Home > Oakland Commerce Bank > Income and Expense
Oakland Commerce Bank, Income and Expense
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,512,000 | 5,180 |
| Total interest expense | $2,779,000 | 4,474 |
| Net interest income | $2,733,000 | 5,672 |
| Provision for loan and lease losses | $5,745,000 | 912 |
| Total noninterest income | $262,000 | 6,054 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $142,000 | 5,412 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $120,000 | 5,677 |
| Total noninterest expense | $3,637,000 | 4,518 |
| Salaries and employee benefits | $1,727,000 | 4,917 |
| Premises and equipment expense | $308,000 | 5,735 |
| Additional noninterest expense | $1,602,000 | 3,454 |
| Pre-tax net operating income | $-6,387,000 | 7,876 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-2,160,000 | 7,934 |
| Income before extraordinary items | $-4,227,000 | 7,758 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,227,000 | 7,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,904,000 | 1,025 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-4,227,000 | 7,819 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,314,000 | 5,137 |
| Total interest expense | $2,169,000 | 4,475 |
| Net interest income | $2,145,000 | 5,587 |
| Provision for loan and lease losses | $5,745,000 | 592 |
| Total noninterest income | $188,000 | 6,230 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $108,000 | 5,433 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $80,000 | 5,953 |
| Total noninterest expense | $2,619,000 | 4,635 |
| Salaries and employee benefits | $1,231,000 | 5,083 |
| Premises and equipment expense | $216,000 | 5,909 |
| Additional noninterest expense | $1,172,000 | 3,447 |
| Pre-tax net operating income | $-6,031,000 | 8,159 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-2,040,000 | 8,185 |
| Income before extraordinary items | $-3,991,000 | 8,085 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-3,991,000 | 8,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,506,000 | 722 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,991,000 | 8,135 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,036,000 | 5,040 |
| Total interest expense | $1,536,000 | 4,446 |
| Net interest income | $1,500,000 | 5,476 |
| Provision for loan and lease losses | $548,000 | 1,817 |
| Total noninterest income | $102,000 | 6,621 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $76,000 | 5,344 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $26,000 | 6,950 |
| Total noninterest expense | $1,788,000 | 4,588 |
| Salaries and employee benefits | $824,000 | 5,126 |
| Premises and equipment expense | $148,000 | 5,864 |
| Additional noninterest expense | $816,000 | 3,308 |
| Pre-tax net operating income | $-734,000 | 7,760 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-241,000 | 8,022 |
| Income before extraordinary items | $-493,000 | 7,686 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-493,000 | 7,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $546,000 | 1,242 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-493,000 | 7,664 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,587,000 | 4,988 |
| Total interest expense | $841,000 | 4,375 |
| Net interest income | $746,000 | 5,497 |
| Provision for loan and lease losses | $275,000 | 1,490 |
| Total noninterest income | $80,000 | 5,866 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $38,000 | 5,321 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $42,000 | 5,361 |
| Total noninterest expense | $857,000 | 4,732 |
| Salaries and employee benefits | $370,000 | 5,475 |
| Premises and equipment expense | $78,000 | 5,785 |
| Additional noninterest expense | $409,000 | 3,251 |
| Pre-tax net operating income | $-306,000 | 7,918 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-98,000 | 8,135 |
| Income before extraordinary items | $-208,000 | 7,849 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-208,000 | 7,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 947 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-208,000 | 7,819 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,867,000 | 4,078 |
| Total interest expense | $4,348,000 | 3,802 |
| Net interest income | $4,519,000 | 4,282 |
| Provision for loan and lease losses | $2,904,000 | 639 |
| Total noninterest income | $421,000 | 5,391 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $204,000 | 4,879 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $217,000 | 4,895 |
| Total noninterest expense | $3,440,000 | 4,584 |
| Salaries and employee benefits | $1,726,000 | 4,887 |
| Premises and equipment expense | $224,000 | 6,496 |
| Additional noninterest expense | $1,490,000 | 3,433 |
| Pre-tax net operating income | $-1,404,000 | 8,168 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-480,000 | 8,307 |
| Income before extraordinary items | $-924,000 | 8,082 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-924,000 | 8,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,012,000 | 616 |
| Cash dividends | $1,200,000 | 2,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-924,000 | 8,075 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,920,000 | 3,993 |
| Total interest expense | $3,420,000 | 3,701 |
| Net interest income | $3,500,000 | 4,214 |
| Provision for loan and lease losses | $2,086,000 | 506 |
| Total noninterest income | $314,000 | 5,444 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $154,000 | 4,873 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $160,000 | 4,947 |
| Total noninterest expense | $2,589,000 | 4,540 |
| Salaries and employee benefits | $1,282,000 | 4,891 |
| Premises and equipment expense | $170,000 | 6,467 |
| Additional noninterest expense | $1,137,000 | 3,332 |
| Pre-tax net operating income | $-861,000 | 8,245 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-296,000 | 8,367 |
| Income before extraordinary items | $-565,000 | 8,167 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-565,000 | 8,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,136,000 | 590 |
| Cash dividends | $1,200,000 | 1,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-565,000 | 8,156 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,674,000 | 3,970 |
| Total interest expense | $2,319,000 | 3,655 |
| Net interest income | $2,355,000 | 4,231 |
| Provision for loan and lease losses | $717,000 | 764 |
| Total noninterest income | $207,000 | 5,501 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $99,000 | 4,965 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $108,000 | 4,978 |
| Total noninterest expense | $1,759,000 | 4,508 |
| Salaries and employee benefits | $840,000 | 4,971 |
| Premises and equipment expense | $112,000 | 6,531 |
| Additional noninterest expense | $807,000 | 3,174 |
| Pre-tax net operating income | $86,000 | 7,328 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $32,000 | 5,076 |
| Income before extraordinary items | $54,000 | 7,457 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $54,000 | 7,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $536,000 | 681 |
| Cash dividends | $800,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $54,000 | 7,446 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,383,000 | 3,910 |
| Total interest expense | $1,175,000 | 3,587 |
| Net interest income | $1,208,000 | 4,138 |
| Provision for loan and lease losses | $558,000 | 489 |
| Total noninterest income | $89,000 | 5,768 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $48,000 | 4,963 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $41,000 | 5,473 |
| Total noninterest expense | $858,000 | 4,583 |
| Salaries and employee benefits | $412,000 | 5,062 |
| Premises and equipment expense | $57,000 | 6,519 |
| Additional noninterest expense | $389,000 | 3,246 |
| Pre-tax net operating income | $-119,000 | 8,179 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-40,000 | 8,386 |
| Income before extraordinary items | $-79,000 | 8,129 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-79,000 | 8,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $414,000 | 467 |
| Cash dividends | $400,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-79,000 | 8,116 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,011,000 | 3,867 |
| Total interest expense | $4,078,000 | 3,552 |
| Net interest income | $4,933,000 | 4,042 |
| Provision for loan and lease losses | $765,000 | 1,317 |
| Total noninterest income | $650,000 | 4,530 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $272,000 | 4,312 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $378,000 | 3,833 |
| Total noninterest expense | $3,081,000 | 4,799 |
| Salaries and employee benefits | $1,296,000 | 5,661 |
| Premises and equipment expense | $246,000 | 6,257 |
| Additional noninterest expense | $1,539,000 | 3,232 |
| Pre-tax net operating income | $1,737,000 | 3,969 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $594,000 | 2,895 |
| Income before extraordinary items | $1,143,000 | 4,392 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,143,000 | 4,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $553,000 | 1,087 |
| Cash dividends | $1,200,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,143,000 | 4,373 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,630,000 | 3,884 |
| Total interest expense | $2,944,000 | 3,559 |
| Net interest income | $3,686,000 | 4,085 |
| Provision for loan and lease losses | $1,086,000 | 707 |
| Total noninterest income | $471,000 | 4,646 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $209,000 | 4,313 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $262,000 | 4,008 |
| Total noninterest expense | $2,425,000 | 4,628 |
| Salaries and employee benefits | $1,018,000 | 5,497 |
| Premises and equipment expense | $190,000 | 6,212 |
| Additional noninterest expense | $1,217,000 | 3,090 |
| Pre-tax net operating income | $646,000 | 5,715 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $222,000 | 3,998 |
| Income before extraordinary items | $424,000 | 6,117 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $424,000 | 6,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $692,000 | 620 |
| Cash dividends | $900,000 | 2,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $424,000 | 6,114 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,345,000 | 3,893 |
| Total interest expense | $1,799,000 | 3,658 |
| Net interest income | $2,546,000 | 3,994 |
| Provision for loan and lease losses | $183,000 | 2,244 |
| Total noninterest income | $288,000 | 4,846 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $135,000 | 4,352 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $153,000 | 4,278 |
| Total noninterest expense | $1,602,000 | 4,677 |
| Salaries and employee benefits | $698,000 | 5,437 |
| Premises and equipment expense | $132,000 | 6,106 |
| Additional noninterest expense | $772,000 | 3,227 |
| Pre-tax net operating income | $1,049,000 | 3,692 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $358,000 | 2,792 |
| Income before extraordinary items | $691,000 | 4,104 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $691,000 | 4,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 1,883 |
| Cash dividends | $600,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $691,000 | 4,090 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,043,000 | 4,016 |
| Total interest expense | $803,000 | 3,808 |
| Net interest income | $1,240,000 | 4,067 |
| Provision for loan and lease losses | $33,000 | 3,748 |
| Total noninterest income | $70,000 | 6,337 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $65,000 | 4,375 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,055 |
| Total noninterest expense | $774,000 | 4,796 |
| Salaries and employee benefits | $339,000 | 5,537 |
| Premises and equipment expense | $70,000 | 5,955 |
| Additional noninterest expense | $365,000 | 3,356 |
| Pre-tax net operating income | $503,000 | 3,713 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $171,000 | 2,840 |
| Income before extraordinary items | $332,000 | 4,153 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $332,000 | 4,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $300,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $332,000 | 4,132 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,242,000 | 3,675 |
| Total interest expense | $2,945,000 | 3,379 |
| Net interest income | $5,297,000 | 3,789 |
| Provision for loan and lease losses | $182,000 | 3,734 |
| Total noninterest income | $469,000 | 5,395 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $295,000 | 4,221 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $174,000 | 5,449 |
| Total noninterest expense | $2,802,000 | 5,013 |
| Salaries and employee benefits | $1,228,000 | 5,724 |
| Premises and equipment expense | $226,000 | 6,463 |
| Additional noninterest expense | $1,348,000 | 3,513 |
| Pre-tax net operating income | $2,782,000 | 2,939 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $947,000 | 2,330 |
| Income before extraordinary items | $1,835,000 | 3,308 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,835,000 | 3,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $608,000 | 983 |
| Cash dividends | $2,300,000 | 1,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,835,000 | 3,272 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,196,000 | 3,608 |
| Total interest expense | $2,152,000 | 3,295 |
| Net interest income | $4,044,000 | 3,730 |
| Provision for loan and lease losses | $85,000 | 4,532 |
| Total noninterest income | $392,000 | 5,165 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $229,000 | 4,151 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $163,000 | 5,033 |
| Total noninterest expense | $2,071,000 | 5,023 |
| Salaries and employee benefits | $919,000 | 5,700 |
| Premises and equipment expense | $165,000 | 6,489 |
| Additional noninterest expense | $987,000 | 3,534 |
| Pre-tax net operating income | $2,280,000 | 2,760 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $776,000 | 2,249 |
| Income before extraordinary items | $1,504,000 | 3,125 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,504,000 | 3,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $541,000 | 784 |
| Cash dividends | $1,500,000 | 1,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,504,000 | 3,082 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,068,000 | 3,573 |
| Total interest expense | $1,388,000 | 3,245 |
| Net interest income | $2,680,000 | 3,720 |
| Provision for loan and lease losses | $75,000 | 3,815 |
| Total noninterest income | $217,000 | 5,556 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $152,000 | 4,120 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $65,000 | 6,001 |
| Total noninterest expense | $1,368,000 | 5,051 |
| Salaries and employee benefits | $601,000 | 5,740 |
| Premises and equipment expense | $103,000 | 6,639 |
| Additional noninterest expense | $664,000 | 3,498 |
| Pre-tax net operating income | $1,454,000 | 2,827 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $495,000 | 2,289 |
| Income before extraordinary items | $959,000 | 3,186 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $959,000 | 3,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $511,000 | 588 |
| Cash dividends | $500,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $959,000 | 3,135 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,018,000 | 3,561 |
| Total interest expense | $669,000 | 3,233 |
| Net interest income | $1,349,000 | 3,712 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $92,000 | 5,872 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $76,000 | 4,047 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,179 |
| Total noninterest expense | $657,000 | 5,215 |
| Salaries and employee benefits | $292,000 | 5,864 |
| Premises and equipment expense | $51,000 | 6,715 |
| Additional noninterest expense | $314,000 | 3,666 |
| Pre-tax net operating income | $709,000 | 2,827 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $241,000 | 2,320 |
| Income before extraordinary items | $468,000 | 3,205 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $468,000 | 3,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $451,000 | 372 |
| Cash dividends | $250,000 | 1,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $468,000 | 3,165 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,235,000 | 3,717 |
| Total interest expense | $2,399,000 | 3,141 |
| Net interest income | $4,836,000 | 3,897 |
| Provision for loan and lease losses | $1,225,000 | 871 |
| Total noninterest income | $496,000 | 5,284 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $366,000 | 3,839 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $130,000 | 5,966 |
| Total noninterest expense | $2,570,000 | 5,206 |
| Salaries and employee benefits | $1,142,000 | 5,853 |
| Premises and equipment expense | $215,000 | 6,583 |
| Additional noninterest expense | $1,213,000 | 3,705 |
| Pre-tax net operating income | $1,537,000 | 4,189 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $523,000 | 3,277 |
| Income before extraordinary items | $1,014,000 | 4,657 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,014,000 | 4,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $834,000 | 889 |
| Cash dividends | $1,000,000 | 2,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,014,000 | 4,590 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,295,000 | 3,749 |
| Total interest expense | $1,744,000 | 3,178 |
| Net interest income | $3,551,000 | 3,961 |
| Provision for loan and lease losses | $1,175,000 | 660 |
| Total noninterest income | $385,000 | 5,229 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $274,000 | 3,876 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $111,000 | 5,728 |
| Total noninterest expense | $1,974,000 | 5,081 |
| Salaries and employee benefits | $902,000 | 5,658 |
| Premises and equipment expense | $162,000 | 6,555 |
| Additional noninterest expense | $910,000 | 3,685 |
| Pre-tax net operating income | $787,000 | 5,232 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $268,000 | 3,963 |
| Income before extraordinary items | $519,000 | 5,727 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $519,000 | 5,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $614,000 | 808 |
| Cash dividends | $750,000 | 2,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $519,000 | 5,658 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,472,000 | 3,799 |
| Total interest expense | $1,151,000 | 3,185 |
| Net interest income | $2,321,000 | 4,019 |
| Provision for loan and lease losses | $1,104,000 | 485 |
| Total noninterest income | $279,000 | 5,003 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $187,000 | 3,810 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $92,000 | 5,336 |
| Total noninterest expense | $1,336,000 | 5,040 |
| Salaries and employee benefits | $618,000 | 5,604 |
| Premises and equipment expense | $109,000 | 6,576 |
| Additional noninterest expense | $609,000 | 3,702 |
| Pre-tax net operating income | $160,000 | 7,484 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $54,000 | 5,561 |
| Income before extraordinary items | $106,000 | 7,719 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $106,000 | 7,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $539,000 | 657 |
| Cash dividends | $500,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $106,000 | 7,651 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,677,000 | 3,906 |
| Total interest expense | $556,000 | 3,319 |
| Net interest income | $1,121,000 | 4,128 |
| Provision for loan and lease losses | $1,084,000 | 297 |
| Total noninterest income | $145,000 | 4,852 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $98,000 | 3,637 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $47,000 | 5,234 |
| Total noninterest expense | $662,000 | 5,105 |
| Salaries and employee benefits | $305,000 | 5,690 |
| Premises and equipment expense | $55,000 | 6,556 |
| Additional noninterest expense | $302,000 | 3,728 |
| Pre-tax net operating income | $-480,000 | 9,030 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-163,000 | 9,058 |
| Income before extraordinary items | $-317,000 | 9,004 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-317,000 | 9,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $540,000 | 410 |
| Cash dividends | $250,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-317,000 | 8,979 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,280,000 | 3,697 |
| Total interest expense | $2,562,000 | 3,278 |
| Net interest income | $4,718,000 | 3,853 |
| Provision for loan and lease losses | $585,000 | 1,919 |
| Total noninterest income | $568,000 | 5,107 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $384,000 | 3,733 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $184,000 | 5,459 |
| Total noninterest expense | $2,522,000 | 5,182 |
| Salaries and employee benefits | $1,125,000 | 5,856 |
| Premises and equipment expense | $219,000 | 6,546 |
| Additional noninterest expense | $1,178,000 | 3,778 |
| Pre-tax net operating income | $2,179,000 | 3,195 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $740,000 | 2,680 |
| Income before extraordinary items | $1,439,000 | 3,655 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,439,000 | 3,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,540 |
| Cash dividends | $1,000,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,439,000 | 3,501 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,567,000 | 3,688 |
| Total interest expense | $1,987,000 | 3,313 |
| Net interest income | $3,580,000 | 3,839 |
| Provision for loan and lease losses | $304,000 | 2,484 |
| Total noninterest income | $453,000 | 4,999 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $287,000 | 3,758 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $166,000 | 5,145 |
| Total noninterest expense | $1,862,000 | 5,214 |
| Salaries and employee benefits | $854,000 | 5,783 |
| Premises and equipment expense | $163,000 | 6,579 |
| Additional noninterest expense | $845,000 | 3,908 |
| Pre-tax net operating income | $1,867,000 | 2,991 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $634,000 | 2,569 |
| Income before extraordinary items | $1,233,000 | 3,419 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,233,000 | 3,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,335 |
| Cash dividends | $750,000 | 2,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,233,000 | 3,258 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,686,000 | 3,732 |
| Total interest expense | $1,342,000 | 3,355 |
| Net interest income | $2,344,000 | 3,895 |
| Provision for loan and lease losses | $170,000 | 2,817 |
| Total noninterest income | $304,000 | 4,955 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $179,000 | 3,874 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $125,000 | 4,923 |
| Total noninterest expense | $1,235,000 | 5,233 |
| Salaries and employee benefits | $569,000 | 5,785 |
| Premises and equipment expense | $109,000 | 6,544 |
| Additional noninterest expense | $557,000 | 3,914 |
| Pre-tax net operating income | $1,243,000 | 3,000 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $422,000 | 2,592 |
| Income before extraordinary items | $821,000 | 3,441 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $821,000 | 3,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 2,247 |
| Cash dividends | $500,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $821,000 | 3,257 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,764,000 | 3,890 |
| Total interest expense | $649,000 | 3,526 |
| Net interest income | $1,115,000 | 4,057 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $145,000 | 4,974 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $91,000 | 3,771 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $54,000 | 5,123 |
| Total noninterest expense | $592,000 | 5,389 |
| Salaries and employee benefits | $266,000 | 6,035 |
| Premises and equipment expense | $53,000 | 6,622 |
| Additional noninterest expense | $273,000 | 3,941 |
| Pre-tax net operating income | $578,000 | 3,166 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $196,000 | 2,730 |
| Income before extraordinary items | $382,000 | 3,586 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $382,000 | 3,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,563 |
| Cash dividends | $250,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $382,000 | 3,415 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,031,000 | 4,032 |
| Total interest expense | $2,811,000 | 3,732 |
| Net interest income | $4,220,000 | 4,182 |
| Provision for loan and lease losses | $353,000 | 3,117 |
| Total noninterest income | $537,000 | 5,019 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $335,000 | 3,987 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $202,000 | 5,001 |
| Total noninterest expense | $2,265,000 | 5,446 |
| Salaries and employee benefits | $1,023,000 | 6,052 |
| Premises and equipment expense | $202,000 | 6,751 |
| Additional noninterest expense | $1,040,000 | 4,047 |
| Pre-tax net operating income | $2,139,000 | 3,284 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $725,000 | 2,770 |
| Income before extraordinary items | $1,414,000 | 3,651 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,414,000 | 3,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 2,387 |
| Cash dividends | $850,000 | 2,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,414,000 | 3,551 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,253,000 | 3,913 |
| Total interest expense | $4,405,000 | 3,525 |
| Net interest income | $3,848,000 | 4,244 |
| Provision for loan and lease losses | $253,000 | 3,574 |
| Total noninterest income | $428,000 | 5,505 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $292,000 | 4,221 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $136,000 | 5,723 |
| Total noninterest expense | $2,014,000 | 5,699 |
| Salaries and employee benefits | $834,000 | 6,639 |
| Premises and equipment expense | $194,000 | 6,876 |
| Additional noninterest expense | $986,000 | 4,114 |
| Pre-tax net operating income | $2,009,000 | 3,160 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $681,000 | 2,720 |
| Income before extraordinary items | $1,328,000 | 3,536 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,328,000 | 3,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 3,270 |
| Cash dividends | $811,000 | 2,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,328,000 | 3,441 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,473,000 | 3,948 |
| Total interest expense | $4,407,000 | 3,686 |
| Net interest income | $4,066,000 | 4,129 |
| Provision for loan and lease losses | $608,000 | 1,589 |
| Total noninterest income | $264,000 | 6,632 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $226,000 | 4,796 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,238 |
| Total noninterest expense | $2,164,000 | 5,398 |
| Salaries and employee benefits | $824,000 | 6,617 |
| Premises and equipment expense | $201,000 | 6,755 |
| Additional noninterest expense | $1,139,000 | 3,605 |
| Pre-tax net operating income | $1,558,000 | 3,972 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $531,000 | 3,348 |
| Income before extraordinary items | $1,027,000 | 4,303 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,027,000 | 4,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $517,000 | 1,217 |
| Cash dividends | $1,000,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,027,000 | 4,307 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,004,000 | 3,895 |
| Total interest expense | $4,086,000 | 3,525 |
| Net interest income | $3,918,000 | 4,261 |
| Provision for loan and lease losses | $359,000 | 2,316 |
| Total noninterest income | $221,000 | 7,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 5,419 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,297 |
| Total noninterest expense | $2,244,000 | 5,257 |
| Salaries and employee benefits | $710,000 | 7,188 |
| Premises and equipment expense | $202,000 | 6,783 |
| Additional noninterest expense | $1,332,000 | 3,154 |
| Pre-tax net operating income | $1,536,000 | 4,025 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $526,000 | 3,525 |
| Income before extraordinary items | $1,010,000 | 4,406 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,010,000 | 4,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 2,376 |
| Cash dividends | $750,000 | 2,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,010,000 | 4,372 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,986,000 | 3,940 |
| Total interest expense | $4,432,000 | 3,346 |
| Net interest income | $3,554,000 | 4,540 |
| Provision for loan and lease losses | $487,000 | 1,760 |
| Total noninterest income | $158,000 | 8,116 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 6,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,704 |
| Total noninterest expense | $2,305,000 | 5,055 |
| Salaries and employee benefits | $630,000 | 7,590 |
| Premises and equipment expense | $167,000 | 7,299 |
| Additional noninterest expense | $1,508,000 | 2,757 |
| Pre-tax net operating income | $920,000 | 5,671 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $454,000 | 4,107 |
| Income before extraordinary items | $466,000 | 6,809 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $466,000 | 6,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $449,000 | 1,380 |
| Cash dividends | $450,000 | 3,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $466,000 | 6,705 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,498,000 | 4,781 |
| Total interest expense | $3,505,000 | 4,133 |
| Net interest income | $2,993,000 | 5,310 |
| Provision for loan and lease losses | $244,000 | 2,993 |
| Total noninterest income | $216,000 | 7,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 6,759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 6,891 |
| Total noninterest expense | $1,577,000 | 6,586 |
| Salaries and employee benefits | $558,000 | 8,193 |
| Premises and equipment expense | $140,000 | 8,021 |
| Additional noninterest expense | $879,000 | 4,397 |
| Pre-tax net operating income | $1,388,000 | 4,743 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $471,000 | 4,396 |
| Income before extraordinary items | $917,000 | 4,989 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $917,000 | 4,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,446 |
| Cash dividends | $550,000 | 3,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $917,000 | 4,931 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,864,000 | 5,266 |
| Total interest expense | $2,985,000 | 4,808 |
| Net interest income | $2,879,000 | 5,610 |
| Provision for loan and lease losses | $164,000 | 3,884 |
| Total noninterest income | $211,000 | 8,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 6,695 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,979 |
| Total noninterest expense | $1,970,000 | 5,998 |
| Salaries and employee benefits | $619,000 | 8,012 |
| Premises and equipment expense | $136,000 | 8,382 |
| Additional noninterest expense | $1,215,000 | 3,743 |
| Pre-tax net operating income | $956,000 | 5,898 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $320,000 | 5,612 |
| Income before extraordinary items | $636,000 | 6,060 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $636,000 | 6,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,891 |
| Cash dividends | $400,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $636,000 | 5,995 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,719,000 | 6,221 |
| Total interest expense | $2,364,000 | 5,786 |
| Net interest income | $2,355,000 | 6,566 |
| Provision for loan and lease losses | $136,000 | 3,832 |
| Total noninterest income | $196,000 | 8,499 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 7,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 7,393 |
| Total noninterest expense | $1,507,000 | 7,254 |
| Salaries and employee benefits | $583,000 | 8,475 |
| Premises and equipment expense | $155,000 | 8,146 |
| Additional noninterest expense | $769,000 | 5,422 |
| Pre-tax net operating income | $908,000 | 6,381 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $308,000 | 5,904 |
| Income before extraordinary items | $600,000 | 6,613 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $600,000 | 6,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,222 |
| Cash dividends | $1,250,000 | 1,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $600,000 | 6,606 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,048,000 | 6,636 |
| Total interest expense | $1,821,000 | 6,012 |
| Net interest income | $2,227,000 | 7,022 |
| Provision for loan and lease losses | $83,000 | 4,972 |
| Total noninterest income | $345,000 | 6,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 9,590 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $292,000 | 4,158 |
| Total noninterest expense | $1,455,000 | 7,749 |
| Salaries and employee benefits | $526,000 | 9,155 |
| Premises and equipment expense | $178,000 | 7,891 |
| Additional noninterest expense | $751,000 | 5,988 |
| Pre-tax net operating income | $1,034,000 | 5,817 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $350,000 | 5,275 |
| Income before extraordinary items | $684,000 | 6,007 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $684,000 | 6,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,098 |
| Cash dividends | $150,000 | 6,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $684,000 | 6,077 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,550,000 | 6,256 |
| Total interest expense | $2,268,000 | 5,238 |
| Net interest income | $2,282,000 | 6,963 |
| Provision for loan and lease losses | $66,000 | 6,760 |
| Total noninterest income | $175,000 | 9,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 9,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 7,420 |
| Total noninterest expense | $1,573,000 | 7,584 |
| Salaries and employee benefits | $517,000 | 9,500 |
| Premises and equipment expense | $182,000 | 8,093 |
| Additional noninterest expense | $874,000 | 5,503 |
| Pre-tax net operating income | $818,000 | 6,718 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $138,000 | 8,903 |
| Income before extraordinary items | $680,000 | 6,238 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $680,000 | 6,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 5,272 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $680,000 | 5,990 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,602,000 | 9,723 |
| Total interest expense | $1,525,000 | 8,442 |
| Net interest income | $1,077,000 | 10,777 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $92,000 | 11,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 11,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 9,018 |
| Total noninterest expense | $903,000 | 10,463 |
| Salaries and employee benefits | $257,000 | 12,531 |
| Premises and equipment expense | $114,000 | 10,256 |
| Additional noninterest expense | $532,000 | 8,177 |
| Pre-tax net operating income | $266,000 | 10,460 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $74,000 | 10,606 |
| Income before extraordinary items | $192,000 | 10,712 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $192,000 | 10,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $192,000 | 10,376 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.