Home > Oakland Commerce Bank > Net charge- offs to loans
Oakland Commerce Bank, Net charge- offs to loans
2008-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 3.2827% | 253 |
Percentage Net Loans Charged-off: Total real estate loans | 2.9033% | 235 |
Percentage Net Loans Charged-off:Construction & development | 4.6372% | 553 |
Percentage Net Loans Charged-off: Commercial real estate | 1.7891% | 268 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
Percentage Net Loans Charged-off: 1-4 family residential | 5.5158% | 62 |
Percentage Net Loans Charged-off: Home equity loans | 5.3871% | 88 |
All other 1-4 family - Percent of loans charged-off, net | 5.5815% | 61 |
Percentage Net Loans Charged-off: Commercial and industrial | 7.0757% | 232 |
Percentage Net Loans Charged-off: Loans to individuals | 3.8002% | 411 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
2008-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 3.6847% | 135 |
Percentage Net Loans Charged-off: Total real estate loans | 3.5924% | 95 |
Percentage Net Loans Charged-off:Construction & development | 5.8188% | 276 |
Percentage Net Loans Charged-off: Commercial real estate | 2.0316% | 150 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
Percentage Net Loans Charged-off: 1-4 family residential | 7.5098% | 27 |
Percentage Net Loans Charged-off: Home equity loans | 7.5771% | 48 |
All other 1-4 family - Percent of loans charged-off, net | 7.4772% | 29 |
Percentage Net Loans Charged-off: Commercial and industrial | 4.5986% | 295 |
Percentage Net Loans Charged-off: Loans to individuals | 4.9457% | 221 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2008-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.1706% | 579 |
Percentage Net Loans Charged-off: Total real estate loans | 1.1498% | 431 |
Percentage Net Loans Charged-off:Construction & development | 3.2069% | 362 |
Percentage Net Loans Charged-off: Commercial real estate | 0.1532% | 817 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
Percentage Net Loans Charged-off: 1-4 family residential | 1.7293% | 222 |
Percentage Net Loans Charged-off: Home equity loans | 8.2285% | 50 |
All other 1-4 family - Percent of loans charged-off, net | -1.5007% | 8,238 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.4213% | 824 |
Percentage Net Loans Charged-off: Loans to individuals | 0.5190% | 2,816 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2008-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.2903% | 399 |
Percentage Net Loans Charged-off: Total real estate loans | 1.6079% | 212 |
Percentage Net Loans Charged-off:Construction & development | 6.2964% | 112 |
Percentage Net Loans Charged-off: Commercial real estate | -0.7074% | 8,188 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
Percentage Net Loans Charged-off: 1-4 family residential | 3.3667% | 84 |
Percentage Net Loans Charged-off: Home equity loans | 10.1208% | 31 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.8862% | 7,918 |
Percentage Net Loans Charged-off: Loans to individuals | -10.6809% | 8,288 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2007-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.7680% | 208 |
Percentage Net Loans Charged-off: Total real estate loans | 1.2358% | 179 |
Percentage Net Loans Charged-off:Construction & development | 0.5178% | 665 |
Percentage Net Loans Charged-off: Commercial real estate | 1.1419% | 218 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
Percentage Net Loans Charged-off: 1-4 family residential | 2.7816% | 57 |
Percentage Net Loans Charged-off: Home equity loans | 0.8866% | 197 |
All other 1-4 family - Percent of loans charged-off, net | 3.5425% | 47 |
Percentage Net Loans Charged-off: Commercial and industrial | 6.0197% | 160 |
Percentage Net Loans Charged-off: Loans to individuals | 3.8052% | 201 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2007-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.2947% | 255 |
Percentage Net Loans Charged-off: Total real estate loans | 0.7930% | 188 |
Percentage Net Loans Charged-off:Construction & development | 0.6747% | 313 |
Percentage Net Loans Charged-off: Commercial real estate | 0.4708% | 295 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
Percentage Net Loans Charged-off: 1-4 family residential | 2.0854% | 61 |
Percentage Net Loans Charged-off: Home equity loans | 1.0708% | 127 |
All other 1-4 family - Percent of loans charged-off, net | 2.4864% | 50 |
Percentage Net Loans Charged-off: Commercial and industrial | 5.3201% | 170 |
Percentage Net Loans Charged-off: Loans to individuals | 3.7853% | 189 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2007-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.8870% | 379 |
Percentage Net Loans Charged-off: Total real estate loans | 0.3078% | 504 |
Percentage Net Loans Charged-off:Construction & development | 0.1477% | 458 |
Percentage Net Loans Charged-off: Commercial real estate | 0.1650% | 442 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.9977% | 176 |
Percentage Net Loans Charged-off: Home equity loans | 1.5052% | 81 |
All other 1-4 family - Percent of loans charged-off, net | 0.8013% | 222 |
Percentage Net Loans Charged-off: Commercial and industrial | 5.4836% | 162 |
Percentage Net Loans Charged-off: Loans to individuals | 5.5141% | 88 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2007-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.3504% | 237 |
Percentage Net Loans Charged-off: Total real estate loans | 0.4240% | 302 |
Percentage Net Loans Charged-off:Construction & development | 0.3060% | 210 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
Percentage Net Loans Charged-off: 1-4 family residential | 1.8486% | 85 |
Percentage Net Loans Charged-off: Home equity loans | 2.7174% | 40 |
All other 1-4 family - Percent of loans charged-off, net | 1.4998% | 108 |
Percentage Net Loans Charged-off: Commercial and industrial | 8.8350% | 93 |
Percentage Net Loans Charged-off: Loans to individuals | 1.3734% | 904 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.4755% | 795 |
Percentage Net Loans Charged-off: Total real estate loans | 0.3451% | 411 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
Percentage Net Loans Charged-off: Commercial real estate | 0.3494% | 397 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.6479% | 228 |
Percentage Net Loans Charged-off: Home equity loans | 1.6114% | 52 |
All other 1-4 family - Percent of loans charged-off, net | 0.1313% | 1,135 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.9176% | 1,085 |
Percentage Net Loans Charged-off: Loans to individuals | 1.7806% | 666 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 14.3081% | 105 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.8031% | 312 |
Percentage Net Loans Charged-off: Total real estate loans | 0.4869% | 201 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
Percentage Net Loans Charged-off: Commercial real estate | 0.4689% | 258 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.9323% | 112 |
Percentage Net Loans Charged-off: Home equity loans | 2.2947% | 29 |
All other 1-4 family - Percent of loans charged-off, net | 0.1891% | 714 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.2472% | 649 |
Percentage Net Loans Charged-off: Loans to individuals | 2.1602% | 436 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 43.8216% | 36 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1533% | 1,866 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 2,308 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0170% | 1,749 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
All other 1-4 family - Percent of loans charged-off, net | 0.0260% | 1,546 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.2333% | 645 |
Percentage Net Loans Charged-off: Loans to individuals | 3.3108% | 238 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0037% | 4,261 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0083% | 1,499 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0297% | 1,101 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
All other 1-4 family - Percent of loans charged-off, net | 0.0427% | 932 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
Percentage Net Loans Charged-off: Loans to individuals | -0.7233% | 8,107 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.5229% | 803 |
Percentage Net Loans Charged-off: Total real estate loans | 0.2006% | 684 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 7,909 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.6846% | 200 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
All other 1-4 family - Percent of loans charged-off, net | 0.9435% | 145 |
Percentage Net Loans Charged-off: Commercial and industrial | 3.5326% | 297 |
Percentage Net Loans Charged-off: Loans to individuals | 0.3762% | 4,155 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.6113% | 558 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1793% | 704 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.6257% | 215 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
All other 1-4 family - Percent of loans charged-off, net | 0.8652% | 160 |
Percentage Net Loans Charged-off: Commercial and industrial | 4.7680% | 183 |
Percentage Net Loans Charged-off: Loans to individuals | 0.5069% | 3,086 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.8456% | 399 |
Percentage Net Loans Charged-off: Total real estate loans | 0.2632% | 481 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.9246% | 151 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
All other 1-4 family - Percent of loans charged-off, net | 1.2681% | 108 |
Percentage Net Loans Charged-off: Commercial and industrial | 6.3974% | 142 |
Percentage Net Loans Charged-off: Loans to individuals | 0.7453% | 2,101 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.4732% | 217 |
Percentage Net Loans Charged-off: Total real estate loans | 0.5198% | 211 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
Percentage Net Loans Charged-off: 1-4 family residential | 1.7882% | 74 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
All other 1-4 family - Percent of loans charged-off, net | 2.4185% | 55 |
Percentage Net Loans Charged-off: Commercial and industrial | 10.2272% | 74 |
Percentage Net Loans Charged-off: Loans to individuals | -0.7373% | 8,343 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.7060% | 703 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1124% | 1,476 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 8,115 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.3313% | 595 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
All other 1-4 family - Percent of loans charged-off, net | 0.4290% | 455 |
Percentage Net Loans Charged-off: Commercial and industrial | 5.0991% | 219 |
Percentage Net Loans Charged-off: Loans to individuals | 2.2654% | 613 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.7020% | 632 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0918% | 1,422 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 8,167 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.2626% | 640 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
All other 1-4 family - Percent of loans charged-off, net | 0.3363% | 524 |
Percentage Net Loans Charged-off: Commercial and industrial | 5.1209% | 192 |
Percentage Net Loans Charged-off: Loans to individuals | 3.2000% | 321 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.9126% | 473 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 7,762 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 8,268 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
Percentage Net Loans Charged-off: Commercial and industrial | 7.6655% | 108 |
Percentage Net Loans Charged-off: Loans to individuals | 4.8886% | 181 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.8464% | 203 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
Percentage Net Loans Charged-off: Commercial and industrial | 15.2097% | 48 |
Percentage Net Loans Charged-off: Loans to individuals | 9.5770% | 78 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2141% | 3,246 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1324% | 1,540 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 8,358 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.3529% | 677 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
All other 1-4 family - Percent of loans charged-off, net | 0.4348% | 546 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.6668% | 2,240 |
Percentage Net Loans Charged-off: Loans to individuals | 2.8193% | 478 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2094% | 2,875 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1076% | 1,469 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 8,386 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.2763% | 729 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
All other 1-4 family - Percent of loans charged-off, net | 0.3372% | 619 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.8907% | 1,544 |
Percentage Net Loans Charged-off: Loans to individuals | 1.1080% | 1,923 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2062% | 2,721 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0376% | 2,057 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 8,422 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0965% | 1,298 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
All other 1-4 family - Percent of loans charged-off, net | 0.1159% | 1,170 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.3582% | 1,033 |
Percentage Net Loans Charged-off: Loans to individuals | 1.6334% | 1,122 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1273% | 3,011 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.0134% | 1,012 |
Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2002-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2867% | 2,828 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 8,075 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 8,501 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
Percentage Net Loans Charged-off: Commercial and industrial | 2.1094% | 1,009 |
Percentage Net Loans Charged-off: Loans to individuals | 0.4471% | 4,559 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2001-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1685% | 4,024 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.0956% | 1,675 |
Percentage Net Loans Charged-off: Loans to individuals | 1.2637% | 1,655 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2000-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.6026% | 1,042 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1999-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2453% | 2,731 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1998-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.5699% | 1,253 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1997-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.3309% | 2,494 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1996-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1021% | 5,725 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1995-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.4743% | 1,785 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1994-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2622% | 3,335 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1993-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1224% | 6,647 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1992-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0015% | 12,152 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |