Home > Oak Hills Savings and Loan Company, F.A. > Income and Expense
Oak Hills Savings and Loan Company, F.A., Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $18,363,000 | 1,761 |
| Total interest expense | $11,263,000 | 1,370 |
| Net interest income | $7,100,000 | 2,397 |
| Provision for loan and lease losses | $38,000 | 7,037 |
| Total noninterest income | $621,000 | 4,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $621,000 | 2,589 |
| Total noninterest expense | $4,693,000 | 2,766 |
| Salaries and employee benefits | $2,661,000 | 2,533 |
| Premises and equipment expense | $903,000 | 2,150 |
| Additional noninterest expense | $1,129,000 | 3,548 |
| Pre-tax net operating income | $2,990,000 | 2,386 |
| Securities gains (losses) | $339,000 | 696 |
| Applicable income taxes | $1,243,000 | 1,932 |
| Income before extraordinary items | $2,086,000 | 2,466 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,086,000 | 2,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,323 |
| Cash dividends | $3,000,000 | 967 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,869,040 | 2,644 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $17,252,000 | 1,912 |
| Total interest expense | $10,516,000 | 1,481 |
| Net interest income | $6,736,000 | 2,581 |
| Provision for loan and lease losses | $32,000 | 7,323 |
| Total noninterest income | $602,000 | 4,395 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $602,000 | 2,465 |
| Total noninterest expense | $4,546,000 | 2,788 |
| Salaries and employee benefits | $2,477,000 | 2,674 |
| Premises and equipment expense | $856,000 | 2,295 |
| Additional noninterest expense | $1,213,000 | 3,324 |
| Pre-tax net operating income | $2,760,000 | 2,692 |
| Securities gains (losses) | $105,000 | 967 |
| Applicable income taxes | $1,008,000 | 2,423 |
| Income before extraordinary items | $1,857,000 | 2,756 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,857,000 | 2,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,945 |
| Cash dividends | $1,200,000 | 1,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,788,750 | 2,796 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,852,000 | 2,125 |
| Total interest expense | $9,330,000 | 1,691 |
| Net interest income | $6,522,000 | 2,717 |
| Provision for loan and lease losses | $9,000 | 8,632 |
| Total noninterest income | $497,000 | 5,174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $497,000 | 2,934 |
| Total noninterest expense | $5,361,000 | 2,544 |
| Salaries and employee benefits | $2,265,000 | 2,950 |
| Premises and equipment expense | $934,000 | 2,136 |
| Additional noninterest expense | $2,162,000 | 2,284 |
| Pre-tax net operating income | $1,649,000 | 4,032 |
| Securities gains (losses) | $81,000 | 1,058 |
| Applicable income taxes | $595,000 | 3,614 |
| Income before extraordinary items | $1,135,000 | 4,055 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,135,000 | 4,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 7,019 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,081,540 | 4,145 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,097,000 | 2,379 |
| Total interest expense | $8,312,000 | 1,895 |
| Net interest income | $5,785,000 | 3,070 |
| Provision for loan and lease losses | $8,000 | 8,490 |
| Total noninterest income | $1,281,000 | 2,573 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,281,000 | 1,524 |
| Total noninterest expense | $4,508,000 | 2,983 |
| Salaries and employee benefits | $2,173,000 | 3,068 |
| Premises and equipment expense | $737,000 | 2,678 |
| Additional noninterest expense | $1,598,000 | 2,928 |
| Pre-tax net operating income | $2,550,000 | 2,790 |
| Securities gains (losses) | $74,000 | 1,086 |
| Applicable income taxes | $891,000 | 2,629 |
| Income before extraordinary items | $1,733,000 | 2,850 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,733,000 | 2,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-77,000 | 11,639 |
| Cash dividends | $1,200,000 | 1,763 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,684,160 | 2,883 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,900,000 | 2,545 |
| Total interest expense | $6,054,000 | 2,060 |
| Net interest income | $5,846,000 | 3,075 |
| Provision for loan and lease losses | $9,000 | 8,587 |
| Total noninterest income | $769,000 | 3,842 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $769,000 | 2,186 |
| Total noninterest expense | $4,298,000 | 3,201 |
| Salaries and employee benefits | $2,304,000 | 2,869 |
| Premises and equipment expense | $703,000 | 2,818 |
| Additional noninterest expense | $1,291,000 | 3,797 |
| Pre-tax net operating income | $2,308,000 | 3,041 |
| Securities gains (losses) | $35,000 | 1,379 |
| Applicable income taxes | $783,000 | 2,826 |
| Income before extraordinary items | $1,560,000 | 3,072 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,560,000 | 3,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 11,264 |
| Cash dividends | $814,000 | 2,246 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 839 |
| Net operating income | $1,536,550 | 3,133 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,251,000 | 2,513 |
| Total interest expense | $6,700,000 | 1,942 |
| Net interest income | $5,551,000 | 3,246 |
| Provision for loan and lease losses | $58,000 | 7,185 |
| Total noninterest income | $640,000 | 4,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $640,000 | 2,769 |
| Total noninterest expense | $4,145,000 | 3,375 |
| Salaries and employee benefits | $2,355,000 | 2,801 |
| Premises and equipment expense | $658,000 | 3,045 |
| Additional noninterest expense | $1,132,000 | 4,424 |
| Pre-tax net operating income | $1,988,000 | 3,335 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $647,000 | 3,357 |
| Income before extraordinary items | $1,341,000 | 3,596 |
| Extraordinary gains, net | $75,000 | 1,837 |
| Net income | $1,416,000 | 3,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $6,504,000 | 166 |
| Net operating income | $1,341,000 | 3,410 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,334,000 | 2,645 |
| Total interest expense | $8,104,000 | 2,093 |
| Net interest income | $5,230,000 | 3,482 |
| Provision for loan and lease losses | $364,000 | 3,662 |
| Total noninterest income | $568,000 | 5,170 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $568,000 | 2,938 |
| Total noninterest expense | $3,648,000 | 3,796 |
| Salaries and employee benefits | $1,903,000 | 3,352 |
| Premises and equipment expense | $681,000 | 2,989 |
| Additional noninterest expense | $1,064,000 | 4,800 |
| Pre-tax net operating income | $1,786,000 | 3,459 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $717,000 | 2,892 |
| Income before extraordinary items | $1,069,000 | 4,244 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,069,000 | 4,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,069,000 | 3,930 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.