Home > Oak Brook Bank > Income and Expense
Oak Brook Bank, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,598,000 | 2,016 |
| Total interest expense | $8,105,000 | 1,511 |
| Net interest income | $6,493,000 | 2,622 |
| Provision for loan and lease losses | $60,000 | 4,851 |
| Total noninterest income | $2,398,000 | 1,540 |
| Gross Fiduciary activities income | $382,000 | 581 |
| Service charges on deposit accounts | $422,000 | 2,837 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,594,000 | 1,313 |
| Total noninterest expense | $4,774,000 | 2,732 |
| Salaries and employee benefits | $2,478,000 | 2,868 |
| Premises and equipment expense | $512,000 | 3,407 |
| Additional noninterest expense | $1,784,000 | 2,188 |
| Pre-tax net operating income | $4,057,000 | 1,812 |
| Securities gains (losses) | $-66,000 | 8,275 |
| Applicable income taxes | $1,341,000 | 1,515 |
| Income before extraordinary items | $2,650,000 | 2,050 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,650,000 | 2,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 1,004 |
| Cash dividends | $269,000 | 3,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,693,560 | 2,008 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $59,678,000 | 364 |
| Total interest expense | $35,949,000 | 273 |
| Net interest income | $23,729,000 | 502 |
| Provision for loan and lease losses | $360,000 | 1,269 |
| Total noninterest income | $14,072,000 | 310 |
| Gross Fiduciary activities income | $1,960,000 | 192 |
| Service charges on deposit accounts | $2,123,000 | 403 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,989,000 | 286 |
| Total noninterest expense | $24,473,000 | 405 |
| Salaries and employee benefits | $12,821,000 | 397 |
| Premises and equipment expense | $3,025,000 | 438 |
| Additional noninterest expense | $8,627,000 | 385 |
| Pre-tax net operating income | $12,968,000 | 470 |
| Securities gains (losses) | $-67,000 | 8,442 |
| Applicable income taxes | $4,009,000 | 479 |
| Income before extraordinary items | $8,892,000 | 485 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,892,000 | 484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 1,348 |
| Cash dividends | $538,000 | 2,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $8,938,230 | 470 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $28,722,000 | 366 |
| Total interest expense | $16,828,000 | 275 |
| Net interest income | $11,894,000 | 491 |
| Provision for loan and lease losses | $180,000 | 1,225 |
| Total noninterest income | $6,042,000 | 339 |
| Gross Fiduciary activities income | $1,104,000 | 175 |
| Service charges on deposit accounts | $1,064,000 | 392 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,874,000 | 326 |
| Total noninterest expense | $11,763,000 | 421 |
| Salaries and employee benefits | $6,344,000 | 406 |
| Premises and equipment expense | $1,520,000 | 440 |
| Additional noninterest expense | $3,899,000 | 399 |
| Pre-tax net operating income | $5,993,000 | 490 |
| Securities gains (losses) | $-67,000 | 8,611 |
| Applicable income taxes | $1,819,000 | 496 |
| Income before extraordinary items | $4,107,000 | 506 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,107,000 | 505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 765 |
| Cash dividends | $262,000 | 2,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $4,153,230 | 492 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $101,670,000 | 366 |
| Total interest expense | $49,040,000 | 283 |
| Net interest income | $52,630,000 | 438 |
| Provision for loan and lease losses | $360,000 | 2,451 |
| Total noninterest income | $20,165,000 | 404 |
| Gross Fiduciary activities income | $3,054,000 | 206 |
| Service charges on deposit accounts | $4,644,000 | 364 |
| Trading account gains and fees | $59,000 | 110 |
| Additional Noninterest Income | $12,408,000 | 384 |
| Total noninterest expense | $44,911,000 | 420 |
| Salaries and employee benefits | $23,926,000 | 400 |
| Premises and equipment expense | $5,217,000 | 472 |
| Additional noninterest expense | $15,768,000 | 407 |
| Pre-tax net operating income | $27,524,000 | 433 |
| Securities gains (losses) | $-185,000 | 8,570 |
| Applicable income taxes | $8,575,000 | 437 |
| Income before extraordinary items | $18,764,000 | 435 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $18,764,000 | 435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,434 |
| Cash dividends | $8,449,000 | 434 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $18,891,650 | 424 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $73,556,000 | 365 |
| Total interest expense | $34,086,000 | 285 |
| Net interest income | $39,470,000 | 434 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $15,222,000 | 396 |
| Gross Fiduciary activities income | $2,277,000 | 205 |
| Service charges on deposit accounts | $3,585,000 | 356 |
| Trading account gains and fees | $58,000 | 99 |
| Additional Noninterest Income | $9,302,000 | 383 |
| Total noninterest expense | $33,199,000 | 427 |
| Salaries and employee benefits | $17,824,000 | 400 |
| Premises and equipment expense | $3,765,000 | 486 |
| Additional noninterest expense | $11,610,000 | 401 |
| Pre-tax net operating income | $21,313,000 | 420 |
| Securities gains (losses) | $244,000 | 432 |
| Applicable income taxes | $6,817,000 | 426 |
| Income before extraordinary items | $14,740,000 | 421 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $14,740,000 | 421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,839 |
| Cash dividends | $6,584,000 | 387 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $14,574,080 | 415 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $47,401,000 | 364 |
| Total interest expense | $20,988,000 | 289 |
| Net interest income | $26,413,000 | 431 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $9,790,000 | 404 |
| Gross Fiduciary activities income | $1,496,000 | 205 |
| Service charges on deposit accounts | $2,448,000 | 329 |
| Trading account gains and fees | $62,000 | 87 |
| Additional Noninterest Income | $5,784,000 | 398 |
| Total noninterest expense | $21,769,000 | 428 |
| Salaries and employee benefits | $11,863,000 | 397 |
| Premises and equipment expense | $2,469,000 | 491 |
| Additional noninterest expense | $7,437,000 | 409 |
| Pre-tax net operating income | $14,434,000 | 405 |
| Securities gains (losses) | $298,000 | 338 |
| Applicable income taxes | $4,713,000 | 419 |
| Income before extraordinary items | $10,019,000 | 412 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $10,019,000 | 412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,351 |
| Cash dividends | $4,452,000 | 373 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $9,816,360 | 409 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $22,797,000 | 365 |
| Total interest expense | $9,744,000 | 292 |
| Net interest income | $13,053,000 | 426 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $4,618,000 | 407 |
| Gross Fiduciary activities income | $733,000 | 209 |
| Service charges on deposit accounts | $1,222,000 | 317 |
| Trading account gains and fees | $35,000 | 91 |
| Additional Noninterest Income | $2,628,000 | 413 |
| Total noninterest expense | $10,661,000 | 434 |
| Salaries and employee benefits | $6,028,000 | 380 |
| Premises and equipment expense | $1,203,000 | 500 |
| Additional noninterest expense | $3,430,000 | 421 |
| Pre-tax net operating income | $7,010,000 | 409 |
| Securities gains (losses) | $163,000 | 286 |
| Applicable income taxes | $2,287,000 | 426 |
| Income before extraordinary items | $4,886,000 | 409 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $4,886,000 | 409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $2,171,000 | 334 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $4,775,160 | 409 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $86,446,000 | 357 |
| Total interest expense | $31,897,000 | 294 |
| Net interest income | $54,549,000 | 397 |
| Provision for loan and lease losses | $500,000 | 1,952 |
| Total noninterest income | $18,382,000 | 413 |
| Gross Fiduciary activities income | $2,621,000 | 219 |
| Service charges on deposit accounts | $5,771,000 | 294 |
| Trading account gains and fees | $228,000 | 91 |
| Additional Noninterest Income | $9,762,000 | 420 |
| Total noninterest expense | $41,433,000 | 439 |
| Salaries and employee benefits | $21,896,000 | 413 |
| Premises and equipment expense | $5,051,000 | 462 |
| Additional noninterest expense | $14,486,000 | 411 |
| Pre-tax net operating income | $30,998,000 | 362 |
| Securities gains (losses) | $337,000 | 587 |
| Applicable income taxes | $9,911,000 | 371 |
| Income before extraordinary items | $21,424,000 | 370 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $21,424,000 | 372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 1,884 |
| Cash dividends | $9,324,000 | 376 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $21,194,840 | 361 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $63,760,000 | 357 |
| Total interest expense | $22,748,000 | 298 |
| Net interest income | $41,012,000 | 397 |
| Provision for loan and lease losses | $500,000 | 1,450 |
| Total noninterest income | $13,860,000 | 425 |
| Gross Fiduciary activities income | $1,945,000 | 221 |
| Service charges on deposit accounts | $4,408,000 | 297 |
| Trading account gains and fees | $156,000 | 92 |
| Additional Noninterest Income | $7,351,000 | 425 |
| Total noninterest expense | $31,245,000 | 437 |
| Salaries and employee benefits | $16,570,000 | 415 |
| Premises and equipment expense | $3,723,000 | 476 |
| Additional noninterest expense | $10,952,000 | 406 |
| Pre-tax net operating income | $23,127,000 | 362 |
| Securities gains (losses) | $413,000 | 471 |
| Applicable income taxes | $7,597,000 | 364 |
| Income before extraordinary items | $15,943,000 | 370 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $15,943,000 | 371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,358 |
| Cash dividends | $6,924,000 | 358 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $15,662,160 | 362 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $41,097,000 | 362 |
| Total interest expense | $14,148,000 | 314 |
| Net interest income | $26,949,000 | 399 |
| Provision for loan and lease losses | $500,000 | 987 |
| Total noninterest income | $9,233,000 | 417 |
| Gross Fiduciary activities income | $1,300,000 | 225 |
| Service charges on deposit accounts | $2,913,000 | 296 |
| Trading account gains and fees | $105,000 | 96 |
| Additional Noninterest Income | $4,915,000 | 420 |
| Total noninterest expense | $19,804,000 | 457 |
| Salaries and employee benefits | $11,049,000 | 421 |
| Premises and equipment expense | $2,457,000 | 482 |
| Additional noninterest expense | $6,298,000 | 449 |
| Pre-tax net operating income | $15,878,000 | 353 |
| Securities gains (losses) | $158,000 | 759 |
| Applicable income taxes | $5,217,000 | 366 |
| Income before extraordinary items | $10,819,000 | 362 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $10,819,000 | 361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 1,833 |
| Cash dividends | $4,680,000 | 351 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $10,713,140 | 351 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $20,307,000 | 375 |
| Total interest expense | $6,906,000 | 326 |
| Net interest income | $13,401,000 | 405 |
| Provision for loan and lease losses | $250,000 | 948 |
| Total noninterest income | $4,434,000 | 426 |
| Gross Fiduciary activities income | $639,000 | 227 |
| Service charges on deposit accounts | $1,504,000 | 280 |
| Trading account gains and fees | $28,000 | 99 |
| Additional Noninterest Income | $2,263,000 | 441 |
| Total noninterest expense | $9,731,000 | 469 |
| Salaries and employee benefits | $5,504,000 | 431 |
| Premises and equipment expense | $1,265,000 | 478 |
| Additional noninterest expense | $2,962,000 | 463 |
| Pre-tax net operating income | $7,854,000 | 353 |
| Securities gains (losses) | $167,000 | 577 |
| Applicable income taxes | $2,613,000 | 367 |
| Income before extraordinary items | $5,408,000 | 359 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $5,408,000 | 359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 1,426 |
| Cash dividends | $2,335,000 | 334 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $5,296,110 | 347 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $79,828,000 | 380 |
| Total interest expense | $27,573,000 | 350 |
| Net interest income | $52,255,000 | 405 |
| Provision for loan and lease losses | $1,600,000 | 778 |
| Total noninterest income | $18,631,000 | 423 |
| Gross Fiduciary activities income | $2,140,000 | 248 |
| Service charges on deposit accounts | $6,860,000 | 258 |
| Trading account gains and fees | $64,000 | 133 |
| Additional Noninterest Income | $9,567,000 | 467 |
| Total noninterest expense | $39,264,000 | 464 |
| Salaries and employee benefits | $21,209,000 | 425 |
| Premises and equipment expense | $4,398,000 | 530 |
| Additional noninterest expense | $13,657,000 | 432 |
| Pre-tax net operating income | $30,022,000 | 350 |
| Securities gains (losses) | $-71,000 | 8,992 |
| Applicable income taxes | $9,322,000 | 386 |
| Income before extraordinary items | $20,629,000 | 377 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $20,629,000 | 377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $582,000 | 1,426 |
| Cash dividends | $8,945,000 | 412 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $20,677,990 | 349 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $59,955,000 | 397 |
| Total interest expense | $20,845,000 | 370 |
| Net interest income | $39,110,000 | 415 |
| Provision for loan and lease losses | $1,350,000 | 696 |
| Total noninterest income | $14,446,000 | 431 |
| Gross Fiduciary activities income | $1,551,000 | 262 |
| Service charges on deposit accounts | $5,419,000 | 258 |
| Trading account gains and fees | $33,000 | 135 |
| Additional Noninterest Income | $7,443,000 | 475 |
| Total noninterest expense | $29,354,000 | 476 |
| Salaries and employee benefits | $15,925,000 | 440 |
| Premises and equipment expense | $3,101,000 | 568 |
| Additional noninterest expense | $10,328,000 | 448 |
| Pre-tax net operating income | $22,852,000 | 357 |
| Securities gains (losses) | $-71,000 | 9,093 |
| Applicable income taxes | $7,271,000 | 392 |
| Income before extraordinary items | $15,510,000 | 389 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $15,510,000 | 390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $496,000 | 1,171 |
| Cash dividends | $6,724,000 | 397 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $15,558,280 | 355 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $40,336,000 | 397 |
| Total interest expense | $14,532,000 | 363 |
| Net interest income | $25,804,000 | 419 |
| Provision for loan and lease losses | $1,000,000 | 638 |
| Total noninterest income | $9,696,000 | 426 |
| Gross Fiduciary activities income | $1,019,000 | 273 |
| Service charges on deposit accounts | $3,789,000 | 245 |
| Trading account gains and fees | $-3,000 | 9,230 |
| Additional Noninterest Income | $4,891,000 | 478 |
| Total noninterest expense | $19,344,000 | 477 |
| Salaries and employee benefits | $10,345,000 | 444 |
| Premises and equipment expense | $2,010,000 | 589 |
| Additional noninterest expense | $6,989,000 | 442 |
| Pre-tax net operating income | $15,156,000 | 358 |
| Securities gains (losses) | $30,000 | 2,360 |
| Applicable income taxes | $4,963,000 | 393 |
| Income before extraordinary items | $10,223,000 | 392 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $10,223,000 | 393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $439,000 | 927 |
| Cash dividends | $4,436,000 | 397 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $10,202,900 | 359 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $20,272,000 | 403 |
| Total interest expense | $7,520,000 | 366 |
| Net interest income | $12,752,000 | 424 |
| Provision for loan and lease losses | $750,000 | 467 |
| Total noninterest income | $4,725,000 | 438 |
| Gross Fiduciary activities income | $481,000 | 286 |
| Service charges on deposit accounts | $1,924,000 | 242 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,320,000 | 494 |
| Total noninterest expense | $9,083,000 | 503 |
| Salaries and employee benefits | $5,069,000 | 453 |
| Premises and equipment expense | $983,000 | 592 |
| Additional noninterest expense | $3,031,000 | 485 |
| Pre-tax net operating income | $7,644,000 | 345 |
| Securities gains (losses) | $31,000 | 1,674 |
| Applicable income taxes | $2,513,000 | 391 |
| Income before extraordinary items | $5,162,000 | 377 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,162,000 | 377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-407,000 | 9,297 |
| Cash dividends | $2,241,000 | 360 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $5,141,230 | 349 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $82,547,000 | 408 |
| Total interest expense | $34,206,000 | 372 |
| Net interest income | $48,341,000 | 439 |
| Provision for loan and lease losses | $14,650,000 | 196 |
| Total noninterest income | $17,270,000 | 440 |
| Gross Fiduciary activities income | $1,701,000 | 312 |
| Service charges on deposit accounts | $7,376,000 | 239 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,193,000 | 493 |
| Total noninterest expense | $34,552,000 | 505 |
| Salaries and employee benefits | $18,384,000 | 467 |
| Premises and equipment expense | $3,604,000 | 620 |
| Additional noninterest expense | $12,564,000 | 475 |
| Pre-tax net operating income | $16,409,000 | 545 |
| Securities gains (losses) | $81,000 | 1,947 |
| Applicable income taxes | $4,691,000 | 633 |
| Income before extraordinary items | $11,799,000 | 563 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $11,799,000 | 565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,281,000 | 169 |
| Cash dividends | $10,693,000 | 346 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 82 |
| Net operating income | $11,740,680 | 541 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $86,108,000 | 437 |
| Total interest expense | $46,865,000 | 397 |
| Net interest income | $39,243,000 | 484 |
| Provision for loan and lease losses | $1,550,000 | 876 |
| Total noninterest income | $14,283,000 | 474 |
| Gross Fiduciary activities income | $1,429,000 | 349 |
| Service charges on deposit accounts | $6,032,000 | 273 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $6,822,000 | 525 |
| Total noninterest expense | $29,641,000 | 564 |
| Salaries and employee benefits | $16,570,000 | 484 |
| Premises and equipment expense | $3,663,000 | 602 |
| Additional noninterest expense | $9,408,000 | 601 |
| Pre-tax net operating income | $22,335,000 | 390 |
| Securities gains (losses) | $259,000 | 991 |
| Applicable income taxes | $7,250,000 | 421 |
| Income before extraordinary items | $15,344,000 | 394 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $15,344,000 | 394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 2,498 |
| Cash dividends | $309,000 | 4,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $15,167,880 | 381 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $84,251,000 | 475 |
| Total interest expense | $50,799,000 | 417 |
| Net interest income | $33,452,000 | 560 |
| Provision for loan and lease losses | $900,000 | 1,159 |
| Total noninterest income | $10,549,000 | 564 |
| Gross Fiduciary activities income | $1,142,000 | 396 |
| Service charges on deposit accounts | $4,671,000 | 312 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,736,000 | 657 |
| Total noninterest expense | $25,753,000 | 619 |
| Salaries and employee benefits | $14,690,000 | 496 |
| Premises and equipment expense | $3,395,000 | 632 |
| Additional noninterest expense | $7,668,000 | 696 |
| Pre-tax net operating income | $17,348,000 | 501 |
| Securities gains (losses) | $-274,000 | 9,625 |
| Applicable income taxes | $5,072,000 | 547 |
| Income before extraordinary items | $12,002,000 | 491 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $12,002,000 | 492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,889 |
| Cash dividends | $6,316,000 | 530 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $12,193,800 | 484 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $69,592,000 | 534 |
| Total interest expense | $37,257,000 | 480 |
| Net interest income | $32,335,000 | 601 |
| Provision for loan and lease losses | $840,000 | 1,139 |
| Total noninterest income | $8,994,000 | 656 |
| Gross Fiduciary activities income | $1,128,000 | 440 |
| Service charges on deposit accounts | $3,600,000 | 388 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $4,266,000 | 714 |
| Total noninterest expense | $23,812,000 | 665 |
| Salaries and employee benefits | $14,007,000 | 527 |
| Premises and equipment expense | $3,102,000 | 678 |
| Additional noninterest expense | $6,703,000 | 789 |
| Pre-tax net operating income | $16,677,000 | 558 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $4,855,000 | 611 |
| Income before extraordinary items | $11,822,000 | 548 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $11,822,000 | 548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $457,000 | 1,303 |
| Cash dividends | $333,000 | 4,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $11,822,000 | 540 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $61,668,000 | 582 |
| Total interest expense | $33,616,000 | 529 |
| Net interest income | $28,052,000 | 640 |
| Provision for loan and lease losses | $630,000 | 1,430 |
| Total noninterest income | $7,963,000 | 693 |
| Gross Fiduciary activities income | $1,048,000 | 451 |
| Service charges on deposit accounts | $3,190,000 | 411 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,725,000 | 791 |
| Total noninterest expense | $21,010,000 | 708 |
| Salaries and employee benefits | $12,216,000 | 584 |
| Premises and equipment expense | $2,990,000 | 694 |
| Additional noninterest expense | $5,804,000 | 871 |
| Pre-tax net operating income | $14,375,000 | 588 |
| Securities gains (losses) | $79,000 | 1,432 |
| Applicable income taxes | $4,277,000 | 649 |
| Income before extraordinary items | $10,177,000 | 585 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $10,177,000 | 584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $514,000 | 1,228 |
| Cash dividends | $5,425,000 | 607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $10,121,700 | 557 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $54,639,000 | 652 |
| Total interest expense | $27,497,000 | 617 |
| Net interest income | $27,142,000 | 668 |
| Provision for loan and lease losses | $1,550,000 | 713 |
| Total noninterest income | $6,859,000 | 745 |
| Gross Fiduciary activities income | $1,025,000 | 466 |
| Service charges on deposit accounts | $2,729,000 | 488 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $3,105,000 | 825 |
| Total noninterest expense | $19,659,000 | 747 |
| Salaries and employee benefits | $10,525,000 | 658 |
| Premises and equipment expense | $2,669,000 | 762 |
| Additional noninterest expense | $6,465,000 | 802 |
| Pre-tax net operating income | $12,792,000 | 654 |
| Securities gains (losses) | $-9,000 | 9,978 |
| Applicable income taxes | $4,681,000 | 632 |
| Income before extraordinary items | $8,102,000 | 706 |
| Extraordinary gains, net | $6,810,000 | 1 |
| Net income | $14,912,000 | 432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,330,000 | 656 |
| Cash dividends | $5,094,000 | 613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $8,107,760 | 688 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $52,200,000 | 710 |
| Total interest expense | $25,808,000 | 689 |
| Net interest income | $26,392,000 | 717 |
| Provision for loan and lease losses | $1,510,000 | 752 |
| Total noninterest income | $4,660,000 | 995 |
| Gross Fiduciary activities income | $653,000 | 631 |
| Service charges on deposit accounts | $2,459,000 | 560 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,548,000 | 1,364 |
| Total noninterest expense | $19,405,000 | 806 |
| Salaries and employee benefits | $9,631,000 | 724 |
| Premises and equipment expense | $2,833,000 | 768 |
| Additional noninterest expense | $6,941,000 | 902 |
| Pre-tax net operating income | $10,137,000 | 779 |
| Securities gains (losses) | $21,000 | 1,959 |
| Applicable income taxes | $2,636,000 | 971 |
| Income before extraordinary items | $7,522,000 | 728 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $7,522,000 | 728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,333,000 | 750 |
| Cash dividends | $2,108,000 | 1,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $7,506,460 | 715 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $48,087,000 | 782 |
| Total interest expense | $22,945,000 | 783 |
| Net interest income | $25,142,000 | 772 |
| Provision for loan and lease losses | $1,050,000 | 902 |
| Total noninterest income | $4,189,000 | 1,082 |
| Gross Fiduciary activities income | $592,000 | 690 |
| Service charges on deposit accounts | $2,333,000 | 595 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,264,000 | 1,543 |
| Total noninterest expense | $18,894,000 | 819 |
| Salaries and employee benefits | $8,940,000 | 788 |
| Premises and equipment expense | $2,742,000 | 813 |
| Additional noninterest expense | $7,212,000 | 847 |
| Pre-tax net operating income | $9,387,000 | 878 |
| Securities gains (losses) | $133,000 | 830 |
| Applicable income taxes | $2,276,000 | 1,133 |
| Income before extraordinary items | $7,244,000 | 794 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $7,244,000 | 794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $977,000 | 893 |
| Cash dividends | $3,967,000 | 771 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $7,142,920 | 793 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $40,921,000 | 816 |
| Total interest expense | $16,798,000 | 828 |
| Net interest income | $24,123,000 | 793 |
| Provision for loan and lease losses | $1,200,000 | 820 |
| Total noninterest income | $4,438,000 | 1,003 |
| Gross Fiduciary activities income | $444,000 | 773 |
| Service charges on deposit accounts | $2,588,000 | 541 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,406,000 | 1,454 |
| Total noninterest expense | $18,490,000 | 861 |
| Salaries and employee benefits | $8,302,000 | 829 |
| Premises and equipment expense | $2,678,000 | 828 |
| Additional noninterest expense | $7,510,000 | 858 |
| Pre-tax net operating income | $8,871,000 | 874 |
| Securities gains (losses) | $37,000 | 1,338 |
| Applicable income taxes | $2,107,000 | 1,144 |
| Income before extraordinary items | $6,801,000 | 783 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $6,801,000 | 782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $572,000 | 1,252 |
| Cash dividends | $3,725,000 | 693 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $6,772,880 | 792 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $26,504,000 | 1,203 |
| Total interest expense | $11,120,000 | 1,226 |
| Net interest income | $15,384,000 | 1,177 |
| Provision for loan and lease losses | $960,000 | 1,337 |
| Total noninterest income | $3,042,000 | 1,447 |
| Gross Fiduciary activities income | $366,000 | 870 |
| Service charges on deposit accounts | $2,023,000 | 675 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $653,000 | 2,721 |
| Total noninterest expense | $13,312,000 | 1,175 |
| Salaries and employee benefits | $6,198,000 | 1,103 |
| Premises and equipment expense | $1,754,000 | 1,222 |
| Additional noninterest expense | $5,360,000 | 1,203 |
| Pre-tax net operating income | $4,154,000 | 1,667 |
| Securities gains (losses) | $544,000 | 845 |
| Applicable income taxes | $898,000 | 2,524 |
| Income before extraordinary items | $3,800,000 | 1,336 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,800,000 | 1,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $655,000 | 1,497 |
| Cash dividends | $161,000 | 5,921 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 309 |
| Net operating income | $3,359,360 | 1,421 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $24,626,000 | 1,482 |
| Total interest expense | $11,358,000 | 1,538 |
| Net interest income | $13,268,000 | 1,394 |
| Provision for loan and lease losses | $870,000 | 2,036 |
| Total noninterest income | $2,671,000 | 1,580 |
| Gross Fiduciary activities income | $324,000 | 916 |
| Service charges on deposit accounts | $1,750,000 | 760 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $597,000 | 2,827 |
| Total noninterest expense | $12,596,000 | 1,257 |
| Salaries and employee benefits | $6,152,000 | 1,092 |
| Premises and equipment expense | $1,711,000 | 1,288 |
| Additional noninterest expense | $4,733,000 | 1,389 |
| Pre-tax net operating income | $2,473,000 | 2,517 |
| Securities gains (losses) | $382,000 | 1,325 |
| Applicable income taxes | $369,000 | 5,101 |
| Income before extraordinary items | $2,486,000 | 1,828 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,486,000 | 1,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $599,000 | 2,176 |
| Cash dividends | $1,166,000 | 1,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,153,660 | 1,961 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.