Home > Oak Hill Banks > Income and Expense
Oak Hill Banks, Income and Expense
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $19,893,000 | 519 |
| Total interest expense | $9,095,000 | 520 |
| Net interest income | $10,798,000 | 510 |
| Provision for loan and lease losses | $2,955,000 | 308 |
| Total noninterest income | $2,045,000 | 733 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,306,000 | 335 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $739,000 | 1,069 |
| Total noninterest expense | $8,128,000 | 595 |
| Salaries and employee benefits | $3,826,000 | 657 |
| Premises and equipment expense | $1,078,000 | 654 |
| Additional noninterest expense | $3,224,000 | 474 |
| Pre-tax net operating income | $1,760,000 | 1,084 |
| Securities gains (losses) | $6,000 | 2,176 |
| Applicable income taxes | $-46,000 | 8,014 |
| Income before extraordinary items | $1,812,000 | 827 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,812,000 | 829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $879,000 | 501 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,806,000 | 797 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,960,000 | 4,747 |
| Total interest expense | $3,292,000 | 4,512 |
| Net interest income | $3,668,000 | 4,874 |
| Provision for loan and lease losses | $307,000 | 3,147 |
| Total noninterest income | $909,000 | 3,731 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $491,000 | 3,096 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $418,000 | 3,651 |
| Total noninterest expense | $2,973,000 | 5,028 |
| Salaries and employee benefits | $1,320,000 | 5,703 |
| Premises and equipment expense | $396,000 | 5,057 |
| Additional noninterest expense | $1,257,000 | 3,946 |
| Pre-tax net operating income | $1,297,000 | 4,190 |
| Securities gains (losses) | $171,000 | 477 |
| Applicable income taxes | $447,000 | 2,875 |
| Income before extraordinary items | $1,021,000 | 4,267 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,021,000 | 4,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,770 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $901,300 | 4,531 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $63,707,000 | 510 |
| Total interest expense | $34,467,000 | 454 |
| Net interest income | $29,240,000 | 582 |
| Provision for loan and lease losses | $12,890,000 | 133 |
| Total noninterest income | $8,308,000 | 573 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $4,390,000 | 306 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,918,000 | 663 |
| Total noninterest expense | $23,228,000 | 592 |
| Salaries and employee benefits | $12,147,000 | 594 |
| Premises and equipment expense | $3,328,000 | 593 |
| Additional noninterest expense | $7,753,000 | 548 |
| Pre-tax net operating income | $1,430,000 | 3,575 |
| Securities gains (losses) | $175,000 | 391 |
| Applicable income taxes | $-1,291,000 | 8,505 |
| Income before extraordinary items | $2,896,000 | 1,746 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,896,000 | 1,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,782,000 | 254 |
| Cash dividends | $4,000,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,721,000 | 1,843 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $42,132,000 | 529 |
| Total interest expense | $22,827,000 | 465 |
| Net interest income | $19,305,000 | 603 |
| Provision for loan and lease losses | $825,000 | 677 |
| Total noninterest income | $5,701,000 | 581 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $2,800,000 | 325 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,901,000 | 621 |
| Total noninterest expense | $15,545,000 | 606 |
| Salaries and employee benefits | $8,161,000 | 607 |
| Premises and equipment expense | $2,232,000 | 607 |
| Additional noninterest expense | $5,152,000 | 564 |
| Pre-tax net operating income | $8,636,000 | 586 |
| Securities gains (losses) | $121,000 | 382 |
| Applicable income taxes | $1,646,000 | 850 |
| Income before extraordinary items | $7,111,000 | 543 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,111,000 | 542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,001,000 | 449 |
| Cash dividends | $4,000,000 | 501 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $7,012,990 | 535 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $20,900,000 | 528 |
| Total interest expense | $11,285,000 | 463 |
| Net interest income | $9,615,000 | 600 |
| Provision for loan and lease losses | $543,000 | 496 |
| Total noninterest income | $2,007,000 | 752 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,230,000 | 354 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $777,000 | 1,011 |
| Total noninterest expense | $7,617,000 | 614 |
| Salaries and employee benefits | $4,099,000 | 609 |
| Premises and equipment expense | $1,147,000 | 592 |
| Additional noninterest expense | $2,371,000 | 593 |
| Pre-tax net operating income | $3,462,000 | 709 |
| Securities gains (losses) | $87,000 | 325 |
| Applicable income taxes | $735,000 | 938 |
| Income before extraordinary items | $2,814,000 | 646 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,814,000 | 645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $404,000 | 480 |
| Cash dividends | $2,000,000 | 446 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,745,270 | 651 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $79,702,000 | 523 |
| Total interest expense | $39,777,000 | 454 |
| Net interest income | $39,925,000 | 580 |
| Provision for loan and lease losses | $5,691,000 | 218 |
| Total noninterest income | $10,264,000 | 600 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $5,392,000 | 333 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,872,000 | 688 |
| Total noninterest expense | $30,897,000 | 588 |
| Salaries and employee benefits | $16,060,000 | 586 |
| Premises and equipment expense | $3,892,000 | 671 |
| Additional noninterest expense | $10,945,000 | 518 |
| Pre-tax net operating income | $13,601,000 | 745 |
| Securities gains (losses) | $187,000 | 402 |
| Applicable income taxes | $2,761,000 | 1,016 |
| Income before extraordinary items | $11,027,000 | 680 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $11,027,000 | 680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,420,000 | 165 |
| Cash dividends | $15,250,000 | 285 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $10,877,400 | 677 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $59,073,000 | 534 |
| Total interest expense | $29,038,000 | 459 |
| Net interest income | $30,035,000 | 591 |
| Provision for loan and lease losses | $1,729,000 | 466 |
| Total noninterest income | $7,905,000 | 597 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $4,007,000 | 338 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,898,000 | 669 |
| Total noninterest expense | $22,736,000 | 613 |
| Salaries and employee benefits | $11,702,000 | 618 |
| Premises and equipment expense | $2,839,000 | 697 |
| Additional noninterest expense | $8,195,000 | 525 |
| Pre-tax net operating income | $13,475,000 | 615 |
| Securities gains (losses) | $145,000 | 377 |
| Applicable income taxes | $3,174,000 | 762 |
| Income before extraordinary items | $10,446,000 | 574 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $10,446,000 | 574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,751,000 | 297 |
| Cash dividends | $7,250,000 | 381 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $10,334,350 | 573 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $38,604,000 | 531 |
| Total interest expense | $18,616,000 | 454 |
| Net interest income | $19,988,000 | 590 |
| Provision for loan and lease losses | $1,273,000 | 403 |
| Total noninterest income | $5,335,000 | 597 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,565,000 | 346 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,770,000 | 625 |
| Total noninterest expense | $14,900,000 | 623 |
| Salaries and employee benefits | $7,743,000 | 637 |
| Premises and equipment expense | $1,835,000 | 722 |
| Additional noninterest expense | $5,322,000 | 530 |
| Pre-tax net operating income | $9,150,000 | 605 |
| Securities gains (losses) | $104,000 | 348 |
| Applicable income taxes | $2,166,000 | 747 |
| Income before extraordinary items | $7,088,000 | 575 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,088,000 | 573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,249,000 | 288 |
| Cash dividends | $4,250,000 | 430 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $7,007,920 | 563 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $18,964,000 | 519 |
| Total interest expense | $8,904,000 | 450 |
| Net interest income | $10,060,000 | 581 |
| Provision for loan and lease losses | $200,000 | 1,130 |
| Total noninterest income | $2,505,000 | 610 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,207,000 | 343 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,298,000 | 664 |
| Total noninterest expense | $7,493,000 | 615 |
| Salaries and employee benefits | $3,977,000 | 620 |
| Premises and equipment expense | $920,000 | 707 |
| Additional noninterest expense | $2,596,000 | 540 |
| Pre-tax net operating income | $4,872,000 | 562 |
| Securities gains (losses) | $139,000 | 219 |
| Applicable income taxes | $1,204,000 | 693 |
| Income before extraordinary items | $3,807,000 | 533 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,807,000 | 532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 752 |
| Cash dividends | $1,250,000 | 628 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $3,701,360 | 535 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $69,693,000 | 497 |
| Total interest expense | $28,200,000 | 434 |
| Net interest income | $41,493,000 | 536 |
| Provision for loan and lease losses | $6,341,000 | 198 |
| Total noninterest income | $8,584,000 | 693 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $4,508,000 | 377 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,076,000 | 784 |
| Total noninterest expense | $28,156,000 | 618 |
| Salaries and employee benefits | $14,069,000 | 643 |
| Premises and equipment expense | $3,248,000 | 744 |
| Additional noninterest expense | $10,839,000 | 522 |
| Pre-tax net operating income | $15,580,000 | 658 |
| Securities gains (losses) | $498,000 | 279 |
| Applicable income taxes | $3,695,000 | 822 |
| Income before extraordinary items | $12,383,000 | 603 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $12,383,000 | 604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,992,000 | 207 |
| Cash dividends | $11,775,000 | 339 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $11,999,540 | 604 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $51,027,000 | 491 |
| Total interest expense | $20,087,000 | 427 |
| Net interest income | $30,940,000 | 534 |
| Provision for loan and lease losses | $5,671,000 | 171 |
| Total noninterest income | $6,093,000 | 726 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $3,186,000 | 398 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,907,000 | 833 |
| Total noninterest expense | $20,857,000 | 627 |
| Salaries and employee benefits | $11,018,000 | 615 |
| Premises and equipment expense | $2,352,000 | 766 |
| Additional noninterest expense | $7,487,000 | 553 |
| Pre-tax net operating income | $10,505,000 | 706 |
| Securities gains (losses) | $508,000 | 258 |
| Applicable income taxes | $2,580,000 | 877 |
| Income before extraordinary items | $8,433,000 | 660 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,433,000 | 660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,695,000 | 184 |
| Cash dividends | $7,275,000 | 356 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $8,041,840 | 660 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $32,854,000 | 494 |
| Total interest expense | $12,672,000 | 420 |
| Net interest income | $20,182,000 | 534 |
| Provision for loan and lease losses | $5,459,000 | 117 |
| Total noninterest income | $3,805,000 | 755 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,960,000 | 423 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,845,000 | 858 |
| Total noninterest expense | $13,387,000 | 640 |
| Salaries and employee benefits | $6,945,000 | 637 |
| Premises and equipment expense | $1,462,000 | 805 |
| Additional noninterest expense | $4,980,000 | 559 |
| Pre-tax net operating income | $5,141,000 | 922 |
| Securities gains (losses) | $370,000 | 277 |
| Applicable income taxes | $1,294,000 | 1,077 |
| Income before extraordinary items | $4,217,000 | 834 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,217,000 | 834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,443,000 | 133 |
| Cash dividends | $6,100,000 | 289 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,932,100 | 865 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,368,000 | 4,771 |
| Total interest expense | $453,000 | 4,318 |
| Net interest income | $915,000 | 4,903 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $217,000 | 3,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $217,000 | 2,364 |
| Total noninterest expense | $2,058,000 | 2,012 |
| Salaries and employee benefits | $553,000 | 3,794 |
| Premises and equipment expense | $203,000 | 2,848 |
| Additional noninterest expense | $1,302,000 | 963 |
| Pre-tax net operating income | $-926,000 | 8,895 |
| Securities gains (losses) | $-68,000 | 8,813 |
| Applicable income taxes | $-351,000 | 8,902 |
| Income before extraordinary items | $-643,000 | 8,885 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-643,000 | 8,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 788 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-598,800 | 8,870 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,935,000 | 4,298 |
| Total interest expense | $1,830,000 | 3,927 |
| Net interest income | $4,105,000 | 4,398 |
| Provision for loan and lease losses | $590,000 | 1,695 |
| Total noninterest income | $-3,667,000 | 8,974 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-3,667,000 | 8,984 |
| Total noninterest expense | $4,830,000 | 3,218 |
| Salaries and employee benefits | $1,966,000 | 4,048 |
| Premises and equipment expense | $799,000 | 2,787 |
| Additional noninterest expense | $2,065,000 | 2,351 |
| Pre-tax net operating income | $-4,982,000 | 8,957 |
| Securities gains (losses) | $75,000 | 1,443 |
| Applicable income taxes | $-1,735,000 | 8,958 |
| Income before extraordinary items | $-3,172,000 | 8,947 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,172,000 | 8,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $494,000 | 1,355 |
| Cash dividends | $150,000 | 5,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-3,220,750 | 8,936 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,570,000 | 4,192 |
| Total interest expense | $1,374,000 | 3,863 |
| Net interest income | $3,196,000 | 4,288 |
| Provision for loan and lease losses | $540,000 | 1,362 |
| Total noninterest income | $-3,821,000 | 9,023 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-3,821,000 | 9,035 |
| Total noninterest expense | $2,873,000 | 3,848 |
| Salaries and employee benefits | $1,476,000 | 4,002 |
| Premises and equipment expense | $602,000 | 2,771 |
| Additional noninterest expense | $795,000 | 4,110 |
| Pre-tax net operating income | $-4,038,000 | 9,007 |
| Securities gains (losses) | $75,000 | 1,373 |
| Applicable income taxes | $-1,399,000 | 9,004 |
| Income before extraordinary items | $-2,564,000 | 8,997 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-2,564,000 | 8,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $531,000 | 898 |
| Cash dividends | $150,000 | 4,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-2,612,750 | 8,987 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,078,000 | 4,163 |
| Total interest expense | $919,000 | 3,857 |
| Net interest income | $2,159,000 | 4,247 |
| Provision for loan and lease losses | $360,000 | 1,336 |
| Total noninterest income | $395,000 | 4,116 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $395,000 | 2,534 |
| Total noninterest expense | $1,924,000 | 3,859 |
| Salaries and employee benefits | $1,001,000 | 3,972 |
| Premises and equipment expense | $406,000 | 2,752 |
| Additional noninterest expense | $517,000 | 4,204 |
| Pre-tax net operating income | $270,000 | 6,694 |
| Securities gains (losses) | $75,000 | 1,204 |
| Applicable income taxes | $101,000 | 4,830 |
| Income before extraordinary items | $244,000 | 6,503 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $244,000 | 6,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $397,000 | 847 |
| Cash dividends | $150,000 | 3,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $190,750 | 6,919 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,554,000 | 4,160 |
| Total interest expense | $457,000 | 3,920 |
| Net interest income | $1,097,000 | 4,188 |
| Provision for loan and lease losses | $180,000 | 1,248 |
| Total noninterest income | $185,000 | 4,244 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $185,000 | 2,607 |
| Total noninterest expense | $995,000 | 3,773 |
| Salaries and employee benefits | $531,000 | 3,813 |
| Premises and equipment expense | $199,000 | 2,824 |
| Additional noninterest expense | $265,000 | 4,125 |
| Pre-tax net operating income | $107,000 | 7,030 |
| Securities gains (losses) | $75,000 | 956 |
| Applicable income taxes | $57,000 | 4,676 |
| Income before extraordinary items | $125,000 | 6,420 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $125,000 | 6,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 1,129 |
| Cash dividends | $75,000 | 3,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $73,250 | 7,275 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,089,000 | 3,780 |
| Total interest expense | $2,362,000 | 3,496 |
| Net interest income | $4,727,000 | 3,845 |
| Provision for loan and lease losses | $915,000 | 1,291 |
| Total noninterest income | $927,000 | 3,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $927,000 | 2,502 |
| Total noninterest expense | $4,265,000 | 3,513 |
| Salaries and employee benefits | $1,975,000 | 3,967 |
| Premises and equipment expense | $1,051,000 | 2,163 |
| Additional noninterest expense | $1,239,000 | 3,637 |
| Pre-tax net operating income | $474,000 | 6,762 |
| Securities gains (losses) | $189,000 | 1,380 |
| Applicable income taxes | $171,000 | 5,124 |
| Income before extraordinary items | $492,000 | 6,371 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $492,000 | 6,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $926,000 | 980 |
| Cash dividends | $800,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $352,140 | 6,880 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,484,000 | 3,724 |
| Total interest expense | $1,866,000 | 3,463 |
| Net interest income | $3,618,000 | 3,805 |
| Provision for loan and lease losses | $690,000 | 1,239 |
| Total noninterest income | $700,000 | 3,943 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $700,000 | 2,558 |
| Total noninterest expense | $3,254,000 | 3,450 |
| Salaries and employee benefits | $1,454,000 | 4,022 |
| Premises and equipment expense | $823,000 | 2,097 |
| Additional noninterest expense | $977,000 | 3,459 |
| Pre-tax net operating income | $374,000 | 6,820 |
| Securities gains (losses) | $193,000 | 1,251 |
| Applicable income taxes | $148,000 | 5,112 |
| Income before extraordinary items | $419,000 | 6,242 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $419,000 | 6,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $671,000 | 934 |
| Cash dividends | $725,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $276,180 | 6,918 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,747,000 | 3,683 |
| Total interest expense | $1,309,000 | 3,425 |
| Net interest income | $2,438,000 | 3,781 |
| Provision for loan and lease losses | $495,000 | 1,168 |
| Total noninterest income | $424,000 | 4,109 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $424,000 | 2,695 |
| Total noninterest expense | $2,141,000 | 3,481 |
| Salaries and employee benefits | $964,000 | 4,032 |
| Premises and equipment expense | $539,000 | 2,110 |
| Additional noninterest expense | $638,000 | 3,519 |
| Pre-tax net operating income | $226,000 | 6,998 |
| Securities gains (losses) | $184,000 | 1,098 |
| Applicable income taxes | $111,000 | 4,979 |
| Income before extraordinary items | $299,000 | 6,106 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $299,000 | 6,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $446,000 | 918 |
| Cash dividends | $650,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $164,680 | 7,127 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,916,000 | 3,657 |
| Total interest expense | $681,000 | 3,388 |
| Net interest income | $1,235,000 | 3,727 |
| Provision for loan and lease losses | $300,000 | 910 |
| Total noninterest income | $199,000 | 4,183 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $199,000 | 2,724 |
| Total noninterest expense | $1,081,000 | 3,436 |
| Salaries and employee benefits | $478,000 | 4,037 |
| Premises and equipment expense | $289,000 | 1,962 |
| Additional noninterest expense | $314,000 | 3,528 |
| Pre-tax net operating income | $53,000 | 7,954 |
| Securities gains (losses) | $153,000 | 790 |
| Applicable income taxes | $56,000 | 4,942 |
| Income before extraordinary items | $150,000 | 6,017 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $150,000 | 6,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 931 |
| Cash dividends | $575,000 | 1,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $38,310 | 7,985 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,494,000 | 3,466 |
| Total interest expense | $3,747,000 | 2,906 |
| Net interest income | $4,747,000 | 3,825 |
| Provision for loan and lease losses | $927,000 | 1,445 |
| Total noninterest income | $952,000 | 3,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $952,000 | 2,251 |
| Total noninterest expense | $3,780,000 | 3,715 |
| Salaries and employee benefits | $1,682,000 | 4,308 |
| Premises and equipment expense | $933,000 | 2,326 |
| Additional noninterest expense | $1,165,000 | 3,700 |
| Pre-tax net operating income | $992,000 | 5,227 |
| Securities gains (losses) | $42,000 | 2,561 |
| Applicable income taxes | $323,000 | 4,315 |
| Income before extraordinary items | $711,000 | 5,518 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $711,000 | 5,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,430,000 | 703 |
| Cash dividends | $1,048,000 | 2,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $682,020 | 5,484 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,325,000 | 3,519 |
| Total interest expense | $5,358,000 | 2,968 |
| Net interest income | $3,967,000 | 4,153 |
| Provision for loan and lease losses | $693,000 | 1,688 |
| Total noninterest income | $954,000 | 3,454 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $954,000 | 2,110 |
| Total noninterest expense | $3,302,000 | 4,015 |
| Salaries and employee benefits | $1,560,000 | 4,370 |
| Premises and equipment expense | $805,000 | 2,620 |
| Additional noninterest expense | $937,000 | 4,280 |
| Pre-tax net operating income | $926,000 | 5,102 |
| Securities gains (losses) | $21,000 | 3,115 |
| Applicable income taxes | $285,000 | 4,374 |
| Income before extraordinary items | $662,000 | 5,357 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $662,000 | 5,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,593 |
| Cash dividends | $540,000 | 3,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $647,300 | 5,299 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,982,000 | 4,140 |
| Total interest expense | $4,936,000 | 3,362 |
| Net interest income | $3,046,000 | 5,104 |
| Provision for loan and lease losses | $295,000 | 2,920 |
| Total noninterest income | $773,000 | 3,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $773,000 | 2,193 |
| Total noninterest expense | $2,779,000 | 4,495 |
| Salaries and employee benefits | $1,230,000 | 5,111 |
| Premises and equipment expense | $660,000 | 3,028 |
| Additional noninterest expense | $889,000 | 4,383 |
| Pre-tax net operating income | $745,000 | 6,058 |
| Securities gains (losses) | $-157,000 | 9,529 |
| Applicable income taxes | $172,000 | 5,693 |
| Income before extraordinary items | $416,000 | 6,752 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $416,000 | 6,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,434 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $5,006,000 | 205 |
| Net operating income | $527,470 | 6,190 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,752,000 | 4,530 |
| Total interest expense | $4,041,000 | 3,564 |
| Net interest income | $2,711,000 | 5,520 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $583,000 | 4,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $583,000 | 2,681 |
| Total noninterest expense | $2,377,000 | 5,060 |
| Salaries and employee benefits | $1,027,000 | 5,777 |
| Premises and equipment expense | $561,000 | 3,437 |
| Additional noninterest expense | $789,000 | 4,840 |
| Pre-tax net operating income | $797,000 | 5,946 |
| Securities gains (losses) | $-5,000 | 9,083 |
| Applicable income taxes | $249,000 | 5,220 |
| Income before extraordinary items | $543,000 | 6,196 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $543,000 | 6,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,288 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $546,450 | 6,165 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,179,000 | 4,891 |
| Total interest expense | $3,775,000 | 3,859 |
| Net interest income | $2,404,000 | 5,984 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $488,000 | 5,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $488,000 | 3,023 |
| Total noninterest expense | $2,008,000 | 5,588 |
| Salaries and employee benefits | $875,000 | 6,328 |
| Premises and equipment expense | $437,000 | 4,120 |
| Additional noninterest expense | $696,000 | 5,194 |
| Pre-tax net operating income | $764,000 | 6,242 |
| Securities gains (losses) | $48,000 | 1,766 |
| Applicable income taxes | $236,000 | 5,775 |
| Income before extraordinary items | $576,000 | 6,178 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $576,000 | 6,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,945 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $541,920 | 6,261 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,851,000 | 5,165 |
| Total interest expense | $3,516,000 | 4,123 |
| Net interest income | $2,335,000 | 6,310 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $474,000 | 5,173 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $474,000 | 2,939 |
| Total noninterest expense | $1,697,000 | 6,301 |
| Salaries and employee benefits | $675,000 | 7,464 |
| Premises and equipment expense | $393,000 | 4,504 |
| Additional noninterest expense | $629,000 | 5,629 |
| Pre-tax net operating income | $992,000 | 5,852 |
| Securities gains (losses) | $-146,000 | 10,811 |
| Applicable income taxes | $261,000 | 6,143 |
| Income before extraordinary items | $585,000 | 6,451 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $585,000 | 6,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,500 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $685,740 | 5,923 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,617,000 | 5,432 |
| Total interest expense | $3,118,000 | 4,617 |
| Net interest income | $2,499,000 | 6,195 |
| Provision for loan and lease losses | $115,000 | 4,800 |
| Total noninterest income | $348,000 | 6,461 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $348,000 | 3,713 |
| Total noninterest expense | $2,114,000 | 5,712 |
| Salaries and employee benefits | $577,000 | 8,278 |
| Premises and equipment expense | $360,000 | 4,921 |
| Additional noninterest expense | $1,177,000 | 3,838 |
| Pre-tax net operating income | $618,000 | 7,325 |
| Securities gains (losses) | $-92,000 | 11,179 |
| Applicable income taxes | $132,000 | 8,174 |
| Income before extraordinary items | $394,000 | 7,671 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $394,000 | 7,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,754 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $463,000 | 7,097 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,475,000 | 5,606 |
| Total interest expense | $2,958,000 | 4,826 |
| Net interest income | $2,517,000 | 6,281 |
| Provision for loan and lease losses | $73,000 | 5,323 |
| Total noninterest income | $250,000 | 7,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $250,000 | 4,479 |
| Total noninterest expense | $1,513,000 | 7,227 |
| Salaries and employee benefits | $481,000 | 9,276 |
| Premises and equipment expense | $367,000 | 4,861 |
| Additional noninterest expense | $665,000 | 6,091 |
| Pre-tax net operating income | $1,181,000 | 5,298 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $344,000 | 5,517 |
| Income before extraordinary items | $834,000 | 5,286 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $834,000 | 5,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,496 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $836,130 | 5,260 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,977,000 | 5,687 |
| Total interest expense | $2,495,000 | 4,663 |
| Net interest income | $2,482,000 | 6,518 |
| Provision for loan and lease losses | $-315,000 | 12,405 |
| Total noninterest income | $223,000 | 8,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $223,000 | 4,919 |
| Total noninterest expense | $1,473,000 | 7,681 |
| Salaries and employee benefits | $476,000 | 9,608 |
| Premises and equipment expense | $450,000 | 4,151 |
| Additional noninterest expense | $547,000 | 7,446 |
| Pre-tax net operating income | $1,547,000 | 4,299 |
| Securities gains (losses) | $-513,000 | 12,257 |
| Applicable income taxes | $177,000 | 7,765 |
| Income before extraordinary items | $857,000 | 5,087 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $857,000 | 5,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,977 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,282,790 | 3,674 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,814,000 | 5,968 |
| Total interest expense | $2,524,000 | 4,768 |
| Net interest income | $2,290,000 | 6,947 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $301,000 | 7,660 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $301,000 | 4,455 |
| Total noninterest expense | $1,260,000 | 8,653 |
| Salaries and employee benefits | $497,000 | 9,698 |
| Premises and equipment expense | $364,000 | 5,080 |
| Additional noninterest expense | $399,000 | 9,275 |
| Pre-tax net operating income | $1,151,000 | 5,338 |
| Securities gains (losses) | $76,000 | 2,857 |
| Applicable income taxes | $394,000 | 5,065 |
| Income before extraordinary items | $833,000 | 5,398 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $833,000 | 5,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 8,470 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $781,320 | 5,436 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,630,000 | 6,743 |
| Total interest expense | $2,720,000 | 5,609 |
| Net interest income | $1,910,000 | 8,005 |
| Provision for loan and lease losses | $150,000 | 6,067 |
| Total noninterest income | $220,000 | 9,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $220,000 | 5,356 |
| Total noninterest expense | $1,095,000 | 9,536 |
| Salaries and employee benefits | $405,000 | 10,800 |
| Premises and equipment expense | $368,000 | 5,137 |
| Additional noninterest expense | $322,000 | 10,530 |
| Pre-tax net operating income | $885,000 | 6,166 |
| Securities gains (losses) | $175,000 | 2,204 |
| Applicable income taxes | $357,000 | 5,253 |
| Income before extraordinary items | $703,000 | 5,895 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $703,000 | 5,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $587,500 | 6,300 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.