Home > Oakland State Bank > Income and Expense
Oakland State Bank, Income and Expense
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,053,000 | 8,047 |
| Total interest expense | $390,000 | 7,252 |
| Net interest income | $663,000 | 8,235 |
| Provision for loan and lease losses | $50,000 | 5,368 |
| Total noninterest income | $90,000 | 7,927 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $85,000 | 6,315 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,693 |
| Total noninterest expense | $766,000 | 7,745 |
| Salaries and employee benefits | $370,000 | 7,979 |
| Premises and equipment expense | $106,000 | 7,410 |
| Additional noninterest expense | $290,000 | 7,175 |
| Pre-tax net operating income | $-63,000 | 8,567 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-340,000 | 8,956 |
| Income before extraordinary items | $277,000 | 7,051 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $277,000 | 7,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,649 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $277,000 | 6,986 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $776,000 | 7,912 |
| Total interest expense | $274,000 | 7,183 |
| Net interest income | $502,000 | 8,097 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $83,000 | 7,538 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $57,000 | 6,308 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $26,000 | 7,425 |
| Total noninterest expense | $517,000 | 7,759 |
| Salaries and employee benefits | $247,000 | 8,030 |
| Premises and equipment expense | $71,000 | 7,432 |
| Additional noninterest expense | $199,000 | 7,136 |
| Pre-tax net operating income | $-52,000 | 8,631 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-113,000 | 8,948 |
| Income before extraordinary items | $61,000 | 8,144 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $61,000 | 8,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,302 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $61,000 | 8,089 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $485,000 | 7,555 |
| Total interest expense | $143,000 | 7,141 |
| Net interest income | $342,000 | 7,595 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $40,000 | 7,603 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $27,000 | 6,373 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $13,000 | 7,451 |
| Total noninterest expense | $277,000 | 7,662 |
| Salaries and employee benefits | $125,000 | 8,041 |
| Premises and equipment expense | $36,000 | 7,453 |
| Additional noninterest expense | $116,000 | 6,774 |
| Pre-tax net operating income | $105,000 | 7,071 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $105,000 | 6,792 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $105,000 | 6,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $105,000 | 6,684 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,184,000 | 7,373 |
| Total interest expense | $886,000 | 6,446 |
| Net interest income | $1,298,000 | 7,665 |
| Provision for loan and lease losses | $1,450,000 | 845 |
| Total noninterest income | $258,000 | 6,895 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $144,000 | 5,937 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $114,000 | 6,308 |
| Total noninterest expense | $1,461,000 | 6,963 |
| Salaries and employee benefits | $565,000 | 7,843 |
| Premises and equipment expense | $165,000 | 7,199 |
| Additional noninterest expense | $731,000 | 5,357 |
| Pre-tax net operating income | $-1,355,000 | 9,027 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-101,000 | 8,948 |
| Income before extraordinary items | $-1,254,000 | 9,067 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-1,254,000 | 9,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $979,000 | 945 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,254,000 | 9,023 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,797,000 | 7,224 |
| Total interest expense | $704,000 | 6,442 |
| Net interest income | $1,093,000 | 7,476 |
| Provision for loan and lease losses | $625,000 | 1,355 |
| Total noninterest income | $203,000 | 6,837 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $113,000 | 5,895 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $90,000 | 6,265 |
| Total noninterest expense | $1,092,000 | 6,969 |
| Salaries and employee benefits | $449,000 | 7,669 |
| Premises and equipment expense | $122,000 | 7,243 |
| Additional noninterest expense | $521,000 | 5,506 |
| Pre-tax net operating income | $-421,000 | 8,926 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-101,000 | 9,067 |
| Income before extraordinary items | $-320,000 | 8,961 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-320,000 | 8,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,007 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-320,000 | 8,892 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,273,000 | 7,122 |
| Total interest expense | $495,000 | 6,416 |
| Net interest income | $778,000 | 7,348 |
| Provision for loan and lease losses | $625,000 | 950 |
| Total noninterest income | $145,000 | 6,708 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $75,000 | 5,891 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $70,000 | 5,983 |
| Total noninterest expense | $633,000 | 7,350 |
| Salaries and employee benefits | $305,000 | 7,649 |
| Premises and equipment expense | $85,000 | 7,152 |
| Additional noninterest expense | $243,000 | 6,617 |
| Pre-tax net operating income | $-335,000 | 9,002 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-104,000 | 9,142 |
| Income before extraordinary items | $-231,000 | 9,030 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-231,000 | 9,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 2,496 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-231,000 | 8,959 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $689,000 | 6,947 |
| Total interest expense | $256,000 | 6,420 |
| Net interest income | $433,000 | 7,070 |
| Provision for loan and lease losses | $583,000 | 571 |
| Total noninterest income | $74,000 | 6,601 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $39,000 | 5,725 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $35,000 | 5,938 |
| Total noninterest expense | $315,000 | 7,397 |
| Salaries and employee benefits | $154,000 | 7,648 |
| Premises and equipment expense | $42,000 | 7,220 |
| Additional noninterest expense | $119,000 | 6,675 |
| Pre-tax net operating income | $-391,000 | 9,178 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $82,000 | 4,307 |
| Income before extraordinary items | $-473,000 | 9,236 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-473,000 | 9,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-473,000 | 9,191 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,764,000 | 7,088 |
| Total interest expense | $1,016,000 | 6,892 |
| Net interest income | $1,748,000 | 7,045 |
| Provision for loan and lease losses | $229,000 | 4,079 |
| Total noninterest income | $334,000 | 6,210 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $179,000 | 5,479 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $155,000 | 5,526 |
| Total noninterest expense | $1,145,000 | 7,602 |
| Salaries and employee benefits | $556,000 | 7,903 |
| Premises and equipment expense | $147,000 | 7,485 |
| Additional noninterest expense | $442,000 | 6,868 |
| Pre-tax net operating income | $708,000 | 6,049 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $305,000 | 4,416 |
| Income before extraordinary items | $403,000 | 6,831 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $403,000 | 6,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,693 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $403,000 | 6,698 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,471,000 | 7,780 |
| Total interest expense | $1,173,000 | 7,660 |
| Net interest income | $1,298,000 | 7,693 |
| Provision for loan and lease losses | $40,000 | 6,926 |
| Total noninterest income | $303,000 | 6,402 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $141,000 | 5,922 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $162,000 | 5,371 |
| Total noninterest expense | $1,049,000 | 7,830 |
| Salaries and employee benefits | $543,000 | 7,962 |
| Premises and equipment expense | $144,000 | 7,624 |
| Additional noninterest expense | $362,000 | 7,413 |
| Pre-tax net operating income | $512,000 | 6,499 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $177,000 | 5,216 |
| Income before extraordinary items | $335,000 | 6,920 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $335,000 | 6,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,857 |
| Cash dividends | $175,000 | 5,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $335,000 | 6,803 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,252,000 | 8,170 |
| Total interest expense | $1,104,000 | 7,998 |
| Net interest income | $1,148,000 | 8,193 |
| Provision for loan and lease losses | $75,000 | 5,850 |
| Total noninterest income | $199,000 | 7,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 6,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,155 |
| Total noninterest expense | $813,000 | 8,541 |
| Salaries and employee benefits | $432,000 | 8,589 |
| Premises and equipment expense | $135,000 | 7,833 |
| Additional noninterest expense | $246,000 | 8,372 |
| Pre-tax net operating income | $459,000 | 7,201 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $168,000 | 5,734 |
| Income before extraordinary items | $292,000 | 7,525 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $292,000 | 7,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,816 |
| Cash dividends | $250,000 | 4,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $291,360 | 7,533 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,156,000 | 8,320 |
| Total interest expense | $963,000 | 8,270 |
| Net interest income | $1,193,000 | 8,203 |
| Provision for loan and lease losses | $126,000 | 4,643 |
| Total noninterest income | $184,000 | 7,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 6,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,287 |
| Total noninterest expense | $830,000 | 8,643 |
| Salaries and employee benefits | $447,000 | 8,638 |
| Premises and equipment expense | $112,000 | 8,385 |
| Additional noninterest expense | $271,000 | 8,375 |
| Pre-tax net operating income | $421,000 | 7,489 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $154,000 | 6,229 |
| Income before extraordinary items | $267,000 | 7,816 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $267,000 | 7,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $100,000 | 6,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $267,000 | 7,790 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,962,000 | 8,725 |
| Total interest expense | $928,000 | 8,619 |
| Net interest income | $1,034,000 | 8,719 |
| Provision for loan and lease losses | $22,000 | 7,668 |
| Total noninterest income | $172,000 | 7,926 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 6,563 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 7,910 |
| Total noninterest expense | $745,000 | 8,957 |
| Salaries and employee benefits | $403,000 | 8,948 |
| Premises and equipment expense | $115,000 | 8,378 |
| Additional noninterest expense | $227,000 | 8,823 |
| Pre-tax net operating income | $439,000 | 7,678 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $149,000 | 6,849 |
| Income before extraordinary items | $290,000 | 7,971 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $290,000 | 7,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,401 |
| Cash dividends | $350,000 | 4,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $290,000 | 7,881 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,914,000 | 9,119 |
| Total interest expense | $932,000 | 8,871 |
| Net interest income | $982,000 | 9,228 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $149,000 | 8,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 7,134 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 8,605 |
| Total noninterest expense | $696,000 | 9,408 |
| Salaries and employee benefits | $329,000 | 9,744 |
| Premises and equipment expense | $112,000 | 8,682 |
| Additional noninterest expense | $255,000 | 8,788 |
| Pre-tax net operating income | $435,000 | 8,259 |
| Securities gains (losses) | $16,000 | 2,045 |
| Applicable income taxes | $167,000 | 7,362 |
| Income before extraordinary items | $284,000 | 8,501 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $284,000 | 8,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $250,000 | 4,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $273,760 | 8,532 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,799,000 | 9,654 |
| Total interest expense | $812,000 | 9,604 |
| Net interest income | $987,000 | 9,587 |
| Provision for loan and lease losses | $54,000 | 6,461 |
| Total noninterest income | $136,000 | 9,243 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 7,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 9,653 |
| Total noninterest expense | $780,000 | 9,510 |
| Salaries and employee benefits | $374,000 | 9,787 |
| Premises and equipment expense | $126,000 | 8,634 |
| Additional noninterest expense | $280,000 | 9,080 |
| Pre-tax net operating income | $289,000 | 9,207 |
| Securities gains (losses) | $-15,000 | 10,479 |
| Applicable income taxes | $62,000 | 9,472 |
| Income before extraordinary items | $212,000 | 9,184 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $212,000 | 9,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,621 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $223,550 | 9,016 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,700,000 | 10,177 |
| Total interest expense | $800,000 | 9,942 |
| Net interest income | $900,000 | 10,241 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $135,000 | 9,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 7,690 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,206 |
| Total noninterest expense | $739,000 | 10,037 |
| Salaries and employee benefits | $344,000 | 10,380 |
| Premises and equipment expense | $141,000 | 8,499 |
| Additional noninterest expense | $253,000 | 9,788 |
| Pre-tax net operating income | $273,000 | 9,955 |
| Securities gains (losses) | $25,000 | 1,741 |
| Applicable income taxes | $73,000 | 9,728 |
| Income before extraordinary items | $225,000 | 9,660 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $225,000 | 9,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,018 |
| Cash dividends | $230,000 | 5,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $206,000 | 9,839 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,527,000 | 10,690 |
| Total interest expense | $635,000 | 10,428 |
| Net interest income | $892,000 | 10,748 |
| Provision for loan and lease losses | $5,000 | 8,812 |
| Total noninterest income | $131,000 | 10,093 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 7,891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 11,244 |
| Total noninterest expense | $696,000 | 10,719 |
| Salaries and employee benefits | $345,000 | 10,788 |
| Premises and equipment expense | $126,000 | 9,218 |
| Additional noninterest expense | $225,000 | 10,833 |
| Pre-tax net operating income | $322,000 | 9,971 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $98,000 | 9,409 |
| Income before extraordinary items | $228,000 | 9,944 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $228,000 | 9,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $560,000 | 2,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $225,200 | 10,044 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,557,000 | 11,099 |
| Total interest expense | $661,000 | 10,819 |
| Net interest income | $896,000 | 11,178 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $109,000 | 11,107 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 8,693 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,117 |
| Total noninterest expense | $642,000 | 11,424 |
| Salaries and employee benefits | $291,000 | 11,757 |
| Premises and equipment expense | $101,000 | 10,412 |
| Additional noninterest expense | $250,000 | 11,087 |
| Pre-tax net operating income | $363,000 | 9,704 |
| Securities gains (losses) | $95,000 | 2,571 |
| Applicable income taxes | $134,000 | 9,002 |
| Income before extraordinary items | $324,000 | 9,192 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $324,000 | 9,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $355,000 | 3,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $256,550 | 9,713 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,694,000 | 11,529 |
| Total interest expense | $900,000 | 10,877 |
| Net interest income | $794,000 | 11,927 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $118,000 | 11,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 8,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 12,236 |
| Total noninterest expense | $594,000 | 12,095 |
| Salaries and employee benefits | $264,000 | 12,449 |
| Premises and equipment expense | $92,000 | 11,034 |
| Additional noninterest expense | $238,000 | 11,701 |
| Pre-tax net operating income | $318,000 | 9,959 |
| Securities gains (losses) | $116,000 | 2,773 |
| Applicable income taxes | $128,000 | 9,159 |
| Income before extraordinary items | $306,000 | 9,233 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $306,000 | 9,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 9,104 |
| Cash dividends | $207,000 | 4,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $223,640 | 9,925 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.