earning assets | $240,022,000 | 2,514 |
| Long-term assets (5+ years) | $47,375,000 | 2,357 |
| Average Assets, year-to-date | $262,521,250 | 2,452 |
| Average Assets, quarterly | $263,465,000 | 2,483 |
| Volatile liabilities | $71,370,000 | 1,982 |
| Insider loans | $8,107,000 | 963 |
| FHLB advances | $9,300,000 | 3,216 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $19,934,000 | 3,226 |
| Tier 1 (core) risk-based capital | $20,665,000 | 3,069 |
| Tier 2 risk-based capital | $2,868,000 | 1,862 |
| Total risk weighted assets | $228,816,000 | 2,164 |
| Total unused commitments | $19,934,000 | 3,229 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 52 | 3,233 |
| Assets and Liabilities | ||
| Total Assets: | $264,045,000 | 2,489 |
| Cash and due from depository institutions | $4,285,000 | 3,233 |
| Interest-bearing balances | $6,000 | 6,537 |
| Securities | $35,877,000 | 3,006 |
| Federal funds sold & reverse repurchase agreements | $5,277,000 | 2,133 |
| Net loans & leases | $201,558,000 | 2,315 |
| Loan loss allowance | $2,123,000 | 2,542 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,679,000 | 3,252 |
| Other real estate owned | $4,149,000 | 3,233 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $9,220,000 | 1,992 |
| Life insurance assets | $4,780,000 | 1,302 |
| Total liabilities and capital | $264,044,000 | 2,489 |
| Total liabilities | $242,449,000 | 2,438 |
| Total deposits | $219,181,000 | 2,376 |
| Interest-bearing deposits | $191,533,000 | 2,362 |
| Deposits held in domestic offices | $219,181,000 | 2,372 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,180,000 | 939 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $2,300,000 | 4,757 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,788,000 | 2,517 |
| Total equity capital | $21,595,000 | 3,074 |
| Total bank equity capital | $21,595,000 | 3,074 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,974,000 | 1,556 |
| Surplus | $7,983,000 | 3,086 |
| Undivided profits | $10,638,000 | 2,950 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,564,000 | 2,338 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,102,000 | 3,444 |
| Earning assets | $242,718,000 | 2,480 |
| Long-term assets (5+ years) | $47,207,000 | 2,331 |
| Average Assets, year-to-date | $262,400,000 | 2,460 |
| Average Assets, quarterly | $263,760,500 | 2,475 |
| Volatile liabilities | $67,654,000 | 2,063 |
| Insider loans | $8,126,000 | 953 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $24,325,000 | 2,905 |
| Tier 1 (core) risk-based capital | $21,686,000 | 2,943 |
| Tier 2 risk-based capital | $2,122,000 | 2,373 |
| Total risk weighted assets | $226,398,000 | 2,166 |
| Total unused commitments | $24,325,000 | 2,906 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 51 | 3,289 |
| Assets and Liabilities | ||
| Total Assets: | $263,476,000 | 2,493 |
| Cash and due from depository institutions | $1,404,000 | 3,289 |
| Interest-bearing balances | $12,000 | 6,334 |
| Securities | $39,954,000 | 2,772 |
| Federal funds sold & reverse repurchase agreements | $7,775,000 | 2,235 |
| Net loans & leases | $194,545,000 | 2,340 |
| Loan loss allowance | $1,970,000 | 2,631 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,744,000 | 3,189 |
| Other real estate owned | $4,569,000 | 3,289 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $11,485,000 | 1,595 |
| Life insurance assets | $4,729,000 | 1,308 |
| Total liabilities and capital | $263,476,000 | 2,493 |
| Total liabilities | $241,331,000 | 2,437 |
| Total deposits | $222,739,000 | 2,347 |
| Interest-bearing deposits | $193,771,000 | 2,336 |
| Deposits held in domestic offices | $222,739,000 | 2,344 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,450,000 | 1,045 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $2,300,000 | 4,520 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,842,000 | 2,631 |
| Total equity capital | $22,145,000 | 3,060 |
| Total bank equity capital | $22,145,000 | 3,060 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,974,000 | 1,554 |
| Surplus | $7,983,000 | 3,064 |
| Undivided profits | $11,188,000 | 2,948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,323,000 | 3,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,224,000 | 3,138 |
| Earning assets | $242,286,000 | 2,497 |
| Long-term assets (5+ years) | $47,576,000 | 2,243 |
| Average Assets, year-to-date | $261,577,500 | 2,479 |
| Average Assets, quarterly | $261,577,500 | 2,479 |
| Volatile liabilities | $65,829,000 | 2,086 |
| Insider loans | $8,147,000 | 942 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $30,119,000 | 2,586 |
| Tier 1 (core) risk-based capital | $21,878,000 | 2,913 |
| Tier 2 risk-based capital | $1,970,000 | 2,473 |
| Total risk weighted assets | $223,767,000 | 2,166 |
| Total unused commitments | $30,119,000 | 2,589 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 53 | 3,206 |
| Assets and Liabilities | ||
| Total Assets: | $259,679,000 | 2,489 |
| Cash and due from depository institutions | $3,973,000 | 3,206 |
| Interest-bearing balances | $13,000 | 6,153 |
| Securities | $41,550,000 | 2,681 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $201,891,000 | 2,272 |
| Loan loss allowance | $2,169,000 | 2,394 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,784,000 | 3,162 |
| Other real estate owned | $0 | 3,206 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $8,481,000 | 2,062 |
| Life insurance assets | $4,680,000 | 1,302 |
| Total liabilities and capital | $259,679,000 | 2,489 |
| Total liabilities | $237,848,000 | 2,447 |
| Total deposits | $217,501,000 | 2,377 |
| Interest-bearing deposits | $190,220,000 | 2,350 |
| Deposits held in domestic offices | $217,501,000 | 2,374 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,058,000 | 961 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $2,300,000 | 4,363 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $989,000 | 4,028 |
| Total equity capital | $21,831,000 | 3,063 |
| Total bank equity capital | $21,831,000 | 3,063 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,974,000 | 1,542 |
| Surplus | $7,983,000 | 3,035 |
| Undivided profits | $10,874,000 | 2,973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,386,000 | 908 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,601,000 | 2,654 |
| Earning assets | $243,454,000 | 2,438 |
| Long-term assets (5+ years) | $45,247,000 | 2,169 |
| Average Assets, year-to-date | $253,720,600 | 2,460 |
| Average Assets, quarterly | $258,687,500 | 2,474 |
| Volatile liabilities | $74,843,000 | 1,869 |
| Insider loans | $8,551,000 | 853 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $28,261,000 | 2,695 |
| Tier 1 (core) risk-based capital | $21,915,000 | 2,889 |
| Tier 2 risk-based capital | $2,200,000 | 2,226 |
| Total risk weighted assets | $234,940,000 | 2,064 |
| Total unused commitments | $28,261,000 | 2,696 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 53 | 3,180 |
| Assets and Liabilities | ||
| Total Assets: | $257,696,000 | 2,464 |
| Cash and due from depository institutions | $9,481,000 | 3,180 |
| Interest-bearing balances | $5,000 | 6,364 |
| Securities | $42,478,000 | 2,632 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $193,556,000 | 2,311 |
| Loan loss allowance | $2,063,000 | 2,439 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,840,000 | 3,081 |
| Other real estate owned | $0 | 3,180 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $8,341,000 | 2,068 |
| Life insurance assets | $4,630,000 | 1,272 |
| Total liabilities and capital | $257,696,000 | 2,464 |
| Total liabilities | $236,295,000 | 2,409 |
| Total deposits | $201,913,000 | 2,514 |
| Interest-bearing deposits | $172,696,000 | 2,551 |
| Deposits held in domestic offices | $201,913,000 | 2,511 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,900,000 | 635 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $2,300,000 | 4,320 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,182,000 | 3,678 |
| Total equity capital | $21,401,000 | 3,075 |
| Total bank equity capital | $21,401,000 | 3,075 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,974,000 | 1,517 |
| Surplus | $7,983,000 | 2,985 |
| Undivided profits | $10,444,000 | 3,067 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,491,000 | 851 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,569,000 | 2,850 |
| Earning assets | $236,039,000 | 2,483 |
| Long-term assets (5+ years) | $47,068,000 | 2,025 |
| Average Assets, year-to-date | $252,231,000 | 2,463 |
| Average Assets, quarterly | $256,854,000 | 2,451 |
| Volatile liabilities | $88,029,000 | 1,610 |
| Insider loans | $5,798,000 | 1,279 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $29,323,000 | 2,663 |
| Tier 1 (core) risk-based capital | $21,649,000 | 2,914 |
| Tier 2 risk-based capital | $2,063,000 | 2,326 |
| Total risk weighted assets | $228,012,000 | 2,085 |
| Total unused commitments | $29,323,000 | 2,663 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 51 | 3,329 |
| Assets and Liabilities | ||
| Total Assets: | $256,012,000 | 2,497 |
| Cash and due from depository institutions | $9,513,000 | 3,329 |
| Interest-bearing balances | $13,000 | 6,121 |
| Securities | $43,818,000 | 2,552 |
| Federal funds sold & reverse repurchase agreements | $9,675,000 | 1,632 |
| Net loans & leases | $181,129,000 | 2,426 |
| Loan loss allowance | $1,652,000 | 2,915 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,905,000 | 3,023 |
| Other real estate owned | $0 | 3,329 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $7,972,000 | 2,145 |
| Life insurance assets | $4,591,000 | 1,276 |
| Total liabilities and capital | $256,012,000 | 2,497 |
| Total liabilities | $235,042,000 | 2,438 |
| Total deposits | $207,591,000 | 2,474 |
| Interest-bearing deposits | $175,763,000 | 2,531 |
| Deposits held in domestic offices | $207,591,000 | 2,472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,770,000 | 749 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,300,000 | 4,247 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,381,000 | 3,122 |
| Total equity capital | $20,970,000 | 3,087 |
| Total bank equity capital | $20,970,000 | 3,087 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,974,000 | 1,511 |
| Surplus | $7,983,000 | 2,975 |
| Undivided profits | $10,013,000 | 3,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $732,000 | 3,459 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,388,000 | 2,995 |
| Earning assets | $234,635,000 | 2,507 |
| Long-term assets (5+ years) | $45,319,000 | 2,038 |
| Average Assets, year-to-date | $250,409,330 | 2,516 |
| Average Assets, quarterly | $253,948,500 | 2,498 |
| Volatile liabilities | $81,723,000 | 1,661 |
| Insider loans | $4,473,000 | 1,652 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $26,105,000 | 2,886 |
| Tier 1 (core) risk-based capital | $21,459,000 | 2,932 |
| Tier 2 risk-based capital | $1,652,000 | 2,795 |
| Total risk weighted assets | $212,351,000 | 2,220 |
| Total unused commitments | $26,105,000 | 2,886 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 47 | 3,538 |
| Assets and Liabilities | ||
| Total Assets: | $251,885,000 | 2,540 |
| Cash and due from depository institutions | $6,077,000 | 3,538 |
| Interest-bearing balances | $4,000 | 6,465 |
| Securities | $38,277,000 | 2,886 |
| Federal funds sold & reverse repurchase agreements | $17,394,000 | 1,119 |
| Net loans & leases | $180,508,000 | 2,423 |
| Loan loss allowance | $1,644,000 | 2,937 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,952,000 | 2,976 |
| Other real estate owned | $0 | 3,538 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $5,677,000 | 2,727 |
| Life insurance assets | $2,567,000 | 1,940 |
| Total liabilities and capital | $251,885,000 | 2,540 |
| Total liabilities | $231,050,000 | 2,486 |
| Total deposits | $206,366,000 | 2,492 |
| Interest-bearing deposits | $176,153,000 | 2,531 |
| Deposits held in domestic offices | $206,366,000 | 2,489 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,996,000 | 767 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $2,300,000 | 4,183 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,388,000 | 3,167 |
| Total equity capital | $20,835,000 | 3,117 |
| Total bank equity capital | $20,835,000 | 3,117 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,973,000 | 1,494 |
| Surplus | $7,983,000 | 2,929 |
| Undivided profits | $9,879,000 | 3,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $53,000 | 6,599 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $53,000 | 922 |
| Income earned, not collected on loans | $1,253,000 | 3,164 |
| Earning assets | $236,183,000 | 2,497 |
| Long-term assets (5+ years) | $37,415,000 | 2,309 |
| Average Assets, year-to-date | $247,608,000 | 2,557 |
| Average Assets, quarterly | $247,608,000 | 2,557 |
| Volatile liabilities | $75,767,000 | 1,767 |
| Insider loans | $3,675,000 | 1,911 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $29,009,000 | 2,700 |
| Tier 1 (core) risk-based capital | $21,071,000 | 2,965 |
| Tier 2 risk-based capital | $1,644,000 | 2,801 |
| Total risk weighted assets | $207,684,000 | 2,242 |
| Total unused commitments | $29,009,000 | 2,701 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 51 | 3,301 |
| Assets and Liabilities | ||
| Total Assets: | $243,331,000 | 2,612 |
| Cash and due from depository institutions | $14,194,000 | 3,301 |
| Interest-bearing balances | $8,000 | 6,329 |
| Securities | $39,837,000 | 2,805 |
| Federal funds sold & reverse repurchase agreements | $3,505,000 | 3,495 |
| Net loans & leases | $176,109,000 | 2,453 |
| Loan loss allowance | $1,599,000 | 2,981 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,960,000 | 2,926 |
| Other real estate owned | $0 | 3,301 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,726,000 | 2,723 |
| Life insurance assets | $2,543,000 | 1,919 |
| Total liabilities and capital | $243,331,000 | 2,612 |
| Total liabilities | $223,053,000 | 2,554 |
| Total deposits | $192,713,000 | 2,647 |
| Interest-bearing deposits | $160,705,000 | 2,717 |
| Deposits held in domestic offices | $192,713,000 | 2,644 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,921,000 | 694 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,300,000 | 4,338 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,119,000 | 3,598 |
| Total equity capital | $20,278,000 | 3,141 |
| Total bank equity capital | $20,278,000 | 3,141 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,974,000 | 1,484 |
| Surplus | $7,983,000 | 2,884 |
| Undivided profits | $9,321,000 | 3,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $53,000 | 6,543 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $53,000 | 866 |
| Income earned, not collected on loans | $1,223,000 | 3,349 |
| Earning assets | $219,459,000 | 2,636 |
| Long-term assets (5+ years) | $38,341,000 | 2,220 |
| Average Assets, year-to-date | $231,534,800 | 2,630 |
| Average Assets, quarterly | $238,721,000 | 2,623 |
| Volatile liabilities | $73,023,000 | 1,973 |
| Insider loans | $3,682,000 | 1,908 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $31,463,000 | 2,534 |
| Tier 1 (core) risk-based capital | $20,561,000 | 2,985 |
| Tier 2 risk-based capital | $1,599,000 | 2,859 |
| Total risk weighted assets | $202,463,000 | 2,269 |
| Total unused commitments | $31,463,000 | 2,534 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 54 | 3,155 |
| Assets and Liabilities | ||
| Total Assets: | $234,111,000 | 2,676 |
| Cash and due from depository institutions | $8,745,000 | 3,155 |
| Interest-bearing balances | $6,000 | 6,455 |
| Securities | $39,379,000 | 2,861 |
| Federal funds sold & reverse repurchase agreements | $3,608,000 | 2,965 |
| Net loans & leases | $172,746,000 | 2,485 |
| Loan loss allowance | $1,565,000 | 3,035 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,998,000 | 2,876 |
| Other real estate owned | $0 | 3,155 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $5,635,000 | 2,753 |
| Life insurance assets | $2,521,000 | 1,889 |
| Total liabilities and capital | $234,111,000 | 2,676 |
| Total liabilities | $214,469,000 | 2,616 |
| Total deposits | $189,090,000 | 2,656 |
| Interest-bearing deposits | $156,947,000 | 2,714 |
| Deposits held in domestic offices | $189,090,000 | 2,653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,774,000 | 773 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,300,000 | 4,536 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,305,000 | 3,218 |
| Total equity capital | $19,642,000 | 3,204 |
| Total bank equity capital | $19,642,000 | 3,204 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,974,000 | 1,474 |
| Surplus | $7,983,000 | 2,864 |
| Undivided profits | $8,685,000 | 3,444 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $83,000 | 6,279 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $83,000 | 788 |
| Income earned, not collected on loans | $1,165,000 | 3,485 |
| Earning assets | $215,739,000 | 2,660 |
| Long-term assets (5+ years) | $39,095,000 | 2,188 |
| Average Assets, year-to-date | $228,585,750 | 2,664 |
| Average Assets, quarterly | $232,023,500 | 2,665 |
| Volatile liabilities | $57,785,000 | 2,359 |
| Insider loans | $3,741,000 | 1,845 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $28,734,000 | 2,692 |
| Tier 1 (core) risk-based capital | $20,008,000 | 3,051 |
| Tier 2 risk-based capital | $1,565,000 | 2,899 |
| Total risk weighted assets | $192,338,000 | 2,360 |
| Total unused commitments | $28,734,000 | 2,692 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 50 | 3,352 |
| Assets and Liabilities | ||
| Total Assets: | $229,936,000 | 2,702 |
| Cash and due from depository institutions | $8,964,000 | 3,352 |
| Interest-bearing balances | $12,000 | 6,289 |
| Securities | $36,465,000 | 3,039 |
| Federal funds sold & reverse repurchase agreements | $8,173,000 | 1,543 |
| Net loans & leases | $166,649,000 | 2,539 |
| Loan loss allowance | $1,509,000 | 3,097 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,067,000 | 2,794 |
| Other real estate owned | $0 | 3,352 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $5,618,000 | 2,748 |
| Life insurance assets | $2,498,000 | 1,861 |
| Total liabilities and capital | $229,936,000 | 2,702 |
| Total liabilities | $211,253,000 | 2,637 |
| Total deposits | $183,511,000 | 2,714 |
| Interest-bearing deposits | $147,586,000 | 2,835 |
| Deposits held in domestic offices | $183,511,000 | 2,711 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,127,000 | 744 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $2,300,000 | 4,564 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,315,000 | 2,960 |
| Total equity capital | $18,683,000 | 3,238 |
| Total bank equity capital | $18,683,000 | 3,238 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,974,000 | 1,466 |
| Surplus | $7,983,000 | 2,800 |
| Undivided profits | $7,726,000 | 3,548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $139,000 | 5,720 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,001,000 | 3,613 |
| Earning assets | $211,299,000 | 2,679 |
| Long-term assets (5+ years) | $34,004,000 | 2,380 |
| Average Assets, year-to-date | $226,744,000 | 2,692 |
| Average Assets, quarterly | $233,247,000 | 2,661 |
| Volatile liabilities | $60,331,000 | 2,240 |
| Insider loans | $3,690,000 | 1,828 |
| FHLB advances | $2,300,000 | 4,370 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $32,256,000 | 2,492 |
| Tier 1 (core) risk-based capital | $19,427,000 | 3,075 |
| Tier 2 risk-based capital | $1,509,000 | 2,944 |
| Total risk weighted assets | $189,033,000 | 2,349 |
| Total unused commitments | $32,256,000 | 2,494 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 50 | 3,344 |
| Assets and Liabilities | ||
| Total Assets: | $236,558,000 | 2,618 |
| Cash and due from depository institutions | $11,197,000 | 3,344 |
| Interest-bearing balances | $10,000 | 6,397 |
| Securities | $36,184,000 | 3,092 |
| Federal funds sold & reverse repurchase agreements | $12,991,000 | 1,155 |
| Net loans & leases | $166,505,000 | 2,491 |
| Loan loss allowance | $1,508,000 | 3,057 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,109,000 | 2,705 |
| Other real estate owned | $0 | 3,344 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $5,572,000 | 2,681 |
| Life insurance assets | $2,475,000 | 1,835 |
| Total liabilities and capital | $236,558,000 | 2,618 |
| Total liabilities | $218,168,000 | 2,555 |
| Total deposits | $185,212,000 | 2,690 |
| Interest-bearing deposits | $151,248,000 | 2,762 |
| Deposits held in domestic offices | $185,212,000 | 2,687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,310,000 | 629 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,300,000 | 4,447 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,346,000 | 2,910 |
| Total equity capital | $18,390,000 | 3,264 |
| Total bank equity capital | $18,390,000 | 3,264 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,974,000 | 1,458 |
| Surplus | $7,983,000 | 2,730 |
| Undivided profits | $7,433,000 | 3,672 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $214,000 | 5,132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,015,000 | 3,375 |
| Earning assets | $215,690,000 | 2,632 |
| Long-term assets (5+ years) | $32,302,000 | 2,455 |
| Average Assets, year-to-date | $225,148,000 | 2,704 |
| Average Assets, quarterly | $225,148,000 | 2,704 |
| Volatile liabilities | $66,917,000 | 1,985 |
| Insider loans | $3,647,000 | 1,806 |
| FHLB advances | $2,300,000 | 4,296 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $33,611,000 | 2,391 |
| Tier 1 (core) risk-based capital | $18,943,000 | 3,103 |
| Tier 2 risk-based capital | $1,508,000 | 2,909 |
| Total risk weighted assets | $192,463,000 | 2,285 |
| Total unused commitments | $33,611,000 | 2,393 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 50 | 3,338 |
| Assets and Liabilities | ||
| Total Assets: | $213,738,000 | 2,824 |
| Cash and due from depository institutions | $2,280,000 | 3,338 |
| Interest-bearing balances | $4,000 | 6,627 |
| Securities | $38,290,000 | 2,934 |
| Federal funds sold & reverse repurchase agreements | $3,241,000 | 3,215 |
| Net loans & leases | $151,251,000 | 2,673 |
| Loan loss allowance | $1,552,000 | 2,939 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,152,000 | 2,662 |
| Other real estate owned | $0 | 3,338 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $14,524,000 | 1,187 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $213,738,000 | 2,824 |
| Total liabilities | $195,668,000 | 2,780 |
| Total deposits | $168,665,000 | 2,886 |
| Interest-bearing deposits | $134,866,000 | 2,984 |
| Deposits held in domestic offices | $168,665,000 | 2,882 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,745,000 | 710 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,300,000 | 4,524 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $958,000 | 3,604 |
| Total equity capital | $18,070,000 | 3,280 |
| Total bank equity capital | $18,070,000 | 3,280 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,975,000 | 1,444 |
| Surplus | $7,983,000 | 2,697 |
| Undivided profits | $7,112,000 | 3,790 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $201,000 | 5,292 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $841,000 | 3,998 |
| Earning assets | $192,786,000 | 2,847 |
| Long-term assets (5+ years) | $34,325,000 | 2,315 |
| Average Assets, year-to-date | $200,136,000 | 2,863 |
| Average Assets, quarterly | $212,291,500 | 2,813 |
| Volatile liabilities | $50,978,000 | 2,418 |
| Insider loans | $3,580,000 | 1,825 |
| FHLB advances | $2,300,000 | 4,344 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $28,034,000 | 2,644 |
| Tier 1 (core) risk-based capital | $18,453,000 | 3,125 |
| Tier 2 risk-based capital | $1,552,000 | 2,802 |
| Total risk weighted assets | $181,262,000 | 2,368 |
| Total unused commitments | $28,034,000 | 2,644 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 49 | 3,401 |
| Assets and Liabilities | ||
| Total Assets: | $210,845,000 | 2,811 |
| Cash and due from depository institutions | $13,267,000 | 3,401 |
| Interest-bearing balances | $8,000 | 6,533 |
| Securities | $35,453,000 | 3,097 |
| Federal funds sold & reverse repurchase agreements | $1,826,000 | 3,886 |
| Net loans & leases | $150,986,000 | 2,646 |
| Loan loss allowance | $1,523,000 | 2,975 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,171,000 | 2,590 |
| Other real estate owned | $0 | 3,401 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $5,142,000 | 2,778 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $210,845,000 | 2,811 |
| Total liabilities | $193,192,000 | 2,765 |
| Total deposits | $163,315,000 | 2,919 |
| Interest-bearing deposits | $129,313,000 | 3,040 |
| Deposits held in domestic offices | $163,315,000 | 2,915 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,688,000 | 647 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $2,300,000 | 4,614 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $889,000 | 3,737 |
| Total equity capital | $17,653,000 | 3,296 |
| Total bank equity capital | $17,653,000 | 3,296 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,974,000 | 1,415 |
| Surplus | $7,983,000 | 2,634 |
| Undivided profits | $6,696,000 | 3,959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $204,000 | 5,407 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $906,000 | 3,732 |
| Earning assets | $188,273,000 | 2,867 |
| Long-term assets (5+ years) | $29,830,000 | 2,593 |
| Average Assets, year-to-date | $196,735,500 | 2,889 |
| Average Assets, quarterly | $206,488,500 | 2,834 |
| Volatile liabilities | $52,953,000 | 2,273 |
| Insider loans | $3,497,000 | 1,839 |
| FHLB advances | $2,300,000 | 4,422 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $22,712,000 | 3,020 |
| Tier 1 (core) risk-based capital | $17,956,000 | 3,151 |
| Tier 2 risk-based capital | $1,523,000 | 2,801 |
| Total risk weighted assets | $170,636,000 | 2,449 |
| Total unused commitments | $22,712,000 | 3,022 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 49 | 3,404 |
| Assets and Liabilities | ||
| Total Assets: | $202,132,000 | 2,871 |
| Cash and due from depository institutions | $16,304,000 | 3,404 |
| Interest-bearing balances | $8,000 | 6,498 |
| Securities | $34,910,000 | 3,197 |
| Federal funds sold & reverse repurchase agreements | $770,000 | 4,625 |
| Net loans & leases | $141,426,000 | 2,720 |
| Loan loss allowance | $1,424,000 | 3,108 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,087,000 | 2,593 |
| Other real estate owned | $0 | 3,404 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $4,635,000 | 2,903 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $202,132,000 | 2,871 |
| Total liabilities | $187,503,000 | 2,799 |
| Total deposits | $158,278,000 | 2,927 |
| Interest-bearing deposits | $124,160,000 | 3,101 |
| Deposits held in domestic offices | $158,278,000 | 2,924 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,191,000 | 659 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,300,000 | 4,543 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $734,000 | 3,960 |
| Total equity capital | $14,629,000 | 3,806 |
| Total bank equity capital | $14,629,000 | 3,806 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,974,000 | 1,394 |
| Surplus | $5,233,000 | 3,494 |
| Undivided profits | $6,422,000 | 4,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $221,000 | 5,117 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $670,000 | 4,404 |
| Earning assets | $177,114,000 | 2,953 |
| Long-term assets (5+ years) | $32,325,000 | 2,455 |
| Average Assets, year-to-date | $192,032,330 | 2,927 |
| Average Assets, quarterly | $196,043,500 | 2,910 |
| Volatile liabilities | $53,211,000 | 2,159 |
| Insider loans | $3,524,000 | 1,779 |
| FHLB advances | $2,300,000 | 4,389 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $18,970,000 | 3,313 |
| Tier 1 (core) risk-based capital | $14,773,000 | 3,659 |
| Tier 2 risk-based capital | $1,424,000 | 2,924 |
| Total risk weighted assets | $164,258,000 | 2,487 |
| Total unused commitments | $18,970,000 | 3,314 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 48 | 3,436 |
| Assets and Liabilities | ||
| Total Assets: | $189,955,000 | 2,984 |
| Cash and due from depository institutions | $14,696,000 | 3,436 |
| Interest-bearing balances | $9,000 | 6,490 |
| Securities | $33,404,000 | 3,348 |
| Federal funds sold & reverse repurchase agreements | $2,647,000 | 3,563 |
| Net loans & leases | $130,452,000 | 2,856 |
| Loan loss allowance | $1,317,000 | 3,305 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,112,000 | 2,542 |
| Other real estate owned | $0 | 3,436 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,644,000 | 2,873 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $189,955,000 | 2,984 |
| Total liabilities | $175,928,000 | 2,918 |
| Total deposits | $150,267,000 | 3,048 |
| Interest-bearing deposits | $119,831,000 | 3,202 |
| Deposits held in domestic offices | $150,267,000 | 3,044 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,516,000 | 704 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,300,000 | 4,421 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $845,000 | 3,562 |
| Total equity capital | $14,027,000 | 3,851 |
| Total bank equity capital | $14,027,000 | 3,851 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,975,000 | 1,391 |
| Surplus | $5,143,000 | 3,504 |
| Undivided profits | $5,909,000 | 4,160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $204,000 | 5,336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $666,000 | 4,336 |
| Earning assets | $166,512,000 | 3,080 |
| Long-term assets (5+ years) | $31,660,000 | 2,540 |
| Average Assets, year-to-date | $186,982,500 | 3,004 |
| Average Assets, quarterly | $186,982,500 | 3,004 |
| Volatile liabilities | $44,754,000 | 2,384 |
| Insider loans | $3,101,000 | 1,958 |
| FHLB advances | $2,300,000 | 4,263 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $16,202,000 | 3,580 |
| Tier 1 (core) risk-based capital | $14,327,000 | 3,713 |
| Tier 2 risk-based capital | $1,317,000 | 3,084 |
| Total risk weighted assets | $155,840,000 | 2,571 |
| Total unused commitments | $16,202,000 | 3,580 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 48 | 3,450 |
| Assets and Liabilities | ||
| Total Assets: | $184,010,000 | 3,056 |
| Cash and due from depository institutions | $10,569,000 | 3,450 |
| Interest-bearing balances | $5,000 | 6,634 |
| Securities | $28,826,000 | 3,729 |
| Federal funds sold & reverse repurchase agreements | $7,604,000 | 1,516 |
| Net loans & leases | $128,504,000 | 2,866 |
| Loan loss allowance | $1,296,000 | 3,311 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,155,000 | 2,497 |
| Other real estate owned | $0 | 3,450 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,352,000 | 2,941 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $184,010,000 | 3,056 |
| Total liabilities | $170,092,000 | 2,984 |
| Total deposits | $146,389,000 | 3,111 |
| Interest-bearing deposits | $118,544,000 | 3,193 |
| Deposits held in domestic offices | $146,389,000 | 3,106 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,704,000 | 753 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $2,300,000 | 4,462 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $699,000 | 3,938 |
| Total equity capital | $13,918,000 | 3,878 |
| Total bank equity capital | $13,918,000 | 3,878 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,974,000 | 1,373 |
| Surplus | $5,143,000 | 3,469 |
| Undivided profits | $5,801,000 | 4,275 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $90,000 | 6,475 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $588,000 | 4,765 |
| Earning assets | $164,939,000 | 3,101 |
| Long-term assets (5+ years) | $26,145,000 | 2,961 |
| Average Assets, year-to-date | $166,116,400 | 3,193 |
| Average Assets, quarterly | $174,926,000 | 3,146 |
| Volatile liabilities | $41,084,000 | 2,486 |
| Insider loans | $3,106,000 | 1,940 |
| FHLB advances | $2,300,000 | 4,282 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $17,277,000 | 3,297 |
| Tier 1 (core) risk-based capital | $14,023,000 | 3,734 |
| Tier 2 risk-based capital | $1,296,000 | 3,120 |
| Total risk weighted assets | $148,586,000 | 2,638 |
| Total unused commitments | $17,277,000 | 3,299 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 48 | 3,466 |
| Assets and Liabilities | ||
| Total Assets: | $165,842,000 | 3,272 |
| Cash and due from depository institutions | $7,189,000 | 3,466 |
| Interest-bearing balances | $5,000 | 6,696 |
| Securities | $28,394,000 | 3,756 |
| Federal funds sold & reverse repurchase agreements | $1,040,000 | 4,488 |
| Net loans & leases | $120,207,000 | 2,993 |
| Loan loss allowance | $1,346,000 | 3,225 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,129,000 | 2,476 |
| Other real estate owned | $512,000 | 3,466 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,371,000 | 2,904 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $165,842,000 | 3,272 |
| Total liabilities | $152,185,000 | 3,208 |
| Total deposits | $138,307,000 | 3,221 |
| Interest-bearing deposits | $111,508,000 | 3,323 |
| Deposits held in domestic offices | $138,307,000 | 3,216 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,743,000 | 1,088 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $2,300,000 | 4,456 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $835,000 | 3,616 |
| Total equity capital | $13,657,000 | 3,938 |
| Total bank equity capital | $13,657,000 | 3,938 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,974,000 | 1,363 |
| Surplus | $5,143,000 | 3,415 |
| Undivided profits | $5,540,000 | 4,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $120,000 | 6,328 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $589,000 | 4,909 |
| Earning assets | $149,646,000 | 3,329 |
| Long-term assets (5+ years) | $23,519,000 | 3,222 |
| Average Assets, year-to-date | $161,643,000 | 3,267 |
| Average Assets, quarterly | $168,278,500 | 3,205 |
| Volatile liabilities | $31,924,000 | 2,964 |
| Insider loans | $3,126,000 | 1,879 |
| FHLB advances | $2,300,000 | 4,274 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $17,749,000 | 3,257 |
| Tier 1 (core) risk-based capital | $13,729,000 | 3,778 |
| Tier 2 risk-based capital | $1,346,000 | 2,993 |
| Total risk weighted assets | $138,217,000 | 2,770 |
| Total unused commitments | $17,749,000 | 3,260 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 48 | 3,488 |
| Assets and Liabilities | ||
| Total Assets: | $170,715,000 | 3,188 |
| Cash and due from depository institutions | $16,474,000 | 3,488 |
| Interest-bearing balances | $7,000 | 6,659 |
| Securities | $27,754,000 | 3,888 |
| Federal funds sold & reverse repurchase agreements | $8,218,000 | 1,303 |
| Net loans & leases | $110,076,000 | 3,174 |
| Loan loss allowance | $1,346,000 | 3,203 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,166,000 | 2,411 |
| Other real estate owned | $0 | 3,488 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,027,000 | 3,056 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $170,715,000 | 3,188 |
| Total liabilities | $157,637,000 | 3,129 |
| Total deposits | $132,311,000 | 3,330 |
| Interest-bearing deposits | $104,228,000 | 3,533 |
| Deposits held in domestic offices | $132,311,000 | 3,327 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,494,000 | 688 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,300,000 | 4,426 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $532,000 | 4,392 |
| Total equity capital | $13,078,000 | 3,952 |
| Total bank equity capital | $13,078,000 | 3,952 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,974,000 | 1,365 |
| Surplus | $5,143,000 | 3,369 |
| Undivided profits | $4,961,000 | 4,535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $499,000 | 5,278 |
| Earning assets | $146,055,000 | 3,369 |
| Long-term assets (5+ years) | $19,938,000 | 3,616 |
| Average Assets, year-to-date | $160,243,330 | 3,297 |
| Average Assets, quarterly | $167,608,000 | 3,201 |
| Volatile liabilities | $41,884,000 | 2,351 |
| Insider loans | $3,147,000 | 1,828 |
| FHLB advances | $2,300,000 | 4,260 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $18,824,000 | 3,123 |
| Tier 1 (core) risk-based capital | $13,324,000 | 3,831 |
| Tier 2 risk-based capital | $1,346,000 | 2,968 |
| Total risk weighted assets | $132,269,000 | 2,834 |
| Total unused commitments | $18,824,000 | 3,126 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 49 | 3,408 |
| Assets and Liabilities | ||
| Total Assets: | $164,501,000 | 3,252 |
| Cash and due from depository institutions | $10,483,000 | 3,408 |
| Interest-bearing balances | $4,000 | 6,802 |
| Securities | $25,730,000 | 4,088 |
| Federal funds sold & reverse repurchase agreements | $14,267,000 | 1,024 |
| Net loans & leases | $105,971,000 | 3,210 |
| Loan loss allowance | $1,301,000 | 3,247 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,209,000 | 2,357 |
| Other real estate owned | $0 | 3,408 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,841,000 | 3,014 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $164,501,000 | 3,252 |
| Total liabilities | $153,260,000 | 3,153 |
| Total deposits | $133,450,000 | 3,292 |
| Interest-bearing deposits | $101,943,000 | 3,603 |
| Deposits held in domestic offices | $133,450,000 | 3,288 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,936,000 | 793 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $2,300,000 | 4,255 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $574,000 | 4,533 |
| Total equity capital | $11,241,000 | 4,537 |
| Total bank equity capital | $11,241,000 | 4,537 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,974,000 | 1,358 |
| Surplus | $3,343,000 | 4,418 |
| Undivided profits | $4,924,000 | 4,718 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 7,914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $540,000 | 4,917 |
| Earning assets | $145,972,000 | 3,351 |
| Long-term assets (5+ years) | $17,597,000 | 3,859 |
| Average Assets, year-to-date | $155,007,500 | 3,386 |
| Average Assets, quarterly | $155,007,500 | 3,386 |
| Volatile liabilities | $37,020,000 | 2,511 |
| Insider loans | $2,582,000 | 2,163 |
| FHLB advances | $2,300,000 | 4,093 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $18,676,000 | 3,085 |
| Tier 1 (core) risk-based capital | $11,186,000 | 4,371 |
| Tier 2 risk-based capital | $1,301,000 | 3,014 |
| Total risk weighted assets | $128,085,000 | 2,864 |
| Total unused commitments | $18,676,000 | 3,091 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 47 | 3,549 |
| Assets and Liabilities | ||
| Total Assets: | $145,514,000 | 3,608 |
| Cash and due from depository institutions | $15,312,000 | 3,549 |
| Interest-bearing balances | $7,000 | 6,707 |
| Securities | $22,976,000 | 4,443 |
| Federal funds sold & reverse repurchase agreements | $1,878,000 | 4,132 |
| Net loans & leases | $98,262,000 | 3,398 |
| Loan loss allowance | $1,220,000 | 3,400 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,174,000 | 2,370 |
| Other real estate owned | $0 | 3,549 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,912,000 | 3,727 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,514,000 | 3,608 |
| Total liabilities | $134,596,000 | 3,503 |
| Total deposits | $115,325,000 | 3,711 |
| Interest-bearing deposits | $89,850,000 | 3,958 |
| Deposits held in domestic offices | $115,325,000 | 3,708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,500,000 | 830 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,300,000 | 4,267 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $471,000 | 4,884 |
| Total equity capital | $10,918,000 | 4,569 |
| Total bank equity capital | $10,918,000 | 4,569 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,974,000 | 1,364 |
| Surplus | $3,343,000 | 4,394 |
| Undivided profits | $4,601,000 | 4,810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 7,797 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $476,000 | 5,519 |
| Earning assets | $123,123,000 | 3,845 |
| Long-term assets (5+ years) | $17,785,000 | 3,825 |
| Average Assets, year-to-date | $133,179,600 | 3,762 |
| Average Assets, quarterly | $144,533,000 | 3,593 |
| Volatile liabilities | $33,171,000 | 2,709 |
| Insider loans | $2,568,000 | 2,131 |
| FHLB advances | $2,300,000 | 4,097 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $17,650,000 | 3,086 |
| Tier 1 (core) risk-based capital | $10,970,000 | 4,398 |
| Tier 2 risk-based capital | $1,220,000 | 3,157 |
| Total risk weighted assets | $116,505,000 | 3,101 |
| Total unused commitments | $17,650,000 | 3,089 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 43 | 3,839 |
| Assets and Liabilities | ||
| Total Assets: | $143,552,000 | 3,616 |
| Cash and due from depository institutions | $14,152,000 | 3,839 |
| Interest-bearing balances | $5,000 | 6,823 |
| Securities | $24,935,000 | 4,152 |
| Federal funds sold & reverse repurchase agreements | $4,984,000 | 2,635 |
| Net loans & leases | $93,195,000 | 3,513 |
| Loan loss allowance | $1,170,000 | 3,519 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,408,000 | 2,818 |
| Other real estate owned | $0 | 3,839 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,878,000 | 3,755 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,552,000 | 3,616 |
| Total liabilities | $132,970,000 | 3,524 |
| Total deposits | $109,244,000 | 3,864 |
| Interest-bearing deposits | $86,297,000 | 4,081 |
| Deposits held in domestic offices | $109,244,000 | 3,861 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,009,000 | 709 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,300,000 | 4,244 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $417,000 | 5,561 |
| Total equity capital | $10,582,000 | 4,660 |
| Total bank equity capital | $10,582,000 | 4,660 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,974,000 | 1,357 |
| Surplus | $3,343,000 | 4,341 |
| Undivided profits | $4,265,000 | 5,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 8,135 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $499,000 | 5,549 |
| Earning assets | $123,119,000 | 3,816 |
| Long-term assets (5+ years) | $18,531,000 | 3,733 |
| Average Assets, year-to-date | $130,096,000 | 3,851 |
| Average Assets, quarterly | $142,035,500 | 3,640 |
| Volatile liabilities | $37,788,000 | 2,416 |
| Insider loans | $2,224,000 | 2,368 |
| FHLB advances | $2,300,000 | 4,058 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $20,382,000 | 2,796 |
| Tier 1 (core) risk-based capital | $10,655,000 | 4,489 |
| Tier 2 risk-based capital | $1,170,000 | 3,248 |
| Total risk weighted assets | $113,547,000 | 3,151 |
| Total unused commitments | $20,382,000 | 2,799 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 42 | 3,917 |
| Assets and Liabilities | ||
| Total Assets: | $140,519,000 | 3,676 |
| Cash and due from depository institutions | $12,637,000 | 3,917 |
| Interest-bearing balances | $7,000 | 6,769 |
| Securities | $23,358,000 | 4,240 |
| Federal funds sold & reverse repurchase agreements | $12,312,000 | 1,268 |
| Net loans & leases | $86,640,000 | 3,692 |
| Loan loss allowance | $1,074,000 | 3,705 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,966,000 | 3,124 |
| Other real estate owned | $0 | 3,917 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,606,000 | 3,881 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,519,000 | 3,676 |
| Total liabilities | $129,934,000 | 3,575 |
| Total deposits | $106,876,000 | 3,918 |
| Interest-bearing deposits | $82,414,000 | 4,218 |
| Deposits held in domestic offices | $106,876,000 | 3,916 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,313,000 | 694 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,300,000 | 4,191 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $445,000 | 5,407 |
| Total equity capital | $10,585,000 | 4,647 |
| Total bank equity capital | $10,585,000 | 4,647 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,974,000 | 1,348 |
| Surplus | $3,343,000 | 4,301 |
| Undivided profits | $4,268,000 | 5,072 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $453,000 | 5,747 |
| Earning assets | $122,317,000 | 3,827 |
| Long-term assets (5+ years) | $18,927,000 | 3,558 |
| Average Assets, year-to-date | $125,610,670 | 3,958 |
| Average Assets, quarterly | $132,296,000 | 3,833 |
| Volatile liabilities | $35,301,000 | 2,500 |
| Insider loans | $2,237,000 | 2,367 |
| FHLB advances | $2,300,000 | 3,999 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $15,382,000 | 3,284 |
| Tier 1 (core) risk-based capital | $10,436,000 | 4,486 |
| Tier 2 risk-based capital | $1,074,000 | 3,428 |
| Total risk weighted assets | $104,210,000 | 3,338 |
| Total unused commitments | $15,382,000 | 3,297 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 43 | 3,808 |
| Assets and Liabilities | ||
| Total Assets: | $124,073,000 | 4,010 |
| Cash and due from depository institutions | $9,552,000 | 3,808 |
| Interest-bearing balances | $5,000 | 6,803 |
| Securities | $18,331,000 | 4,919 |
| Federal funds sold & reverse repurchase agreements | $8,500,000 | 2,021 |
| Net loans & leases | $82,283,000 | 3,779 |
| Loan loss allowance | $1,011,000 | 3,822 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,832,000 | 3,197 |
| Other real estate owned | $0 | 3,808 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,575,000 | 3,899 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,073,000 | 4,010 |
| Total liabilities | $114,798,000 | 3,916 |
| Total deposits | $97,462,000 | 4,166 |
| Interest-bearing deposits | $77,212,000 | 4,429 |
| Deposits held in domestic offices | $97,462,000 | 4,163 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,554,000 | 820 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,300,000 | 4,116 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $482,000 | 5,248 |
| Total equity capital | $9,275,000 | 5,016 |
| Total bank equity capital | $9,275,000 | 5,016 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,974,000 | 1,350 |
| Surplus | $2,343,000 | 5,125 |
| Undivided profits | $3,958,000 | 5,189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 8,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $455,000 | 5,720 |
| Earning assets | $109,119,000 | 4,154 |
| Long-term assets (5+ years) | $19,901,000 | 3,402 |
| Average Assets, year-to-date | $118,156,500 | 4,145 |
| Average Assets, quarterly | $118,156,500 | 4,145 |
| Volatile liabilities | $28,206,000 | 2,948 |
| Insider loans | $2,994,000 | 1,809 |
| FHLB advances | $2,300,000 | 3,942 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $17,727,000 | 2,924 |
| Tier 1 (core) risk-based capital | $9,126,000 | 4,872 |
| Tier 2 risk-based capital | $1,011,000 | 3,526 |
| Total risk weighted assets | $99,405,000 | 3,414 |
| Total unused commitments | $17,727,000 | 2,935 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 43 | 3,794 |
| Assets and Liabilities | ||
| Total Assets: | $112,240,000 | 4,301 |
| Cash and due from depository institutions | $6,290,000 | 3,794 |
| Interest-bearing balances | $5,000 | 6,794 |
| Securities | $16,987,000 | 5,117 |
| Federal funds sold & reverse repurchase agreements | $5,588,000 | 2,537 |
| Net loans & leases | $78,137,000 | 3,951 |
| Loan loss allowance | $970,000 | 3,892 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,823,000 | 3,179 |
| Other real estate owned | $0 | 3,794 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,415,000 | 4,064 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,240,000 | 4,301 |
| Total liabilities | $103,152,000 | 4,218 |
| Total deposits | $86,567,000 | 4,529 |
| Interest-bearing deposits | $68,318,000 | 4,792 |
| Deposits held in domestic offices | $86,567,000 | 4,524 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,573,000 | 876 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,300,000 | 4,185 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $712,000 | 4,225 |
| Total equity capital | $9,088,000 | 5,060 |
| Total bank equity capital | $9,088,000 | 5,060 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,974,000 | 1,343 |
| Surplus | $2,343,000 | 5,085 |
| Undivided profits | $3,771,000 | 5,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 8,117 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $334,000 | 6,945 |
| Earning assets | $100,717,000 | 4,366 |
| Long-term assets (5+ years) | $18,297,000 | 3,531 |
| Average Assets, year-to-date | $100,721,600 | 4,482 |
| Average Assets, quarterly | $112,673,500 | 4,248 |
| Volatile liabilities | $26,427,000 | 3,089 |
| Insider loans | $2,944,000 | 1,804 |
| FHLB advances | $2,300,000 | 3,964 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $14,525,000 | 3,243 |
| Tier 1 (core) risk-based capital | $8,920,000 | 4,905 |
| Tier 2 risk-based capital | $970,000 | 3,614 |
| Total risk weighted assets | $92,213,000 | 3,579 |
| Total unused commitments | $14,525,000 | 3,247 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 42 | 3,894 |
| Assets and Liabilities | ||
| Total Assets: | $83,339,000 | 5,173 |
| Cash and due from depository institutions | $5,092,000 | 3,894 |
| Interest-bearing balances | $111,000 | 4,936 |
| Securities | $12,237,000 | 5,962 |
| Federal funds sold & reverse repurchase agreements | $270,000 | 6,754 |
| Net loans & leases | $60,838,000 | 4,630 |
| Loan loss allowance | $766,000 | 4,422 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,674,000 | 3,271 |
| Other real estate owned | $0 | 3,894 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,228,000 | 4,247 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,339,000 | 5,173 |
| Total liabilities | $76,484,000 | 5,092 |
| Total deposits | $73,780,000 | 4,953 |
| Interest-bearing deposits | $59,248,000 | 5,170 |
| Deposits held in domestic offices | $73,780,000 | 4,948 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,300,000 | 3,977 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $404,000 | 6,056 |
| Total equity capital | $6,855,000 | 5,892 |
| Total bank equity capital | $6,855,000 | 5,892 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,974,000 | 1,336 |
| Surplus | $1,243,000 | 6,519 |
| Undivided profits | $2,638,000 | 5,956 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,000 | 8,028 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $315,000 | 7,409 |
| Earning assets | $73,456,000 | 5,333 |
| Long-term assets (5+ years) | $35,423,000 | 2,215 |
| Average Assets, year-to-date | $81,153,800 | 5,083 |
| Average Assets, quarterly | $84,991,000 | 5,058 |
| Volatile liabilities | $10,204,000 | 5,577 |
| Insider loans | $2,646,000 | 1,862 |
| FHLB advances | $2,300,000 | 3,755 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $12,747,000 | 3,388 |
| Tier 1 (core) risk-based capital | $6,915,000 | 5,704 |
| Tier 2 risk-based capital | $766,000 | 4,156 |
| Total risk weighted assets | $70,933,000 | 4,281 |
| Total unused commitments | $12,747,000 | 3,396 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 35 | 4,548 |
| Assets and Liabilities | ||
| Total Assets: | $73,778,000 | 5,500 |
| Cash and due from depository institutions | $6,356,000 | 4,548 |
| Interest-bearing balances | $106,000 | 4,475 |
| Securities | $7,515,000 | 7,509 |
| Federal funds sold & reverse repurchase agreements | $6,715,000 | 1,806 |
| Net loans & leases | $49,301,000 | 5,219 |
| Loan loss allowance | $682,000 | 4,674 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,005,000 | 3,987 |
| Other real estate owned | $0 | 4,548 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,886,000 | 4,119 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,778,000 | 5,500 |
| Total liabilities | $67,620,000 | 5,405 |
| Total deposits | $65,013,000 | 5,248 |
| Interest-bearing deposits | $51,271,000 | 5,566 |
| Deposits held in domestic offices | $65,013,000 | 5,244 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,300,000 | 3,837 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $307,000 | 7,258 |
| Total equity capital | $6,158,000 | 6,249 |
| Total bank equity capital | $6,158,000 | 6,249 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,974,000 | 1,339 |
| Surplus | $1,243,000 | 6,610 |
| Undivided profits | $1,941,000 | 6,616 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $294,000 | 6,979 |
| Earning assets | $63,637,000 | 5,728 |
| Long-term assets (5+ years) | $27,652,000 | 2,557 |
| Average Assets, year-to-date | $64,912,800 | 5,767 |
| Average Assets, quarterly | $72,330,500 | 5,520 |
| Volatile liabilities | $9,224,000 | 5,847 |
| Insider loans | $1,124,000 | 3,569 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $8,369,000 | 4,161 |
| Tier 1 (core) risk-based capital | $6,206,000 | 6,116 |
| Tier 2 risk-based capital | $682,000 | 4,410 |
| Total risk weighted assets | $59,707,700 | 4,709 |
| Total unused commitments | $8,369,000 | 4,162 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 27 | 5,640 |
| Assets and Liabilities | ||
| Total Assets: | $53,426,000 | 6,662 |
| Cash and due from depository institutions | $4,669,000 | 5,640 |
| Interest-bearing balances | $100,000 | 4,634 |
| Securities | $6,109,000 | 8,302 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $40,197,000 | 5,817 |
| Loan loss allowance | $738,000 | 4,366 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,874,000 | 4,178 |
| Other real estate owned | $0 | 5,640 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $577,000 | 7,863 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,426,000 | 6,662 |
| Total liabilities | $48,079,000 | 6,632 |
| Total deposits | $43,910,000 | 6,736 |
| Interest-bearing deposits | $32,826,000 | 7,186 |
| Deposits held in domestic offices | $43,910,000 | 6,733 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,589,000 | 2,697 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,300,000 | 3,773 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $280,000 | 7,146 |
| Total equity capital | $5,347,000 | 6,715 |
| Total bank equity capital | $5,347,000 | 6,715 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,974,000 | 1,342 |
| Surplus | $1,243,000 | 6,717 |
| Undivided profits | $1,130,000 | 7,534 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $236,000 | 7,304 |
| Earning assets | $46,406,000 | 6,817 |
| Long-term assets (5+ years) | $20,034,000 | 3,304 |
| Average Assets, year-to-date | $48,784,200 | 6,838 |
| Average Assets, quarterly | $51,978,000 | 6,715 |
| Volatile liabilities | $8,106,000 | 6,007 |
| Insider loans | $1,641,000 | 2,633 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $7,298,000 | 4,502 |
| Tier 1 (core) risk-based capital | $5,664,000 | 6,497 |
| Tier 2 risk-based capital | $576,020 | 4,834 |
| Total risk weighted assets | $45,919,420 | 5,501 |
| Total unused commitments | $7,298,000 | 4,506 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 22 | 6,497 |
| Assets and Liabilities | ||
| Total Assets: | $45,571,000 | 7,300 |
| Cash and due from depository institutions | $5,068,000 | 6,497 |
| Interest-bearing balances | $206,000 | 4,237 |
| Securities | $7,858,000 | 7,756 |
| Federal funds sold & reverse repurchase agreements | $4,915,000 | 3,463 |
| Net loans & leases | $25,478,000 | 7,241 |
| Loan loss allowance | $520,000 | 5,463 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,860,000 | 4,140 |
| Other real estate owned | $0 | 6,497 |
| Goodwill and other intangibles | $95,000 | 2,695 |
| All other assets | $297,000 | 9,391 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,571,000 | 7,300 |
| Total liabilities | $40,521,000 | 7,315 |
| Total deposits | $40,374,000 | 7,134 |
| Interest-bearing deposits | $33,206,000 | 7,260 |
| Deposits held in domestic offices | $40,374,000 | 7,133 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $147,000 | 9,223 |
| Total equity capital | $5,050,000 | 7,063 |
| Total bank equity capital | $5,050,000 | 7,063 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,974,000 | 1,294 |
| Surplus | $1,243,000 | 6,710 |
| Undivided profits | $833,000 | 8,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $143,000 | 8,760 |
| Earning assets | $38,457,000 | 7,595 |
| Long-term assets (5+ years) | $12,877,000 | 4,122 |
| Average Assets, year-to-date | $32,214,200 | 8,264 |
| Average Assets, quarterly | $41,608,500 | 7,566 |
| Volatile liabilities | $4,704,000 | 7,191 |
| Insider loans | $1,236,000 | 3,056 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,323,000 | 6,338 |
| Tier 1 (core) risk-based capital | $5,002,000 | 6,931 |
| Tier 2 risk-based capital | $373,220 | 6,245 |
| Total risk weighted assets | $29,710,820 | 6,949 |
| Total unused commitments | $3,323,000 | 6,346 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 13 | 8,601 |
| Assets and Liabilities | ||
| Total Assets: | $18,360,000 | 10,010 |
| Cash and due from depository institutions | $2,450,000 | 8,601 |
| Interest-bearing balances | $100,000 | 4,537 |
| Securities | $2,072,000 | 10,301 |
| Federal funds sold & reverse repurchase agreements | $3,247,000 | 3,760 |
| Net loans & leases | $9,129,000 | 10,017 |
| Loan loss allowance | $186,000 | 8,985 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,234,000 | 5,333 |
| Other real estate owned | $0 | 8,601 |
| Goodwill and other intangibles | $122,000 | 2,511 |
| All other assets | $106,000 | 10,751 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $18,360,000 | 10,010 |
| Total liabilities | $13,095,000 | 10,324 |
| Total deposits | $13,020,000 | 10,258 |
| Interest-bearing deposits | $10,401,000 | 10,284 |
| Deposits held in domestic offices | $13,020,000 | 10,258 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $75,000 | 10,482 |
| Total equity capital | $5,265,000 | 6,949 |
| Total bank equity capital | $5,265,000 | 6,949 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,974,000 | 1,274 |
| Surplus | $1,243,000 | 6,846 |
| Undivided profits | $1,048,000 | 8,550 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $57,000 | 10,335 |
| Earning assets | $14,548,000 | 10,228 |
| Long-term assets (5+ years) | $2,607,000 | 7,271 |
| Average Assets, year-to-date | $15,003,000 | 10,262 |
| Average Assets, quarterly | $15,003,000 | 10,310 |
| Volatile liabilities | $1,652,000 | 9,603 |
| Insider loans | $103,000 | 8,395 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $729,000 | 9,228 |
| Tier 1 (core) risk-based capital | $5,143,000 | 6,878 |
| Tier 2 risk-based capital | $135,340 | 9,367 |
| Total risk weighted assets | $10,776,240 | 9,899 |
| Total unused commitments | $729,000 | 9,239 |
| Derivatives | $0 | 533 |