Home > Ocean Bank > Net charge- offs to loans
Ocean Bank, Net charge- offs to loans
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1920% | 459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0562% | 291 |
| Percentage Net Loans Charged-off:Construction & development | -0.0983% | 4,496 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0958% | 209 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0003% | 4,511 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0403% | 4,355 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1155% | 4,492 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0142% | 4,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3892% | 118 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7003% | 354 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9623% | 44 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0165% | 4,128 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2510% | 331 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0163% | 4,205 |
| Percentage Net Loans Charged-off:Construction & development | -0.1556% | 4,560 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,063 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0004% | 4,552 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0266% | 4,256 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0639% | 4,471 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0137% | 4,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7660% | 88 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7951% | 710 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2956% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0246% | 4,113 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0055% | 1,764 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0299% | 4,409 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0399% | 4,509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0152% | 4,178 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0049% | 4,413 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0187% | 4,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5741% | 243 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4393% | 1,021 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9196% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0322% | 4,078 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0386% | 4,275 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0211% | 4,117 |
| Percentage Net Loans Charged-off:Construction & development | -0.0481% | 4,515 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 3,897 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0354% | 4,681 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1663% | 4,601 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0298% | 4,426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2060% | 4,624 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3427% | 4,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6265% | 835 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9264% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1352% | 4,406 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0545% | 4,329 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0225% | 4,137 |
| Percentage Net Loans Charged-off:Construction & development | -0.0095% | 4,398 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 3,921 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0497% | 4,725 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1980% | 4,639 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0817% | 4,562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2300% | 4,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4960% | 4,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1736% | 1,645 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0113% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1134% | 4,347 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0689% | 4,347 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0204% | 4,026 |
| Percentage Net Loans Charged-off:Construction & development | -0.0103% | 4,027 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 3,852 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0770% | 3,861 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1308% | 4,473 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0660% | 3,357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1480% | 4,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7170% | 4,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2973% | 1,208 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2913% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0489% | 3,902 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1163% | 4,494 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0339% | 4,309 |
| Percentage Net Loans Charged-off:Construction & development | -0.0092% | 4,092 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0109% | 4,267 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1555% | 3,876 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0902% | 4,456 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0987% | 3,428 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0881% | 4,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2164% | 4,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6439% | 716 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6771% | 106 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0605% | 3,924 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0634% | 4,428 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0255% | 4,145 |
| Percentage Net Loans Charged-off:Construction & development | -0.0116% | 4,010 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0243% | 4,300 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0064% | 3,910 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0717% | 4,369 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0837% | 3,415 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0689% | 4,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4993% | 4,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2599% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2561% | 259 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0517% | 3,988 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0520% | 4,375 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0310% | 4,267 |
| Percentage Net Loans Charged-off:Construction & development | -0.0037% | 4,002 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0318% | 4,408 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0087% | 3,959 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0724% | 4,438 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0982% | 3,500 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0665% | 4,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3350% | 4,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4257% | 854 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9295% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0424% | 3,856 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1395% | 4,712 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0360% | 4,378 |
| Percentage Net Loans Charged-off:Construction & development | -0.0065% | 4,095 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0397% | 4,510 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0128% | 3,973 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0558% | 4,425 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1170% | 3,545 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0420% | 4,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0282% | 4,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1098% | 1,588 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5715% | 350 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0332% | 3,721 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1659% | 4,757 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 3,565 |
| Percentage Net Loans Charged-off:Construction & development | -0.0095% | 4,201 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0049% | 325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0600% | 4,508 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1985% | 3,615 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0296% | 4,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5591% | 4,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0704% | 1,526 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3112% | 334 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0746% | 1,738 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0200% | 4,395 |
| Percentage Net Loans Charged-off:Construction & development | -0.0089% | 4,130 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0085% | 4,383 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0352% | 4,031 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1047% | 4,692 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1646% | 3,652 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0903% | 4,676 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9105% | 428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5643% | 1,105 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6969% | 118 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0825% | 4,395 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1359% | 1,065 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0218% | 4,444 |
| Percentage Net Loans Charged-off:Construction & development | -0.0106% | 4,195 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0073% | 4,380 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0472% | 4,051 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1176% | 4,745 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2147% | 3,692 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0938% | 4,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4089% | 254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6167% | 981 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3695% | 91 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0933% | 4,378 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0761% | 1,489 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0222% | 4,495 |
| Percentage Net Loans Charged-off:Construction & development | -0.0123% | 4,245 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 4,426 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0720% | 4,077 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0984% | 4,756 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1141% | 3,646 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0944% | 4,747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8347% | 398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5006% | 1,251 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8421% | 143 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1049% | 4,383 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1133% | 1,024 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0323% | 4,629 |
| Percentage Net Loans Charged-off:Construction & development | -0.0168% | 4,335 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0100% | 4,541 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1445% | 4,117 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0852% | 4,757 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0878% | 3,644 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0845% | 4,754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5387% | 241 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0636% | 4,313 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3055% | 413 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1319% | 4,433 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0983% | 4,952 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1869% | 5,014 |
| Percentage Net Loans Charged-off:Construction & development | -0.1247% | 4,552 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0087% | 4,460 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.3184% | 4,221 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2103% | 4,982 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4252% | 3,816 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1626% | 4,944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5545% | 828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3131% | 2,066 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4001% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0546% | 4,564 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0751% | 4,934 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2377% | 5,107 |
| Percentage Net Loans Charged-off:Construction & development | -0.0845% | 4,556 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 4,489 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.7779% | 4,279 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2468% | 5,077 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5261% | 3,872 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1872% | 5,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4645% | 294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1651% | 2,430 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1819% | 280 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0487% | 4,495 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1678% | 5,103 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0463% | 4,852 |
| Percentage Net Loans Charged-off:Construction & development | -0.1207% | 4,641 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 4,600 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3250% | 5,122 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7412% | 3,912 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2381% | 5,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4707% | 5,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1508% | 2,274 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2799% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0458% | 4,437 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2654% | 5,204 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0247% | 4,753 |
| Percentage Net Loans Charged-off:Construction & development | -0.0091% | 4,467 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 4,723 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2064% | 5,147 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6087% | 3,935 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1235% | 5,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.8041% | 5,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1199% | 2,103 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1379% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0559% | 4,424 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0234% | 4,738 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2295% | 5,256 |
| Percentage Net Loans Charged-off:Construction & development | -0.0901% | 4,607 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0156% | 4,684 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.4437% | 4,394 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1940% | 5,187 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7180% | 4,009 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0973% | 5,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9068% | 257 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0834% | 4,791 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0873% | 4,755 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0159% | 2,862 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0426% | 4,877 |
| Percentage Net Loans Charged-off:Construction & development | -0.1137% | 4,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0179% | 4,765 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0022% | 4,256 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1629% | 5,199 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7183% | 4,034 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0629% | 4,987 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5897% | 626 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1154% | 4,823 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6104% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0969% | 4,739 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1319% | 5,244 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0469% | 4,948 |
| Percentage Net Loans Charged-off:Construction & development | -0.1677% | 4,797 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0237% | 4,885 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0033% | 4,302 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0946% | 5,134 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2935% | 4,011 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0603% | 5,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9644% | 5,226 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0823% | 4,684 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8637% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0593% | 4,587 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0482% | 4,953 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0305% | 4,894 |
| Percentage Net Loans Charged-off:Construction & development | -0.0055% | 4,507 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0353% | 5,105 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0061% | 4,366 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0716% | 5,131 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1736% | 4,017 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0554% | 5,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2110% | 4,940 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0502% | 4,577 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0514% | 4,540 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1788% | 5,504 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1694% | 5,452 |
| Percentage Net Loans Charged-off:Construction & development | -0.8134% | 5,114 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0671% | 5,196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1308% | 5,362 |
| Percentage Net Loans Charged-off: Home equity loans | -1.6635% | 4,222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0819% | 1,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2429% | 5,087 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4410% | 5,370 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9455% | 207 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4809% | 5,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0898% | 5,346 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0832% | 5,300 |
| Percentage Net Loans Charged-off:Construction & development | -0.1885% | 4,936 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0847% | 5,286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0356% | 5,053 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5055% | 4,208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0284% | 1,595 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1075% | 4,832 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6066% | 5,457 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6123% | 5,417 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0820% | 5,350 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0715% | 5,315 |
| Percentage Net Loans Charged-off:Construction & development | -0.0333% | 4,688 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0999% | 5,385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0323% | 5,021 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6767% | 4,246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0537% | 1,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1134% | 4,867 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5806% | 5,456 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5839% | 5,414 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0086% | 2,675 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0223% | 4,977 |
| Percentage Net Loans Charged-off:Construction & development | -0.0085% | 4,670 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0113% | 5,055 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1170% | 5,478 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7327% | 4,289 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0336% | 5,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3208% | 617 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0862% | 5,595 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0908% | 5,555 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0714% | 5,484 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0322% | 5,184 |
| Percentage Net Loans Charged-off:Construction & development | -0.0102% | 4,532 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 4,890 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0204% | 4,587 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1840% | 5,629 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1258% | 4,387 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0485% | 5,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3600% | 5,398 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4066% | 5,581 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4069% | 5,542 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0902% | 234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0625% | 5,433 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0231% | 5,034 |
| Percentage Net Loans Charged-off:Construction & development | -0.0115% | 4,601 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,803 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0026% | 4,576 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1424% | 5,626 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2254% | 4,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0142% | 2,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3511% | 5,414 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4971% | 5,632 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4971% | 5,595 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0940% | 192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0760% | 5,531 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0201% | 5,021 |
| Percentage Net Loans Charged-off:Construction & development | -0.0152% | 4,722 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0108% | 888 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0015% | 4,597 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1809% | 5,740 |
| Percentage Net Loans Charged-off: Home equity loans | -1.5225% | 4,468 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0117% | 1,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4806% | 5,565 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4307% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4307% | 5,559 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.6585% | 201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0692% | 5,487 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0490% | 5,398 |
| Percentage Net Loans Charged-off:Construction & development | -0.0107% | 4,793 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0283% | 5,420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2119% | 5,828 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1135% | 4,468 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0827% | 5,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2410% | 5,435 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4265% | 5,573 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4265% | 5,522 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.5510% | 101 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1030% | 5,783 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0584% | 5,551 |
| Percentage Net Loans Charged-off:Construction & development | -0.0721% | 4,961 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0346% | 5,386 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1320% | 4,838 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0785% | 5,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1806% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1241% | 5,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4142% | 5,615 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1062% | 5,449 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1062% | 5,388 |
| Percentage Net Loans Charged-off: All other loans and lease | -3.8175% | 5,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1071% | 5,808 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0673% | 5,659 |
| Percentage Net Loans Charged-off:Construction & development | -0.0965% | 5,095 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0288% | 5,439 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1706% | 4,892 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1109% | 5,862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3002% | 374 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1879% | 5,960 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4202% | 5,674 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0759% | 5,297 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0759% | 5,235 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3571% | 5,568 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0442% | 5,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 2,656 |
| Percentage Net Loans Charged-off:Construction & development | -0.1229% | 5,197 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0501% | 926 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0278% | 4,831 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0984% | 5,879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9525% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2978% | 6,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3533% | 5,668 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3023% | 5,709 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3023% | 5,665 |
| Percentage Net Loans Charged-off: All other loans and lease | -5.6706% | 5,724 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0956% | 5,837 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0392% | 5,585 |
| Percentage Net Loans Charged-off:Construction & development | -0.2399% | 5,432 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0239% | 679 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0571% | 4,913 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1804% | 6,065 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6060% | 97 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5145% | 6,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5314% | 5,861 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2916% | 5,641 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2916% | 5,591 |
| Percentage Net Loans Charged-off: All other loans and lease | -3.1887% | 5,747 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1127% | 6,141 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1163% | 6,129 |
| Percentage Net Loans Charged-off:Construction & development | -0.2337% | 5,448 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0351% | 5,754 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3400% | 5,106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1938% | 6,221 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5187% | 4,745 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1316% | 6,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1960% | 5,598 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0620% | 5,543 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0620% | 5,475 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5074% | 249 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0776% | 6,061 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0955% | 6,118 |
| Percentage Net Loans Charged-off:Construction & development | -0.3090% | 5,570 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0295% | 1,643 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4646% | 5,165 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1865% | 6,264 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5145% | 4,780 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1228% | 6,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1365% | 5,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0066% | 3,609 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0066% | 3,464 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.9237% | 181 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0050% | 5,178 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0191% | 5,691 |
| Percentage Net Loans Charged-off:Construction & development | -0.0205% | 5,163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0491% | 1,313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0629% | 239 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3604% | 6,428 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6433% | 4,821 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3058% | 6,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0594% | 5,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1742% | 2,531 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1742% | 2,389 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5362% | 215 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0155% | 5,222 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0183% | 2,318 |
| Percentage Net Loans Charged-off:Construction & development | -0.0305% | 5,307 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0269% | 5,945 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1266% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1235% | 1,477 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0886% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0631% | 6,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3557% | 5,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6179% | 1,278 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6179% | 1,164 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2444% | 556 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0032% | 5,414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 4,450 |
| Percentage Net Loans Charged-off:Construction & development | 1.4222% | 712 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2160% | 1,640 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.6938% | 5,383 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0504% | 6,326 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0740% | 4,783 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0458% | 6,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1403% | 5,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6877% | 1,637 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6877% | 1,519 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0742% | 321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0925% | 3,636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0621% | 3,296 |
| Percentage Net Loans Charged-off:Construction & development | 2.2788% | 495 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3675% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.2517% | 5,434 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0995% | 6,462 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4572% | 4,981 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0285% | 6,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1468% | 2,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9756% | 1,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9757% | 974 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8891% | 243 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0224% | 4,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 3,668 |
| Percentage Net Loans Charged-off:Construction & development | 1.0464% | 692 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6025% | 776 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.3896% | 5,431 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0844% | 6,450 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6231% | 5,005 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0221% | 2,999 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0851% | 5,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9602% | 1,075 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9703% | 963 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0504% | 185 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4643% | 6,843 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6547% | 6,853 |
| Percentage Net Loans Charged-off:Construction & development | 2.3579% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0475% | 1,277 |
| Percentage Net Loans Charged-off: Multi-family residential | -6.7763% | 5,456 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1391% | 6,589 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7095% | 5,027 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0261% | 6,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5903% | 880 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7187% | 1,286 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7187% | 1,172 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.6516% | 120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9761% | 1,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0527% | 933 |
| Percentage Net Loans Charged-off:Construction & development | 7.4060% | 360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8623% | 1,039 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6448% | 5,577 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5920% | 1,543 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2924% | 523 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4503% | 1,875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4775% | 2,128 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0774% | 6,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0774% | 6,105 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4763% | 283 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6469% | 1,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6652% | 1,496 |
| Percentage Net Loans Charged-off:Construction & development | -1.8789% | 6,432 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1288% | 736 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0322% | 5,503 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7166% | 1,246 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1997% | 529 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6186% | 1,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4982% | 1,866 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0897% | 6,136 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0768% | 6,022 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.3984% | 197 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5031% | 2,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5804% | 1,671 |
| Percentage Net Loans Charged-off:Construction & development | -4.7388% | 6,510 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3399% | 606 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0373% | 5,518 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8004% | 1,130 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6593% | 372 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6264% | 1,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0645% | 5,868 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0866% | 5,984 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0769% | 5,860 |
| Percentage Net Loans Charged-off: All other loans and lease | 9.2461% | 144 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4849% | 1,877 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4671% | 1,664 |
| Percentage Net Loans Charged-off:Construction & development | -12.2188% | 6,546 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0813% | 369 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0756% | 5,581 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1368% | 766 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5004% | 372 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0637% | 804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5701% | 1,215 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0394% | 5,676 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0197% | 5,550 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.8446% | 135 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1892% | 1,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2144% | 1,317 |
| Percentage Net Loans Charged-off:Construction & development | 3.1664% | 1,353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5066% | 1,978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2924% | 829 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4448% | 401 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9864% | 294 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3404% | 461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0063% | 1,981 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1297% | 4,328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1281% | 4,131 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.3621% | 222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4376% | 1,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4851% | 928 |
| Percentage Net Loans Charged-off:Construction & development | 4.2902% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6430% | 1,449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1902% | 739 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8456% | 318 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6315% | 213 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6949% | 366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1048% | 1,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1758% | 3,775 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1728% | 3,524 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.3496% | 198 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3552% | 1,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5231% | 909 |
| Percentage Net Loans Charged-off:Construction & development | 5.6086% | 741 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4802% | 1,530 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0179% | 5,664 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9454% | 323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0853% | 1,360 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4865% | 266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1660% | 2,793 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1972% | 3,361 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1926% | 3,139 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0413% | 267 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1239% | 3,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2100% | 2,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.1061% | 1,611 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 6,757 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0127% | 433 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7718% | 1,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1705% | 921 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8853% | 1,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5507% | 6,935 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1019% | 6,159 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0816% | 6,101 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2468% | 231 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.8653% | 192 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.0757% | 171 |
| Percentage Net Loans Charged-off:Construction & development | 24.3760% | 98 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8924% | 1,409 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.9756% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2044% | 322 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0058% | 310 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2400% | 358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4816% | 962 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6433% | 1,338 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7223% | 594 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.0488% | 167 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.2225% | 141 |
| Percentage Net Loans Charged-off:Construction & development | 20.7313% | 142 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0863% | 1,058 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.6207% | 196 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6466% | 244 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0165% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5815% | 272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9518% | 763 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7923% | 1,178 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7242% | 854 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.1496% | 193 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.5181% | 149 |
| Percentage Net Loans Charged-off:Construction & development | 19.9524% | 185 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5499% | 699 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.2185% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6630% | 250 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5863% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5031% | 291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5613% | 1,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5861% | 783 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -3.1112% | 6,838 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3790% | 429 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7617% | 339 |
| Percentage Net Loans Charged-off:Construction & development | 19.9106% | 184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5185% | 1,078 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7621% | 323 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8107% | 617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3216% | 797 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0639% | 546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6258% | 1,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6133% | 2,416 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -7.3944% | 6,895 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.5086% | 149 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.1234% | 107 |
| Percentage Net Loans Charged-off:Construction & development | 16.5700% | 300 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5312% | 765 |
| Percentage Net Loans Charged-off: Multi-family residential | 16.1779% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8629% | 418 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1040% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8279% | 452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2506% | 1,716 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4204% | 1,996 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -13.5230% | 7,091 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.2960% | 131 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.7529% | 104 |
| Percentage Net Loans Charged-off:Construction & development | 15.5312% | 278 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8446% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 16.3457% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5529% | 405 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6588% | 240 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3976% | 433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3349% | 968 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3561% | 1,895 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -18.3962% | 7,123 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.3957% | 156 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.7363% | 121 |
| Percentage Net Loans Charged-off:Construction & development | 17.8498% | 200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7576% | 819 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.8969% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6444% | 607 |
| Percentage Net Loans Charged-off: Home equity loans | 5.0707% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1689% | 835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4370% | 646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9995% | 2,310 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -25.5337% | 7,163 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.5558% | 84 |
| Percentage Net Loans Charged-off: Total real estate loans | 9.5551% | 55 |
| Percentage Net Loans Charged-off:Construction & development | 24.7395% | 106 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4911% | 685 |
| Percentage Net Loans Charged-off: Multi-family residential | 20.7883% | 24 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6198% | 490 |
| Percentage Net Loans Charged-off: Home equity loans | 4.8543% | 130 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1700% | 630 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6710% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4934% | 2,965 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -28.9973% | 7,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2928% | 142 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.6888% | 93 |
| Percentage Net Loans Charged-off:Construction & development | 9.2209% | 221 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0521% | 7,885 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.9319% | 62 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9517% | 645 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4659% | 219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7394% | 804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6266% | 2,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5777% | 1,383 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 26.9623% | 92 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6315% | 141 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8318% | 83 |
| Percentage Net Loans Charged-off:Construction & development | 9.0265% | 148 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.2430% | 60 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1409% | 399 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3145% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8357% | 518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4279% | 1,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7798% | 973 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 25.1002% | 78 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.5471% | 78 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.7750% | 51 |
| Percentage Net Loans Charged-off:Construction & development | 11.3272% | 89 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.4973% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3938% | 295 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5071% | 85 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9525% | 377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2406% | 558 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8571% | 846 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 22.2205% | 84 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2715% | 129 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6366% | 75 |
| Percentage Net Loans Charged-off:Construction & development | 5.1728% | 138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.6963% | 24 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2821% | 132 |
| Percentage Net Loans Charged-off: Home equity loans | 5.4143% | 63 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8246% | 160 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1307% | 7,441 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4476% | 1,081 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 16.6043% | 100 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9670% | 85 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2045% | 32 |
| Percentage Net Loans Charged-off:Construction & development | 4.2450% | 103 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0901% | 1,100 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.4590% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1513% | 1,499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6289% | 260 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0774% | 1,979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8105% | 1,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2874% | 4,076 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.7471% | 209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1986% | 67 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3960% | 22 |
| Percentage Net Loans Charged-off:Construction & development | 4.8996% | 47 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0595% | 851 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.2119% | 27 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0960% | 1,446 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6699% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0059% | 2,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1794% | 817 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3291% | 3,423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 12.6421% | 110 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4794% | 58 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8156% | 15 |
| Percentage Net Loans Charged-off:Construction & development | 6.4960% | 28 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0896% | 560 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.7347% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1395% | 2,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3974% | 2,772 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 13.1160% | 99 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0388% | 3,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2760% | 1,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1918% | 3,133 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1377% | 181 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2330% | 1,739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 3,424 |
| Percentage Net Loans Charged-off:Construction & development | -0.0001% | 7,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0001% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0060% | 2,771 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1223% | 415 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0124% | 7,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3479% | 402 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0790% | 7,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5689% | 325 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2907% | 1,137 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 7,387 |
| Percentage Net Loans Charged-off:Construction & development | -0.0002% | 7,650 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 7,627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 7,638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9816% | 257 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4471% | 8,177 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8336% | 357 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1668% | 1,746 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 7,407 |
| Percentage Net Loans Charged-off:Construction & development | -0.0003% | 7,639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 7,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 7,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7063% | 495 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6155% | 8,234 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7769% | 520 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0132% | 6,977 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 7,484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 7,776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 7,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1405% | 7,486 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3909% | 2,462 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5644% | 7,429 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3140% | 1,476 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0161% | 8,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0237% | 1,142 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0116% | 6,327 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1578% | 8,524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0188% | 622 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1931% | 8,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6304% | 427 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5698% | 3,273 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2583% | 342 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1617% | 2,325 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0226% | 8,100 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0319% | 867 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0184% | 6,308 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2156% | 8,560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0247% | 498 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2662% | 8,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4021% | 739 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7256% | 2,281 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1449% | 7,391 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2257% | 1,647 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0549% | 8,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0103% | 8,071 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3397% | 8,599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4170% | 8,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0353% | 511 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7038% | 2,190 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8340% | 303 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0347% | 7,637 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 7,607 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 8,119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0082% | 7,992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0103% | 8,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3966% | 7,981 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8127% | 1,837 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7435% | 195 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0192% | 6,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2108% | 882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4137% | 500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0231% | 174 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0695% | 1,933 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0748% | 6,046 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1159% | 1,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2681% | 8,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8754% | 2,373 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0095% | 569 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0556% | 8,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2106% | 754 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4228% | 373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0327% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 7,832 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0061% | 5,938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0005% | 2,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8536% | 8,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5249% | 3,319 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2870% | 296 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2234% | 8,770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3350% | 457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6790% | 241 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 7,935 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0092% | 5,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.8624% | 8,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4066% | 3,591 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.9711% | 133 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0291% | 4,191 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 7,989 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0107% | 8,432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 8,046 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0047% | 5,887 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0389% | 2,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7945% | 2,213 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9065% | 272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6594% | 1,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1680% | 1,284 |
| Percentage Net Loans Charged-off:Construction & development | 0.0786% | 627 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1999% | 825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1271% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2852% | 829 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0034% | 5,955 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4449% | 540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6932% | 658 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6586% | 1,165 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3455% | 237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7186% | 796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2335% | 803 |
| Percentage Net Loans Charged-off:Construction & development | 0.1457% | 417 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2694% | 578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1047% | 93 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4052% | 491 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0031% | 5,918 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6543% | 300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6574% | 551 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2913% | 1,561 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.0798% | 191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9217% | 595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2879% | 623 |
| Percentage Net Loans Charged-off:Construction & development | 0.2199% | 312 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3080% | 455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6453% | 274 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0046% | 5,892 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0800% | 153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4666% | 421 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1283% | 1,818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.2114% | 156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7990% | 645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3191% | 498 |
| Percentage Net Loans Charged-off:Construction & development | 0.4467% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3675% | 297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0979% | 8,866 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0047% | 5,856 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1625% | 8,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3841% | 512 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1232% | 4,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.0451% | 117 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4739% | 411 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4120% | 535 |
| Percentage Net Loans Charged-off:Construction & development | 1.4747% | 178 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0356% | 1,312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2832% | 9,078 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1451% | 6,022 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3643% | 9,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4595% | 324 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5222% | 613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.7441% | 170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6092% | 1,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2285% | 868 |
| Percentage Net Loans Charged-off:Construction & development | 0.6702% | 265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0173% | 1,312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0755% | 1,789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0446% | 500 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0893% | 1,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6439% | 1,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0823% | 2,031 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.4547% | 166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6576% | 950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4110% | 55 |
| Percentage Net Loans Charged-off:Construction & development | 0.8406% | 38 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1050% | 166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0704% | 73 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0598% | 26 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1865% | 22 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9929% | 26 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0405% | 237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6790% | 616 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.4509% | 20 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5314% | 1,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4837% | 38 |
| Percentage Net Loans Charged-off:Construction & development | 0.8985% | 36 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1552% | 156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7124% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2633% | 109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5603% | 59 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0915% | 307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3535% | 498 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6207% | 700 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.5840% | 14 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3758% | 1,991 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0746% | 373 |
| Percentage Net Loans Charged-off:Construction & development | 0.0498% | 162 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0855% | 266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0836% | 109 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1431% | 207 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0030% | 1,236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2282% | 112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6344% | 277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2774% | 1,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.9011% | 8 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6934% | 994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0370% | 597 |
| Percentage Net Loans Charged-off:Construction & development | 0.0904% | 160 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0097% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0996% | 333 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0030% | 1,222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1666% | 186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9626% | 79 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9044% | 604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.9154% | 6 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1098% | 5,554 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0715% | 1,438 |
| Percentage Net Loans Charged-off:Construction & development | -0.0011% | 1,273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1692% | 1,388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0167% | 219 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0240% | 717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0685% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2566% | 511 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3793% | 1,010 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.5006% | 17 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2271% | 3,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0527% | 662 |
| Percentage Net Loans Charged-off:Construction & development | -0.1293% | 1,373 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2076% | 380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 1,318 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0056% | 1,255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1853% | 536 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6497% | 187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.0700% | 14 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4407% | 2,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0992% | 571 |
| Percentage Net Loans Charged-off:Construction & development | 0.3927% | 203 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 1,205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0398% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1725% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0152% | 1,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0993% | 1,173 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 18.5455% | 7 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1933% | 5,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1482% | 648 |
| Percentage Net Loans Charged-off:Construction & development | -0.0501% | 1,339 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2806% | 520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1410% | 416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6150% | 84 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2170% | 732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2796% | 1,000 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5786% | 139 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7280% | 984 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6112% | 133 |
| Percentage Net Loans Charged-off:Construction & development | -0.4009% | 1,476 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9840% | 90 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9017% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 1,465 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0184% | 1,299 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0720% | 562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3959% | 1,066 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.0365% | 17 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |