Home > Ocean City Home Bank > Income and Expense
Ocean City Home Bank, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $26,437,000 | 755 |
| Total interest expense | $4,592,000 | 486 |
| Net interest income | $21,845,000 | 809 |
| Provision for loan and lease losses | $463,000 | 1,201 |
| Total noninterest income | $3,044,000 | 1,327 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,245,000 | 768 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,799,000 | 1,409 |
| Total noninterest expense | $16,642,000 | 953 |
| Salaries and employee benefits | $9,664,000 | 924 |
| Premises and equipment expense | $1,597,000 | 1,115 |
| Additional noninterest expense | $5,381,000 | 922 |
| Pre-tax net operating income | $7,784,000 | 903 |
| Securities gains (losses) | $37,000 | 1,983 |
| Applicable income taxes | $2,589,000 | 724 |
| Income before extraordinary items | $5,232,000 | 1,078 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,232,000 | 1,078 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,232,000 | 1,078 |
| Net charge-offs | $346,000 | 1,037 |
| Cash dividends | $3,000,000 | 756 |
| Sale, conversion, retirement of capital stock, net | $575,000 | 212 |
| Net operating income | $5,207,210 | 1,048 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $17,677,000 | 754 |
| Total interest expense | $3,084,000 | 477 |
| Net interest income | $14,593,000 | 810 |
| Provision for loan and lease losses | $313,000 | 1,201 |
| Total noninterest income | $2,017,000 | 1,309 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $832,000 | 759 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,185,000 | 1,387 |
| Total noninterest expense | $10,993,000 | 967 |
| Salaries and employee benefits | $6,434,000 | 921 |
| Premises and equipment expense | $1,061,000 | 1,114 |
| Additional noninterest expense | $3,498,000 | 947 |
| Pre-tax net operating income | $5,304,000 | 887 |
| Securities gains (losses) | $37,000 | 1,629 |
| Applicable income taxes | $1,801,000 | 702 |
| Income before extraordinary items | $3,540,000 | 1,037 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,540,000 | 1,036 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,540,000 | 1,036 |
| Net charge-offs | $258,000 | 960 |
| Cash dividends | $2,000,000 | 749 |
| Sale, conversion, retirement of capital stock, net | $356,000 | 209 |
| Net operating income | $3,515,580 | 1,021 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $8,850,000 | 756 |
| Total interest expense | $1,593,000 | 454 |
| Net interest income | $7,257,000 | 816 |
| Provision for loan and lease losses | $152,000 | 1,136 |
| Total noninterest income | $984,000 | 1,318 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $413,000 | 760 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $571,000 | 1,389 |
| Total noninterest expense | $5,450,000 | 964 |
| Salaries and employee benefits | $3,207,000 | 925 |
| Premises and equipment expense | $531,000 | 1,122 |
| Additional noninterest expense | $1,712,000 | 957 |
| Pre-tax net operating income | $2,639,000 | 860 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $880,000 | 694 |
| Income before extraordinary items | $1,759,000 | 1,025 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,759,000 | 1,026 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,759,000 | 1,026 |
| Net charge-offs | $122,000 | 904 |
| Cash dividends | $1,000,000 | 720 |
| Sale, conversion, retirement of capital stock, net | $170,000 | 201 |
| Net operating income | $1,759,000 | 994 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $35,179,000 | 719 |
| Total interest expense | $6,413,000 | 423 |
| Net interest income | $28,766,000 | 788 |
| Provision for loan and lease losses | $688,000 | 1,074 |
| Total noninterest income | $4,294,000 | 1,238 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,841,000 | 717 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,453,000 | 1,320 |
| Total noninterest expense | $21,643,000 | 958 |
| Salaries and employee benefits | $12,418,000 | 920 |
| Premises and equipment expense | $2,209,000 | 1,075 |
| Additional noninterest expense | $7,016,000 | 937 |
| Pre-tax net operating income | $10,729,000 | 838 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $3,556,000 | 675 |
| Income before extraordinary items | $7,173,000 | 988 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $7,173,000 | 988 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,173,000 | 988 |
| Net charge-offs | $1,258,000 | 570 |
| Cash dividends | $9,000,000 | 411 |
| Sale, conversion, retirement of capital stock, net | $893,000 | 241 |
| Net operating income | $7,173,000 | 971 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $26,347,000 | 728 |
| Total interest expense | $4,774,000 | 425 |
| Net interest income | $21,573,000 | 790 |
| Provision for loan and lease losses | $496,000 | 1,050 |
| Total noninterest income | $3,227,000 | 1,254 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,388,000 | 713 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,839,000 | 1,337 |
| Total noninterest expense | $16,121,000 | 965 |
| Salaries and employee benefits | $9,313,000 | 920 |
| Premises and equipment expense | $1,672,000 | 1,081 |
| Additional noninterest expense | $5,136,000 | 956 |
| Pre-tax net operating income | $8,183,000 | 821 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $2,749,000 | 680 |
| Income before extraordinary items | $5,434,000 | 980 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,434,000 | 980 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $5,434,000 | 980 |
| Net charge-offs | $1,140,000 | 449 |
| Cash dividends | $8,000,000 | 329 |
| Sale, conversion, retirement of capital stock, net | $594,000 | 230 |
| Net operating income | $5,434,000 | 952 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $17,567,000 | 731 |
| Total interest expense | $3,153,000 | 427 |
| Net interest income | $14,414,000 | 786 |
| Provision for loan and lease losses | $331,000 | 1,029 |
| Total noninterest income | $2,127,000 | 1,276 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $938,000 | 686 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,189,000 | 1,385 |
| Total noninterest expense | $10,705,000 | 976 |
| Salaries and employee benefits | $6,254,000 | 913 |
| Premises and equipment expense | $1,107,000 | 1,091 |
| Additional noninterest expense | $3,344,000 | 984 |
| Pre-tax net operating income | $5,505,000 | 819 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,842,000 | 667 |
| Income before extraordinary items | $3,663,000 | 970 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,663,000 | 970 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,663,000 | 970 |
| Net charge-offs | $699,000 | 478 |
| Cash dividends | $2,000,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $413,000 | 216 |
| Net operating income | $3,663,000 | 944 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $8,795,000 | 730 |
| Total interest expense | $1,570,000 | 428 |
| Net interest income | $7,225,000 | 781 |
| Provision for loan and lease losses | $153,000 | 1,051 |
| Total noninterest income | $1,021,000 | 1,270 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $473,000 | 657 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $548,000 | 1,409 |
| Total noninterest expense | $5,394,000 | 961 |
| Salaries and employee benefits | $3,195,000 | 895 |
| Premises and equipment expense | $558,000 | 1,087 |
| Additional noninterest expense | $1,641,000 | 981 |
| Pre-tax net operating income | $2,699,000 | 809 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $885,000 | 679 |
| Income before extraordinary items | $1,814,000 | 947 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,814,000 | 948 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,814,000 | 948 |
| Net charge-offs | $51,000 | 1,543 |
| Cash dividends | $1,000,000 | 643 |
| Sale, conversion, retirement of capital stock, net | $195,000 | 190 |
| Net operating income | $1,814,000 | 910 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $35,265,000 | 715 |
| Total interest expense | $6,904,000 | 404 |
| Net interest income | $28,361,000 | 773 |
| Provision for loan and lease losses | $462,000 | 1,536 |
| Total noninterest income | $4,077,000 | 1,268 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,676,000 | 803 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,401,000 | 1,280 |
| Total noninterest expense | $21,537,000 | 939 |
| Salaries and employee benefits | $12,242,000 | 895 |
| Premises and equipment expense | $2,363,000 | 1,019 |
| Additional noninterest expense | $6,932,000 | 932 |
| Pre-tax net operating income | $10,439,000 | 797 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $3,733,000 | 612 |
| Income before extraordinary items | $6,706,000 | 995 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $6,706,000 | 994 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,706,000 | 994 |
| Net charge-offs | $1,514,000 | 646 |
| Cash dividends | $9,000,000 | 362 |
| Sale, conversion, retirement of capital stock, net | $1,095,000 | 193 |
| Net operating income | $6,706,000 | 966 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $26,427,000 | 716 |
| Total interest expense | $5,173,000 | 406 |
| Net interest income | $21,254,000 | 776 |
| Provision for loan and lease losses | $263,000 | 1,766 |
| Total noninterest income | $3,061,000 | 1,278 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,259,000 | 805 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,802,000 | 1,280 |
| Total noninterest expense | $16,225,000 | 928 |
| Salaries and employee benefits | $9,246,000 | 892 |
| Premises and equipment expense | $1,805,000 | 1,009 |
| Additional noninterest expense | $5,174,000 | 938 |
| Pre-tax net operating income | $7,827,000 | 807 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $2,785,000 | 626 |
| Income before extraordinary items | $5,042,000 | 990 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,042,000 | 989 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,042,000 | 989 |
| Net charge-offs | $765,000 | 833 |
| Cash dividends | $8,000,000 | 303 |
| Sale, conversion, retirement of capital stock, net | $743,000 | 185 |
| Net operating income | $5,042,000 | 964 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $17,594,000 | 706 |
| Total interest expense | $3,443,000 | 412 |
| Net interest income | $14,151,000 | 782 |
| Provision for loan and lease losses | $138,000 | 2,006 |
| Total noninterest income | $2,058,000 | 1,260 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $855,000 | 784 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,203,000 | 1,282 |
| Total noninterest expense | $10,856,000 | 919 |
| Salaries and employee benefits | $6,181,000 | 883 |
| Premises and equipment expense | $1,218,000 | 1,008 |
| Additional noninterest expense | $3,457,000 | 931 |
| Pre-tax net operating income | $5,215,000 | 780 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $1,837,000 | 618 |
| Income before extraordinary items | $3,378,000 | 963 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,378,000 | 964 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,378,000 | 964 |
| Net charge-offs | $571,000 | 784 |
| Cash dividends | $2,000,000 | 639 |
| Sale, conversion, retirement of capital stock, net | $482,000 | 173 |
| Net operating income | $3,378,000 | 947 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $8,841,000 | 709 |
| Total interest expense | $1,724,000 | 411 |
| Net interest income | $7,117,000 | 770 |
| Provision for loan and lease losses | $88,000 | 1,724 |
| Total noninterest income | $980,000 | 1,268 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $419,000 | 783 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $561,000 | 1,299 |
| Total noninterest expense | $5,387,000 | 937 |
| Salaries and employee benefits | $3,145,000 | 884 |
| Premises and equipment expense | $625,000 | 1,004 |
| Additional noninterest expense | $1,617,000 | 997 |
| Pre-tax net operating income | $2,622,000 | 762 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $910,000 | 604 |
| Income before extraordinary items | $1,712,000 | 916 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,712,000 | 917 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,712,000 | 917 |
| Net charge-offs | $227,000 | 867 |
| Cash dividends | $1,000,000 | 600 |
| Sale, conversion, retirement of capital stock, net | $232,000 | 165 |
| Net operating income | $1,712,000 | 893 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $34,807,000 | 715 |
| Total interest expense | $7,481,000 | 420 |
| Net interest income | $27,326,000 | 780 |
| Provision for loan and lease losses | $757,000 | 1,392 |
| Total noninterest income | $4,362,000 | 1,251 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $2,002,000 | 692 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,360,000 | 1,353 |
| Total noninterest expense | $21,700,000 | 937 |
| Salaries and employee benefits | $12,011,000 | 899 |
| Premises and equipment expense | $2,373,000 | 1,006 |
| Additional noninterest expense | $7,316,000 | 931 |
| Pre-tax net operating income | $9,231,000 | 828 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $3,196,000 | 636 |
| Income before extraordinary items | $6,035,000 | 1,028 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,035,000 | 1,030 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $6,035,000 | 1,030 |
| Net charge-offs | $508,000 | 2,000 |
| Cash dividends | $6,000,000 | 487 |
| Sale, conversion, retirement of capital stock, net | $965,000 | 215 |
| Net operating income | $6,035,000 | 1,000 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $25,981,000 | 720 |
| Total interest expense | $5,677,000 | 430 |
| Net interest income | $20,304,000 | 794 |
| Provision for loan and lease losses | $580,000 | 1,365 |
| Total noninterest income | $3,285,000 | 1,265 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,512,000 | 683 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,773,000 | 1,381 |
| Total noninterest expense | $16,179,000 | 946 |
| Salaries and employee benefits | $9,072,000 | 893 |
| Premises and equipment expense | $1,779,000 | 1,015 |
| Additional noninterest expense | $5,328,000 | 953 |
| Pre-tax net operating income | $6,830,000 | 859 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $2,380,000 | 639 |
| Income before extraordinary items | $4,450,000 | 1,057 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,450,000 | 1,060 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,450,000 | 1,060 |
| Net charge-offs | $292,000 | 2,148 |
| Cash dividends | $5,000,000 | 401 |
| Sale, conversion, retirement of capital stock, net | $622,000 | 208 |
| Net operating income | $4,450,000 | 1,027 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $17,341,000 | 720 |
| Total interest expense | $3,831,000 | 429 |
| Net interest income | $13,510,000 | 781 |
| Provision for loan and lease losses | $394,000 | 1,398 |
| Total noninterest income | $2,177,000 | 1,283 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $1,010,000 | 667 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,167,000 | 1,429 |
| Total noninterest expense | $10,813,000 | 939 |
| Salaries and employee benefits | $6,088,000 | 885 |
| Premises and equipment expense | $1,185,000 | 1,012 |
| Additional noninterest expense | $3,540,000 | 949 |
| Pre-tax net operating income | $4,480,000 | 858 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $1,574,000 | 642 |
| Income before extraordinary items | $2,906,000 | 1,069 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,906,000 | 1,070 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,906,000 | 1,072 |
| Net charge-offs | $208,000 | 2,057 |
| Cash dividends | $2,000,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $410,000 | 187 |
| Net operating income | $2,906,000 | 1,029 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $8,689,000 | 724 |
| Total interest expense | $1,957,000 | 431 |
| Net interest income | $6,732,000 | 782 |
| Provision for loan and lease losses | $202,000 | 1,339 |
| Total noninterest income | $1,074,000 | 1,293 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $499,000 | 670 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $575,000 | 1,426 |
| Total noninterest expense | $5,423,000 | 947 |
| Salaries and employee benefits | $3,089,000 | 886 |
| Premises and equipment expense | $589,000 | 1,044 |
| Additional noninterest expense | $1,745,000 | 966 |
| Pre-tax net operating income | $2,181,000 | 858 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $821,000 | 625 |
| Income before extraordinary items | $1,360,000 | 1,117 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,360,000 | 1,119 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,360,000 | 1,119 |
| Net charge-offs | $66,000 | 2,216 |
| Cash dividends | $1,000,000 | 526 |
| Sale, conversion, retirement of capital stock, net | $202,000 | 160 |
| Net operating income | $1,360,000 | 1,058 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $36,619,000 | 713 |
| Total interest expense | $9,064,000 | 456 |
| Net interest income | $27,555,000 | 784 |
| Provision for loan and lease losses | $893,000 | 1,909 |
| Total noninterest income | $3,858,000 | 1,368 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,705,000 | 826 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,153,000 | 1,458 |
| Total noninterest expense | $21,417,000 | 934 |
| Salaries and employee benefits | $11,826,000 | 879 |
| Premises and equipment expense | $2,529,000 | 947 |
| Additional noninterest expense | $7,062,000 | 989 |
| Pre-tax net operating income | $9,103,000 | 798 |
| Securities gains (losses) | $50,000 | 2,732 |
| Applicable income taxes | $3,511,000 | 543 |
| Income before extraordinary items | $5,642,000 | 1,054 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,642,000 | 1,054 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $5,642,000 | 1,054 |
| Net charge-offs | $738,000 | 2,161 |
| Cash dividends | $3,600,000 | 751 |
| Sale, conversion, retirement of capital stock, net | $880,000 | 233 |
| Net operating income | $5,610,000 | 1,004 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $27,918,000 | 712 |
| Total interest expense | $7,047,000 | 458 |
| Net interest income | $20,871,000 | 785 |
| Provision for loan and lease losses | $574,000 | 2,108 |
| Total noninterest income | $2,777,000 | 1,397 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,217,000 | 879 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,560,000 | 1,483 |
| Total noninterest expense | $16,120,000 | 934 |
| Salaries and employee benefits | $8,914,000 | 880 |
| Premises and equipment expense | $1,906,000 | 950 |
| Additional noninterest expense | $5,300,000 | 983 |
| Pre-tax net operating income | $6,954,000 | 812 |
| Securities gains (losses) | $50,000 | 2,445 |
| Applicable income taxes | $2,681,000 | 561 |
| Income before extraordinary items | $4,323,000 | 1,054 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,323,000 | 1,054 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,323,000 | 1,054 |
| Net charge-offs | $638,000 | 1,916 |
| Cash dividends | $2,600,000 | 620 |
| Sale, conversion, retirement of capital stock, net | $558,000 | 227 |
| Net operating income | $4,291,000 | 1,006 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $18,894,000 | 713 |
| Total interest expense | $4,767,000 | 474 |
| Net interest income | $14,127,000 | 779 |
| Provision for loan and lease losses | $426,000 | 1,996 |
| Total noninterest income | $1,820,000 | 1,402 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $800,000 | 882 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,020,000 | 1,497 |
| Total noninterest expense | $10,699,000 | 939 |
| Salaries and employee benefits | $5,934,000 | 874 |
| Premises and equipment expense | $1,282,000 | 940 |
| Additional noninterest expense | $3,483,000 | 1,000 |
| Pre-tax net operating income | $4,822,000 | 770 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,850,000 | 538 |
| Income before extraordinary items | $2,972,000 | 1,023 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,972,000 | 1,023 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,972,000 | 1,023 |
| Net charge-offs | $494,000 | 1,784 |
| Cash dividends | $1,600,000 | 642 |
| Sale, conversion, retirement of capital stock, net | $360,000 | 203 |
| Net operating income | $2,972,000 | 964 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $9,546,000 | 709 |
| Total interest expense | $2,439,000 | 478 |
| Net interest income | $7,107,000 | 774 |
| Provision for loan and lease losses | $173,000 | 2,172 |
| Total noninterest income | $884,000 | 1,431 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $390,000 | 890 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $494,000 | 1,521 |
| Total noninterest expense | $5,355,000 | 925 |
| Salaries and employee benefits | $3,011,000 | 858 |
| Premises and equipment expense | $642,000 | 947 |
| Additional noninterest expense | $1,702,000 | 1,012 |
| Pre-tax net operating income | $2,463,000 | 748 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $946,000 | 536 |
| Income before extraordinary items | $1,517,000 | 984 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,517,000 | 986 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,517,000 | 985 |
| Net charge-offs | $143,000 | 2,136 |
| Cash dividends | $800,000 | 568 |
| Sale, conversion, retirement of capital stock, net | $172,000 | 176 |
| Net operating income | $1,517,000 | 922 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $37,785,000 | 748 |
| Total interest expense | $11,118,000 | 511 |
| Net interest income | $26,667,000 | 822 |
| Provision for loan and lease losses | $473,000 | 3,537 |
| Total noninterest income | $3,441,000 | 1,352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,441,000 | 944 |
| Total noninterest expense | $20,218,000 | 971 |
| Salaries and employee benefits | $11,202,000 | 880 |
| Premises and equipment expense | $3,959,000 | 628 |
| Additional noninterest expense | $5,057,000 | 1,370 |
| Pre-tax net operating income | $9,417,000 | 660 |
| Securities gains (losses) | $10,000 | 3,332 |
| Applicable income taxes | $3,819,000 | 486 |
| Income before extraordinary items | $5,608,000 | 892 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,608,000 | 890 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $5,608,000 | 892 |
| Net charge-offs | $677,000 | 2,821 |
| Cash dividends | $3,200,000 | 628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $5,601,600 | 859 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $27,966,000 | 777 |
| Total interest expense | $8,504,000 | 519 |
| Net interest income | $19,462,000 | 853 |
| Provision for loan and lease losses | $344,000 | 3,436 |
| Total noninterest income | $2,523,000 | 1,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,523,000 | 951 |
| Total noninterest expense | $14,849,000 | 1,001 |
| Salaries and employee benefits | $8,197,000 | 903 |
| Premises and equipment expense | $2,895,000 | 653 |
| Additional noninterest expense | $3,757,000 | 1,374 |
| Pre-tax net operating income | $6,792,000 | 700 |
| Securities gains (losses) | $10,000 | 3,052 |
| Applicable income taxes | $2,817,000 | 487 |
| Income before extraordinary items | $3,985,000 | 967 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,985,000 | 964 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,985,000 | 967 |
| Net charge-offs | $662,000 | 2,351 |
| Cash dividends | $2,400,000 | 551 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,978,600 | 921 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $18,034,000 | 811 |
| Total interest expense | $5,557,000 | 551 |
| Net interest income | $12,477,000 | 889 |
| Provision for loan and lease losses | $203,000 | 3,510 |
| Total noninterest income | $1,620,000 | 1,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,620,000 | 963 |
| Total noninterest expense | $9,359,000 | 1,070 |
| Salaries and employee benefits | $5,181,000 | 955 |
| Premises and equipment expense | $1,806,000 | 705 |
| Additional noninterest expense | $2,372,000 | 1,476 |
| Pre-tax net operating income | $4,535,000 | 689 |
| Securities gains (losses) | $10,000 | 2,357 |
| Applicable income taxes | $1,911,000 | 477 |
| Income before extraordinary items | $2,634,000 | 937 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,634,000 | 935 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,634,000 | 937 |
| Net charge-offs | $391,000 | 2,391 |
| Cash dividends | $1,600,000 | 524 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,627,600 | 912 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $8,947,000 | 816 |
| Total interest expense | $2,808,000 | 569 |
| Net interest income | $6,139,000 | 903 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $778,000 | 1,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $778,000 | 994 |
| Total noninterest expense | $4,605,000 | 1,095 |
| Salaries and employee benefits | $2,613,000 | 957 |
| Premises and equipment expense | $831,000 | 780 |
| Additional noninterest expense | $1,161,000 | 1,503 |
| Pre-tax net operating income | $2,237,000 | 707 |
| Securities gains (losses) | $10,000 | 1,304 |
| Applicable income taxes | $910,000 | 491 |
| Income before extraordinary items | $1,337,000 | 911 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,337,000 | 910 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,337,000 | 911 |
| Net charge-offs | $56,000 | 3,252 |
| Cash dividends | $800,000 | 479 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,330,600 | 889 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $37,302,000 | 812 |
| Total interest expense | $12,907,000 | 614 |
| Net interest income | $24,395,000 | 903 |
| Provision for loan and lease losses | $893,000 | 3,242 |
| Total noninterest income | $3,332,000 | 1,439 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,332,000 | 986 |
| Total noninterest expense | $17,346,000 | 1,166 |
| Salaries and employee benefits | $9,805,000 | 999 |
| Premises and equipment expense | $3,345,000 | 763 |
| Additional noninterest expense | $4,196,000 | 1,713 |
| Pre-tax net operating income | $9,488,000 | 583 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $3,640,000 | 465 |
| Income before extraordinary items | $5,848,000 | 757 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,848,000 | 757 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $5,848,000 | 758 |
| Net charge-offs | $578,000 | 3,457 |
| Cash dividends | $1,500,000 | 1,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $5,848,000 | 724 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $28,122,000 | 813 |
| Total interest expense | $9,796,000 | 629 |
| Net interest income | $18,326,000 | 900 |
| Provision for loan and lease losses | $817,000 | 2,814 |
| Total noninterest income | $2,480,000 | 1,432 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,480,000 | 952 |
| Total noninterest expense | $13,000,000 | 1,149 |
| Salaries and employee benefits | $7,407,000 | 981 |
| Premises and equipment expense | $2,473,000 | 776 |
| Additional noninterest expense | $3,120,000 | 1,703 |
| Pre-tax net operating income | $6,989,000 | 603 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $2,678,000 | 471 |
| Income before extraordinary items | $4,311,000 | 801 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,311,000 | 799 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,311,000 | 802 |
| Net charge-offs | $513,000 | 3,044 |
| Cash dividends | $1,100,000 | 967 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $4,311,000 | 760 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $18,780,000 | 822 |
| Total interest expense | $6,516,000 | 657 |
| Net interest income | $12,264,000 | 899 |
| Provision for loan and lease losses | $692,000 | 2,397 |
| Total noninterest income | $1,656,000 | 1,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,656,000 | 914 |
| Total noninterest expense | $8,720,000 | 1,131 |
| Salaries and employee benefits | $4,948,000 | 975 |
| Premises and equipment expense | $1,656,000 | 792 |
| Additional noninterest expense | $2,116,000 | 1,662 |
| Pre-tax net operating income | $4,508,000 | 614 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,736,000 | 437 |
| Income before extraordinary items | $2,772,000 | 804 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,772,000 | 804 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,772,000 | 805 |
| Net charge-offs | $484,000 | 2,486 |
| Cash dividends | $700,000 | 984 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,772,000 | 775 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $9,394,000 | 840 |
| Total interest expense | $3,301,000 | 689 |
| Net interest income | $6,093,000 | 916 |
| Provision for loan and lease losses | $152,000 | 3,320 |
| Total noninterest income | $787,000 | 1,460 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $787,000 | 939 |
| Total noninterest expense | $4,409,000 | 1,135 |
| Salaries and employee benefits | $2,496,000 | 979 |
| Premises and equipment expense | $841,000 | 799 |
| Additional noninterest expense | $1,072,000 | 1,640 |
| Pre-tax net operating income | $2,319,000 | 590 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $894,000 | 412 |
| Income before extraordinary items | $1,425,000 | 780 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,425,000 | 782 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,425,000 | 784 |
| Net charge-offs | $7,000 | 5,008 |
| Cash dividends | $300,000 | 1,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,425,000 | 745 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $36,679,000 | 921 |
| Total interest expense | $13,863,000 | 847 |
| Net interest income | $22,816,000 | 947 |
| Provision for loan and lease losses | $1,252,000 | 3,149 |
| Total noninterest income | $3,050,000 | 1,595 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,050,000 | 1,027 |
| Total noninterest expense | $15,992,000 | 1,290 |
| Salaries and employee benefits | $8,800,000 | 1,109 |
| Premises and equipment expense | $3,221,000 | 838 |
| Additional noninterest expense | $3,971,000 | 1,862 |
| Pre-tax net operating income | $8,622,000 | 498 |
| Securities gains (losses) | $6,000 | 3,400 |
| Applicable income taxes | $3,227,000 | 374 |
| Income before extraordinary items | $5,401,000 | 621 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,401,000 | 621 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $5,401,000 | 622 |
| Net charge-offs | $683,000 | 3,380 |
| Cash dividends | $1,200,000 | 1,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $5,397,160 | 624 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $27,212,000 | 949 |
| Total interest expense | $10,467,000 | 890 |
| Net interest income | $16,745,000 | 974 |
| Provision for loan and lease losses | $895,000 | 2,948 |
| Total noninterest income | $2,164,000 | 1,685 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,164,000 | 1,090 |
| Total noninterest expense | $11,722,000 | 1,310 |
| Salaries and employee benefits | $6,513,000 | 1,136 |
| Premises and equipment expense | $2,345,000 | 870 |
| Additional noninterest expense | $2,864,000 | 1,859 |
| Pre-tax net operating income | $6,292,000 | 545 |
| Securities gains (losses) | $6,000 | 3,115 |
| Applicable income taxes | $2,330,000 | 413 |
| Income before extraordinary items | $3,968,000 | 677 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,968,000 | 677 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,968,000 | 679 |
| Net charge-offs | $438,000 | 3,216 |
| Cash dividends | $900,000 | 1,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,964,160 | 677 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $17,843,000 | 984 |
| Total interest expense | $7,014,000 | 937 |
| Net interest income | $10,829,000 | 1,000 |
| Provision for loan and lease losses | $404,000 | 3,250 |
| Total noninterest income | $1,414,000 | 1,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,414,000 | 1,145 |
| Total noninterest expense | $7,832,000 | 1,328 |
| Salaries and employee benefits | $4,349,000 | 1,162 |
| Premises and equipment expense | $1,560,000 | 901 |
| Additional noninterest expense | $1,923,000 | 1,865 |
| Pre-tax net operating income | $4,007,000 | 559 |
| Securities gains (losses) | $6,000 | 2,720 |
| Applicable income taxes | $1,469,000 | 432 |
| Income before extraordinary items | $2,544,000 | 724 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,544,000 | 721 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,544,000 | 725 |
| Net charge-offs | $128,000 | 3,966 |
| Cash dividends | $600,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,540,160 | 708 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,839,000 | 1,003 |
| Total interest expense | $3,543,000 | 969 |
| Net interest income | $5,296,000 | 1,017 |
| Provision for loan and lease losses | $152,000 | 3,191 |
| Total noninterest income | $658,000 | 1,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $658,000 | 1,167 |
| Total noninterest expense | $3,691,000 | 1,354 |
| Salaries and employee benefits | $2,141,000 | 1,195 |
| Premises and equipment expense | $768,000 | 926 |
| Additional noninterest expense | $782,000 | 2,029 |
| Pre-tax net operating income | $2,111,000 | 577 |
| Securities gains (losses) | $6,000 | 2,034 |
| Applicable income taxes | $770,000 | 433 |
| Income before extraordinary items | $1,347,000 | 758 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,347,000 | 758 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,347,000 | 760 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $300,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,343,160 | 711 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $35,139,000 | 1,082 |
| Total interest expense | $15,833,000 | 1,015 |
| Net interest income | $19,306,000 | 1,143 |
| Provision for loan and lease losses | $374,000 | 4,249 |
| Total noninterest income | $2,441,000 | 1,842 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,441,000 | 1,131 |
| Total noninterest expense | $14,099,000 | 1,388 |
| Salaries and employee benefits | $8,263,000 | 1,209 |
| Premises and equipment expense | $2,843,000 | 974 |
| Additional noninterest expense | $2,993,000 | 2,015 |
| Pre-tax net operating income | $7,274,000 | 763 |
| Securities gains (losses) | $-50,000 | 7,167 |
| Applicable income taxes | $2,643,000 | 519 |
| Income before extraordinary items | $4,581,000 | 891 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,581,000 | 891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,873 |
| Cash dividends | $1,200,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,613,000 | 955 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $26,279,000 | 1,115 |
| Total interest expense | $12,124,000 | 1,035 |
| Net interest income | $14,155,000 | 1,200 |
| Provision for loan and lease losses | $273,000 | 3,715 |
| Total noninterest income | $1,712,000 | 2,000 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,712,000 | 1,241 |
| Total noninterest expense | $10,164,000 | 1,429 |
| Salaries and employee benefits | $6,021,000 | 1,276 |
| Premises and equipment expense | $2,054,000 | 1,017 |
| Additional noninterest expense | $2,089,000 | 2,072 |
| Pre-tax net operating income | $5,430,000 | 933 |
| Securities gains (losses) | $-50,000 | 7,482 |
| Applicable income taxes | $2,010,000 | 650 |
| Income before extraordinary items | $3,370,000 | 1,096 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,370,000 | 1,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,679 |
| Cash dividends | $900,000 | 1,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,402,000 | 1,150 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $17,380,000 | 1,137 |
| Total interest expense | $8,218,000 | 1,063 |
| Net interest income | $9,162,000 | 1,220 |
| Provision for loan and lease losses | $159,000 | 3,527 |
| Total noninterest income | $999,000 | 2,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $999,000 | 1,395 |
| Total noninterest expense | $6,672,000 | 1,444 |
| Salaries and employee benefits | $3,976,000 | 1,305 |
| Premises and equipment expense | $1,342,000 | 1,039 |
| Additional noninterest expense | $1,354,000 | 2,097 |
| Pre-tax net operating income | $3,330,000 | 1,071 |
| Securities gains (losses) | $-50,000 | 8,233 |
| Applicable income taxes | $1,196,000 | 808 |
| Income before extraordinary items | $2,084,000 | 1,323 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,084,000 | 1,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,450 |
| Cash dividends | $600,000 | 2,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,116,000 | 1,275 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,649,000 | 1,175 |
| Total interest expense | $4,224,000 | 1,111 |
| Net interest income | $4,425,000 | 1,255 |
| Provision for loan and lease losses | $69,000 | 3,338 |
| Total noninterest income | $292,000 | 3,194 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $292,000 | 2,010 |
| Total noninterest expense | $3,320,000 | 1,442 |
| Salaries and employee benefits | $1,931,000 | 1,351 |
| Premises and equipment expense | $681,000 | 1,022 |
| Additional noninterest expense | $708,000 | 1,988 |
| Pre-tax net operating income | $1,328,000 | 1,409 |
| Securities gains (losses) | $4,000 | 2,294 |
| Applicable income taxes | $474,000 | 1,053 |
| Income before extraordinary items | $858,000 | 1,718 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $858,000 | 1,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $300,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $855,440 | 1,660 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $31,655,000 | 1,352 |
| Total interest expense | $16,154,000 | 1,233 |
| Net interest income | $15,501,000 | 1,453 |
| Provision for loan and lease losses | $261,000 | 3,429 |
| Total noninterest income | $2,562,000 | 1,848 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,562,000 | 1,138 |
| Total noninterest expense | $12,871,000 | 1,436 |
| Salaries and employee benefits | $7,557,000 | 1,326 |
| Premises and equipment expense | $2,563,000 | 1,035 |
| Additional noninterest expense | $2,751,000 | 2,000 |
| Pre-tax net operating income | $4,931,000 | 1,662 |
| Securities gains (losses) | $13,000 | 1,241 |
| Applicable income taxes | $1,727,000 | 1,273 |
| Income before extraordinary items | $3,217,000 | 1,924 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,217,000 | 1,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,253 |
| Cash dividends | $1,200,000 | 2,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,208,550 | 1,916 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $23,196,000 | 1,392 |
| Total interest expense | $11,832,000 | 1,270 |
| Net interest income | $11,364,000 | 1,506 |
| Provision for loan and lease losses | $198,000 | 3,034 |
| Total noninterest income | $1,872,000 | 1,885 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,872,000 | 1,173 |
| Total noninterest expense | $9,554,000 | 1,438 |
| Salaries and employee benefits | $5,671,000 | 1,322 |
| Premises and equipment expense | $1,895,000 | 1,045 |
| Additional noninterest expense | $1,988,000 | 2,014 |
| Pre-tax net operating income | $3,484,000 | 1,859 |
| Securities gains (losses) | $13,000 | 934 |
| Applicable income taxes | $1,242,000 | 1,410 |
| Income before extraordinary items | $2,255,000 | 2,157 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,255,000 | 2,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,520 |
| Cash dividends | $900,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,246,680 | 2,152 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $15,200,000 | 1,429 |
| Total interest expense | $7,706,000 | 1,302 |
| Net interest income | $7,494,000 | 1,542 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $1,207,000 | 1,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,207,000 | 1,219 |
| Total noninterest expense | $6,422,000 | 1,434 |
| Salaries and employee benefits | $3,837,000 | 1,332 |
| Premises and equipment expense | $1,266,000 | 1,045 |
| Additional noninterest expense | $1,319,000 | 2,038 |
| Pre-tax net operating income | $2,129,000 | 2,053 |
| Securities gains (losses) | $13,000 | 798 |
| Applicable income taxes | $804,000 | 1,484 |
| Income before extraordinary items | $1,338,000 | 2,418 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,338,000 | 2,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,783 |
| Cash dividends | $600,000 | 2,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,329,680 | 2,417 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,469,000 | 1,446 |
| Total interest expense | $3,763,000 | 1,323 |
| Net interest income | $3,706,000 | 1,561 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $585,000 | 1,993 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $585,000 | 1,223 |
| Total noninterest expense | $3,279,000 | 1,411 |
| Salaries and employee benefits | $2,004,000 | 1,286 |
| Premises and equipment expense | $633,000 | 1,048 |
| Additional noninterest expense | $642,000 | 2,048 |
| Pre-tax net operating income | $937,000 | 2,277 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $339,000 | 1,713 |
| Income before extraordinary items | $598,000 | 2,634 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $598,000 | 2,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $300,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $598,000 | 2,618 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $28,721,000 | 1,386 |
| Total interest expense | $13,280,000 | 1,272 |
| Net interest income | $15,441,000 | 1,479 |
| Provision for loan and lease losses | $300,000 | 2,748 |
| Total noninterest income | $2,292,000 | 2,011 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,292,000 | 1,223 |
| Total noninterest expense | $12,617,000 | 1,416 |
| Salaries and employee benefits | $7,626,000 | 1,273 |
| Premises and equipment expense | $2,408,000 | 1,047 |
| Additional noninterest expense | $2,583,000 | 2,046 |
| Pre-tax net operating income | $4,816,000 | 1,955 |
| Securities gains (losses) | $-1,000 | 6,756 |
| Applicable income taxes | $1,189,000 | 1,964 |
| Income before extraordinary items | $3,626,000 | 1,947 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,626,000 | 1,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,730 |
| Cash dividends | $1,000,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,626,750 | 1,938 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $21,282,000 | 1,399 |
| Total interest expense | $9,667,000 | 1,275 |
| Net interest income | $11,615,000 | 1,491 |
| Provision for loan and lease losses | $225,000 | 2,598 |
| Total noninterest income | $1,719,000 | 2,020 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,719,000 | 1,230 |
| Total noninterest expense | $9,359,000 | 1,442 |
| Salaries and employee benefits | $5,670,000 | 1,297 |
| Premises and equipment expense | $1,785,000 | 1,070 |
| Additional noninterest expense | $1,904,000 | 2,066 |
| Pre-tax net operating income | $3,750,000 | 1,939 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $891,000 | 2,039 |
| Income before extraordinary items | $2,859,000 | 1,911 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,859,000 | 1,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,425 |
| Cash dividends | $700,000 | 2,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,859,000 | 1,898 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $13,923,000 | 1,394 |
| Total interest expense | $6,244,000 | 1,253 |
| Net interest income | $7,679,000 | 1,500 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $1,140,000 | 2,022 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,140,000 | 1,240 |
| Total noninterest expense | $6,180,000 | 1,455 |
| Salaries and employee benefits | $3,749,000 | 1,323 |
| Premises and equipment expense | $1,167,000 | 1,094 |
| Additional noninterest expense | $1,264,000 | 2,077 |
| Pre-tax net operating income | $2,489,000 | 1,958 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $965,000 | 1,447 |
| Income before extraordinary items | $1,524,000 | 2,311 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,524,000 | 2,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $400,000 | 2,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,524,000 | 2,293 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,854,000 | 1,374 |
| Total interest expense | $3,019,000 | 1,230 |
| Net interest income | $3,835,000 | 1,498 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $555,000 | 2,046 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $555,000 | 1,237 |
| Total noninterest expense | $3,087,000 | 1,465 |
| Salaries and employee benefits | $1,894,000 | 1,305 |
| Premises and equipment expense | $588,000 | 1,091 |
| Additional noninterest expense | $605,000 | 2,138 |
| Pre-tax net operating income | $1,228,000 | 1,933 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $471,000 | 1,463 |
| Income before extraordinary items | $757,000 | 2,304 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $757,000 | 2,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $200,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $757,000 | 2,279 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $25,104,000 | 1,328 |
| Total interest expense | $9,682,000 | 1,165 |
| Net interest income | $15,422,000 | 1,408 |
| Provision for loan and lease losses | $300,000 | 2,799 |
| Total noninterest income | $2,309,000 | 1,992 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,309,000 | 1,218 |
| Total noninterest expense | $11,993,000 | 1,435 |
| Salaries and employee benefits | $7,031,000 | 1,324 |
| Premises and equipment expense | $2,199,000 | 1,106 |
| Additional noninterest expense | $2,763,000 | 1,828 |
| Pre-tax net operating income | $5,438,000 | 1,719 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,115,000 | 1,295 |
| Income before extraordinary items | $3,323,000 | 2,062 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,323,000 | 2,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,266 |
| Cash dividends | $800,000 | 2,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,323,000 | 2,037 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $18,390,000 | 1,317 |
| Total interest expense | $6,941,000 | 1,148 |
| Net interest income | $11,449,000 | 1,407 |
| Provision for loan and lease losses | $225,000 | 2,711 |
| Total noninterest income | $1,756,000 | 1,968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,756,000 | 1,209 |
| Total noninterest expense | $8,894,000 | 1,438 |
| Salaries and employee benefits | $5,266,000 | 1,318 |
| Premises and equipment expense | $1,607,000 | 1,121 |
| Additional noninterest expense | $2,021,000 | 1,847 |
| Pre-tax net operating income | $4,086,000 | 1,736 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,585,000 | 1,329 |
| Income before extraordinary items | $2,501,000 | 2,061 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,501,000 | 2,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,516 |
| Cash dividends | $600,000 | 2,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,501,000 | 2,028 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $11,939,000 | 1,316 |
| Total interest expense | $4,453,000 | 1,115 |
| Net interest income | $7,486,000 | 1,408 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $1,135,000 | 1,993 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,135,000 | 1,226 |
| Total noninterest expense | $5,772,000 | 1,471 |
| Salaries and employee benefits | $3,456,000 | 1,326 |
| Premises and equipment expense | $1,022,000 | 1,175 |
| Additional noninterest expense | $1,294,000 | 1,901 |
| Pre-tax net operating income | $2,699,000 | 1,719 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,044,000 | 1,328 |
| Income before extraordinary items | $1,655,000 | 2,041 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,655,000 | 2,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $400,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,655,000 | 2,005 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,824,000 | 1,317 |
| Total interest expense | $2,159,000 | 1,084 |
| Net interest income | $3,665,000 | 1,438 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $566,000 | 1,955 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $566,000 | 1,217 |
| Total noninterest expense | $2,873,000 | 1,475 |
| Salaries and employee benefits | $1,739,000 | 1,323 |
| Premises and equipment expense | $514,000 | 1,183 |
| Additional noninterest expense | $620,000 | 1,980 |
| Pre-tax net operating income | $1,283,000 | 1,770 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $487,000 | 1,387 |
| Income before extraordinary items | $796,000 | 2,085 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $796,000 | 2,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $200,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $796,000 | 2,052 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $21,637,000 | 1,315 |
| Total interest expense | $7,764,000 | 1,036 |
| Net interest income | $13,873,000 | 1,457 |
| Provision for loan and lease losses | $360,000 | 2,548 |
| Total noninterest income | $2,386,000 | 1,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,386,000 | 1,165 |
| Total noninterest expense | $11,240,000 | 1,445 |
| Salaries and employee benefits | $6,678,000 | 1,312 |
| Premises and equipment expense | $1,965,000 | 1,167 |
| Additional noninterest expense | $2,597,000 | 1,869 |
| Pre-tax net operating income | $4,659,000 | 1,803 |
| Securities gains (losses) | $-2,000 | 7,892 |
| Applicable income taxes | $1,829,000 | 1,382 |
| Income before extraordinary items | $2,828,000 | 2,186 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,828,000 | 2,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,745 |
| Cash dividends | $800,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,829,280 | 2,139 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $15,984,000 | 1,312 |
| Total interest expense | $5,629,000 | 1,056 |
| Net interest income | $10,355,000 | 1,454 |
| Provision for loan and lease losses | $270,000 | 2,429 |
| Total noninterest income | $1,757,000 | 1,973 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,757,000 | 1,195 |
| Total noninterest expense | $7,945,000 | 1,535 |
| Salaries and employee benefits | $4,781,000 | 1,383 |
| Premises and equipment expense | $1,441,000 | 1,195 |
| Additional noninterest expense | $1,723,000 | 2,095 |
| Pre-tax net operating income | $3,897,000 | 1,653 |
| Securities gains (losses) | $-2,000 | 8,174 |
| Applicable income taxes | $1,519,000 | 1,272 |
| Income before extraordinary items | $2,376,000 | 1,980 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,376,000 | 1,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,805 |
| Cash dividends | $600,000 | 2,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,377,280 | 1,929 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,602,000 | 1,305 |
| Total interest expense | $3,689,000 | 1,060 |
| Net interest income | $6,913,000 | 1,436 |
| Provision for loan and lease losses | $180,000 | 2,366 |
| Total noninterest income | $1,117,000 | 2,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,117,000 | 1,223 |
| Total noninterest expense | $5,237,000 | 1,545 |
| Salaries and employee benefits | $3,148,000 | 1,395 |
| Premises and equipment expense | $952,000 | 1,213 |
| Additional noninterest expense | $1,137,000 | 2,125 |
| Pre-tax net operating income | $2,613,000 | 1,610 |
| Securities gains (losses) | $-2,000 | 8,438 |
| Applicable income taxes | $991,000 | 1,292 |
| Income before extraordinary items | $1,620,000 | 1,936 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,620,000 | 1,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,788 |
| Cash dividends | $400,000 | 2,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,621,280 | 1,881 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,325,000 | 1,304 |
| Total interest expense | $1,846,000 | 1,078 |
| Net interest income | $3,479,000 | 1,421 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $540,000 | 2,039 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $540,000 | 1,225 |
| Total noninterest expense | $2,629,000 | 1,544 |
| Salaries and employee benefits | $1,598,000 | 1,389 |
| Premises and equipment expense | $476,000 | 1,229 |
| Additional noninterest expense | $555,000 | 2,136 |
| Pre-tax net operating income | $1,300,000 | 1,598 |
| Securities gains (losses) | $-2,000 | 8,748 |
| Applicable income taxes | $513,000 | 1,271 |
| Income before extraordinary items | $785,000 | 1,984 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $785,000 | 1,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $200,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $786,280 | 1,899 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $21,251,000 | 1,333 |
| Total interest expense | $8,374,000 | 1,069 |
| Net interest income | $12,877,000 | 1,512 |
| Provision for loan and lease losses | $360,000 | 2,773 |
| Total noninterest income | $2,083,000 | 2,262 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,083,000 | 1,432 |
| Total noninterest expense | $9,903,000 | 1,629 |
| Salaries and employee benefits | $5,833,000 | 1,473 |
| Premises and equipment expense | $1,750,000 | 1,310 |
| Additional noninterest expense | $2,320,000 | 2,077 |
| Pre-tax net operating income | $4,697,000 | 1,718 |
| Securities gains (losses) | $118,000 | 1,742 |
| Applicable income taxes | $1,814,000 | 1,380 |
| Income before extraordinary items | $3,001,000 | 2,044 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,001,000 | 2,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,824 |
| Cash dividends | $800,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,925,480 | 1,993 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,920,000 | 1,363 |
| Total interest expense | $6,399,000 | 1,095 |
| Net interest income | $9,521,000 | 1,538 |
| Provision for loan and lease losses | $270,000 | 2,692 |
| Total noninterest income | $1,543,000 | 2,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,543,000 | 1,509 |
| Total noninterest expense | $7,302,000 | 1,658 |
| Salaries and employee benefits | $4,274,000 | 1,514 |
| Premises and equipment expense | $1,285,000 | 1,343 |
| Additional noninterest expense | $1,743,000 | 2,052 |
| Pre-tax net operating income | $3,492,000 | 1,799 |
| Securities gains (losses) | $118,000 | 1,597 |
| Applicable income taxes | $1,363,000 | 1,442 |
| Income before extraordinary items | $2,247,000 | 2,101 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,247,000 | 2,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,436 |
| Cash dividends | $600,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,171,480 | 2,054 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,693,000 | 1,366 |
| Total interest expense | $4,332,000 | 1,107 |
| Net interest income | $6,361,000 | 1,531 |
| Provision for loan and lease losses | $180,000 | 2,675 |
| Total noninterest income | $1,017,000 | 2,332 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,017,000 | 1,500 |
| Total noninterest expense | $4,825,000 | 1,668 |
| Salaries and employee benefits | $2,829,000 | 1,525 |
| Premises and equipment expense | $852,000 | 1,342 |
| Additional noninterest expense | $1,144,000 | 2,091 |
| Pre-tax net operating income | $2,373,000 | 1,760 |
| Securities gains (losses) | $118,000 | 1,382 |
| Applicable income taxes | $955,000 | 1,421 |
| Income before extraordinary items | $1,536,000 | 2,067 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,536,000 | 2,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,431 |
| Cash dividends | $400,000 | 2,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,460,480 | 2,039 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,386,000 | 1,362 |
| Total interest expense | $2,193,000 | 1,120 |
| Net interest income | $3,193,000 | 1,528 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $503,000 | 2,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $503,000 | 1,482 |
| Total noninterest expense | $2,394,000 | 1,669 |
| Salaries and employee benefits | $1,414,000 | 1,512 |
| Premises and equipment expense | $429,000 | 1,344 |
| Additional noninterest expense | $551,000 | 2,135 |
| Pre-tax net operating income | $1,212,000 | 1,735 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $461,000 | 1,469 |
| Income before extraordinary items | $751,000 | 2,087 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $751,000 | 2,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $200,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $751,000 | 1,969 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $22,224,000 | 1,376 |
| Total interest expense | $9,929,000 | 1,133 |
| Net interest income | $12,295,000 | 1,574 |
| Provision for loan and lease losses | $275,000 | 3,639 |
| Total noninterest income | $1,914,000 | 2,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,914,000 | 1,358 |
| Total noninterest expense | $9,212,000 | 1,662 |
| Salaries and employee benefits | $5,324,000 | 1,518 |
| Premises and equipment expense | $1,735,000 | 1,260 |
| Additional noninterest expense | $2,153,000 | 2,156 |
| Pre-tax net operating income | $4,722,000 | 1,726 |
| Securities gains (losses) | $77,000 | 2,005 |
| Applicable income taxes | $1,877,000 | 1,355 |
| Income before extraordinary items | $2,922,000 | 2,054 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,922,000 | 2,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,876 |
| Cash dividends | $800,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,872,720 | 2,016 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $21,968,000 | 1,540 |
| Total interest expense | $12,404,000 | 1,313 |
| Net interest income | $9,564,000 | 1,862 |
| Provision for loan and lease losses | $140,000 | 4,923 |
| Total noninterest income | $1,783,000 | 2,211 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,783,000 | 1,344 |
| Total noninterest expense | $8,340,000 | 1,748 |
| Salaries and employee benefits | $4,664,000 | 1,606 |
| Premises and equipment expense | $1,614,000 | 1,327 |
| Additional noninterest expense | $2,062,000 | 2,180 |
| Pre-tax net operating income | $2,867,000 | 2,367 |
| Securities gains (losses) | $48,000 | 2,391 |
| Applicable income taxes | $1,045,000 | 2,011 |
| Income before extraordinary items | $1,870,000 | 2,696 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,870,000 | 2,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,963 |
| Cash dividends | $575,000 | 3,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,839,280 | 2,635 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $22,122,000 | 1,559 |
| Total interest expense | $13,746,000 | 1,272 |
| Net interest income | $8,376,000 | 2,116 |
| Provision for loan and lease losses | $80,000 | 5,752 |
| Total noninterest income | $1,641,000 | 2,190 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,641,000 | 1,283 |
| Total noninterest expense | $7,966,000 | 1,756 |
| Salaries and employee benefits | $4,536,000 | 1,567 |
| Premises and equipment expense | $1,578,000 | 1,296 |
| Additional noninterest expense | $1,852,000 | 2,319 |
| Pre-tax net operating income | $1,971,000 | 3,363 |
| Securities gains (losses) | $-39,000 | 9,081 |
| Applicable income taxes | $660,000 | 2,923 |
| Income before extraordinary items | $1,272,000 | 3,696 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,272,000 | 3,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,719 |
| Cash dividends | $1,625,000 | 1,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,297,740 | 3,633 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $20,539,000 | 1,587 |
| Total interest expense | $11,887,000 | 1,272 |
| Net interest income | $8,652,000 | 2,042 |
| Provision for loan and lease losses | $40,000 | 6,849 |
| Total noninterest income | $1,189,000 | 2,707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,189,000 | 1,651 |
| Total noninterest expense | $7,685,000 | 1,795 |
| Salaries and employee benefits | $4,345,000 | 1,590 |
| Premises and equipment expense | $1,418,000 | 1,445 |
| Additional noninterest expense | $1,922,000 | 2,274 |
| Pre-tax net operating income | $2,116,000 | 3,190 |
| Securities gains (losses) | $24,000 | 1,292 |
| Applicable income taxes | $682,000 | 2,954 |
| Income before extraordinary items | $1,458,000 | 3,305 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,458,000 | 3,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,271 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,441,680 | 3,304 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $18,253,000 | 1,773 |
| Total interest expense | $10,764,000 | 1,429 |
| Net interest income | $7,489,000 | 2,280 |
| Provision for loan and lease losses | $1,000 | 8,622 |
| Total noninterest income | $996,000 | 3,092 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $996,000 | 1,860 |
| Total noninterest expense | $6,794,000 | 1,917 |
| Salaries and employee benefits | $3,729,000 | 1,785 |
| Premises and equipment expense | $1,285,000 | 1,526 |
| Additional noninterest expense | $1,780,000 | 2,349 |
| Pre-tax net operating income | $1,690,000 | 3,822 |
| Securities gains (losses) | $86,000 | 1,380 |
| Applicable income taxes | $685,000 | 3,081 |
| Income before extraordinary items | $1,091,000 | 4,210 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,091,000 | 4,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,450 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $8,001,000 | 133 |
| Net operating income | $1,035,960 | 4,291 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,388,000 | 2,126 |
| Total interest expense | $9,017,000 | 1,719 |
| Net interest income | $6,371,000 | 2,732 |
| Provision for loan and lease losses | $13,000 | 8,228 |
| Total noninterest income | $836,000 | 3,467 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $14,000 | 206 |
| Additional Noninterest Income | $822,000 | 1,996 |
| Total noninterest expense | $5,641,000 | 2,285 |
| Salaries and employee benefits | $3,176,000 | 2,077 |
| Premises and equipment expense | $1,153,000 | 1,695 |
| Additional noninterest expense | $1,312,000 | 3,089 |
| Pre-tax net operating income | $1,553,000 | 4,362 |
| Securities gains (losses) | $135,000 | 856 |
| Applicable income taxes | $638,000 | 3,503 |
| Income before extraordinary items | $1,050,000 | 4,519 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,050,000 | 4,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,790 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $963,600 | 4,773 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,762,000 | 2,427 |
| Total interest expense | $7,877,000 | 1,991 |
| Net interest income | $5,885,000 | 3,014 |
| Provision for loan and lease losses | $-6,000 | 11,074 |
| Total noninterest income | $587,000 | 4,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $587,000 | 2,605 |
| Total noninterest expense | $6,218,000 | 2,211 |
| Salaries and employee benefits | $2,733,000 | 2,435 |
| Premises and equipment expense | $1,082,000 | 1,855 |
| Additional noninterest expense | $2,403,000 | 2,079 |
| Pre-tax net operating income | $260,000 | 9,409 |
| Securities gains (losses) | $11,000 | 2,431 |
| Applicable income taxes | $69,000 | 9,344 |
| Income before extraordinary items | $202,000 | 9,277 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $202,000 | 9,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 10,972 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $193,750 | 9,301 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,275,000 | 2,722 |
| Total interest expense | $7,071,000 | 2,204 |
| Net interest income | $5,204,000 | 3,401 |
| Provision for loan and lease losses | $-71,000 | 11,649 |
| Total noninterest income | $589,000 | 4,639 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $589,000 | 2,567 |
| Total noninterest expense | $4,775,000 | 2,832 |
| Salaries and employee benefits | $2,580,000 | 2,595 |
| Premises and equipment expense | $1,000,000 | 2,019 |
| Additional noninterest expense | $1,195,000 | 3,754 |
| Pre-tax net operating income | $1,089,000 | 5,640 |
| Securities gains (losses) | $249,000 | 590 |
| Applicable income taxes | $487,000 | 4,287 |
| Income before extraordinary items | $851,000 | 5,215 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $851,000 | 5,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,662 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $691,640 | 6,024 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,896,000 | 2,790 |
| Total interest expense | $5,560,000 | 2,237 |
| Net interest income | $5,336,000 | 3,359 |
| Provision for loan and lease losses | $-4,000 | 11,707 |
| Total noninterest income | $479,000 | 5,456 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $479,000 | 3,030 |
| Total noninterest expense | $4,360,000 | 3,160 |
| Salaries and employee benefits | $2,233,000 | 2,966 |
| Premises and equipment expense | $840,000 | 2,413 |
| Additional noninterest expense | $1,287,000 | 3,803 |
| Pre-tax net operating income | $1,459,000 | 4,510 |
| Securities gains (losses) | $-115,000 | 11,630 |
| Applicable income taxes | $318,000 | 5,654 |
| Income before extraordinary items | $1,026,000 | 4,443 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,026,000 | 4,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,113,400 | 4,166 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,288,000 | 2,741 |
| Total interest expense | $5,697,000 | 2,275 |
| Net interest income | $5,591,000 | 3,229 |
| Provision for loan and lease losses | $15,000 | 9,365 |
| Total noninterest income | $435,000 | 6,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $435,000 | 3,562 |
| Total noninterest expense | $3,861,000 | 3,603 |
| Salaries and employee benefits | $1,877,000 | 3,476 |
| Premises and equipment expense | $634,000 | 3,152 |
| Additional noninterest expense | $1,350,000 | 3,818 |
| Pre-tax net operating income | $2,150,000 | 3,085 |
| Securities gains (losses) | $-34,000 | 13,031 |
| Applicable income taxes | $1,008,000 | 2,244 |
| Income before extraordinary items | $1,108,000 | 4,300 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,108,000 | 4,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,129,760 | 4,013 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,072,000 | 3,169 |
| Total interest expense | $6,506,000 | 2,595 |
| Net interest income | $4,566,000 | 3,951 |
| Provision for loan and lease losses | $319,000 | 3,985 |
| Total noninterest income | $897,000 | 3,629 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $897,000 | 2,152 |
| Total noninterest expense | $3,261,000 | 4,202 |
| Salaries and employee benefits | $1,573,000 | 4,050 |
| Premises and equipment expense | $666,000 | 3,060 |
| Additional noninterest expense | $1,022,000 | 4,973 |
| Pre-tax net operating income | $1,883,000 | 3,290 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $824,000 | 2,528 |
| Income before extraordinary items | $1,058,000 | 4,293 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,058,000 | 4,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 9,883 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,058,640 | 3,969 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.