Home > Ocean City Home Bank > Total Charge- offs 1- 4 Family Residential
Ocean City Home Bank, Total Charge- offs 1- 4 Family Residential
| 2016-09-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $240,000 | 472 |
| Loans secured by 1-4 family senior liens - total charge-offs | $144,000 | 564 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 839 |
| Total charge offs - home equity lines of credit | $96,000 | 254 |
| 2016-06-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $174,000 | 452 |
| Loans secured by 1-4 family senior liens - total charge-offs | $78,000 | 683 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 663 |
| Total charge offs - home equity lines of credit | $96,000 | 204 |
| 2016-03-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $122,000 | 353 |
| Loans secured by 1-4 family senior liens - total charge-offs | $46,000 | 607 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 456 |
| Total charge offs - home equity lines of credit | $76,000 | 151 |
| 2015-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $927,000 | 245 |
| Loans secured by 1-4 family senior liens - total charge-offs | $683,000 | 224 |
| Loans secured by 1-4 family junior liens - total charge-offs | $230,000 | 154 |
| Total charge offs - home equity lines of credit | $14,000 | 872 |
| 2015-09-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $809,000 | 219 |
| Loans secured by 1-4 family senior liens - total charge-offs | $565,000 | 197 |
| Loans secured by 1-4 family junior liens - total charge-offs | $230,000 | 115 |
| Total charge offs - home equity lines of credit | $14,000 | 753 |
| 2015-06-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $369,000 | 317 |
| Loans secured by 1-4 family senior liens - total charge-offs | $221,000 | 343 |
| Loans secured by 1-4 family junior liens - total charge-offs | $134,000 | 133 |
| Total charge offs - home equity lines of credit | $14,000 | 618 |
| 2015-03-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $42,000 | 996 |
| Loans secured by 1-4 family senior liens - total charge-offs | $26,000 | 1,033 |
| Loans secured by 1-4 family junior liens - total charge-offs | $16,000 | 345 |
| Total charge offs - home equity lines of credit | $0 | 556 |
| 2014-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $1,330,000 | 244 |
| Loans secured by 1-4 family senior liens - total charge-offs | $862,000 | 249 |
| Loans secured by 1-4 family junior liens - total charge-offs | $99,000 | 398 |
| Total charge offs - home equity lines of credit | $369,000 | 198 |
| 2014-09-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $774,000 | 295 |
| Loans secured by 1-4 family senior liens - total charge-offs | $553,000 | 278 |
| Loans secured by 1-4 family junior liens - total charge-offs | $47,000 | 532 |
| Total charge offs - home equity lines of credit | $174,000 | 286 |
| 2014-06-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $601,000 | 267 |
| Loans secured by 1-4 family senior liens - total charge-offs | $511,000 | 214 |
| Loans secured by 1-4 family junior liens - total charge-offs | $20,000 | 647 |
| Total charge offs - home equity lines of credit | $70,000 | 388 |
| 2014-03-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $183,000 | 448 |
| Loans secured by 1-4 family senior liens - total charge-offs | $134,000 | 430 |
| Loans secured by 1-4 family junior liens - total charge-offs | $12,000 | 480 |
| Total charge offs - home equity lines of credit | $37,000 | 351 |
| 2013-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $498,000 | 872 |
| Loans secured by 1-4 family senior liens - total charge-offs | $374,000 | 824 |
| Loans secured by 1-4 family junior liens - total charge-offs | $31,000 | 1,102 |
| Total charge offs - home equity lines of credit | $93,000 | 711 |
| 2013-09-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $282,000 | 1,074 |
| Loans secured by 1-4 family senior liens - total charge-offs | $229,000 | 949 |
| Loans secured by 1-4 family junior liens - total charge-offs | $31,000 | 918 |
| Total charge offs - home equity lines of credit | $22,000 | 1,041 |
| 2013-06-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $203,000 | 1,016 |
| Loans secured by 1-4 family senior liens - total charge-offs | $171,000 | 865 |
| Loans secured by 1-4 family junior liens - total charge-offs | $32,000 | 712 |
| Total charge offs - home equity lines of credit | $0 | 1,155 |
| 2013-03-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $69,000 | 1,292 |
| Loans secured by 1-4 family senior liens - total charge-offs | $69,000 | 991 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 863 |
| Total charge offs - home equity lines of credit | $0 | 832 |
| 2012-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $665,000 | 993 |
| Loans secured by 1-4 family senior liens - total charge-offs | $535,000 | 857 |
| Loans secured by 1-4 family junior liens - total charge-offs | $110,000 | 756 |
| Total charge offs - home equity lines of credit | $20,000 | 1,504 |
| 2012-09-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $589,000 | 894 |
| Loans secured by 1-4 family senior liens - total charge-offs | $465,000 | 777 |
| Loans secured by 1-4 family junior liens - total charge-offs | $104,000 | 651 |
| Total charge offs - home equity lines of credit | $20,000 | 1,302 |
| 2012-06-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $488,000 | 761 |
| Loans secured by 1-4 family senior liens - total charge-offs | $382,000 | 678 |
| Loans secured by 1-4 family junior liens - total charge-offs | $106,000 | 502 |
| Total charge offs - home equity lines of credit | $0 | 1,393 |
| 2012-03-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $134,000 | 1,123 |
| Loans secured by 1-4 family senior liens - total charge-offs | $134,000 | 846 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 1,073 |
| Total charge offs - home equity lines of credit | $0 | 1,022 |
| 2011-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $659,000 | 1,186 |
| Loans secured by 1-4 family senior liens - total charge-offs | $644,000 | 886 |
| Loans secured by 1-4 family junior liens - total charge-offs | $14,000 | 2,019 |
| Total charge offs - home equity lines of credit | $1,000 | 1,969 |
| 2011-09-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $643,000 | 933 |
| Loans secured by 1-4 family senior liens - total charge-offs | $643,000 | 661 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 2,029 |
| Total charge offs - home equity lines of credit | $0 | 1,738 |
| 2011-06-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $374,000 | 1,026 |
| Loans secured by 1-4 family senior liens - total charge-offs | $374,000 | 726 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 1,678 |
| Total charge offs - home equity lines of credit | $0 | 1,481 |
| 2011-03-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $57,000 | 1,782 |
| Loans secured by 1-4 family senior liens - total charge-offs | $57,000 | 1,382 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 1,137 |
| Total charge offs - home equity lines of credit | $0 | 1,046 |
| 2010-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $468,000 | 1,559 |
| Loans secured by 1-4 family senior liens - total charge-offs | $171,000 | 2,130 |
| Loans secured by 1-4 family junior liens - total charge-offs | $97,000 | 1,105 |
| Total charge offs - home equity lines of credit | $200,000 | 776 |
| 2010-09-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $433,000 | 1,292 |
| Loans secured by 1-4 family senior liens - total charge-offs | $136,000 | 1,927 |
| Loans secured by 1-4 family junior liens - total charge-offs | $97,000 | 890 |
| Total charge offs - home equity lines of credit | $200,000 | 625 |
| 2010-06-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $397,000 | 1,006 |
| Loans secured by 1-4 family senior liens - total charge-offs | $98,000 | 1,722 |
| Loans secured by 1-4 family junior liens - total charge-offs | $98,000 | 669 |
| Total charge offs - home equity lines of credit | $201,000 | 465 |
| 2010-03-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $7,000 | 2,921 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 2,758 |
| Loans secured by 1-4 family junior liens - total charge-offs | $7,000 | 1,018 |
| Total charge offs - home equity lines of credit | $0 | 1,005 |
| 2009-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $673,000 | 1,195 |
| Loans secured by 1-4 family senior liens - total charge-offs | $625,000 | 886 |
| Loans secured by 1-4 family junior liens - total charge-offs | $48,000 | 1,492 |
| Total charge offs - home equity lines of credit | $0 | 1,956 |
| 2009-09-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $439,000 | 1,143 |
| Loans secured by 1-4 family senior liens - total charge-offs | $399,000 | 861 |
| Loans secured by 1-4 family junior liens - total charge-offs | $40,000 | 1,208 |
| Total charge offs - home equity lines of credit | $0 | 1,648 |
| 2009-06-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $129,000 | 1,658 |
| Loans secured by 1-4 family senior liens - total charge-offs | $129,000 | 1,241 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 1,495 |
| Total charge offs - home equity lines of credit | $0 | 1,321 |
| 2009-03-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 2,869 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 2,349 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 920 |
| Total charge offs - home equity lines of credit | $0 | 855 |
| 2008-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,403 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 3,731 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 1,777 |
| Total charge offs - home equity lines of credit | $0 | 1,449 |
| 2008-09-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 3,716 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 3,081 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 1,399 |
| Total charge offs - home equity lines of credit | $0 | 1,158 |
| 2008-06-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 3,008 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 2,458 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 1,048 |
| Total charge offs - home equity lines of credit | $0 | 923 |
| 2008-03-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 2,055 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 1,639 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 650 |
| Total charge offs - home equity lines of credit | $0 | 587 |
| 2007-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 3,619 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 2,983 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 1,259 |
| Total charge offs - home equity lines of credit | $0 | 1,004 |
| 2007-09-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 2,967 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 2,423 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 958 |
| Total charge offs - home equity lines of credit | $0 | 775 |
| 2007-06-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 2,355 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 1,926 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 725 |
| Total charge offs - home equity lines of credit | $0 | 582 |
| 2007-03-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 1,614 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 1,274 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 479 |
| Total charge offs - home equity lines of credit | $0 | 396 |
| 2006-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 3,276 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 2,731 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 994 |
| Total charge offs - home equity lines of credit | $0 | 786 |
| 2006-09-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 2,778 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 2,306 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 788 |
| Total charge offs - home equity lines of credit | $0 | 617 |
| 2006-06-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 2,290 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 1,891 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 640 |
| Total charge offs - home equity lines of credit | $0 | 476 |
| 2006-03-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 1,511 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 1,209 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 409 |
| Total charge offs - home equity lines of credit | $0 | 337 |
| 2005-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 3,435 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 2,874 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 1,070 |
| Total charge offs - home equity lines of credit | $0 | 757 |
| 2005-09-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 2,970 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 2,470 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 885 |
| Total charge offs - home equity lines of credit | $0 | 637 |
| 2005-06-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 2,431 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 1,975 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 696 |
| Total charge offs - home equity lines of credit | $0 | 509 |
| 2005-03-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 1,713 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 1,328 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 484 |
| Total charge offs - home equity lines of credit | $0 | 383 |
| 2004-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 3,617 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 3,033 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 1,171 |
| Total charge offs - home equity lines of credit | $0 | 747 |
| 2004-09-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 3,103 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 2,562 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 975 |
| Total charge offs - home equity lines of credit | $0 | 627 |
| 2004-06-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 2,566 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 2,087 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 794 |
| Total charge offs - home equity lines of credit | $0 | 496 |
| 2004-03-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 1,753 |
| Loans secured by 1-4 family senior liens - total charge-offs | $0 | 1,400 |
| Loans secured by 1-4 family junior liens - total charge-offs | $0 | 500 |
| Total charge offs - home equity lines of credit | $0 | 322 |
| 2003-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 3,813 |
| Loans secured by 1-4 family senior liens - total charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - total charge-offs | NA | NA |
| Total charge offs - home equity lines of credit | $0 | 718 |
| 2003-09-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 3,265 |
| Loans secured by 1-4 family senior liens - total charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - total charge-offs | NA | NA |
| Total charge offs - home equity lines of credit | $0 | 587 |
| 2003-06-30 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 2,670 |
| Loans secured by 1-4 family senior liens - total charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - total charge-offs | NA | NA |
| Total charge offs - home equity lines of credit | $0 | 475 |
| 2003-03-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 1,819 |
| Loans secured by 1-4 family senior liens - total charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - total charge-offs | NA | NA |
| Total charge offs - home equity lines of credit | $0 | 306 |
| 2002-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 3,799 |
| Loans secured by 1-4 family senior liens - total charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - total charge-offs | NA | NA |
| Total charge offs - home equity lines of credit | $0 | 699 |
| 2001-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $7,000 | 3,005 |
| Loans secured by 1-4 family senior liens - total charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - total charge-offs | NA | NA |
| Total charge offs - home equity lines of credit | $0 | 678 |
| 2000-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $6,000 | 2,819 |
| Loans secured by 1-4 family senior liens - total charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - total charge-offs | NA | NA |
| Total charge offs - home equity lines of credit | $0 | 599 |
| 1999-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $26,000 | 1,868 |
| Loans secured by 1-4 family senior liens - total charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - total charge-offs | NA | NA |
| Total charge offs - home equity lines of credit | $9,000 | 483 |
| 1998-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 3,812 |
| Loans secured by 1-4 family senior liens - total charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - total charge-offs | NA | NA |
| Total charge offs - home equity lines of credit | $0 | 669 |
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $48,000 | 1,461 |
| Loans secured by 1-4 family senior liens - total charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - total charge-offs | NA | NA |
| Total charge offs - home equity lines of credit | $0 | 689 |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $35,000 | 1,801 |
| Loans secured by 1-4 family senior liens - total charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - total charge-offs | NA | NA |
| Total charge offs - home equity lines of credit | $0 | 747 |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $26,000 | 2,152 |
| Loans secured by 1-4 family senior liens - total charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - total charge-offs | NA | NA |
| Total charge offs - home equity lines of credit | $0 | 779 |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $10,000 | 3,412 |
| Loans secured by 1-4 family senior liens - total charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - total charge-offs | NA | NA |
| Total charge offs - home equity lines of credit | $0 | 801 |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $0 | 5,721 |
| Loans secured by 1-4 family senior liens - total charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - total charge-offs | NA | NA |
| Total charge offs - home equity lines of credit | $0 | 893 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs secured by 1-4 family residential properties | $7,000 | 5,219 |
| Loans secured by 1-4 family senior liens - total charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - total charge-offs | NA | NA |
| Total charge offs - home equity lines of credit | $0 | 1,029 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.