Home > Oak Creek Valley Bank > Income and Expense
Oak Creek Valley Bank, Income and Expense
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,949,000 | 4,165 |
| Total interest expense | $467,000 | 3,414 |
| Net interest income | $1,482,000 | 4,282 |
| Provision for loan and lease losses | $160,000 | 1,743 |
| Total noninterest income | $164,000 | 4,130 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $31,000 | 4,429 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 3,714 |
| Total noninterest expense | $944,000 | 4,546 |
| Salaries and employee benefits | $652,000 | 4,297 |
| Premises and equipment expense | $70,000 | 4,744 |
| Additional noninterest expense | $222,000 | 4,811 |
| Pre-tax net operating income | $542,000 | 3,882 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $542,000 | 3,770 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $542,000 | 3,769 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $542,000 | 3,769 |
| Net charge-offs | $191,000 | 1,016 |
| Cash dividends | $600,000 | 1,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $542,000 | 3,732 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $971,000 | 4,205 |
| Total interest expense | $227,000 | 3,428 |
| Net interest income | $744,000 | 4,317 |
| Provision for loan and lease losses | $30,000 | 2,400 |
| Total noninterest income | $21,000 | 4,993 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $14,000 | 4,539 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 5,007 |
| Total noninterest expense | $460,000 | 4,601 |
| Salaries and employee benefits | $342,000 | 4,283 |
| Premises and equipment expense | $23,000 | 5,037 |
| Additional noninterest expense | $95,000 | 4,955 |
| Pre-tax net operating income | $275,000 | 3,884 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $275,000 | 3,741 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $275,000 | 3,740 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $275,000 | 3,740 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $600,000 | 1,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $275,000 | 3,729 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $3,626,000 | 4,262 |
| Total interest expense | $704,000 | 3,447 |
| Net interest income | $2,922,000 | 4,347 |
| Provision for loan and lease losses | $120,000 | 2,842 |
| Total noninterest income | $219,000 | 4,575 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $50,000 | 4,719 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 4,216 |
| Total noninterest expense | $1,743,000 | 4,693 |
| Salaries and employee benefits | $1,168,000 | 4,497 |
| Premises and equipment expense | $86,000 | 5,113 |
| Additional noninterest expense | $489,000 | 4,828 |
| Pre-tax net operating income | $1,278,000 | 3,741 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $1,278,000 | 3,590 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,278,000 | 3,587 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,278,000 | 3,589 |
| Net charge-offs | $0 | 3,782 |
| Cash dividends | $1,000,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,278,000 | 3,595 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,677,000 | 4,322 |
| Total interest expense | $495,000 | 3,478 |
| Net interest income | $2,182,000 | 4,402 |
| Provision for loan and lease losses | $90,000 | 2,683 |
| Total noninterest income | $183,000 | 4,545 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $34,000 | 4,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 4,114 |
| Total noninterest expense | $1,324,000 | 4,717 |
| Salaries and employee benefits | $908,000 | 4,486 |
| Premises and equipment expense | $62,000 | 5,181 |
| Additional noninterest expense | $354,000 | 4,894 |
| Pre-tax net operating income | $951,000 | 3,816 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $951,000 | 3,654 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $951,000 | 3,653 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $951,000 | 3,653 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $600,000 | 2,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $951,000 | 3,665 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,752,000 | 4,370 |
| Total interest expense | $307,000 | 3,524 |
| Net interest income | $1,445,000 | 4,439 |
| Provision for loan and lease losses | $60,000 | 2,584 |
| Total noninterest income | $156,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $21,000 | 4,921 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 3,849 |
| Total noninterest expense | $917,000 | 4,725 |
| Salaries and employee benefits | $625,000 | 4,492 |
| Premises and equipment expense | $42,000 | 5,230 |
| Additional noninterest expense | $250,000 | 4,896 |
| Pre-tax net operating income | $624,000 | 3,847 |
| Securities gains (losses) | $11,000 | 582 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $635,000 | 3,639 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $635,000 | 3,637 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $635,000 | 3,638 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $600,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $624,000 | 3,671 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $861,000 | 4,420 |
| Total interest expense | $145,000 | 3,582 |
| Net interest income | $716,000 | 4,483 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $17,000 | 5,328 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $11,000 | 4,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 5,273 |
| Total noninterest expense | $448,000 | 4,804 |
| Salaries and employee benefits | $322,000 | 4,508 |
| Premises and equipment expense | $22,000 | 5,253 |
| Additional noninterest expense | $104,000 | 5,096 |
| Pre-tax net operating income | $255,000 | 4,037 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $255,000 | 3,889 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $255,000 | 3,889 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $255,000 | 3,889 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $600,000 | 1,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $255,000 | 3,890 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,515,000 | 4,372 |
| Total interest expense | $545,000 | 3,546 |
| Net interest income | $2,970,000 | 4,438 |
| Provision for loan and lease losses | $190,000 | 2,422 |
| Total noninterest income | $229,000 | 4,759 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $41,000 | 5,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 4,273 |
| Total noninterest expense | $1,771,000 | 4,864 |
| Salaries and employee benefits | $1,085,000 | 4,749 |
| Premises and equipment expense | $98,000 | 5,290 |
| Additional noninterest expense | $588,000 | 4,834 |
| Pre-tax net operating income | $1,238,000 | 3,793 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $1,238,000 | 3,429 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,238,000 | 3,427 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,238,000 | 3,429 |
| Net charge-offs | $0 | 4,128 |
| Cash dividends | $1,000,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,238,000 | 3,414 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,607,000 | 4,427 |
| Total interest expense | $396,000 | 3,597 |
| Net interest income | $2,211,000 | 4,493 |
| Provision for loan and lease losses | $160,000 | 2,233 |
| Total noninterest income | $199,000 | 4,674 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $30,000 | 5,149 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 4,147 |
| Total noninterest expense | $1,330,000 | 4,902 |
| Salaries and employee benefits | $860,000 | 4,708 |
| Premises and equipment expense | $71,000 | 5,364 |
| Additional noninterest expense | $399,000 | 4,967 |
| Pre-tax net operating income | $920,000 | 3,887 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $920,000 | 3,670 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $920,000 | 3,670 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $920,000 | 3,670 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $600,000 | 2,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $920,000 | 3,646 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,702,000 | 4,466 |
| Total interest expense | $245,000 | 3,696 |
| Net interest income | $1,457,000 | 4,521 |
| Provision for loan and lease losses | $120,000 | 2,050 |
| Total noninterest income | $175,000 | 4,405 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $20,000 | 5,184 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 3,811 |
| Total noninterest expense | $893,000 | 4,930 |
| Salaries and employee benefits | $582,000 | 4,724 |
| Premises and equipment expense | $50,000 | 5,364 |
| Additional noninterest expense | $261,000 | 5,030 |
| Pre-tax net operating income | $619,000 | 3,856 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $619,000 | 3,618 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $619,000 | 3,616 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $619,000 | 3,618 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $600,000 | 1,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $619,000 | 3,593 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $838,000 | 4,517 |
| Total interest expense | $127,000 | 3,626 |
| Net interest income | $711,000 | 4,588 |
| Provision for loan and lease losses | $60,000 | 1,878 |
| Total noninterest income | $27,000 | 5,381 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $10,000 | 5,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 5,118 |
| Total noninterest expense | $449,000 | 4,968 |
| Salaries and employee benefits | $304,000 | 4,721 |
| Premises and equipment expense | $26,000 | 5,396 |
| Additional noninterest expense | $119,000 | 5,164 |
| Pre-tax net operating income | $229,000 | 4,213 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $229,000 | 3,970 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $229,000 | 3,968 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $229,000 | 3,970 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $600,000 | 1,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $229,000 | 3,951 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,260,000 | 4,581 |
| Total interest expense | $422,000 | 3,930 |
| Net interest income | $2,838,000 | 4,616 |
| Provision for loan and lease losses | $240,000 | 2,221 |
| Total noninterest income | $240,000 | 4,897 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $47,000 | 5,211 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $193,000 | 4,389 |
| Total noninterest expense | $1,712,000 | 5,087 |
| Salaries and employee benefits | $1,015,000 | 4,982 |
| Premises and equipment expense | $120,000 | 5,374 |
| Additional noninterest expense | $577,000 | 5,036 |
| Pre-tax net operating income | $1,126,000 | 3,919 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $1,126,000 | 3,733 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,126,000 | 3,731 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,126,000 | 3,732 |
| Net charge-offs | $0 | 4,281 |
| Cash dividends | $500,000 | 2,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,126,000 | 3,679 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,421,000 | 4,636 |
| Total interest expense | $314,000 | 3,967 |
| Net interest income | $2,107,000 | 4,667 |
| Provision for loan and lease losses | $180,000 | 2,135 |
| Total noninterest income | $200,000 | 4,833 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $36,000 | 5,251 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $164,000 | 4,317 |
| Total noninterest expense | $1,311,000 | 5,091 |
| Salaries and employee benefits | $821,000 | 4,894 |
| Premises and equipment expense | $74,000 | 5,540 |
| Additional noninterest expense | $416,000 | 5,126 |
| Pre-tax net operating income | $816,000 | 4,001 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $816,000 | 3,822 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $816,000 | 3,820 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $816,000 | 3,822 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $500,000 | 2,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $816,000 | 3,763 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,565,000 | 4,732 |
| Total interest expense | $203,000 | 4,042 |
| Net interest income | $1,362,000 | 4,761 |
| Provision for loan and lease losses | $120,000 | 2,108 |
| Total noninterest income | $174,000 | 4,581 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $23,000 | 5,320 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $151,000 | 3,961 |
| Total noninterest expense | $893,000 | 5,118 |
| Salaries and employee benefits | $557,000 | 4,927 |
| Premises and equipment expense | $51,000 | 5,583 |
| Additional noninterest expense | $285,000 | 5,160 |
| Pre-tax net operating income | $523,000 | 4,079 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $523,000 | 3,891 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $523,000 | 3,889 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $523,000 | 3,890 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $500,000 | 1,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $523,000 | 3,823 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $770,000 | 4,790 |
| Total interest expense | $104,000 | 4,029 |
| Net interest income | $666,000 | 4,836 |
| Provision for loan and lease losses | $60,000 | 1,948 |
| Total noninterest income | $31,000 | 5,491 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $11,000 | 5,366 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $20,000 | 5,216 |
| Total noninterest expense | $442,000 | 5,173 |
| Salaries and employee benefits | $280,000 | 4,959 |
| Premises and equipment expense | $29,000 | 5,521 |
| Additional noninterest expense | $133,000 | 5,278 |
| Pre-tax net operating income | $195,000 | 4,466 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $195,000 | 4,275 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $195,000 | 4,272 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $195,000 | 4,274 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $500,000 | 1,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $195,000 | 4,223 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,889,000 | 5,473 |
| Total interest expense | $251,000 | 4,881 |
| Net interest income | $1,638,000 | 5,509 |
| Provision for loan and lease losses | $140,000 | 2,701 |
| Total noninterest income | $78,000 | 5,816 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $28,000 | 5,716 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $50,000 | 5,512 |
| Total noninterest expense | $1,063,000 | 5,766 |
| Salaries and employee benefits | $632,000 | 5,687 |
| Premises and equipment expense | $43,000 | 6,056 |
| Additional noninterest expense | $388,000 | 5,658 |
| Pre-tax net operating income | $513,000 | 4,904 |
| Securities gains (losses) | $1,000 | 3,117 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $514,000 | 4,787 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $514,000 | 4,788 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $514,000 | 4,788 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $513,000 | 4,743 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,086,000 | 5,808 |
| Total interest expense | $142,000 | 5,305 |
| Net interest income | $944,000 | 5,822 |
| Provision for loan and lease losses | $80,000 | 2,903 |
| Total noninterest income | $37,000 | 6,032 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $15,000 | 5,897 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 5,778 |
| Total noninterest expense | $555,000 | 6,054 |
| Salaries and employee benefits | $338,000 | 5,985 |
| Premises and equipment expense | $19,000 | 6,212 |
| Additional noninterest expense | $198,000 | 5,982 |
| Pre-tax net operating income | $346,000 | 5,118 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $346,000 | 4,999 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $346,000 | 5,002 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $346,000 | 5,004 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $346,000 | 4,949 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $258,000 | 6,265 |
| Total interest expense | $32,000 | 6,089 |
| Net interest income | $226,000 | 6,268 |
| Provision for loan and lease losses | $20,000 | 3,492 |
| Total noninterest income | $11,000 | 6,198 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $4,000 | 6,103 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $7,000 | 6,008 |
| Total noninterest expense | $113,000 | 6,337 |
| Salaries and employee benefits | $57,000 | 6,332 |
| Premises and equipment expense | $4,000 | 6,324 |
| Additional noninterest expense | $52,000 | 6,314 |
| Pre-tax net operating income | $104,000 | 5,611 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $104,000 | 5,592 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $104,000 | 5,593 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $104,000 | 5,594 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $104,000 | 5,543 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $764,000 | 4,939 |
| Total interest expense | $101,000 | 4,271 |
| Net interest income | $663,000 | 4,960 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $41,000 | 5,496 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $9,000 | 5,746 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $32,000 | 4,996 |
| Total noninterest expense | $237,000 | 6,041 |
| Salaries and employee benefits | $170,000 | 5,788 |
| Premises and equipment expense | $9,000 | 6,284 |
| Additional noninterest expense | $58,000 | 6,176 |
| Pre-tax net operating income | $467,000 | 3,132 |
| Securities gains (losses) | $2,000 | 1,821 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $469,000 | 2,847 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $469,000 | 2,850 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $469,000 | 2,850 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $467,000 | 2,780 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,202,000 | 4,943 |
| Total interest expense | $415,000 | 4,381 |
| Net interest income | $2,787,000 | 4,954 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $240,000 | 5,246 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $45,000 | 5,788 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $195,000 | 4,564 |
| Total noninterest expense | $1,405,000 | 5,762 |
| Salaries and employee benefits | $1,021,000 | 5,306 |
| Premises and equipment expense | $54,000 | 6,323 |
| Additional noninterest expense | $330,000 | 6,053 |
| Pre-tax net operating income | $1,622,000 | 3,337 |
| Securities gains (losses) | $51,000 | 1,723 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,673,000 | 3,043 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,673,000 | 3,043 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,673,000 | 3,044 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $660,000 | 2,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,622,000 | 3,050 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,408,000 | 4,992 |
| Total interest expense | $311,000 | 4,448 |
| Net interest income | $2,097,000 | 4,999 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $194,000 | 5,216 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $34,000 | 5,854 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $160,000 | 4,487 |
| Total noninterest expense | $889,000 | 5,982 |
| Salaries and employee benefits | $637,000 | 5,639 |
| Premises and equipment expense | $39,000 | 6,400 |
| Additional noninterest expense | $213,000 | 6,227 |
| Pre-tax net operating income | $1,402,000 | 3,161 |
| Securities gains (losses) | $41,000 | 1,554 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,443,000 | 2,800 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,443,000 | 2,800 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,443,000 | 2,800 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $375,000 | 2,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,402,000 | 2,811 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,584,000 | 5,039 |
| Total interest expense | $203,000 | 4,524 |
| Net interest income | $1,381,000 | 5,032 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $165,000 | 4,936 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $23,000 | 5,870 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $142,000 | 4,110 |
| Total noninterest expense | $642,000 | 5,954 |
| Salaries and employee benefits | $479,000 | 5,507 |
| Premises and equipment expense | $28,000 | 6,431 |
| Additional noninterest expense | $135,000 | 6,309 |
| Pre-tax net operating income | $904,000 | 3,142 |
| Securities gains (losses) | $41,000 | 1,278 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $945,000 | 2,749 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $945,000 | 2,753 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $945,000 | 2,753 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $374,000 | 2,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $904,000 | 2,789 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $777,000 | 5,111 |
| Total interest expense | $101,000 | 4,607 |
| Net interest income | $676,000 | 5,113 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $41,000 | 5,714 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $11,000 | 5,924 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $30,000 | 5,162 |
| Total noninterest expense | $246,000 | 6,291 |
| Salaries and employee benefits | $166,000 | 6,055 |
| Premises and equipment expense | $17,000 | 6,431 |
| Additional noninterest expense | $63,000 | 6,422 |
| Pre-tax net operating income | $471,000 | 3,017 |
| Securities gains (losses) | $40,000 | 735 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $511,000 | 2,518 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $511,000 | 2,521 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $511,000 | 2,521 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $471,000 | 2,640 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,163,000 | 5,130 |
| Total interest expense | $429,000 | 4,772 |
| Net interest income | $2,734,000 | 5,133 |
| Provision for loan and lease losses | $20,000 | 4,711 |
| Total noninterest income | $253,000 | 5,341 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $46,000 | 6,036 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $207,000 | 4,568 |
| Total noninterest expense | $1,403,000 | 5,993 |
| Salaries and employee benefits | $1,036,000 | 5,478 |
| Premises and equipment expense | $47,000 | 6,640 |
| Additional noninterest expense | $320,000 | 6,296 |
| Pre-tax net operating income | $1,564,000 | 3,327 |
| Securities gains (losses) | $8,000 | 2,703 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,572,000 | 3,067 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,572,000 | 3,069 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,572,000 | 3,070 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $550,000 | 2,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,564,000 | 3,013 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,374,000 | 5,172 |
| Total interest expense | $325,000 | 4,847 |
| Net interest income | $2,049,000 | 5,178 |
| Provision for loan and lease losses | $20,000 | 4,484 |
| Total noninterest income | $208,000 | 5,316 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $35,000 | 6,105 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $173,000 | 4,505 |
| Total noninterest expense | $865,000 | 6,250 |
| Salaries and employee benefits | $616,000 | 5,899 |
| Premises and equipment expense | $44,000 | 6,631 |
| Additional noninterest expense | $205,000 | 6,476 |
| Pre-tax net operating income | $1,372,000 | 3,097 |
| Securities gains (losses) | $5,000 | 2,677 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,377,000 | 2,820 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,377,000 | 2,824 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,377,000 | 2,824 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $350,000 | 2,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,372,000 | 2,755 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,551,000 | 5,241 |
| Total interest expense | $216,000 | 4,917 |
| Net interest income | $1,335,000 | 5,227 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $173,000 | 5,050 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $22,000 | 6,164 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $151,000 | 4,202 |
| Total noninterest expense | $635,000 | 6,189 |
| Salaries and employee benefits | $464,000 | 5,733 |
| Premises and equipment expense | $35,000 | 6,594 |
| Additional noninterest expense | $136,000 | 6,517 |
| Pre-tax net operating income | $873,000 | 3,170 |
| Securities gains (losses) | $5,000 | 2,459 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $878,000 | 2,884 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $878,000 | 2,888 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $878,000 | 2,888 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $351,000 | 2,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $873,000 | 2,811 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $760,000 | 5,327 |
| Total interest expense | $111,000 | 4,943 |
| Net interest income | $649,000 | 5,302 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $37,000 | 6,016 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $11,000 | 6,179 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $26,000 | 5,453 |
| Total noninterest expense | $230,000 | 6,576 |
| Salaries and employee benefits | $158,000 | 6,320 |
| Premises and equipment expense | $20,000 | 6,576 |
| Additional noninterest expense | $52,000 | 6,769 |
| Pre-tax net operating income | $456,000 | 3,052 |
| Securities gains (losses) | $5,000 | 1,643 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $461,000 | 2,747 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $461,000 | 2,751 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $461,000 | 2,750 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $456,000 | 2,684 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,983,000 | 5,485 |
| Total interest expense | $506,000 | 5,090 |
| Net interest income | $2,477,000 | 5,485 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $288,000 | 5,279 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $50,000 | 6,225 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $238,000 | 4,374 |
| Total noninterest expense | $1,372,000 | 6,246 |
| Salaries and employee benefits | $989,000 | 5,724 |
| Premises and equipment expense | $79,000 | 6,689 |
| Additional noninterest expense | $304,000 | 6,624 |
| Pre-tax net operating income | $1,393,000 | 3,462 |
| Securities gains (losses) | $2,000 | 3,664 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,395,000 | 3,262 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,395,000 | 3,263 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,395,000 | 3,262 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $930,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,393,000 | 3,127 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,231,000 | 5,580 |
| Total interest expense | $384,000 | 5,200 |
| Net interest income | $1,847,000 | 5,575 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $225,000 | 5,269 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $39,000 | 6,268 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $186,000 | 4,351 |
| Total noninterest expense | $850,000 | 6,521 |
| Salaries and employee benefits | $590,000 | 6,146 |
| Premises and equipment expense | $51,000 | 6,856 |
| Additional noninterest expense | $209,000 | 6,765 |
| Pre-tax net operating income | $1,222,000 | 3,280 |
| Securities gains (losses) | $1,000 | 3,476 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,223,000 | 3,031 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,223,000 | 3,031 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,223,000 | 3,030 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $349,000 | 2,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,222,000 | 2,891 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,477,000 | 5,640 |
| Total interest expense | $259,000 | 5,282 |
| Net interest income | $1,218,000 | 5,622 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $183,000 | 5,017 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $23,000 | 6,408 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $160,000 | 3,973 |
| Total noninterest expense | $589,000 | 6,534 |
| Salaries and employee benefits | $432,000 | 6,043 |
| Premises and equipment expense | $36,000 | 6,872 |
| Additional noninterest expense | $121,000 | 6,904 |
| Pre-tax net operating income | $812,000 | 3,252 |
| Securities gains (losses) | $1,000 | 3,081 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $813,000 | 3,000 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $813,000 | 3,000 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $813,000 | 3,000 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $349,000 | 2,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $812,000 | 2,862 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $742,000 | 5,676 |
| Total interest expense | $136,000 | 5,284 |
| Net interest income | $606,000 | 5,674 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $51,000 | 5,811 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $11,000 | 6,444 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $40,000 | 5,029 |
| Total noninterest expense | $221,000 | 6,870 |
| Salaries and employee benefits | $153,000 | 6,604 |
| Premises and equipment expense | $20,000 | 6,845 |
| Additional noninterest expense | $48,000 | 7,078 |
| Pre-tax net operating income | $436,000 | 3,160 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $436,000 | 2,898 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $436,000 | 2,901 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $436,000 | 2,902 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $436,000 | 2,747 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,078,000 | 5,708 |
| Total interest expense | $604,000 | 5,507 |
| Net interest income | $2,474,000 | 5,679 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $274,000 | 5,348 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $52,000 | 6,290 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $222,000 | 4,318 |
| Total noninterest expense | $1,333,000 | 6,490 |
| Salaries and employee benefits | $957,000 | 5,954 |
| Premises and equipment expense | $80,000 | 6,963 |
| Additional noninterest expense | $296,000 | 6,876 |
| Pre-tax net operating income | $1,415,000 | 3,129 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,415,000 | 2,891 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,415,000 | 2,893 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,415,000 | 2,893 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $645,000 | 2,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,415,000 | 2,792 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,300,000 | 5,772 |
| Total interest expense | $464,000 | 5,578 |
| Net interest income | $1,836,000 | 5,740 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $215,000 | 5,354 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $39,000 | 6,331 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $176,000 | 4,286 |
| Total noninterest expense | $836,000 | 6,750 |
| Salaries and employee benefits | $575,000 | 6,344 |
| Premises and equipment expense | $53,000 | 7,104 |
| Additional noninterest expense | $208,000 | 6,975 |
| Pre-tax net operating income | $1,215,000 | 2,981 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,215,000 | 2,704 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,215,000 | 2,706 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,215,000 | 2,706 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $300,000 | 2,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,215,000 | 2,608 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,525,000 | 5,839 |
| Total interest expense | $318,000 | 5,630 |
| Net interest income | $1,207,000 | 5,807 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $161,000 | 5,197 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $23,000 | 6,439 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $138,000 | 4,088 |
| Total noninterest expense | $600,000 | 6,736 |
| Salaries and employee benefits | $423,000 | 6,242 |
| Premises and equipment expense | $37,000 | 7,135 |
| Additional noninterest expense | $140,000 | 7,044 |
| Pre-tax net operating income | $768,000 | 3,013 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $768,000 | 2,743 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $768,000 | 2,744 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $768,000 | 2,744 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $300,000 | 1,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $768,000 | 2,657 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $758,000 | 5,882 |
| Total interest expense | $161,000 | 5,704 |
| Net interest income | $597,000 | 5,835 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $40,000 | 6,204 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $10,000 | 6,519 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $30,000 | 5,389 |
| Total noninterest expense | $231,000 | 7,076 |
| Salaries and employee benefits | $158,000 | 6,746 |
| Premises and equipment expense | $22,000 | 7,060 |
| Additional noninterest expense | $51,000 | 7,328 |
| Pre-tax net operating income | $406,000 | 2,936 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $406,000 | 2,629 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $406,000 | 2,628 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $406,000 | 2,629 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $406,000 | 2,575 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,972,000 | 6,054 |
| Total interest expense | $748,000 | 5,847 |
| Net interest income | $2,224,000 | 6,032 |
| Provision for loan and lease losses | $50,000 | 6,473 |
| Total noninterest income | $245,000 | 5,693 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $55,000 | 6,156 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $190,000 | 4,663 |
| Total noninterest expense | $1,338,000 | 6,708 |
| Salaries and employee benefits | $909,000 | 6,210 |
| Premises and equipment expense | $70,000 | 7,311 |
| Additional noninterest expense | $359,000 | 6,920 |
| Pre-tax net operating income | $1,081,000 | 3,258 |
| Securities gains (losses) | $-3,000 | 6,950 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,078,000 | 3,090 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,078,000 | 3,086 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,078,000 | 3,089 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $445,000 | 2,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,081,000 | 2,971 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,215,000 | 6,177 |
| Total interest expense | $562,000 | 5,986 |
| Net interest income | $1,653,000 | 6,135 |
| Provision for loan and lease losses | $50,000 | 6,224 |
| Total noninterest income | $178,000 | 5,850 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $41,000 | 6,246 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $137,000 | 4,785 |
| Total noninterest expense | $857,000 | 6,999 |
| Salaries and employee benefits | $583,000 | 6,548 |
| Premises and equipment expense | $56,000 | 7,358 |
| Additional noninterest expense | $218,000 | 7,222 |
| Pre-tax net operating income | $924,000 | 3,233 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $924,000 | 3,034 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $924,000 | 3,031 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $924,000 | 3,034 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $270,000 | 2,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $924,000 | 2,910 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,450,000 | 6,262 |
| Total interest expense | $376,000 | 6,075 |
| Net interest income | $1,074,000 | 6,225 |
| Provision for loan and lease losses | $50,000 | 5,837 |
| Total noninterest income | $147,000 | 5,516 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $25,000 | 6,341 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $122,000 | 4,316 |
| Total noninterest expense | $610,000 | 6,950 |
| Salaries and employee benefits | $436,000 | 6,373 |
| Premises and equipment expense | $37,000 | 7,414 |
| Additional noninterest expense | $137,000 | 7,329 |
| Pre-tax net operating income | $561,000 | 3,437 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $561,000 | 3,194 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $561,000 | 3,189 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $561,000 | 3,192 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $270,000 | 2,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $561,000 | 3,088 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $703,000 | 6,395 |
| Total interest expense | $187,000 | 6,197 |
| Net interest income | $516,000 | 6,370 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $38,000 | 6,463 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $13,000 | 6,352 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $25,000 | 5,673 |
| Total noninterest expense | $245,000 | 7,314 |
| Salaries and employee benefits | $172,000 | 6,906 |
| Premises and equipment expense | $21,000 | 7,415 |
| Additional noninterest expense | $52,000 | 7,636 |
| Pre-tax net operating income | $309,000 | 3,300 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $309,000 | 3,072 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $309,000 | 3,069 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $309,000 | 3,072 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $309,000 | 2,965 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,780,000 | 6,481 |
| Total interest expense | $875,000 | 6,299 |
| Net interest income | $1,905,000 | 6,455 |
| Provision for loan and lease losses | $10,000 | 7,302 |
| Total noninterest income | $203,000 | 6,203 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $48,000 | 6,496 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $155,000 | 5,043 |
| Total noninterest expense | $1,256,000 | 7,083 |
| Salaries and employee benefits | $843,000 | 6,606 |
| Premises and equipment expense | $61,000 | 7,713 |
| Additional noninterest expense | $352,000 | 7,258 |
| Pre-tax net operating income | $842,000 | 3,260 |
| Securities gains (losses) | $2,000 | 3,583 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $844,000 | 3,055 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $844,000 | 3,054 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $844,000 | 3,054 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $370,000 | 2,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $842,000 | 2,999 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,059,000 | 6,585 |
| Total interest expense | $674,000 | 6,376 |
| Net interest income | $1,385,000 | 6,552 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $170,000 | 6,159 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $37,000 | 6,524 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $133,000 | 4,968 |
| Total noninterest expense | $847,000 | 7,287 |
| Salaries and employee benefits | $542,000 | 6,938 |
| Premises and equipment expense | $52,000 | 7,716 |
| Additional noninterest expense | $253,000 | 7,331 |
| Pre-tax net operating income | $708,000 | 3,311 |
| Securities gains (losses) | $2,000 | 3,313 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $710,000 | 3,092 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $710,000 | 3,090 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $710,000 | 3,093 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $270,000 | 2,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $708,000 | 3,016 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 6,693 |
| Total interest expense | $463,000 | 6,438 |
| Net interest income | $883,000 | 6,659 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $136,000 | 5,892 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $23,000 | 6,604 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $113,000 | 4,585 |
| Total noninterest expense | $618,000 | 7,206 |
| Salaries and employee benefits | $408,000 | 6,762 |
| Premises and equipment expense | $35,000 | 7,789 |
| Additional noninterest expense | $175,000 | 7,353 |
| Pre-tax net operating income | $401,000 | 3,682 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $402,000 | 3,465 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $402,000 | 3,462 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $402,000 | 3,463 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $270,000 | 2,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $401,000 | 3,358 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $673,000 | 6,738 |
| Total interest expense | $239,000 | 6,480 |
| Net interest income | $434,000 | 6,707 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $27,000 | 7,135 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $12,000 | 6,577 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $15,000 | 6,478 |
| Total noninterest expense | $241,000 | 7,568 |
| Salaries and employee benefits | $149,000 | 7,383 |
| Premises and equipment expense | $21,000 | 7,693 |
| Additional noninterest expense | $71,000 | 7,523 |
| Pre-tax net operating income | $220,000 | 3,879 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $221,000 | 3,700 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $221,000 | 3,700 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $221,000 | 3,701 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $220,000 | 3,556 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,930,000 | 6,665 |
| Total interest expense | $1,183,000 | 6,464 |
| Net interest income | $1,747,000 | 6,711 |
| Provision for loan and lease losses | $90,000 | 6,145 |
| Total noninterest income | $184,000 | 6,606 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $52,000 | 6,596 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $132,000 | 5,521 |
| Total noninterest expense | $1,087,000 | 7,432 |
| Salaries and employee benefits | $762,000 | 7,003 |
| Premises and equipment expense | $70,000 | 7,884 |
| Additional noninterest expense | $255,000 | 7,649 |
| Pre-tax net operating income | $754,000 | 4,274 |
| Securities gains (losses) | $-138,000 | 7,282 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $616,000 | 4,127 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $616,000 | 4,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 5,167 |
| Cash dividends | $270,000 | 4,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $754,000 | 3,948 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,205,000 | 6,726 |
| Total interest expense | $913,000 | 6,529 |
| Net interest income | $1,292,000 | 6,787 |
| Provision for loan and lease losses | $40,000 | 6,090 |
| Total noninterest income | $151,000 | 6,584 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $38,000 | 6,673 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $113,000 | 5,421 |
| Total noninterest expense | $743,000 | 7,585 |
| Salaries and employee benefits | $507,000 | 7,225 |
| Premises and equipment expense | $55,000 | 7,907 |
| Additional noninterest expense | $181,000 | 7,732 |
| Pre-tax net operating income | $660,000 | 4,465 |
| Securities gains (losses) | $-133,000 | 7,555 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $527,000 | 4,351 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $527,000 | 4,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,860 |
| Cash dividends | $270,000 | 3,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $660,000 | 4,089 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,451,000 | 6,820 |
| Total interest expense | $626,000 | 6,605 |
| Net interest income | $825,000 | 6,890 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $129,000 | 6,246 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $25,000 | 6,713 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $104,000 | 4,986 |
| Total noninterest expense | $530,000 | 7,537 |
| Salaries and employee benefits | $373,000 | 7,102 |
| Premises and equipment expense | $38,000 | 7,931 |
| Additional noninterest expense | $119,000 | 7,800 |
| Pre-tax net operating income | $424,000 | 4,691 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $425,000 | 4,352 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $425,000 | 4,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $270,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $424,000 | 4,298 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $715,000 | 6,932 |
| Total interest expense | $338,000 | 6,593 |
| Net interest income | $377,000 | 7,117 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $35,000 | 7,145 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $12,000 | 6,732 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $23,000 | 6,281 |
| Total noninterest expense | $207,000 | 7,902 |
| Salaries and employee benefits | $133,000 | 7,715 |
| Premises and equipment expense | $22,000 | 7,853 |
| Additional noninterest expense | $52,000 | 7,956 |
| Pre-tax net operating income | $205,000 | 4,915 |
| Securities gains (losses) | $2,000 | 2,447 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $207,000 | 4,594 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $207,000 | 4,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $205,000 | 4,514 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,066,000 | 6,795 |
| Total interest expense | $1,473,000 | 6,467 |
| Net interest income | $1,593,000 | 7,017 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $162,000 | 7,021 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $38,000 | 6,925 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $124,000 | 5,886 |
| Total noninterest expense | $1,082,000 | 7,539 |
| Salaries and employee benefits | $750,000 | 7,121 |
| Premises and equipment expense | $75,000 | 8,012 |
| Additional noninterest expense | $257,000 | 7,752 |
| Pre-tax net operating income | $673,000 | 5,515 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $673,000 | 5,135 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $673,000 | 5,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $255,000 | 4,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $673,000 | 5,118 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,288,000 | 6,844 |
| Total interest expense | $1,105,000 | 6,499 |
| Net interest income | $1,183,000 | 7,075 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $127,000 | 7,011 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $25,000 | 7,006 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $102,000 | 5,767 |
| Total noninterest expense | $713,000 | 7,710 |
| Salaries and employee benefits | $486,000 | 7,378 |
| Premises and equipment expense | $58,000 | 7,963 |
| Additional noninterest expense | $169,000 | 7,886 |
| Pre-tax net operating income | $597,000 | 5,452 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $597,000 | 5,007 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $597,000 | 5,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $155,000 | 4,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $597,000 | 4,990 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,480,000 | 6,945 |
| Total interest expense | $701,000 | 6,615 |
| Net interest income | $779,000 | 7,149 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $109,000 | 6,709 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $16,000 | 7,071 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $93,000 | 5,248 |
| Total noninterest expense | $511,000 | 7,645 |
| Salaries and employee benefits | $361,000 | 7,211 |
| Premises and equipment expense | $39,000 | 8,020 |
| Additional noninterest expense | $111,000 | 7,939 |
| Pre-tax net operating income | $377,000 | 5,630 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $377,000 | 5,197 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $377,000 | 5,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $155,000 | 3,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $377,000 | 5,184 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $710,000 | 7,060 |
| Total interest expense | $333,000 | 6,746 |
| Net interest income | $377,000 | 7,238 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $24,000 | 7,693 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $8,000 | 7,097 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $16,000 | 6,921 |
| Total noninterest expense | $194,000 | 8,040 |
| Salaries and employee benefits | $126,000 | 7,879 |
| Premises and equipment expense | $23,000 | 7,878 |
| Additional noninterest expense | $45,000 | 8,184 |
| Pre-tax net operating income | $207,000 | 5,436 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $207,000 | 4,975 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $207,000 | 4,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $207,000 | 4,961 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,846,000 | 6,897 |
| Total interest expense | $1,230,000 | 6,543 |
| Net interest income | $1,616,000 | 7,023 |
| Provision for loan and lease losses | $43,000 | 5,759 |
| Total noninterest income | $157,000 | 7,248 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $36,000 | 7,090 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $121,000 | 5,995 |
| Total noninterest expense | $1,147,000 | 7,484 |
| Salaries and employee benefits | $754,000 | 7,108 |
| Premises and equipment expense | $122,000 | 7,568 |
| Additional noninterest expense | $271,000 | 7,742 |
| Pre-tax net operating income | $583,000 | 6,244 |
| Securities gains (losses) | $7,000 | 1,177 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $590,000 | 5,857 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $590,000 | 5,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,486 |
| Cash dividends | $315,000 | 4,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $583,000 | 5,873 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,107,000 | 6,963 |
| Total interest expense | $894,000 | 6,576 |
| Net interest income | $1,213,000 | 7,111 |
| Provision for loan and lease losses | $43,000 | 5,331 |
| Total noninterest income | $127,000 | 7,209 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $29,000 | 7,139 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $98,000 | 5,880 |
| Total noninterest expense | $792,000 | 7,623 |
| Salaries and employee benefits | $538,000 | 7,207 |
| Premises and equipment expense | $65,000 | 7,986 |
| Additional noninterest expense | $189,000 | 7,857 |
| Pre-tax net operating income | $505,000 | 6,196 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $506,000 | 5,734 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $506,000 | 5,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $185,000 | 4,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $505,000 | 5,733 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 7,043 |
| Total interest expense | $539,000 | 6,698 |
| Net interest income | $812,000 | 7,159 |
| Provision for loan and lease losses | $15,000 | 5,732 |
| Total noninterest income | $109,000 | 6,838 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $20,000 | 7,168 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $89,000 | 5,375 |
| Total noninterest expense | $514,000 | 7,697 |
| Salaries and employee benefits | $344,000 | 7,337 |
| Premises and equipment expense | $46,000 | 7,929 |
| Additional noninterest expense | $124,000 | 7,899 |
| Pre-tax net operating income | $392,000 | 5,940 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $393,000 | 5,426 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $393,000 | 5,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $185,000 | 3,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $392,000 | 5,426 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $659,000 | 7,081 |
| Total interest expense | $253,000 | 6,766 |
| Net interest income | $406,000 | 7,180 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $25,000 | 7,837 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $10,000 | 7,160 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,090 |
| Total noninterest expense | $188,000 | 8,150 |
| Salaries and employee benefits | $124,000 | 7,930 |
| Premises and equipment expense | $19,000 | 8,122 |
| Additional noninterest expense | $45,000 | 8,278 |
| Pre-tax net operating income | $243,000 | 5,436 |
| Securities gains (losses) | $1,000 | 856 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $244,000 | 4,906 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $244,000 | 4,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $243,000 | 4,894 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,438,000 | 7,066 |
| Total interest expense | $827,000 | 6,701 |
| Net interest income | $1,611,000 | 7,145 |
| Provision for loan and lease losses | $11,000 | 6,790 |
| Total noninterest income | $152,000 | 7,474 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $38,000 | 7,258 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $114,000 | 6,200 |
| Total noninterest expense | $1,107,000 | 7,556 |
| Salaries and employee benefits | $738,000 | 7,128 |
| Premises and equipment expense | $119,000 | 7,654 |
| Additional noninterest expense | $250,000 | 7,925 |
| Pre-tax net operating income | $645,000 | 6,284 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $645,000 | 5,833 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $645,000 | 5,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $335,000 | 4,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $645,000 | 5,807 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,791,000 | 7,126 |
| Total interest expense | $589,000 | 6,758 |
| Net interest income | $1,202,000 | 7,193 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $125,000 | 7,369 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $28,000 | 7,312 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $97,000 | 5,995 |
| Total noninterest expense | $737,000 | 7,760 |
| Salaries and employee benefits | $520,000 | 7,273 |
| Premises and equipment expense | $44,000 | 8,369 |
| Additional noninterest expense | $173,000 | 8,041 |
| Pre-tax net operating income | $590,000 | 6,051 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $590,000 | 5,483 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $590,000 | 5,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $175,000 | 4,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $590,000 | 5,452 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,151,000 | 7,168 |
| Total interest expense | $369,000 | 6,781 |
| Net interest income | $782,000 | 7,249 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $99,000 | 7,081 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $18,000 | 7,341 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $81,000 | 5,595 |
| Total noninterest expense | $482,000 | 7,803 |
| Salaries and employee benefits | $336,000 | 7,340 |
| Premises and equipment expense | $33,000 | 8,288 |
| Additional noninterest expense | $113,000 | 8,060 |
| Pre-tax net operating income | $399,000 | 5,986 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $399,000 | 5,441 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $399,000 | 5,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $175,000 | 3,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $399,000 | 5,411 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $563,000 | 7,247 |
| Total interest expense | $178,000 | 6,817 |
| Net interest income | $385,000 | 7,343 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $19,000 | 8,268 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $8,000 | 7,454 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,631 |
| Total noninterest expense | $194,000 | 8,181 |
| Salaries and employee benefits | $128,000 | 7,913 |
| Premises and equipment expense | $19,000 | 8,223 |
| Additional noninterest expense | $47,000 | 8,340 |
| Pre-tax net operating income | $210,000 | 5,858 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $210,000 | 5,300 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $210,000 | 5,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $210,000 | 5,266 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,291,000 | 7,092 |
| Total interest expense | $725,000 | 6,502 |
| Net interest income | $1,566,000 | 7,232 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $156,000 | 7,554 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $46,000 | 7,356 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $110,000 | 6,256 |
| Total noninterest expense | $979,000 | 7,860 |
| Salaries and employee benefits | $690,000 | 7,320 |
| Premises and equipment expense | $45,000 | 8,651 |
| Additional noninterest expense | $244,000 | 8,026 |
| Pre-tax net operating income | $743,000 | 5,967 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $17,000 | 6,599 |
| Income before extraordinary items | $726,000 | 5,491 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $726,000 | 5,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $335,000 | 4,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $726,000 | 5,411 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,712,000 | 7,126 |
| Total interest expense | $543,000 | 6,489 |
| Net interest income | $1,169,000 | 7,259 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $131,000 | 7,425 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $36,000 | 7,361 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $95,000 | 6,010 |
| Total noninterest expense | $713,000 | 7,879 |
| Salaries and employee benefits | $492,000 | 7,378 |
| Premises and equipment expense | $48,000 | 8,434 |
| Additional noninterest expense | $173,000 | 8,115 |
| Pre-tax net operating income | $587,000 | 5,958 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $587,000 | 5,418 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $587,000 | 5,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $150,000 | 4,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $587,000 | 5,334 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,117,000 | 7,207 |
| Total interest expense | $357,000 | 6,563 |
| Net interest income | $760,000 | 7,342 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $104,000 | 7,155 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $23,000 | 7,421 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $81,000 | 5,579 |
| Total noninterest expense | $471,000 | 7,945 |
| Salaries and employee benefits | $319,000 | 7,512 |
| Premises and equipment expense | $36,000 | 8,374 |
| Additional noninterest expense | $116,000 | 8,141 |
| Pre-tax net operating income | $393,000 | 5,898 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $393,000 | 5,356 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $393,000 | 5,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $393,000 | 5,269 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $552,000 | 7,279 |
| Total interest expense | $181,000 | 6,600 |
| Net interest income | $371,000 | 7,427 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $27,000 | 8,089 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $12,000 | 7,382 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $15,000 | 7,252 |
| Total noninterest expense | $192,000 | 8,302 |
| Salaries and employee benefits | $122,000 | 8,085 |
| Premises and equipment expense | $22,000 | 8,152 |
| Additional noninterest expense | $48,000 | 8,446 |
| Pre-tax net operating income | $206,000 | 5,757 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $4,000 | 6,676 |
| Income before extraordinary items | $202,000 | 5,319 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $202,000 | 5,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $202,000 | 5,198 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,237,000 | 7,333 |
| Total interest expense | $770,000 | 6,801 |
| Net interest income | $1,467,000 | 7,415 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $179,000 | 7,537 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $45,000 | 7,503 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $134,000 | 6,024 |
| Total noninterest expense | $947,000 | 7,995 |
| Salaries and employee benefits | $642,000 | 7,533 |
| Premises and equipment expense | $74,000 | 8,430 |
| Additional noninterest expense | $231,000 | 8,224 |
| Pre-tax net operating income | $699,000 | 6,017 |
| Securities gains (losses) | $9,000 | 3,670 |
| Applicable income taxes | $123,000 | 5,506 |
| Income before extraordinary items | $585,000 | 5,999 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $585,000 | 6,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,310 |
| Cash dividends | $2,785,000 | 1,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $577,530 | 5,863 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,688,000 | 7,392 |
| Total interest expense | $585,000 | 6,915 |
| Net interest income | $1,103,000 | 7,462 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $156,000 | 7,320 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $34,000 | 7,571 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $122,000 | 5,712 |
| Total noninterest expense | $622,000 | 8,223 |
| Salaries and employee benefits | $426,000 | 7,794 |
| Premises and equipment expense | $43,000 | 8,690 |
| Additional noninterest expense | $153,000 | 8,439 |
| Pre-tax net operating income | $637,000 | 5,738 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $118,000 | 5,387 |
| Income before extraordinary items | $520,000 | 5,753 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $520,000 | 5,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $2,585,000 | 825 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $519,180 | 5,587 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,126,000 | 7,436 |
| Total interest expense | $394,000 | 7,009 |
| Net interest income | $732,000 | 7,492 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $122,000 | 7,028 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $22,000 | 7,601 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $100,000 | 5,330 |
| Total noninterest expense | $452,000 | 8,098 |
| Salaries and employee benefits | $315,000 | 7,559 |
| Premises and equipment expense | $33,000 | 8,592 |
| Additional noninterest expense | $104,000 | 8,393 |
| Pre-tax net operating income | $402,000 | 5,842 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $115,000 | 4,928 |
| Income before extraordinary items | $288,000 | 6,185 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $288,000 | 6,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $2,585,000 | 590 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $287,290 | 5,988 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $571,000 | 7,447 |
| Total interest expense | $203,000 | 7,036 |
| Net interest income | $368,000 | 7,489 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $31,000 | 8,103 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $10,000 | 7,640 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 6,840 |
| Total noninterest expense | $176,000 | 8,524 |
| Salaries and employee benefits | $116,000 | 8,264 |
| Premises and equipment expense | $17,000 | 8,567 |
| Additional noninterest expense | $43,000 | 8,690 |
| Pre-tax net operating income | $223,000 | 5,566 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $111,000 | 3,758 |
| Income before extraordinary items | $113,000 | 6,655 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $113,000 | 6,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $112,360 | 6,502 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,336,000 | 7,496 |
| Total interest expense | $968,000 | 7,021 |
| Net interest income | $1,368,000 | 7,644 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $174,000 | 7,573 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $43,000 | 7,632 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $131,000 | 5,880 |
| Total noninterest expense | $882,000 | 8,191 |
| Salaries and employee benefits | $607,000 | 7,677 |
| Premises and equipment expense | $44,000 | 8,995 |
| Additional noninterest expense | $231,000 | 8,318 |
| Pre-tax net operating income | $660,000 | 6,219 |
| Securities gains (losses) | $4,000 | 4,045 |
| Applicable income taxes | $90,000 | 6,057 |
| Income before extraordinary items | $574,000 | 6,079 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $574,000 | 6,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $180,000 | 5,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $570,560 | 5,950 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,490,000 | 7,757 |
| Total interest expense | $1,261,000 | 7,485 |
| Net interest income | $1,229,000 | 7,827 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $155,000 | 7,794 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $43,000 | 7,739 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $112,000 | 6,154 |
| Total noninterest expense | $816,000 | 8,413 |
| Salaries and employee benefits | $569,000 | 7,812 |
| Premises and equipment expense | $44,000 | 9,231 |
| Additional noninterest expense | $203,000 | 8,630 |
| Pre-tax net operating income | $568,000 | 6,292 |
| Securities gains (losses) | $21,000 | 3,115 |
| Applicable income taxes | $87,000 | 6,165 |
| Income before extraordinary items | $502,000 | 6,061 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $502,000 | 6,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,101 |
| Cash dividends | $180,000 | 5,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $484,150 | 6,027 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,728,000 | 7,680 |
| Total interest expense | $1,481,000 | 7,210 |
| Net interest income | $1,247,000 | 7,968 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $117,000 | 8,343 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 7,855 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 6,989 |
| Total noninterest expense | $803,000 | 8,559 |
| Salaries and employee benefits | $550,000 | 7,972 |
| Premises and equipment expense | $44,000 | 9,476 |
| Additional noninterest expense | $209,000 | 8,702 |
| Pre-tax net operating income | $561,000 | 6,739 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $98,000 | 6,531 |
| Income before extraordinary items | $465,000 | 6,511 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $465,000 | 6,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,683 |
| Cash dividends | $180,000 | 5,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $463,340 | 6,530 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,403,000 | 8,018 |
| Total interest expense | $1,207,000 | 7,627 |
| Net interest income | $1,196,000 | 8,198 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $116,000 | 8,584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 8,070 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 7,256 |
| Total noninterest expense | $807,000 | 8,706 |
| Salaries and employee benefits | $545,000 | 8,068 |
| Premises and equipment expense | $59,000 | 9,453 |
| Additional noninterest expense | $203,000 | 8,997 |
| Pre-tax net operating income | $505,000 | 7,122 |
| Securities gains (losses) | $12,000 | 1,656 |
| Applicable income taxes | $67,000 | 7,383 |
| Income before extraordinary items | $450,000 | 6,701 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $450,000 | 6,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $180,000 | 5,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $439,560 | 6,745 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,436,000 | 8,169 |
| Total interest expense | $1,226,000 | 7,843 |
| Net interest income | $1,210,000 | 8,311 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $109,000 | 8,860 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 8,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,535 |
| Total noninterest expense | $767,000 | 8,881 |
| Salaries and employee benefits | $523,000 | 8,215 |
| Premises and equipment expense | $54,000 | 9,724 |
| Additional noninterest expense | $190,000 | 9,239 |
| Pre-tax net operating income | $552,000 | 7,143 |
| Securities gains (losses) | $34,000 | 2,031 |
| Applicable income taxes | $130,000 | 7,104 |
| Income before extraordinary items | $456,000 | 6,872 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $456,000 | 6,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,603 |
| Cash dividends | $180,000 | 5,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $429,480 | 6,946 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,390,000 | 8,527 |
| Total interest expense | $1,192,000 | 8,138 |
| Net interest income | $1,198,000 | 8,683 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $112,000 | 9,195 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 8,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 7,794 |
| Total noninterest expense | $744,000 | 9,245 |
| Salaries and employee benefits | $504,000 | 8,576 |
| Premises and equipment expense | $57,000 | 10,024 |
| Additional noninterest expense | $183,000 | 9,625 |
| Pre-tax net operating income | $566,000 | 7,576 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $135,000 | 7,832 |
| Income before extraordinary items | $429,000 | 7,446 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $429,000 | 7,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,989 |
| Cash dividends | $180,000 | 5,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $430,520 | 7,390 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 8,997 |
| Total interest expense | $1,137,000 | 8,577 |
| Net interest income | $1,146,000 | 9,163 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $161,000 | 8,831 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 8,785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,886 |
| Total noninterest expense | $701,000 | 9,814 |
| Salaries and employee benefits | $475,000 | 9,058 |
| Premises and equipment expense | $60,000 | 10,351 |
| Additional noninterest expense | $166,000 | 10,357 |
| Pre-tax net operating income | $606,000 | 7,390 |
| Securities gains (losses) | $-7,000 | 10,114 |
| Applicable income taxes | $147,000 | 7,918 |
| Income before extraordinary items | $452,000 | 7,215 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $452,000 | 7,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,158 |
| Cash dividends | $180,000 | 5,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $457,250 | 7,136 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,158,000 | 9,486 |
| Total interest expense | $1,157,000 | 8,731 |
| Net interest income | $1,001,000 | 9,940 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $114,000 | 9,977 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 9,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,550 |
| Total noninterest expense | $708,000 | 10,150 |
| Salaries and employee benefits | $464,000 | 9,414 |
| Premises and equipment expense | $51,000 | 11,056 |
| Additional noninterest expense | $193,000 | 10,501 |
| Pre-tax net operating income | $407,000 | 9,024 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $88,000 | 9,430 |
| Income before extraordinary items | $323,000 | 8,719 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $323,000 | 8,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $180,000 | 5,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $319,840 | 8,710 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,986,000 | 9,826 |
| Total interest expense | $991,000 | 8,731 |
| Net interest income | $995,000 | 10,408 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $134,000 | 10,039 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 9,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,880 |
| Total noninterest expense | $725,000 | 10,592 |
| Salaries and employee benefits | $443,000 | 9,888 |
| Premises and equipment expense | $63,000 | 11,198 |
| Additional noninterest expense | $219,000 | 10,903 |
| Pre-tax net operating income | $404,000 | 9,335 |
| Securities gains (losses) | $-18,000 | 10,260 |
| Applicable income taxes | $59,000 | 10,250 |
| Income before extraordinary items | $327,000 | 8,851 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $327,000 | 8,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $180,000 | 5,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $342,300 | 8,763 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,964,000 | 10,256 |
| Total interest expense | $992,000 | 9,149 |
| Net interest income | $972,000 | 10,877 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $119,000 | 10,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 10,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,800 |
| Total noninterest expense | $695,000 | 11,194 |
| Salaries and employee benefits | $424,000 | 10,401 |
| Premises and equipment expense | $63,000 | 11,742 |
| Additional noninterest expense | $208,000 | 11,617 |
| Pre-tax net operating income | $396,000 | 9,439 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $88,000 | 10,034 |
| Income before extraordinary items | $320,000 | 9,232 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $320,000 | 9,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 12,541 |
| Cash dividends | $180,000 | 5,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $310,640 | 9,096 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,164,000 | 10,552 |
| Total interest expense | $1,147,000 | 9,801 |
| Net interest income | $1,017,000 | 11,039 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $130,000 | 10,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 10,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 8,558 |
| Total noninterest expense | $696,000 | 11,540 |
| Salaries and employee benefits | $414,000 | 10,690 |
| Premises and equipment expense | $48,000 | 12,755 |
| Additional noninterest expense | $234,000 | 11,767 |
| Pre-tax net operating income | $451,000 | 8,794 |
| Securities gains (losses) | $15,000 | 5,962 |
| Applicable income taxes | $101,000 | 9,893 |
| Income before extraordinary items | $365,000 | 8,552 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $365,000 | 8,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $180,000 | 5,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $353,300 | 8,318 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.