Home > Ocean National Bank > Loan Charge- Offs and Recoveries
Ocean National Bank, Loan Charge- Offs and Recoveries
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,174,000 | 586 |
| Loans secured by real estate, total | $2,634,000 | 450 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $2,634,000 | 450 |
| Construction and land development | $609,000 | 355 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $1,136,000 | 254 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $889,000 | 516 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $1,262,000 | 665 |
| Loans to individuals | $1,278,000 | 563 |
| Credit card loan charge offs | $57,000 | 1,089 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,221,000 | 405 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $533,000 | 875 |
| Loans secured by real estate, total | $253,000 | 509 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $253,000 | 509 |
| Construction and land development | $5,000 | 760 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $49,000 | 746 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $199,000 | 311 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $71,000 | 2,146 |
| Loans to individuals | $209,000 | 744 |
| Credit card loan recoveries | $11,000 | 978 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $198,000 | 654 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,641,000 | 556 |
| Loans secured by real estate, total | $2,381,000 | 444 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $2,381,000 | 444 |
| Construction and land development | $604,000 | 341 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $1,087,000 | 236 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $690,000 | 559 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $1,191,000 | 598 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $1,069,000 | 515 |
| Credit card loan net charge offs | $46,000 | 1,093 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,023,000 | 346 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.