Home > Oceanic Bank > Assets and Liabilities
Oceanic Bank, Assets and Liabilities
| 2012-06-30 | Rank | |
| # of Employees: | 28 | 4,436 |
| Assets and Liabilities | ||
| Total Assets: | $158,082,000 | 3,711 |
| Cash and due from depository institutions | $29,594,000 | 4,436 |
| Interest-bearing balances | $25,563,000 | 1,520 |
| Securities | $13,878,000 | 5,186 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $111,702,000 | 3,260 |
| Loan loss allowance | $1,901,000 | 3,259 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $12,000 | 7,166 |
| Other real estate owned | $0 | 4,436 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $2,896,000 | 4,073 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $158,082,000 | 3,711 |
| Total liabilities | $125,324,000 | 3,988 |
| Total deposits | $114,747,000 | 4,086 |
| Interest-bearing deposits | $102,611,000 | 3,856 |
| Deposits held in domestic offices | $95,211,000 | 4,608 |
| % insured | 71.30% | 6,812 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $10,090,000 | 1,794 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $487,000 | 4,564 |
| Total equity capital | $32,758,000 | 2,148 |
| Total bank equity capital | $32,758,000 | 2,146 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $10,000,000 | 496 |
| Surplus | $0 | 6,744 |
| Undivided profits | $22,758,000 | 1,613 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $5,286,000 | 1,859 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $444,000 | 4,939 |
| Earning assets | $151,143,000 | 3,601 |
| Long-term assets (5+ years) | $4,077,000 | 6,709 |
| Average Assets, year-to-date | $164,996,670 | 3,586 |
| Average Assets, quarterly | $162,781,500 | 3,633 |
| Volatile liabilities | $57,927,000 | 831 |
| Insider loans | $4,932,000 | 1,282 |
| FHLB advances | $10,090,000 | 1,717 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $10,982,000 | 3,654 |
| Tier 1 (core) risk-based capital | $32,758,000 | 2,011 |
| Tier 2 risk-based capital | $1,590,000 | 2,944 |
| Total risk weighted assets | $126,834,000 | 3,112 |
| Total unused commitments | $10,982,000 | 3,654 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 29 | 4,356 |
| Assets and Liabilities | ||
| Total Assets: | $167,481,000 | 3,586 |
| Cash and due from depository institutions | $34,157,000 | 4,356 |
| Interest-bearing balances | $32,124,000 | 1,340 |
| Securities | $14,319,000 | 5,205 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $116,255,000 | 3,174 |
| Loan loss allowance | $1,876,000 | 3,318 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $14,000 | 7,220 |
| Other real estate owned | $0 | 4,356 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $2,736,000 | 4,195 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $167,481,000 | 3,586 |
| Total liabilities | $135,055,000 | 3,846 |
| Total deposits | $119,802,000 | 3,997 |
| Interest-bearing deposits | $108,866,000 | 3,755 |
| Deposits held in domestic offices | $100,531,000 | 4,501 |
| % insured | 69.34% | 6,958 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $14,890,000 | 1,459 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $363,000 | 5,039 |
| Total equity capital | $32,426,000 | 2,147 |
| Total bank equity capital | $32,426,000 | 2,146 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $10,000,000 | 497 |
| Surplus | $0 | 6,800 |
| Undivided profits | $22,426,000 | 1,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $3,775,000 | 2,423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $477,000 | 4,762 |
| Earning assets | $162,698,000 | 3,422 |
| Long-term assets (5+ years) | $4,285,000 | 6,736 |
| Average Assets, year-to-date | $168,454,000 | 3,544 |
| Average Assets, quarterly | $168,454,000 | 3,544 |
| Volatile liabilities | $67,989,000 | 713 |
| Insider loans | $4,932,000 | 1,286 |
| FHLB advances | $14,890,000 | 1,392 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $11,003,000 | 3,735 |
| Tier 1 (core) risk-based capital | $32,426,000 | 2,018 |
| Tier 2 risk-based capital | $1,684,000 | 2,806 |
| Total risk weighted assets | $134,490,000 | 2,968 |
| Total unused commitments | $11,003,000 | 3,735 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 30 | 4,257 |
| Assets and Liabilities | ||
| Total Assets: | $169,427,000 | 3,519 |
| Cash and due from depository institutions | $34,286,000 | 4,257 |
| Interest-bearing balances | $32,609,000 | 1,180 |
| Securities | $14,550,000 | 5,152 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $117,443,000 | 3,176 |
| Loan loss allowance | $1,846,000 | 3,327 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $17,000 | 7,260 |
| Other real estate owned | $0 | 4,257 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $3,131,000 | 4,006 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $169,427,000 | 3,519 |
| Total liabilities | $137,341,000 | 3,781 |
| Total deposits | $120,003,000 | 3,961 |
| Interest-bearing deposits | $103,676,000 | 3,858 |
| Deposits held in domestic offices | $95,716,000 | 4,625 |
| % insured | 68.92% | 7,017 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $16,890,000 | 1,423 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $448,000 | 4,722 |
| Total equity capital | $32,086,000 | 2,144 |
| Total bank equity capital | $32,086,000 | 2,143 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $10,000,000 | 493 |
| Surplus | $0 | 6,853 |
| Undivided profits | $22,086,000 | 1,596 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $5,010,000 | 2,048 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $481,000 | 4,869 |
| Earning assets | $164,602,000 | 3,372 |
| Long-term assets (5+ years) | $4,201,000 | 6,127 |
| Average Assets, year-to-date | $178,166,000 | 3,362 |
| Average Assets, quarterly | $173,679,500 | 3,457 |
| Volatile liabilities | $78,712,000 | 678 |
| Insider loans | $4,862,000 | 1,335 |
| FHLB advances | $16,890,000 | 1,346 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $11,357,000 | 3,564 |
| Tier 1 (core) risk-based capital | $32,086,000 | 2,021 |
| Tier 2 risk-based capital | $1,713,000 | 2,795 |
| Total risk weighted assets | $136,847,000 | 2,963 |
| Total unused commitments | $11,357,000 | 3,565 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 30 | 4,287 |
| Assets and Liabilities | ||
| Total Assets: | $177,932,000 | 3,409 |
| Cash and due from depository institutions | $39,481,000 | 4,287 |
| Interest-bearing balances | $35,352,000 | 1,177 |
| Securities | $15,361,000 | 5,037 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $119,872,000 | 3,161 |
| Loan loss allowance | $1,913,000 | 3,276 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $19,000 | 7,328 |
| Other real estate owned | $0 | 4,287 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $3,199,000 | 3,999 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $177,932,000 | 3,409 |
| Total liabilities | $145,803,000 | 3,634 |
| Total deposits | $123,556,000 | 3,885 |
| Interest-bearing deposits | $108,224,000 | 3,766 |
| Deposits held in domestic offices | $99,894,000 | 4,486 |
| % insured | 65.00% | 7,207 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $21,890,000 | 1,216 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $357,000 | 5,377 |
| Total equity capital | $32,129,000 | 2,150 |
| Total bank equity capital | $32,129,000 | 2,149 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $10,000,000 | 499 |
| Surplus | $0 | 6,919 |
| Undivided profits | $22,129,000 | 1,609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $3,833,000 | 2,498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $466,000 | 5,077 |
| Earning assets | $170,585,000 | 3,269 |
| Long-term assets (5+ years) | $2,819,000 | 6,335 |
| Average Assets, year-to-date | $180,350,750 | 3,342 |
| Average Assets, quarterly | $175,324,500 | 3,443 |
| Volatile liabilities | $86,591,000 | 649 |
| Insider loans | $4,622,000 | 1,415 |
| FHLB advances | $21,890,000 | 1,129 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $11,322,000 | 3,591 |
| Tier 1 (core) risk-based capital | $32,129,000 | 2,008 |
| Tier 2 risk-based capital | $1,752,000 | 2,743 |
| Total risk weighted assets | $139,892,000 | 2,922 |
| Total unused commitments | $11,322,000 | 3,593 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 31 | 4,239 |
| Assets and Liabilities | ||
| Total Assets: | $172,717,000 | 3,503 |
| Cash and due from depository institutions | $37,557,000 | 4,239 |
| Interest-bearing balances | $32,183,000 | 1,163 |
| Securities | $13,459,000 | 5,318 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $118,162,000 | 3,209 |
| Loan loss allowance | $2,009,000 | 3,198 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $22,000 | 7,398 |
| Other real estate owned | $0 | 4,239 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $3,517,000 | 3,838 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $172,717,000 | 3,503 |
| Total liabilities | $140,946,000 | 3,715 |
| Total deposits | $117,275,000 | 4,042 |
| Interest-bearing deposits | $101,484,000 | 3,978 |
| Deposits held in domestic offices | $91,986,000 | 4,723 |
| % insured | 63.26% | 7,308 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $23,325,000 | 1,197 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $346,000 | 5,317 |
| Total equity capital | $31,771,000 | 2,131 |
| Total bank equity capital | $31,771,000 | 2,130 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $10,000,000 | 510 |
| Surplus | $0 | 6,993 |
| Undivided profits | $21,771,000 | 1,577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $3,889,000 | 2,527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $494,000 | 4,919 |
| Earning assets | $163,804,000 | 3,383 |
| Long-term assets (5+ years) | $2,552,000 | 6,406 |
| Average Assets, year-to-date | $181,157,000 | 3,351 |
| Average Assets, quarterly | $176,663,000 | 3,430 |
| Volatile liabilities | $84,616,000 | 671 |
| Insider loans | $4,666,000 | 1,416 |
| FHLB advances | $23,325,000 | 1,120 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $11,857,000 | 3,537 |
| Tier 1 (core) risk-based capital | $31,771,000 | 1,998 |
| Tier 2 risk-based capital | $1,701,000 | 2,847 |
| Total risk weighted assets | $135,691,000 | 3,027 |
| Total unused commitments | $11,857,000 | 3,539 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 31 | 4,264 |
| Assets and Liabilities | ||
| Total Assets: | $180,609,000 | 3,384 |
| Cash and due from depository institutions | $39,413,000 | 4,264 |
| Interest-bearing balances | $35,595,000 | 1,099 |
| Securities | $19,099,000 | 4,650 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $118,240,000 | 3,235 |
| Loan loss allowance | $2,009,000 | 3,203 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $25,000 | 7,447 |
| Other real estate owned | $0 | 4,264 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $3,832,000 | 3,711 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $180,609,000 | 3,384 |
| Total liabilities | $149,182,000 | 3,613 |
| Total deposits | $117,606,000 | 4,078 |
| Interest-bearing deposits | $103,745,000 | 3,972 |
| Deposits held in domestic offices | $92,233,000 | 4,763 |
| % insured | 71.57% | 7,108 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $31,270,000 | 953 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $306,000 | 5,422 |
| Total equity capital | $31,427,000 | 2,116 |
| Total bank equity capital | $31,427,000 | 2,115 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $10,000,000 | 512 |
| Surplus | $0 | 7,053 |
| Undivided profits | $21,427,000 | 1,527 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $2,776,000 | 3,083 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $528,000 | 4,711 |
| Earning assets | $172,934,000 | 3,262 |
| Long-term assets (5+ years) | $3,142,000 | 6,329 |
| Average Assets, year-to-date | $185,377,000 | 3,312 |
| Average Assets, quarterly | $185,377,000 | 3,312 |
| Volatile liabilities | $88,461,000 | 676 |
| Insider loans | $4,638,000 | 1,467 |
| FHLB advances | $31,270,000 | 890 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $12,216,000 | 3,537 |
| Tier 1 (core) risk-based capital | $31,427,000 | 2,015 |
| Tier 2 risk-based capital | $1,784,000 | 2,743 |
| Total risk weighted assets | $142,399,000 | 2,938 |
| Total unused commitments | $12,216,000 | 3,539 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 31 | 4,296 |
| Assets and Liabilities | ||
| Total Assets: | $190,145,000 | 3,260 |
| Cash and due from depository institutions | $46,054,000 | 4,296 |
| Interest-bearing balances | $43,956,000 | 845 |
| Securities | $17,300,000 | 4,741 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $122,595,000 | 3,217 |
| Loan loss allowance | $1,958,000 | 3,250 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $25,000 | 7,528 |
| Other real estate owned | $0 | 4,296 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $4,171,000 | 3,625 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $190,145,000 | 3,260 |
| Total liabilities | $159,071,000 | 3,435 |
| Total deposits | $126,717,000 | 3,868 |
| Interest-bearing deposits | $110,445,000 | 3,783 |
| Deposits held in domestic offices | $99,828,000 | 4,533 |
| % insured | 68.24% | 7,240 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $31,970,000 | 1,020 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $384,000 | 5,098 |
| Total equity capital | $31,074,000 | 2,124 |
| Total bank equity capital | $31,074,000 | 2,122 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $10,000,000 | 514 |
| Surplus | $0 | 7,133 |
| Undivided profits | $21,074,000 | 1,534 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $2,312,000 | 3,372 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $522,000 | 4,887 |
| Earning assets | $183,851,000 | 3,101 |
| Long-term assets (5+ years) | $5,092,000 | 6,052 |
| Average Assets, year-to-date | $189,869,600 | 3,233 |
| Average Assets, quarterly | $189,994,500 | 3,254 |
| Volatile liabilities | $103,214,000 | 1,310 |
| Insider loans | $4,642,000 | 1,511 |
| FHLB advances | $31,970,000 | 948 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $12,412,000 | 3,425 |
| Tier 1 (core) risk-based capital | $31,074,000 | 2,036 |
| Tier 2 risk-based capital | $1,814,000 | 2,734 |
| Total risk weighted assets | $144,944,000 | 2,934 |
| Total unused commitments | $12,412,000 | 3,426 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 30 | 4,448 |
| Assets and Liabilities | ||
| Total Assets: | $189,844,000 | 3,299 |
| Cash and due from depository institutions | $44,484,000 | 4,448 |
| Interest-bearing balances | $42,248,000 | 865 |
| Securities | $12,299,000 | 5,342 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $126,995,000 | 3,183 |
| Loan loss allowance | $1,931,000 | 3,272 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $27,000 | 7,630 |
| Other real estate owned | $1,702,000 | 4,448 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $4,337,000 | 3,590 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $189,844,000 | 3,299 |
| Total liabilities | $158,906,000 | 3,478 |
| Total deposits | $122,839,000 | 3,990 |
| Interest-bearing deposits | $108,041,000 | 3,899 |
| Deposits held in domestic offices | $96,107,000 | 4,692 |
| % insured | 71.19% | 7,051 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $35,645,000 | 1,000 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $422,000 | 5,358 |
| Total equity capital | $30,938,000 | 2,195 |
| Total bank equity capital | $30,938,000 | 2,193 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $10,000,000 | 515 |
| Surplus | $0 | 7,229 |
| Undivided profits | $20,938,000 | 1,628 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $2,339,000 | 3,448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $535,000 | 5,037 |
| Earning assets | $181,542,000 | 3,168 |
| Long-term assets (5+ years) | $4,883,000 | 6,135 |
| Average Assets, year-to-date | $189,800,750 | 3,276 |
| Average Assets, quarterly | $188,175,000 | 3,321 |
| Volatile liabilities | $102,810,000 | 1,366 |
| Insider loans | $4,657,000 | 1,518 |
| FHLB advances | $35,645,000 | 918 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $11,860,000 | 3,604 |
| Tier 1 (core) risk-based capital | $30,938,000 | 2,055 |
| Tier 2 risk-based capital | $1,841,000 | 2,745 |
| Total risk weighted assets | $147,144,000 | 2,952 |
| Total unused commitments | $11,860,000 | 3,607 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 30 | 4,493 |
| Assets and Liabilities | ||
| Total Assets: | $186,934,000 | 3,356 |
| Cash and due from depository institutions | $42,570,000 | 4,493 |
| Interest-bearing balances | $36,610,000 | 951 |
| Securities | $9,509,000 | 5,814 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $128,005,000 | 3,195 |
| Loan loss allowance | $1,896,000 | 3,341 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $19,000 | 7,726 |
| Other real estate owned | $2,521,000 | 4,493 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $4,310,000 | 3,637 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $186,934,000 | 3,356 |
| Total liabilities | $155,916,000 | 3,547 |
| Total deposits | $118,839,000 | 4,104 |
| Interest-bearing deposits | $104,486,000 | 4,012 |
| Deposits held in domestic offices | $93,000,000 | 4,787 |
| % insured | 68.90% | 7,255 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $36,645,000 | 1,028 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $432,000 | 5,195 |
| Total equity capital | $31,018,000 | 2,173 |
| Total bank equity capital | $31,018,000 | 2,172 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $10,000,000 | 518 |
| Surplus | $0 | 7,286 |
| Undivided profits | $21,018,000 | 1,583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $1,882,000 | 3,844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $543,000 | 4,960 |
| Earning assets | $174,124,000 | 3,287 |
| Long-term assets (5+ years) | $3,643,000 | 6,378 |
| Average Assets, year-to-date | $189,929,000 | 3,303 |
| Average Assets, quarterly | $189,393,000 | 3,320 |
| Volatile liabilities | $100,748,000 | 1,419 |
| Insider loans | $5,071,000 | 1,423 |
| FHLB advances | $36,645,000 | 961 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $13,033,000 | 3,458 |
| Tier 1 (core) risk-based capital | $31,018,000 | 2,041 |
| Tier 2 risk-based capital | $1,849,000 | 2,756 |
| Total risk weighted assets | $147,821,000 | 2,970 |
| Total unused commitments | $13,033,000 | 3,464 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 31 | 4,435 |
| Assets and Liabilities | ||
| Total Assets: | $191,852,000 | 3,351 |
| Cash and due from depository institutions | $50,868,000 | 4,435 |
| Interest-bearing balances | $45,731,000 | 744 |
| Securities | $6,197,000 | 6,506 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $128,401,000 | 3,240 |
| Loan loss allowance | $1,821,000 | 3,442 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $22,000 | 7,815 |
| Other real estate owned | $2,521,000 | 4,435 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $3,843,000 | 3,969 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $191,852,000 | 3,351 |
| Total liabilities | $161,139,000 | 3,502 |
| Total deposits | $124,596,000 | 4,008 |
| Interest-bearing deposits | $107,929,000 | 3,979 |
| Deposits held in domestic offices | $95,067,000 | 4,784 |
| % insured | 65.30% | 7,465 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $36,145,000 | 1,102 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $398,000 | 5,329 |
| Total equity capital | $30,713,000 | 2,186 |
| Total bank equity capital | $30,713,000 | 2,185 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $10,000,000 | 526 |
| Surplus | $0 | 7,393 |
| Undivided profits | $20,713,000 | 1,580 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $1,904,000 | 3,885 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $548,000 | 5,019 |
| Earning assets | $180,329,000 | 3,269 |
| Long-term assets (5+ years) | $3,050,000 | 6,526 |
| Average Assets, year-to-date | $191,426,500 | 3,346 |
| Average Assets, quarterly | $191,426,500 | 3,346 |
| Volatile liabilities | $99,635,000 | 1,492 |
| Insider loans | $5,071,000 | 1,484 |
| FHLB advances | $36,145,000 | 1,034 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $13,865,000 | 3,460 |
| Tier 1 (core) risk-based capital | $30,713,000 | 2,071 |
| Tier 2 risk-based capital | $1,821,000 | 2,838 |
| Total risk weighted assets | $147,167,000 | 3,047 |
| Total unused commitments | $13,865,000 | 3,464 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 30 | 4,580 |
| Assets and Liabilities | ||
| Total Assets: | $191,001,000 | 3,367 |
| Cash and due from depository institutions | $49,137,000 | 4,580 |
| Interest-bearing balances | $43,327,000 | 686 |
| Securities | $7,398,000 | 6,263 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $128,165,000 | 3,287 |
| Loan loss allowance | $1,711,000 | 3,563 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $25,000 | 7,884 |
| Other real estate owned | $2,521,000 | 4,580 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $3,755,000 | 4,093 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $191,001,000 | 3,367 |
| Total liabilities | $160,693,000 | 3,514 |
| Total deposits | $123,021,000 | 4,026 |
| Interest-bearing deposits | $108,499,000 | 3,949 |
| Deposits held in domestic offices | $91,819,000 | 4,876 |
| % insured | 64.48% | 7,558 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $37,145,000 | 1,165 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $527,000 | 4,779 |
| Total equity capital | $30,308,000 | 2,192 |
| Total bank equity capital | $30,308,000 | 2,190 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $10,000,000 | 517 |
| Surplus | $0 | 7,466 |
| Undivided profits | $20,308,000 | 1,574 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $1,949,000 | 3,797 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $531,000 | 5,231 |
| Earning assets | $178,890,000 | 3,282 |
| Long-term assets (5+ years) | $3,132,000 | 6,550 |
| Average Assets, year-to-date | $188,608,000 | 3,303 |
| Average Assets, quarterly | $190,829,500 | 3,344 |
| Volatile liabilities | $103,733,000 | 1,452 |
| Insider loans | $5,084,000 | 1,515 |
| FHLB advances | $37,145,000 | 1,088 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $16,368,000 | 3,139 |
| Tier 1 (core) risk-based capital | $30,308,000 | 2,094 |
| Tier 2 risk-based capital | $1,710,000 | 2,998 |
| Total risk weighted assets | $146,855,000 | 3,105 |
| Total unused commitments | $16,368,000 | 3,139 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 30 | 4,622 |
| Assets and Liabilities | ||
| Total Assets: | $190,658,000 | 3,366 |
| Cash and due from depository institutions | $52,351,000 | 4,622 |
| Interest-bearing balances | $49,762,000 | 570 |
| Securities | $7,855,000 | 6,212 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $127,246,000 | 3,347 |
| Loan loss allowance | $1,352,000 | 4,009 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $23,000 | 7,979 |
| Other real estate owned | $0 | 4,622 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $3,183,000 | 4,099 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $190,658,000 | 3,366 |
| Total liabilities | $160,499,000 | 3,510 |
| Total deposits | $120,510,000 | 4,069 |
| Interest-bearing deposits | $105,884,000 | 4,006 |
| Deposits held in domestic offices | $90,477,000 | 4,907 |
| % insured | 65.10% | 7,620 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $39,395,000 | 1,181 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $594,000 | 4,956 |
| Total equity capital | $30,159,000 | 2,272 |
| Total bank equity capital | $30,159,000 | 2,271 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $10,000,000 | 515 |
| Surplus | $0 | 7,543 |
| Undivided profits | $20,159,000 | 1,672 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $4,601,000 | 2,470 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $517,000 | 5,519 |
| Earning assets | $184,863,000 | 3,221 |
| Long-term assets (5+ years) | $3,189,000 | 6,606 |
| Average Assets, year-to-date | $188,009,750 | 3,333 |
| Average Assets, quarterly | $190,783,500 | 3,339 |
| Volatile liabilities | $109,765,000 | 1,391 |
| Insider loans | $5,097,000 | 1,508 |
| FHLB advances | $39,395,000 | 1,104 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $16,227,000 | 3,281 |
| Tier 1 (core) risk-based capital | $30,159,000 | 2,145 |
| Tier 2 risk-based capital | $1,352,000 | 3,534 |
| Total risk weighted assets | $136,944,000 | 3,293 |
| Total unused commitments | $16,227,000 | 3,283 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 30 | 4,683 |
| Assets and Liabilities | ||
| Total Assets: | $190,909,000 | 3,362 |
| Cash and due from depository institutions | $54,196,000 | 4,683 |
| Interest-bearing balances | $50,336,000 | 452 |
| Securities | $6,773,000 | 6,442 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $126,558,000 | 3,382 |
| Loan loss allowance | $1,829,000 | 3,268 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $26,000 | 8,061 |
| Other real estate owned | $0 | 4,683 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $3,356,000 | 3,978 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $190,909,000 | 3,362 |
| Total liabilities | $160,961,000 | 3,525 |
| Total deposits | $118,936,000 | 4,113 |
| Interest-bearing deposits | $104,776,000 | 4,041 |
| Deposits held in domestic offices | $86,955,000 | 5,021 |
| % insured | 39.60% | 7,963 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $41,395,000 | 1,179 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $630,000 | 4,813 |
| Total equity capital | $29,948,000 | 2,279 |
| Total bank equity capital | $29,948,000 | 2,278 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $10,000,000 | 516 |
| Surplus | $0 | 7,629 |
| Undivided profits | $19,948,000 | 1,652 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $5,187,000 | 2,206 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $573,000 | 5,132 |
| Earning assets | $183,667,000 | 3,245 |
| Long-term assets (5+ years) | $3,262,000 | 6,608 |
| Average Assets, year-to-date | $187,127,000 | 3,374 |
| Average Assets, quarterly | $189,467,000 | 3,365 |
| Volatile liabilities | $116,709,000 | 1,313 |
| Insider loans | $7,361,000 | 1,067 |
| FHLB advances | $41,395,000 | 1,090 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $14,448,000 | 3,609 |
| Tier 1 (core) risk-based capital | $29,948,000 | 2,175 |
| Tier 2 risk-based capital | $1,829,000 | 2,821 |
| Total risk weighted assets | $145,453,000 | 3,169 |
| Total unused commitments | $14,448,000 | 3,611 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 30 | 4,715 |
| Assets and Liabilities | ||
| Total Assets: | $188,025,000 | 3,411 |
| Cash and due from depository institutions | $57,991,000 | 4,715 |
| Interest-bearing balances | $54,847,000 | 378 |
| Securities | $7,524,000 | 6,342 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $119,404,000 | 3,534 |
| Loan loss allowance | $1,273,000 | 3,997 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $27,000 | 8,114 |
| Other real estate owned | $0 | 4,715 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $3,079,000 | 4,170 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $188,025,000 | 3,411 |
| Total liabilities | $158,026,000 | 3,582 |
| Total deposits | $117,578,000 | 4,146 |
| Interest-bearing deposits | $103,763,000 | 4,069 |
| Deposits held in domestic offices | $77,197,000 | 5,352 |
| % insured | 37.27% | 8,044 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $39,770,000 | 1,273 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $678,000 | 4,544 |
| Total equity capital | $29,999,000 | 2,287 |
| Total bank equity capital | $29,999,000 | 2,286 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $10,000,000 | 513 |
| Surplus | $0 | 7,679 |
| Undivided profits | $19,999,000 | 1,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $5,197,000 | 2,058 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $583,000 | 5,095 |
| Earning assets | $181,775,000 | 3,292 |
| Long-term assets (5+ years) | $3,172,000 | 6,629 |
| Average Assets, year-to-date | $185,236,000 | 3,424 |
| Average Assets, quarterly | $185,236,000 | 3,424 |
| Volatile liabilities | $120,349,000 | 1,289 |
| Insider loans | $7,264,000 | 1,089 |
| FHLB advances | $39,770,000 | 1,186 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $14,821,000 | 3,663 |
| Tier 1 (core) risk-based capital | $29,999,000 | 2,188 |
| Tier 2 risk-based capital | $1,273,000 | 3,660 |
| Total risk weighted assets | $137,783,000 | 3,302 |
| Total unused commitments | $14,821,000 | 3,666 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 30 | 4,750 |
| Assets and Liabilities | ||
| Total Assets: | $182,447,000 | 3,467 |
| Cash and due from depository institutions | $52,076,000 | 4,750 |
| Interest-bearing balances | $48,765,000 | 258 |
| Securities | $7,785,000 | 6,341 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $119,402,000 | 3,567 |
| Loan loss allowance | $1,238,000 | 4,022 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $32,000 | 8,158 |
| Other real estate owned | $0 | 4,750 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $3,152,000 | 4,169 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $182,447,000 | 3,467 |
| Total liabilities | $152,683,000 | 3,650 |
| Total deposits | $111,562,000 | 4,217 |
| Interest-bearing deposits | $96,302,000 | 4,196 |
| Deposits held in domestic offices | $72,550,000 | 5,491 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $40,270,000 | 1,385 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $851,000 | 4,102 |
| Total equity capital | $29,764,000 | 2,282 |
| Total bank equity capital | $29,764,000 | 2,282 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $10,000,000 | 512 |
| Surplus | $0 | 7,724 |
| Undivided profits | $19,764,000 | 1,677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,240,000 | 1,810 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $597,000 | 5,237 |
| Earning assets | $175,952,000 | 3,331 |
| Long-term assets (5+ years) | $4,332,000 | 6,414 |
| Average Assets, year-to-date | $176,633,400 | 3,450 |
| Average Assets, quarterly | $177,450,500 | 3,515 |
| Volatile liabilities | $113,232,000 | 1,345 |
| Insider loans | $5,179,000 | 1,552 |
| FHLB advances | $40,270,000 | 1,287 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $18,843,000 | 3,186 |
| Tier 1 (core) risk-based capital | $29,764,000 | 2,168 |
| Tier 2 risk-based capital | $1,238,000 | 3,716 |
| Total risk weighted assets | $136,186,000 | 3,351 |
| Total unused commitments | $18,843,000 | 3,189 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 30 | 4,799 |
| Assets and Liabilities | ||
| Total Assets: | $172,454,000 | 3,584 |
| Cash and due from depository institutions | $45,672,000 | 4,799 |
| Interest-bearing balances | $44,259,000 | 161 |
| Securities | $8,897,000 | 6,099 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 1,954 |
| Net loans & leases | $108,616,000 | 3,802 |
| Loan loss allowance | $1,628,000 | 3,187 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $38,000 | 8,215 |
| Other real estate owned | $0 | 4,799 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,231,000 | 4,169 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $172,454,000 | 3,584 |
| Total liabilities | $142,933,000 | 3,779 |
| Total deposits | $106,446,000 | 4,317 |
| Interest-bearing deposits | $92,601,000 | 4,263 |
| Deposits held in domestic offices | $68,227,000 | 5,622 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $35,270,000 | 1,507 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,217,000 | 3,389 |
| Total equity capital | $29,521,000 | 2,326 |
| Total bank equity capital | $29,521,000 | 2,326 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $10,000,000 | 505 |
| Surplus | $0 | 7,795 |
| Undivided profits | $19,521,000 | 1,755 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,425,000 | 1,511 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $691,000 | 5,006 |
| Earning assets | $167,772,000 | 3,433 |
| Long-term assets (5+ years) | $4,642,000 | 6,348 |
| Average Assets, year-to-date | $175,180,000 | 3,485 |
| Average Assets, quarterly | $172,996,000 | 3,556 |
| Volatile liabilities | $98,918,000 | 1,469 |
| Insider loans | $5,177,000 | 1,527 |
| FHLB advances | $35,270,000 | 1,421 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $19,115,000 | 3,319 |
| Tier 1 (core) risk-based capital | $29,521,000 | 2,226 |
| Tier 2 risk-based capital | $1,628,000 | 2,979 |
| Total risk weighted assets | $129,389,000 | 3,481 |
| Total unused commitments | $19,115,000 | 3,322 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 30 | 4,858 |
| Assets and Liabilities | ||
| Total Assets: | $173,538,000 | 3,575 |
| Cash and due from depository institutions | $43,364,000 | 4,858 |
| Interest-bearing balances | $41,844,000 | 132 |
| Securities | $11,766,000 | 5,622 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 2,548 |
| Net loans & leases | $111,080,000 | 3,717 |
| Loan loss allowance | $1,620,000 | 3,125 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $42,000 | 8,266 |
| Other real estate owned | $0 | 4,858 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,086,000 | 4,213 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $173,538,000 | 3,575 |
| Total liabilities | $144,405,000 | 3,768 |
| Total deposits | $109,307,000 | 4,260 |
| Interest-bearing deposits | $94,239,000 | 4,214 |
| Deposits held in domestic offices | $70,829,000 | 5,538 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $33,770,000 | 1,522 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,328,000 | 3,150 |
| Total equity capital | $29,133,000 | 2,358 |
| Total bank equity capital | $29,133,000 | 2,358 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $10,000,000 | 498 |
| Surplus | $0 | 7,856 |
| Undivided profits | $19,133,000 | 1,803 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,578,000 | 1,358 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $677,000 | 4,965 |
| Earning assets | $168,890,000 | 3,414 |
| Long-term assets (5+ years) | $6,070,000 | 6,054 |
| Average Assets, year-to-date | $176,088,670 | 3,485 |
| Average Assets, quarterly | $174,281,000 | 3,553 |
| Volatile liabilities | $93,487,000 | 1,559 |
| Insider loans | $5,045,000 | 1,558 |
| FHLB advances | $33,770,000 | 1,448 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $19,000,000 | 3,411 |
| Tier 1 (core) risk-based capital | $29,133,000 | 2,250 |
| Tier 2 risk-based capital | $1,620,000 | 2,950 |
| Total risk weighted assets | $143,255,000 | 3,207 |
| Total unused commitments | $19,000,000 | 3,414 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 30 | 4,883 |
| Assets and Liabilities | ||
| Total Assets: | $175,024,000 | 3,548 |
| Cash and due from depository institutions | $42,834,000 | 4,883 |
| Interest-bearing balances | $39,744,000 | 182 |
| Securities | $14,661,000 | 5,166 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,590 |
| Net loans & leases | $112,197,000 | 3,623 |
| Loan loss allowance | $1,590,000 | 3,101 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $49,000 | 8,289 |
| Other real estate owned | $0 | 4,883 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $2,783,000 | 4,364 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $175,024,000 | 3,548 |
| Total liabilities | $146,165,000 | 3,736 |
| Total deposits | $109,651,000 | 4,253 |
| Interest-bearing deposits | $95,391,000 | 4,187 |
| Deposits held in domestic offices | $70,873,000 | 5,525 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $35,270,000 | 1,374 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,244,000 | 3,522 |
| Total equity capital | $28,859,000 | 2,438 |
| Total bank equity capital | $28,859,000 | 2,438 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $10,000,000 | 491 |
| Surplus | $0 | 7,894 |
| Undivided profits | $18,859,000 | 1,902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,594,000 | 2,151 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $664,000 | 5,007 |
| Earning assets | $169,102,000 | 3,413 |
| Long-term assets (5+ years) | $6,127,000 | 5,946 |
| Average Assets, year-to-date | $177,364,000 | 3,481 |
| Average Assets, quarterly | $177,364,000 | 3,481 |
| Volatile liabilities | $97,880,000 | 1,478 |
| Insider loans | $5,092,000 | 1,533 |
| FHLB advances | $35,270,000 | 1,294 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $15,620,000 | 3,887 |
| Tier 1 (core) risk-based capital | $28,859,000 | 2,272 |
| Tier 2 risk-based capital | $1,690,000 | 2,800 |
| Total risk weighted assets | $143,484,000 | 3,171 |
| Total unused commitments | $15,620,000 | 3,888 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 30 | 4,874 |
| Assets and Liabilities | ||
| Total Assets: | $179,704,000 | 3,430 |
| Cash and due from depository institutions | $29,094,000 | 4,874 |
| Interest-bearing balances | $25,419,000 | 221 |
| Securities | $22,327,000 | 4,173 |
| Federal funds sold & reverse repurchase agreements | $9,550,000 | 1,441 |
| Net loans & leases | $115,665,000 | 3,558 |
| Loan loss allowance | $1,483,000 | 3,246 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $55,000 | 8,294 |
| Other real estate owned | $0 | 4,874 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,013,000 | 4,228 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $179,704,000 | 3,430 |
| Total liabilities | $151,288,000 | 3,597 |
| Total deposits | $111,366,000 | 4,175 |
| Interest-bearing deposits | $97,027,000 | 4,106 |
| Deposits held in domestic offices | $74,503,000 | 5,368 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $38,525,000 | 1,218 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,397,000 | 3,224 |
| Total equity capital | $28,416,000 | 2,450 |
| Total bank equity capital | $28,416,000 | 2,450 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $10,000,000 | 483 |
| Surplus | $0 | 7,931 |
| Undivided profits | $18,416,000 | 1,932 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $135,000 | 6,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $788,000 | 4,751 |
| Earning assets | $172,961,000 | 3,293 |
| Long-term assets (5+ years) | $8,668,000 | 5,199 |
| Average Assets, year-to-date | $172,784,600 | 3,426 |
| Average Assets, quarterly | $178,455,000 | 3,421 |
| Volatile liabilities | $102,831,000 | 1,422 |
| Insider loans | $4,913,000 | 1,547 |
| FHLB advances | $37,770,000 | 1,162 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $15,021,000 | 3,957 |
| Tier 1 (core) risk-based capital | $28,416,000 | 2,308 |
| Tier 2 risk-based capital | $1,483,000 | 3,091 |
| Total risk weighted assets | $143,873,000 | 3,135 |
| Total unused commitments | $15,021,000 | 3,959 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 30 | 4,869 |
| Assets and Liabilities | ||
| Total Assets: | $177,206,000 | 3,435 |
| Cash and due from depository institutions | $22,645,000 | 4,869 |
| Interest-bearing balances | $19,823,000 | 278 |
| Securities | $31,413,000 | 3,342 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 2,750 |
| Net loans & leases | $115,505,000 | 3,526 |
| Loan loss allowance | $1,497,000 | 3,181 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $59,000 | 8,293 |
| Other real estate owned | $0 | 4,869 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,084,000 | 4,212 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $177,206,000 | 3,435 |
| Total liabilities | $149,629,000 | 3,571 |
| Total deposits | $113,567,000 | 4,071 |
| Interest-bearing deposits | $100,008,000 | 3,999 |
| Deposits held in domestic offices | $74,513,000 | 5,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $34,270,000 | 1,226 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,792,000 | 2,719 |
| Total equity capital | $27,577,000 | 2,486 |
| Total bank equity capital | $27,577,000 | 2,486 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $10,000,000 | 460 |
| Surplus | $0 | 7,949 |
| Undivided profits | $17,577,000 | 1,994 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $142,000 | 5,978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $861,000 | 4,726 |
| Earning assets | $171,241,000 | 3,295 |
| Long-term assets (5+ years) | $2,871,000 | 6,533 |
| Average Assets, year-to-date | $171,054,750 | 3,454 |
| Average Assets, quarterly | $174,481,500 | 3,443 |
| Volatile liabilities | $104,124,000 | 1,360 |
| Insider loans | $4,947,000 | 1,496 |
| FHLB advances | $34,270,000 | 1,144 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $15,931,000 | 3,865 |
| Tier 1 (core) risk-based capital | $27,577,000 | 2,360 |
| Tier 2 risk-based capital | $1,497,000 | 3,050 |
| Total risk weighted assets | $149,056,000 | 2,996 |
| Total unused commitments | $15,931,000 | 3,865 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 30 | 4,921 |
| Assets and Liabilities | ||
| Total Assets: | $171,757,000 | 3,504 |
| Cash and due from depository institutions | $22,030,000 | 4,921 |
| Interest-bearing balances | $16,948,000 | 377 |
| Securities | $22,372,000 | 4,171 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,081 |
| Net loans & leases | $120,184,000 | 3,410 |
| Loan loss allowance | $1,564,000 | 3,055 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $74,000 | 8,283 |
| Other real estate owned | $0 | 4,921 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $3,097,000 | 4,167 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $171,757,000 | 3,504 |
| Total liabilities | $144,906,000 | 3,665 |
| Total deposits | $108,434,000 | 4,226 |
| Interest-bearing deposits | $97,726,000 | 4,062 |
| Deposits held in domestic offices | $70,532,000 | 5,516 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $34,770,000 | 1,160 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,702,000 | 2,665 |
| Total equity capital | $26,851,000 | 2,513 |
| Total bank equity capital | $26,851,000 | 2,513 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $10,000,000 | 455 |
| Surplus | $0 | 8,003 |
| Undivided profits | $16,851,000 | 2,040 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $144,000 | 5,894 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $892,000 | 4,337 |
| Earning assets | $163,504,000 | 3,408 |
| Long-term assets (5+ years) | $11,282,000 | 4,569 |
| Average Assets, year-to-date | $169,004,330 | 3,507 |
| Average Assets, quarterly | $169,873,500 | 3,527 |
| Volatile liabilities | $101,672,000 | 1,377 |
| Insider loans | $6,144,000 | 1,197 |
| FHLB advances | $34,770,000 | 1,077 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $40,394,000 | 2,117 |
| Tier 1 (core) risk-based capital | $26,851,000 | 2,425 |
| Tier 2 risk-based capital | $1,564,000 | 2,939 |
| Total risk weighted assets | $141,942,000 | 3,111 |
| Total unused commitments | $40,394,000 | 2,118 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 29 | 5,025 |
| Assets and Liabilities | ||
| Total Assets: | $167,990,000 | 3,569 |
| Cash and due from depository institutions | $19,324,000 | 5,025 |
| Interest-bearing balances | $16,264,000 | 405 |
| Securities | $24,370,000 | 3,960 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 3,707 |
| Net loans & leases | $116,937,000 | 3,436 |
| Loan loss allowance | $1,564,000 | 3,057 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $81,000 | 8,302 |
| Other real estate owned | $0 | 5,025 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $3,078,000 | 4,102 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $167,990,000 | 3,569 |
| Total liabilities | $141,847,000 | 3,741 |
| Total deposits | $104,206,000 | 4,354 |
| Interest-bearing deposits | $90,966,000 | 4,254 |
| Deposits held in domestic offices | $65,425,000 | 5,761 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $35,470,000 | 1,105 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,171,000 | 2,266 |
| Total equity capital | $26,143,000 | 2,586 |
| Total bank equity capital | $26,143,000 | 2,586 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $10,000,000 | 443 |
| Surplus | $0 | 8,027 |
| Undivided profits | $16,143,000 | 2,143 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $150,000 | 5,758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $873,000 | 4,274 |
| Earning assets | $161,771,000 | 3,436 |
| Long-term assets (5+ years) | $11,931,000 | 4,402 |
| Average Assets, year-to-date | $167,628,000 | 3,552 |
| Average Assets, quarterly | $167,628,000 | 3,552 |
| Volatile liabilities | $89,744,000 | 1,510 |
| Insider loans | $6,589,000 | 1,085 |
| FHLB advances | $35,470,000 | 1,033 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $15,474,000 | 3,945 |
| Tier 1 (core) risk-based capital | $26,143,000 | 2,458 |
| Tier 2 risk-based capital | $1,564,000 | 2,924 |
| Total risk weighted assets | $142,489,000 | 3,082 |
| Total unused commitments | $15,474,000 | 3,945 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 28 | 5,134 |
| Assets and Liabilities | ||
| Total Assets: | $167,266,000 | 3,557 |
| Cash and due from depository institutions | $18,120,000 | 5,134 |
| Interest-bearing balances | $16,415,000 | 358 |
| Securities | $22,346,000 | 4,235 |
| Federal funds sold & reverse repurchase agreements | $6,600,000 | 2,389 |
| Net loans & leases | $117,077,000 | 3,417 |
| Loan loss allowance | $1,564,000 | 3,038 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $96,000 | 8,258 |
| Other real estate owned | $0 | 5,134 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,027,000 | 4,182 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $167,266,000 | 3,557 |
| Total liabilities | $141,724,000 | 3,726 |
| Total deposits | $105,097,000 | 4,288 |
| Interest-bearing deposits | $91,481,000 | 4,193 |
| Deposits held in domestic offices | $66,286,000 | 5,697 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $35,050,000 | 1,166 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,577,000 | 2,877 |
| Total equity capital | $25,542,000 | 2,585 |
| Total bank equity capital | $25,542,000 | 2,585 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $10,000,000 | 435 |
| Surplus | $0 | 8,057 |
| Undivided profits | $15,542,000 | 2,189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $160,000 | 5,581 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $849,000 | 4,505 |
| Earning assets | $162,438,000 | 3,387 |
| Long-term assets (5+ years) | $11,985,000 | 4,363 |
| Average Assets, year-to-date | $163,092,400 | 3,484 |
| Average Assets, quarterly | $166,746,000 | 3,526 |
| Volatile liabilities | $87,356,000 | 1,687 |
| Insider loans | $6,159,000 | 1,156 |
| FHLB advances | $35,050,000 | 1,085 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $19,080,000 | 3,425 |
| Tier 1 (core) risk-based capital | $25,542,000 | 2,466 |
| Tier 2 risk-based capital | $1,564,000 | 2,908 |
| Total risk weighted assets | $142,318,000 | 3,050 |
| Total unused commitments | $19,080,000 | 3,425 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 29 | 5,063 |
| Assets and Liabilities | ||
| Total Assets: | $166,226,000 | 3,528 |
| Cash and due from depository institutions | $19,409,000 | 5,063 |
| Interest-bearing balances | $17,522,000 | 315 |
| Securities | $28,848,000 | 3,596 |
| Federal funds sold & reverse repurchase agreements | $4,400,000 | 2,640 |
| Net loans & leases | $110,538,000 | 3,541 |
| Loan loss allowance | $1,514,000 | 3,105 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $112,000 | 8,263 |
| Other real estate owned | $0 | 5,063 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,919,000 | 4,321 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $166,226,000 | 3,528 |
| Total liabilities | $140,217,000 | 3,711 |
| Total deposits | $105,278,000 | 4,239 |
| Interest-bearing deposits | $91,763,000 | 4,127 |
| Deposits held in domestic offices | $66,602,000 | 5,630 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $33,050,000 | 1,258 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,889,000 | 2,454 |
| Total equity capital | $26,009,000 | 2,513 |
| Total bank equity capital | $26,009,000 | 2,513 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,000,000 | 419 |
| Surplus | $0 | 8,106 |
| Undivided profits | $16,009,000 | 2,123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $166,000 | 5,598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $793,000 | 4,747 |
| Earning assets | $161,308,000 | 3,376 |
| Long-term assets (5+ years) | $12,002,000 | 4,295 |
| Average Assets, year-to-date | $162,049,000 | 3,518 |
| Average Assets, quarterly | $160,401,500 | 3,605 |
| Volatile liabilities | $87,611,000 | 1,677 |
| Insider loans | $6,571,000 | 1,059 |
| FHLB advances | $33,050,000 | 1,172 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $21,942,000 | 3,201 |
| Tier 1 (core) risk-based capital | $26,009,000 | 2,413 |
| Tier 2 risk-based capital | $1,514,000 | 2,963 |
| Total risk weighted assets | $143,498,000 | 3,009 |
| Total unused commitments | $21,942,000 | 3,201 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 29 | 5,082 |
| Assets and Liabilities | ||
| Total Assets: | $154,577,000 | 3,716 |
| Cash and due from depository institutions | $12,632,000 | 5,082 |
| Interest-bearing balances | $8,007,000 | 656 |
| Securities | $19,679,000 | 4,615 |
| Federal funds sold & reverse repurchase agreements | $6,800,000 | 1,774 |
| Net loans & leases | $112,386,000 | 3,469 |
| Loan loss allowance | $1,505,000 | 3,103 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $128,000 | 8,250 |
| Other real estate owned | $106,000 | 5,082 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,846,000 | 4,305 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $154,577,000 | 3,716 |
| Total liabilities | $129,260,000 | 3,906 |
| Total deposits | $98,438,000 | 4,419 |
| Interest-bearing deposits | $89,099,000 | 4,171 |
| Deposits held in domestic offices | $57,188,000 | 6,066 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $29,440,000 | 1,386 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,382,000 | 2,836 |
| Total equity capital | $25,317,000 | 2,493 |
| Total bank equity capital | $25,317,000 | 2,493 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $10,000,000 | 405 |
| Surplus | $0 | 8,130 |
| Undivided profits | $15,317,000 | 2,102 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $171,000 | 5,470 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $749,000 | 4,549 |
| Earning assets | $146,872,000 | 3,589 |
| Long-term assets (5+ years) | $20,504,000 | 3,285 |
| Average Assets, year-to-date | $160,656,670 | 3,545 |
| Average Assets, quarterly | $159,197,500 | 3,585 |
| Volatile liabilities | $85,232,000 | 1,697 |
| Insider loans | $6,611,000 | 1,041 |
| FHLB advances | $29,440,000 | 1,298 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $21,378,000 | 3,253 |
| Tier 1 (core) risk-based capital | $25,317,000 | 2,439 |
| Tier 2 risk-based capital | $1,505,000 | 2,950 |
| Total risk weighted assets | $139,046,000 | 3,066 |
| Total unused commitments | $21,378,000 | 3,254 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 29 | 5,063 |
| Assets and Liabilities | ||
| Total Assets: | $163,818,000 | 3,513 |
| Cash and due from depository institutions | $13,046,000 | 5,063 |
| Interest-bearing balances | $10,859,000 | 557 |
| Securities | $26,472,000 | 3,861 |
| Federal funds sold & reverse repurchase agreements | $7,150,000 | 2,028 |
| Net loans & leases | $114,030,000 | 3,382 |
| Loan loss allowance | $1,480,000 | 3,104 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $143,000 | 8,187 |
| Other real estate owned | $106,000 | 5,063 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,871,000 | 4,181 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $163,818,000 | 3,513 |
| Total liabilities | $139,087,000 | 3,663 |
| Total deposits | $106,460,000 | 4,177 |
| Interest-bearing deposits | $94,142,000 | 4,016 |
| Deposits held in domestic offices | $64,065,000 | 5,755 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $31,120,000 | 1,272 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,507,000 | 2,673 |
| Total equity capital | $24,731,000 | 2,508 |
| Total bank equity capital | $24,731,000 | 2,508 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,000,000 | 395 |
| Surplus | $0 | 8,136 |
| Undivided profits | $14,731,000 | 2,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $173,000 | 5,445 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $797,000 | 4,140 |
| Earning assets | $158,511,000 | 3,386 |
| Long-term assets (5+ years) | $21,209,000 | 3,194 |
| Average Assets, year-to-date | $163,696,500 | 3,494 |
| Average Assets, quarterly | $163,696,500 | 3,494 |
| Volatile liabilities | $99,522,000 | 1,415 |
| Insider loans | $7,072,000 | 948 |
| FHLB advances | $31,120,000 | 1,195 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $17,839,000 | 3,555 |
| Tier 1 (core) risk-based capital | $24,731,000 | 2,444 |
| Tier 2 risk-based capital | $1,480,000 | 2,946 |
| Total risk weighted assets | $140,423,000 | 3,004 |
| Total unused commitments | $17,839,000 | 3,557 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 28 | 5,186 |
| Assets and Liabilities | ||
| Total Assets: | $163,575,000 | 3,503 |
| Cash and due from depository institutions | $13,092,000 | 5,186 |
| Interest-bearing balances | $11,409,000 | 498 |
| Securities | $29,884,000 | 3,574 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 3,403 |
| Net loans & leases | $114,635,000 | 3,349 |
| Loan loss allowance | $1,466,000 | 3,092 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $160,000 | 8,150 |
| Other real estate owned | $106,000 | 5,186 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,798,000 | 4,245 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $163,575,000 | 3,503 |
| Total liabilities | $139,441,000 | 3,624 |
| Total deposits | $110,464,000 | 4,049 |
| Interest-bearing deposits | $98,625,000 | 3,847 |
| Deposits held in domestic offices | $67,337,000 | 5,575 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $27,825,000 | 1,405 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,152,000 | 3,187 |
| Total equity capital | $24,134,000 | 2,531 |
| Total bank equity capital | $24,134,000 | 2,531 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $10,000,000 | 381 |
| Surplus | $0 | 8,157 |
| Undivided profits | $14,134,000 | 2,269 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $176,000 | 5,500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $723,000 | 4,496 |
| Earning assets | $158,828,000 | 3,326 |
| Long-term assets (5+ years) | $21,777,000 | 3,140 |
| Average Assets, year-to-date | $166,229,400 | 3,318 |
| Average Assets, quarterly | $165,578,000 | 3,429 |
| Volatile liabilities | $103,247,000 | 1,337 |
| Insider loans | $7,027,000 | 923 |
| FHLB advances | $27,825,000 | 1,310 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $17,530,000 | 3,559 |
| Tier 1 (core) risk-based capital | $24,134,000 | 2,453 |
| Tier 2 risk-based capital | $1,466,000 | 2,933 |
| Total risk weighted assets | $142,354,000 | 2,927 |
| Total unused commitments | $17,530,000 | 3,560 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 28 | 5,170 |
| Assets and Liabilities | ||
| Total Assets: | $167,581,000 | 3,390 |
| Cash and due from depository institutions | $15,682,000 | 5,170 |
| Interest-bearing balances | $11,904,000 | 490 |
| Securities | $31,075,000 | 3,447 |
| Federal funds sold & reverse repurchase agreements | $15,300,000 | 865 |
| Net loans & leases | $102,610,000 | 3,592 |
| Loan loss allowance | $1,424,000 | 3,139 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $167,000 | 8,135 |
| Other real estate owned | $106,000 | 5,170 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,641,000 | 4,336 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $167,581,000 | 3,390 |
| Total liabilities | $143,955,000 | 3,488 |
| Total deposits | $115,576,000 | 3,845 |
| Interest-bearing deposits | $103,321,000 | 3,663 |
| Deposits held in domestic offices | $72,383,000 | 5,298 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $27,338,000 | 1,436 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,041,000 | 3,367 |
| Total equity capital | $23,626,000 | 2,565 |
| Total bank equity capital | $23,626,000 | 2,565 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,000,000 | 366 |
| Surplus | $0 | 8,180 |
| Undivided profits | $13,626,000 | 2,352 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $181,000 | 5,575 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $619,000 | 5,033 |
| Earning assets | $160,889,000 | 3,247 |
| Long-term assets (5+ years) | $16,530,000 | 3,685 |
| Average Assets, year-to-date | $166,893,000 | 3,293 |
| Average Assets, quarterly | $168,162,000 | 3,333 |
| Volatile liabilities | $106,916,000 | 1,232 |
| Insider loans | $7,072,000 | 907 |
| FHLB advances | $27,338,000 | 1,347 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $12,409,000 | 4,186 |
| Tier 1 (core) risk-based capital | $23,626,000 | 2,477 |
| Tier 2 risk-based capital | $1,423,000 | 2,957 |
| Total risk weighted assets | $134,186,000 | 3,033 |
| Total unused commitments | $12,409,000 | 4,188 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 28 | 5,181 |
| Assets and Liabilities | ||
| Total Assets: | $168,743,000 | 3,297 |
| Cash and due from depository institutions | $22,601,000 | 5,181 |
| Interest-bearing balances | $12,283,000 | 440 |
| Securities | $27,089,000 | 3,833 |
| Federal funds sold & reverse repurchase agreements | $9,300,000 | 1,264 |
| Net loans & leases | $106,908,000 | 3,414 |
| Loan loss allowance | $1,424,000 | 3,108 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $191,000 | 8,031 |
| Other real estate owned | $106,000 | 5,181 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,548,000 | 4,301 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $168,743,000 | 3,297 |
| Total liabilities | $145,649,000 | 3,403 |
| Total deposits | $114,348,000 | 3,819 |
| Interest-bearing deposits | $98,578,000 | 3,757 |
| Deposits held in domestic offices | $72,044,000 | 5,247 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $30,338,000 | 1,335 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $963,000 | 3,326 |
| Total equity capital | $23,094,000 | 2,565 |
| Total bank equity capital | $23,094,000 | 2,565 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,000,000 | 346 |
| Surplus | $0 | 8,188 |
| Undivided profits | $13,094,000 | 2,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $247,000 | 4,949 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $527,000 | 5,278 |
| Earning assets | $155,580,000 | 3,282 |
| Long-term assets (5+ years) | $18,274,000 | 3,532 |
| Average Assets, year-to-date | $166,663,670 | 3,277 |
| Average Assets, quarterly | $164,248,000 | 3,344 |
| Volatile liabilities | $107,418,000 | 1,199 |
| Insider loans | $7,114,000 | 868 |
| FHLB advances | $30,338,000 | 1,246 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $11,556,000 | 4,323 |
| Tier 1 (core) risk-based capital | $23,094,000 | 2,456 |
| Tier 2 risk-based capital | $1,424,000 | 2,924 |
| Total risk weighted assets | $135,505,000 | 2,916 |
| Total unused commitments | $11,556,000 | 4,323 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 28 | 5,181 |
| Assets and Liabilities | ||
| Total Assets: | $159,753,000 | 3,428 |
| Cash and due from depository institutions | $16,622,000 | 5,181 |
| Interest-bearing balances | $14,128,000 | 390 |
| Securities | $21,190,000 | 4,548 |
| Federal funds sold & reverse repurchase agreements | $7,400,000 | 1,650 |
| Net loans & leases | $111,575,000 | 3,245 |
| Loan loss allowance | $1,424,000 | 3,107 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $213,000 | 7,997 |
| Other real estate owned | $106,000 | 5,181 |
| Goodwill and other intangibles | $1,000 | 3,273 |
| All other assets | $2,646,000 | 4,162 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $159,753,000 | 3,428 |
| Total liabilities | $137,131,000 | 3,561 |
| Total deposits | $107,233,000 | 4,023 |
| Interest-bearing deposits | $93,998,000 | 3,912 |
| Deposits held in domestic offices | $65,119,000 | 5,603 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $28,838,000 | 1,332 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,060,000 | 3,075 |
| Total equity capital | $22,622,000 | 2,541 |
| Total bank equity capital | $22,622,000 | 2,541 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,000,000 | 336 |
| Surplus | $0 | 8,248 |
| Undivided profits | $12,622,000 | 2,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $290,000 | 4,766 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $606,000 | 4,661 |
| Earning assets | $154,293,000 | 3,290 |
| Long-term assets (5+ years) | $20,985,000 | 3,338 |
| Average Assets, year-to-date | $165,624,000 | 3,313 |
| Average Assets, quarterly | $165,624,000 | 3,313 |
| Volatile liabilities | $98,516,000 | 1,240 |
| Insider loans | $7,170,000 | 834 |
| FHLB advances | $28,838,000 | 1,244 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $11,239,000 | 4,346 |
| Tier 1 (core) risk-based capital | $22,621,000 | 2,468 |
| Tier 2 risk-based capital | $1,424,000 | 2,897 |
| Total risk weighted assets | $131,480,000 | 2,962 |
| Total unused commitments | $11,239,000 | 4,347 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 27 | 5,311 |
| Assets and Liabilities | ||
| Total Assets: | $171,495,000 | 3,236 |
| Cash and due from depository institutions | $17,732,000 | 5,311 |
| Interest-bearing balances | $15,133,000 | 381 |
| Securities | $23,391,000 | 4,311 |
| Federal funds sold & reverse repurchase agreements | $13,800,000 | 865 |
| Net loans & leases | $113,732,000 | 3,180 |
| Loan loss allowance | $1,424,000 | 3,062 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $238,000 | 7,926 |
| Other real estate owned | $106,000 | 5,311 |
| Goodwill and other intangibles | $1,000 | 3,267 |
| All other assets | $2,495,000 | 4,269 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $171,495,000 | 3,236 |
| Total liabilities | $149,360,000 | 3,323 |
| Total deposits | $118,203,000 | 3,693 |
| Interest-bearing deposits | $104,082,000 | 3,560 |
| Deposits held in domestic offices | $71,771,000 | 5,296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $30,338,000 | 1,306 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $819,000 | 3,568 |
| Total equity capital | $22,135,000 | 2,598 |
| Total bank equity capital | $22,135,000 | 2,598 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,000,000 | 323 |
| Surplus | $0 | 8,282 |
| Undivided profits | $12,135,000 | 2,562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $477,000 | 3,885 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $490,000 | 5,409 |
| Earning assets | $166,056,000 | 3,085 |
| Long-term assets (5+ years) | $21,837,000 | 3,305 |
| Average Assets, year-to-date | $165,812,200 | 3,199 |
| Average Assets, quarterly | $169,085,000 | 3,228 |
| Volatile liabilities | $105,214,000 | 1,138 |
| Insider loans | $7,211,000 | 817 |
| FHLB advances | $30,338,000 | 1,205 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $11,071,000 | 4,242 |
| Tier 1 (core) risk-based capital | $22,134,000 | 2,476 |
| Tier 2 risk-based capital | $1,424,000 | 2,881 |
| Total risk weighted assets | $138,380,000 | 2,796 |
| Total unused commitments | $11,071,000 | 4,242 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 29 | 5,063 |
| Assets and Liabilities | ||
| Total Assets: | $166,675,000 | 3,252 |
| Cash and due from depository institutions | $14,037,000 | 5,063 |
| Interest-bearing balances | $11,542,000 | 512 |
| Securities | $25,033,000 | 4,110 |
| Federal funds sold & reverse repurchase agreements | $7,400,000 | 1,519 |
| Net loans & leases | $117,295,000 | 3,052 |
| Loan loss allowance | $1,424,000 | 3,076 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $231,000 | 7,976 |
| Other real estate owned | $265,000 | 5,063 |
| Goodwill and other intangibles | $1,000 | 3,240 |
| All other assets | $2,413,000 | 4,345 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $166,675,000 | 3,252 |
| Total liabilities | $144,959,000 | 3,374 |
| Total deposits | $112,908,000 | 3,793 |
| Interest-bearing deposits | $99,624,000 | 3,668 |
| Deposits held in domestic offices | $72,308,000 | 5,229 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $31,338,000 | 1,273 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $713,000 | 3,994 |
| Total equity capital | $21,716,000 | 2,638 |
| Total bank equity capital | $21,716,000 | 2,638 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $10,000,000 | 315 |
| Surplus | $0 | 8,313 |
| Undivided profits | $11,716,000 | 2,657 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $393,000 | 4,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $497,000 | 5,511 |
| Earning assets | $161,270,000 | 3,125 |
| Long-term assets (5+ years) | $22,483,000 | 3,327 |
| Average Assets, year-to-date | $164,391,500 | 3,217 |
| Average Assets, quarterly | $166,778,000 | 3,223 |
| Volatile liabilities | $95,089,000 | 1,229 |
| Insider loans | $7,475,000 | 765 |
| FHLB advances | $31,338,000 | 1,173 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $9,698,000 | 4,475 |
| Tier 1 (core) risk-based capital | $21,714,000 | 2,498 |
| Tier 2 risk-based capital | $1,424,000 | 2,856 |
| Total risk weighted assets | $142,115,000 | 2,703 |
| Total unused commitments | $9,698,000 | 4,476 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 29 | 5,124 |
| Assets and Liabilities | ||
| Total Assets: | $166,881,000 | 3,241 |
| Cash and due from depository institutions | $24,960,000 | 5,124 |
| Interest-bearing balances | $12,609,000 | 488 |
| Securities | $17,248,000 | 5,211 |
| Federal funds sold & reverse repurchase agreements | $3,800,000 | 2,431 |
| Net loans & leases | $118,215,000 | 2,985 |
| Loan loss allowance | $1,409,000 | 3,093 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $171,000 | 8,254 |
| Other real estate owned | $265,000 | 5,124 |
| Goodwill and other intangibles | $1,000 | 3,251 |
| All other assets | $2,221,000 | 4,546 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $166,881,000 | 3,241 |
| Total liabilities | $145,575,000 | 3,332 |
| Total deposits | $117,240,000 | 3,693 |
| Interest-bearing deposits | $101,747,000 | 3,610 |
| Deposits held in domestic offices | $76,576,000 | 5,051 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $27,688,000 | 1,357 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $647,000 | 3,947 |
| Total equity capital | $21,306,000 | 2,567 |
| Total bank equity capital | $21,306,000 | 2,567 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $10,000,000 | 312 |
| Surplus | $0 | 8,370 |
| Undivided profits | $11,306,000 | 2,614 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $212,000 | 5,550 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $439,000 | 5,707 |
| Earning assets | $151,872,000 | 3,252 |
| Long-term assets (5+ years) | $24,277,000 | 3,251 |
| Average Assets, year-to-date | $163,630,330 | 3,239 |
| Average Assets, quarterly | $167,243,500 | 3,207 |
| Volatile liabilities | $92,929,000 | 1,219 |
| Insider loans | $7,681,000 | 724 |
| FHLB advances | $27,688,000 | 1,258 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $8,141,000 | 4,885 |
| Tier 1 (core) risk-based capital | $21,303,000 | 2,487 |
| Tier 2 risk-based capital | $1,409,000 | 2,854 |
| Total risk weighted assets | $137,202,000 | 2,752 |
| Total unused commitments | $8,141,000 | 4,887 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 28 | 5,232 |
| Assets and Liabilities | ||
| Total Assets: | $167,606,000 | 3,195 |
| Cash and due from depository institutions | $15,014,000 | 5,232 |
| Interest-bearing balances | $12,579,000 | 584 |
| Securities | $21,756,000 | 4,538 |
| Federal funds sold & reverse repurchase agreements | $13,650,000 | 1,067 |
| Net loans & leases | $114,517,000 | 3,008 |
| Loan loss allowance | $1,383,000 | 3,111 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $190,000 | 8,199 |
| Other real estate owned | $265,000 | 5,232 |
| Goodwill and other intangibles | $2,000 | 3,220 |
| All other assets | $2,212,000 | 4,409 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $167,606,000 | 3,195 |
| Total liabilities | $146,677,000 | 3,269 |
| Total deposits | $121,239,000 | 3,580 |
| Interest-bearing deposits | $105,230,000 | 3,486 |
| Deposits held in domestic offices | $79,738,000 | 4,921 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $24,688,000 | 1,413 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $750,000 | 3,899 |
| Total equity capital | $20,929,000 | 2,672 |
| Total bank equity capital | $20,929,000 | 2,672 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $10,000,000 | 303 |
| Surplus | $0 | 8,403 |
| Undivided profits | $10,929,000 | 2,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $357,000 | 4,796 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $536,000 | 4,941 |
| Earning assets | $162,502,000 | 3,062 |
| Long-term assets (5+ years) | $21,484,000 | 3,420 |
| Average Assets, year-to-date | $162,005,000 | 3,267 |
| Average Assets, quarterly | $162,005,000 | 3,267 |
| Volatile liabilities | $92,171,000 | 1,158 |
| Insider loans | $7,226,000 | 771 |
| FHLB advances | $24,688,000 | 1,309 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $8,893,000 | 4,660 |
| Tier 1 (core) risk-based capital | $20,923,000 | 2,497 |
| Tier 2 risk-based capital | $1,383,000 | 2,866 |
| Total risk weighted assets | $138,906,000 | 2,667 |
| Total unused commitments | $8,893,000 | 4,666 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 28 | 5,254 |
| Assets and Liabilities | ||
| Total Assets: | $156,404,000 | 3,373 |
| Cash and due from depository institutions | $14,435,000 | 5,254 |
| Interest-bearing balances | $10,997,000 | 600 |
| Securities | $18,163,000 | 5,079 |
| Federal funds sold & reverse repurchase agreements | $8,450,000 | 1,416 |
| Net loans & leases | $112,750,000 | 3,038 |
| Loan loss allowance | $1,358,000 | 3,149 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $217,000 | 8,145 |
| Other real estate owned | $265,000 | 5,254 |
| Goodwill and other intangibles | $2,000 | 3,202 |
| All other assets | $2,122,000 | 4,546 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,404,000 | 3,373 |
| Total liabilities | $135,804,000 | 3,468 |
| Total deposits | $110,217,000 | 3,848 |
| Interest-bearing deposits | $97,907,000 | 3,698 |
| Deposits held in domestic offices | $67,703,000 | 5,457 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $24,998,000 | 1,406 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $589,000 | 4,319 |
| Total equity capital | $20,600,000 | 2,643 |
| Total bank equity capital | $20,600,000 | 2,643 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $10,000,000 | 304 |
| Surplus | $0 | 8,463 |
| Undivided profits | $10,600,000 | 2,839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $142,000 | 6,320 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $452,000 | 5,691 |
| Earning assets | $150,360,000 | 3,247 |
| Long-term assets (5+ years) | $24,735,000 | 3,182 |
| Average Assets, year-to-date | $155,383,200 | 3,292 |
| Average Assets, quarterly | $156,288,500 | 3,358 |
| Volatile liabilities | $85,889,000 | 1,248 |
| Insider loans | $7,156,000 | 739 |
| FHLB advances | $24,998,000 | 1,304 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $8,424,000 | 4,669 |
| Tier 1 (core) risk-based capital | $20,592,000 | 2,501 |
| Tier 2 risk-based capital | $1,358,000 | 2,904 |
| Total risk weighted assets | $130,633,000 | 2,808 |
| Total unused commitments | $8,424,000 | 4,672 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 28 | 5,274 |
| Assets and Liabilities | ||
| Total Assets: | $156,173,000 | 3,372 |
| Cash and due from depository institutions | $13,489,000 | 5,274 |
| Interest-bearing balances | $11,297,000 | 690 |
| Securities | $19,280,000 | 4,829 |
| Federal funds sold & reverse repurchase agreements | $10,420,000 | 1,378 |
| Net loans & leases | $110,283,000 | 3,066 |
| Loan loss allowance | $1,309,000 | 3,232 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $261,000 | 8,015 |
| Other real estate owned | $265,000 | 5,274 |
| Goodwill and other intangibles | $3,000 | 3,182 |
| All other assets | $2,172,000 | 4,479 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,173,000 | 3,372 |
| Total liabilities | $135,996,000 | 3,443 |
| Total deposits | $114,053,000 | 3,727 |
| Interest-bearing deposits | $101,495,000 | 3,589 |
| Deposits held in domestic offices | $70,093,000 | 5,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $21,098,000 | 1,520 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $845,000 | 3,616 |
| Total equity capital | $20,177,000 | 2,689 |
| Total bank equity capital | $20,177,000 | 2,689 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $10,000,000 | 306 |
| Surplus | $0 | 8,515 |
| Undivided profits | $10,177,000 | 2,963 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $180,000 | 6,187 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $485,000 | 5,646 |
| Earning assets | $151,280,000 | 3,217 |
| Long-term assets (5+ years) | $5,029,000 | 6,240 |
| Average Assets, year-to-date | $155,128,000 | 3,309 |
| Average Assets, quarterly | $159,126,500 | 3,289 |
| Volatile liabilities | $85,469,000 | 1,219 |
| Insider loans | $7,075,000 | 735 |
| FHLB advances | $21,098,000 | 1,406 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $8,283,000 | 4,701 |
| Tier 1 (core) risk-based capital | $20,167,000 | 2,551 |
| Tier 2 risk-based capital | $1,309,000 | 2,979 |
| Total risk weighted assets | $130,413,000 | 2,797 |
| Total unused commitments | $8,283,000 | 4,704 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 28 | 5,283 |
| Assets and Liabilities | ||
| Total Assets: | $162,080,000 | 3,257 |
| Cash and due from depository institutions | $14,592,000 | 5,283 |
| Interest-bearing balances | $11,351,000 | 733 |
| Securities | $18,514,000 | 4,892 |
| Federal funds sold & reverse repurchase agreements | $14,900,000 | 1,047 |
| Net loans & leases | $111,455,000 | 2,990 |
| Loan loss allowance | $1,264,000 | 3,271 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $289,000 | 7,920 |
| Other real estate owned | $265,000 | 5,283 |
| Goodwill and other intangibles | $3,000 | 3,142 |
| All other assets | $2,062,000 | 4,493 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,080,000 | 3,257 |
| Total liabilities | $142,209,000 | 3,314 |
| Total deposits | $118,023,000 | 3,618 |
| Interest-bearing deposits | $104,966,000 | 3,473 |
| Deposits held in domestic offices | $70,190,000 | 5,328 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $23,181,000 | 1,424 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,005,000 | 3,293 |
| Total equity capital | $19,871,000 | 2,718 |
| Total bank equity capital | $19,871,000 | 2,718 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $10,000,000 | 300 |
| Surplus | $0 | 8,544 |
| Undivided profits | $9,871,000 | 3,064 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $136,000 | 6,590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $422,000 | 5,955 |
| Earning assets | $156,220,000 | 3,132 |
| Long-term assets (5+ years) | $7,235,000 | 5,537 |
| Average Assets, year-to-date | $154,779,670 | 3,315 |
| Average Assets, quarterly | $160,234,000 | 3,253 |
| Volatile liabilities | $88,179,000 | 1,174 |
| Insider loans | $5,962,000 | 868 |
| FHLB advances | $23,181,000 | 1,315 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $8,911,000 | 4,484 |
| Tier 1 (core) risk-based capital | $19,859,000 | 2,539 |
| Tier 2 risk-based capital | $1,264,000 | 3,016 |
| Total risk weighted assets | $131,829,000 | 2,727 |
| Total unused commitments | $8,911,000 | 4,494 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 28 | 5,259 |
| Assets and Liabilities | ||
| Total Assets: | $158,388,000 | 3,274 |
| Cash and due from depository institutions | $11,892,000 | 5,259 |
| Interest-bearing balances | $9,329,000 | 909 |
| Securities | $27,154,000 | 3,790 |
| Federal funds sold & reverse repurchase agreements | $9,760,000 | 1,775 |
| Net loans & leases | $106,919,000 | 3,047 |
| Loan loss allowance | $1,214,000 | 3,321 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $318,000 | 7,830 |
| Other real estate owned | $265,000 | 5,259 |
| Goodwill and other intangibles | $4,000 | 3,107 |
| All other assets | $2,076,000 | 4,465 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $158,388,000 | 3,274 |
| Total liabilities | $138,812,000 | 3,324 |
| Total deposits | $116,241,000 | 3,622 |
| Interest-bearing deposits | $101,282,000 | 3,583 |
| Deposits held in domestic offices | $69,943,000 | 5,305 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $21,415,000 | 1,451 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,156,000 | 3,018 |
| Total equity capital | $19,576,000 | 2,700 |
| Total bank equity capital | $19,576,000 | 2,700 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $10,000,000 | 296 |
| Surplus | $0 | 8,583 |
| Undivided profits | $9,576,000 | 3,068 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $458,000 | 5,694 |
| Earning assets | $153,162,000 | 3,149 |
| Long-term assets (5+ years) | $5,531,000 | 5,928 |
| Average Assets, year-to-date | $151,129,500 | 3,365 |
| Average Assets, quarterly | $151,129,500 | 3,365 |
| Volatile liabilities | $87,511,000 | 1,156 |
| Insider loans | $5,920,000 | 880 |
| FHLB advances | $21,415,000 | 1,347 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $8,383,000 | 4,560 |
| Tier 1 (core) risk-based capital | $19,563,000 | 2,532 |
| Tier 2 risk-based capital | $1,214,000 | 3,048 |
| Total risk weighted assets | $133,770,000 | 2,635 |
| Total unused commitments | $8,383,000 | 4,574 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 28 | 5,250 |
| Assets and Liabilities | ||
| Total Assets: | $143,871,000 | 3,498 |
| Cash and due from depository institutions | $9,187,000 | 5,250 |
| Interest-bearing balances | $7,249,000 | 1,063 |
| Securities | $17,379,000 | 5,049 |
| Federal funds sold & reverse repurchase agreements | $12,500,000 | 1,144 |
| Net loans & leases | $102,376,000 | 3,150 |
| Loan loss allowance | $1,201,000 | 3,268 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $338,000 | 7,784 |
| Other real estate owned | $265,000 | 5,250 |
| Goodwill and other intangibles | $4,000 | 3,076 |
| All other assets | $1,822,000 | 4,806 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,871,000 | 3,498 |
| Total liabilities | $124,576,000 | 3,623 |
| Total deposits | $106,533,000 | 3,842 |
| Interest-bearing deposits | $97,457,000 | 3,628 |
| Deposits held in domestic offices | $60,869,000 | 5,727 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $16,915,000 | 1,707 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,128,000 | 3,110 |
| Total equity capital | $19,295,000 | 2,705 |
| Total bank equity capital | $19,295,000 | 2,705 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $10,000,000 | 293 |
| Surplus | $0 | 8,619 |
| Undivided profits | $9,295,000 | 3,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $617,000 | 3,730 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $429,000 | 6,119 |
| Earning assets | $139,504,000 | 3,321 |
| Long-term assets (5+ years) | $5,602,000 | 5,896 |
| Average Assets, year-to-date | $137,325,400 | 3,503 |
| Average Assets, quarterly | $143,003,500 | 3,490 |
| Volatile liabilities | $88,528,000 | 1,141 |
| Insider loans | $6,284,000 | 785 |
| FHLB advances | $16,915,000 | 1,579 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $9,509,000 | 4,178 |
| Tier 1 (core) risk-based capital | $19,280,000 | 2,530 |
| Tier 2 risk-based capital | $1,201,000 | 3,040 |
| Total risk weighted assets | $119,786,000 | 2,883 |
| Total unused commitments | $9,509,000 | 4,181 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 30 | 5,012 |
| Assets and Liabilities | ||
| Total Assets: | $128,176,000 | 3,740 |
| Cash and due from depository institutions | $6,916,000 | 5,012 |
| Interest-bearing balances | $4,846,000 | 1,311 |
| Securities | $19,333,000 | 4,634 |
| Federal funds sold & reverse repurchase agreements | $10,800,000 | 1,349 |
| Net loans & leases | $88,811,000 | 3,490 |
| Loan loss allowance | $1,150,000 | 3,219 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $446,000 | 7,509 |
| Other real estate owned | $265,000 | 5,012 |
| Goodwill and other intangibles | $6,000 | 3,028 |
| All other assets | $1,599,000 | 5,167 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,176,000 | 3,740 |
| Total liabilities | $109,888,000 | 3,899 |
| Total deposits | $96,026,000 | 4,074 |
| Interest-bearing deposits | $86,394,000 | 3,883 |
| Deposits held in domestic offices | $54,686,000 | 5,992 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $12,415,000 | 1,905 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,447,000 | 2,618 |
| Total equity capital | $18,288,000 | 2,656 |
| Total bank equity capital | $18,288,000 | 2,656 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $10,000,000 | 282 |
| Surplus | $0 | 8,858 |
| Undivided profits | $8,288,000 | 3,161 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $254,000 | 5,553 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $493,000 | 5,986 |
| Earning assets | $123,790,000 | 3,546 |
| Long-term assets (5+ years) | $6,472,000 | 5,682 |
| Average Assets, year-to-date | $117,325,600 | 3,872 |
| Average Assets, quarterly | $125,457,000 | 3,772 |
| Volatile liabilities | $72,856,000 | 1,292 |
| Insider loans | $5,538,000 | 869 |
| FHLB advances | $12,415,000 | 1,763 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $11,622,000 | 3,584 |
| Tier 1 (core) risk-based capital | $18,287,000 | 2,546 |
| Tier 2 risk-based capital | $1,150,000 | 2,999 |
| Total risk weighted assets | $104,430,000 | 3,103 |
| Total unused commitments | $11,622,000 | 3,592 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 29 | 5,222 |
| Assets and Liabilities | ||
| Total Assets: | $107,641,000 | 4,195 |
| Cash and due from depository institutions | $9,895,000 | 5,222 |
| Interest-bearing balances | $7,204,000 | 637 |
| Securities | $22,562,000 | 4,247 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,512 |
| Net loans & leases | $65,288,000 | 4,305 |
| Loan loss allowance | $1,053,000 | 3,329 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $584,000 | 7,191 |
| Other real estate owned | $125,000 | 5,222 |
| Goodwill and other intangibles | $7,000 | 3,079 |
| All other assets | $1,180,000 | 5,625 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,641,000 | 4,195 |
| Total liabilities | $90,415,000 | 4,419 |
| Total deposits | $82,754,000 | 4,439 |
| Interest-bearing deposits | $72,973,000 | 4,329 |
| Deposits held in domestic offices | $47,422,000 | 6,388 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,339,000 | 2,568 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,322,000 | 2,874 |
| Total equity capital | $17,226,000 | 2,728 |
| Total bank equity capital | $17,226,000 | 2,728 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $10,000,000 | 295 |
| Surplus | $0 | 9,124 |
| Undivided profits | $7,226,000 | 3,373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $59,000 | 7,356 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $462,000 | 5,396 |
| Earning assets | $103,054,000 | 4,052 |
| Long-term assets (5+ years) | $5,331,000 | 5,894 |
| Average Assets, year-to-date | $116,323,600 | 3,757 |
| Average Assets, quarterly | $107,972,500 | 4,141 |
| Volatile liabilities | $64,280,000 | 1,403 |
| Insider loans | $5,744,000 | 811 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $11,588,000 | 3,407 |
| Tier 1 (core) risk-based capital | $17,221,000 | 2,601 |
| Tier 2 risk-based capital | $1,061,000 | 3,104 |
| Total risk weighted assets | $86,538,300 | 3,516 |
| Total unused commitments | $11,588,000 | 3,407 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 30 | 5,233 |
| Assets and Liabilities | ||
| Total Assets: | $125,837,000 | 3,613 |
| Cash and due from depository institutions | $20,060,000 | 5,233 |
| Interest-bearing balances | $16,360,000 | 239 |
| Securities | $28,263,000 | 3,771 |
| Federal funds sold & reverse repurchase agreements | $19,250,000 | 542 |
| Net loans & leases | $56,500,000 | 4,734 |
| Loan loss allowance | $848,000 | 3,904 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $685,000 | 7,028 |
| Other real estate owned | $39,000 | 5,233 |
| Goodwill and other intangibles | $9,000 | 3,149 |
| All other assets | $1,031,000 | 6,090 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,837,000 | 3,613 |
| Total liabilities | $109,981,000 | 3,697 |
| Total deposits | $103,800,000 | 3,612 |
| Interest-bearing deposits | $91,858,000 | 3,506 |
| Deposits held in domestic offices | $67,936,000 | 5,138 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,901,000 | 2,932 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,280,000 | 2,661 |
| Total equity capital | $15,856,000 | 2,805 |
| Total bank equity capital | $15,856,000 | 2,805 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $10,000,000 | 322 |
| Surplus | $0 | 9,427 |
| Undivided profits | $5,856,000 | 3,739 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 8,253 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $281,000 | 6,699 |
| Earning assets | $120,373,000 | 3,479 |
| Long-term assets (5+ years) | $5,244,000 | 6,230 |
| Average Assets, year-to-date | $105,655,400 | 4,072 |
| Average Assets, quarterly | $116,683,000 | 3,816 |
| Volatile liabilities | $81,659,000 | 1,116 |
| Insider loans | $4,168,000 | 1,136 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $9,463,000 | 3,851 |
| Tier 1 (core) risk-based capital | $15,859,000 | 2,781 |
| Tier 2 risk-based capital | $848,000 | 3,619 |
| Total risk weighted assets | $86,931,400 | 3,358 |
| Total unused commitments | $9,463,000 | 3,854 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 31 | 5,204 |
| Assets and Liabilities | ||
| Total Assets: | $96,064,000 | 4,493 |
| Cash and due from depository institutions | $18,800,000 | 5,204 |
| Interest-bearing balances | $16,826,000 | 340 |
| Securities | $11,047,000 | 6,795 |
| Federal funds sold & reverse repurchase agreements | $12,100,000 | 1,420 |
| Net loans & leases | $52,657,000 | 4,782 |
| Loan loss allowance | $725,000 | 4,350 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $761,000 | 6,719 |
| Other real estate owned | $0 | 5,204 |
| Goodwill and other intangibles | $11,000 | 3,277 |
| All other assets | $688,000 | 7,221 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,064,000 | 4,493 |
| Total liabilities | $81,066,000 | 4,733 |
| Total deposits | $76,867,000 | 4,679 |
| Interest-bearing deposits | $68,679,000 | 4,529 |
| Deposits held in domestic offices | $41,273,000 | 7,046 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,241,000 | 2,777 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $958,000 | 3,653 |
| Total equity capital | $14,998,000 | 3,005 |
| Total bank equity capital | $14,998,000 | 3,005 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $10,000,000 | 326 |
| Surplus | $0 | 9,669 |
| Undivided profits | $4,998,000 | 4,438 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $374,000 | 4,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $241,000 | 7,359 |
| Earning assets | $92,630,000 | 4,321 |
| Long-term assets (5+ years) | $3,064,000 | 7,111 |
| Average Assets, year-to-date | $87,404,000 | 4,645 |
| Average Assets, quarterly | $92,841,000 | 4,558 |
| Volatile liabilities | $56,792,000 | 1,256 |
| Insider loans | $4,346,000 | 979 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,582,000 | 3,482 |
| Tier 1 (core) risk-based capital | $14,989,000 | 2,849 |
| Tier 2 risk-based capital | $725,000 | 3,967 |
| Total risk weighted assets | $65,488,200 | 4,099 |
| Total unused commitments | $10,582,000 | 3,486 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 33 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $80,095,000 | 5,188 |
| Cash and due from depository institutions | $15,587,000 | 5,163 |
| Interest-bearing balances | $13,975,000 | 298 |
| Securities | $6,322,000 | 8,700 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,524 |
| Net loans & leases | $47,383,000 | 5,196 |
| Loan loss allowance | $686,000 | 4,569 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $603,000 | 7,435 |
| Other real estate owned | $95,000 | 5,163 |
| Goodwill and other intangibles | $13,000 | 3,342 |
| All other assets | $1,092,000 | 5,677 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,095,000 | 5,188 |
| Total liabilities | $65,903,000 | 5,518 |
| Total deposits | $64,608,000 | 5,383 |
| Interest-bearing deposits | $55,272,000 | 5,378 |
| Deposits held in domestic offices | $31,529,000 | 8,166 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,295,000 | 2,867 |
| Total equity capital | $14,192,000 | 3,130 |
| Total bank equity capital | $14,192,000 | 3,130 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $10,000,000 | 339 |
| Surplus | $0 | 10,084 |
| Undivided profits | $4,192,000 | 5,003 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $155,000 | 6,891 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $252,000 | 7,454 |
| Earning assets | $76,680,000 | 5,011 |
| Long-term assets (5+ years) | $1,947,000 | 7,715 |
| Average Assets, year-to-date | $78,205,800 | 5,091 |
| Average Assets, quarterly | $81,852,000 | 5,050 |
| Volatile liabilities | $46,890,000 | 1,489 |
| Insider loans | $3,857,000 | 1,085 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $9,209,000 | 3,651 |
| Tier 1 (core) risk-based capital | $14,180,000 | 2,989 |
| Tier 2 risk-based capital | $686,000 | 4,045 |
| Total risk weighted assets | $56,185,400 | 4,595 |
| Total unused commitments | $9,209,000 | 3,653 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 31 | 5,680 |
| Assets and Liabilities | ||
| Total Assets: | $72,073,000 | 5,747 |
| Cash and due from depository institutions | $12,675,000 | 5,680 |
| Interest-bearing balances | $10,360,000 | 362 |
| Securities | $8,515,000 | 8,436 |
| Federal funds sold & reverse repurchase agreements | $9,200,000 | 1,406 |
| Net loans & leases | $40,093,000 | 5,859 |
| Loan loss allowance | $599,000 | 5,237 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $668,000 | 7,275 |
| Other real estate owned | $0 | 5,680 |
| Goodwill and other intangibles | $14,000 | 3,198 |
| All other assets | $908,000 | 6,643 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,073,000 | 5,747 |
| Total liabilities | $58,807,000 | 6,160 |
| Total deposits | $57,760,000 | 6,006 |
| Interest-bearing deposits | $49,791,000 | 5,976 |
| Deposits held in domestic offices | $28,848,000 | 8,801 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,047,000 | 3,400 |
| Total equity capital | $13,266,000 | 3,337 |
| Total bank equity capital | $13,266,000 | 3,337 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $10,000,000 | 367 |
| Surplus | $0 | 10,586 |
| Undivided profits | $3,266,000 | 5,812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $160,000 | 7,194 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $230,000 | 7,968 |
| Earning assets | $68,168,000 | 5,600 |
| Long-term assets (5+ years) | $2,000,000 | 7,805 |
| Average Assets, year-to-date | $72,404,200 | 5,574 |
| Average Assets, quarterly | $71,117,500 | 5,751 |
| Volatile liabilities | $40,764,000 | 1,617 |
| Insider loans | $4,514,000 | 956 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,768,000 | 4,746 |
| Tier 1 (core) risk-based capital | $13,272,000 | 3,233 |
| Tier 2 risk-based capital | $599,000 | 4,606 |
| Total risk weighted assets | $48,735,600 | 5,158 |
| Total unused commitments | $5,768,000 | 4,759 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 30 | 5,997 |
| Assets and Liabilities | ||
| Total Assets: | $75,244,000 | 5,633 |
| Cash and due from depository institutions | $11,675,000 | 5,997 |
| Interest-bearing balances | $10,218,000 | 449 |
| Securities | $8,476,000 | 8,821 |
| Federal funds sold & reverse repurchase agreements | $13,780,000 | 1,033 |
| Net loans & leases | $39,219,000 | 5,929 |
| Loan loss allowance | $539,000 | 5,735 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $747,000 | 7,051 |
| Other real estate owned | $268,000 | 5,997 |
| Goodwill and other intangibles | $16,000 | 2,914 |
| All other assets | $1,063,000 | 6,123 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,244,000 | 5,633 |
| Total liabilities | $62,802,000 | 5,944 |
| Total deposits | $61,183,000 | 5,841 |
| Interest-bearing deposits | $49,902,000 | 6,074 |
| Deposits held in domestic offices | $29,266,000 | 9,029 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,619,000 | 2,479 |
| Total equity capital | $12,442,000 | 3,532 |
| Total bank equity capital | $12,442,000 | 3,532 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $10,000,000 | 379 |
| Surplus | $0 | 11,041 |
| Undivided profits | $2,442,000 | 6,883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $216,000 | 6,482 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $246,000 | 7,985 |
| Earning assets | $71,693,000 | 5,469 |
| Long-term assets (5+ years) | $1,142,000 | 8,811 |
| Average Assets, year-to-date | $67,688,400 | 5,888 |
| Average Assets, quarterly | $71,934,500 | 5,773 |
| Volatile liabilities | $42,649,000 | 1,445 |
| Insider loans | $1,459,000 | 2,839 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,468,000 | 5,268 |
| Tier 1 (core) risk-based capital | $12,426,000 | 3,429 |
| Tier 2 risk-based capital | $539,000 | 4,973 |
| Total risk weighted assets | $46,988,400 | 5,281 |
| Total unused commitments | $4,468,000 | 5,279 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 30 | 6,160 |
| Assets and Liabilities | ||
| Total Assets: | $64,077,000 | 6,334 |
| Cash and due from depository institutions | $10,297,000 | 6,160 |
| Interest-bearing balances | $7,805,000 | 465 |
| Securities | $7,442,000 | 9,753 |
| Federal funds sold & reverse repurchase agreements | $4,710,000 | 1,928 |
| Net loans & leases | $39,840,000 | 5,803 |
| Loan loss allowance | $421,000 | 6,915 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $837,000 | 6,731 |
| Other real estate owned | $268,000 | 6,160 |
| Goodwill and other intangibles | $18,000 | 2,788 |
| All other assets | $665,000 | 8,475 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,077,000 | 6,334 |
| Total liabilities | $52,384,000 | 6,826 |
| Total deposits | $51,319,000 | 6,685 |
| Interest-bearing deposits | $45,527,000 | 6,506 |
| Deposits held in domestic offices | $21,146,000 | 10,459 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,065,000 | 2,933 |
| Total equity capital | $11,693,000 | 3,463 |
| Total bank equity capital | $11,693,000 | 3,463 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $10,000,000 | 378 |
| Surplus | $0 | 11,565 |
| Undivided profits | $1,693,000 | 7,650 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $121,000 | 8,038 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $235,000 | 7,748 |
| Earning assets | $59,797,000 | 6,221 |
| Long-term assets (5+ years) | $3,597,000 | 6,927 |
| Average Assets, year-to-date | $60,282,600 | 6,511 |
| Average Assets, quarterly | $63,207,500 | 6,379 |
| Volatile liabilities | $40,480,000 | 1,455 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,338,000 | 4,252 |
| Tier 1 (core) risk-based capital | $11,675,000 | 3,523 |
| Tier 2 risk-based capital | $421,000 | 6,005 |
| Total risk weighted assets | $43,778,700 | 5,519 |
| Total unused commitments | $6,338,000 | 4,259 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 34 | 5,844 |
| Assets and Liabilities | ||
| Total Assets: | $57,542,000 | 7,054 |
| Cash and due from depository institutions | $7,508,000 | 5,844 |
| Interest-bearing balances | $6,386,000 | 954 |
| Securities | $4,115,000 | 11,678 |
| Federal funds sold & reverse repurchase agreements | $5,800,000 | 2,413 |
| Net loans & leases | $38,782,000 | 5,857 |
| Loan loss allowance | $338,000 | 8,168 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $914,000 | 6,500 |
| Other real estate owned | $0 | 5,844 |
| Goodwill and other intangibles | $20,000 | 2,709 |
| All other assets | $403,000 | 10,253 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,542,000 | 7,054 |
| Total liabilities | $46,321,000 | 7,627 |
| Total deposits | $45,725,000 | 7,516 |
| Interest-bearing deposits | $41,679,000 | 7,182 |
| Deposits held in domestic offices | $21,956,000 | 10,842 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $596,000 | 4,698 |
| Total equity capital | $11,221,000 | 3,640 |
| Total bank equity capital | $11,221,000 | 3,640 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $10,000,000 | 384 |
| Surplus | $0 | 12,104 |
| Undivided profits | $1,221,000 | 9,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $306,000 | 6,346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $193,000 | 8,308 |
| Earning assets | $55,083,000 | 6,836 |
| Long-term assets (5+ years) | $1,419,000 | 9,393 |
| Average Assets, year-to-date | $59,441,200 | 6,733 |
| Average Assets, quarterly | $58,796,000 | 6,888 |
| Volatile liabilities | $35,345,000 | 1,544 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,438,000 | 5,973 |
| Tier 1 (core) risk-based capital | $11,201,000 | 3,577 |
| Tier 2 risk-based capital | $338,000 | 7,025 |
| Total risk weighted assets | $44,702,000 | 5,384 |
| Total unused commitments | $3,438,000 | 5,992 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 34 | 5,937 |
| Assets and Liabilities | ||
| Total Assets: | $60,205,000 | 6,906 |
| Cash and due from depository institutions | $9,767,000 | 5,937 |
| Interest-bearing balances | $7,603,000 | 982 |
| Securities | $2,299,000 | 12,910 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 3,244 |
| Net loans & leases | $41,498,000 | 5,581 |
| Loan loss allowance | $310,000 | 8,647 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $984,000 | 6,266 |
| Other real estate owned | $0 | 5,937 |
| Goodwill and other intangibles | $21,000 | 2,725 |
| All other assets | $636,000 | 8,569 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,205,000 | 6,906 |
| Total liabilities | $49,206,000 | 7,478 |
| Total deposits | $48,530,000 | 7,363 |
| Interest-bearing deposits | $43,656,000 | 7,176 |
| Deposits held in domestic offices | $20,015,000 | 11,562 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $676,000 | 4,547 |
| Total equity capital | $10,999,000 | 3,507 |
| Total bank equity capital | $10,999,000 | 3,507 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $10,000,000 | 385 |
| Surplus | $0 | 12,588 |
| Undivided profits | $999,000 | 9,585 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $226,000 | 8,043 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $210,000 | 8,430 |
| Earning assets | $56,400,000 | 6,795 |
| Long-term assets (5+ years) | $2,572,000 | 8,362 |
| Average Assets, year-to-date | $64,027,000 | 6,446 |
| Average Assets, quarterly | $62,333,000 | 6,678 |
| Volatile liabilities | $37,697,000 | 1,452 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,493,000 | 4,912 |
| Tier 1 (core) risk-based capital | $10,978,000 | 3,457 |
| Tier 2 risk-based capital | $310,000 | 7,437 |
| Total risk weighted assets | $46,940,600 | 5,201 |
| Total unused commitments | $4,493,000 | 4,943 |
| Derivatives | $0 | 651 |