Home > Oakland Deposit Bank > Income and Expense
Oakland Deposit Bank, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,538,000 | 5,191 |
| Total interest expense | $1,404,000 | 3,838 |
| Net interest income | $1,134,000 | 6,100 |
| Provision for loan and lease losses | $3,255,000 | 1,028 |
| Total noninterest income | $162,000 | 5,586 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $272,000 | 2,697 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-110,000 | 7,974 |
| Total noninterest expense | $2,267,000 | 4,007 |
| Salaries and employee benefits | $923,000 | 4,676 |
| Premises and equipment expense | $262,000 | 4,330 |
| Additional noninterest expense | $1,082,000 | 3,087 |
| Pre-tax net operating income | $-4,226,000 | 7,684 |
| Securities gains (losses) | $10,000 | 2,574 |
| Applicable income taxes | $-1,899,000 | 7,887 |
| Income before extraordinary items | $-2,317,000 | 7,539 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,317,000 | 7,538 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,317,000 | 7,538 |
| Net charge-offs | $3,962,000 | 685 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,323,400 | 7,551 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,303,000 | 5,167 |
| Total interest expense | $722,000 | 3,858 |
| Net interest income | $581,000 | 6,051 |
| Provision for loan and lease losses | $2,402,000 | 657 |
| Total noninterest income | $114,000 | 4,969 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $134,000 | 2,678 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-20,000 | 8,037 |
| Total noninterest expense | $1,426,000 | 3,275 |
| Salaries and employee benefits | $515,000 | 4,369 |
| Premises and equipment expense | $128,000 | 4,454 |
| Additional noninterest expense | $783,000 | 2,025 |
| Pre-tax net operating income | $-3,133,000 | 7,952 |
| Securities gains (losses) | $10,000 | 1,902 |
| Applicable income taxes | $-1,472,000 | 8,054 |
| Income before extraordinary items | $-1,651,000 | 7,852 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,651,000 | 7,853 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,651,000 | 7,853 |
| Net charge-offs | $3,117,000 | 441 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,657,400 | 7,846 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $35,000 | 8,296 |
| Total interest expense | $74,000 | 8,215 |
| Net interest income | $-39,000 | 8,302 |
| Provision for loan and lease losses | $45,000 | 6,657 |
| Total noninterest income | $47,000 | 7,757 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,000 | 7,298 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $46,000 | 6,829 |
| Total noninterest expense | $159,000 | 8,278 |
| Salaries and employee benefits | $78,000 | 8,267 |
| Premises and equipment expense | $55,000 | 8,006 |
| Additional noninterest expense | $26,000 | 8,290 |
| Pre-tax net operating income | $-196,000 | 6,550 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-75,000 | 7,023 |
| Income before extraordinary items | $-121,000 | 6,385 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-121,000 | 6,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,747,000 | 1,063 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $4,000,000 | 241 |
| Net operating income | $-121,000 | 6,534 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,501,000 | 3,973 |
| Total interest expense | $2,574,000 | 3,996 |
| Net interest income | $3,927,000 | 3,844 |
| Provision for loan and lease losses | $8,929,000 | 439 |
| Total noninterest income | $660,000 | 3,762 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $153,000 | 4,787 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $507,000 | 2,789 |
| Total noninterest expense | $3,332,000 | 3,903 |
| Salaries and employee benefits | $2,072,000 | 3,504 |
| Premises and equipment expense | $426,000 | 4,107 |
| Additional noninterest expense | $834,000 | 4,442 |
| Pre-tax net operating income | $-7,674,000 | 8,197 |
| Securities gains (losses) | $28,000 | 1,801 |
| Applicable income taxes | $-696,000 | 7,957 |
| Income before extraordinary items | $-6,950,000 | 8,180 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-6,950,000 | 8,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,378,000 | 341 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-6,975,480 | 8,207 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,430,000 | 3,958 |
| Total interest expense | $1,790,000 | 4,023 |
| Net interest income | $2,640,000 | 3,832 |
| Provision for loan and lease losses | $270,000 | 2,708 |
| Total noninterest income | $552,000 | 3,303 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $103,000 | 4,787 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $449,000 | 2,409 |
| Total noninterest expense | $2,378,000 | 3,733 |
| Salaries and employee benefits | $1,380,000 | 3,551 |
| Premises and equipment expense | $279,000 | 4,179 |
| Additional noninterest expense | $719,000 | 3,644 |
| Pre-tax net operating income | $544,000 | 4,228 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $176,000 | 2,836 |
| Income before extraordinary items | $368,000 | 4,639 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $368,000 | 4,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,168 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $368,000 | 4,577 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,289,000 | 3,952 |
| Total interest expense | $955,000 | 4,013 |
| Net interest income | $1,334,000 | 3,797 |
| Provision for loan and lease losses | $135,000 | 2,308 |
| Total noninterest income | $317,000 | 3,016 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $50,000 | 4,810 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $267,000 | 2,115 |
| Total noninterest expense | $1,208,000 | 3,678 |
| Salaries and employee benefits | $684,000 | 3,612 |
| Premises and equipment expense | $132,000 | 4,369 |
| Additional noninterest expense | $392,000 | 3,375 |
| Pre-tax net operating income | $308,000 | 4,089 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $99,000 | 2,817 |
| Income before extraordinary items | $209,000 | 4,565 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $209,000 | 4,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,711 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $209,000 | 4,469 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,715,000 | 4,134 |
| Total interest expense | $3,625,000 | 4,254 |
| Net interest income | $5,090,000 | 3,944 |
| Provision for loan and lease losses | $490,000 | 2,358 |
| Total noninterest income | $1,374,000 | 2,860 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $667,000 | 2,460 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $707,000 | 2,743 |
| Total noninterest expense | $4,692,000 | 3,628 |
| Salaries and employee benefits | $2,698,000 | 3,513 |
| Premises and equipment expense | $525,000 | 4,218 |
| Additional noninterest expense | $1,469,000 | 3,479 |
| Pre-tax net operating income | $1,282,000 | 4,221 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $444,000 | 2,887 |
| Income before extraordinary items | $838,000 | 4,682 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $838,000 | 4,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $431,000 | 1,862 |
| Cash dividends | $39,000 | 5,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $838,000 | 4,676 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,477,000 | 4,174 |
| Total interest expense | $2,666,000 | 4,313 |
| Net interest income | $3,811,000 | 3,959 |
| Provision for loan and lease losses | $355,000 | 2,062 |
| Total noninterest income | $1,009,000 | 2,903 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $485,000 | 2,499 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $524,000 | 2,770 |
| Total noninterest expense | $3,438,000 | 3,679 |
| Salaries and employee benefits | $2,044,000 | 3,466 |
| Premises and equipment expense | $390,000 | 4,249 |
| Additional noninterest expense | $1,004,000 | 3,681 |
| Pre-tax net operating income | $1,027,000 | 4,291 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $352,000 | 2,971 |
| Income before extraordinary items | $675,000 | 4,755 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $675,000 | 4,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $376,000 | 1,314 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $675,000 | 4,744 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,307,000 | 4,203 |
| Total interest expense | $1,729,000 | 4,389 |
| Net interest income | $2,578,000 | 3,936 |
| Provision for loan and lease losses | $210,000 | 2,072 |
| Total noninterest income | $680,000 | 2,890 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $312,000 | 2,574 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $368,000 | 2,689 |
| Total noninterest expense | $2,278,000 | 3,729 |
| Salaries and employee benefits | $1,333,000 | 3,565 |
| Premises and equipment expense | $253,000 | 4,346 |
| Additional noninterest expense | $692,000 | 3,593 |
| Pre-tax net operating income | $770,000 | 4,102 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $267,000 | 2,885 |
| Income before extraordinary items | $503,000 | 4,530 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $503,000 | 4,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 1,626 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $503,000 | 4,525 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,118,000 | 4,227 |
| Total interest expense | $833,000 | 4,464 |
| Net interest income | $1,285,000 | 3,943 |
| Provision for loan and lease losses | $105,000 | 1,929 |
| Total noninterest income | $309,000 | 3,052 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $142,000 | 2,708 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $167,000 | 2,832 |
| Total noninterest expense | $1,140,000 | 3,720 |
| Salaries and employee benefits | $659,000 | 3,619 |
| Premises and equipment expense | $128,000 | 4,318 |
| Additional noninterest expense | $353,000 | 3,510 |
| Pre-tax net operating income | $349,000 | 4,322 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $120,000 | 3,028 |
| Income before extraordinary items | $229,000 | 4,755 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $229,000 | 4,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 941 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $229,000 | 4,734 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,498,000 | 4,365 |
| Total interest expense | $2,670,000 | 4,639 |
| Net interest income | $4,828,000 | 4,112 |
| Provision for loan and lease losses | $336,000 | 2,585 |
| Total noninterest income | $1,351,000 | 2,899 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $435,000 | 3,364 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $916,000 | 2,359 |
| Total noninterest expense | $4,585,000 | 3,584 |
| Salaries and employee benefits | $2,505,000 | 3,605 |
| Premises and equipment expense | $540,000 | 4,051 |
| Additional noninterest expense | $1,540,000 | 3,229 |
| Pre-tax net operating income | $1,258,000 | 4,689 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $454,000 | 3,281 |
| Income before extraordinary items | $804,000 | 5,197 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $804,000 | 5,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,149 |
| Cash dividends | $36,000 | 5,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $804,000 | 5,193 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,462,000 | 4,438 |
| Total interest expense | $1,895,000 | 4,709 |
| Net interest income | $3,567,000 | 4,184 |
| Provision for loan and lease losses | $252,000 | 2,436 |
| Total noninterest income | $1,018,000 | 2,896 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $320,000 | 3,425 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $698,000 | 2,327 |
| Total noninterest expense | $3,154,000 | 3,831 |
| Salaries and employee benefits | $1,845,000 | 3,655 |
| Premises and equipment expense | $395,000 | 4,140 |
| Additional noninterest expense | $914,000 | 3,874 |
| Pre-tax net operating income | $1,179,000 | 4,341 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $421,000 | 3,101 |
| Income before extraordinary items | $758,000 | 4,824 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $758,000 | 4,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 1,609 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $758,000 | 4,818 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,543,000 | 4,474 |
| Total interest expense | $1,197,000 | 4,723 |
| Net interest income | $2,346,000 | 4,236 |
| Provision for loan and lease losses | $168,000 | 2,424 |
| Total noninterest income | $684,000 | 2,865 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $203,000 | 3,505 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $481,000 | 2,272 |
| Total noninterest expense | $2,108,000 | 3,836 |
| Salaries and employee benefits | $1,222,000 | 3,694 |
| Premises and equipment expense | $266,000 | 4,118 |
| Additional noninterest expense | $620,000 | 3,814 |
| Pre-tax net operating income | $754,000 | 4,457 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $281,000 | 3,141 |
| Income before extraordinary items | $473,000 | 5,020 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $473,000 | 5,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,960 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $473,000 | 5,007 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,721,000 | 4,505 |
| Total interest expense | $572,000 | 4,715 |
| Net interest income | $1,149,000 | 4,287 |
| Provision for loan and lease losses | $84,000 | 2,291 |
| Total noninterest income | $336,000 | 2,862 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $96,000 | 3,560 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $240,000 | 2,242 |
| Total noninterest expense | $1,064,000 | 3,820 |
| Salaries and employee benefits | $613,000 | 3,700 |
| Premises and equipment expense | $137,000 | 4,043 |
| Additional noninterest expense | $314,000 | 3,772 |
| Pre-tax net operating income | $337,000 | 4,678 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $130,000 | 3,234 |
| Income before extraordinary items | $207,000 | 5,282 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $207,000 | 5,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 1,896 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $207,000 | 5,281 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,827,000 | 4,684 |
| Total interest expense | $1,652,000 | 4,985 |
| Net interest income | $4,175,000 | 4,486 |
| Provision for loan and lease losses | $315,000 | 2,721 |
| Total noninterest income | $1,208,000 | 3,132 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $403,000 | 3,539 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $805,000 | 2,528 |
| Total noninterest expense | $4,171,000 | 3,745 |
| Salaries and employee benefits | $2,375,000 | 3,629 |
| Premises and equipment expense | $711,000 | 3,185 |
| Additional noninterest expense | $1,085,000 | 4,147 |
| Pre-tax net operating income | $897,000 | 5,643 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $328,000 | 4,012 |
| Income before extraordinary items | $569,000 | 6,113 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $569,000 | 6,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 1,613 |
| Cash dividends | $21,000 | 5,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $569,000 | 6,087 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,210,000 | 4,763 |
| Total interest expense | $1,161,000 | 5,030 |
| Net interest income | $3,049,000 | 4,590 |
| Provision for loan and lease losses | $235,000 | 2,646 |
| Total noninterest income | $919,000 | 3,098 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $301,000 | 3,546 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $618,000 | 2,511 |
| Total noninterest expense | $3,045,000 | 3,799 |
| Salaries and employee benefits | $1,793,000 | 3,581 |
| Premises and equipment expense | $523,000 | 3,230 |
| Additional noninterest expense | $729,000 | 4,502 |
| Pre-tax net operating income | $688,000 | 5,679 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $246,000 | 4,113 |
| Income before extraordinary items | $442,000 | 6,160 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $442,000 | 6,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 1,342 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $442,000 | 6,127 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,694,000 | 4,828 |
| Total interest expense | $714,000 | 5,087 |
| Net interest income | $1,980,000 | 4,654 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $624,000 | 3,006 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $192,000 | 3,588 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $432,000 | 2,410 |
| Total noninterest expense | $1,965,000 | 3,861 |
| Salaries and employee benefits | $1,194,000 | 3,573 |
| Premises and equipment expense | $360,000 | 3,116 |
| Additional noninterest expense | $411,000 | 4,998 |
| Pre-tax net operating income | $519,000 | 5,390 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $182,000 | 3,953 |
| Income before extraordinary items | $337,000 | 5,879 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $337,000 | 5,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 1,332 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $337,000 | 5,829 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,310,000 | 4,899 |
| Total interest expense | $335,000 | 5,169 |
| Net interest income | $975,000 | 4,699 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $288,000 | 3,146 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $83,000 | 3,846 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $205,000 | 2,446 |
| Total noninterest expense | $959,000 | 3,967 |
| Salaries and employee benefits | $597,000 | 3,583 |
| Premises and equipment expense | $180,000 | 3,146 |
| Additional noninterest expense | $182,000 | 5,390 |
| Pre-tax net operating income | $244,000 | 5,497 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $71,000 | 4,271 |
| Income before extraordinary items | $173,000 | 5,767 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $173,000 | 5,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 1,455 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $173,000 | 5,734 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,566,000 | 5,128 |
| Total interest expense | $1,208,000 | 5,093 |
| Net interest income | $3,358,000 | 5,045 |
| Provision for loan and lease losses | $241,000 | 3,310 |
| Total noninterest income | $1,180,000 | 3,166 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $459,000 | 3,329 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $721,000 | 2,671 |
| Total noninterest expense | $3,737,000 | 3,954 |
| Salaries and employee benefits | $2,201,000 | 3,694 |
| Premises and equipment expense | $686,000 | 3,179 |
| Additional noninterest expense | $850,000 | 4,895 |
| Pre-tax net operating income | $560,000 | 6,517 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $160,000 | 5,024 |
| Income before extraordinary items | $400,000 | 6,776 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $400,000 | 6,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,253 |
| Cash dividends | $20,000 | 6,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $400,000 | 6,709 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,322,000 | 5,210 |
| Total interest expense | $887,000 | 5,126 |
| Net interest income | $2,435,000 | 5,142 |
| Provision for loan and lease losses | $180,000 | 3,152 |
| Total noninterest income | $883,000 | 3,181 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $350,000 | 3,310 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $533,000 | 2,690 |
| Total noninterest expense | $2,695,000 | 4,063 |
| Salaries and employee benefits | $1,636,000 | 3,701 |
| Premises and equipment expense | $505,000 | 3,230 |
| Additional noninterest expense | $554,000 | 5,318 |
| Pre-tax net operating income | $443,000 | 6,568 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $136,000 | 4,971 |
| Income before extraordinary items | $307,000 | 6,847 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $307,000 | 6,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 3,231 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $307,000 | 6,776 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,164,000 | 5,297 |
| Total interest expense | $595,000 | 5,125 |
| Net interest income | $1,569,000 | 5,269 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $630,000 | 3,062 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $229,000 | 3,336 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $401,000 | 2,507 |
| Total noninterest expense | $1,757,000 | 4,155 |
| Salaries and employee benefits | $1,075,000 | 3,765 |
| Premises and equipment expense | $328,000 | 3,302 |
| Additional noninterest expense | $354,000 | 5,483 |
| Pre-tax net operating income | $322,000 | 6,362 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $96,000 | 4,898 |
| Income before extraordinary items | $226,000 | 6,664 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $226,000 | 6,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 2,487 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $226,000 | 6,578 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,084,000 | 5,320 |
| Total interest expense | $318,000 | 4,996 |
| Net interest income | $766,000 | 5,355 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $344,000 | 2,817 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $116,000 | 3,225 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $228,000 | 2,268 |
| Total noninterest expense | $908,000 | 4,064 |
| Salaries and employee benefits | $545,000 | 3,750 |
| Premises and equipment expense | $169,000 | 3,259 |
| Additional noninterest expense | $194,000 | 5,186 |
| Pre-tax net operating income | $142,000 | 6,549 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $142,000 | 6,134 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $142,000 | 6,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,075 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $142,000 | 6,021 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,375,000 | 5,341 |
| Total interest expense | $1,478,000 | 4,912 |
| Net interest income | $2,897,000 | 5,423 |
| Provision for loan and lease losses | $240,000 | 3,615 |
| Total noninterest income | $1,264,000 | 3,185 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $416,000 | 3,561 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $848,000 | 2,642 |
| Total noninterest expense | $3,479,000 | 4,140 |
| Salaries and employee benefits | $2,113,000 | 3,754 |
| Premises and equipment expense | $624,000 | 3,413 |
| Additional noninterest expense | $742,000 | 5,310 |
| Pre-tax net operating income | $442,000 | 6,873 |
| Securities gains (losses) | $7,000 | 3,771 |
| Applicable income taxes | $122,000 | 5,513 |
| Income before extraordinary items | $327,000 | 7,150 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $327,000 | 7,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,698 |
| Cash dividends | $18,000 | 6,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $321,890 | 7,031 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,287,000 | 5,397 |
| Total interest expense | $1,146,000 | 4,946 |
| Net interest income | $2,141,000 | 5,493 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $989,000 | 3,164 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $307,000 | 3,615 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $682,000 | 2,610 |
| Total noninterest expense | $2,512,000 | 4,254 |
| Salaries and employee benefits | $1,573,000 | 3,766 |
| Premises and equipment expense | $466,000 | 3,415 |
| Additional noninterest expense | $473,000 | 5,813 |
| Pre-tax net operating income | $438,000 | 6,555 |
| Securities gains (losses) | $7,000 | 3,479 |
| Applicable income taxes | $101,000 | 5,555 |
| Income before extraordinary items | $344,000 | 6,685 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $344,000 | 6,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,154 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $338,610 | 6,551 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,214,000 | 5,400 |
| Total interest expense | $799,000 | 4,930 |
| Net interest income | $1,415,000 | 5,516 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $651,000 | 3,165 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $203,000 | 3,591 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $448,000 | 2,616 |
| Total noninterest expense | $1,675,000 | 4,255 |
| Salaries and employee benefits | $1,057,000 | 3,743 |
| Premises and equipment expense | $313,000 | 3,367 |
| Additional noninterest expense | $305,000 | 5,932 |
| Pre-tax net operating income | $271,000 | 6,695 |
| Securities gains (losses) | $7,000 | 3,077 |
| Applicable income taxes | $70,000 | 5,557 |
| Income before extraordinary items | $208,000 | 6,897 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $208,000 | 6,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 1,717 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $202,750 | 6,754 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,111,000 | 5,398 |
| Total interest expense | $420,000 | 4,889 |
| Net interest income | $691,000 | 5,587 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $285,000 | 3,370 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $93,000 | 3,718 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $192,000 | 2,784 |
| Total noninterest expense | $826,000 | 4,264 |
| Salaries and employee benefits | $516,000 | 3,810 |
| Premises and equipment expense | $158,000 | 3,343 |
| Additional noninterest expense | $152,000 | 5,884 |
| Pre-tax net operating income | $90,000 | 7,351 |
| Securities gains (losses) | $6,000 | 2,344 |
| Applicable income taxes | $13,000 | 6,407 |
| Income before extraordinary items | $83,000 | 7,225 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $83,000 | 7,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,279 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $77,840 | 7,200 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,024,000 | 5,153 |
| Total interest expense | $2,049,000 | 4,716 |
| Net interest income | $2,975,000 | 5,310 |
| Provision for loan and lease losses | $782,000 | 1,673 |
| Total noninterest income | $1,777,000 | 2,341 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $392,000 | 3,577 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,385,000 | 1,751 |
| Total noninterest expense | $3,463,000 | 4,002 |
| Salaries and employee benefits | $2,092,000 | 3,598 |
| Premises and equipment expense | $622,000 | 3,308 |
| Additional noninterest expense | $749,000 | 5,164 |
| Pre-tax net operating income | $507,000 | 6,740 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $134,000 | 5,655 |
| Income before extraordinary items | $373,000 | 6,968 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $373,000 | 6,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,007,000 | 966 |
| Cash dividends | $18,000 | 6,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $373,000 | 6,842 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,311,000 | 4,779 |
| Total interest expense | $3,503,000 | 4,203 |
| Net interest income | $2,808,000 | 5,309 |
| Provision for loan and lease losses | $1,025,000 | 1,215 |
| Total noninterest income | $1,770,000 | 2,222 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $340,000 | 3,842 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,430,000 | 1,589 |
| Total noninterest expense | $3,115,000 | 4,211 |
| Salaries and employee benefits | $1,906,000 | 3,734 |
| Premises and equipment expense | $387,000 | 4,696 |
| Additional noninterest expense | $822,000 | 4,703 |
| Pre-tax net operating income | $438,000 | 6,801 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $102,000 | 5,984 |
| Income before extraordinary items | $336,000 | 6,913 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $336,000 | 6,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $468,000 | 1,633 |
| Cash dividends | $14,000 | 6,490 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 811 |
| Net operating income | $336,000 | 6,796 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,085,000 | 5,030 |
| Total interest expense | $3,035,000 | 4,877 |
| Net interest income | $3,050,000 | 5,096 |
| Provision for loan and lease losses | $216,000 | 3,567 |
| Total noninterest income | $1,197,000 | 2,765 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $318,000 | 3,887 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $879,000 | 2,021 |
| Total noninterest expense | $2,504,000 | 4,848 |
| Salaries and employee benefits | $1,549,000 | 4,250 |
| Premises and equipment expense | $303,000 | 5,387 |
| Additional noninterest expense | $652,000 | 5,456 |
| Pre-tax net operating income | $1,527,000 | 4,025 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $521,000 | 3,400 |
| Income before extraordinary items | $1,005,000 | 4,375 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,005,000 | 4,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,757 |
| Cash dividends | $73,000 | 6,218 |
| Sale, conversion, retirement of capital stock, net | $147,000 | 671 |
| Net operating income | $1,005,660 | 4,373 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,779,000 | 5,727 |
| Total interest expense | $2,301,000 | 5,485 |
| Net interest income | $2,478,000 | 5,827 |
| Provision for loan and lease losses | $187,000 | 3,709 |
| Total noninterest income | $906,000 | 3,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $270,000 | 4,290 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $636,000 | 2,536 |
| Total noninterest expense | $2,204,000 | 5,321 |
| Salaries and employee benefits | $1,335,000 | 4,775 |
| Premises and equipment expense | $301,000 | 5,454 |
| Additional noninterest expense | $568,000 | 6,032 |
| Pre-tax net operating income | $993,000 | 5,331 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $322,000 | 4,653 |
| Income before extraordinary items | $671,000 | 5,589 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $671,000 | 5,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,880 |
| Cash dividends | $88,000 | 6,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $671,000 | 5,551 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,883,000 | 6,575 |
| Total interest expense | $1,899,000 | 6,351 |
| Net interest income | $1,984,000 | 6,701 |
| Provision for loan and lease losses | $129,000 | 4,493 |
| Total noninterest income | $769,000 | 3,729 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $558,000 | 2,784 |
| Total noninterest expense | $1,872,000 | 5,841 |
| Salaries and employee benefits | $1,104,000 | 5,387 |
| Premises and equipment expense | $261,000 | 5,819 |
| Additional noninterest expense | $507,000 | 6,377 |
| Pre-tax net operating income | $752,000 | 6,285 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $233,000 | 5,798 |
| Income before extraordinary items | $519,000 | 6,491 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $519,000 | 6,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,256 |
| Cash dividends | $83,000 | 6,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $519,000 | 6,379 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,401,000 | 7,291 |
| Total interest expense | $1,644,000 | 7,016 |
| Net interest income | $1,757,000 | 7,416 |
| Provision for loan and lease losses | $108,000 | 5,007 |
| Total noninterest income | $446,000 | 5,357 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 5,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $276,000 | 4,114 |
| Total noninterest expense | $1,469,000 | 6,869 |
| Salaries and employee benefits | $908,000 | 6,244 |
| Premises and equipment expense | $194,000 | 6,955 |
| Additional noninterest expense | $367,000 | 7,648 |
| Pre-tax net operating income | $626,000 | 7,306 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $195,000 | 6,948 |
| Income before extraordinary items | $431,000 | 7,427 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $431,000 | 7,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,192 |
| Cash dividends | $68,000 | 6,947 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 823 |
| Net operating income | $431,000 | 7,384 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,090,000 | 7,888 |
| Total interest expense | $1,449,000 | 7,694 |
| Net interest income | $1,641,000 | 7,926 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $300,000 | 6,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 6,206 |
| Total noninterest expense | $1,295,000 | 7,674 |
| Salaries and employee benefits | $759,000 | 7,210 |
| Premises and equipment expense | $184,000 | 7,341 |
| Additional noninterest expense | $352,000 | 8,339 |
| Pre-tax net operating income | $526,000 | 7,792 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $165,000 | 7,653 |
| Income before extraordinary items | $361,000 | 7,920 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $361,000 | 7,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,617 |
| Cash dividends | $68,000 | 7,249 |
| Sale, conversion, retirement of capital stock, net | $-94,000 | 11,350 |
| Net operating income | $361,000 | 7,858 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,603,000 | 8,796 |
| Total interest expense | $1,233,000 | 8,481 |
| Net interest income | $1,370,000 | 8,872 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $310,000 | 6,969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 6,088 |
| Total noninterest expense | $1,149,000 | 8,393 |
| Salaries and employee benefits | $681,000 | 7,848 |
| Premises and equipment expense | $141,000 | 8,499 |
| Additional noninterest expense | $327,000 | 8,956 |
| Pre-tax net operating income | $411,000 | 8,995 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $116,000 | 8,861 |
| Income before extraordinary items | $295,000 | 8,990 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $295,000 | 8,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,566 |
| Cash dividends | $28,000 | 8,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $295,000 | 8,954 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,184,000 | 9,456 |
| Total interest expense | $884,000 | 9,202 |
| Net interest income | $1,300,000 | 9,461 |
| Provision for loan and lease losses | $158,000 | 3,509 |
| Total noninterest income | $311,000 | 7,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 7,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 5,782 |
| Total noninterest expense | $1,083,000 | 9,040 |
| Salaries and employee benefits | $618,000 | 8,496 |
| Premises and equipment expense | $135,000 | 8,947 |
| Additional noninterest expense | $330,000 | 9,596 |
| Pre-tax net operating income | $370,000 | 9,573 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $85,000 | 9,683 |
| Income before extraordinary items | $285,000 | 9,309 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $285,000 | 9,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,777 |
| Cash dividends | $28,000 | 8,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $285,000 | 9,370 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,003,000 | 10,169 |
| Total interest expense | $792,000 | 10,086 |
| Net interest income | $1,211,000 | 10,037 |
| Provision for loan and lease losses | $150,000 | 4,621 |
| Total noninterest income | $238,000 | 8,569 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 7,788 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 7,420 |
| Total noninterest expense | $976,000 | 9,839 |
| Salaries and employee benefits | $548,000 | 9,240 |
| Premises and equipment expense | $108,000 | 10,198 |
| Additional noninterest expense | $320,000 | 10,194 |
| Pre-tax net operating income | $323,000 | 10,035 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $88,000 | 10,034 |
| Income before extraordinary items | $235,000 | 10,222 |
| Extraordinary gains, net | $49,000 | 2,196 |
| Net income | $284,000 | 9,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 3,569 |
| Cash dividends | $27,000 | 8,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $235,000 | 9,976 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,973,000 | 10,947 |
| Total interest expense | $834,000 | 11,176 |
| Net interest income | $1,139,000 | 10,556 |
| Provision for loan and lease losses | $265,000 | 4,453 |
| Total noninterest income | $282,000 | 7,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 7,823 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 6,481 |
| Total noninterest expense | $861,000 | 10,702 |
| Salaries and employee benefits | $486,000 | 9,912 |
| Premises and equipment expense | $86,000 | 11,263 |
| Additional noninterest expense | $289,000 | 10,986 |
| Pre-tax net operating income | $295,000 | 10,184 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $74,000 | 10,606 |
| Income before extraordinary items | $221,000 | 10,307 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $221,000 | 10,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 3,633 |
| Cash dividends | $22,000 | 8,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $221,000 | 9,962 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.