Home > Oak Hill Banks > Income and Expense
Oak Hill Banks, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $15,770,000 | 500 |
| Total interest expense | $5,870,000 | 430 |
| Net interest income | $9,900,000 | 539 |
| Provision for loan and lease losses | $750,000 | 326 |
| Total noninterest income | $1,675,000 | 830 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $842,000 | 470 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $833,000 | 916 |
| Total noninterest expense | $6,019,000 | 696 |
| Salaries and employee benefits | $3,282,000 | 673 |
| Premises and equipment expense | $703,000 | 836 |
| Additional noninterest expense | $2,034,000 | 647 |
| Pre-tax net operating income | $4,806,000 | 537 |
| Securities gains (losses) | $143,000 | 302 |
| Applicable income taxes | $1,454,000 | 568 |
| Income before extraordinary items | $3,495,000 | 534 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $3,495,000 | 534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $535,000 | 328 |
| Cash dividends | $1,100,000 | 593 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $3,393,470 | 530 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $57,560,000 | 512 |
| Total interest expense | $20,068,000 | 423 |
| Net interest income | $37,492,000 | 552 |
| Provision for loan and lease losses | $2,473,000 | 454 |
| Total noninterest income | $7,227,000 | 780 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $3,562,000 | 503 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,665,000 | 846 |
| Total noninterest expense | $22,817,000 | 707 |
| Salaries and employee benefits | $9,520,000 | 903 |
| Premises and equipment expense | $2,241,000 | 1,024 |
| Additional noninterest expense | $11,056,000 | 498 |
| Pre-tax net operating income | $19,429,000 | 499 |
| Securities gains (losses) | $4,000 | 3,277 |
| Applicable income taxes | $5,906,000 | 534 |
| Income before extraordinary items | $13,527,000 | 523 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $13,527,000 | 524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,646,000 | 537 |
| Cash dividends | $7,100,000 | 458 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $13,524,200 | 507 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,469,000 | 6,146 |
| Total interest expense | $927,000 | 4,996 |
| Net interest income | $1,542,000 | 6,561 |
| Provision for loan and lease losses | $920,000 | 834 |
| Total noninterest income | $174,000 | 6,938 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $181,000 | 4,846 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-7,000 | 8,983 |
| Total noninterest expense | $1,943,000 | 5,136 |
| Salaries and employee benefits | $748,000 | 6,252 |
| Premises and equipment expense | $183,000 | 6,237 |
| Additional noninterest expense | $1,012,000 | 3,391 |
| Pre-tax net operating income | $-1,147,000 | 8,919 |
| Securities gains (losses) | $-22,000 | 8,667 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-1,169,000 | 8,943 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-1,169,000 | 8,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,072,000 | 544 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $2,050,000 | 247 |
| Net operating income | $-1,147,000 | 8,924 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,771,000 | 5,929 |
| Total interest expense | $647,000 | 4,879 |
| Net interest income | $1,124,000 | 6,340 |
| Provision for loan and lease losses | $634,000 | 798 |
| Total noninterest income | $126,000 | 6,806 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $117,000 | 4,926 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,000 | 8,365 |
| Total noninterest expense | $1,272,000 | 5,228 |
| Salaries and employee benefits | $503,000 | 6,275 |
| Premises and equipment expense | $114,000 | 6,459 |
| Additional noninterest expense | $655,000 | 3,476 |
| Pre-tax net operating income | $-656,000 | 8,947 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-656,000 | 8,969 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-656,000 | 8,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $743,000 | 538 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $2,050,000 | 167 |
| Net operating income | $-656,000 | 8,951 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $946,000 | 5,755 |
| Total interest expense | $341,000 | 4,784 |
| Net interest income | $605,000 | 6,132 |
| Provision for loan and lease losses | $39,000 | 3,783 |
| Total noninterest income | $79,000 | 6,323 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $56,000 | 4,941 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $23,000 | 6,579 |
| Total noninterest expense | $557,000 | 5,684 |
| Salaries and employee benefits | $249,000 | 6,354 |
| Premises and equipment expense | $93,000 | 5,051 |
| Additional noninterest expense | $215,000 | 4,818 |
| Pre-tax net operating income | $88,000 | 7,338 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $24,000 | 5,624 |
| Income before extraordinary items | $64,000 | 7,496 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $64,000 | 7,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,144 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $64,000 | 7,424 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,024,000 | 5,623 |
| Total interest expense | $1,569,000 | 4,746 |
| Net interest income | $2,455,000 | 5,965 |
| Provision for loan and lease losses | $1,309,000 | 903 |
| Total noninterest income | $459,000 | 5,650 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $230,000 | 4,948 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $229,000 | 5,014 |
| Total noninterest expense | $2,249,000 | 5,600 |
| Salaries and employee benefits | $1,049,000 | 6,095 |
| Premises and equipment expense | $260,000 | 6,066 |
| Additional noninterest expense | $940,000 | 4,477 |
| Pre-tax net operating income | $-644,000 | 8,879 |
| Securities gains (losses) | $6,000 | 3,841 |
| Applicable income taxes | $-299,000 | 9,058 |
| Income before extraordinary items | $-339,000 | 8,837 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-339,000 | 8,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,500 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 767 |
| Net operating income | $-342,840 | 8,775 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,029,000 | 5,677 |
| Total interest expense | $1,222,000 | 4,758 |
| Net interest income | $1,807,000 | 6,041 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $368,000 | 5,517 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $175,000 | 4,936 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $193,000 | 4,870 |
| Total noninterest expense | $1,678,000 | 5,588 |
| Salaries and employee benefits | $780,000 | 6,094 |
| Premises and equipment expense | $207,000 | 5,905 |
| Additional noninterest expense | $691,000 | 4,510 |
| Pre-tax net operating income | $452,000 | 6,500 |
| Securities gains (losses) | $6,000 | 3,549 |
| Applicable income taxes | $119,000 | 5,376 |
| Income before extraordinary items | $339,000 | 6,726 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $339,000 | 6,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,702 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 600 |
| Net operating income | $334,560 | 6,574 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,017,000 | 5,715 |
| Total interest expense | $851,000 | 4,735 |
| Net interest income | $1,166,000 | 6,147 |
| Provision for loan and lease losses | $29,000 | 5,996 |
| Total noninterest income | $242,000 | 5,559 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $106,000 | 5,131 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $136,000 | 4,735 |
| Total noninterest expense | $1,084,000 | 5,710 |
| Salaries and employee benefits | $527,000 | 6,063 |
| Premises and equipment expense | $142,000 | 5,830 |
| Additional noninterest expense | $415,000 | 4,872 |
| Pre-tax net operating income | $295,000 | 6,529 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $76,000 | 5,471 |
| Income before extraordinary items | $219,000 | 6,800 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $219,000 | 6,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,353 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 476 |
| Net operating income | $219,000 | 6,597 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $986,000 | 5,823 |
| Total interest expense | $445,000 | 4,702 |
| Net interest income | $541,000 | 6,416 |
| Provision for loan and lease losses | $14,000 | 5,838 |
| Total noninterest income | $75,000 | 6,577 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $42,000 | 5,576 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $33,000 | 6,044 |
| Total noninterest expense | $468,000 | 6,219 |
| Salaries and employee benefits | $268,000 | 6,005 |
| Premises and equipment expense | $59,000 | 6,332 |
| Additional noninterest expense | $141,000 | 6,147 |
| Pre-tax net operating income | $134,000 | 6,697 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $134,000 | 6,289 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $134,000 | 6,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 305 |
| Net operating income | $134,000 | 6,116 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,315,000 | 6,518 |
| Total interest expense | $1,543,000 | 5,639 |
| Net interest income | $1,772,000 | 7,007 |
| Provision for loan and lease losses | $42,000 | 6,887 |
| Total noninterest income | $340,000 | 6,174 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $245,000 | 4,747 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $95,000 | 6,547 |
| Total noninterest expense | $1,774,000 | 6,306 |
| Salaries and employee benefits | $927,000 | 6,414 |
| Premises and equipment expense | $190,000 | 6,887 |
| Additional noninterest expense | $657,000 | 5,620 |
| Pre-tax net operating income | $296,000 | 7,556 |
| Securities gains (losses) | $6,000 | 3,879 |
| Applicable income taxes | $53,000 | 6,492 |
| Income before extraordinary items | $249,000 | 7,563 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $249,000 | 7,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,261 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $-26,000 | 9,225 |
| Net operating income | $244,080 | 7,509 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,818,000 | 7,429 |
| Total interest expense | $1,531,000 | 6,919 |
| Net interest income | $1,287,000 | 7,712 |
| Provision for loan and lease losses | $29,000 | 7,298 |
| Total noninterest income | $234,000 | 6,985 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $33,000 | 7,927 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $201,000 | 4,919 |
| Total noninterest expense | $1,428,000 | 6,956 |
| Salaries and employee benefits | $789,000 | 6,830 |
| Premises and equipment expense | $159,000 | 7,382 |
| Additional noninterest expense | $480,000 | 6,576 |
| Pre-tax net operating income | $64,000 | 8,484 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-10,000 | 9,004 |
| Income before extraordinary items | $74,000 | 8,473 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $74,000 | 8,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $74,000 | 8,372 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,791,000 | 7,625 |
| Total interest expense | $1,495,000 | 7,173 |
| Net interest income | $1,296,000 | 7,873 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $208,000 | 7,194 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 8,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,078 |
| Total noninterest expense | $1,406,000 | 6,989 |
| Salaries and employee benefits | $785,000 | 6,802 |
| Premises and equipment expense | $169,000 | 7,263 |
| Additional noninterest expense | $452,000 | 6,760 |
| Pre-tax net operating income | $98,000 | 8,803 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $97,000 | 8,729 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $97,000 | 8,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,414 |
| Cash dividends | $10,000 | 6,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $98,000 | 8,710 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,522,000 | 7,885 |
| Total interest expense | $1,252,000 | 7,510 |
| Net interest income | $1,270,000 | 8,053 |
| Provision for loan and lease losses | $6,000 | 8,268 |
| Total noninterest income | $200,000 | 7,502 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 8,370 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 5,261 |
| Total noninterest expense | $1,304,000 | 7,283 |
| Salaries and employee benefits | $710,000 | 7,188 |
| Premises and equipment expense | $161,000 | 7,475 |
| Additional noninterest expense | $433,000 | 7,025 |
| Pre-tax net operating income | $160,000 | 8,754 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $9,000 | 8,512 |
| Income before extraordinary items | $151,000 | 8,632 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $151,000 | 8,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,737 |
| Cash dividends | $14,000 | 7,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $151,000 | 8,590 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,591,000 | 7,995 |
| Total interest expense | $1,336,000 | 7,575 |
| Net interest income | $1,255,000 | 8,212 |
| Provision for loan and lease losses | $3,000 | 8,549 |
| Total noninterest income | $170,000 | 7,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 8,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 5,750 |
| Total noninterest expense | $1,279,000 | 7,318 |
| Salaries and employee benefits | $700,000 | 7,186 |
| Premises and equipment expense | $157,000 | 7,493 |
| Additional noninterest expense | $422,000 | 7,044 |
| Pre-tax net operating income | $143,000 | 9,214 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,000 | 9,272 |
| Income before extraordinary items | $141,000 | 9,043 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $141,000 | 9,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,508 |
| Cash dividends | $4,000 | 7,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $141,000 | 8,982 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,597,000 | 8,255 |
| Total interest expense | $1,294,000 | 7,860 |
| Net interest income | $1,303,000 | 8,466 |
| Provision for loan and lease losses | $3,000 | 8,731 |
| Total noninterest income | $145,000 | 8,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 9,132 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,172 |
| Total noninterest expense | $1,195,000 | 7,697 |
| Salaries and employee benefits | $608,000 | 7,860 |
| Premises and equipment expense | $153,000 | 7,732 |
| Additional noninterest expense | $434,000 | 7,070 |
| Pre-tax net operating income | $250,000 | 9,292 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $59,000 | 9,108 |
| Income before extraordinary items | $192,000 | 9,233 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $192,000 | 9,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,728 |
| Cash dividends | $1,004,000 | 2,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $191,240 | 9,195 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,432,000 | 8,776 |
| Total interest expense | $1,187,000 | 8,416 |
| Net interest income | $1,245,000 | 8,916 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $115,000 | 9,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 9,499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,410 |
| Total noninterest expense | $1,112,000 | 8,289 |
| Salaries and employee benefits | $600,000 | 8,124 |
| Premises and equipment expense | $141,000 | 8,264 |
| Additional noninterest expense | $371,000 | 8,151 |
| Pre-tax net operating income | $248,000 | 9,501 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $75,000 | 9,249 |
| Income before extraordinary items | $173,000 | 9,558 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $173,000 | 9,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,437 |
| Cash dividends | $8,000 | 8,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $173,000 | 9,501 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,107,000 | 9,559 |
| Total interest expense | $980,000 | 9,325 |
| Net interest income | $1,127,000 | 9,551 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $92,000 | 10,456 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 9,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,310 |
| Total noninterest expense | $951,000 | 9,162 |
| Salaries and employee benefits | $506,000 | 9,065 |
| Premises and equipment expense | $92,000 | 9,856 |
| Additional noninterest expense | $353,000 | 8,671 |
| Pre-tax net operating income | $268,000 | 9,984 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $93,000 | 9,312 |
| Income before extraordinary items | $175,000 | 10,213 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $175,000 | 10,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,576 |
| Cash dividends | $14,000 | 8,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $175,000 | 10,184 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,785,000 | 10,204 |
| Total interest expense | $729,000 | 9,935 |
| Net interest income | $1,056,000 | 10,223 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $89,000 | 11,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 9,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 11,366 |
| Total noninterest expense | $901,000 | 9,770 |
| Salaries and employee benefits | $412,000 | 10,188 |
| Premises and equipment expense | $114,000 | 9,573 |
| Additional noninterest expense | $375,000 | 9,083 |
| Pre-tax net operating income | $244,000 | 10,544 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $77,000 | 9,880 |
| Income before extraordinary items | $167,000 | 10,635 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $167,000 | 10,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $18,000 | 8,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $167,000 | 10,679 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,029,000 | 10,117 |
| Total interest expense | $837,000 | 9,851 |
| Net interest income | $1,192,000 | 10,083 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $95,000 | 11,441 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 9,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,240 |
| Total noninterest expense | $888,000 | 10,257 |
| Salaries and employee benefits | $413,000 | 10,500 |
| Premises and equipment expense | $105,000 | 10,294 |
| Additional noninterest expense | $370,000 | 9,605 |
| Pre-tax net operating income | $399,000 | 9,425 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $130,000 | 9,087 |
| Income before extraordinary items | $269,000 | 9,825 |
| Extraordinary gains, net | $-13,000 | 12,366 |
| Net income | $256,000 | 10,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 12,272 |
| Cash dividends | $674,000 | 2,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $269,000 | 9,568 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,449,000 | 10,007 |
| Total interest expense | $1,199,000 | 9,604 |
| Net interest income | $1,250,000 | 10,145 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $78,000 | 12,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 9,773 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 13,064 |
| Total noninterest expense | $867,000 | 10,676 |
| Salaries and employee benefits | $407,000 | 10,778 |
| Premises and equipment expense | $86,000 | 11,263 |
| Additional noninterest expense | $374,000 | 9,895 |
| Pre-tax net operating income | $461,000 | 8,708 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $156,000 | 8,466 |
| Income before extraordinary items | $305,000 | 9,253 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $305,000 | 9,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 9,962 |
| Cash dividends | $14,000 | 8,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $305,000 | 8,878 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.