OBA Bank, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,672,000 | 1,619 |
| Total interest expense | $1,034,000 | 1,444 |
| Net interest income | $6,638,000 | 1,660 |
| Provision for loan and lease losses | $37,000 | 3,229 |
| Total noninterest income | $365,000 | 3,656 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $58,000 | 4,837 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $307,000 | 3,012 |
| Total noninterest expense | $6,386,000 | 1,499 |
| Salaries and employee benefits | $3,530,000 | 1,487 |
| Premises and equipment expense | $790,000 | 1,511 |
| Additional noninterest expense | $2,066,000 | 1,518 |
| Pre-tax net operating income | $580,000 | 3,937 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $452,000 | 1,638 |
| Income before extraordinary items | $128,000 | 5,601 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $128,000 | 5,603 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $128,000 | 5,604 |
| Net charge-offs | $-24,000 | 5,949 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $654,000 | 134 |
| Net operating income | $128,000 | 5,554 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,827,000 | 1,616 |
| Total interest expense | $508,000 | 1,493 |
| Net interest income | $3,319,000 | 1,650 |
| Provision for loan and lease losses | $5,000 | 3,593 |
| Total noninterest income | $187,000 | 3,571 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $28,000 | 4,890 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $159,000 | 2,885 |
| Total noninterest expense | $3,141,000 | 1,530 |
| Salaries and employee benefits | $1,804,000 | 1,460 |
| Premises and equipment expense | $405,000 | 1,500 |
| Additional noninterest expense | $932,000 | 1,648 |
| Pre-tax net operating income | $360,000 | 3,488 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $153,000 | 1,986 |
| Income before extraordinary items | $207,000 | 4,192 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $207,000 | 4,192 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $207,000 | 4,194 |
| Net charge-offs | $-22,000 | 6,074 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $319,000 | 136 |
| Net operating income | $207,000 | 4,137 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $15,986,000 | 1,563 |
| Total interest expense | $2,155,000 | 1,591 |
| Net interest income | $13,831,000 | 1,574 |
| Provision for loan and lease losses | $427,000 | 2,030 |
| Total noninterest income | $862,000 | 3,485 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $170,000 | 4,378 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $692,000 | 2,884 |
| Total noninterest expense | $12,472,000 | 1,551 |
| Salaries and employee benefits | $7,183,000 | 1,451 |
| Premises and equipment expense | $1,591,000 | 1,494 |
| Additional noninterest expense | $3,698,000 | 1,724 |
| Pre-tax net operating income | $1,794,000 | 3,067 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $695,000 | 1,820 |
| Income before extraordinary items | $1,099,000 | 3,718 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,099,000 | 3,722 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,099,000 | 3,723 |
| Net charge-offs | $58,000 | 4,238 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $1,361,000 | 187 |
| Net operating income | $1,099,000 | 3,671 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,038,000 | 1,569 |
| Total interest expense | $1,646,000 | 1,599 |
| Net interest income | $10,392,000 | 1,575 |
| Provision for loan and lease losses | $412,000 | 1,733 |
| Total noninterest income | $641,000 | 3,563 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $127,000 | 4,423 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $514,000 | 2,969 |
| Total noninterest expense | $9,381,000 | 1,546 |
| Salaries and employee benefits | $5,406,000 | 1,457 |
| Premises and equipment expense | $1,187,000 | 1,518 |
| Additional noninterest expense | $2,788,000 | 1,702 |
| Pre-tax net operating income | $1,240,000 | 3,300 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $473,000 | 1,965 |
| Income before extraordinary items | $767,000 | 3,892 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $767,000 | 3,895 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $767,000 | 3,895 |
| Net charge-offs | $58,000 | 3,744 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $1,035,000 | 157 |
| Net operating income | $767,000 | 3,828 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,191,000 | 1,535 |
| Total interest expense | $1,128,000 | 1,585 |
| Net interest income | $7,063,000 | 1,530 |
| Provision for loan and lease losses | $408,000 | 1,355 |
| Total noninterest income | $420,000 | 3,634 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $79,000 | 4,525 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $341,000 | 3,024 |
| Total noninterest expense | $6,364,000 | 1,523 |
| Salaries and employee benefits | $3,550,000 | 1,472 |
| Premises and equipment expense | $791,000 | 1,519 |
| Additional noninterest expense | $2,023,000 | 1,598 |
| Pre-tax net operating income | $711,000 | 3,555 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $251,000 | 2,207 |
| Income before extraordinary items | $460,000 | 4,082 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $460,000 | 4,085 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $460,000 | 4,085 |
| Net charge-offs | $60,000 | 3,207 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $640,000 | 149 |
| Net operating income | $460,000 | 3,971 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,963,000 | 1,591 |
| Total interest expense | $570,000 | 1,611 |
| Net interest income | $3,393,000 | 1,593 |
| Provision for loan and lease losses | $229,000 | 1,220 |
| Total noninterest income | $243,000 | 3,334 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $37,000 | 4,624 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $206,000 | 2,741 |
| Total noninterest expense | $2,995,000 | 1,619 |
| Salaries and employee benefits | $1,826,000 | 1,458 |
| Premises and equipment expense | $401,000 | 1,523 |
| Additional noninterest expense | $768,000 | 2,037 |
| Pre-tax net operating income | $412,000 | 3,244 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $180,000 | 1,816 |
| Income before extraordinary items | $232,000 | 4,016 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $232,000 | 4,019 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $232,000 | 4,019 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $316,000 | 123 |
| Net operating income | $232,000 | 3,929 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,697,000 | 1,690 |
| Total interest expense | $2,884,000 | 1,537 |
| Net interest income | $12,813,000 | 1,714 |
| Provision for loan and lease losses | $804,000 | 2,065 |
| Total noninterest income | $726,000 | 3,821 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $177,000 | 4,492 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $549,000 | 3,221 |
| Total noninterest expense | $11,412,000 | 1,692 |
| Salaries and employee benefits | $6,825,000 | 1,492 |
| Premises and equipment expense | $1,611,000 | 1,470 |
| Additional noninterest expense | $2,976,000 | 2,185 |
| Pre-tax net operating income | $1,323,000 | 3,550 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $575,000 | 2,044 |
| Income before extraordinary items | $748,000 | 4,371 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $748,000 | 4,368 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $748,000 | 4,370 |
| Net charge-offs | $298,000 | 3,305 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $1,235,000 | 197 |
| Net operating income | $748,000 | 4,195 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,712,000 | 1,727 |
| Total interest expense | $2,270,000 | 1,536 |
| Net interest income | $9,442,000 | 1,769 |
| Provision for loan and lease losses | $821,000 | 1,678 |
| Total noninterest income | $550,000 | 3,841 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $133,000 | 4,546 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $417,000 | 3,212 |
| Total noninterest expense | $8,564,000 | 1,696 |
| Salaries and employee benefits | $5,090,000 | 1,493 |
| Premises and equipment expense | $1,220,000 | 1,469 |
| Additional noninterest expense | $2,254,000 | 2,157 |
| Pre-tax net operating income | $607,000 | 4,437 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $284,000 | 2,521 |
| Income before extraordinary items | $323,000 | 5,239 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $323,000 | 5,237 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $323,000 | 5,237 |
| Net charge-offs | $298,000 | 2,832 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $924,000 | 177 |
| Net operating income | $323,000 | 5,043 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,821,000 | 1,728 |
| Total interest expense | $1,600,000 | 1,509 |
| Net interest income | $6,221,000 | 1,790 |
| Provision for loan and lease losses | $709,000 | 1,410 |
| Total noninterest income | $351,000 | 3,913 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $89,000 | 4,537 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $262,000 | 3,264 |
| Total noninterest expense | $5,663,000 | 1,715 |
| Salaries and employee benefits | $3,321,000 | 1,524 |
| Premises and equipment expense | $822,000 | 1,443 |
| Additional noninterest expense | $1,520,000 | 2,129 |
| Pre-tax net operating income | $200,000 | 5,308 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $122,000 | 2,893 |
| Income before extraordinary items | $78,000 | 6,074 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $78,000 | 6,074 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $78,000 | 6,074 |
| Net charge-offs | $293,000 | 2,347 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $598,000 | 155 |
| Net operating income | $78,000 | 5,923 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,945,000 | 1,729 |
| Total interest expense | $845,000 | 1,489 |
| Net interest income | $3,100,000 | 1,802 |
| Provision for loan and lease losses | $270,000 | 1,691 |
| Total noninterest income | $166,000 | 4,025 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $43,000 | 4,581 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $123,000 | 3,383 |
| Total noninterest expense | $2,905,000 | 1,663 |
| Salaries and employee benefits | $1,760,000 | 1,456 |
| Premises and equipment expense | $403,000 | 1,477 |
| Additional noninterest expense | $742,000 | 2,174 |
| Pre-tax net operating income | $91,000 | 5,502 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $75,000 | 2,697 |
| Income before extraordinary items | $16,000 | 6,364 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $16,000 | 6,363 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $16,000 | 6,364 |
| Net charge-offs | $225,000 | 1,739 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $298,000 | 134 |
| Net operating income | $16,000 | 6,237 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,970,000 | 1,765 |
| Total interest expense | $4,235,000 | 1,431 |
| Net interest income | $11,735,000 | 1,881 |
| Provision for loan and lease losses | $712,000 | 2,920 |
| Total noninterest income | $1,042,000 | 3,044 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 5,160 |
| Trading account gains and fees | $6,000 | 136 |
| Additional Noninterest Income | $909,000 | 2,274 |
| Total noninterest expense | $11,331,000 | 1,706 |
| Salaries and employee benefits | $7,133,000 | 1,387 |
| Premises and equipment expense | $1,585,000 | 1,566 |
| Additional noninterest expense | $2,613,000 | 2,507 |
| Pre-tax net operating income | $734,000 | 4,207 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $182,000 | 2,983 |
| Income before extraordinary items | $552,000 | 4,514 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $552,000 | 4,517 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $552,000 | 4,516 |
| Net charge-offs | $352,000 | 3,605 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $552,000 | 4,398 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,022,000 | 1,779 |
| Total interest expense | $3,230,000 | 1,460 |
| Net interest income | $8,792,000 | 1,883 |
| Provision for loan and lease losses | $483,000 | 2,920 |
| Total noninterest income | $783,000 | 3,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 5,150 |
| Trading account gains and fees | $6,000 | 140 |
| Additional Noninterest Income | $679,000 | 2,252 |
| Total noninterest expense | $8,525,000 | 1,699 |
| Salaries and employee benefits | $5,297,000 | 1,404 |
| Premises and equipment expense | $1,187,000 | 1,584 |
| Additional noninterest expense | $2,041,000 | 2,414 |
| Pre-tax net operating income | $567,000 | 4,307 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $133,000 | 3,002 |
| Income before extraordinary items | $434,000 | 4,540 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $434,000 | 4,541 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $434,000 | 4,541 |
| Net charge-offs | $334,000 | 3,118 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $434,000 | 4,410 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,970,000 | 1,799 |
| Total interest expense | $2,070,000 | 1,576 |
| Net interest income | $5,900,000 | 1,877 |
| Provision for loan and lease losses | $336,000 | 2,816 |
| Total noninterest income | $541,000 | 2,978 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 5,073 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $473,000 | 2,184 |
| Total noninterest expense | $5,610,000 | 1,741 |
| Salaries and employee benefits | $3,400,000 | 1,470 |
| Premises and equipment expense | $801,000 | 1,578 |
| Additional noninterest expense | $1,409,000 | 2,383 |
| Pre-tax net operating income | $495,000 | 3,842 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $119,000 | 2,719 |
| Income before extraordinary items | $376,000 | 4,089 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $376,000 | 4,089 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $376,000 | 4,091 |
| Net charge-offs | $722,000 | 1,768 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $376,000 | 4,000 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,025,000 | 1,793 |
| Total interest expense | $974,000 | 1,729 |
| Net interest income | $3,051,000 | 1,824 |
| Provision for loan and lease losses | $189,000 | 2,519 |
| Total noninterest income | $305,000 | 2,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 5,113 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $273,000 | 2,033 |
| Total noninterest expense | $2,857,000 | 1,726 |
| Salaries and employee benefits | $1,729,000 | 1,457 |
| Premises and equipment expense | $415,000 | 1,552 |
| Additional noninterest expense | $713,000 | 2,328 |
| Pre-tax net operating income | $310,000 | 3,463 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $86,000 | 2,347 |
| Income before extraordinary items | $224,000 | 3,781 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $224,000 | 3,781 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $224,000 | 3,781 |
| Net charge-offs | $722,000 | 1,061 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $224,000 | 3,725 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,034,000 | 1,888 |
| Total interest expense | $4,830,000 | 1,694 |
| Net interest income | $11,204,000 | 1,939 |
| Provision for loan and lease losses | $1,588,000 | 2,386 |
| Total noninterest income | $1,098,000 | 3,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,098,000 | 2,070 |
| Total noninterest expense | $10,127,000 | 1,932 |
| Salaries and employee benefits | $6,123,000 | 1,593 |
| Premises and equipment expense | $1,650,000 | 1,542 |
| Additional noninterest expense | $2,354,000 | 2,809 |
| Pre-tax net operating income | $587,000 | 4,174 |
| Securities gains (losses) | $-1,333,000 | 7,542 |
| Applicable income taxes | $-362,000 | 7,094 |
| Income before extraordinary items | $-384,000 | 6,298 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-384,000 | 6,300 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-384,000 | 6,300 |
| Net charge-offs | $542,000 | 3,548 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,216 |
| Net operating income | $469,120 | 4,267 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,928,000 | 1,944 |
| Total interest expense | $3,745,000 | 1,710 |
| Net interest income | $8,183,000 | 2,021 |
| Provision for loan and lease losses | $1,343,000 | 2,139 |
| Total noninterest income | $767,000 | 3,228 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $767,000 | 2,128 |
| Total noninterest expense | $7,446,000 | 1,946 |
| Salaries and employee benefits | $4,527,000 | 1,618 |
| Premises and equipment expense | $1,179,000 | 1,659 |
| Additional noninterest expense | $1,740,000 | 2,796 |
| Pre-tax net operating income | $161,000 | 5,385 |
| Securities gains (losses) | $-1,333,000 | 7,674 |
| Applicable income taxes | $-501,000 | 7,371 |
| Income before extraordinary items | $-671,000 | 6,759 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-671,000 | 6,760 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-671,000 | 6,760 |
| Net charge-offs | $542,000 | 2,966 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,129 |
| Net operating income | $182,120 | 5,220 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,838,000 | 1,992 |
| Total interest expense | $2,580,000 | 1,730 |
| Net interest income | $5,258,000 | 2,100 |
| Provision for loan and lease losses | $1,185,000 | 1,766 |
| Total noninterest income | $507,000 | 3,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $507,000 | 2,072 |
| Total noninterest expense | $4,771,000 | 2,039 |
| Salaries and employee benefits | $2,915,000 | 1,696 |
| Premises and equipment expense | $729,000 | 1,792 |
| Additional noninterest expense | $1,127,000 | 2,876 |
| Pre-tax net operating income | $-191,000 | 6,420 |
| Securities gains (losses) | $-1,333,000 | 7,757 |
| Applicable income taxes | $-626,000 | 7,524 |
| Income before extraordinary items | $-898,000 | 7,052 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-898,000 | 7,052 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-898,000 | 7,052 |
| Net charge-offs | $572,000 | 2,287 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,053 |
| Net operating income | $-44,880 | 6,212 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,916,000 | 2,044 |
| Total interest expense | $1,384,000 | 1,706 |
| Net interest income | $2,532,000 | 2,195 |
| Provision for loan and lease losses | $680,000 | 1,508 |
| Total noninterest income | $245,000 | 3,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $245,000 | 2,099 |
| Total noninterest expense | $2,349,000 | 2,081 |
| Salaries and employee benefits | $1,450,000 | 1,729 |
| Premises and equipment expense | $375,000 | 1,813 |
| Additional noninterest expense | $524,000 | 3,044 |
| Pre-tax net operating income | $-252,000 | 6,918 |
| Securities gains (losses) | $-1,333,000 | 7,885 |
| Applicable income taxes | $-635,000 | 7,736 |
| Income before extraordinary items | $-950,000 | 7,456 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-950,000 | 7,456 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-950,000 | 7,457 |
| Net charge-offs | $500,000 | 1,577 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 996 |
| Net operating income | $-96,880 | 6,684 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,504,000 | 2,064 |
| Total interest expense | $7,387,000 | 1,596 |
| Net interest income | $9,117,000 | 2,394 |
| Provision for loan and lease losses | $852,000 | 3,756 |
| Total noninterest income | $1,062,000 | 3,216 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,062,000 | 2,074 |
| Total noninterest expense | $9,252,000 | 2,155 |
| Salaries and employee benefits | $5,154,000 | 1,912 |
| Premises and equipment expense | $1,589,000 | 1,698 |
| Additional noninterest expense | $2,509,000 | 2,726 |
| Pre-tax net operating income | $75,000 | 5,170 |
| Securities gains (losses) | $-1,275,000 | 7,744 |
| Applicable income taxes | $-571,000 | 7,087 |
| Income before extraordinary items | $-629,000 | 6,155 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-629,000 | 6,155 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-629,000 | 6,155 |
| Net charge-offs | $180,000 | 5,130 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $187,000 | 4,784 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,437,000 | 2,083 |
| Total interest expense | $5,747,000 | 1,614 |
| Net interest income | $6,690,000 | 2,432 |
| Provision for loan and lease losses | $907,000 | 2,925 |
| Total noninterest income | $792,000 | 3,277 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $792,000 | 2,140 |
| Total noninterest expense | $6,947,000 | 2,151 |
| Salaries and employee benefits | $3,797,000 | 1,958 |
| Premises and equipment expense | $1,199,000 | 1,715 |
| Additional noninterest expense | $1,951,000 | 2,628 |
| Pre-tax net operating income | $-372,000 | 6,208 |
| Securities gains (losses) | $-949,000 | 7,852 |
| Applicable income taxes | $-595,000 | 7,390 |
| Income before extraordinary items | $-726,000 | 6,585 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-726,000 | 6,586 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-726,000 | 6,586 |
| Net charge-offs | $44,000 | 5,771 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-118,640 | 5,977 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,364,000 | 2,102 |
| Total interest expense | $3,995,000 | 1,633 |
| Net interest income | $4,369,000 | 2,473 |
| Provision for loan and lease losses | $759,000 | 2,392 |
| Total noninterest income | $557,000 | 3,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $557,000 | 2,082 |
| Total noninterest expense | $4,744,000 | 2,130 |
| Salaries and employee benefits | $2,482,000 | 2,029 |
| Premises and equipment expense | $825,000 | 1,680 |
| Additional noninterest expense | $1,437,000 | 2,431 |
| Pre-tax net operating income | $-577,000 | 6,699 |
| Securities gains (losses) | $-728,000 | 7,967 |
| Applicable income taxes | $-547,000 | 7,607 |
| Income before extraordinary items | $-758,000 | 6,994 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-758,000 | 6,994 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-758,000 | 6,994 |
| Net charge-offs | $44,000 | 5,034 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-292,080 | 6,515 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,241,000 | 2,097 |
| Total interest expense | $2,085,000 | 1,625 |
| Net interest income | $2,156,000 | 2,507 |
| Provision for loan and lease losses | $133,000 | 3,477 |
| Total noninterest income | $252,000 | 3,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $252,000 | 2,193 |
| Total noninterest expense | $2,082,000 | 2,330 |
| Salaries and employee benefits | $1,241,000 | 2,059 |
| Premises and equipment expense | $396,000 | 1,786 |
| Additional noninterest expense | $445,000 | 3,297 |
| Pre-tax net operating income | $193,000 | 4,107 |
| Securities gains (losses) | $10,000 | 1,902 |
| Applicable income taxes | $51,000 | 2,864 |
| Income before extraordinary items | $152,000 | 4,331 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $152,000 | 4,334 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $152,000 | 4,334 |
| Net charge-offs | $5,000 | 5,094 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $144,500 | 4,263 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,674,000 | 2,039 |
| Total interest expense | $10,369,000 | 1,566 |
| Net interest income | $8,305,000 | 2,617 |
| Provision for loan and lease losses | $400,000 | 4,136 |
| Total noninterest income | $952,000 | 3,514 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $952,000 | 2,191 |
| Total noninterest expense | $7,686,000 | 2,462 |
| Salaries and employee benefits | $4,560,000 | 2,222 |
| Premises and equipment expense | $1,487,000 | 1,840 |
| Additional noninterest expense | $1,639,000 | 3,399 |
| Pre-tax net operating income | $1,171,000 | 3,457 |
| Securities gains (losses) | $-80,000 | 7,218 |
| Applicable income taxes | $297,000 | 2,421 |
| Income before extraordinary items | $794,000 | 3,719 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $794,000 | 3,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 4,010 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $852,400 | 3,727 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,233,000 | 2,056 |
| Total interest expense | $7,959,000 | 1,584 |
| Net interest income | $6,274,000 | 2,610 |
| Provision for loan and lease losses | $43,000 | 6,051 |
| Total noninterest income | $750,000 | 3,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $750,000 | 2,205 |
| Total noninterest expense | $5,657,000 | 2,499 |
| Salaries and employee benefits | $3,382,000 | 2,275 |
| Premises and equipment expense | $1,102,000 | 1,850 |
| Additional noninterest expense | $1,173,000 | 3,446 |
| Pre-tax net operating income | $1,324,000 | 3,107 |
| Securities gains (losses) | $-80,000 | 7,510 |
| Applicable income taxes | $372,000 | 2,242 |
| Income before extraordinary items | $872,000 | 3,395 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $872,000 | 3,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,915 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $928,000 | 3,394 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,647,000 | 2,058 |
| Total interest expense | $5,484,000 | 1,597 |
| Net interest income | $4,163,000 | 2,615 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $504,000 | 3,483 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $504,000 | 2,231 |
| Total noninterest expense | $3,674,000 | 2,569 |
| Salaries and employee benefits | $2,211,000 | 2,342 |
| Premises and equipment expense | $728,000 | 1,872 |
| Additional noninterest expense | $735,000 | 3,584 |
| Pre-tax net operating income | $993,000 | 2,967 |
| Securities gains (losses) | $-80,000 | 8,251 |
| Applicable income taxes | $277,000 | 2,308 |
| Income before extraordinary items | $636,000 | 3,504 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $636,000 | 3,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,549 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $692,000 | 3,288 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,877,000 | 2,088 |
| Total interest expense | $2,854,000 | 1,645 |
| Net interest income | $2,023,000 | 2,684 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $242,000 | 3,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $242,000 | 2,278 |
| Total noninterest expense | $1,811,000 | 2,598 |
| Salaries and employee benefits | $1,170,000 | 2,247 |
| Premises and equipment expense | $342,000 | 1,994 |
| Additional noninterest expense | $299,000 | 4,131 |
| Pre-tax net operating income | $454,000 | 3,254 |
| Securities gains (losses) | $-80,000 | 8,414 |
| Applicable income taxes | $109,000 | 2,682 |
| Income before extraordinary items | $265,000 | 4,082 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $265,000 | 4,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,218 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $321,800 | 3,552 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $20,267,000 | 2,069 |
| Total interest expense | $12,415,000 | 1,621 |
| Net interest income | $7,852,000 | 2,774 |
| Provision for loan and lease losses | $-452,000 | 8,484 |
| Total noninterest income | $935,000 | 3,672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $935,000 | 2,314 |
| Total noninterest expense | $8,067,000 | 2,276 |
| Salaries and employee benefits | $4,795,000 | 2,105 |
| Premises and equipment expense | $1,489,000 | 1,763 |
| Additional noninterest expense | $1,783,000 | 2,955 |
| Pre-tax net operating income | $1,172,000 | 4,410 |
| Securities gains (losses) | $-135,000 | 8,203 |
| Applicable income taxes | $219,000 | 3,755 |
| Income before extraordinary items | $818,000 | 4,750 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $818,000 | 4,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 2,847 |
| Cash dividends | $20,000 | 5,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $924,650 | 4,483 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,246,000 | 2,067 |
| Total interest expense | $9,285,000 | 1,618 |
| Net interest income | $5,961,000 | 2,742 |
| Provision for loan and lease losses | $-452,000 | 8,519 |
| Total noninterest income | $655,000 | 3,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $655,000 | 2,428 |
| Total noninterest expense | $6,125,000 | 2,216 |
| Salaries and employee benefits | $3,638,000 | 2,081 |
| Premises and equipment expense | $1,132,000 | 1,736 |
| Additional noninterest expense | $1,355,000 | 2,860 |
| Pre-tax net operating income | $943,000 | 4,492 |
| Securities gains (losses) | $-135,000 | 8,338 |
| Applicable income taxes | $161,000 | 3,974 |
| Income before extraordinary items | $647,000 | 4,865 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $647,000 | 4,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 2,394 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $755,000 | 4,465 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,220,000 | 2,069 |
| Total interest expense | $6,168,000 | 1,632 |
| Net interest income | $4,052,000 | 2,720 |
| Provision for loan and lease losses | $-452,000 | 8,563 |
| Total noninterest income | $425,000 | 3,896 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $425,000 | 2,486 |
| Total noninterest expense | $4,118,000 | 2,224 |
| Salaries and employee benefits | $2,450,000 | 2,085 |
| Premises and equipment expense | $754,000 | 1,757 |
| Additional noninterest expense | $914,000 | 2,840 |
| Pre-tax net operating income | $811,000 | 3,993 |
| Securities gains (losses) | $-132,000 | 8,434 |
| Applicable income taxes | $123,000 | 3,894 |
| Income before extraordinary items | $556,000 | 4,322 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $556,000 | 4,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 1,681 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $664,240 | 3,933 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,133,000 | 2,064 |
| Total interest expense | $3,067,000 | 1,631 |
| Net interest income | $2,066,000 | 2,685 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $199,000 | 4,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $199,000 | 2,552 |
| Total noninterest expense | $2,046,000 | 2,253 |
| Salaries and employee benefits | $1,236,000 | 2,081 |
| Premises and equipment expense | $385,000 | 1,735 |
| Additional noninterest expense | $425,000 | 3,015 |
| Pre-tax net operating income | $219,000 | 5,321 |
| Securities gains (losses) | $1,000 | 1,055 |
| Applicable income taxes | $81,000 | 3,561 |
| Income before extraordinary items | $139,000 | 5,799 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $139,000 | 5,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $138,360 | 5,791 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $21,052,000 | 1,905 |
| Total interest expense | $12,114,000 | 1,386 |
| Net interest income | $8,938,000 | 2,525 |
| Provision for loan and lease losses | $-200,000 | 8,533 |
| Total noninterest income | $876,000 | 3,842 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $876,000 | 2,436 |
| Total noninterest expense | $8,167,000 | 2,167 |
| Salaries and employee benefits | $4,836,000 | 2,016 |
| Premises and equipment expense | $1,463,000 | 1,736 |
| Additional noninterest expense | $1,868,000 | 2,725 |
| Pre-tax net operating income | $1,847,000 | 3,829 |
| Securities gains (losses) | $141,000 | 462 |
| Applicable income taxes | $638,000 | 2,795 |
| Income before extraordinary items | $1,350,000 | 4,010 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,350,000 | 4,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,254,120 | 4,154 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $15,818,000 | 1,895 |
| Total interest expense | $8,937,000 | 1,365 |
| Net interest income | $6,881,000 | 2,496 |
| Provision for loan and lease losses | $-200,000 | 8,621 |
| Total noninterest income | $663,000 | 3,823 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $663,000 | 2,401 |
| Total noninterest expense | $6,285,000 | 2,107 |
| Salaries and employee benefits | $3,751,000 | 1,941 |
| Premises and equipment expense | $1,102,000 | 1,727 |
| Additional noninterest expense | $1,432,000 | 2,665 |
| Pre-tax net operating income | $1,459,000 | 3,847 |
| Securities gains (losses) | $141,000 | 379 |
| Applicable income taxes | $503,000 | 2,865 |
| Income before extraordinary items | $1,097,000 | 3,941 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,097,000 | 3,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $999,710 | 4,159 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,572,000 | 1,863 |
| Total interest expense | $5,921,000 | 1,321 |
| Net interest income | $4,651,000 | 2,462 |
| Provision for loan and lease losses | $-200,000 | 8,670 |
| Total noninterest income | $419,000 | 3,943 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $419,000 | 2,491 |
| Total noninterest expense | $4,344,000 | 2,022 |
| Salaries and employee benefits | $2,637,000 | 1,861 |
| Premises and equipment expense | $735,000 | 1,733 |
| Additional noninterest expense | $972,000 | 2,631 |
| Pre-tax net operating income | $926,000 | 3,980 |
| Securities gains (losses) | $141,000 | 310 |
| Applicable income taxes | $313,000 | 2,989 |
| Income before extraordinary items | $754,000 | 3,878 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $754,000 | 3,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $653,890 | 4,221 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,266,000 | 1,825 |
| Total interest expense | $2,961,000 | 1,260 |
| Net interest income | $2,305,000 | 2,474 |
| Provision for loan and lease losses | $-200,000 | 8,699 |
| Total noninterest income | $195,000 | 4,050 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $195,000 | 2,533 |
| Total noninterest expense | $2,082,000 | 2,126 |
| Salaries and employee benefits | $1,244,000 | 1,967 |
| Premises and equipment expense | $362,000 | 1,762 |
| Additional noninterest expense | $476,000 | 2,650 |
| Pre-tax net operating income | $618,000 | 3,240 |
| Securities gains (losses) | $142,000 | 217 |
| Applicable income taxes | $198,000 | 2,619 |
| Income before extraordinary items | $562,000 | 2,883 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $562,000 | 2,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $456,920 | 3,361 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $21,485,000 | 1,564 |
| Total interest expense | $12,044,000 | 925 |
| Net interest income | $9,441,000 | 2,341 |
| Provision for loan and lease losses | $216,000 | 3,461 |
| Total noninterest income | $962,000 | 3,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $962,000 | 2,266 |
| Total noninterest expense | $7,860,000 | 2,117 |
| Salaries and employee benefits | $4,443,000 | 2,075 |
| Premises and equipment expense | $1,378,000 | 1,759 |
| Additional noninterest expense | $2,039,000 | 2,440 |
| Pre-tax net operating income | $2,327,000 | 3,315 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $812,000 | 2,583 |
| Income before extraordinary items | $1,515,000 | 3,768 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,515,000 | 3,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 1,679 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,515,000 | 3,733 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $15,972,000 | 1,525 |
| Total interest expense | $8,951,000 | 888 |
| Net interest income | $7,021,000 | 2,339 |
| Provision for loan and lease losses | $216,000 | 2,832 |
| Total noninterest income | $734,000 | 3,626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $734,000 | 2,241 |
| Total noninterest expense | $5,880,000 | 2,103 |
| Salaries and employee benefits | $3,311,000 | 2,064 |
| Premises and equipment expense | $1,033,000 | 1,753 |
| Additional noninterest expense | $1,536,000 | 2,399 |
| Pre-tax net operating income | $1,659,000 | 3,497 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $578,000 | 2,695 |
| Income before extraordinary items | $1,081,000 | 3,954 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,081,000 | 3,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 1,224 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,081,000 | 3,909 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,511,000 | 1,503 |
| Total interest expense | $5,826,000 | 858 |
| Net interest income | $4,685,000 | 2,312 |
| Provision for loan and lease losses | $216,000 | 2,022 |
| Total noninterest income | $506,000 | 3,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $506,000 | 2,162 |
| Total noninterest expense | $3,884,000 | 2,107 |
| Salaries and employee benefits | $2,187,000 | 2,073 |
| Premises and equipment expense | $682,000 | 1,755 |
| Additional noninterest expense | $1,015,000 | 2,385 |
| Pre-tax net operating income | $1,091,000 | 3,493 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $376,000 | 2,707 |
| Income before extraordinary items | $715,000 | 3,936 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $715,000 | 3,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $715,000 | 3,885 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,130,000 | 1,516 |
| Total interest expense | $2,827,000 | 841 |
| Net interest income | $2,303,000 | 2,329 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $173,000 | 4,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $173,000 | 2,724 |
| Total noninterest expense | $1,861,000 | 2,224 |
| Salaries and employee benefits | $1,052,000 | 2,164 |
| Premises and equipment expense | $323,000 | 1,865 |
| Additional noninterest expense | $486,000 | 2,506 |
| Pre-tax net operating income | $585,000 | 3,288 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $204,000 | 2,558 |
| Income before extraordinary items | $381,000 | 3,737 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $381,000 | 3,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-156,000 | 8,846 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $381,000 | 3,698 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $20,018,000 | 1,436 |
| Total interest expense | $11,381,000 | 735 |
| Net interest income | $8,637,000 | 2,368 |
| Provision for loan and lease losses | $186,000 | 3,822 |
| Total noninterest income | $676,000 | 4,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $676,000 | 2,765 |
| Total noninterest expense | $7,397,000 | 2,154 |
| Salaries and employee benefits | $4,172,000 | 2,094 |
| Premises and equipment expense | $1,484,000 | 1,569 |
| Additional noninterest expense | $1,741,000 | 2,743 |
| Pre-tax net operating income | $1,730,000 | 3,876 |
| Securities gains (losses) | $-42,000 | 8,554 |
| Applicable income taxes | $88,000 | 5,641 |
| Income before extraordinary items | $1,600,000 | 3,469 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,600,000 | 3,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,319 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,639,900 | 3,352 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $14,932,000 | 1,428 |
| Total interest expense | $8,526,000 | 714 |
| Net interest income | $6,406,000 | 2,359 |
| Provision for loan and lease losses | $91,000 | 4,413 |
| Total noninterest income | $520,000 | 4,420 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $520,000 | 2,728 |
| Total noninterest expense | $5,596,000 | 2,134 |
| Salaries and employee benefits | $3,121,000 | 2,095 |
| Premises and equipment expense | $1,146,000 | 1,514 |
| Additional noninterest expense | $1,329,000 | 2,652 |
| Pre-tax net operating income | $1,239,000 | 4,083 |
| Securities gains (losses) | $-18,000 | 8,631 |
| Applicable income taxes | $-90,000 | 8,847 |
| Income before extraordinary items | $1,311,000 | 3,332 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,311,000 | 3,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,471 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,329,000 | 3,204 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,958,000 | 1,403 |
| Total interest expense | $5,684,000 | 698 |
| Net interest income | $4,274,000 | 2,336 |
| Provision for loan and lease losses | $91,000 | 3,628 |
| Total noninterest income | $376,000 | 4,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $376,000 | 2,614 |
| Total noninterest expense | $3,762,000 | 2,127 |
| Salaries and employee benefits | $2,039,000 | 2,138 |
| Premises and equipment expense | $783,000 | 1,475 |
| Additional noninterest expense | $940,000 | 2,527 |
| Pre-tax net operating income | $797,000 | 4,123 |
| Securities gains (losses) | $-48,000 | 8,903 |
| Applicable income taxes | $-240,000 | 9,007 |
| Income before extraordinary items | $989,000 | 2,961 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $989,000 | 2,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,713 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,037,000 | 2,766 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,992,000 | 1,394 |
| Total interest expense | $2,780,000 | 729 |
| Net interest income | $2,212,000 | 2,265 |
| Provision for loan and lease losses | $91,000 | 2,243 |
| Total noninterest income | $304,000 | 3,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $304,000 | 1,867 |
| Total noninterest expense | $1,883,000 | 2,126 |
| Salaries and employee benefits | $1,086,000 | 2,028 |
| Premises and equipment expense | $386,000 | 1,521 |
| Additional noninterest expense | $411,000 | 2,837 |
| Pre-tax net operating income | $542,000 | 3,325 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-27,000 | 8,926 |
| Income before extraordinary items | $569,000 | 2,634 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $569,000 | 2,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,516 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $569,000 | 2,547 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $19,851,000 | 1,442 |
| Total interest expense | $11,918,000 | 737 |
| Net interest income | $7,933,000 | 2,447 |
| Provision for loan and lease losses | $494,000 | 2,194 |
| Total noninterest income | $3,807,000 | 1,399 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,807,000 | 931 |
| Total noninterest expense | $8,176,000 | 1,950 |
| Salaries and employee benefits | $4,278,000 | 2,000 |
| Premises and equipment expense | $2,237,000 | 1,025 |
| Additional noninterest expense | $1,661,000 | 2,811 |
| Pre-tax net operating income | $3,070,000 | 2,452 |
| Securities gains (losses) | $714,000 | 599 |
| Applicable income taxes | $1,549,000 | 1,581 |
| Income before extraordinary items | $2,235,000 | 2,624 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,235,000 | 2,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,778,040 | 2,987 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $14,865,000 | 1,473 |
| Total interest expense | $9,001,000 | 766 |
| Net interest income | $5,864,000 | 2,492 |
| Provision for loan and lease losses | $387,000 | 2,077 |
| Total noninterest income | $3,581,000 | 1,191 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,581,000 | 815 |
| Total noninterest expense | $6,365,000 | 1,866 |
| Salaries and employee benefits | $3,244,000 | 1,986 |
| Premises and equipment expense | $1,708,000 | 1,015 |
| Additional noninterest expense | $1,413,000 | 2,530 |
| Pre-tax net operating income | $2,693,000 | 2,233 |
| Securities gains (losses) | $566,000 | 626 |
| Applicable income taxes | $1,515,000 | 1,346 |
| Income before extraordinary items | $1,744,000 | 2,626 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,744,000 | 2,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,381,760 | 2,997 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,028,000 | 1,468 |
| Total interest expense | $6,042,000 | 797 |
| Net interest income | $3,986,000 | 2,442 |
| Provision for loan and lease losses | $349,000 | 1,605 |
| Total noninterest income | $3,181,000 | 960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,181,000 | 650 |
| Total noninterest expense | $4,420,000 | 1,793 |
| Salaries and employee benefits | $2,146,000 | 1,988 |
| Premises and equipment expense | $1,123,000 | 1,027 |
| Additional noninterest expense | $1,151,000 | 2,074 |
| Pre-tax net operating income | $2,398,000 | 1,747 |
| Securities gains (losses) | $566,000 | 530 |
| Applicable income taxes | $1,411,000 | 1,037 |
| Income before extraordinary items | $1,553,000 | 2,044 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,553,000 | 2,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,190,760 | 2,450 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,124,000 | 1,440 |
| Total interest expense | $3,007,000 | 820 |
| Net interest income | $2,117,000 | 2,299 |
| Provision for loan and lease losses | $181,000 | 1,470 |
| Total noninterest income | $3,040,000 | 583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,040,000 | 411 |
| Total noninterest expense | $2,196,000 | 1,786 |
| Salaries and employee benefits | $982,000 | 2,153 |
| Premises and equipment expense | $576,000 | 1,001 |
| Additional noninterest expense | $638,000 | 1,846 |
| Pre-tax net operating income | $2,780,000 | 804 |
| Securities gains (losses) | $466,000 | 367 |
| Applicable income taxes | $1,293,000 | 632 |
| Income before extraordinary items | $1,953,000 | 862 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,953,000 | 861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,654,760 | 938 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $21,548,000 | 1,426 |
| Total interest expense | $12,597,000 | 898 |
| Net interest income | $8,951,000 | 2,167 |
| Provision for loan and lease losses | $340,000 | 3,182 |
| Total noninterest income | $2,052,000 | 2,081 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,052,000 | 1,286 |
| Total noninterest expense | $6,558,000 | 2,281 |
| Salaries and employee benefits | $3,874,000 | 2,066 |
| Premises and equipment expense | $1,590,000 | 1,381 |
| Additional noninterest expense | $1,094,000 | 3,902 |
| Pre-tax net operating income | $4,105,000 | 1,947 |
| Securities gains (losses) | $671,000 | 545 |
| Applicable income taxes | $1,955,000 | 1,311 |
| Income before extraordinary items | $2,821,000 | 2,117 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,821,000 | 2,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,391,560 | 2,358 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,100,000 | 2,003 |
| Total interest expense | $10,667,000 | 1,528 |
| Net interest income | $6,433,000 | 2,760 |
| Provision for loan and lease losses | $214,000 | 3,981 |
| Total noninterest income | $1,788,000 | 2,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,788,000 | 1,340 |
| Total noninterest expense | $5,234,000 | 2,710 |
| Salaries and employee benefits | $3,047,000 | 2,473 |
| Premises and equipment expense | $1,254,000 | 1,723 |
| Additional noninterest expense | $933,000 | 4,295 |
| Pre-tax net operating income | $2,773,000 | 2,442 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $900,000 | 2,244 |
| Income before extraordinary items | $1,873,000 | 2,690 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,873,000 | 2,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,873,000 | 2,605 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $16,606,000 | 2,121 |
| Total interest expense | $11,279,000 | 1,520 |
| Net interest income | $5,327,000 | 3,290 |
| Provision for loan and lease losses | $100,000 | 5,274 |
| Total noninterest income | $807,000 | 3,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $807,000 | 2,139 |
| Total noninterest expense | $4,320,000 | 3,117 |
| Salaries and employee benefits | $2,570,000 | 2,764 |
| Premises and equipment expense | $1,033,000 | 2,006 |
| Additional noninterest expense | $717,000 | 5,088 |
| Pre-tax net operating income | $1,714,000 | 3,684 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $702,000 | 2,776 |
| Income before extraordinary items | $1,012,000 | 4,343 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,012,000 | 4,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,012,000 | 4,350 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $16,103,000 | 2,009 |
| Total interest expense | $9,876,000 | 1,518 |
| Net interest income | $6,227,000 | 2,823 |
| Provision for loan and lease losses | $92,000 | 5,411 |
| Total noninterest income | $712,000 | 3,945 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $712,000 | 2,348 |
| Total noninterest expense | $4,285,000 | 3,107 |
| Salaries and employee benefits | $2,361,000 | 2,970 |
| Premises and equipment expense | $1,209,000 | 1,692 |
| Additional noninterest expense | $715,000 | 5,172 |
| Pre-tax net operating income | $2,562,000 | 2,736 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,045,000 | 2,148 |
| Income before extraordinary items | $1,517,000 | 3,213 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,517,000 | 3,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,517,000 | 3,180 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $17,063,000 | 1,891 |
| Total interest expense | $11,103,000 | 1,392 |
| Net interest income | $5,960,000 | 2,898 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $626,000 | 4,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $626,000 | 2,573 |
| Total noninterest expense | $3,972,000 | 3,207 |
| Salaries and employee benefits | $2,101,000 | 3,180 |
| Premises and equipment expense | $1,095,000 | 1,800 |
| Additional noninterest expense | $776,000 | 4,780 |
| Pre-tax net operating income | $2,614,000 | 2,669 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $966,000 | 2,368 |
| Income before extraordinary items | $1,648,000 | 3,016 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,648,000 | 3,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,648,000 | 2,929 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $16,876,000 | 1,953 |
| Total interest expense | $10,821,000 | 1,444 |
| Net interest income | $6,055,000 | 2,883 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $477,000 | 5,152 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $477,000 | 2,920 |
| Total noninterest expense | $3,665,000 | 3,452 |
| Salaries and employee benefits | $1,752,000 | 3,730 |
| Premises and equipment expense | $946,000 | 2,085 |
| Additional noninterest expense | $967,000 | 4,026 |
| Pre-tax net operating income | $2,867,000 | 2,582 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,459,000 | 1,749 |
| Income before extraordinary items | $1,408,000 | 3,551 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,408,000 | 3,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,408,000 | 3,478 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,834,000 | 2,127 |
| Total interest expense | $9,936,000 | 1,597 |
| Net interest income | $5,898,000 | 3,008 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $458,000 | 5,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $458,000 | 3,106 |
| Total noninterest expense | $5,173,000 | 2,631 |
| Salaries and employee benefits | $1,830,000 | 3,616 |
| Premises and equipment expense | $769,000 | 2,550 |
| Additional noninterest expense | $2,574,000 | 1,960 |
| Pre-tax net operating income | $1,183,000 | 5,171 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $473,000 | 4,334 |
| Income before extraordinary items | $710,000 | 5,722 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $710,000 | 5,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $710,000 | 5,661 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,729,000 | 2,281 |
| Total interest expense | $9,548,000 | 1,668 |
| Net interest income | $5,181,000 | 3,417 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $415,000 | 5,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $415,000 | 3,233 |
| Total noninterest expense | $4,048,000 | 3,290 |
| Salaries and employee benefits | $2,010,000 | 3,291 |
| Premises and equipment expense | $754,000 | 2,630 |
| Additional noninterest expense | $1,284,000 | 3,535 |
| Pre-tax net operating income | $1,548,000 | 4,339 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $522,000 | 4,060 |
| Income before extraordinary items | $1,026,000 | 4,494 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,026,000 | 4,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,026,000 | 4,484 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,194,000 | 2,488 |
| Total interest expense | $5,849,000 | 2,137 |
| Net interest income | $6,345,000 | 2,855 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $406,000 | 6,092 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $406,000 | 3,372 |
| Total noninterest expense | $4,071,000 | 3,372 |
| Salaries and employee benefits | $1,964,000 | 3,343 |
| Premises and equipment expense | $652,000 | 3,023 |
| Additional noninterest expense | $1,455,000 | 3,404 |
| Pre-tax net operating income | $2,680,000 | 2,652 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,166,000 | 1,936 |
| Income before extraordinary items | $1,514,000 | 3,148 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,514,000 | 3,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,514,000 | 3,171 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,920,000 | 2,390 |
| Total interest expense | $5,658,000 | 2,291 |
| Net interest income | $7,262,000 | 2,468 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $396,000 | 6,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $396,000 | 3,778 |
| Total noninterest expense | $3,662,000 | 3,763 |
| Salaries and employee benefits | $1,972,000 | 3,333 |
| Premises and equipment expense | $598,000 | 3,340 |
| Additional noninterest expense | $1,092,000 | 4,565 |
| Pre-tax net operating income | $3,946,000 | 1,746 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,691,000 | 1,403 |
| Income before extraordinary items | $2,255,000 | 2,217 |
| Extraordinary gains, net | $-313,000 | 13,113 |
| Net income | $1,942,000 | 2,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,255,000 | 2,084 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,210,000 | 2,183 |
| Total interest expense | $8,392,000 | 2,033 |
| Net interest income | $7,818,000 | 2,312 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $321,000 | 7,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $321,000 | 4,244 |
| Total noninterest expense | $3,294,000 | 4,161 |
| Salaries and employee benefits | $1,708,000 | 3,751 |
| Premises and equipment expense | $552,000 | 3,640 |
| Additional noninterest expense | $1,034,000 | 4,921 |
| Pre-tax net operating income | $4,795,000 | 1,330 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,621,000 | 1,359 |
| Income before extraordinary items | $3,174,000 | 1,470 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,174,000 | 1,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,174,000 | 1,358 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.