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Oakworth Capital Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$82,178,000627
Total interest expense$34,329,000515
Net interest income$47,849,000698
Provision for loan and lease losses$12,675,000184
Total noninterest income$14,158,000585
Gross Fiduciary activities income$10,794,000163
Service charges on deposit accounts$975,0001,013
Trading account gains and feesNANA
Additional Noninterest Income$2,389,0001,453
Total noninterest expense$40,949,000673
Salaries and employee benefits$27,568,000567
Premises and equipment expense$2,643,000962
Additional noninterest expense$2,389,0001,453
Pre-tax net operating income$8,383,0001,348
Securities gains (losses)$0988
Applicable income taxes$1,851,0001,034
Income before extraordinary items$6,532,0001,425
Extraordinary gains, net$054
Net income$6,532,0001,441
Minority interest net income$088
Net income of bank and minority interests.$6,532,0001,428
Net charge-offs$9,715,000164
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$1,621,000154
Net operating income$6,532,0001,449
2023-09-30 (YTD Data)Rank
Total interest income$59,368,000637
Total interest expense$23,681,000516
Net interest income$35,687,000708
Provision for loan and lease losses$1,883,000462
Total noninterest income$10,454,000596
Gross Fiduciary activities income$8,100,000162
Service charges on deposit accounts$737,0001,000
Trading account gains and feesNANA
Additional Noninterest Income$1,617,0001,540
Total noninterest expense$29,997,000691
Salaries and employee benefits$20,224,000576
Premises and equipment expense$1,938,000983
Additional noninterest expense$1,617,0001,540
Pre-tax net operating income$14,261,000731
Securities gains (losses)$0849
Applicable income taxes$3,451,000589
Income before extraordinary items$10,810,000773
Extraordinary gains, net$052
Net income$10,810,000777
Minority interest net income$081
Net income of bank and minority interests.$10,810,000773
Net charge-offs$02,641
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$1,259,000150
Net operating income$10,810,000792
2023-06-30 (YTD Data)Rank
Total interest income$37,617,000638
Total interest expense$13,933,000519
Net interest income$23,684,000708
Provision for loan and lease losses$1,452,000422
Total noninterest income$6,661,000605
Gross Fiduciary activities income$5,289,000163
Service charges on deposit accounts$486,000995
Trading account gains and feesNANA
Additional Noninterest Income$886,0001,648
Total noninterest expense$19,423,000695
Salaries and employee benefits$13,235,000582
Premises and equipment expense$1,152,0001,067
Additional noninterest expense$886,0001,646
Pre-tax net operating income$9,470,000732
Securities gains (losses)$0938
Applicable income taxes$2,262,000599
Income before extraordinary items$7,208,000775
Extraordinary gains, net$051
Net income$7,208,000786
Minority interest net income$081
Net income of bank and minority interests.$7,208,000775
Net charge-offs$02,431
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$895,000132
Net operating income$7,208,000786
2023-03-31 (YTD Data)Rank
Total interest income$17,593,000669
Total interest expense$5,824,000537
Net interest income$11,769,000719
Provision for loan and lease losses$1,116,000328
Total noninterest income$3,285,000602
Gross Fiduciary activities income$2,649,000167
Service charges on deposit accounts$232,0001,040
Trading account gains and feesNANA
Additional Noninterest Income$404,0001,719
Total noninterest expense$9,342,000732
Salaries and employee benefits$6,396,000617
Premises and equipment expense$543,0001,153
Additional noninterest expense$404,0001,719
Pre-tax net operating income$4,596,000779
Securities gains (losses)$0950
Applicable income taxes$1,096,000635
Income before extraordinary items$3,500,000826
Extraordinary gains, net$04
Net income$3,500,000825
Minority interest net income$048
Net income of bank and minority interests.$3,500,000825
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$367,000122
Net operating income$3,500,000837
2022-12-31 (YTD Data)Rank
Total interest income$45,649,000806
Total interest expense$5,688,000722
Net interest income$39,961,000829
Provision for loan and lease losses$2,377,000460
Total noninterest income$12,606,000657
Gross Fiduciary activities income$10,523,000169
Service charges on deposit accounts$815,0001,187
Trading account gains and feesNANA
Additional Noninterest Income$1,268,0002,082
Total noninterest expense$34,015,000771
Salaries and employee benefits$22,990,000655
Premises and equipment expense$2,030,0001,188
Additional noninterest expense$1,268,0002,082
Pre-tax net operating income$16,175,000890
Securities gains (losses)$0691
Applicable income taxes$3,861,000711
Income before extraordinary items$12,314,000950
Extraordinary gains, net$05
Net income$12,314,000951
Minority interest net income$063
Net income of bank and minority interests.$12,314,000951
Net charge-offs$02,620
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$1,596,000194
Net operating income$12,314,000970
2022-09-30 (YTD Data)Rank
Total interest income$30,039,000862
Total interest expense$1,906,0001,055
Net interest income$28,133,000855
Provision for loan and lease losses$1,925,000401
Total noninterest income$9,522,000671
Gross Fiduciary activities income$8,009,000171
Service charges on deposit accounts$601,0001,213
Trading account gains and feesNANA
Additional Noninterest Income$912,0002,159
Total noninterest expense$24,574,000800
Salaries and employee benefits$16,613,000680
Premises and equipment expense$1,485,0001,221
Additional noninterest expense$912,0002,159
Pre-tax net operating income$11,156,000958
Securities gains (losses)$0740
Applicable income taxes$2,654,000754
Income before extraordinary items$8,502,0001,005
Extraordinary gains, net$04
Net income$8,502,0001,004
Minority interest net income$057
Net income of bank and minority interests.$8,502,0001,005
Net charge-offs$02,349
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$1,201,000178
Net operating income$8,502,0001,024
2022-06-30 (YTD Data)Rank
Total interest income$17,698,000921
Total interest expense$620,0001,688
Net interest income$17,078,000889
Provision for loan and lease losses$1,297,000342
Total noninterest income$6,394,000664
Gross Fiduciary activities income$5,400,000143
Service charges on deposit accounts$390,0001,213
Trading account gains and feesNANA
Additional Noninterest Income$604,0002,189
Total noninterest expense$15,543,000822
Salaries and employee benefits$10,739,000692
Premises and equipment expense$954,0001,264
Additional noninterest expense$3,850,000961
Pre-tax net operating income$6,632,000987
Securities gains (losses)$0687
Applicable income taxes$1,564,000772
Income before extraordinary items$5,068,0001,035
Extraordinary gains, net$04
Net income$5,068,0001,034
Minority interest net income$060
Net income of bank and minority interests.$5,068,0001,035
Net charge-offs$02,156
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$802,000160
Net operating income$5,068,0001,060
2022-03-31 (YTD Data)Rank
Total interest income$8,078,000967
Total interest expense$276,0001,782
Net interest income$7,802,000934
Provision for loan and lease losses$366,000423
Total noninterest income$3,241,000666
Gross Fiduciary activities income$2,744,000146
Service charges on deposit accounts$189,0001,224
Trading account gains and feesNANA
Additional Noninterest Income$308,0002,152
Total noninterest expense$7,666,000836
Salaries and employee benefits$5,259,000707
Premises and equipment expense$538,0001,121
Additional noninterest expense$1,869,000973
Pre-tax net operating income$3,011,0001,008
Securities gains (losses)$0623
Applicable income taxes$701,000803
Income before extraordinary items$2,310,0001,076
Extraordinary gains, net$04
Net income$2,310,0001,075
Minority interest net income$050
Net income of bank and minority interests.$2,310,0001,076
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$378,000138
Net operating income$2,310,0001,088
2021-12-31 (YTD Data)Rank
Total interest income$31,932,0001,000
Total interest expense$1,001,0002,211
Net interest income$30,931,000944
Provision for loan and lease losses$1,026,000577
Total noninterest income$11,294,000767
Gross Fiduciary activities income$9,596,000159
Service charges on deposit accounts$631,0001,354
Trading account gains and feesNANA
Additional Noninterest Income$1,067,0002,564
Total noninterest expense$26,959,000926
Salaries and employee benefits$18,389,000789
Premises and equipment expense$2,139,0001,144
Additional noninterest expense$6,431,0001,088
Pre-tax net operating income$14,240,000972
Securities gains (losses)$02,062
Applicable income taxes$3,339,000805
Income before extraordinary items$10,901,0001,078
Extraordinary gains, net$010
Net income$10,901,0001,078
Minority interest net income$074
Net income of bank and minority interests.$10,901,0001,078
Net charge-offs$-5,0003,478
Cash dividends$1,000,0002,203
Sale, conversion, retirement of capital stock, net$1,387,000200
Net operating income$10,901,0001,064
2021-09-30 (YTD Data)Rank
Total interest income$23,514,0001,032
Total interest expense$765,0002,278
Net interest income$22,749,000978
Provision for loan and lease losses$540,000766
Total noninterest income$8,157,000806
Gross Fiduciary activities income$6,986,000161
Service charges on deposit accounts$444,0001,411
Trading account gains and feesNANA
Additional Noninterest Income$727,0002,694
Total noninterest expense$19,631,000953
Salaries and employee benefits$13,409,000821
Premises and equipment expense$1,608,0001,157
Additional noninterest expense$4,614,0001,132
Pre-tax net operating income$10,735,0001,009
Securities gains (losses)$02,015
Applicable income taxes$2,540,000830
Income before extraordinary items$8,195,0001,109
Extraordinary gains, net$08
Net income$8,195,0001,110
Minority interest net income$069
Net income of bank and minority interests.$8,195,0001,110
Net charge-offs$-5,0003,437
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$1,037,000181
Net operating income$8,195,0001,096
2021-06-30 (YTD Data)Rank
Total interest income$15,475,0001,036
Total interest expense$539,0002,248
Net interest income$14,936,000976
Provision for loan and lease losses$263,000992
Total noninterest income$5,131,000836
Gross Fiduciary activities income$4,422,000163
Service charges on deposit accounts$262,0001,496
Trading account gains and feesNANA
Additional Noninterest Income$447,0002,745
Total noninterest expense$12,804,000962
Salaries and employee benefits$8,770,000835
Premises and equipment expense$1,081,0001,135
Additional noninterest expense$2,953,0001,139
Pre-tax net operating income$7,000,0001,022
Securities gains (losses)$01,818
Applicable income taxes$1,642,000846
Income before extraordinary items$5,358,0001,122
Extraordinary gains, net$06
Net income$5,358,0001,123
Minority interest net income$067
Net income of bank and minority interests.$5,358,0001,123
Net charge-offs$63,0001,080
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$687,000160
Net operating income$5,358,0001,105
2021-03-31 (YTD Data)Rank
Total interest income$7,435,0001,060
Total interest expense$277,0002,289
Net interest income$7,158,000994
Provision for loan and lease losses$-222,0004,705
Total noninterest income$2,458,000861
Gross Fiduciary activities income$2,123,000170
Service charges on deposit accounts$120,0001,599
Trading account gains and feesNANA
Additional Noninterest Income$215,0002,770
Total noninterest expense$6,388,000955
Salaries and employee benefits$4,329,000837
Premises and equipment expense$439,0001,385
Additional noninterest expense$1,620,0001,056
Pre-tax net operating income$3,450,0001,035
Securities gains (losses)$01,392
Applicable income taxes$794,000853
Income before extraordinary items$2,656,0001,141
Extraordinary gains, net$03
Net income$2,656,0001,142
Minority interest net income$055
Net income of bank and minority interests.$2,656,0001,141
Net charge-offs$-1,0003,038
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$333,000147
Net operating income$2,656,0001,110
2020-12-31 (YTD Data)Rank
Total interest income$28,250,0001,121
Total interest expense$3,180,0001,410
Net interest income$25,070,0001,069
Provision for loan and lease losses$1,263,0001,375
Total noninterest income$8,277,000917
Gross Fiduciary activities income$6,976,000180
Service charges on deposit accounts$511,0001,595
Trading account gains and feesNANA
Additional Noninterest Income$790,0002,695
Total noninterest expense$22,537,0001,023
Salaries and employee benefits$15,658,000870
Premises and equipment expense$1,846,0001,268
Additional noninterest expense$5,033,0001,273
Pre-tax net operating income$9,547,0001,100
Securities gains (losses)$99,0001,395
Applicable income taxes$2,163,000894
Income before extraordinary items$7,483,0001,196
Extraordinary gains, net$04
Net income$7,483,0001,196
Minority interest net income$072
Net income of bank and minority interests.$7,483,0001,196
Net charge-offs$10,0003,026
Cash dividends$2,000,0001,507
Sale, conversion, retirement of capital stock, net$1,352,000181
Net operating income$7,404,7901,167
2020-09-30 (YTD Data)Rank
Total interest income$20,574,0001,143
Total interest expense$2,808,0001,310
Net interest income$17,766,0001,111
Provision for loan and lease losses$985,0001,386
Total noninterest income$6,061,000905
Gross Fiduciary activities income$5,095,000181
Service charges on deposit accounts$390,0001,578
Trading account gains and feesNANA
Additional Noninterest Income$576,0002,691
Total noninterest expense$16,534,0001,025
Salaries and employee benefits$11,471,000872
Premises and equipment expense$1,393,0001,265
Additional noninterest expense$3,670,0001,283
Pre-tax net operating income$6,308,0001,170
Securities gains (losses)$87,0001,277
Applicable income taxes$1,456,000924
Income before extraordinary items$4,939,0001,287
Extraordinary gains, net$04
Net income$4,939,0001,287
Minority interest net income$065
Net income of bank and minority interests.$4,939,0001,287
Net charge-offs$9,0002,770
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$1,020,000158
Net operating income$4,870,2701,265
2020-06-30 (YTD Data)Rank
Total interest income$13,657,0001,155
Total interest expense$2,297,0001,175
Net interest income$11,360,0001,144
Provision for loan and lease losses$613,0001,435
Total noninterest income$3,979,000861
Gross Fiduciary activities income$3,337,000180
Service charges on deposit accounts$265,0001,570
Trading account gains and feesNANA
Additional Noninterest Income$377,0002,669
Total noninterest expense$10,918,0001,023
Salaries and employee benefits$7,561,000871
Premises and equipment expense$920,0001,262
Additional noninterest expense$2,437,0001,276
Pre-tax net operating income$3,808,0001,205
Securities gains (losses)$87,0001,052
Applicable income taxes$880,000920
Income before extraordinary items$3,015,0001,303
Extraordinary gains, net$04
Net income$3,015,0001,303
Minority interest net income$065
Net income of bank and minority interests.$3,015,0001,303
Net charge-offs$10,0002,452
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$688,000142
Net operating income$2,946,2701,292
2020-03-31 (YTD Data)Rank
Total interest income$6,978,0001,138
Total interest expense$1,568,000972
Net interest income$5,410,0001,171
Provision for loan and lease losses$79,0002,154
Total noninterest income$2,099,000791
Gross Fiduciary activities income$1,779,000179
Service charges on deposit accounts$129,0001,824
Trading account gains and feesNANA
Additional Noninterest Income$191,0002,486
Total noninterest expense$5,481,0001,033
Salaries and employee benefits$3,740,000887
Premises and equipment expense$459,0001,276
Additional noninterest expense$1,282,0001,238
Pre-tax net operating income$1,949,0001,070
Securities gains (losses)$87,000656
Applicable income taxes$462,000789
Income before extraordinary items$1,574,0001,147
Extraordinary gains, net$04
Net income$1,574,0001,146
Minority interest net income$056
Net income of bank and minority interests.$1,574,0001,147
Net charge-offs$10,0001,869
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$364,000132
Net operating income$1,505,2701,166
2019-12-31 (YTD Data)Rank
Total interest income$29,274,0001,099
Total interest expense$6,873,000940
Net interest income$22,401,0001,132
Provision for loan and lease losses$850,0001,023
Total noninterest income$8,084,000809
Gross Fiduciary activities income$6,598,000183
Service charges on deposit accounts$456,0002,046
Trading account gains and feesNANA
Additional Noninterest Income$1,030,0002,215
Total noninterest expense$19,669,0001,104
Salaries and employee benefits$13,529,000945
Premises and equipment expense$1,662,0001,378
Additional noninterest expense$4,478,0001,368
Pre-tax net operating income$9,966,0001,059
Securities gains (losses)$-4,0004,673
Applicable income taxes$1,950,000915
Income before extraordinary items$8,012,0001,110
Extraordinary gains, net$011
Net income$8,012,0001,112
Minority interest net income$076
Net income of bank and minority interests.$8,012,0001,112
Net charge-offs$102,0002,196
Cash dividends$3,000,0001,180
Sale, conversion, retirement of capital stock, net$1,110,000200
Net operating income$8,015,2001,092
2019-09-30 (YTD Data)Rank
Total interest income$21,904,0001,115
Total interest expense$5,095,000960
Net interest income$16,809,0001,143
Provision for loan and lease losses$680,000916
Total noninterest income$5,935,000820
Gross Fiduciary activities income$4,975,000181
Service charges on deposit accounts$336,0002,077
Trading account gains and feesNANA
Additional Noninterest Income$624,0002,463
Total noninterest expense$14,686,0001,105
Salaries and employee benefits$10,155,000938
Premises and equipment expense$1,238,0001,393
Additional noninterest expense$3,293,0001,405
Pre-tax net operating income$7,378,0001,089
Securities gains (losses)$-4,0004,776
Applicable income taxes$1,354,0001,001
Income before extraordinary items$6,020,0001,141
Extraordinary gains, net$011
Net income$6,020,0001,142
Minority interest net income$072
Net income of bank and minority interests.$6,020,0001,142
Net charge-offs$101,0001,758
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$847,000180
Net operating income$6,023,2801,117
2019-06-30 (YTD Data)Rank
Total interest income$14,390,0001,120
Total interest expense$3,329,000964
Net interest income$11,061,0001,160
Provision for loan and lease losses$306,0001,179
Total noninterest income$3,936,000808
Gross Fiduciary activities income$3,261,000183
Service charges on deposit accounts$217,0002,092
Trading account gains and fees$0131
Additional Noninterest Income$458,0002,312
Total noninterest expense$9,819,0001,102
Salaries and employee benefits$6,765,000934
Premises and equipment expense$824,0001,396
Additional noninterest expense$2,230,0001,398
Pre-tax net operating income$4,872,0001,075
Securities gains (losses)$1,0001,602
Applicable income taxes$778,0001,085
Income before extraordinary items$4,095,0001,091
Extraordinary gains, net$011
Net income$4,095,0001,091
Minority interest net income$069
Net income of bank and minority interests.$4,095,0001,091
Net charge-offs$-12,0004,531
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$571,000161
Net operating income$4,094,1601,079
2019-03-31 (YTD Data)Rank
Total interest income$7,090,0001,122
Total interest expense$1,651,000942
Net interest income$5,439,0001,182
Provision for loan and lease losses$45,0002,137
Total noninterest income$1,961,000777
Gross Fiduciary activities income$1,667,000181
Service charges on deposit accounts$101,0002,189
Trading account gains and fees$0126
Additional Noninterest Income$193,0002,437
Total noninterest expense$4,958,0001,082
Salaries and employee benefits$3,425,000926
Premises and equipment expense$412,0001,418
Additional noninterest expense$1,121,0001,378
Pre-tax net operating income$2,397,0001,065
Securities gains (losses)$1,0001,020
Applicable income taxes$588,000788
Income before extraordinary items$1,810,0001,183
Extraordinary gains, net$05
Net income$1,810,0001,182
Minority interest net income$052
Net income of bank and minority interests.$1,810,0001,182
Net charge-offs$02,740
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$306,000135
Net operating income$1,809,2101,159
2018-12-31 (YTD Data)Rank
Total interest income$25,149,0001,175
Total interest expense$4,362,0001,048
Net interest income$20,787,0001,197
Provision for loan and lease losses$526,0001,409
Total noninterest income$7,386,000851
Gross Fiduciary activities income$6,398,000188
Service charges on deposit accounts$343,0002,527
Trading account gains and fees$0126
Additional Noninterest Income$645,0002,752
Total noninterest expense$18,560,0001,130
Salaries and employee benefits$12,934,000949
Premises and equipment expense$1,562,0001,443
Additional noninterest expense$4,064,0001,482
Pre-tax net operating income$9,087,0001,119
Securities gains (losses)$2,000956
Applicable income taxes$2,008,000868
Income before extraordinary items$7,081,0001,202
Extraordinary gains, net$06
Net income$7,081,0001,201
Minority interest net income$072
Net income of bank and minority interests.$7,081,0001,201
Net charge-offs$-5,0004,397
Cash dividends$2,000,0001,447
Sale, conversion, retirement of capital stock, net$991,000233
Net operating income$7,079,4201,202
2018-09-30 (YTD Data)Rank
Total interest income$18,328,0001,190
Total interest expense$2,902,0001,095
Net interest income$15,426,0001,210
Provision for loan and lease losses$526,0001,096
Total noninterest income$5,510,000862
Gross Fiduciary activities income$4,805,000186
Service charges on deposit accounts$255,0002,554
Trading account gains and fees$0138
Additional Noninterest Income$450,0002,888
Total noninterest expense$13,767,0001,137
Salaries and employee benefits$9,665,000953
Premises and equipment expense$1,165,0001,457
Additional noninterest expense$2,937,0001,542
Pre-tax net operating income$6,643,0001,137
Securities gains (losses)$2,000952
Applicable income taxes$1,575,000860
Income before extraordinary items$5,070,0001,257
Extraordinary gains, net$05
Net income$5,070,0001,255
Minority interest net income$066
Net income of bank and minority interests.$5,070,0001,256
Net charge-offs$-6,0004,352
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$781,000208
Net operating income$5,068,4201,252
2018-06-30 (YTD Data)Rank
Total interest income$11,741,0001,222
Total interest expense$1,597,0001,237
Net interest income$10,144,0001,221
Provision for loan and lease losses$526,000789
Total noninterest income$3,539,000882
Gross Fiduciary activities income$3,160,000188
Service charges on deposit accounts$164,0002,615
Trading account gains and fees$0130
Additional Noninterest Income$215,0003,300
Total noninterest expense$9,050,0001,154
Salaries and employee benefits$6,345,000968
Premises and equipment expense$771,0001,487
Additional noninterest expense$1,934,0001,554
Pre-tax net operating income$4,107,0001,197
Securities gains (losses)$2,000815
Applicable income taxes$965,000903
Income before extraordinary items$3,144,0001,314
Extraordinary gains, net$06
Net income$3,144,0001,313
Minority interest net income$065
Net income of bank and minority interests.$3,144,0001,313
Net charge-offs$-18,0004,712
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$518,000190
Net operating income$3,142,4201,304
2018-03-31 (YTD Data)Rank
Total interest income$5,572,0001,271
Total interest expense$593,0001,495
Net interest income$4,979,0001,241
Provision for loan and lease losses$258,000776
Total noninterest income$1,796,000854
Gross Fiduciary activities income$1,629,000187
Service charges on deposit accounts$83,0002,605
Trading account gains and fees$0123
Additional Noninterest Income$84,0003,568
Total noninterest expense$4,361,0001,188
Salaries and employee benefits$3,078,0001,004
Premises and equipment expense$370,0001,573
Additional noninterest expense$913,0001,626
Pre-tax net operating income$2,156,0001,136
Securities gains (losses)$2,000619
Applicable income taxes$507,000859
Income before extraordinary items$1,651,0001,230
Extraordinary gains, net$07
Net income$1,651,0001,230
Minority interest net income$052
Net income of bank and minority interests.$1,651,0001,230
Net charge-offs$-18,0004,945
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$254,000175
Net operating income$1,649,4201,219
2017-12-31 (YTD Data)Rank
Total interest income$19,777,0001,355
Total interest expense$1,155,0002,305
Net interest income$18,622,0001,289
Provision for loan and lease losses$667,0001,182
Total noninterest income$6,304,000938
Gross Fiduciary activities income$5,662,000194
Service charges on deposit accounts$290,0002,915
Trading account gains and fees$0151
Additional Noninterest Income$352,0003,603
Total noninterest expense$14,928,0001,329
Salaries and employee benefits$10,719,0001,101
Premises and equipment expense$956,0002,180
Additional noninterest expense$3,253,0001,825
Pre-tax net operating income$9,331,0001,042
Securities gains (losses)$-1,0004,786
Applicable income taxes$3,858,000799
Income before extraordinary items$5,472,0001,265
Extraordinary gains, net$09
Net income$5,472,0001,265
Minority interest net income$076
Net income of bank and minority interests.$5,472,0001,265
Net charge-offs$17,0003,500
Cash dividends$700,0002,607
Sale, conversion, retirement of capital stock, net$693,000256
Net operating income$5,472,6401,248
2017-09-30 (YTD Data)Rank
Total interest income$14,248,0001,411
Total interest expense$806,0002,400
Net interest income$13,442,0001,333
Provision for loan and lease losses$494,0001,164
Total noninterest income$4,618,000968
Gross Fiduciary activities income$4,154,000194
Service charges on deposit accounts$209,0003,001
Trading account gains and fees$0145
Additional Noninterest Income$255,0003,687
Total noninterest expense$10,943,0001,355
Salaries and employee benefits$7,890,0001,117
Premises and equipment expense$708,0002,199
Additional noninterest expense$2,345,0001,874
Pre-tax net operating income$6,623,0001,108
Securities gains (losses)$4,0001,878
Applicable income taxes$2,216,000860
Income before extraordinary items$4,411,0001,268
Extraordinary gains, net$09
Net income$4,411,0001,268
Minority interest net income$071
Net income of bank and minority interests.$4,411,0001,268
Net charge-offs$12,0003,191
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$479,000241
Net operating income$4,408,3201,250
2017-06-30 (YTD Data)Rank
Total interest income$9,127,0001,452
Total interest expense$506,0002,462
Net interest income$8,621,0001,371
Provision for loan and lease losses$275,0001,291
Total noninterest income$2,973,0001,001
Gross Fiduciary activities income$2,672,000197
Service charges on deposit accounts$132,0003,077
Trading account gains and fees$0139
Additional Noninterest Income$169,0003,698
Total noninterest expense$7,157,0001,392
Salaries and employee benefits$5,213,0001,136
Premises and equipment expense$469,0002,229
Additional noninterest expense$1,475,0001,967
Pre-tax net operating income$4,162,0001,155
Securities gains (losses)$01,906
Applicable income taxes$1,375,000894
Income before extraordinary items$2,787,0001,318
Extraordinary gains, net$011
Net income$2,787,0001,317
Minority interest net income$071
Net income of bank and minority interests.$2,787,0001,318
Net charge-offs$-1,0004,147
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$291,000236
Net operating income$2,787,0001,298
2017-03-31 (YTD Data)Rank
Total interest income$4,388,0001,492
Total interest expense$228,0002,619
Net interest income$4,160,0001,405
Provision for loan and lease losses$72,0001,795
Total noninterest income$1,458,0001,005
Gross Fiduciary activities income$1,306,000201
Service charges on deposit accounts$65,0003,103
Trading account gains and fees$0142
Additional Noninterest Income$87,0003,654
Total noninterest expense$3,604,0001,390
Salaries and employee benefits$2,652,0001,131
Premises and equipment expense$236,0002,232
Additional noninterest expense$716,0002,009
Pre-tax net operating income$1,942,0001,198
Securities gains (losses)$01,153
Applicable income taxes$636,000920
Income before extraordinary items$1,306,0001,357
Extraordinary gains, net$08
Net income$1,306,0001,357
Minority interest net income$055
Net income of bank and minority interests.$1,306,0001,357
Net charge-offs$-1,0003,990
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$147,000208
Net operating income$1,306,0001,341
2016-12-31 (YTD Data)Rank
Total interest income$15,130,0001,664
Total interest expense$757,0002,889
Net interest income$14,373,0001,551
Provision for loan and lease losses$822,0001,077
Total noninterest income$5,012,0001,148
Gross Fiduciary activities income$4,490,000215
Service charges on deposit accounts$231,0003,384
Trading account gains and fees$0170
Additional Noninterest Income$291,0003,960
Total noninterest expense$12,924,0001,513
Salaries and employee benefits$9,045,0001,244
Premises and equipment expense$922,0002,274
Additional noninterest expense$2,957,0002,005
Pre-tax net operating income$5,639,0001,478
Securities gains (losses)$24,0002,274
Applicable income taxes$1,786,0001,134
Income before extraordinary items$3,877,0001,684
Extraordinary gains, net$05
Net income$3,877,0001,682
Minority interest net income$082
Net income of bank and minority interests.$3,877,0001,683
Net charge-offs$-1,0004,661
Cash dividends$500,0002,958
Sale, conversion, retirement of capital stock, net$532,000273
Net operating income$3,860,6801,655
2016-09-30 (YTD Data)Rank
Total interest income$11,112,0001,716
Total interest expense$565,0002,909
Net interest income$10,547,0001,590
Provision for loan and lease losses$484,0001,171
Total noninterest income$3,698,0001,157
Gross Fiduciary activities income$3,284,000216
Service charges on deposit accounts$169,0003,444
Trading account gains and fees$0169
Additional Noninterest Income$245,0003,862
Total noninterest expense$9,648,0001,517
Salaries and employee benefits$6,737,0001,254
Premises and equipment expense$686,0002,287
Additional noninterest expense$2,225,0001,994
Pre-tax net operating income$4,113,0001,528
Securities gains (losses)$9,0002,624
Applicable income taxes$1,313,0001,188
Income before extraordinary items$2,809,0001,776
Extraordinary gains, net$05
Net income$2,809,0001,776
Minority interest net income$071
Net income of bank and minority interests.$2,809,0001,776
Net charge-offs$-1,0004,445
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$391,000249
Net operating income$2,802,8801,731
2016-06-30 (YTD Data)Rank
Total interest income$7,191,0001,770
Total interest expense$379,0002,917
Net interest income$6,812,0001,651
Provision for loan and lease losses$396,0001,028
Total noninterest income$2,400,0001,164
Gross Fiduciary activities income$2,134,000219
Service charges on deposit accounts$109,0003,490
Trading account gains and fees$0157
Additional Noninterest Income$157,0003,926
Total noninterest expense$6,286,0001,552
Salaries and employee benefits$4,385,0001,290
Premises and equipment expense$436,0002,362
Additional noninterest expense$1,465,0002,011
Pre-tax net operating income$2,530,0001,619
Securities gains (losses)$9,0002,280
Applicable income taxes$795,0001,252
Income before extraordinary items$1,744,0001,864
Extraordinary gains, net$016
Net income$1,744,0001,863
Minority interest net income$071
Net income of bank and minority interests.$1,744,0001,863
Net charge-offs$03,689
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$250,000250
Net operating income$1,737,7901,821
2016-03-31 (YTD Data)Rank
Total interest income$3,536,0001,796
Total interest expense$202,0002,822
Net interest income$3,334,0001,686
Provision for loan and lease losses$18,0002,946
Total noninterest income$1,135,0001,189
Gross Fiduciary activities income$1,012,000226
Service charges on deposit accounts$52,0003,540
Trading account gains and fees$0142
Additional Noninterest Income$71,0004,003
Total noninterest expense$3,124,0001,560
Salaries and employee benefits$2,134,0001,314
Premises and equipment expense$224,0002,336
Additional noninterest expense$766,0001,917
Pre-tax net operating income$1,327,0001,528
Securities gains (losses)$02,077
Applicable income taxes$419,0001,203
Income before extraordinary items$908,0001,764
Extraordinary gains, net$012
Net income$908,0001,765
Minority interest net income$062
Net income of bank and minority interests.$908,0001,765
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$125,000229
Net operating income$908,0001,725
2015-12-31 (YTD Data)Rank
Total interest income$12,662,0001,944
Total interest expense$646,0003,223
Net interest income$12,016,0001,824
Provision for loan and lease losses$530,0001,296
Total noninterest income$3,289,0001,505
Gross Fiduciary activities income$2,740,000283
Service charges on deposit accounts$236,0003,445
Trading account gains and fees$0159
Additional Noninterest Income$313,0003,925
Total noninterest expense$9,265,0002,040
Salaries and employee benefits$6,468,0001,629
Premises and equipment expense$498,0003,492
Additional noninterest expense$2,299,0002,500
Pre-tax net operating income$5,510,0001,458
Securities gains (losses)$03,216
Applicable income taxes$1,741,0001,111
Income before extraordinary items$3,769,0001,681
Extraordinary gains, net$023
Net income$3,769,0001,682
Minority interest net income$081
Net income of bank and minority interests.$3,769,0001,683
Net charge-offs$11,0003,977
Cash dividends$800,0002,367
Sale, conversion, retirement of capital stock, net$3,051,000115
Net operating income$3,769,0001,646
2015-09-30 (YTD Data)Rank
Total interest income$9,254,0001,991
Total interest expense$448,0003,447
Net interest income$8,806,0001,873
Provision for loan and lease losses$446,0001,155
Total noninterest income$2,299,0001,601
Gross Fiduciary activities income$1,919,000295
Service charges on deposit accounts$179,0003,445
Trading account gains and fees$0153
Additional Noninterest Income$201,0004,132
Total noninterest expense$6,313,0002,195
Salaries and employee benefits$4,327,0001,813
Premises and equipment expense$357,0003,621
Additional noninterest expense$1,629,0002,615
Pre-tax net operating income$4,346,0001,433
Securities gains (losses)$03,031
Applicable income taxes$1,364,0001,109
Income before extraordinary items$2,982,0001,633
Extraordinary gains, net$021
Net income$2,982,0001,635
Minority interest net income$078
Net income of bank and minority interests.$2,982,0001,635
Net charge-offs$04,182
Cash dividends$150,0003,263
Sale, conversion, retirement of capital stock, net$283,000315
Net operating income$2,982,0001,592
2015-06-30 (YTD Data)Rank
Total interest income$5,972,0002,046
Total interest expense$276,0003,631
Net interest income$5,696,0001,921
Provision for loan and lease losses$326,0001,039
Total noninterest income$1,541,0001,588
Gross Fiduciary activities income$1,273,000297
Service charges on deposit accounts$120,0003,422
Trading account gains and fees$0157
Additional Noninterest Income$148,0004,039
Total noninterest expense$4,186,0002,220
Salaries and employee benefits$2,859,0001,839
Premises and equipment expense$233,0003,699
Additional noninterest expense$1,094,0002,622
Pre-tax net operating income$2,725,0001,492
Securities gains (losses)$02,636
Applicable income taxes$848,0001,154
Income before extraordinary items$1,877,0001,698
Extraordinary gains, net$022
Net income$1,877,0001,702
Minority interest net income$075
Net income of bank and minority interests.$1,877,0001,702
Net charge-offs$03,893
Cash dividends$150,0002,968
Sale, conversion, retirement of capital stock, net$189,000297
Net operating income$1,877,0001,651
2015-03-31 (YTD Data)Rank
Total interest income$2,916,0002,084
Total interest expense$135,0003,702
Net interest income$2,781,0001,958
Provision for loan and lease losses$202,000880
Total noninterest income$771,0001,552
Gross Fiduciary activities income$614,000300
Service charges on deposit accounts$57,0003,478
Trading account gains and fees$0152
Additional Noninterest Income$100,0003,601
Total noninterest expense$1,994,0002,314
Salaries and employee benefits$1,412,0001,869
Premises and equipment expense$113,0003,790
Additional noninterest expense$469,0002,926
Pre-tax net operating income$1,356,0001,453
Securities gains (losses)$02,027
Applicable income taxes$422,0001,147
Income before extraordinary items$934,0001,703
Extraordinary gains, net$013
Net income$934,0001,705
Minority interest net income$064
Net income of bank and minority interests.$934,0001,705
Net charge-offs$03,288
Cash dividends$150,0002,039
Sale, conversion, retirement of capital stock, net$95,000263
Net operating income$934,0001,639
2014-12-31 (YTD Data)Rank
Total interest income$10,573,0002,273
Total interest expense$447,0004,226
Net interest income$10,126,0002,101
Provision for loan and lease losses$461,0001,540
Total noninterest income$2,611,0001,739
Gross Fiduciary activities income$2,212,000318
Service charges on deposit accounts$231,0003,676
Trading account gains and fees$0180
Additional Noninterest Income$168,0004,736
Total noninterest expense$7,537,0002,434
Salaries and employee benefits$5,252,0001,954
Premises and equipment expense$441,0003,902
Additional noninterest expense$1,844,0003,068
Pre-tax net operating income$4,739,0001,603
Securities gains (losses)$03,259
Applicable income taxes$1,418,0001,246
Income before extraordinary items$3,321,0001,856
Extraordinary gains, net$017
Net income$3,321,0001,856
Minority interest net income$084
Net income of bank and minority interests.$3,321,0001,855
Net charge-offs$1,0004,914
Cash dividends$125,0003,958
Sale, conversion, retirement of capital stock, net$343,000353
Net operating income$3,321,0001,826
2014-09-30 (YTD Data)Rank
Total interest income$7,730,0002,349
Total interest expense$316,0004,413
Net interest income$7,414,0002,160
Provision for loan and lease losses$233,0001,900
Total noninterest income$1,912,0001,773
Gross Fiduciary activities income$1,616,000321
Service charges on deposit accounts$172,0003,741
Trading account gains and fees$0174
Additional Noninterest Income$124,0004,814
Total noninterest expense$5,583,0002,472
Salaries and employee benefits$3,874,0001,988
Premises and equipment expense$327,0003,963
Additional noninterest expense$1,382,0003,069
Pre-tax net operating income$3,510,0001,622
Securities gains (losses)$02,980
Applicable income taxes$1,045,0001,274
Income before extraordinary items$2,465,0001,870
Extraordinary gains, net$015
Net income$2,465,0001,870
Minority interest net income$081
Net income of bank and minority interests.$2,465,0001,869
Net charge-offs$1,0004,590
Cash dividends$125,0003,345
Sale, conversion, retirement of capital stock, net$264,000313
Net operating income$2,465,0001,833
2014-06-30 (YTD Data)Rank
Total interest income$4,977,0002,412
Total interest expense$199,0004,571
Net interest income$4,778,0002,219
Provision for loan and lease losses$233,0001,520
Total noninterest income$1,248,0001,781
Gross Fiduciary activities income$1,054,000323
Service charges on deposit accounts$114,0003,717
Trading account gains and fees$0172
Additional Noninterest Income$80,0004,832
Total noninterest expense$3,666,0002,519
Salaries and employee benefits$2,544,0002,028
Premises and equipment expense$216,0004,023
Additional noninterest expense$906,0003,124
Pre-tax net operating income$2,127,0001,728
Securities gains (losses)$02,580
Applicable income taxes$622,0001,347
Income before extraordinary items$1,505,0001,973
Extraordinary gains, net$020
Net income$1,505,0001,977
Minority interest net income$080
Net income of bank and minority interests.$1,505,0001,976
Net charge-offs$1,0004,238
Cash dividends$125,0003,028
Sale, conversion, retirement of capital stock, net$168,000303
Net operating income$1,505,0001,918
2014-03-31 (YTD Data)Rank
Total interest income$2,406,0002,495
Total interest expense$96,0004,712
Net interest income$2,310,0002,283
Provision for loan and lease losses$127,0001,409
Total noninterest income$598,0001,800
Gross Fiduciary activities income$505,000330
Service charges on deposit accounts$57,0003,721
Trading account gains and fees$0147
Additional Noninterest Income$36,0004,952
Total noninterest expense$1,794,0002,579
Salaries and employee benefits$1,243,0002,085
Premises and equipment expense$106,0004,083
Additional noninterest expense$445,0003,163
Pre-tax net operating income$987,0001,793
Securities gains (losses)$01,715
Applicable income taxes$290,0001,380
Income before extraordinary items$697,0002,012
Extraordinary gains, net$016
Net income$697,0002,015
Minority interest net income$066
Net income of bank and minority interests.$697,0002,015
Net charge-offs$03,660
Cash dividends$125,0002,093
Sale, conversion, retirement of capital stock, net$86,000266
Net operating income$697,0001,972
2013-12-31 (YTD Data)Rank
Total interest income$9,112,0002,645
Total interest expense$425,0004,786
Net interest income$8,687,0002,419
Provision for loan and lease losses$209,0002,911
Total noninterest income$2,086,0002,104
Gross Fiduciary activities income$1,737,000352
Service charges on deposit accounts$215,0003,988
Trading account gains and fees$0184
Additional Noninterest Income$134,0005,069
Total noninterest expense$6,543,0002,785
Salaries and employee benefits$4,534,0002,246
Premises and equipment expense$386,0004,305
Additional noninterest expense$1,623,0003,443
Pre-tax net operating income$4,021,0001,721
Securities gains (losses)$03,182
Applicable income taxes$1,213,0001,294
Income before extraordinary items$2,808,0001,995
Extraordinary gains, net$029
Net income$2,808,0001,998
Minority interest net income$090
Net income of bank and minority interests.$2,808,0001,999
Net charge-offs$5,0005,225
Cash dividends$50,0004,144
Sale, conversion, retirement of capital stock, net$434,000306
Net operating income$2,808,0001,948
2013-09-30 (YTD Data)Rank
Total interest income$6,759,0002,688
Total interest expense$330,0004,821
Net interest income$6,429,0002,453
Provision for loan and lease losses$209,0002,533
Total noninterest income$1,496,0002,216
Gross Fiduciary activities income$1,248,000358
Service charges on deposit accounts$152,0004,109
Trading account gains and fees$0180
Additional Noninterest Income$96,0005,222
Total noninterest expense$4,792,0002,849
Salaries and employee benefits$3,302,0002,293
Premises and equipment expense$281,0004,405
Additional noninterest expense$1,209,0003,473
Pre-tax net operating income$2,924,0001,774
Securities gains (losses)$03,040
Applicable income taxes$884,0001,355
Income before extraordinary items$2,040,0002,100
Extraordinary gains, net$025
Net income$2,040,0002,108
Minority interest net income$084
Net income of bank and minority interests.$2,040,0002,107
Net charge-offs$5,0004,904
Cash dividends$50,0003,541
Sale, conversion, retirement of capital stock, net$363,000264
Net operating income$2,040,0002,032
2013-06-30 (YTD Data)Rank
Total interest income$4,409,0002,737
Total interest expense$220,0004,876
Net interest income$4,189,0002,495
Provision for loan and lease losses$176,0002,279
Total noninterest income$961,0002,271
Gross Fiduciary activities income$804,000362
Service charges on deposit accounts$97,0004,168
Trading account gains and fees$0157
Additional Noninterest Income$60,0005,326
Total noninterest expense$3,196,0002,847
Salaries and employee benefits$2,185,0002,318
Premises and equipment expense$184,0004,463
Additional noninterest expense$827,0003,421
Pre-tax net operating income$1,778,0001,911
Securities gains (losses)$02,791
Applicable income taxes$530,0001,455
Income before extraordinary items$1,248,0002,230
Extraordinary gains, net$022
Net income$1,248,0002,239
Minority interest net income$082
Net income of bank and minority interests.$1,248,0002,237
Net charge-offs$04,909
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$251,000242
Net operating income$1,248,0002,145
2013-03-31 (YTD Data)Rank
Total interest income$2,159,0002,801
Total interest expense$112,0004,924
Net interest income$2,047,0002,566
Provision for loan and lease losses$53,0002,763
Total noninterest income$449,0002,389
Gross Fiduciary activities income$380,000373
Service charges on deposit accounts$42,0004,398
Trading account gains and fees$0148
Additional Noninterest Income$27,0005,418
Total noninterest expense$1,605,0002,867
Salaries and employee benefits$1,077,0002,360
Premises and equipment expense$96,0004,398
Additional noninterest expense$432,0003,325
Pre-tax net operating income$838,0001,976
Securities gains (losses)$01,966
Applicable income taxes$255,0001,493
Income before extraordinary items$583,0002,301
Extraordinary gains, net$010
Net income$583,0002,303
Minority interest net income$076
Net income of bank and minority interests.$583,0002,303
Net charge-offs$04,145
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$130,000208
Net operating income$583,0002,217
2012-12-31 (YTD Data)Rank
Total interest income$8,450,0002,968
Total interest expense$563,0004,896
Net interest income$7,887,0002,695
Provision for loan and lease losses$576,0002,520
Total noninterest income$1,579,0002,528
Gross Fiduciary activities income$1,318,000385
Service charges on deposit accounts$156,0004,711
Trading account gains and fees$0166
Additional Noninterest Income$105,0005,297
Total noninterest expense$5,882,0003,089
Salaries and employee benefits$3,853,0002,541
Premises and equipment expense$380,0004,413
Additional noninterest expense$1,649,0003,557
Pre-tax net operating income$3,008,0002,088
Securities gains (losses)$03,810
Applicable income taxes$891,0001,581
Income before extraordinary items$2,117,0002,483
Extraordinary gains, net$029
Net income$2,117,0002,484
Minority interest net income$093
Net income of bank and minority interests.$2,117,0002,484
Net charge-offs$373,0003,031
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$457,000323
Net operating income$2,117,0002,354
2012-09-30 (YTD Data)Rank
Total interest income$6,198,0003,086
Total interest expense$439,0004,936
Net interest income$5,759,0002,799
Provision for loan and lease losses$576,0002,100
Total noninterest income$1,137,0002,594
Gross Fiduciary activities income$947,000392
Service charges on deposit accounts$116,0004,793
Trading account gains and fees$0157
Additional Noninterest Income$74,0005,435
Total noninterest expense$4,291,0003,159
Salaries and employee benefits$2,792,0002,640
Premises and equipment expense$285,0004,475
Additional noninterest expense$1,214,0003,626
Pre-tax net operating income$2,029,0002,334
Securities gains (losses)$03,575
Applicable income taxes$595,0001,759
Income before extraordinary items$1,434,0002,717
Extraordinary gains, net$020
Net income$1,434,0002,718
Minority interest net income$086
Net income of bank and minority interests.$1,434,0002,717
Net charge-offs$373,0002,547
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$358,000277
Net operating income$1,434,0002,593
2012-06-30 (YTD Data)Rank
Total interest income$4,057,0003,153
Total interest expense$304,0004,955
Net interest income$3,753,0002,851
Provision for loan and lease losses$323,0002,315
Total noninterest income$737,0002,611
Gross Fiduciary activities income$618,000399
Service charges on deposit accounts$74,0004,879
Trading account gains and fees$0153
Additional Noninterest Income$45,0005,550
Total noninterest expense$2,842,0003,190
Salaries and employee benefits$1,857,0002,658
Premises and equipment expense$190,0004,491
Additional noninterest expense$795,0003,683
Pre-tax net operating income$1,325,0002,347
Securities gains (losses)$03,178
Applicable income taxes$389,0001,751
Income before extraordinary items$936,0002,729
Extraordinary gains, net$019
Net income$936,0002,730
Minority interest net income$084
Net income of bank and minority interests.$936,0002,730
Net charge-offs$373,0002,081
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$195,000276
Net operating income$936,0002,598
2012-03-31 (YTD Data)Rank
Total interest income$2,001,0003,212
Total interest expense$163,0004,933
Net interest income$1,838,0002,920
Provision for loan and lease losses$238,0001,805
Total noninterest income$355,0002,660
Gross Fiduciary activities income$301,000403
Service charges on deposit accounts$34,0005,018
Trading account gains and fees$0148
Additional Noninterest Income$20,0005,722
Total noninterest expense$1,399,0003,230
Salaries and employee benefits$915,0002,709
Premises and equipment expense$94,0004,532
Additional noninterest expense$390,0003,697
Pre-tax net operating income$556,0002,667
Securities gains (losses)$02,210
Applicable income taxes$158,0001,967
Income before extraordinary items$398,0003,081
Extraordinary gains, net$019
Net income$398,0003,084
Minority interest net income$078
Net income of bank and minority interests.$398,0003,085
Net charge-offs$373,0001,294
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$97,000227
Net operating income$398,0002,931
2011-12-31 (YTD Data)Rank
Total interest income$7,961,0003,342
Total interest expense$821,0004,860
Net interest income$7,140,0003,024
Provision for loan and lease losses$476,0003,526
Total noninterest income$1,135,0002,901
Gross Fiduciary activities income$976,000404
Service charges on deposit accounts$96,0005,577
Trading account gains and fees$0146
Additional Noninterest Income$63,0005,748
Total noninterest expense$5,511,0003,269
Salaries and employee benefits$3,572,0002,701
Premises and equipment expense$392,0004,614
Additional noninterest expense$1,547,0003,780
Pre-tax net operating income$2,288,0002,263
Securities gains (losses)$03,838
Applicable income taxes$720,0001,656
Income before extraordinary items$1,568,0002,690
Extraordinary gains, net$029
Net income$1,568,0002,691
Minority interest net income$096
Net income of bank and minority interests.$1,568,0002,691
Net charge-offs$06,441
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$540,000402
Net operating income$1,568,0002,608
2011-09-30 (YTD Data)Rank
Total interest income$5,913,0003,400
Total interest expense$631,0004,916
Net interest income$5,282,0003,075
Provision for loan and lease losses$338,0003,452
Total noninterest income$805,0002,994
Gross Fiduciary activities income$694,000410
Service charges on deposit accounts$67,0005,681
Trading account gains and fees$0145
Additional Noninterest Income$44,0005,904
Total noninterest expense$3,968,0003,391
Salaries and employee benefits$2,522,0002,833
Premises and equipment expense$297,0004,636
Additional noninterest expense$1,149,0003,802
Pre-tax net operating income$1,781,0002,283
Securities gains (losses)$03,555
Applicable income taxes$572,0001,617
Income before extraordinary items$1,209,0002,713
Extraordinary gains, net$021
Net income$1,209,0002,715
Minority interest net income$087
Net income of bank and minority interests.$1,209,0002,715
Net charge-offs$06,185
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$296,000407
Net operating income$1,209,0002,621
2011-06-30 (YTD Data)Rank
Total interest income$3,825,0003,513
Total interest expense$422,0005,039
Net interest income$3,403,0003,171
Provision for loan and lease losses$280,0003,113
Total noninterest income$517,0003,057
Gross Fiduciary activities income$449,000423
Service charges on deposit accounts$41,0005,787
Trading account gains and fees$0153
Additional Noninterest Income$27,0006,031
Total noninterest expense$2,598,0003,476
Salaries and employee benefits$1,649,0002,904
Premises and equipment expense$191,0004,769
Additional noninterest expense$758,0003,889
Pre-tax net operating income$1,042,0002,471
Securities gains (losses)$02,914
Applicable income taxes$333,0001,694
Income before extraordinary items$709,0002,892
Extraordinary gains, net$015
Net income$709,0002,894
Minority interest net income$089
Net income of bank and minority interests.$709,0002,894
Net charge-offs$05,875
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$197,000314
Net operating income$709,0002,817
2011-03-31 (YTD Data)Rank
Total interest income$1,818,0003,662
Total interest expense$208,0005,154
Net interest income$1,610,0003,292
Provision for loan and lease losses$155,0002,715
Total noninterest income$243,0003,209
Gross Fiduciary activities income$213,000440
Service charges on deposit accounts$17,0006,004
Trading account gains and fees$0158
Additional Noninterest Income$13,0006,201
Total noninterest expense$1,258,0003,564
Salaries and employee benefits$819,0002,940
Premises and equipment expense$97,0004,779
Additional noninterest expense$342,0004,156
Pre-tax net operating income$440,0002,788
Securities gains (losses)$01,772
Applicable income taxes$139,0001,865
Income before extraordinary items$301,0003,236
Extraordinary gains, net$09
Net income$301,0003,233
Minority interest net income$086
Net income of bank and minority interests.$301,0003,235
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$97,000273
Net operating income$301,0003,172
2010-12-31 (YTD Data)Rank
Total interest income$5,874,0004,377
Total interest expense$876,0005,525
Net interest income$4,998,0003,965
Provision for loan and lease losses$447,0004,302
Total noninterest income$774,0003,722
Gross Fiduciary activities income$680,000483
Service charges on deposit accounts$46,0006,288
Trading account gains and fees$0175
Additional Noninterest Income$48,0006,139
Total noninterest expense$4,584,0003,847
Salaries and employee benefits$2,912,0003,200
Premises and equipment expense$358,0005,016
Additional noninterest expense$1,314,0004,363
Pre-tax net operating income$741,0003,842
Securities gains (losses)$03,793
Applicable income taxes$-1,177,0007,352
Income before extraordinary items$1,918,0002,101
Extraordinary gains, net$029
Net income$1,918,0002,102
Minority interest net income$0111
Net income of bank and minority interests.$1,918,0002,103
Net charge-offs$06,851
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$514,000460
Net operating income$1,918,0002,024
2010-09-30 (YTD Data)Rank
Total interest income$4,195,0004,596
Total interest expense$687,0005,580
Net interest income$3,508,0004,200
Provision for loan and lease losses$332,0004,181
Total noninterest income$564,0003,813
Gross Fiduciary activities income$498,000487
Service charges on deposit accounts$32,0006,416
Trading account gains and fees$0165
Additional Noninterest Income$34,0006,327
Total noninterest expense$3,324,0003,944
Salaries and employee benefits$2,110,0003,304
Premises and equipment expense$269,0005,083
Additional noninterest expense$945,0004,478
Pre-tax net operating income$416,0004,453
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$416,0004,415
Extraordinary gains, net$023
Net income$416,0004,416
Minority interest net income$0110
Net income of bank and minority interests.$416,0004,416
Net charge-offs$06,672
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$338,000426
Net operating income$416,0004,243
2010-06-30 (YTD Data)Rank
Total interest income$2,683,0004,749
Total interest expense$454,0005,702
Net interest income$2,229,0004,334
Provision for loan and lease losses$237,0003,995
Total noninterest income$392,0003,682
Gross Fiduciary activities income$348,000482
Service charges on deposit accounts$23,0006,408
Trading account gains and fees$0152
Additional Noninterest Income$21,0006,429
Total noninterest expense$2,176,0004,005
Salaries and employee benefits$1,389,0003,365
Premises and equipment expense$178,0005,137
Additional noninterest expense$609,0004,548
Pre-tax net operating income$208,0004,899
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$208,0004,843
Extraordinary gains, net$019
Net income$208,0004,844
Minority interest net income$0105
Net income of bank and minority interests.$208,0004,843
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$225,000360
Net operating income$208,0004,694
2010-03-31 (YTD Data)Rank
Total interest income$1,273,0004,969
Total interest expense$230,0005,793
Net interest income$1,043,0004,546
Provision for loan and lease losses$98,0004,021
Total noninterest income$208,0003,569
Gross Fiduciary activities income$188,000471
Service charges on deposit accounts$10,0006,536
Trading account gains and fees$0175
Additional Noninterest Income$10,0006,608
Total noninterest expense$1,084,0004,044
Salaries and employee benefits$700,0003,399
Premises and equipment expense$90,0005,191
Additional noninterest expense$294,0004,641
Pre-tax net operating income$69,0005,427
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$69,0005,414
Extraordinary gains, net$016
Net income$69,0005,416
Minority interest net income$091
Net income of bank and minority interests.$69,0005,415
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$113,000292
Net operating income$69,0005,306
2009-12-31 (YTD Data)Rank
Total interest income$3,826,0005,820
Total interest expense$816,0006,425
Net interest income$3,010,0005,371
Provision for loan and lease losses$623,0004,201
Total noninterest income$904,0003,535
Gross Fiduciary activities income$405,000594
Service charges on deposit accounts$18,0006,922
Trading account gains and fees$0211
Additional Noninterest Income$481,0003,271
Total noninterest expense$4,252,0004,169
Salaries and employee benefits$2,693,0003,489
Premises and equipment expense$350,0005,326
Additional noninterest expense$1,209,0004,721
Pre-tax net operating income$-961,0006,241
Securities gains (losses)$211,0001,514
Applicable income taxes$04,388
Income before extraordinary items$-750,0006,231
Extraordinary gains, net$034
Net income$-750,0006,229
Minority interest net income$0115
Net income of bank and minority interests.$-750,0006,229
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$498,000548
Net operating income$-961,0006,355
2009-09-30 (YTD Data)Rank
Total interest income$2,681,0006,034
Total interest expense$585,0006,652
Net interest income$2,096,0005,589
Provision for loan and lease losses$505,0003,773
Total noninterest income$758,0003,380
Gross Fiduciary activities income$276,000609
Service charges on deposit accounts$10,0007,028
Trading account gains and fees$0212
Additional Noninterest Income$472,0002,905
Total noninterest expense$3,193,0004,174
Salaries and employee benefits$2,065,0003,455
Premises and equipment expense$261,0005,374
Additional noninterest expense$867,0004,825
Pre-tax net operating income$-844,0006,568
Securities gains (losses)$211,0001,248
Applicable income taxes$04,592
Income before extraordinary items$-633,0006,529
Extraordinary gains, net$027
Net income$-633,0006,531
Minority interest net income$0118
Net income of bank and minority interests.$-633,0006,530
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$334,000497
Net operating income$-844,0006,654
2009-06-30 (YTD Data)Rank
Total interest income$1,657,0006,272
Total interest expense$371,0006,836
Net interest income$1,286,0005,798
Provision for loan and lease losses$285,0003,817
Total noninterest income$641,0002,913
Gross Fiduciary activities income$171,000632
Service charges on deposit accounts$6,0007,103
Trading account gains and fees$0193
Additional Noninterest Income$464,0002,320
Total noninterest expense$2,147,0004,180
Salaries and employee benefits$1,407,0003,425
Premises and equipment expense$176,0005,399
Additional noninterest expense$564,0004,902
Pre-tax net operating income$-505,0006,644
Securities gains (losses)$198,0001,019
Applicable income taxes$04,657
Income before extraordinary items$-307,0006,544
Extraordinary gains, net$021
Net income$-307,0006,544
Minority interest net income$0112
Net income of bank and minority interests.$-307,0006,544
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$222,000456
Net operating income$-505,0006,752
2009-03-31 (YTD Data)Rank
Total interest income$788,0006,416
Total interest expense$185,0006,935
Net interest income$603,0005,970
Provision for loan and lease losses$164,0003,112
Total noninterest income$530,0002,044
Gross Fiduciary activities income$71,000691
Service charges on deposit accounts$1,0007,216
Trading account gains and fees$0171
Additional Noninterest Income$458,0001,473
Total noninterest expense$1,035,0004,212
Salaries and employee benefits$697,0003,480
Premises and equipment expense$81,0005,625
Additional noninterest expense$257,0004,877
Pre-tax net operating income$-66,0006,540
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-66,0006,716
Extraordinary gains, net$015
Net income$-66,0006,717
Minority interest net income$0102
Net income of bank and minority interests.$-66,0006,717
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$111,000349
Net operating income$-66,0006,613
2008-12-31 (YTD Data)Rank
Total interest income$1,726,0007,522
Total interest expense$499,0007,671
Net interest income$1,227,0007,325
Provision for loan and lease losses$377,0004,228
Total noninterest income$207,0006,438
Gross Fiduciary activities income$129,000853
Service charges on deposit accounts$3,0007,266
Trading account gains and fees$0154
Additional Noninterest Income$75,0006,290
Total noninterest expense$4,534,0003,865
Salaries and employee benefits$2,966,0003,284
Premises and equipment expense$330,0005,566
Additional noninterest expense$1,238,0004,192
Pre-tax net operating income$-3,477,0007,670
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-3,477,0007,682
Extraordinary gains, net$039
Net income$-3,477,0007,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$36,870,00042
Net operating income$-3,477,0007,749
2008-09-30 (YTD Data)Rank
Total interest income$995,0007,894
Total interest expense$300,0007,931
Net interest income$695,0007,738
Provision for loan and lease losses$282,0003,661
Total noninterest income$66,0007,550
Gross Fiduciary activities income$59,000917
Service charges on deposit accounts$2,0007,331
Trading account gains and fees$0148
Additional Noninterest Income$5,0007,936
Total noninterest expense$3,632,0003,655
Salaries and employee benefits$2,492,0002,993
Premises and equipment expense$244,0005,627
Additional noninterest expense$896,0004,221
Pre-tax net operating income$-3,153,0008,038
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-3,153,0008,031
Extraordinary gains, net$031
Net income$-3,153,0008,030
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$36,759,00022
Net operating income$-3,153,0008,087
2008-06-30 (YTD Data)Rank
Total interest income$459,0008,197
Total interest expense$128,0008,201
Net interest income$331,0008,075
Provision for loan and lease losses$161,0003,494
Total noninterest income$4,0008,229
Gross Fiduciary activities income$3,0001,253
Service charges on deposit accounts$07,428
Trading account gains and fees$0149
Additional Noninterest Income$1,0008,142
Total noninterest expense$2,626,0003,431
Salaries and employee benefits$1,833,0002,767
Premises and equipment expense$163,0005,668
Additional noninterest expense$630,0004,028
Pre-tax net operating income$-2,452,0008,204
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-2,452,0008,248
Extraordinary gains, net$021
Net income$-2,452,0008,247
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$36,648,00013
Net operating income$-2,452,0008,241
2008-03-31 (YTD Data)Rank
Total interest income$159,0008,363
Total interest expense$27,0008,383
Net interest income$132,0008,262
Provision for loan and lease losses$06,080
Total noninterest income$08,338
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$07,431
Trading account gains and fees$0158
Additional Noninterest Income$08,220
Total noninterest expense$1,812,0002,593
Salaries and employee benefits$1,320,0001,992
Premises and equipment expense$87,0005,531
Additional noninterest expense$405,0003,277
Pre-tax net operating income$-1,680,0008,347
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-1,680,0008,370
Extraordinary gains, net$015
Net income$-1,680,0008,370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$33,222,00010
Net operating income$-1,680,0008,365

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.