Home > Oak Hill Banks > Assets and Liabilities
Oak Hill Banks, Assets and Liabilities
| 2008-03-31 | Rank | |
| # of Employees: | 367 | 417 |
| Assets and Liabilities | ||
| Total Assets: | $1,336,198,000 | 524 |
| Cash and due from depository institutions | $24,476,000 | 417 |
| Interest-bearing balances | $1,040,000 | 2,983 |
| Securities | $125,723,000 | 966 |
| Federal funds sold & reverse repurchase agreements | $28,124,000 | 518 |
| Net loans & leases | $961,132,000 | 510 |
| Loan loss allowance | $8,688,000 | 671 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $24,094,000 | 449 |
| Other real estate owned | $318,000 | 417 |
| Goodwill and other intangibles | $136,046,000 | 148 |
| All other assets | $36,285,000 | 569 |
| Life insurance assets | $13,382,000 | 489 |
| Total liabilities and capital | $1,336,198,000 | 524 |
| Total liabilities | $1,105,306,000 | 559 |
| Total deposits | $912,403,000 | 553 |
| Interest-bearing deposits | $870,336,000 | 518 |
| Deposits held in domestic offices | $912,403,000 | 550 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,716,000 | 989 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $169,428,000 | 387 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $7,759,000 | 846 |
| Total equity capital | $230,892,000 | 343 |
| Total bank equity capital | $230,892,000 | 343 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000,000 | 2,858 |
| Surplus | $175,687,000 | 255 |
| Undivided profits | $54,205,000 | 684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,597,000 | 581 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $5,035,000 | 693 |
| Earning assets | $1,116,019,000 | 564 |
| Long-term assets (5+ years) | $332,304,000 | 391 |
| Average Assets, year-to-date | $1,365,066,000 | 510 |
| Average Assets, quarterly | $1,365,066,000 | 510 |
| Volatile liabilities | $136,233,000 | 1,071 |
| Insider loans | $4,349,000 | 1,764 |
| FHLB advances | $124,074,000 | 445 |
| Loans and leases held for sale | $33,632,000 | 118 |
| Unused loan commitments | $107,433,000 | 960 |
| Tier 1 (core) risk-based capital | $100,787,000 | 614 |
| Tier 2 risk-based capital | $8,688,000 | 657 |
| Total risk weighted assets | $940,971,000 | 550 |
| Total unused commitments | $107,433,000 | 960 |
| Derivatives | $529,000 | 979 |
| 2007-12-31 | Rank | |
| # of Employees: | 370 | 420 |
| Assets and Liabilities | ||
| Total Assets: | $1,393,934,000 | 501 |
| Cash and due from depository institutions | $24,250,000 | 420 |
| Interest-bearing balances | $418,000 | 3,342 |
| Securities | $139,356,000 | 849 |
| Federal funds sold & reverse repurchase agreements | $55,176,000 | 261 |
| Net loans & leases | $965,581,000 | 511 |
| Loan loss allowance | $6,612,000 | 849 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $24,309,000 | 449 |
| Other real estate owned | $65,000 | 420 |
| Goodwill and other intangibles | $137,812,000 | 146 |
| All other assets | $47,385,000 | 466 |
| Life insurance assets | $13,267,000 | 488 |
| Total liabilities and capital | $1,393,934,000 | 501 |
| Total liabilities | $1,164,460,000 | 531 |
| Total deposits | $949,873,000 | 537 |
| Interest-bearing deposits | $903,258,000 | 507 |
| Deposits held in domestic offices | $949,873,000 | 532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,339,000 | 993 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $184,934,000 | 347 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $13,314,000 | 539 |
| Total equity capital | $229,474,000 | 346 |
| Total bank equity capital | $229,474,000 | 346 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,860 |
| Surplus | $176,928,000 | 248 |
| Undivided profits | $51,546,000 | 719 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,012,000 | 739 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $4,931,000 | 803 |
| Earning assets | $1,160,531,000 | 545 |
| Long-term assets (5+ years) | $343,513,000 | 364 |
| Average Assets, year-to-date | $1,303,230,400 | 511 |
| Average Assets, quarterly | $1,333,037,000 | 519 |
| Volatile liabilities | $146,671,000 | 1,009 |
| Insider loans | $5,039,000 | 1,512 |
| FHLB advances | $139,487,000 | 383 |
| Loans and leases held for sale | $60,254,000 | 99 |
| Unused loan commitments | $112,272,000 | 928 |
| Tier 1 (core) risk-based capital | $99,162,000 | 626 |
| Tier 2 risk-based capital | $6,612,000 | 825 |
| Total risk weighted assets | $968,932,000 | 540 |
| Total unused commitments | $112,272,000 | 928 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 388 | 396 |
| Assets and Liabilities | ||
| Total Assets: | $1,272,140,000 | 538 |
| Cash and due from depository institutions | $20,155,000 | 396 |
| Interest-bearing balances | $1,494,000 | 2,042 |
| Securities | $163,497,000 | 717 |
| Federal funds sold & reverse repurchase agreements | $203,000 | 5,868 |
| Net loans & leases | $1,008,378,000 | 479 |
| Loan loss allowance | $13,088,000 | 423 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $28,619,000 | 380 |
| Other real estate owned | $2,455,000 | 396 |
| Goodwill and other intangibles | $13,387,000 | 546 |
| All other assets | $35,446,000 | 573 |
| Life insurance assets | $13,150,000 | 479 |
| Total liabilities and capital | $1,272,140,000 | 538 |
| Total liabilities | $1,163,296,000 | 522 |
| Total deposits | $954,622,000 | 526 |
| Interest-bearing deposits | $912,948,000 | 487 |
| Deposits held in domestic offices | $954,622,000 | 523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,534,000 | 965 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $190,051,000 | 329 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,089,000 | 1,751 |
| Total equity capital | $108,844,000 | 627 |
| Total bank equity capital | $108,844,000 | 627 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,840 |
| Surplus | $50,457,000 | 645 |
| Undivided profits | $57,387,000 | 663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,150,000 | 347 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $6,528,000 | 616 |
| Earning assets | $1,173,572,000 | 530 |
| Long-term assets (5+ years) | $372,378,000 | 328 |
| Average Assets, year-to-date | $1,280,554,500 | 515 |
| Average Assets, quarterly | $1,278,481,000 | 529 |
| Volatile liabilities | $142,254,000 | 1,017 |
| Insider loans | $5,715,000 | 1,298 |
| FHLB advances | $148,051,000 | 345 |
| Loans and leases held for sale | $22,634,000 | 147 |
| Unused loan commitments | $147,564,000 | 765 |
| Tier 1 (core) risk-based capital | $100,030,000 | 615 |
| Tier 2 risk-based capital | $12,734,000 | 460 |
| Total risk weighted assets | $1,018,349,000 | 511 |
| Total unused commitments | $147,564,000 | 765 |
| Derivatives | $10,000,000 | 455 |
| 2007-06-30 | Rank | |
| # of Employees: | 402 | 404 |
| Assets and Liabilities | ||
| Total Assets: | $1,284,822,000 | 538 |
| Cash and due from depository institutions | $21,850,000 | 404 |
| Interest-bearing balances | $1,682,000 | 1,983 |
| Securities | $159,089,000 | 741 |
| Federal funds sold & reverse repurchase agreements | $245,000 | 5,931 |
| Net loans & leases | $1,024,749,000 | 479 |
| Loan loss allowance | $12,748,000 | 429 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $28,719,000 | 367 |
| Other real estate owned | $2,375,000 | 404 |
| Goodwill and other intangibles | $13,651,000 | 554 |
| All other assets | $34,144,000 | 593 |
| Life insurance assets | $13,038,000 | 473 |
| Total liabilities and capital | $1,284,822,000 | 538 |
| Total liabilities | $1,172,590,000 | 517 |
| Total deposits | $964,742,000 | 532 |
| Interest-bearing deposits | $921,797,000 | 490 |
| Deposits held in domestic offices | $964,742,000 | 529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,948,000 | 977 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $189,914,000 | 309 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,986,000 | 1,725 |
| Total equity capital | $112,232,000 | 618 |
| Total bank equity capital | $112,232,000 | 618 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,842 |
| Surplus | $50,321,000 | 659 |
| Undivided profits | $60,911,000 | 616 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,352,000 | 316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $5,894,000 | 650 |
| Earning assets | $1,185,765,000 | 532 |
| Long-term assets (5+ years) | $373,478,000 | 323 |
| Average Assets, year-to-date | $1,283,359,330 | 525 |
| Average Assets, quarterly | $1,287,647,500 | 532 |
| Volatile liabilities | $135,365,000 | 1,047 |
| Insider loans | $5,603,000 | 1,312 |
| FHLB advances | $147,914,000 | 312 |
| Loans and leases held for sale | $239,000 | 1,513 |
| Unused loan commitments | $143,809,000 | 791 |
| Tier 1 (core) risk-based capital | $104,024,000 | 596 |
| Tier 2 risk-based capital | $12,748,000 | 471 |
| Total risk weighted assets | $1,041,291,000 | 508 |
| Total unused commitments | $143,809,000 | 791 |
| Derivatives | $10,000,000 | 508 |
| 2007-03-31 | Rank | |
| # of Employees: | 427 | 375 |
| Assets and Liabilities | ||
| Total Assets: | $1,290,473,000 | 530 |
| Cash and due from depository institutions | $22,674,000 | 375 |
| Interest-bearing balances | $1,605,000 | 2,133 |
| Securities | $147,664,000 | 807 |
| Federal funds sold & reverse repurchase agreements | $16,264,000 | 1,218 |
| Net loans & leases | $1,026,887,000 | 479 |
| Loan loss allowance | $13,063,000 | 421 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $28,745,000 | 356 |
| Other real estate owned | $2,699,000 | 375 |
| Goodwill and other intangibles | $13,914,000 | 543 |
| All other assets | $31,626,000 | 607 |
| Life insurance assets | $13,571,000 | 434 |
| Total liabilities and capital | $1,290,473,000 | 530 |
| Total liabilities | $1,184,536,000 | 512 |
| Total deposits | $966,988,000 | 528 |
| Interest-bearing deposits | $920,171,000 | 495 |
| Deposits held in domestic offices | $966,988,000 | 526 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,091,000 | 967 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $195,597,000 | 295 |
| Subordinated debt | $5,000,000 | 176 |
| All other liabilities | $2,860,000 | 1,840 |
| Total equity capital | $105,937,000 | 637 |
| Total bank equity capital | $105,937,000 | 637 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $45,311,000 | 705 |
| Undivided profits | $59,626,000 | 632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,180,000 | 276 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $6,052,000 | 612 |
| Earning assets | $1,192,420,000 | 523 |
| Long-term assets (5+ years) | $394,838,000 | 303 |
| Average Assets, year-to-date | $1,282,628,000 | 525 |
| Average Assets, quarterly | $1,282,628,000 | 525 |
| Volatile liabilities | $162,691,000 | 863 |
| Insider loans | $5,216,000 | 1,384 |
| FHLB advances | $153,597,000 | 297 |
| Loans and leases held for sale | $68,000 | 1,737 |
| Unused loan commitments | $149,711,000 | 770 |
| Tier 1 (core) risk-based capital | $96,535,000 | 634 |
| Tier 2 risk-based capital | $18,063,000 | 355 |
| Total risk weighted assets | $1,050,006,000 | 491 |
| Total unused commitments | $149,711,000 | 770 |
| Derivatives | $10,645,000 | 482 |
| 2006-12-31 | Rank | |
| # of Employees: | 422 | 379 |
| Assets and Liabilities | ||
| Total Assets: | $1,274,783,000 | 525 |
| Cash and due from depository institutions | $22,437,000 | 379 |
| Interest-bearing balances | $1,474,000 | 2,159 |
| Securities | $154,299,000 | 802 |
| Federal funds sold & reverse repurchase agreements | $818,000 | 5,455 |
| Net loans & leases | $1,018,074,000 | 478 |
| Loan loss allowance | $12,924,000 | 417 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $28,097,000 | 355 |
| Other real estate owned | $5,258,000 | 379 |
| Goodwill and other intangibles | $14,125,000 | 523 |
| All other assets | $31,675,000 | 616 |
| Life insurance assets | $13,454,000 | 429 |
| Total liabilities and capital | $1,274,783,000 | 525 |
| Total liabilities | $1,169,563,000 | 517 |
| Total deposits | $947,569,000 | 531 |
| Interest-bearing deposits | $897,076,000 | 492 |
| Deposits held in domestic offices | $947,569,000 | 529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,341,000 | 996 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $199,584,000 | 296 |
| Subordinated debt | $5,000,000 | 177 |
| All other liabilities | $3,069,000 | 1,705 |
| Total equity capital | $105,220,000 | 628 |
| Total bank equity capital | $105,220,000 | 628 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000,000 | 2,834 |
| Surplus | $45,155,000 | 692 |
| Undivided profits | $59,065,000 | 623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,580,000 | 262 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $5,777,000 | 655 |
| Earning assets | $1,174,665,000 | 524 |
| Long-term assets (5+ years) | $414,429,000 | 290 |
| Average Assets, year-to-date | $1,254,502,400 | 524 |
| Average Assets, quarterly | $1,263,982,500 | 526 |
| Volatile liabilities | $170,702,000 | 924 |
| Insider loans | $5,364,000 | 1,349 |
| FHLB advances | $157,584,000 | 314 |
| Loans and leases held for sale | $90,000 | 1,672 |
| Unused loan commitments | $171,975,000 | 676 |
| Tier 1 (core) risk-based capital | $95,438,000 | 634 |
| Tier 2 risk-based capital | $17,924,000 | 353 |
| Total risk weighted assets | $1,048,545,000 | 486 |
| Total unused commitments | $171,975,000 | 676 |
| Derivatives | $10,947,000 | 475 |
| 2006-09-30 | Rank | |
| # of Employees: | 414 | 390 |
| Assets and Liabilities | ||
| Total Assets: | $1,253,182,000 | 539 |
| Cash and due from depository institutions | $20,725,000 | 390 |
| Interest-bearing balances | $1,438,000 | 2,073 |
| Securities | $143,305,000 | 873 |
| Federal funds sold & reverse repurchase agreements | $446,000 | 5,308 |
| Net loans & leases | $1,013,509,000 | 480 |
| Loan loss allowance | $13,631,000 | 406 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $27,309,000 | 355 |
| Other real estate owned | $2,682,000 | 390 |
| Goodwill and other intangibles | $14,458,000 | 520 |
| All other assets | $30,748,000 | 630 |
| Life insurance assets | $13,343,000 | 416 |
| Total liabilities and capital | $1,253,182,000 | 539 |
| Total liabilities | $1,140,295,000 | 531 |
| Total deposits | $966,941,000 | 521 |
| Interest-bearing deposits | $876,392,000 | 496 |
| Deposits held in domestic offices | $966,941,000 | 520 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,101,000 | 1,135 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $159,321,000 | 366 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,932,000 | 1,759 |
| Total equity capital | $112,887,000 | 595 |
| Total bank equity capital | $112,887,000 | 595 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $45,130,000 | 685 |
| Undivided profits | $66,757,000 | 549 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,731,000 | 239 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $5,874,000 | 640 |
| Earning assets | $1,158,698,000 | 535 |
| Long-term assets (5+ years) | $441,175,000 | 275 |
| Average Assets, year-to-date | $1,249,432,250 | 535 |
| Average Assets, quarterly | $1,256,987,000 | 537 |
| Volatile liabilities | $165,453,000 | 965 |
| Insider loans | $5,462,000 | 1,299 |
| FHLB advances | $129,321,000 | 374 |
| Loans and leases held for sale | $1,004,000 | 946 |
| Unused loan commitments | $158,515,000 | 748 |
| Tier 1 (core) risk-based capital | $102,610,000 | 587 |
| Tier 2 risk-based capital | $12,950,000 | 466 |
| Total risk weighted assets | $1,035,281,000 | 495 |
| Total unused commitments | $158,515,000 | 748 |
| Derivatives | $10,000,000 | 501 |
| 2006-06-30 | Rank | |
| # of Employees: | 414 | 391 |
| Assets and Liabilities | ||
| Total Assets: | $1,260,792,000 | 538 |
| Cash and due from depository institutions | $22,730,000 | 391 |
| Interest-bearing balances | $1,485,000 | 2,081 |
| Securities | $141,872,000 | 877 |
| Federal funds sold & reverse repurchase agreements | $1,946,000 | 3,705 |
| Net loans & leases | $1,020,137,000 | 473 |
| Loan loss allowance | $13,677,000 | 404 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $26,499,000 | 356 |
| Other real estate owned | $1,018,000 | 391 |
| Goodwill and other intangibles | $14,775,000 | 507 |
| All other assets | $31,815,000 | 612 |
| Life insurance assets | $13,216,000 | 408 |
| Total liabilities and capital | $1,260,792,000 | 538 |
| Total liabilities | $1,150,378,000 | 532 |
| Total deposits | $980,199,000 | 514 |
| Interest-bearing deposits | $938,327,000 | 462 |
| Deposits held in domestic offices | $980,199,000 | 513 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,606,000 | 1,077 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $154,477,000 | 390 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,096,000 | 1,545 |
| Total equity capital | $110,414,000 | 593 |
| Total bank equity capital | $110,414,000 | 593 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000,000 | 2,841 |
| Surplus | $45,127,000 | 678 |
| Undivided profits | $64,287,000 | 535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,517,000 | 186 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $5,034,000 | 682 |
| Earning assets | $1,165,440,000 | 534 |
| Long-term assets (5+ years) | $455,832,000 | 269 |
| Average Assets, year-to-date | $1,248,182,330 | 539 |
| Average Assets, quarterly | $1,252,607,500 | 538 |
| Volatile liabilities | $157,589,000 | 979 |
| Insider loans | $5,940,000 | 1,162 |
| FHLB advances | $124,477,000 | 391 |
| Loans and leases held for sale | $455,000 | 1,227 |
| Unused loan commitments | $132,364,000 | 831 |
| Tier 1 (core) risk-based capital | $102,005,000 | 586 |
| Tier 2 risk-based capital | $12,912,000 | 457 |
| Total risk weighted assets | $1,032,168,000 | 494 |
| Total unused commitments | $132,364,000 | 832 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 393 | 405 |
| Assets and Liabilities | ||
| Total Assets: | $1,244,423,000 | 534 |
| Cash and due from depository institutions | $25,331,000 | 405 |
| Interest-bearing balances | $1,368,000 | 2,282 |
| Securities | $135,292,000 | 918 |
| Federal funds sold & reverse repurchase agreements | $325,000 | 5,852 |
| Net loans & leases | $1,013,582,000 | 466 |
| Loan loss allowance | $13,706,000 | 396 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $24,853,000 | 366 |
| Other real estate owned | $865,000 | 405 |
| Goodwill and other intangibles | $15,003,000 | 482 |
| All other assets | $29,172,000 | 636 |
| Life insurance assets | $13,098,000 | 395 |
| Total liabilities and capital | $1,244,423,000 | 534 |
| Total liabilities | $1,133,053,000 | 523 |
| Total deposits | $985,898,000 | 503 |
| Interest-bearing deposits | $893,164,000 | 476 |
| Deposits held in domestic offices | $985,898,000 | 502 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,470,000 | 1,116 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $133,699,000 | 408 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,986,000 | 1,582 |
| Total equity capital | $111,370,000 | 579 |
| Total bank equity capital | $111,370,000 | 579 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,827 |
| Surplus | $45,099,000 | 655 |
| Undivided profits | $65,271,000 | 525 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,210,000 | 151 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $5,147,000 | 631 |
| Earning assets | $1,150,567,000 | 529 |
| Long-term assets (5+ years) | $468,110,000 | 260 |
| Average Assets, year-to-date | $1,241,877,500 | 532 |
| Average Assets, quarterly | $1,241,877,500 | 532 |
| Volatile liabilities | $202,032,000 | 769 |
| Insider loans | $6,627,000 | 1,024 |
| FHLB advances | $113,699,000 | 407 |
| Loans and leases held for sale | $100,000 | 1,596 |
| Unused loan commitments | $136,492,000 | 809 |
| Tier 1 (core) risk-based capital | $101,619,000 | 570 |
| Tier 2 risk-based capital | $12,831,000 | 448 |
| Total risk weighted assets | $1,025,620,000 | 477 |
| Total unused commitments | $136,492,000 | 809 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 406 | 386 |
| Assets and Liabilities | ||
| Total Assets: | $1,239,332,000 | 535 |
| Cash and due from depository institutions | $24,741,000 | 386 |
| Interest-bearing balances | $1,369,000 | 2,325 |
| Securities | $134,027,000 | 928 |
| Federal funds sold & reverse repurchase agreements | $1,614,000 | 4,295 |
| Net loans & leases | $1,011,755,000 | 455 |
| Loan loss allowance | $13,653,000 | 385 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $22,973,000 | 394 |
| Other real estate owned | $376,000 | 386 |
| Goodwill and other intangibles | $15,121,000 | 468 |
| All other assets | $28,725,000 | 641 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $1,239,332,000 | 535 |
| Total liabilities | $1,130,411,000 | 521 |
| Total deposits | $986,128,000 | 491 |
| Interest-bearing deposits | $887,774,000 | 469 |
| Deposits held in domestic offices | $986,128,000 | 490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,263,000 | 1,289 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $133,119,000 | 427 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,901,000 | 1,583 |
| Total equity capital | $108,921,000 | 582 |
| Total bank equity capital | $108,921,000 | 582 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000,000 | 2,825 |
| Surplus | $45,007,000 | 636 |
| Undivided profits | $62,914,000 | 541 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,638,000 | 195 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $5,026,000 | 639 |
| Earning assets | $1,148,765,000 | 520 |
| Long-term assets (5+ years) | $495,103,000 | 242 |
| Average Assets, year-to-date | $1,216,980,000 | 514 |
| Average Assets, quarterly | $1,232,986,500 | 526 |
| Volatile liabilities | $242,704,000 | 654 |
| Insider loans | $6,398,000 | 1,038 |
| FHLB advances | $123,119,000 | 390 |
| Loans and leases held for sale | $410,000 | 1,219 |
| Unused loan commitments | $137,283,000 | 798 |
| Tier 1 (core) risk-based capital | $99,214,000 | 578 |
| Tier 2 risk-based capital | $12,766,000 | 442 |
| Total risk weighted assets | $1,020,410,000 | 475 |
| Total unused commitments | $137,283,000 | 798 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 421 | 376 |
| Assets and Liabilities | ||
| Total Assets: | $1,226,641,000 | 520 |
| Cash and due from depository institutions | $23,169,000 | 376 |
| Interest-bearing balances | $1,533,000 | 2,255 |
| Securities | $130,283,000 | 935 |
| Federal funds sold & reverse repurchase agreements | $3,269,000 | 2,979 |
| Net loans & leases | $992,523,000 | 453 |
| Loan loss allowance | $13,347,000 | 383 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $22,325,000 | 398 |
| Other real estate owned | $498,000 | 376 |
| Goodwill and other intangibles | $14,692,000 | 452 |
| All other assets | $39,882,000 | 484 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $1,226,641,000 | 520 |
| Total liabilities | $1,116,822,000 | 516 |
| Total deposits | $986,050,000 | 478 |
| Interest-bearing deposits | $884,015,000 | 458 |
| Deposits held in domestic offices | $986,050,000 | 477 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,660,000 | 1,160 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $117,261,000 | 470 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,851,000 | 1,238 |
| Total equity capital | $109,819,000 | 574 |
| Total bank equity capital | $109,819,000 | 574 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,806 |
| Surplus | $45,228,000 | 617 |
| Undivided profits | $63,591,000 | 530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,839,000 | 202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $5,006,000 | 612 |
| Earning assets | $1,127,608,000 | 515 |
| Long-term assets (5+ years) | $478,970,000 | 242 |
| Average Assets, year-to-date | $1,211,392,000 | 512 |
| Average Assets, quarterly | $1,217,000,500 | 522 |
| Volatile liabilities | $246,502,000 | 616 |
| Insider loans | $5,298,000 | 1,215 |
| FHLB advances | $107,261,000 | 440 |
| Loans and leases held for sale | $75,000 | 1,771 |
| Unused loan commitments | $139,397,000 | 771 |
| Tier 1 (core) risk-based capital | $99,801,000 | 562 |
| Tier 2 risk-based capital | $12,648,000 | 432 |
| Total risk weighted assets | $1,011,171,000 | 468 |
| Total unused commitments | $139,397,000 | 773 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 393 | 400 |
| Assets and Liabilities | ||
| Total Assets: | $1,207,360,000 | 518 |
| Cash and due from depository institutions | $22,764,000 | 400 |
| Interest-bearing balances | $1,406,000 | 2,355 |
| Securities | $124,580,000 | 992 |
| Federal funds sold & reverse repurchase agreements | $841,000 | 4,536 |
| Net loans & leases | $994,689,000 | 442 |
| Loan loss allowance | $13,387,000 | 384 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $19,388,000 | 457 |
| Other real estate owned | $744,000 | 400 |
| Goodwill and other intangibles | $15,078,000 | 432 |
| All other assets | $29,276,000 | 595 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $1,207,360,000 | 518 |
| Total liabilities | $1,099,664,000 | 511 |
| Total deposits | $964,885,000 | 476 |
| Interest-bearing deposits | $873,424,000 | 448 |
| Deposits held in domestic offices | $964,885,000 | 474 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,748,000 | 1,235 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $121,924,000 | 466 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,107,000 | 1,088 |
| Total equity capital | $107,696,000 | 574 |
| Total bank equity capital | $107,696,000 | 574 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,786 |
| Surplus | $45,212,000 | 601 |
| Undivided profits | $61,484,000 | 545 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,755,000 | 194 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $4,741,000 | 596 |
| Earning assets | $1,121,516,000 | 504 |
| Long-term assets (5+ years) | $493,397,000 | 237 |
| Average Assets, year-to-date | $1,206,309,000 | 508 |
| Average Assets, quarterly | $1,212,258,000 | 509 |
| Volatile liabilities | $274,456,000 | 550 |
| Insider loans | $5,706,000 | 1,105 |
| FHLB advances | $111,924,000 | 427 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $136,990,000 | 760 |
| Tier 1 (core) risk-based capital | $96,536,000 | 573 |
| Tier 2 risk-based capital | $12,659,000 | 426 |
| Total risk weighted assets | $1,011,974,000 | 459 |
| Total unused commitments | $136,990,000 | 761 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 47 | 3,495 |
| Assets and Liabilities | ||
| Total Assets: | $117,284,000 | 4,374 |
| Cash and due from depository institutions | $9,963,000 | 3,495 |
| Interest-bearing balances | $8,414,000 | 678 |
| Securities | $20,900,000 | 4,597 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $76,066,000 | 4,305 |
| Loan loss allowance | $522,000 | 5,936 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,221,000 | 3,139 |
| Other real estate owned | $404,000 | 3,495 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $6,730,000 | 2,149 |
| Life insurance assets | $2,394,000 | 196 |
| Total liabilities and capital | $117,284,000 | 4,374 |
| Total liabilities | $108,570,000 | 4,283 |
| Total deposits | $104,464,000 | 4,104 |
| Interest-bearing deposits | $95,230,000 | 3,872 |
| Deposits held in domestic offices | $104,464,000 | 4,100 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,200,000 | 4,076 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $906,000 | 3,411 |
| Total equity capital | $8,714,000 | 5,465 |
| Total bank equity capital | $8,714,000 | 5,465 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $8,000 | 7,875 |
| Surplus | $4,984,000 | 3,607 |
| Undivided profits | $3,722,000 | 5,209 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $474,000 | 3,827 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $512,000 | 5,273 |
| Earning assets | $105,380,000 | 4,450 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $118,163,000 | 4,332 |
| Average Assets, quarterly | $118,163,000 | 4,332 |
| Volatile liabilities | $30,542,000 | 3,158 |
| Insider loans | $1,162,000 | 3,825 |
| FHLB advances | $3,200,000 | 3,924 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $2,183,000 | 7,295 |
| Tier 1 (core) risk-based capital | $9,015,000 | 5,275 |
| Tier 2 risk-based capital | $522,000 | 5,641 |
| Total risk weighted assets | $88,702,000 | 4,020 |
| Total unused commitments | $2,183,000 | 7,300 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 49 | 3,389 |
| Assets and Liabilities | ||
| Total Assets: | $119,042,000 | 4,317 |
| Cash and due from depository institutions | $12,234,000 | 3,389 |
| Interest-bearing balances | $10,762,000 | 531 |
| Securities | $22,906,000 | 4,368 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $74,070,000 | 4,378 |
| Loan loss allowance | $689,000 | 5,134 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,237,000 | 3,089 |
| Other real estate owned | $402,000 | 3,389 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,193,000 | 2,260 |
| Life insurance assets | $2,373,000 | 196 |
| Total liabilities and capital | $119,042,000 | 4,317 |
| Total liabilities | $109,555,000 | 4,228 |
| Total deposits | $108,475,000 | 3,976 |
| Interest-bearing deposits | $99,626,000 | 3,713 |
| Deposits held in domestic offices | $108,475,000 | 3,972 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,080,000 | 2,951 |
| Total equity capital | $9,487,000 | 5,168 |
| Total bank equity capital | $9,487,000 | 5,168 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $8,000 | 7,917 |
| Surplus | $4,984,000 | 3,566 |
| Undivided profits | $4,495,000 | 4,884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,226,000 | 2,037 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $502,000 | 5,324 |
| Earning assets | $107,738,000 | 4,361 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $122,710,000 | 4,095 |
| Average Assets, quarterly | $119,639,000 | 4,265 |
| Volatile liabilities | $28,901,000 | 3,211 |
| Insider loans | $1,220,000 | 3,701 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $1,614,000 | 7,565 |
| Tier 1 (core) risk-based capital | $9,657,000 | 4,993 |
| Tier 2 risk-based capital | $689,000 | 4,845 |
| Total risk weighted assets | $86,145,000 | 4,091 |
| Total unused commitments | $1,614,000 | 7,569 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 49 | 3,404 |
| Assets and Liabilities | ||
| Total Assets: | $120,236,000 | 4,247 |
| Cash and due from depository institutions | $5,041,000 | 3,404 |
| Interest-bearing balances | $3,099,000 | 1,617 |
| Securities | $24,667,000 | 4,146 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $81,136,000 | 4,069 |
| Loan loss allowance | $602,000 | 5,521 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,298,000 | 3,018 |
| Other real estate owned | $199,000 | 3,404 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,895,000 | 2,309 |
| Life insurance assets | $2,351,000 | 193 |
| Total liabilities and capital | $120,236,000 | 4,247 |
| Total liabilities | $110,134,000 | 4,175 |
| Total deposits | $108,773,000 | 3,911 |
| Interest-bearing deposits | $100,622,000 | 3,634 |
| Deposits held in domestic offices | $108,773,000 | 3,908 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,361,000 | 2,560 |
| Total equity capital | $10,102,000 | 4,963 |
| Total bank equity capital | $10,102,000 | 4,963 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $8,000 | 7,960 |
| Surplus | $4,970,000 | 3,527 |
| Undivided profits | $5,124,000 | 4,609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,113,000 | 2,367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $574,000 | 5,006 |
| Earning assets | $108,902,000 | 4,296 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $123,627,000 | 4,055 |
| Average Assets, quarterly | $122,364,500 | 4,152 |
| Volatile liabilities | $27,919,000 | 3,261 |
| Insider loans | $1,260,000 | 3,611 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $1,558,000 | 7,588 |
| Tier 1 (core) risk-based capital | $10,216,000 | 4,785 |
| Tier 2 risk-based capital | $602,000 | 5,218 |
| Total risk weighted assets | $85,188,000 | 4,091 |
| Total unused commitments | $1,558,000 | 7,591 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 50 | 3,362 |
| Assets and Liabilities | ||
| Total Assets: | $124,493,000 | 4,115 |
| Cash and due from depository institutions | $7,191,000 | 3,362 |
| Interest-bearing balances | $5,570,000 | 1,071 |
| Securities | $26,133,000 | 4,038 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $83,003,000 | 3,973 |
| Loan loss allowance | $681,000 | 5,166 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,345,000 | 2,939 |
| Other real estate owned | $403,000 | 3,362 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,418,000 | 2,871 |
| Life insurance assets | $2,329,000 | 188 |
| Total liabilities and capital | $124,493,000 | 4,115 |
| Total liabilities | $112,047,000 | 4,104 |
| Total deposits | $110,705,000 | 3,859 |
| Interest-bearing deposits | $103,540,000 | 3,554 |
| Deposits held in domestic offices | $110,705,000 | 3,855 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,342,000 | 2,371 |
| Total equity capital | $12,446,000 | 4,109 |
| Total bank equity capital | $12,446,000 | 4,109 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $8,000 | 8,013 |
| Surplus | $4,970,000 | 3,483 |
| Undivided profits | $7,468,000 | 3,568 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,262,000 | 2,139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $595,000 | 4,632 |
| Earning assets | $114,706,000 | 4,104 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $124,757,330 | 4,048 |
| Average Assets, quarterly | $124,314,000 | 4,079 |
| Volatile liabilities | $28,209,000 | 3,157 |
| Insider loans | $1,281,000 | 3,565 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $2,136,000 | 7,307 |
| Tier 1 (core) risk-based capital | $12,989,000 | 3,917 |
| Tier 2 risk-based capital | $681,000 | 4,837 |
| Total risk weighted assets | $87,654,000 | 3,952 |
| Total unused commitments | $2,136,000 | 7,312 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 51 | 3,290 |
| Assets and Liabilities | ||
| Total Assets: | $124,135,000 | 4,112 |
| Cash and due from depository institutions | $13,884,000 | 3,290 |
| Interest-bearing balances | $12,267,000 | 606 |
| Securities | $23,687,000 | 4,304 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $78,553,000 | 4,060 |
| Loan loss allowance | $775,000 | 4,741 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,413,000 | 2,851 |
| Other real estate owned | $105,000 | 3,290 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,493,000 | 2,716 |
| Life insurance assets | $2,306,000 | 191 |
| Total liabilities and capital | $124,135,000 | 4,112 |
| Total liabilities | $111,230,000 | 4,117 |
| Total deposits | $109,668,000 | 3,883 |
| Interest-bearing deposits | $102,146,000 | 3,597 |
| Deposits held in domestic offices | $109,668,000 | 3,878 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,562,000 | 2,348 |
| Total equity capital | $12,905,000 | 4,088 |
| Total bank equity capital | $12,905,000 | 4,088 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $8,000 | 8,040 |
| Surplus | $4,970,000 | 3,438 |
| Undivided profits | $7,927,000 | 3,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,231,000 | 2,255 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $522,000 | 5,037 |
| Earning assets | $114,507,000 | 4,099 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $124,889,500 | 4,052 |
| Average Assets, quarterly | $124,889,500 | 4,052 |
| Volatile liabilities | $24,988,000 | 3,346 |
| Insider loans | $1,218,000 | 3,613 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $2,073,000 | 7,426 |
| Tier 1 (core) risk-based capital | $12,911,000 | 3,900 |
| Tier 2 risk-based capital | $775,000 | 4,440 |
| Total risk weighted assets | $82,182,000 | 4,087 |
| Total unused commitments | $2,073,000 | 7,433 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 53 | 3,206 |
| Assets and Liabilities | ||
| Total Assets: | $125,644,000 | 4,053 |
| Cash and due from depository institutions | $10,317,000 | 3,206 |
| Interest-bearing balances | $8,643,000 | 747 |
| Securities | $26,760,000 | 4,022 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $80,953,000 | 3,939 |
| Loan loss allowance | $718,000 | 4,953 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,474,000 | 2,791 |
| Other real estate owned | $165,000 | 3,206 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,975,000 | 2,965 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,644,000 | 4,053 |
| Total liabilities | $112,929,000 | 4,053 |
| Total deposits | $111,053,000 | 3,821 |
| Interest-bearing deposits | $103,283,000 | 3,533 |
| Deposits held in domestic offices | $111,053,000 | 3,819 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,876,000 | 1,960 |
| Total equity capital | $12,715,000 | 4,076 |
| Total bank equity capital | $12,715,000 | 4,076 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $8,000 | 8,101 |
| Surplus | $5,010,000 | 3,357 |
| Undivided profits | $7,697,000 | 3,591 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $998,000 | 2,692 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $494,000 | 5,411 |
| Earning assets | $116,356,000 | 4,006 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $132,464,600 | 3,781 |
| Average Assets, quarterly | $128,188,500 | 3,969 |
| Volatile liabilities | $28,648,000 | 3,024 |
| Insider loans | $1,223,000 | 3,617 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $2,621,000 | 6,954 |
| Tier 1 (core) risk-based capital | $12,803,000 | 3,876 |
| Tier 2 risk-based capital | $718,000 | 4,641 |
| Total risk weighted assets | $82,502,000 | 4,057 |
| Total unused commitments | $2,621,000 | 6,957 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 52 | 3,269 |
| Assets and Liabilities | ||
| Total Assets: | $130,733,000 | 3,914 |
| Cash and due from depository institutions | $14,272,000 | 3,269 |
| Interest-bearing balances | $12,925,000 | 604 |
| Securities | $24,698,000 | 4,179 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $83,920,000 | 3,812 |
| Loan loss allowance | $748,000 | 4,833 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,533,000 | 2,716 |
| Other real estate owned | $267,000 | 3,269 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,043,000 | 2,936 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,733,000 | 3,914 |
| Total liabilities | $118,079,000 | 3,890 |
| Total deposits | $116,048,000 | 3,671 |
| Interest-bearing deposits | $108,070,000 | 3,388 |
| Deposits held in domestic offices | $116,048,000 | 3,668 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,031,000 | 1,901 |
| Total equity capital | $12,654,000 | 4,072 |
| Total bank equity capital | $12,654,000 | 4,072 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $8,000 | 8,152 |
| Surplus | $5,010,000 | 3,297 |
| Undivided profits | $7,636,000 | 3,641 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,023,000 | 2,813 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $543,000 | 5,231 |
| Earning assets | $121,543,000 | 3,855 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $134,169,750 | 3,752 |
| Average Assets, quarterly | $133,276,000 | 3,837 |
| Volatile liabilities | $31,008,000 | 2,824 |
| Insider loans | $1,158,000 | 3,722 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $3,498,000 | 6,447 |
| Tier 1 (core) risk-based capital | $12,767,000 | 3,881 |
| Tier 2 risk-based capital | $748,000 | 4,527 |
| Total risk weighted assets | $84,669,000 | 3,969 |
| Total unused commitments | $3,498,000 | 6,455 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 50 | 3,383 |
| Assets and Liabilities | ||
| Total Assets: | $135,819,000 | 3,780 |
| Cash and due from depository institutions | $11,306,000 | 3,383 |
| Interest-bearing balances | $9,471,000 | 886 |
| Securities | $25,504,000 | 3,986 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $90,894,000 | 3,558 |
| Loan loss allowance | $778,000 | 4,683 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,419,000 | 2,751 |
| Other real estate owned | $367,000 | 3,383 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,329,000 | 2,686 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,819,000 | 3,780 |
| Total liabilities | $123,066,000 | 3,749 |
| Total deposits | $120,734,000 | 3,541 |
| Interest-bearing deposits | $117,690,000 | 3,133 |
| Deposits held in domestic offices | $120,734,000 | 3,537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,332,000 | 1,784 |
| Total equity capital | $12,753,000 | 4,041 |
| Total bank equity capital | $12,753,000 | 4,041 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $8,000 | 8,180 |
| Surplus | $5,010,000 | 3,262 |
| Undivided profits | $7,735,000 | 3,621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $557,000 | 4,125 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $612,000 | 4,643 |
| Earning assets | $125,869,000 | 3,745 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $135,315,330 | 3,732 |
| Average Assets, quarterly | $135,765,000 | 3,750 |
| Volatile liabilities | $30,825,000 | 2,783 |
| Insider loans | $1,359,000 | 3,358 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $2,574,000 | 7,011 |
| Tier 1 (core) risk-based capital | $12,684,000 | 3,839 |
| Tier 2 risk-based capital | $825,000 | 4,188 |
| Total risk weighted assets | $87,960,000 | 3,821 |
| Total unused commitments | $2,574,000 | 7,020 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 48 | 3,475 |
| Assets and Liabilities | ||
| Total Assets: | $135,711,000 | 3,746 |
| Cash and due from depository institutions | $14,299,000 | 3,475 |
| Interest-bearing balances | $12,968,000 | 656 |
| Securities | $18,334,000 | 4,917 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $95,093,000 | 3,405 |
| Loan loss allowance | $824,000 | 4,454 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,427,000 | 2,705 |
| Other real estate owned | $386,000 | 3,475 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,172,000 | 2,737 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,711,000 | 3,746 |
| Total liabilities | $123,142,000 | 3,706 |
| Total deposits | $121,161,000 | 3,495 |
| Interest-bearing deposits | $118,377,000 | 3,122 |
| Deposits held in domestic offices | $121,161,000 | 3,491 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,981,000 | 2,063 |
| Total equity capital | $12,569,000 | 4,022 |
| Total bank equity capital | $12,569,000 | 4,022 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $8,000 | 8,222 |
| Surplus | $5,010,000 | 3,218 |
| Undivided profits | $7,551,000 | 3,618 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,024,000 | 2,802 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $652,000 | 4,413 |
| Earning assets | $126,395,000 | 3,674 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $135,063,500 | 3,720 |
| Average Assets, quarterly | $135,063,500 | 3,720 |
| Volatile liabilities | $28,290,000 | 2,935 |
| Insider loans | $1,384,000 | 3,239 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $2,290,000 | 7,147 |
| Tier 1 (core) risk-based capital | $12,559,000 | 3,812 |
| Tier 2 risk-based capital | $824,000 | 4,149 |
| Total risk weighted assets | $90,703,000 | 3,669 |
| Total unused commitments | $2,290,000 | 7,162 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 45 | 3,653 |
| Assets and Liabilities | ||
| Total Assets: | $134,416,000 | 3,716 |
| Cash and due from depository institutions | $16,254,000 | 3,653 |
| Interest-bearing balances | $14,839,000 | 513 |
| Securities | $14,394,000 | 5,559 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $96,276,000 | 3,346 |
| Loan loss allowance | $729,000 | 4,777 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,341,000 | 2,753 |
| Other real estate owned | $328,000 | 3,653 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,823,000 | 2,860 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,416,000 | 3,716 |
| Total liabilities | $121,293,000 | 3,702 |
| Total deposits | $118,972,000 | 3,503 |
| Interest-bearing deposits | $116,928,000 | 3,090 |
| Deposits held in domestic offices | $118,972,000 | 3,500 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,321,000 | 1,819 |
| Total equity capital | $13,123,000 | 3,826 |
| Total bank equity capital | $13,123,000 | 3,826 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $8,000 | 8,259 |
| Surplus | $5,010,000 | 3,185 |
| Undivided profits | $8,105,000 | 3,427 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,411,000 | 2,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $667,000 | 4,557 |
| Earning assets | $125,509,000 | 3,657 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $134,654,600 | 3,553 |
| Average Assets, quarterly | $135,787,500 | 3,642 |
| Volatile liabilities | $27,553,000 | 2,980 |
| Insider loans | $1,351,000 | 3,300 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $4,258,000 | 5,862 |
| Tier 1 (core) risk-based capital | $12,976,000 | 3,645 |
| Tier 2 risk-based capital | $830,000 | 4,079 |
| Total risk weighted assets | $90,859,000 | 3,625 |
| Total unused commitments | $4,258,000 | 5,864 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 44 | 3,732 |
| Assets and Liabilities | ||
| Total Assets: | $134,523,000 | 3,577 |
| Cash and due from depository institutions | $11,231,000 | 3,732 |
| Interest-bearing balances | $9,474,000 | 750 |
| Securities | $11,419,000 | 6,150 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $104,864,000 | 3,016 |
| Loan loss allowance | $1,232,000 | 3,039 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,315,000 | 2,726 |
| Other real estate owned | $52,000 | 3,732 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,642,000 | 2,914 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,523,000 | 3,577 |
| Total liabilities | $121,278,000 | 3,563 |
| Total deposits | $116,942,000 | 3,414 |
| Interest-bearing deposits | $115,417,000 | 3,000 |
| Deposits held in domestic offices | $116,942,000 | 3,409 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 4,074 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,336,000 | 1,779 |
| Total equity capital | $13,245,000 | 3,584 |
| Total bank equity capital | $13,245,000 | 3,584 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $8,000 | 8,479 |
| Surplus | $4,998,000 | 3,139 |
| Undivided profits | $8,239,000 | 3,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,270,000 | 2,232 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $790,000 | 4,249 |
| Earning assets | $125,757,000 | 3,508 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $129,993,600 | 3,522 |
| Average Assets, quarterly | $133,731,500 | 3,561 |
| Volatile liabilities | $21,028,000 | 3,538 |
| Insider loans | $1,182,000 | 3,542 |
| FHLB advances | $2,000,000 | 3,828 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $6,499,000 | 4,913 |
| Tier 1 (core) risk-based capital | $13,212,000 | 3,419 |
| Tier 2 risk-based capital | $1,255,000 | 2,785 |
| Total risk weighted assets | $99,205,000 | 3,236 |
| Total unused commitments | $6,499,000 | 4,919 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 40 | 4,097 |
| Assets and Liabilities | ||
| Total Assets: | $124,467,000 | 3,686 |
| Cash and due from depository institutions | $4,899,000 | 4,097 |
| Interest-bearing balances | $2,940,000 | 1,305 |
| Securities | $6,546,000 | 7,826 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $105,359,000 | 2,914 |
| Loan loss allowance | $775,000 | 4,256 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,421,000 | 2,574 |
| Other real estate owned | $32,000 | 4,097 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,210,000 | 2,111 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,467,000 | 3,686 |
| Total liabilities | $111,529,000 | 3,701 |
| Total deposits | $105,453,000 | 3,611 |
| Interest-bearing deposits | $103,974,000 | 3,186 |
| Deposits held in domestic offices | $105,453,000 | 3,607 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 2,858 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,076,000 | 3,397 |
| Total equity capital | $12,938,000 | 3,535 |
| Total bank equity capital | $12,938,000 | 3,535 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $8,000 | 8,750 |
| Surplus | $4,998,000 | 3,059 |
| Undivided profits | $7,932,000 | 3,135 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $417,000 | 4,169 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $698,000 | 3,881 |
| Earning assets | $114,845,000 | 3,682 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $113,478,200 | 3,856 |
| Average Assets, quarterly | $121,846,500 | 3,718 |
| Volatile liabilities | $19,756,000 | 3,676 |
| Insider loans | $838,000 | 4,302 |
| FHLB advances | $5,000,000 | 566 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $3,392,000 | 6,263 |
| Tier 1 (core) risk-based capital | $12,996,000 | 3,406 |
| Tier 2 risk-based capital | $775,000 | 4,002 |
| Total risk weighted assets | $89,877,000 | 3,397 |
| Total unused commitments | $3,392,000 | 6,266 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 37 | 4,461 |
| Assets and Liabilities | ||
| Total Assets: | $103,563,000 | 4,275 |
| Cash and due from depository institutions | $4,799,000 | 4,461 |
| Interest-bearing balances | $1,726,000 | 1,871 |
| Securities | $12,989,000 | 6,284 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $78,547,000 | 3,626 |
| Loan loss allowance | $589,000 | 5,110 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,504,000 | 2,471 |
| Other real estate owned | $34,000 | 4,461 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,690,000 | 2,371 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,565,000 | 4,275 |
| Total liabilities | $95,773,000 | 4,179 |
| Total deposits | $90,356,000 | 4,093 |
| Interest-bearing deposits | $88,966,000 | 3,612 |
| Deposits held in domestic offices | $90,356,000 | 4,089 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,560,000 | 3,009 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $857,000 | 3,666 |
| Total equity capital | $7,792,000 | 5,218 |
| Total bank equity capital | $7,792,000 | 5,218 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $0 | 9,427 |
| Undivided profits | $7,792,000 | 3,017 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $286,000 | 4,891 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $514,000 | 4,474 |
| Earning assets | $93,262,000 | 4,314 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $100,399,200 | 4,247 |
| Average Assets, quarterly | $102,495,500 | 4,268 |
| Volatile liabilities | $15,493,000 | 4,147 |
| Insider loans | $708,000 | 4,547 |
| FHLB advances | $4,500,000 | 619 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,909,000 | 6,722 |
| Tier 1 (core) risk-based capital | $8,133,000 | 5,052 |
| Tier 2 risk-based capital | $589,000 | 4,774 |
| Total risk weighted assets | $72,934,000 | 3,921 |
| Total unused commitments | $2,909,000 | 6,728 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 38 | 4,440 |
| Assets and Liabilities | ||
| Total Assets: | $96,488,000 | 4,476 |
| Cash and due from depository institutions | $6,625,000 | 4,440 |
| Interest-bearing balances | $4,955,000 | 1,235 |
| Securities | $12,969,000 | 6,292 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $70,105,000 | 3,773 |
| Loan loss allowance | $536,000 | 5,361 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,496,000 | 2,320 |
| Other real estate owned | $28,000 | 4,440 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,265,000 | 2,278 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,488,000 | 4,476 |
| Total liabilities | $88,872,000 | 4,378 |
| Total deposits | $88,560,000 | 4,146 |
| Interest-bearing deposits | $87,128,000 | 3,654 |
| Deposits held in domestic offices | $88,560,000 | 4,139 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $312,000 | 7,312 |
| Total equity capital | $7,616,000 | 5,422 |
| Total bank equity capital | $7,616,000 | 5,422 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $0 | 9,669 |
| Undivided profits | $7,616,000 | 3,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $285,000 | 5,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $452,000 | 4,982 |
| Earning assets | $88,029,000 | 4,518 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $90,919,400 | 4,505 |
| Average Assets, quarterly | $94,254,000 | 4,492 |
| Volatile liabilities | $11,222,000 | 4,663 |
| Insider loans | $658,000 | 4,582 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,198,000 | 6,421 |
| Tier 1 (core) risk-based capital | $7,589,000 | 5,248 |
| Tier 2 risk-based capital | $536,000 | 4,963 |
| Total risk weighted assets | $64,968,000 | 4,127 |
| Total unused commitments | $3,198,000 | 6,429 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 30 | 5,530 |
| Assets and Liabilities | ||
| Total Assets: | $88,029,000 | 4,817 |
| Cash and due from depository institutions | $12,285,000 | 5,530 |
| Interest-bearing balances | $10,974,000 | 392 |
| Securities | $7,404,000 | 8,298 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $62,762,000 | 4,177 |
| Loan loss allowance | $501,000 | 5,704 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,735,000 | 2,892 |
| Other real estate owned | $52,000 | 5,530 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,791,000 | 2,564 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,029,000 | 4,817 |
| Total liabilities | $81,004,000 | 4,713 |
| Total deposits | $80,406,000 | 4,497 |
| Interest-bearing deposits | $79,052,000 | 3,985 |
| Deposits held in domestic offices | $80,406,000 | 4,489 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $598,000 | 5,224 |
| Total equity capital | $7,025,000 | 5,747 |
| Total bank equity capital | $7,025,000 | 5,747 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $0 | 10,084 |
| Undivided profits | $7,025,000 | 3,447 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $619,000 | 3,518 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $403,000 | 5,647 |
| Earning assets | $81,140,000 | 4,787 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $84,477,800 | 4,802 |
| Average Assets, quarterly | $87,383,500 | 4,800 |
| Volatile liabilities | $8,762,000 | 5,430 |
| Insider loans | $589,000 | 4,971 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,546,000 | 6,910 |
| Tier 1 (core) risk-based capital | $7,014,000 | 5,595 |
| Tier 2 risk-based capital | $501,000 | 5,159 |
| Total risk weighted assets | $61,688,000 | 4,244 |
| Total unused commitments | $2,546,000 | 6,917 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 29 | 5,956 |
| Assets and Liabilities | ||
| Total Assets: | $80,428,000 | 5,304 |
| Cash and due from depository institutions | $6,083,000 | 5,956 |
| Interest-bearing balances | $4,809,000 | 795 |
| Securities | $14,366,000 | 6,597 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $54,888,000 | 4,699 |
| Loan loss allowance | $421,000 | 6,583 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,314,000 | 3,334 |
| Other real estate owned | $83,000 | 5,956 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,694,000 | 2,719 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,428,000 | 5,304 |
| Total liabilities | $73,999,000 | 5,186 |
| Total deposits | $73,807,000 | 4,966 |
| Interest-bearing deposits | $72,458,000 | 4,454 |
| Deposits held in domestic offices | $73,807,000 | 4,956 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $192,000 | 9,379 |
| Total equity capital | $6,429,000 | 6,170 |
| Total bank equity capital | $6,429,000 | 6,170 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $6,429,000 | 3,659 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $339,000 | 5,289 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $376,000 | 5,934 |
| Earning assets | $74,063,000 | 5,279 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $79,712,800 | 5,158 |
| Average Assets, quarterly | $80,515,000 | 5,247 |
| Volatile liabilities | $6,973,000 | 6,066 |
| Insider loans | $296,000 | 6,870 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,356,000 | 6,105 |
| Tier 1 (core) risk-based capital | $6,429,000 | 6,075 |
| Tier 2 risk-based capital | $421,000 | 5,925 |
| Total risk weighted assets | $46,328,000 | 5,374 |
| Total unused commitments | $3,356,000 | 6,122 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 23 | 7,163 |
| Assets and Liabilities | ||
| Total Assets: | $80,125,000 | 5,350 |
| Cash and due from depository institutions | $8,559,000 | 7,163 |
| Interest-bearing balances | $7,743,000 | 606 |
| Securities | $19,162,000 | 5,712 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $49,024,000 | 5,052 |
| Loan loss allowance | $372,000 | 7,284 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,123,000 | 3,521 |
| Other real estate owned | $0 | 7,163 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,257,000 | 5,402 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,125,000 | 5,350 |
| Total liabilities | $74,071,000 | 5,221 |
| Total deposits | $73,942,000 | 5,024 |
| Interest-bearing deposits | $72,378,000 | 4,491 |
| Deposits held in domestic offices | $73,942,000 | 5,014 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $129,000 | 10,729 |
| Total equity capital | $6,054,000 | 6,513 |
| Total bank equity capital | $6,054,000 | 6,513 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $6,054,000 | 3,907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $513,000 | 4,199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $284,000 | 7,371 |
| Earning assets | $75,929,000 | 5,216 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $76,903,800 | 5,325 |
| Average Assets, quarterly | $80,281,500 | 5,284 |
| Volatile liabilities | $11,102,000 | 4,245 |
| Insider loans | $219,000 | 7,809 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,431,000 | 6,922 |
| Tier 1 (core) risk-based capital | $6,034,000 | 6,407 |
| Tier 2 risk-based capital | $372,000 | 6,494 |
| Total risk weighted assets | $40,821,000 | 5,862 |
| Total unused commitments | $2,431,000 | 6,936 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 24 | 7,248 |
| Assets and Liabilities | ||
| Total Assets: | $72,941,000 | 5,726 |
| Cash and due from depository institutions | $2,175,000 | 7,248 |
| Interest-bearing balances | $1,583,000 | 1,863 |
| Securities | $25,465,000 | 4,909 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $42,230,000 | 5,573 |
| Loan loss allowance | $345,000 | 7,817 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,994,000 | 3,663 |
| Other real estate owned | $5,000 | 7,248 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,072,000 | 6,415 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,941,000 | 5,726 |
| Total liabilities | $67,794,000 | 5,605 |
| Total deposits | $67,752,000 | 5,358 |
| Interest-bearing deposits | $65,719,000 | 4,848 |
| Deposits held in domestic offices | $67,752,000 | 5,351 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $42,000 | 12,288 |
| Total equity capital | $5,147,000 | 6,987 |
| Total bank equity capital | $5,147,000 | 6,987 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $5,147,000 | 4,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $231,000 | 6,376 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $251,000 | 7,432 |
| Earning assets | $69,278,000 | 5,580 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $73,022,400 | 5,615 |
| Average Assets, quarterly | $73,135,000 | 5,682 |
| Volatile liabilities | $10,457,000 | 4,201 |
| Insider loans | $59,000 | 10,113 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,847,000 | 7,690 |
| Tier 1 (core) risk-based capital | $5,147,000 | 7,081 |
| Tier 2 risk-based capital | $345,000 | 6,891 |
| Total risk weighted assets | $36,315,000 | 6,343 |
| Total unused commitments | $1,847,000 | 7,700 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 21 | 8,210 |
| Assets and Liabilities | ||
| Total Assets: | $71,322,000 | 5,984 |
| Cash and due from depository institutions | $11,663,000 | 8,210 |
| Interest-bearing balances | $11,131,000 | 551 |
| Securities | $15,844,000 | 7,138 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $40,572,000 | 5,662 |
| Loan loss allowance | $690,000 | 5,022 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,990,000 | 3,653 |
| Other real estate owned | $5,000 | 8,210 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,248,000 | 5,164 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,322,000 | 5,984 |
| Total liabilities | $66,850,000 | 5,817 |
| Total deposits | $66,688,000 | 5,633 |
| Interest-bearing deposits | $64,259,000 | 5,130 |
| Deposits held in domestic offices | $66,688,000 | 5,624 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $162,000 | 10,082 |
| Total equity capital | $4,472,000 | 7,829 |
| Total bank equity capital | $4,472,000 | 7,829 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $4,472,000 | 4,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $249,000 | 6,914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $235,000 | 7,325 |
| Earning assets | $67,547,000 | 5,808 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $68,026,600 | 6,060 |
| Average Assets, quarterly | $71,588,000 | 5,899 |
| Volatile liabilities | $6,725,000 | 5,463 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,991,000 | 6,400 |
| Tier 1 (core) risk-based capital | $4,472,000 | 7,757 |
| Tier 2 risk-based capital | $423,000 | 6,002 |
| Total risk weighted assets | $33,607,000 | 6,692 |
| Total unused commitments | $2,991,000 | 6,421 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 21 | 8,413 |
| Assets and Liabilities | ||
| Total Assets: | $61,584,000 | 6,793 |
| Cash and due from depository institutions | $2,976,000 | 8,413 |
| Interest-bearing balances | $2,871,000 | 2,164 |
| Securities | $22,082,000 | 5,706 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $33,428,000 | 6,516 |
| Loan loss allowance | $535,000 | 6,146 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,730,000 | 4,129 |
| Other real estate owned | $308,000 | 8,413 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,060,000 | 6,066 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,584,000 | 6,793 |
| Total liabilities | $58,069,000 | 6,607 |
| Total deposits | $57,760,000 | 6,460 |
| Interest-bearing deposits | $55,209,000 | 5,968 |
| Deposits held in domestic offices | $57,760,000 | 6,450 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $309,000 | 8,083 |
| Total equity capital | $3,515,000 | 8,914 |
| Total bank equity capital | $3,515,000 | 8,914 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $3,515,000 | 5,384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $234,000 | 7,946 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $195,000 | 8,792 |
| Earning assets | $58,381,000 | 6,594 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $57,628,400 | 6,979 |
| Average Assets, quarterly | $60,785,000 | 6,795 |
| Volatile liabilities | $2,471,000 | 9,268 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,639,000 | 7,873 |
| Tier 1 (core) risk-based capital | $3,515,000 | 8,836 |
| Tier 2 risk-based capital | $350,000 | 6,882 |
| Total risk weighted assets | $27,845,000 | 7,717 |
| Total unused commitments | $1,639,000 | 7,907 |
| Derivatives | $0 | 651 |