Home > Oak Lawn Bank > Income and Expense
Oak Lawn Bank, Income and Expense
2006-06-30 (YTD Data) | Rank | |
Total interest income | $2,011,000 | 6,098 |
Total interest expense | $893,000 | 5,530 |
Net interest income | $1,118,000 | 6,394 |
Provision for loan and lease losses | $0 | 6,419 |
Total noninterest income | $85,000 | 7,248 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $45,000 | 6,387 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $40,000 | 6,712 |
Total noninterest expense | $944,000 | 6,337 |
Salaries and employee benefits | $524,000 | 6,308 |
Premises and equipment expense | $168,000 | 5,459 |
Additional noninterest expense | $252,000 | 6,549 |
Pre-tax net operating income | $259,000 | 6,718 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $85,000 | 4,722 |
Income before extraordinary items | $174,000 | 6,970 |
Extraordinary gains, net | $0 | 39 |
Net income | $174,000 | 6,973 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $73,000 | 2,074 |
Cash dividends | $0 | 5,069 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $174,000 | 6,971 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $957,000 | 6,204 |
Total interest expense | $413,000 | 5,606 |
Net interest income | $544,000 | 6,470 |
Provision for loan and lease losses | $0 | 6,013 |
Total noninterest income | $42,000 | 7,231 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $22,000 | 6,377 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $20,000 | 6,714 |
Total noninterest expense | $467,000 | 6,368 |
Salaries and employee benefits | $263,000 | 6,319 |
Premises and equipment expense | $80,000 | 5,635 |
Additional noninterest expense | $124,000 | 6,561 |
Pre-tax net operating income | $119,000 | 6,808 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $38,000 | 4,781 |
Income before extraordinary items | $81,000 | 7,037 |
Extraordinary gains, net | $0 | 21 |
Net income | $81,000 | 7,038 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 6,481 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $81,000 | 7,041 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $3,596,000 | 6,115 |
Total interest expense | $1,308,000 | 5,604 |
Net interest income | $2,288,000 | 6,278 |
Provision for loan and lease losses | $25,000 | 6,321 |
Total noninterest income | $184,000 | 7,193 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $105,000 | 6,221 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $79,000 | 6,771 |
Total noninterest expense | $1,738,000 | 6,505 |
Salaries and employee benefits | $1,006,000 | 6,337 |
Premises and equipment expense | $240,000 | 6,315 |
Additional noninterest expense | $492,000 | 6,632 |
Pre-tax net operating income | $709,000 | 6,127 |
Securities gains (losses) | $0 | 2,296 |
Applicable income taxes | $246,000 | 4,385 |
Income before extraordinary items | $463,000 | 6,527 |
Extraordinary gains, net | $0 | 46 |
Net income | $463,000 | 6,529 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 7,631 |
Cash dividends | $0 | 6,054 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $463,000 | 6,500 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $2,648,000 | 6,155 |
Total interest expense | $930,000 | 5,642 |
Net interest income | $1,718,000 | 6,308 |
Provision for loan and lease losses | $75,000 | 4,689 |
Total noninterest income | $140,000 | 7,197 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $80,000 | 6,241 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $60,000 | 6,768 |
Total noninterest expense | $1,265,000 | 6,591 |
Salaries and employee benefits | $748,000 | 6,357 |
Premises and equipment expense | $169,000 | 6,441 |
Additional noninterest expense | $348,000 | 6,743 |
Pre-tax net operating income | $518,000 | 6,323 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $175,000 | 4,614 |
Income before extraordinary items | $343,000 | 6,691 |
Extraordinary gains, net | $0 | 35 |
Net income | $343,000 | 6,690 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 7,463 |
Cash dividends | $0 | 5,317 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $343,000 | 6,649 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $1,711,000 | 6,189 |
Total interest expense | $582,000 | 5,643 |
Net interest income | $1,129,000 | 6,352 |
Provision for loan and lease losses | $60,000 | 4,115 |
Total noninterest income | $92,000 | 7,200 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $52,000 | 6,240 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $40,000 | 6,773 |
Total noninterest expense | $842,000 | 6,612 |
Salaries and employee benefits | $494,000 | 6,385 |
Premises and equipment expense | $113,000 | 6,431 |
Additional noninterest expense | $235,000 | 6,712 |
Pre-tax net operating income | $319,000 | 6,468 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $108,000 | 4,717 |
Income before extraordinary items | $211,000 | 6,850 |
Extraordinary gains, net | $0 | 30 |
Net income | $211,000 | 6,851 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 7,238 |
Cash dividends | $0 | 5,072 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $211,000 | 6,800 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $833,000 | 6,267 |
Total interest expense | $279,000 | 5,671 |
Net interest income | $554,000 | 6,431 |
Provision for loan and lease losses | $30,000 | 3,913 |
Total noninterest income | $47,000 | 7,174 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $26,000 | 6,203 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $21,000 | 6,763 |
Total noninterest expense | $419,000 | 6,659 |
Salaries and employee benefits | $243,000 | 6,458 |
Premises and equipment expense | $58,000 | 6,415 |
Additional noninterest expense | $118,000 | 6,728 |
Pre-tax net operating income | $152,000 | 6,532 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $50,000 | 4,748 |
Income before extraordinary items | $102,000 | 6,865 |
Extraordinary gains, net | $0 | 24 |
Net income | $102,000 | 6,867 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,728 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $102,000 | 6,832 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $3,044,000 | 6,377 |
Total interest expense | $966,000 | 5,771 |
Net interest income | $2,078,000 | 6,517 |
Provision for loan and lease losses | $120,000 | 4,623 |
Total noninterest income | $181,000 | 7,324 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $107,000 | 6,373 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $74,000 | 6,906 |
Total noninterest expense | $1,719,000 | 6,504 |
Salaries and employee benefits | $970,000 | 6,375 |
Premises and equipment expense | $257,000 | 6,124 |
Additional noninterest expense | $492,000 | 6,592 |
Pre-tax net operating income | $420,000 | 6,986 |
Securities gains (losses) | $14,000 | 2,631 |
Applicable income taxes | $148,000 | 5,120 |
Income before extraordinary items | $286,000 | 7,288 |
Extraordinary gains, net | $0 | 34 |
Net income | $286,000 | 7,287 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 6,745 |
Cash dividends | $0 | 6,149 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $276,760 | 7,281 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $2,234,000 | 6,451 |
Total interest expense | $702,000 | 5,816 |
Net interest income | $1,532,000 | 6,580 |
Provision for loan and lease losses | $90,000 | 4,429 |
Total noninterest income | $137,000 | 7,351 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $80,000 | 6,413 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $57,000 | 6,877 |
Total noninterest expense | $1,306,000 | 6,429 |
Salaries and employee benefits | $731,000 | 6,324 |
Premises and equipment expense | $207,000 | 5,885 |
Additional noninterest expense | $368,000 | 6,577 |
Pre-tax net operating income | $273,000 | 7,356 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $88,000 | 5,478 |
Income before extraordinary items | $185,000 | 7,570 |
Extraordinary gains, net | $0 | 26 |
Net income | $185,000 | 7,570 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 6,103 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $185,000 | 7,511 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $1,440,000 | 6,587 |
Total interest expense | $453,000 | 5,930 |
Net interest income | $987,000 | 6,694 |
Provision for loan and lease losses | $60,000 | 4,267 |
Total noninterest income | $90,000 | 7,409 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $54,000 | 6,404 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $36,000 | 6,981 |
Total noninterest expense | $875,000 | 6,455 |
Salaries and employee benefits | $491,000 | 6,346 |
Premises and equipment expense | $136,000 | 5,958 |
Additional noninterest expense | $248,000 | 6,559 |
Pre-tax net operating income | $142,000 | 7,617 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $44,000 | 5,755 |
Income before extraordinary items | $98,000 | 7,789 |
Extraordinary gains, net | $0 | 21 |
Net income | $98,000 | 7,790 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 5,531 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $98,000 | 7,727 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $695,000 | 6,734 |
Total interest expense | $219,000 | 6,090 |
Net interest income | $476,000 | 6,826 |
Provision for loan and lease losses | $30,000 | 4,060 |
Total noninterest income | $45,000 | 7,394 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $28,000 | 6,308 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $17,000 | 7,062 |
Total noninterest expense | $433,000 | 6,527 |
Salaries and employee benefits | $244,000 | 6,417 |
Premises and equipment expense | $67,000 | 6,015 |
Additional noninterest expense | $122,000 | 6,621 |
Pre-tax net operating income | $58,000 | 7,792 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $19,000 | 5,825 |
Income before extraordinary items | $39,000 | 7,981 |
Extraordinary gains, net | $0 | 16 |
Net income | $39,000 | 7,982 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 4,405 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $39,000 | 7,920 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $2,720,000 | 6,824 |
Total interest expense | $851,000 | 6,556 |
Net interest income | $1,869,000 | 6,782 |
Provision for loan and lease losses | $120,000 | 4,933 |
Total noninterest income | $145,000 | 7,861 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $105,000 | 6,483 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $40,000 | 7,815 |
Total noninterest expense | $1,651,000 | 6,609 |
Salaries and employee benefits | $834,000 | 6,795 |
Premises and equipment expense | $281,000 | 5,863 |
Additional noninterest expense | $536,000 | 6,342 |
Pre-tax net operating income | $243,000 | 7,664 |
Securities gains (losses) | $24,000 | 3,094 |
Applicable income taxes | $30,000 | 6,608 |
Income before extraordinary items | $237,000 | 7,583 |
Extraordinary gains, net | $0 | 54 |
Net income | $237,000 | 7,587 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,416 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $215,640 | 7,562 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $2,029,000 | 6,911 |
Total interest expense | $639,000 | 6,701 |
Net interest income | $1,390,000 | 6,855 |
Provision for loan and lease losses | $90,000 | 4,812 |
Total noninterest income | $96,000 | 8,074 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $75,000 | 6,610 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $21,000 | 8,224 |
Total noninterest expense | $1,147,000 | 6,835 |
Salaries and employee benefits | $604,000 | 6,899 |
Premises and equipment expense | $204,000 | 5,957 |
Additional noninterest expense | $339,000 | 6,812 |
Pre-tax net operating income | $249,000 | 7,440 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $80,000 | 5,808 |
Income before extraordinary items | $169,000 | 7,793 |
Extraordinary gains, net | $0 | 40 |
Net income | $169,000 | 7,793 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,967 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $169,000 | 7,649 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $1,324,000 | 7,009 |
Total interest expense | $425,000 | 6,813 |
Net interest income | $899,000 | 6,958 |
Provision for loan and lease losses | $60,000 | 4,687 |
Total noninterest income | $64,000 | 8,066 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $49,000 | 6,621 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $15,000 | 8,141 |
Total noninterest expense | $806,000 | 6,686 |
Salaries and employee benefits | $401,000 | 6,929 |
Premises and equipment expense | $140,000 | 5,867 |
Additional noninterest expense | $265,000 | 6,355 |
Pre-tax net operating income | $97,000 | 8,034 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $29,000 | 6,363 |
Income before extraordinary items | $68,000 | 8,245 |
Extraordinary gains, net | $0 | 30 |
Net income | $68,000 | 8,246 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,535 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $68,000 | 8,094 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $624,000 | 7,215 |
Total interest expense | $206,000 | 6,993 |
Net interest income | $418,000 | 7,177 |
Provision for loan and lease losses | $30,000 | 4,429 |
Total noninterest income | $31,000 | 8,103 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $23,000 | 6,666 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $8,000 | 8,105 |
Total noninterest expense | $379,000 | 6,879 |
Salaries and employee benefits | $192,000 | 7,078 |
Premises and equipment expense | $67,000 | 5,985 |
Additional noninterest expense | $120,000 | 6,651 |
Pre-tax net operating income | $40,000 | 8,152 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $10,000 | 6,563 |
Income before extraordinary items | $30,000 | 8,281 |
Extraordinary gains, net | $0 | 21 |
Net income | $30,000 | 8,280 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,539 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $30,000 | 8,149 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $2,480,000 | 7,380 |
Total interest expense | $878,000 | 7,260 |
Net interest income | $1,602,000 | 7,265 |
Provision for loan and lease losses | $177,000 | 4,626 |
Total noninterest income | $89,000 | 8,531 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $64,000 | 7,261 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $25,000 | 8,373 |
Total noninterest expense | $1,436,000 | 6,985 |
Salaries and employee benefits | $746,000 | 7,099 |
Premises and equipment expense | $250,000 | 6,143 |
Additional noninterest expense | $440,000 | 6,880 |
Pre-tax net operating income | $78,000 | 8,375 |
Securities gains (losses) | $33,000 | 2,759 |
Applicable income taxes | $26,000 | 6,921 |
Income before extraordinary items | $85,000 | 8,400 |
Extraordinary gains, net | $0 | 70 |
Net income | $85,000 | 8,403 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $44,000 | 5,450 |
Cash dividends | $0 | 6,377 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $59,590 | 8,430 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $2,499,000 | 7,749 |
Total interest expense | $1,306,000 | 7,392 |
Net interest income | $1,193,000 | 7,896 |
Provision for loan and lease losses | $102,000 | 5,556 |
Total noninterest income | $73,000 | 8,870 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $52,000 | 7,559 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $21,000 | 8,695 |
Total noninterest expense | $1,172,000 | 7,521 |
Salaries and employee benefits | $600,000 | 7,668 |
Premises and equipment expense | $220,000 | 6,494 |
Additional noninterest expense | $352,000 | 7,498 |
Pre-tax net operating income | $-8,000 | 8,747 |
Securities gains (losses) | $144,000 | 1,437 |
Applicable income taxes | $-206,000 | 9,379 |
Income before extraordinary items | $342,000 | 6,872 |
Extraordinary gains, net | $0 | 105 |
Net income | $342,000 | 6,874 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,777 |
Cash dividends | $0 | 6,617 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $198,000 | 7,635 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $1,690,000 | 8,742 |
Total interest expense | $983,000 | 8,262 |
Net interest income | $707,000 | 9,100 |
Provision for loan and lease losses | $99,000 | 5,366 |
Total noninterest income | $23,000 | 9,651 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $8,000 | 8,450 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $15,000 | 9,181 |
Total noninterest expense | $1,189,000 | 7,531 |
Salaries and employee benefits | $618,000 | 7,605 |
Premises and equipment expense | $223,000 | 6,414 |
Additional noninterest expense | $348,000 | 7,564 |
Pre-tax net operating income | $-558,000 | 9,563 |
Securities gains (losses) | $27,000 | 874 |
Applicable income taxes | $0 | 8,362 |
Income before extraordinary items | $-531,000 | 9,584 |
Extraordinary gains, net | $0 | 38 |
Net income | $-531,000 | 9,583 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 7,122 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $-558,000 | 9,598 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $83,000 | 10,193 |
Total interest expense | $28,000 | 10,132 |
Net interest income | $55,000 | 10,189 |
Provision for loan and lease losses | $5,000 | 8,322 |
Total noninterest income | $28,000 | 9,889 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 8,885 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $28,000 | 8,915 |
Total noninterest expense | $352,000 | 9,978 |
Salaries and employee benefits | $192,000 | 9,941 |
Premises and equipment expense | $24,000 | 10,043 |
Additional noninterest expense | $136,000 | 9,638 |
Pre-tax net operating income | $-274,000 | 9,691 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $0 | 8,765 |
Income before extraordinary items | $-274,000 | 9,739 |
Extraordinary gains, net | $0 | 35 |
Net income | $-274,000 | 9,738 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,897 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $5,257,000 | 231 |
Net operating income | $-274,000 | 9,719 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.