Home > Ocean Bank > Income and Expense
Ocean Bank, Income and Expense
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $95,220,000 | 406 |
| Total interest expense | $29,755,000 | 536 |
| Net interest income | $65,465,000 | 352 |
| Provision for loan and lease losses | $5,164,000 | 984 |
| Total noninterest income | $17,661,000 | 387 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $17,661,000 | 261 |
| Total noninterest expense | $57,971,000 | 384 |
| Salaries and employee benefits | $22,442,000 | 433 |
| Premises and equipment expense | $7,039,000 | 389 |
| Additional noninterest expense | $28,490,000 | 313 |
| Pre-tax net operating income | $19,991,000 | 286 |
| Securities gains (losses) | $1,477,000 | 163 |
| Applicable income taxes | $7,370,000 | 231 |
| Income before extraordinary items | $14,098,000 | 287 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $14,098,000 | 287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,376,000 | 923 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $13,123,180 | 322 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $73,621,000 | 413 |
| Total interest expense | $23,899,000 | 527 |
| Net interest income | $49,722,000 | 359 |
| Provision for loan and lease losses | $3,939,000 | 771 |
| Total noninterest income | $12,484,000 | 425 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,484,000 | 288 |
| Total noninterest expense | $43,159,000 | 379 |
| Salaries and employee benefits | $17,124,000 | 438 |
| Premises and equipment expense | $5,295,000 | 402 |
| Additional noninterest expense | $20,740,000 | 293 |
| Pre-tax net operating income | $15,108,000 | 349 |
| Securities gains (losses) | $1,393,000 | 139 |
| Applicable income taxes | $5,597,000 | 287 |
| Income before extraordinary items | $10,904,000 | 338 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $10,904,000 | 337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,151,000 | 792 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $9,984,620 | 386 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $50,295,000 | 411 |
| Total interest expense | $17,224,000 | 505 |
| Net interest income | $33,071,000 | 362 |
| Provision for loan and lease losses | $3,190,000 | 578 |
| Total noninterest income | $7,988,000 | 462 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $7,988,000 | 306 |
| Total noninterest expense | $28,840,000 | 372 |
| Salaries and employee benefits | $11,559,000 | 439 |
| Premises and equipment expense | $3,792,000 | 377 |
| Additional noninterest expense | $13,489,000 | 290 |
| Pre-tax net operating income | $9,029,000 | 411 |
| Securities gains (losses) | $1,102,000 | 174 |
| Applicable income taxes | $3,253,000 | 367 |
| Income before extraordinary items | $6,878,000 | 397 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,878,000 | 396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,402,000 | 700 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $6,128,640 | 440 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $26,336,000 | 406 |
| Total interest expense | $9,318,000 | 506 |
| Net interest income | $17,018,000 | 350 |
| Provision for loan and lease losses | $2,506,000 | 340 |
| Total noninterest income | $3,774,000 | 485 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,774,000 | 322 |
| Total noninterest expense | $14,869,000 | 356 |
| Salaries and employee benefits | $6,024,000 | 425 |
| Premises and equipment expense | $2,151,000 | 337 |
| Additional noninterest expense | $6,694,000 | 280 |
| Pre-tax net operating income | $3,417,000 | 573 |
| Securities gains (losses) | $777,000 | 169 |
| Applicable income taxes | $1,389,000 | 452 |
| Income before extraordinary items | $2,805,000 | 544 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,805,000 | 545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 1,001 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,284,410 | 645 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $92,272,000 | 473 |
| Total interest expense | $30,783,000 | 641 |
| Net interest income | $61,489,000 | 399 |
| Provision for loan and lease losses | $1,225,000 | 1,231 |
| Total noninterest income | $9,489,000 | 632 |
| Gross Fiduciary activities income | $624,000 | 538 |
| Service charges on deposit accounts | $4,168,000 | 417 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $4,697,000 | 717 |
| Total noninterest expense | $50,053,000 | 411 |
| Salaries and employee benefits | $20,572,000 | 475 |
| Premises and equipment expense | $5,357,000 | 501 |
| Additional noninterest expense | $24,124,000 | 299 |
| Pre-tax net operating income | $19,700,000 | 472 |
| Securities gains (losses) | $-2,402,000 | 8,466 |
| Applicable income taxes | $5,753,000 | 486 |
| Income before extraordinary items | $11,545,000 | 563 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $11,545,000 | 561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,459,000 | 769 |
| Cash dividends | $16,125,000 | 289 |
| Sale, conversion, retirement of capital stock, net | $-1,691,000 | 8,507 |
| Net operating income | $13,154,340 | 501 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $66,022,000 | 497 |
| Total interest expense | $22,176,000 | 663 |
| Net interest income | $43,846,000 | 410 |
| Provision for loan and lease losses | $1,000,000 | 898 |
| Total noninterest income | $6,941,000 | 654 |
| Gross Fiduciary activities income | $451,000 | 549 |
| Service charges on deposit accounts | $3,039,000 | 417 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,451,000 | 746 |
| Total noninterest expense | $32,637,000 | 445 |
| Salaries and employee benefits | $14,825,000 | 498 |
| Premises and equipment expense | $3,789,000 | 527 |
| Additional noninterest expense | $14,023,000 | 348 |
| Pre-tax net operating income | $17,150,000 | 451 |
| Securities gains (losses) | $-2,419,000 | 8,517 |
| Applicable income taxes | $4,962,000 | 475 |
| Income before extraordinary items | $9,769,000 | 541 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $9,769,000 | 539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $570,000 | 982 |
| Cash dividends | $8,225,000 | 381 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $11,365,540 | 478 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $43,780,000 | 513 |
| Total interest expense | $14,897,000 | 669 |
| Net interest income | $28,883,000 | 425 |
| Provision for loan and lease losses | $625,000 | 844 |
| Total noninterest income | $4,592,000 | 677 |
| Gross Fiduciary activities income | $293,000 | 563 |
| Service charges on deposit accounts | $2,061,000 | 418 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,238,000 | 783 |
| Total noninterest expense | $21,947,000 | 461 |
| Salaries and employee benefits | $9,919,000 | 513 |
| Premises and equipment expense | $2,561,000 | 530 |
| Additional noninterest expense | $9,467,000 | 351 |
| Pre-tax net operating income | $10,903,000 | 496 |
| Securities gains (losses) | $-2,419,000 | 8,580 |
| Applicable income taxes | $2,888,000 | 545 |
| Income before extraordinary items | $5,596,000 | 660 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,596,000 | 659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 1,084 |
| Cash dividends | $8,225,000 | 293 |
| Sale, conversion, retirement of capital stock, net | $-136,000 | 8,568 |
| Net operating income | $7,192,540 | 525 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $21,583,000 | 514 |
| Total interest expense | $7,334,000 | 673 |
| Net interest income | $14,249,000 | 421 |
| Provision for loan and lease losses | $250,000 | 954 |
| Total noninterest income | $2,226,000 | 688 |
| Gross Fiduciary activities income | $141,000 | 580 |
| Service charges on deposit accounts | $1,023,000 | 415 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,062,000 | 800 |
| Total noninterest expense | $10,661,000 | 467 |
| Salaries and employee benefits | $4,862,000 | 529 |
| Premises and equipment expense | $1,308,000 | 523 |
| Additional noninterest expense | $4,491,000 | 364 |
| Pre-tax net operating income | $5,564,000 | 492 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,928,000 | 456 |
| Income before extraordinary items | $3,636,000 | 533 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,636,000 | 532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 980 |
| Cash dividends | $5,875,000 | 219 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 368 |
| Net operating income | $3,636,000 | 520 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $85,465,000 | 488 |
| Total interest expense | $26,693,000 | 643 |
| Net interest income | $58,772,000 | 401 |
| Provision for loan and lease losses | $950,000 | 1,084 |
| Total noninterest income | $9,186,000 | 655 |
| Gross Fiduciary activities income | $405,000 | 632 |
| Service charges on deposit accounts | $4,120,000 | 413 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,661,000 | 710 |
| Total noninterest expense | $43,009,000 | 453 |
| Salaries and employee benefits | $18,905,000 | 499 |
| Premises and equipment expense | $4,916,000 | 517 |
| Additional noninterest expense | $19,188,000 | 335 |
| Pre-tax net operating income | $23,999,000 | 475 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $8,304,000 | 445 |
| Income before extraordinary items | $15,695,000 | 508 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $15,695,000 | 507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $638,000 | 972 |
| Cash dividends | $28,675,000 | 189 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 899 |
| Net operating income | $15,695,000 | 499 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $63,447,000 | 498 |
| Total interest expense | $19,744,000 | 635 |
| Net interest income | $43,703,000 | 419 |
| Provision for loan and lease losses | $650,000 | 1,120 |
| Total noninterest income | $6,713,000 | 685 |
| Gross Fiduciary activities income | $274,000 | 657 |
| Service charges on deposit accounts | $3,124,000 | 412 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,315,000 | 754 |
| Total noninterest expense | $32,440,000 | 463 |
| Salaries and employee benefits | $14,303,000 | 513 |
| Premises and equipment expense | $3,720,000 | 521 |
| Additional noninterest expense | $14,417,000 | 341 |
| Pre-tax net operating income | $17,326,000 | 502 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $6,009,000 | 476 |
| Income before extraordinary items | $11,317,000 | 546 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $11,317,000 | 546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $400,000 | 951 |
| Cash dividends | $20,950,000 | 182 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 711 |
| Net operating income | $11,317,000 | 534 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $41,387,000 | 492 |
| Total interest expense | $12,735,000 | 626 |
| Net interest income | $28,652,000 | 426 |
| Provision for loan and lease losses | $500,000 | 976 |
| Total noninterest income | $4,950,000 | 628 |
| Gross Fiduciary activities income | $167,000 | 683 |
| Service charges on deposit accounts | $2,074,000 | 413 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,709,000 | 638 |
| Total noninterest expense | $22,022,000 | 454 |
| Salaries and employee benefits | $9,556,000 | 518 |
| Premises and equipment expense | $2,570,000 | 504 |
| Additional noninterest expense | $9,896,000 | 349 |
| Pre-tax net operating income | $11,080,000 | 520 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $3,919,000 | 485 |
| Income before extraordinary items | $7,161,000 | 570 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,161,000 | 568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 855 |
| Cash dividends | $17,650,000 | 163 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 546 |
| Net operating income | $7,161,000 | 558 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $20,126,000 | 489 |
| Total interest expense | $5,912,000 | 632 |
| Net interest income | $14,214,000 | 422 |
| Provision for loan and lease losses | $300,000 | 761 |
| Total noninterest income | $2,435,000 | 623 |
| Gross Fiduciary activities income | $75,000 | 725 |
| Service charges on deposit accounts | $1,009,000 | 408 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,351,000 | 647 |
| Total noninterest expense | $10,860,000 | 463 |
| Salaries and employee benefits | $4,780,000 | 517 |
| Premises and equipment expense | $1,355,000 | 492 |
| Additional noninterest expense | $4,725,000 | 349 |
| Pre-tax net operating income | $5,489,000 | 521 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,954,000 | 478 |
| Income before extraordinary items | $3,535,000 | 570 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,535,000 | 569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 1,771 |
| Cash dividends | $17,650,000 | 90 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 320 |
| Net operating income | $3,535,000 | 557 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $74,958,000 | 468 |
| Total interest expense | $17,061,000 | 672 |
| Net interest income | $57,897,000 | 411 |
| Provision for loan and lease losses | $167,000 | 3,944 |
| Total noninterest income | $8,533,000 | 696 |
| Gross Fiduciary activities income | $198,000 | 802 |
| Service charges on deposit accounts | $4,270,000 | 397 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,065,000 | 787 |
| Total noninterest expense | $42,822,000 | 447 |
| Salaries and employee benefits | $18,527,000 | 506 |
| Premises and equipment expense | $5,212,000 | 473 |
| Additional noninterest expense | $19,083,000 | 347 |
| Pre-tax net operating income | $23,441,000 | 476 |
| Securities gains (losses) | $14,000 | 1,379 |
| Applicable income taxes | $7,992,000 | 452 |
| Income before extraordinary items | $15,463,000 | 505 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $15,463,000 | 505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $355,000 | 1,545 |
| Cash dividends | $7,250,000 | 489 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $15,453,760 | 490 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $54,879,000 | 467 |
| Total interest expense | $11,972,000 | 683 |
| Net interest income | $42,907,000 | 410 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $6,395,000 | 700 |
| Gross Fiduciary activities income | $131,000 | 816 |
| Service charges on deposit accounts | $3,231,000 | 391 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,033,000 | 801 |
| Total noninterest expense | $32,281,000 | 435 |
| Salaries and employee benefits | $14,183,000 | 491 |
| Premises and equipment expense | $3,925,000 | 467 |
| Additional noninterest expense | $14,173,000 | 343 |
| Pre-tax net operating income | $17,021,000 | 487 |
| Securities gains (losses) | $14,000 | 1,366 |
| Applicable income taxes | $5,775,000 | 473 |
| Income before extraordinary items | $11,260,000 | 514 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $11,260,000 | 513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 1,459 |
| Cash dividends | $6,250,000 | 397 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $11,250,760 | 501 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $35,636,000 | 465 |
| Total interest expense | $7,245,000 | 697 |
| Net interest income | $28,391,000 | 409 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $4,202,000 | 702 |
| Gross Fiduciary activities income | $74,000 | 871 |
| Service charges on deposit accounts | $2,157,000 | 386 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,971,000 | 814 |
| Total noninterest expense | $21,824,000 | 426 |
| Salaries and employee benefits | $9,485,000 | 488 |
| Premises and equipment expense | $2,742,000 | 447 |
| Additional noninterest expense | $9,597,000 | 338 |
| Pre-tax net operating income | $10,769,000 | 497 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,604,000 | 490 |
| Income before extraordinary items | $7,165,000 | 530 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $7,165,000 | 530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,529 |
| Cash dividends | $6,250,000 | 282 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $7,165,000 | 513 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $17,346,000 | 462 |
| Total interest expense | $3,171,000 | 757 |
| Net interest income | $14,175,000 | 401 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $1,994,000 | 716 |
| Gross Fiduciary activities income | $30,000 | 918 |
| Service charges on deposit accounts | $1,047,000 | 384 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $917,000 | 842 |
| Total noninterest expense | $10,826,000 | 427 |
| Salaries and employee benefits | $4,695,000 | 483 |
| Premises and equipment expense | $1,507,000 | 407 |
| Additional noninterest expense | $4,624,000 | 349 |
| Pre-tax net operating income | $5,343,000 | 493 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,857,000 | 487 |
| Income before extraordinary items | $3,486,000 | 536 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $3,486,000 | 536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,217 |
| Cash dividends | $3,750,000 | 218 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $3,486,000 | 520 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $66,659,000 | 449 |
| Total interest expense | $10,748,000 | 770 |
| Net interest income | $55,911,000 | 393 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $10,872,000 | 569 |
| Gross Fiduciary activities income | $117,000 | 909 |
| Service charges on deposit accounts | $4,831,000 | 360 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,924,000 | 591 |
| Total noninterest expense | $43,295,000 | 418 |
| Salaries and employee benefits | $19,836,000 | 455 |
| Premises and equipment expense | $4,936,000 | 472 |
| Additional noninterest expense | $18,523,000 | 343 |
| Pre-tax net operating income | $23,308,000 | 442 |
| Securities gains (losses) | $135,000 | 1,042 |
| Applicable income taxes | $8,131,000 | 422 |
| Income before extraordinary items | $15,312,000 | 473 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $15,312,000 | 474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,314 |
| Cash dividends | $19,800,000 | 221 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $15,224,250 | 460 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $49,223,000 | 444 |
| Total interest expense | $7,800,000 | 776 |
| Net interest income | $41,423,000 | 395 |
| Provision for loan and lease losses | $-145,000 | 8,900 |
| Total noninterest income | $8,567,000 | 563 |
| Gross Fiduciary activities income | $89,000 | 903 |
| Service charges on deposit accounts | $3,716,000 | 356 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,762,000 | 562 |
| Total noninterest expense | $32,979,000 | 417 |
| Salaries and employee benefits | $15,391,000 | 443 |
| Premises and equipment expense | $3,753,000 | 471 |
| Additional noninterest expense | $13,835,000 | 343 |
| Pre-tax net operating income | $17,156,000 | 451 |
| Securities gains (losses) | $135,000 | 993 |
| Applicable income taxes | $6,094,000 | 418 |
| Income before extraordinary items | $11,197,000 | 477 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $11,197,000 | 477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 1,682 |
| Cash dividends | $17,300,000 | 191 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $11,109,250 | 466 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $32,254,000 | 446 |
| Total interest expense | $4,947,000 | 793 |
| Net interest income | $27,307,000 | 395 |
| Provision for loan and lease losses | $-145,000 | 8,973 |
| Total noninterest income | $6,210,000 | 535 |
| Gross Fiduciary activities income | $56,000 | 931 |
| Service charges on deposit accounts | $2,527,000 | 338 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,627,000 | 524 |
| Total noninterest expense | $23,032,000 | 397 |
| Salaries and employee benefits | $10,995,000 | 422 |
| Premises and equipment expense | $2,677,000 | 441 |
| Additional noninterest expense | $9,360,000 | 337 |
| Pre-tax net operating income | $10,630,000 | 465 |
| Securities gains (losses) | $96,000 | 1,057 |
| Applicable income taxes | $3,916,000 | 438 |
| Income before extraordinary items | $6,810,000 | 520 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,810,000 | 519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 1,290 |
| Cash dividends | $17,300,000 | 146 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $6,748,560 | 501 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $7,206,000 | 960 |
| Total interest expense | $979,000 | 2,028 |
| Net interest income | $6,227,000 | 782 |
| Provision for loan and lease losses | $-145,000 | 9,044 |
| Total noninterest income | $1,047,000 | 1,217 |
| Gross Fiduciary activities income | $27,000 | 942 |
| Service charges on deposit accounts | $544,000 | 777 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $476,000 | 1,338 |
| Total noninterest expense | $5,290,000 | 765 |
| Salaries and employee benefits | $2,448,000 | 891 |
| Premises and equipment expense | $602,000 | 965 |
| Additional noninterest expense | $2,240,000 | 586 |
| Pre-tax net operating income | $2,129,000 | 1,013 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $745,000 | 945 |
| Income before extraordinary items | $1,384,000 | 1,180 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,384,000 | 1,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-144,000 | 9,008 |
| Cash dividends | $2,000,000 | 367 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,384,000 | 1,119 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $29,591,000 | 951 |
| Total interest expense | $4,765,000 | 1,881 |
| Net interest income | $24,826,000 | 770 |
| Provision for loan and lease losses | $1,600,000 | 778 |
| Total noninterest income | $5,158,000 | 1,104 |
| Gross Fiduciary activities income | $58,000 | 1,061 |
| Service charges on deposit accounts | $2,233,000 | 767 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,867,000 | 1,124 |
| Total noninterest expense | $20,827,000 | 774 |
| Salaries and employee benefits | $10,017,000 | 853 |
| Premises and equipment expense | $2,335,000 | 982 |
| Additional noninterest expense | $8,475,000 | 639 |
| Pre-tax net operating income | $7,557,000 | 1,110 |
| Securities gains (losses) | $1,237,000 | 406 |
| Applicable income taxes | $3,145,000 | 881 |
| Income before extraordinary items | $5,649,000 | 1,133 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,649,000 | 1,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,553,000 | 665 |
| Cash dividends | $6,700,000 | 498 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,857,320 | 1,249 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $22,261,000 | 965 |
| Total interest expense | $3,829,000 | 1,824 |
| Net interest income | $18,432,000 | 789 |
| Provision for loan and lease losses | $1,200,000 | 763 |
| Total noninterest income | $3,973,000 | 1,111 |
| Gross Fiduciary activities income | $32,000 | 1,095 |
| Service charges on deposit accounts | $1,679,000 | 777 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,262,000 | 1,135 |
| Total noninterest expense | $15,343,000 | 795 |
| Salaries and employee benefits | $7,569,000 | 856 |
| Premises and equipment expense | $1,764,000 | 981 |
| Additional noninterest expense | $6,010,000 | 672 |
| Pre-tax net operating income | $5,862,000 | 1,107 |
| Securities gains (losses) | $115,000 | 1,623 |
| Applicable income taxes | $2,157,000 | 1,004 |
| Income before extraordinary items | $3,820,000 | 1,290 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,820,000 | 1,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,571 |
| Cash dividends | $6,700,000 | 400 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,746,400 | 1,246 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $14,992,000 | 969 |
| Total interest expense | $2,781,000 | 1,743 |
| Net interest income | $12,211,000 | 798 |
| Provision for loan and lease losses | $800,000 | 760 |
| Total noninterest income | $2,531,000 | 1,141 |
| Gross Fiduciary activities income | $8,000 | 1,256 |
| Service charges on deposit accounts | $1,107,000 | 772 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,416,000 | 1,181 |
| Total noninterest expense | $10,181,000 | 798 |
| Salaries and employee benefits | $4,955,000 | 868 |
| Premises and equipment expense | $1,200,000 | 960 |
| Additional noninterest expense | $4,026,000 | 669 |
| Pre-tax net operating income | $3,761,000 | 1,139 |
| Securities gains (losses) | $112,000 | 1,417 |
| Applicable income taxes | $1,403,000 | 1,043 |
| Income before extraordinary items | $2,470,000 | 1,343 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,470,000 | 1,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,326 |
| Cash dividends | $6,700,000 | 268 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,398,320 | 1,284 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,614,000 | 964 |
| Total interest expense | $1,440,000 | 1,735 |
| Net interest income | $6,174,000 | 786 |
| Provision for loan and lease losses | $400,000 | 718 |
| Total noninterest income | $1,204,000 | 1,162 |
| Gross Fiduciary activities income | $4,000 | 1,265 |
| Service charges on deposit accounts | $500,000 | 826 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $700,000 | 1,166 |
| Total noninterest expense | $5,007,000 | 811 |
| Salaries and employee benefits | $2,425,000 | 888 |
| Premises and equipment expense | $636,000 | 907 |
| Additional noninterest expense | $1,946,000 | 667 |
| Pre-tax net operating income | $1,971,000 | 1,103 |
| Securities gains (losses) | $112,000 | 936 |
| Applicable income taxes | $759,000 | 991 |
| Income before extraordinary items | $1,324,000 | 1,249 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,324,000 | 1,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,340 |
| Cash dividends | $5,200,000 | 177 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,252,320 | 1,228 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $25,816,000 | 1,187 |
| Total interest expense | $5,702,000 | 1,988 |
| Net interest income | $20,114,000 | 962 |
| Provision for loan and lease losses | $1,275,000 | 1,074 |
| Total noninterest income | $3,763,000 | 1,316 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,580,000 | 1,017 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,183,000 | 1,238 |
| Total noninterest expense | $14,559,000 | 1,068 |
| Salaries and employee benefits | $6,957,000 | 1,156 |
| Premises and equipment expense | $1,670,000 | 1,310 |
| Additional noninterest expense | $5,932,000 | 840 |
| Pre-tax net operating income | $8,043,000 | 1,053 |
| Securities gains (losses) | $16,000 | 3,321 |
| Applicable income taxes | $2,841,000 | 968 |
| Income before extraordinary items | $5,218,000 | 1,196 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,218,000 | 1,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $667,000 | 1,341 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $18,500,000 | 25 |
| Net operating income | $5,207,600 | 1,152 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $18,312,000 | 1,873 |
| Total interest expense | $6,739,000 | 2,376 |
| Net interest income | $11,573,000 | 1,540 |
| Provision for loan and lease losses | $815,000 | 1,478 |
| Total noninterest income | $3,102,000 | 1,440 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $942,000 | 1,584 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,160,000 | 1,173 |
| Total noninterest expense | $8,486,000 | 1,718 |
| Salaries and employee benefits | $4,266,000 | 1,760 |
| Premises and equipment expense | $1,480,000 | 1,458 |
| Additional noninterest expense | $2,740,000 | 1,682 |
| Pre-tax net operating income | $5,374,000 | 1,358 |
| Securities gains (losses) | $-7,000 | 9,251 |
| Applicable income taxes | $1,847,000 | 1,263 |
| Income before extraordinary items | $3,520,000 | 1,521 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,520,000 | 1,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,922 |
| Cash dividends | $1,305,000 | 1,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,524,620 | 1,459 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $16,419,000 | 2,148 |
| Total interest expense | $7,255,000 | 2,331 |
| Net interest income | $9,164,000 | 1,925 |
| Provision for loan and lease losses | $360,000 | 2,489 |
| Total noninterest income | $2,728,000 | 1,468 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $789,000 | 1,759 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,939,000 | 1,155 |
| Total noninterest expense | $7,093,000 | 1,959 |
| Salaries and employee benefits | $3,463,000 | 2,057 |
| Premises and equipment expense | $1,329,000 | 1,561 |
| Additional noninterest expense | $2,301,000 | 1,901 |
| Pre-tax net operating income | $4,439,000 | 1,660 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,531,000 | 1,481 |
| Income before extraordinary items | $2,908,000 | 1,790 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,908,000 | 1,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,482 |
| Cash dividends | $1,112,000 | 2,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,908,000 | 1,794 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,041,000 | 2,319 |
| Total interest expense | $5,483,000 | 2,689 |
| Net interest income | $8,558,000 | 2,066 |
| Provision for loan and lease losses | $345,000 | 2,386 |
| Total noninterest income | $2,732,000 | 1,465 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $736,000 | 1,803 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,996,000 | 1,158 |
| Total noninterest expense | $6,621,000 | 2,055 |
| Salaries and employee benefits | $3,335,000 | 2,102 |
| Premises and equipment expense | $1,250,000 | 1,634 |
| Additional noninterest expense | $2,036,000 | 2,145 |
| Pre-tax net operating income | $4,324,000 | 1,734 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,460,000 | 1,632 |
| Income before extraordinary items | $2,864,000 | 1,854 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,864,000 | 1,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,686 |
| Cash dividends | $1,137,000 | 2,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,864,000 | 1,823 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,794,000 | 2,552 |
| Total interest expense | $4,861,000 | 3,079 |
| Net interest income | $7,933,000 | 2,150 |
| Provision for loan and lease losses | $240,000 | 3,065 |
| Total noninterest income | $2,356,000 | 1,623 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $703,000 | 1,815 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,653,000 | 1,316 |
| Total noninterest expense | $5,911,000 | 2,212 |
| Salaries and employee benefits | $3,092,000 | 2,181 |
| Premises and equipment expense | $1,047,000 | 1,892 |
| Additional noninterest expense | $1,772,000 | 2,354 |
| Pre-tax net operating income | $4,138,000 | 1,767 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,427,000 | 1,709 |
| Income before extraordinary items | $2,711,000 | 1,926 |
| Extraordinary gains, net | $592,000 | 6 |
| Net income | $3,303,000 | 1,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,552 |
| Cash dividends | $1,481,000 | 1,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,711,000 | 1,852 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,151,000 | 2,693 |
| Total interest expense | $4,524,000 | 3,281 |
| Net interest income | $7,627,000 | 2,300 |
| Provision for loan and lease losses | $400,000 | 2,088 |
| Total noninterest income | $2,135,000 | 1,678 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $607,000 | 2,160 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,528,000 | 1,305 |
| Total noninterest expense | $5,543,000 | 2,333 |
| Salaries and employee benefits | $2,967,000 | 2,228 |
| Premises and equipment expense | $952,000 | 2,072 |
| Additional noninterest expense | $1,624,000 | 2,525 |
| Pre-tax net operating income | $3,819,000 | 1,964 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,298,000 | 1,939 |
| Income before extraordinary items | $2,521,000 | 2,096 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,521,000 | 2,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,288 |
| Cash dividends | $922,000 | 2,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,521,000 | 2,049 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,609,000 | 2,847 |
| Total interest expense | $4,302,000 | 3,464 |
| Net interest income | $7,307,000 | 2,451 |
| Provision for loan and lease losses | $240,000 | 3,003 |
| Total noninterest income | $1,819,000 | 1,996 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $587,000 | 2,317 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,232,000 | 1,575 |
| Total noninterest expense | $5,436,000 | 2,516 |
| Salaries and employee benefits | $2,901,000 | 2,290 |
| Premises and equipment expense | $894,000 | 2,231 |
| Additional noninterest expense | $1,641,000 | 2,901 |
| Pre-tax net operating income | $3,450,000 | 2,075 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,181,000 | 2,019 |
| Income before extraordinary items | $2,269,000 | 2,180 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,269,000 | 2,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,562 |
| Cash dividends | $832,000 | 2,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,269,000 | 2,127 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,132,000 | 2,980 |
| Total interest expense | $4,093,000 | 3,607 |
| Net interest income | $7,039,000 | 2,546 |
| Provision for loan and lease losses | $200,000 | 2,992 |
| Total noninterest income | $1,507,000 | 2,277 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $843,000 | 1,600 |
| Trading account gains and fees | $13,000 | 418 |
| Additional Noninterest Income | $651,000 | 2,409 |
| Total noninterest expense | $5,089,000 | 2,665 |
| Salaries and employee benefits | $2,689,000 | 2,486 |
| Premises and equipment expense | $777,000 | 2,563 |
| Additional noninterest expense | $1,623,000 | 2,870 |
| Pre-tax net operating income | $3,257,000 | 2,271 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $1,111,000 | 2,171 |
| Income before extraordinary items | $2,142,000 | 2,355 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,142,000 | 2,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 2,023 |
| Cash dividends | $885,000 | 2,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,144,640 | 2,328 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,022,000 | 3,323 |
| Total interest expense | $2,922,000 | 4,058 |
| Net interest income | $6,100,000 | 2,955 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $1,675,000 | 2,101 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $841,000 | 1,609 |
| Trading account gains and fees | $12,000 | 368 |
| Additional Noninterest Income | $822,000 | 2,101 |
| Total noninterest expense | $4,972,000 | 2,789 |
| Salaries and employee benefits | $2,352,000 | 2,813 |
| Premises and equipment expense | $763,000 | 2,635 |
| Additional noninterest expense | $1,857,000 | 2,743 |
| Pre-tax net operating income | $2,773,000 | 2,553 |
| Securities gains (losses) | $-50,000 | 11,027 |
| Applicable income taxes | $934,000 | 2,384 |
| Income before extraordinary items | $1,789,000 | 2,707 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,789,000 | 2,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $505,000 | 1,366 |
| Cash dividends | $618,000 | 2,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,822,000 | 2,677 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,616,000 | 3,560 |
| Total interest expense | $3,174,000 | 3,928 |
| Net interest income | $5,442,000 | 3,305 |
| Provision for loan and lease losses | $695,000 | 1,673 |
| Total noninterest income | $1,488,000 | 2,460 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $792,000 | 1,730 |
| Trading account gains and fees | $8,000 | 431 |
| Additional Noninterest Income | $688,000 | 2,633 |
| Total noninterest expense | $4,694,000 | 3,009 |
| Salaries and employee benefits | $2,165,000 | 3,026 |
| Premises and equipment expense | $766,000 | 2,665 |
| Additional noninterest expense | $1,763,000 | 3,034 |
| Pre-tax net operating income | $1,541,000 | 4,220 |
| Securities gains (losses) | $44,000 | 3,595 |
| Applicable income taxes | $520,000 | 4,044 |
| Income before extraordinary items | $1,065,000 | 4,439 |
| Extraordinary gains, net | $60,000 | 2,033 |
| Net income | $1,125,000 | 4,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $854,000 | 1,273 |
| Cash dividends | $384,000 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,035,520 | 4,325 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,417,000 | 3,709 |
| Total interest expense | $4,052,000 | 4,030 |
| Net interest income | $5,365,000 | 3,399 |
| Provision for loan and lease losses | $1,350,000 | 1,513 |
| Total noninterest income | $1,476,000 | 2,420 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $728,000 | 1,853 |
| Trading account gains and fees | $11,000 | 409 |
| Additional Noninterest Income | $737,000 | 2,434 |
| Total noninterest expense | $4,652,000 | 3,070 |
| Salaries and employee benefits | $2,068,000 | 3,124 |
| Premises and equipment expense | $758,000 | 2,736 |
| Additional noninterest expense | $1,826,000 | 3,021 |
| Pre-tax net operating income | $839,000 | 6,388 |
| Securities gains (losses) | $98,000 | 3,033 |
| Applicable income taxes | $291,000 | 6,060 |
| Income before extraordinary items | $646,000 | 6,252 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $646,000 | 6,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,223,000 | 1,384 |
| Cash dividends | $241,000 | 4,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $578,380 | 6,368 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.