Home > Ocala National Bank > Income and Expense
Ocala National Bank, Income and Expense
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,841,000 | 2,854 |
| Total interest expense | $8,961,000 | 1,788 |
| Net interest income | $3,880,000 | 4,675 |
| Provision for loan and lease losses | $24,940,000 | 317 |
| Total noninterest income | $-2,519,000 | 8,274 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $534,000 | 2,867 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-3,053,000 | 8,291 |
| Total noninterest expense | $7,984,000 | 2,378 |
| Salaries and employee benefits | $2,908,000 | 3,337 |
| Premises and equipment expense | $1,634,000 | 1,688 |
| Additional noninterest expense | $3,442,000 | 1,782 |
| Pre-tax net operating income | $-31,563,000 | 8,155 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-31,563,000 | 8,151 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-31,563,000 | 8,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,008,000 | 249 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-31,563,000 | 8,168 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,021,000 | 2,807 |
| Total interest expense | $6,908,000 | 1,823 |
| Net interest income | $3,113,000 | 4,509 |
| Provision for loan and lease losses | $9,755,000 | 412 |
| Total noninterest income | $-396,000 | 8,332 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $401,000 | 2,880 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-797,000 | 8,354 |
| Total noninterest expense | $5,483,000 | 2,576 |
| Salaries and employee benefits | $2,281,000 | 3,240 |
| Premises and equipment expense | $1,207,000 | 1,719 |
| Additional noninterest expense | $1,995,000 | 2,169 |
| Pre-tax net operating income | $-12,521,000 | 8,242 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-12,521,000 | 8,237 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-12,521,000 | 8,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,192,000 | 313 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-12,521,000 | 8,264 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,069,000 | 2,694 |
| Total interest expense | $4,814,000 | 1,818 |
| Net interest income | $2,255,000 | 4,252 |
| Provision for loan and lease losses | $6,453,000 | 358 |
| Total noninterest income | $267,000 | 4,852 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $254,000 | 2,965 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $13,000 | 7,530 |
| Total noninterest expense | $3,645,000 | 2,587 |
| Salaries and employee benefits | $1,610,000 | 3,121 |
| Premises and equipment expense | $800,000 | 1,721 |
| Additional noninterest expense | $1,235,000 | 2,282 |
| Pre-tax net operating income | $-7,576,000 | 8,334 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-7,576,000 | 8,351 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,576,000 | 8,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,297,000 | 287 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-7,576,000 | 8,351 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,730,000 | 2,628 |
| Total interest expense | $2,554,000 | 1,838 |
| Net interest income | $1,176,000 | 4,154 |
| Provision for loan and lease losses | $1,519,000 | 469 |
| Total noninterest income | $377,000 | 2,713 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $125,000 | 2,971 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $252,000 | 2,215 |
| Total noninterest expense | $1,847,000 | 2,549 |
| Salaries and employee benefits | $854,000 | 2,982 |
| Premises and equipment expense | $398,000 | 1,734 |
| Additional noninterest expense | $595,000 | 2,328 |
| Pre-tax net operating income | $-1,813,000 | 8,358 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-1,813,000 | 8,375 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,813,000 | 8,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,954,000 | 290 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-1,813,000 | 8,370 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $20,027,000 | 2,088 |
| Total interest expense | $11,955,000 | 1,677 |
| Net interest income | $8,072,000 | 2,701 |
| Provision for loan and lease losses | $5,052,000 | 401 |
| Total noninterest income | $3,671,000 | 1,397 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $480,000 | 3,131 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,191,000 | 964 |
| Total noninterest expense | $8,948,000 | 2,054 |
| Salaries and employee benefits | $4,491,000 | 2,241 |
| Premises and equipment expense | $1,743,000 | 1,530 |
| Additional noninterest expense | $2,714,000 | 2,025 |
| Pre-tax net operating income | $-2,257,000 | 8,308 |
| Securities gains (losses) | $-53,000 | 8,026 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-2,310,000 | 8,354 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,310,000 | 8,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,169,000 | 449 |
| Cash dividends | $3,924,000 | 939 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-2,257,000 | 8,336 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $16,011,000 | 1,978 |
| Total interest expense | $9,235,000 | 1,626 |
| Net interest income | $6,776,000 | 2,463 |
| Provision for loan and lease losses | $2,089,000 | 505 |
| Total noninterest income | $3,111,000 | 1,265 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $343,000 | 3,236 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,768,000 | 881 |
| Total noninterest expense | $6,825,000 | 2,000 |
| Salaries and employee benefits | $3,572,000 | 2,118 |
| Premises and equipment expense | $1,284,000 | 1,547 |
| Additional noninterest expense | $1,969,000 | 2,044 |
| Pre-tax net operating income | $973,000 | 4,418 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $25,000 | 5,354 |
| Income before extraordinary items | $948,000 | 4,002 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $948,000 | 4,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,191,000 | 575 |
| Cash dividends | $3,624,000 | 749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $948,000 | 3,985 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,407,000 | 1,884 |
| Total interest expense | $6,216,000 | 1,618 |
| Net interest income | $5,191,000 | 2,214 |
| Provision for loan and lease losses | $636,000 | 835 |
| Total noninterest income | $2,183,000 | 1,243 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $217,000 | 3,349 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,966,000 | 869 |
| Total noninterest expense | $4,521,000 | 2,045 |
| Salaries and employee benefits | $2,378,000 | 2,157 |
| Premises and equipment expense | $831,000 | 1,612 |
| Additional noninterest expense | $1,312,000 | 2,056 |
| Pre-tax net operating income | $2,217,000 | 1,985 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $17,000 | 5,428 |
| Income before extraordinary items | $2,200,000 | 1,592 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,200,000 | 1,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $437,000 | 784 |
| Cash dividends | $2,229,000 | 803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,200,000 | 1,573 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,674,000 | 1,886 |
| Total interest expense | $3,120,000 | 1,603 |
| Net interest income | $2,554,000 | 2,258 |
| Provision for loan and lease losses | $129,000 | 1,674 |
| Total noninterest income | $936,000 | 1,374 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $97,000 | 3,514 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $839,000 | 963 |
| Total noninterest expense | $2,342,000 | 1,973 |
| Salaries and employee benefits | $1,274,000 | 2,019 |
| Premises and equipment expense | $414,000 | 1,618 |
| Additional noninterest expense | $654,000 | 2,004 |
| Pre-tax net operating income | $1,019,000 | 2,131 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $8,000 | 5,466 |
| Income before extraordinary items | $1,011,000 | 1,700 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,011,000 | 1,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,691 |
| Cash dividends | $924,000 | 869 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,011,000 | 1,688 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $19,435,000 | 2,039 |
| Total interest expense | $9,745,000 | 1,724 |
| Net interest income | $9,690,000 | 2,357 |
| Provision for loan and lease losses | $850,000 | 1,212 |
| Total noninterest income | $2,711,000 | 1,773 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $293,000 | 4,180 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,418,000 | 1,170 |
| Total noninterest expense | $7,136,000 | 2,474 |
| Salaries and employee benefits | $3,893,000 | 2,501 |
| Premises and equipment expense | $1,129,000 | 2,196 |
| Additional noninterest expense | $2,114,000 | 2,434 |
| Pre-tax net operating income | $4,415,000 | 2,080 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $34,000 | 5,690 |
| Income before extraordinary items | $4,381,000 | 1,648 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,381,000 | 1,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,041 |
| Cash dividends | $4,085,000 | 852 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,381,000 | 1,634 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,733,000 | 2,138 |
| Total interest expense | $6,593,000 | 1,838 |
| Net interest income | $7,140,000 | 2,416 |
| Provision for loan and lease losses | $700,000 | 1,050 |
| Total noninterest income | $1,708,000 | 2,029 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $220,000 | 4,215 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,488,000 | 1,367 |
| Total noninterest expense | $4,990,000 | 2,628 |
| Salaries and employee benefits | $2,761,000 | 2,632 |
| Premises and equipment expense | $726,000 | 2,554 |
| Additional noninterest expense | $1,503,000 | 2,558 |
| Pre-tax net operating income | $3,158,000 | 2,237 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $25,000 | 5,863 |
| Income before extraordinary items | $3,133,000 | 1,770 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,133,000 | 1,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,128 |
| Cash dividends | $1,964,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,133,000 | 1,755 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,287,000 | 2,294 |
| Total interest expense | $3,728,000 | 2,017 |
| Net interest income | $4,559,000 | 2,510 |
| Provision for loan and lease losses | $300,000 | 1,464 |
| Total noninterest income | $1,114,000 | 2,057 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $145,000 | 4,206 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $969,000 | 1,379 |
| Total noninterest expense | $3,007,000 | 2,875 |
| Salaries and employee benefits | $1,741,000 | 2,751 |
| Premises and equipment expense | $352,000 | 3,312 |
| Additional noninterest expense | $914,000 | 2,783 |
| Pre-tax net operating income | $2,366,000 | 2,046 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $17,000 | 5,888 |
| Income before extraordinary items | $2,349,000 | 1,570 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,349,000 | 1,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,393 |
| Cash dividends | $1,148,000 | 1,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,349,000 | 1,556 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,758,000 | 2,457 |
| Total interest expense | $1,628,000 | 2,177 |
| Net interest income | $2,130,000 | 2,648 |
| Provision for loan and lease losses | $150,000 | 1,421 |
| Total noninterest income | $620,000 | 1,881 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $71,000 | 4,194 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $549,000 | 1,250 |
| Total noninterest expense | $1,470,000 | 2,930 |
| Salaries and employee benefits | $890,000 | 2,709 |
| Premises and equipment expense | $164,000 | 3,516 |
| Additional noninterest expense | $416,000 | 3,007 |
| Pre-tax net operating income | $1,130,000 | 2,077 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $1,130,000 | 1,595 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,130,000 | 1,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $434,000 | 1,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,130,000 | 1,573 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,918,000 | 3,171 |
| Total interest expense | $3,548,000 | 2,908 |
| Net interest income | $6,370,000 | 3,269 |
| Provision for loan and lease losses | $1,055,000 | 1,002 |
| Total noninterest income | $2,537,000 | 1,842 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $294,000 | 4,228 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,243,000 | 1,247 |
| Total noninterest expense | $4,604,000 | 3,456 |
| Salaries and employee benefits | $2,642,000 | 3,320 |
| Premises and equipment expense | $631,000 | 3,503 |
| Additional noninterest expense | $1,331,000 | 3,548 |
| Pre-tax net operating income | $3,248,000 | 2,595 |
| Securities gains (losses) | $-291,000 | 8,648 |
| Applicable income taxes | $278,000 | 4,223 |
| Income before extraordinary items | $2,679,000 | 2,457 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,679,000 | 2,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,036 |
| Cash dividends | $1,503,000 | 1,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,943,810 | 2,247 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,534,000 | 3,459 |
| Total interest expense | $2,114,000 | 3,358 |
| Net interest income | $4,420,000 | 3,465 |
| Provision for loan and lease losses | $755,000 | 987 |
| Total noninterest income | $1,938,000 | 1,829 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $222,000 | 4,239 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,716,000 | 1,226 |
| Total noninterest expense | $3,358,000 | 3,514 |
| Salaries and employee benefits | $1,915,000 | 3,410 |
| Premises and equipment expense | $461,000 | 3,576 |
| Additional noninterest expense | $982,000 | 3,553 |
| Pre-tax net operating income | $2,245,000 | 2,799 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $147,000 | 4,829 |
| Income before extraordinary items | $2,098,000 | 2,397 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,098,000 | 2,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,033 |
| Cash dividends | $983,000 | 1,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,098,000 | 2,369 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,710,000 | 3,857 |
| Total interest expense | $1,067,000 | 3,956 |
| Net interest income | $2,643,000 | 3,753 |
| Provision for loan and lease losses | $365,000 | 1,285 |
| Total noninterest income | $1,115,000 | 2,016 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $146,000 | 4,216 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $969,000 | 1,379 |
| Total noninterest expense | $2,118,000 | 3,652 |
| Salaries and employee benefits | $1,220,000 | 3,519 |
| Premises and equipment expense | $287,000 | 3,747 |
| Additional noninterest expense | $611,000 | 3,739 |
| Pre-tax net operating income | $1,275,000 | 3,112 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $17,000 | 6,174 |
| Income before extraordinary items | $1,258,000 | 2,552 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,258,000 | 2,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,718 |
| Cash dividends | $649,000 | 1,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,258,000 | 2,512 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,654,000 | 4,179 |
| Total interest expense | $456,000 | 4,294 |
| Net interest income | $1,198,000 | 4,070 |
| Provision for loan and lease losses | $105,000 | 1,941 |
| Total noninterest income | $557,000 | 1,976 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $72,000 | 4,184 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $485,000 | 1,350 |
| Total noninterest expense | $1,052,000 | 3,704 |
| Salaries and employee benefits | $632,000 | 3,420 |
| Premises and equipment expense | $138,000 | 3,892 |
| Additional noninterest expense | $282,000 | 3,994 |
| Pre-tax net operating income | $598,000 | 3,229 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $8,000 | 6,187 |
| Income before extraordinary items | $590,000 | 2,654 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $590,000 | 2,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $355,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $590,000 | 2,613 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,258,000 | 4,681 |
| Total interest expense | $1,240,000 | 5,029 |
| Net interest income | $4,018,000 | 4,472 |
| Provision for loan and lease losses | $225,000 | 3,491 |
| Total noninterest income | $1,849,000 | 2,328 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $323,000 | 4,154 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,526,000 | 1,620 |
| Total noninterest expense | $3,479,000 | 4,203 |
| Salaries and employee benefits | $1,906,000 | 4,162 |
| Premises and equipment expense | $441,000 | 4,476 |
| Additional noninterest expense | $1,132,000 | 3,927 |
| Pre-tax net operating income | $2,163,000 | 3,341 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $34,000 | 6,272 |
| Income before extraordinary items | $2,131,000 | 2,766 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,131,000 | 2,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,996 |
| Cash dividends | $711,000 | 2,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,129,040 | 2,707 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,760,000 | 4,822 |
| Total interest expense | $861,000 | 5,209 |
| Net interest income | $2,899,000 | 4,588 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $1,288,000 | 2,458 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $247,000 | 4,129 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,041,000 | 1,728 |
| Total noninterest expense | $2,606,000 | 4,170 |
| Salaries and employee benefits | $1,436,000 | 4,098 |
| Premises and equipment expense | $312,000 | 4,644 |
| Additional noninterest expense | $858,000 | 3,873 |
| Pre-tax net operating income | $1,446,000 | 3,661 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $26,000 | 6,375 |
| Income before extraordinary items | $1,422,000 | 3,092 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,422,000 | 3,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,184 |
| Cash dividends | $419,000 | 2,972 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,420,040 | 3,026 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,437,000 | 4,923 |
| Total interest expense | $575,000 | 5,236 |
| Net interest income | $1,862,000 | 4,709 |
| Provision for loan and lease losses | $75,000 | 3,988 |
| Total noninterest income | $840,000 | 2,506 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $158,000 | 4,210 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $682,000 | 1,750 |
| Total noninterest expense | $1,773,000 | 4,125 |
| Salaries and employee benefits | $936,000 | 4,181 |
| Premises and equipment expense | $202,000 | 4,728 |
| Additional noninterest expense | $635,000 | 3,573 |
| Pre-tax net operating income | $854,000 | 3,940 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $17,000 | 6,384 |
| Income before extraordinary items | $839,000 | 3,407 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $839,000 | 3,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,466 |
| Cash dividends | $229,000 | 3,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $837,040 | 3,315 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,211,000 | 4,970 |
| Total interest expense | $293,000 | 5,233 |
| Net interest income | $918,000 | 4,760 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $350,000 | 2,792 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $78,000 | 4,175 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $272,000 | 2,003 |
| Total noninterest expense | $767,000 | 4,608 |
| Salaries and employee benefits | $443,000 | 4,396 |
| Premises and equipment expense | $101,000 | 4,760 |
| Additional noninterest expense | $223,000 | 4,677 |
| Pre-tax net operating income | $456,000 | 3,757 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $458,000 | 3,151 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $458,000 | 3,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,673 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $456,000 | 3,044 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,330,000 | 5,369 |
| Total interest expense | $1,196,000 | 5,577 |
| Net interest income | $3,134,000 | 5,165 |
| Provision for loan and lease losses | $270,000 | 3,394 |
| Total noninterest income | $2,001,000 | 2,323 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $359,000 | 3,880 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,642,000 | 1,697 |
| Total noninterest expense | $2,979,000 | 4,622 |
| Salaries and employee benefits | $1,822,000 | 4,223 |
| Premises and equipment expense | $308,000 | 5,597 |
| Additional noninterest expense | $849,000 | 4,854 |
| Pre-tax net operating income | $1,886,000 | 3,525 |
| Securities gains (losses) | $164,000 | 1,482 |
| Applicable income taxes | $699,000 | 2,805 |
| Income before extraordinary items | $1,351,000 | 3,821 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,351,000 | 3,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $335,000 | 2,112 |
| Cash dividends | $559,000 | 3,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,242,760 | 3,864 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,187,000 | 5,488 |
| Total interest expense | $908,000 | 5,679 |
| Net interest income | $2,279,000 | 5,279 |
| Provision for loan and lease losses | $150,000 | 3,902 |
| Total noninterest income | $1,257,000 | 2,684 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $272,000 | 3,879 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $985,000 | 2,072 |
| Total noninterest expense | $2,247,000 | 4,591 |
| Salaries and employee benefits | $1,383,000 | 4,187 |
| Premises and equipment expense | $224,000 | 5,659 |
| Additional noninterest expense | $640,000 | 4,784 |
| Pre-tax net operating income | $1,139,000 | 4,230 |
| Securities gains (losses) | $164,000 | 1,357 |
| Applicable income taxes | $486,000 | 3,081 |
| Income before extraordinary items | $817,000 | 4,535 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $817,000 | 4,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,833 |
| Cash dividends | $213,000 | 3,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $712,040 | 4,759 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,120,000 | 5,545 |
| Total interest expense | $617,000 | 5,747 |
| Net interest income | $1,503,000 | 5,320 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $823,000 | 2,703 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $181,000 | 3,850 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $642,000 | 2,099 |
| Total noninterest expense | $1,485,000 | 4,626 |
| Salaries and employee benefits | $913,000 | 4,212 |
| Premises and equipment expense | $144,000 | 5,786 |
| Additional noninterest expense | $428,000 | 4,768 |
| Pre-tax net operating income | $811,000 | 4,018 |
| Securities gains (losses) | $164,000 | 1,175 |
| Applicable income taxes | $361,000 | 2,901 |
| Income before extraordinary items | $614,000 | 4,226 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $614,000 | 4,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $165,000 | 3,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $509,040 | 4,548 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,056,000 | 5,591 |
| Total interest expense | $317,000 | 5,767 |
| Net interest income | $739,000 | 5,366 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $374,000 | 2,790 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $85,000 | 3,938 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $289,000 | 2,162 |
| Total noninterest expense | $730,000 | 4,664 |
| Salaries and employee benefits | $443,000 | 4,291 |
| Premises and equipment expense | $75,000 | 5,636 |
| Additional noninterest expense | $212,000 | 4,752 |
| Pre-tax net operating income | $353,000 | 4,368 |
| Securities gains (losses) | $164,000 | 739 |
| Applicable income taxes | $190,000 | 2,786 |
| Income before extraordinary items | $327,000 | 4,004 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $327,000 | 4,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $150,000 | 2,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $222,040 | 4,837 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,071,000 | 5,850 |
| Total interest expense | $1,575,000 | 5,571 |
| Net interest income | $2,496,000 | 5,915 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $1,366,000 | 2,806 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $328,000 | 4,036 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,038,000 | 2,126 |
| Total noninterest expense | $2,713,000 | 4,798 |
| Salaries and employee benefits | $1,576,000 | 4,499 |
| Premises and equipment expense | $317,000 | 5,391 |
| Additional noninterest expense | $820,000 | 4,845 |
| Pre-tax net operating income | $1,149,000 | 4,822 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $381,000 | 3,981 |
| Income before extraordinary items | $768,000 | 5,313 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $768,000 | 5,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,821 |
| Cash dividends | $208,000 | 4,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $768,000 | 5,177 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,203,000 | 6,194 |
| Total interest expense | $2,033,000 | 6,046 |
| Net interest income | $2,170,000 | 6,168 |
| Provision for loan and lease losses | $105,000 | 5,502 |
| Total noninterest income | $1,082,000 | 3,166 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $347,000 | 3,783 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $735,000 | 2,507 |
| Total noninterest expense | $2,506,000 | 4,937 |
| Salaries and employee benefits | $1,379,000 | 4,815 |
| Premises and equipment expense | $312,000 | 5,403 |
| Additional noninterest expense | $815,000 | 4,717 |
| Pre-tax net operating income | $641,000 | 6,020 |
| Securities gains (losses) | $4,000 | 4,008 |
| Applicable income taxes | $201,000 | 5,026 |
| Income before extraordinary items | $444,000 | 6,338 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $444,000 | 6,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,627 |
| Cash dividends | $171,000 | 5,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $441,240 | 6,231 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,467,000 | 6,114 |
| Total interest expense | $1,912,000 | 6,400 |
| Net interest income | $2,555,000 | 5,720 |
| Provision for loan and lease losses | $300,000 | 2,819 |
| Total noninterest income | $1,104,000 | 2,938 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $425,000 | 3,090 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $679,000 | 2,413 |
| Total noninterest expense | $2,679,000 | 4,616 |
| Salaries and employee benefits | $1,294,000 | 4,916 |
| Premises and equipment expense | $417,000 | 4,373 |
| Additional noninterest expense | $968,000 | 4,085 |
| Pre-tax net operating income | $680,000 | 6,304 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $233,000 | 5,112 |
| Income before extraordinary items | $447,000 | 6,600 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $447,000 | 6,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $339,000 | 1,675 |
| Cash dividends | $171,000 | 5,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $447,000 | 6,617 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,399,000 | 6,021 |
| Total interest expense | $1,737,000 | 6,484 |
| Net interest income | $2,662,000 | 5,585 |
| Provision for loan and lease losses | $254,000 | 3,026 |
| Total noninterest income | $953,000 | 3,206 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $447,000 | 2,910 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $506,000 | 2,938 |
| Total noninterest expense | $2,872,000 | 4,366 |
| Salaries and employee benefits | $1,192,000 | 5,187 |
| Premises and equipment expense | $449,000 | 4,131 |
| Additional noninterest expense | $1,231,000 | 3,351 |
| Pre-tax net operating income | $489,000 | 7,186 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $138,000 | 6,424 |
| Income before extraordinary items | $350,000 | 7,286 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $350,000 | 7,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $411,000 | 1,431 |
| Cash dividends | $142,000 | 5,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $350,720 | 7,257 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,707,000 | 5,903 |
| Total interest expense | $2,021,000 | 6,160 |
| Net interest income | $2,686,000 | 5,570 |
| Provision for loan and lease losses | $845,000 | 1,129 |
| Total noninterest income | $1,248,000 | 2,608 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $414,000 | 3,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $834,000 | 2,099 |
| Total noninterest expense | $2,979,000 | 4,146 |
| Salaries and employee benefits | $1,149,000 | 5,237 |
| Premises and equipment expense | $568,000 | 3,333 |
| Additional noninterest expense | $1,262,000 | 3,228 |
| Pre-tax net operating income | $110,000 | 9,368 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $-6,000 | 10,003 |
| Income before extraordinary items | $119,000 | 9,193 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $119,000 | 9,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $391,000 | 1,533 |
| Cash dividends | $52,000 | 6,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $116,000 | 9,145 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,135,000 | 5,680 |
| Total interest expense | $2,340,000 | 5,662 |
| Net interest income | $2,795,000 | 5,588 |
| Provision for loan and lease losses | $1,170,000 | 875 |
| Total noninterest income | $989,000 | 3,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $457,000 | 2,856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $532,000 | 2,700 |
| Total noninterest expense | $3,163,000 | 3,926 |
| Salaries and employee benefits | $1,185,000 | 5,159 |
| Premises and equipment expense | $622,000 | 3,043 |
| Additional noninterest expense | $1,356,000 | 2,992 |
| Pre-tax net operating income | $-549,000 | 10,756 |
| Securities gains (losses) | $12,000 | 2,240 |
| Applicable income taxes | $-213,000 | 10,801 |
| Income before extraordinary items | $-324,000 | 10,685 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-324,000 | 10,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,063,000 | 770 |
| Cash dividends | $36,000 | 7,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-331,680 | 10,673 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,376,000 | 6,499 |
| Total interest expense | $1,871,000 | 6,681 |
| Net interest income | $2,505,000 | 6,182 |
| Provision for loan and lease losses | $319,000 | 2,465 |
| Total noninterest income | $1,009,000 | 3,101 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $444,000 | 3,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $565,000 | 2,683 |
| Total noninterest expense | $2,718,000 | 4,679 |
| Salaries and employee benefits | $1,079,000 | 5,662 |
| Premises and equipment expense | $529,000 | 3,610 |
| Additional noninterest expense | $1,110,000 | 4,029 |
| Pre-tax net operating income | $477,000 | 8,074 |
| Securities gains (losses) | $13,000 | 2,310 |
| Applicable income taxes | $125,000 | 8,311 |
| Income before extraordinary items | $365,000 | 7,893 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $365,000 | 7,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,795 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $355,380 | 7,898 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,399,000 | 7,685 |
| Total interest expense | $1,370,000 | 8,058 |
| Net interest income | $2,029,000 | 7,233 |
| Provision for loan and lease losses | $245,000 | 2,607 |
| Total noninterest income | $686,000 | 4,153 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $389,000 | 3,446 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $297,000 | 4,024 |
| Total noninterest expense | $2,027,000 | 5,929 |
| Salaries and employee benefits | $868,000 | 6,716 |
| Premises and equipment expense | $381,000 | 4,729 |
| Additional noninterest expense | $778,000 | 5,374 |
| Pre-tax net operating income | $443,000 | 8,788 |
| Securities gains (losses) | $26,000 | 1,716 |
| Applicable income taxes | $151,000 | 8,236 |
| Income before extraordinary items | $318,000 | 8,759 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $318,000 | 8,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,337 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $300,320 | 8,902 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,996,000 | 8,052 |
| Total interest expense | $955,000 | 8,885 |
| Net interest income | $2,041,000 | 7,472 |
| Provision for loan and lease losses | $85,000 | 4,903 |
| Total noninterest income | $435,000 | 5,815 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $366,000 | 3,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,689 |
| Total noninterest expense | $2,042,000 | 6,097 |
| Salaries and employee benefits | $817,000 | 7,108 |
| Premises and equipment expense | $399,000 | 4,592 |
| Additional noninterest expense | $826,000 | 5,557 |
| Pre-tax net operating income | $349,000 | 9,740 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $140,000 | 8,513 |
| Income before extraordinary items | $209,000 | 10,175 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $209,000 | 10,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,182 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $209,000 | 10,219 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,408,000 | 9,377 |
| Total interest expense | $767,000 | 10,224 |
| Net interest income | $1,641,000 | 8,670 |
| Provision for loan and lease losses | $68,000 | 6,717 |
| Total noninterest income | $358,000 | 6,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $263,000 | 4,909 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 8,045 |
| Total noninterest expense | $1,636,000 | 7,392 |
| Salaries and employee benefits | $610,000 | 8,721 |
| Premises and equipment expense | $354,000 | 5,176 |
| Additional noninterest expense | $672,000 | 6,775 |
| Pre-tax net operating income | $295,000 | 10,282 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $64,000 | 10,621 |
| Income before extraordinary items | $231,000 | 10,259 |
| Extraordinary gains, net | $343,000 | 631 |
| Net income | $574,000 | 7,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,863 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 701 |
| Net operating income | $231,000 | 10,012 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,370,000 | 10,149 |
| Total interest expense | $1,007,000 | 10,357 |
| Net interest income | $1,363,000 | 9,760 |
| Provision for loan and lease losses | $81,000 | 7,858 |
| Total noninterest income | $342,000 | 7,198 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $278,000 | 4,723 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 9,594 |
| Total noninterest expense | $1,434,000 | 8,160 |
| Salaries and employee benefits | $536,000 | 9,405 |
| Premises and equipment expense | $128,000 | 9,751 |
| Additional noninterest expense | $770,000 | 6,281 |
| Pre-tax net operating income | $190,000 | 11,165 |
| Securities gains (losses) | $36,000 | 4,684 |
| Applicable income taxes | $71,000 | 10,691 |
| Income before extraordinary items | $155,000 | 11,205 |
| Extraordinary gains, net | $71,000 | 881 |
| Net income | $226,000 | 10,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 6,617 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $130,160 | 11,218 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.