Oak Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $20,427,000 | 1,862 |
| Total interest expense | $6,389,000 | 1,749 |
| Net interest income | $14,038,000 | 1,914 |
| Provision for loan and lease losses | $240,000 | 1,853 |
| Total noninterest income | $2,434,000 | 1,821 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $307,000 | 2,161 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,127,000 | 1,565 |
| Total noninterest expense | $9,266,000 | 2,130 |
| Salaries and employee benefits | $6,198,000 | 1,923 |
| Premises and equipment expense | $758,000 | 2,375 |
| Additional noninterest expense | $2,127,000 | 1,565 |
| Pre-tax net operating income | $6,966,000 | 1,549 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $2,423,000 | 860 |
| Income before extraordinary items | $4,543,000 | 1,840 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,543,000 | 1,862 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,543,000 | 1,843 |
| Net charge-offs | $4,000 | 2,632 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,543,000 | 1,865 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $14,821,000 | 1,875 |
| Total interest expense | $4,214,000 | 1,771 |
| Net interest income | $10,607,000 | 1,913 |
| Provision for loan and lease losses | $180,000 | 1,734 |
| Total noninterest income | $1,651,000 | 1,911 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $227,000 | 2,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,424,000 | 1,656 |
| Total noninterest expense | $6,845,000 | 2,147 |
| Salaries and employee benefits | $4,579,000 | 1,935 |
| Premises and equipment expense | $566,000 | 2,395 |
| Additional noninterest expense | $1,424,000 | 1,656 |
| Pre-tax net operating income | $5,233,000 | 1,598 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $1,152,000 | 1,181 |
| Income before extraordinary items | $4,081,000 | 1,691 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,081,000 | 1,704 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,081,000 | 1,691 |
| Net charge-offs | $10,000 | 2,131 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,081,000 | 1,713 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $9,639,000 | 1,883 |
| Total interest expense | $2,424,000 | 1,801 |
| Net interest income | $7,215,000 | 1,893 |
| Provision for loan and lease losses | $120,000 | 1,688 |
| Total noninterest income | $1,106,000 | 1,849 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $155,000 | 2,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $951,000 | 1,583 |
| Total noninterest expense | $4,510,000 | 2,149 |
| Salaries and employee benefits | $3,009,000 | 1,955 |
| Premises and equipment expense | $381,000 | 2,370 |
| Additional noninterest expense | $951,000 | 1,581 |
| Pre-tax net operating income | $3,691,000 | 1,521 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $934,000 | 1,061 |
| Income before extraordinary items | $2,757,000 | 1,659 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,757,000 | 1,678 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,757,000 | 1,658 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,757,000 | 1,669 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,705,000 | 1,893 |
| Total interest expense | $959,000 | 1,875 |
| Net interest income | $3,746,000 | 1,839 |
| Provision for loan and lease losses | $60,000 | 1,563 |
| Total noninterest income | $523,000 | 1,900 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $75,000 | 2,199 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $448,000 | 1,618 |
| Total noninterest expense | $2,213,000 | 2,203 |
| Salaries and employee benefits | $1,488,000 | 2,008 |
| Premises and equipment expense | $193,000 | 2,399 |
| Additional noninterest expense | $448,000 | 1,618 |
| Pre-tax net operating income | $1,996,000 | 1,475 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $508,000 | 1,038 |
| Income before extraordinary items | $1,488,000 | 1,607 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,488,000 | 1,606 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,488,000 | 1,607 |
| Net charge-offs | $1,000 | 1,904 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,488,000 | 1,625 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $15,003,000 | 1,964 |
| Total interest expense | $1,317,000 | 2,074 |
| Net interest income | $13,686,000 | 1,915 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $2,642,000 | 1,761 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $311,000 | 2,211 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,331,000 | 1,487 |
| Total noninterest expense | $9,840,000 | 2,034 |
| Salaries and employee benefits | $6,859,000 | 1,773 |
| Premises and equipment expense | $765,000 | 2,377 |
| Additional noninterest expense | $2,331,000 | 1,487 |
| Pre-tax net operating income | $6,488,000 | 1,736 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,623,000 | 1,216 |
| Income before extraordinary items | $4,865,000 | 1,855 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,865,000 | 1,853 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,865,000 | 1,854 |
| Net charge-offs | $-2,000 | 3,341 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,865,000 | 1,888 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $10,492,000 | 2,009 |
| Total interest expense | $722,000 | 2,166 |
| Net interest income | $9,770,000 | 1,966 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $2,120,000 | 1,712 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $233,000 | 2,226 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,887,000 | 1,432 |
| Total noninterest expense | $6,390,000 | 2,206 |
| Salaries and employee benefits | $4,238,000 | 2,019 |
| Premises and equipment expense | $578,000 | 2,382 |
| Additional noninterest expense | $1,887,000 | 1,432 |
| Pre-tax net operating income | $5,500,000 | 1,583 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,388,000 | 1,135 |
| Income before extraordinary items | $4,112,000 | 1,686 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,112,000 | 1,684 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,112,000 | 1,685 |
| Net charge-offs | $-2,000 | 3,205 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,112,000 | 1,722 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,531,000 | 2,056 |
| Total interest expense | $418,000 | 2,195 |
| Net interest income | $6,113,000 | 2,019 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,428,000 | 1,694 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $153,000 | 2,246 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,275,000 | 1,449 |
| Total noninterest expense | $4,202,000 | 2,214 |
| Salaries and employee benefits | $2,772,000 | 2,040 |
| Premises and equipment expense | $389,000 | 2,366 |
| Additional noninterest expense | $1,041,000 | 2,553 |
| Pre-tax net operating income | $3,339,000 | 1,606 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $837,000 | 1,132 |
| Income before extraordinary items | $2,502,000 | 1,720 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,502,000 | 1,719 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,502,000 | 1,720 |
| Net charge-offs | $-1,000 | 2,999 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,502,000 | 1,755 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,146,000 | 2,068 |
| Total interest expense | $215,000 | 2,104 |
| Net interest income | $2,931,000 | 2,031 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $707,000 | 1,711 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $75,000 | 2,248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $632,000 | 1,462 |
| Total noninterest expense | $2,053,000 | 2,238 |
| Salaries and employee benefits | $1,349,000 | 2,073 |
| Premises and equipment expense | $199,000 | 2,341 |
| Additional noninterest expense | $505,000 | 2,572 |
| Pre-tax net operating income | $1,585,000 | 1,581 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $397,000 | 1,112 |
| Income before extraordinary items | $1,188,000 | 1,712 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,188,000 | 1,712 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,188,000 | 1,712 |
| Net charge-offs | $-1,000 | 3,005 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,188,000 | 1,733 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $12,449,000 | 2,138 |
| Total interest expense | $1,196,000 | 1,960 |
| Net interest income | $11,253,000 | 2,136 |
| Provision for loan and lease losses | $480,000 | 1,083 |
| Total noninterest income | $4,094,000 | 1,494 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $292,000 | 2,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,802,000 | 1,289 |
| Total noninterest expense | $8,797,000 | 2,155 |
| Salaries and employee benefits | $6,084,000 | 1,911 |
| Premises and equipment expense | $738,000 | 2,443 |
| Additional noninterest expense | $1,975,000 | 2,613 |
| Pre-tax net operating income | $6,070,000 | 1,809 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,531,000 | 1,297 |
| Income before extraordinary items | $4,539,000 | 2,004 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,539,000 | 2,004 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,539,000 | 2,005 |
| Net charge-offs | $-2,000 | 3,330 |
| Cash dividends | $2,000,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,539,000 | 1,978 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $9,370,000 | 2,175 |
| Total interest expense | $935,000 | 1,988 |
| Net interest income | $8,435,000 | 2,173 |
| Provision for loan and lease losses | $360,000 | 1,040 |
| Total noninterest income | $2,726,000 | 1,638 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $212,000 | 2,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,514,000 | 1,441 |
| Total noninterest expense | $6,046,000 | 2,284 |
| Salaries and employee benefits | $4,041,000 | 2,081 |
| Premises and equipment expense | $553,000 | 2,460 |
| Additional noninterest expense | $1,452,000 | 2,659 |
| Pre-tax net operating income | $4,755,000 | 1,833 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $1,199,000 | 1,327 |
| Income before extraordinary items | $3,556,000 | 2,027 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,556,000 | 2,026 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,556,000 | 2,027 |
| Net charge-offs | $-18,000 | 3,843 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,556,000 | 2,003 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,319,000 | 2,149 |
| Total interest expense | $661,000 | 1,975 |
| Net interest income | $5,658,000 | 2,139 |
| Provision for loan and lease losses | $240,000 | 1,058 |
| Total noninterest income | $1,835,000 | 1,603 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $138,000 | 2,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,697,000 | 1,415 |
| Total noninterest expense | $4,030,000 | 2,282 |
| Salaries and employee benefits | $2,708,000 | 2,066 |
| Premises and equipment expense | $367,000 | 2,449 |
| Additional noninterest expense | $955,000 | 2,669 |
| Pre-tax net operating income | $3,223,000 | 1,784 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $810,000 | 1,311 |
| Income before extraordinary items | $2,413,000 | 1,996 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,413,000 | 1,996 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,413,000 | 1,996 |
| Net charge-offs | $-1,000 | 3,056 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,413,000 | 1,962 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,141,000 | 2,146 |
| Total interest expense | $353,000 | 1,960 |
| Net interest income | $2,788,000 | 2,133 |
| Provision for loan and lease losses | $120,000 | 1,135 |
| Total noninterest income | $923,000 | 1,598 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $66,000 | 2,290 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $857,000 | 1,408 |
| Total noninterest expense | $1,965,000 | 2,295 |
| Salaries and employee benefits | $1,333,000 | 2,079 |
| Premises and equipment expense | $186,000 | 2,458 |
| Additional noninterest expense | $446,000 | 2,754 |
| Pre-tax net operating income | $1,626,000 | 1,774 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $409,000 | 1,290 |
| Income before extraordinary items | $1,217,000 | 1,976 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,217,000 | 1,976 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,217,000 | 1,976 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,217,000 | 1,941 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $13,026,000 | 2,101 |
| Total interest expense | $1,864,000 | 2,062 |
| Net interest income | $11,162,000 | 2,070 |
| Provision for loan and lease losses | $925,000 | 1,688 |
| Total noninterest income | $3,902,000 | 1,486 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $250,000 | 2,459 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,652,000 | 1,287 |
| Total noninterest expense | $7,722,000 | 2,323 |
| Salaries and employee benefits | $5,198,000 | 2,091 |
| Premises and equipment expense | $705,000 | 2,513 |
| Additional noninterest expense | $1,819,000 | 2,695 |
| Pre-tax net operating income | $6,417,000 | 1,475 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $1,644,000 | 1,066 |
| Income before extraordinary items | $4,773,000 | 1,688 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,773,000 | 1,688 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,773,000 | 1,688 |
| Net charge-offs | $17,000 | 2,854 |
| Cash dividends | $2,000,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,773,000 | 1,649 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $9,848,000 | 2,091 |
| Total interest expense | $1,437,000 | 2,096 |
| Net interest income | $8,411,000 | 2,059 |
| Provision for loan and lease losses | $850,000 | 1,500 |
| Total noninterest income | $3,201,000 | 1,365 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $180,000 | 2,518 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,021,000 | 1,164 |
| Total noninterest expense | $5,554,000 | 2,373 |
| Salaries and employee benefits | $3,708,000 | 2,146 |
| Premises and equipment expense | $536,000 | 2,490 |
| Additional noninterest expense | $1,310,000 | 2,753 |
| Pre-tax net operating income | $5,208,000 | 1,346 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $1,347,000 | 964 |
| Income before extraordinary items | $3,861,000 | 1,555 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,861,000 | 1,555 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,861,000 | 1,556 |
| Net charge-offs | $1,000 | 3,162 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,861,000 | 1,518 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,592,000 | 2,114 |
| Total interest expense | $996,000 | 2,148 |
| Net interest income | $5,596,000 | 2,074 |
| Provision for loan and lease losses | $820,000 | 1,214 |
| Total noninterest income | $2,369,000 | 1,213 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $117,000 | 2,601 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,252,000 | 988 |
| Total noninterest expense | $3,698,000 | 2,371 |
| Salaries and employee benefits | $2,487,000 | 2,138 |
| Premises and equipment expense | $357,000 | 2,479 |
| Additional noninterest expense | $854,000 | 2,794 |
| Pre-tax net operating income | $3,447,000 | 1,293 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $898,000 | 900 |
| Income before extraordinary items | $2,549,000 | 1,503 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,549,000 | 1,502 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,549,000 | 1,503 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,549,000 | 1,462 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,344,000 | 2,074 |
| Total interest expense | $521,000 | 2,229 |
| Net interest income | $2,823,000 | 2,018 |
| Provision for loan and lease losses | $120,000 | 1,810 |
| Total noninterest income | $679,000 | 1,636 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $71,000 | 2,584 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $608,000 | 1,343 |
| Total noninterest expense | $1,808,000 | 2,415 |
| Salaries and employee benefits | $1,216,000 | 2,184 |
| Premises and equipment expense | $173,000 | 2,542 |
| Additional noninterest expense | $419,000 | 2,847 |
| Pre-tax net operating income | $1,574,000 | 1,273 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $403,000 | 869 |
| Income before extraordinary items | $1,171,000 | 1,458 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,171,000 | 1,455 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,171,000 | 1,458 |
| Net charge-offs | $-2,000 | 3,865 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,171,000 | 1,437 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $13,852,000 | 2,050 |
| Total interest expense | $2,171,000 | 2,218 |
| Net interest income | $11,681,000 | 1,963 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $1,794,000 | 2,087 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $303,000 | 2,597 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,491,000 | 1,801 |
| Total noninterest expense | $7,400,000 | 2,359 |
| Salaries and employee benefits | $4,903,000 | 2,132 |
| Premises and equipment expense | $604,000 | 2,782 |
| Additional noninterest expense | $1,893,000 | 2,655 |
| Pre-tax net operating income | $6,075,000 | 1,516 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $1,543,000 | 1,091 |
| Income before extraordinary items | $4,532,000 | 1,728 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,532,000 | 1,730 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,532,000 | 1,730 |
| Net charge-offs | $422,000 | 1,157 |
| Cash dividends | $2,000,000 | 1,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,532,000 | 1,693 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $10,434,000 | 2,067 |
| Total interest expense | $1,628,000 | 2,236 |
| Net interest income | $8,806,000 | 1,984 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $1,316,000 | 2,119 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $227,000 | 2,629 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,089,000 | 1,813 |
| Total noninterest expense | $5,237,000 | 2,464 |
| Salaries and employee benefits | $3,456,000 | 2,232 |
| Premises and equipment expense | $461,000 | 2,766 |
| Additional noninterest expense | $1,320,000 | 2,793 |
| Pre-tax net operating income | $4,885,000 | 1,469 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $1,248,000 | 1,064 |
| Income before extraordinary items | $3,637,000 | 1,662 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,637,000 | 1,663 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,637,000 | 1,663 |
| Net charge-offs | $22,000 | 2,661 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,637,000 | 1,630 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,923,000 | 2,077 |
| Total interest expense | $1,068,000 | 2,244 |
| Net interest income | $5,855,000 | 1,983 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $904,000 | 2,071 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $149,000 | 2,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $755,000 | 1,767 |
| Total noninterest expense | $3,478,000 | 2,474 |
| Salaries and employee benefits | $2,289,000 | 2,248 |
| Premises and equipment expense | $306,000 | 2,785 |
| Additional noninterest expense | $883,000 | 2,805 |
| Pre-tax net operating income | $3,281,000 | 1,442 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $838,000 | 1,015 |
| Income before extraordinary items | $2,443,000 | 1,638 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,443,000 | 1,639 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,443,000 | 1,639 |
| Net charge-offs | $22,000 | 2,303 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,443,000 | 1,606 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,436,000 | 2,076 |
| Total interest expense | $516,000 | 2,260 |
| Net interest income | $2,920,000 | 1,998 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $431,000 | 2,083 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $70,000 | 2,744 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $361,000 | 1,766 |
| Total noninterest expense | $1,721,000 | 2,509 |
| Salaries and employee benefits | $1,124,000 | 2,297 |
| Premises and equipment expense | $153,000 | 2,816 |
| Additional noninterest expense | $444,000 | 2,800 |
| Pre-tax net operating income | $1,630,000 | 1,424 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $418,000 | 1,014 |
| Income before extraordinary items | $1,212,000 | 1,606 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,212,000 | 1,604 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,212,000 | 1,605 |
| Net charge-offs | $22,000 | 1,644 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,212,000 | 1,588 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $12,891,000 | 2,091 |
| Total interest expense | $1,862,000 | 2,026 |
| Net interest income | $11,029,000 | 2,076 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $1,448,000 | 2,383 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $324,000 | 2,625 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,124,000 | 2,110 |
| Total noninterest expense | $7,140,000 | 2,442 |
| Salaries and employee benefits | $4,803,000 | 2,167 |
| Premises and equipment expense | $612,000 | 2,800 |
| Additional noninterest expense | $1,725,000 | 2,880 |
| Pre-tax net operating income | $5,337,000 | 1,697 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,363,000 | 1,124 |
| Income before extraordinary items | $3,974,000 | 1,925 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,974,000 | 1,923 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,974,000 | 1,924 |
| Net charge-offs | $11,000 | 3,326 |
| Cash dividends | $1,000,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,974,000 | 1,915 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $9,488,000 | 2,111 |
| Total interest expense | $1,338,000 | 2,014 |
| Net interest income | $8,150,000 | 2,104 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $1,139,000 | 2,332 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $242,000 | 2,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $897,000 | 2,058 |
| Total noninterest expense | $5,036,000 | 2,542 |
| Salaries and employee benefits | $3,320,000 | 2,292 |
| Premises and equipment expense | $443,000 | 2,889 |
| Additional noninterest expense | $1,273,000 | 2,908 |
| Pre-tax net operating income | $4,253,000 | 1,602 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,081,000 | 1,102 |
| Income before extraordinary items | $3,172,000 | 1,832 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,172,000 | 1,831 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,172,000 | 1,831 |
| Net charge-offs | $11,000 | 2,953 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,172,000 | 1,821 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,199,000 | 2,129 |
| Total interest expense | $833,000 | 2,029 |
| Net interest income | $5,366,000 | 2,125 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $749,000 | 2,355 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $163,000 | 2,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $586,000 | 2,089 |
| Total noninterest expense | $3,360,000 | 2,554 |
| Salaries and employee benefits | $2,211,000 | 2,306 |
| Premises and equipment expense | $293,000 | 2,911 |
| Additional noninterest expense | $856,000 | 2,911 |
| Pre-tax net operating income | $2,755,000 | 1,618 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $699,000 | 1,122 |
| Income before extraordinary items | $2,056,000 | 1,844 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,056,000 | 1,842 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,056,000 | 1,843 |
| Net charge-offs | $22,000 | 2,198 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,056,000 | 1,833 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,029,000 | 2,155 |
| Total interest expense | $375,000 | 2,110 |
| Net interest income | $2,654,000 | 2,149 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $376,000 | 2,342 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $80,000 | 2,667 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $296,000 | 2,037 |
| Total noninterest expense | $1,689,000 | 2,569 |
| Salaries and employee benefits | $1,126,000 | 2,296 |
| Premises and equipment expense | $145,000 | 2,964 |
| Additional noninterest expense | $418,000 | 2,976 |
| Pre-tax net operating income | $1,341,000 | 1,626 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $338,000 | 1,131 |
| Income before extraordinary items | $1,003,000 | 1,843 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,003,000 | 1,842 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,003,000 | 1,843 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,003,000 | 1,833 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,871,000 | 2,278 |
| Total interest expense | $794,000 | 2,927 |
| Net interest income | $10,077,000 | 2,214 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $1,442,000 | 2,458 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $307,000 | 2,828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,135,000 | 2,136 |
| Total noninterest expense | $6,507,000 | 2,631 |
| Salaries and employee benefits | $4,246,000 | 2,372 |
| Premises and equipment expense | $601,000 | 2,914 |
| Additional noninterest expense | $1,660,000 | 3,012 |
| Pre-tax net operating income | $5,012,000 | 1,706 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $2,603,000 | 1,068 |
| Income before extraordinary items | $2,409,000 | 2,377 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,409,000 | 2,377 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,409,000 | 2,377 |
| Net charge-offs | $8,000 | 3,737 |
| Cash dividends | $1,743,000 | 1,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,409,000 | 2,355 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,036,000 | 2,309 |
| Total interest expense | $584,000 | 2,948 |
| Net interest income | $7,452,000 | 2,247 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $1,118,000 | 2,423 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $225,000 | 2,879 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $893,000 | 2,107 |
| Total noninterest expense | $4,798,000 | 2,677 |
| Salaries and employee benefits | $3,119,000 | 2,414 |
| Premises and equipment expense | $447,000 | 2,966 |
| Additional noninterest expense | $1,232,000 | 3,044 |
| Pre-tax net operating income | $3,772,000 | 1,728 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,354,000 | 1,201 |
| Income before extraordinary items | $2,418,000 | 2,077 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,418,000 | 2,078 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,418,000 | 2,078 |
| Net charge-offs | $1,000 | 3,697 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,418,000 | 2,046 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,232,000 | 2,332 |
| Total interest expense | $378,000 | 2,975 |
| Net interest income | $4,854,000 | 2,277 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $733,000 | 2,455 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $166,000 | 2,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $567,000 | 2,172 |
| Total noninterest expense | $3,165,000 | 2,700 |
| Salaries and employee benefits | $2,031,000 | 2,460 |
| Premises and equipment expense | $304,000 | 2,930 |
| Additional noninterest expense | $830,000 | 3,028 |
| Pre-tax net operating income | $2,422,000 | 1,757 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $868,000 | 1,209 |
| Income before extraordinary items | $1,554,000 | 2,092 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,554,000 | 2,092 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,554,000 | 2,092 |
| Net charge-offs | $-1,000 | 4,147 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,554,000 | 2,058 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,561,000 | 2,378 |
| Total interest expense | $183,000 | 3,024 |
| Net interest income | $2,378,000 | 2,311 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $359,000 | 2,474 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $82,000 | 2,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $277,000 | 2,201 |
| Total noninterest expense | $1,550,000 | 2,761 |
| Salaries and employee benefits | $999,000 | 2,522 |
| Premises and equipment expense | $153,000 | 2,954 |
| Additional noninterest expense | $398,000 | 3,124 |
| Pre-tax net operating income | $1,187,000 | 1,730 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $426,000 | 1,197 |
| Income before extraordinary items | $761,000 | 2,057 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $761,000 | 2,058 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $761,000 | 2,058 |
| Net charge-offs | $4,000 | 2,506 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $761,000 | 2,030 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,884,000 | 2,422 |
| Total interest expense | $712,000 | 3,012 |
| Net interest income | $9,172,000 | 2,346 |
| Provision for loan and lease losses | $180,000 | 2,550 |
| Total noninterest income | $1,557,000 | 2,438 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $295,000 | 2,960 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,262,000 | 2,113 |
| Total noninterest expense | $6,033,000 | 2,842 |
| Salaries and employee benefits | $3,823,000 | 2,579 |
| Premises and equipment expense | $576,000 | 3,100 |
| Additional noninterest expense | $1,634,000 | 3,154 |
| Pre-tax net operating income | $4,516,000 | 1,752 |
| Securities gains (losses) | $5,000 | 2,878 |
| Applicable income taxes | $1,625,000 | 1,210 |
| Income before extraordinary items | $2,896,000 | 2,172 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,896,000 | 2,170 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,896,000 | 2,171 |
| Net charge-offs | $22,000 | 3,600 |
| Cash dividends | $1,000,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,892,800 | 2,108 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,378,000 | 2,435 |
| Total interest expense | $525,000 | 3,044 |
| Net interest income | $6,853,000 | 2,358 |
| Provision for loan and lease losses | $135,000 | 2,451 |
| Total noninterest income | $1,129,000 | 2,483 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $227,000 | 2,938 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $902,000 | 2,174 |
| Total noninterest expense | $4,294,000 | 2,932 |
| Salaries and employee benefits | $2,669,000 | 2,719 |
| Premises and equipment expense | $418,000 | 3,187 |
| Additional noninterest expense | $1,207,000 | 3,204 |
| Pre-tax net operating income | $3,553,000 | 1,712 |
| Securities gains (losses) | $5,000 | 2,808 |
| Applicable income taxes | $1,285,000 | 1,213 |
| Income before extraordinary items | $2,273,000 | 2,130 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,273,000 | 2,130 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,273,000 | 2,130 |
| Net charge-offs | $20,000 | 3,152 |
| Cash dividends | $1,000,000 | 1,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,269,800 | 2,062 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,887,000 | 2,450 |
| Total interest expense | $340,000 | 3,105 |
| Net interest income | $4,547,000 | 2,382 |
| Provision for loan and lease losses | $90,000 | 2,392 |
| Total noninterest income | $734,000 | 2,488 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $155,000 | 2,893 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $579,000 | 2,192 |
| Total noninterest expense | $2,833,000 | 2,961 |
| Salaries and employee benefits | $1,766,000 | 2,755 |
| Premises and equipment expense | $277,000 | 3,209 |
| Additional noninterest expense | $790,000 | 3,266 |
| Pre-tax net operating income | $2,358,000 | 1,715 |
| Securities gains (losses) | $5,000 | 2,477 |
| Applicable income taxes | $854,000 | 1,209 |
| Income before extraordinary items | $1,509,000 | 2,113 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,509,000 | 2,113 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,509,000 | 2,113 |
| Net charge-offs | $23,000 | 2,683 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,505,800 | 2,051 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,413,000 | 2,471 |
| Total interest expense | $166,000 | 3,166 |
| Net interest income | $2,247,000 | 2,401 |
| Provision for loan and lease losses | $45,000 | 2,237 |
| Total noninterest income | $353,000 | 2,510 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $79,000 | 2,849 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $274,000 | 2,208 |
| Total noninterest expense | $1,392,000 | 3,020 |
| Salaries and employee benefits | $875,000 | 2,774 |
| Premises and equipment expense | $140,000 | 3,213 |
| Additional noninterest expense | $377,000 | 3,367 |
| Pre-tax net operating income | $1,163,000 | 1,727 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $419,000 | 1,203 |
| Income before extraordinary items | $744,000 | 2,109 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $744,000 | 2,109 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $744,000 | 2,109 |
| Net charge-offs | $23,000 | 1,894 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $744,000 | 2,053 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,495,000 | 2,471 |
| Total interest expense | $654,000 | 3,199 |
| Net interest income | $8,841,000 | 2,379 |
| Provision for loan and lease losses | $300,000 | 1,890 |
| Total noninterest income | $1,289,000 | 2,690 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $330,000 | 2,851 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $959,000 | 2,427 |
| Total noninterest expense | $5,700,000 | 2,963 |
| Salaries and employee benefits | $3,464,000 | 2,758 |
| Premises and equipment expense | $540,000 | 3,329 |
| Additional noninterest expense | $1,696,000 | 3,135 |
| Pre-tax net operating income | $4,130,000 | 1,820 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,457,000 | 1,261 |
| Income before extraordinary items | $2,673,000 | 2,223 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,673,000 | 2,223 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,673,000 | 2,224 |
| Net charge-offs | $40,000 | 3,404 |
| Cash dividends | $1,000,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,673,000 | 2,180 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,034,000 | 2,518 |
| Total interest expense | $485,000 | 3,264 |
| Net interest income | $6,549,000 | 2,416 |
| Provision for loan and lease losses | $225,000 | 1,803 |
| Total noninterest income | $953,000 | 2,728 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $240,000 | 2,927 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $713,000 | 2,457 |
| Total noninterest expense | $4,204,000 | 3,027 |
| Salaries and employee benefits | $2,576,000 | 2,780 |
| Premises and equipment expense | $400,000 | 3,393 |
| Additional noninterest expense | $1,228,000 | 3,230 |
| Pre-tax net operating income | $3,073,000 | 1,865 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,082,000 | 1,297 |
| Income before extraordinary items | $1,991,000 | 2,275 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,991,000 | 2,276 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,991,000 | 2,276 |
| Net charge-offs | $38,000 | 2,972 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,991,000 | 2,236 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,677,000 | 2,523 |
| Total interest expense | $317,000 | 3,333 |
| Net interest income | $4,360,000 | 2,423 |
| Provision for loan and lease losses | $150,000 | 1,756 |
| Total noninterest income | $760,000 | 2,495 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $156,000 | 2,953 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $604,000 | 2,170 |
| Total noninterest expense | $2,800,000 | 3,044 |
| Salaries and employee benefits | $1,711,000 | 2,805 |
| Premises and equipment expense | $261,000 | 3,451 |
| Additional noninterest expense | $828,000 | 3,229 |
| Pre-tax net operating income | $2,170,000 | 1,780 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $767,000 | 1,259 |
| Income before extraordinary items | $1,403,000 | 2,164 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,403,000 | 2,167 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,403,000 | 2,167 |
| Net charge-offs | $-4,000 | 4,963 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,403,000 | 2,108 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,326,000 | 2,541 |
| Total interest expense | $149,000 | 3,493 |
| Net interest income | $2,177,000 | 2,427 |
| Provision for loan and lease losses | $75,000 | 1,675 |
| Total noninterest income | $375,000 | 2,480 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $76,000 | 2,961 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $299,000 | 2,136 |
| Total noninterest expense | $1,399,000 | 3,050 |
| Salaries and employee benefits | $877,000 | 2,781 |
| Premises and equipment expense | $128,000 | 3,518 |
| Additional noninterest expense | $394,000 | 3,335 |
| Pre-tax net operating income | $1,078,000 | 1,736 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $403,000 | 1,185 |
| Income before extraordinary items | $675,000 | 2,207 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $675,000 | 2,208 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $675,000 | 2,208 |
| Net charge-offs | $-2,000 | 4,668 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $675,000 | 2,136 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,151,000 | 2,601 |
| Total interest expense | $564,000 | 3,765 |
| Net interest income | $8,587,000 | 2,470 |
| Provision for loan and lease losses | $300,000 | 1,975 |
| Total noninterest income | $1,425,000 | 2,594 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $283,000 | 3,326 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,142,000 | 2,151 |
| Total noninterest expense | $5,785,000 | 2,995 |
| Salaries and employee benefits | $3,506,000 | 2,757 |
| Premises and equipment expense | $511,000 | 3,581 |
| Additional noninterest expense | $1,768,000 | 3,157 |
| Pre-tax net operating income | $3,927,000 | 1,866 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,380,000 | 1,265 |
| Income before extraordinary items | $2,547,000 | 2,273 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,547,000 | 2,273 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,547,000 | 2,273 |
| Net charge-offs | $-29,000 | 5,884 |
| Cash dividends | $1,000,000 | 2,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,547,000 | 2,224 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,820,000 | 2,630 |
| Total interest expense | $426,000 | 3,803 |
| Net interest income | $6,394,000 | 2,494 |
| Provision for loan and lease losses | $225,000 | 1,923 |
| Total noninterest income | $1,096,000 | 2,574 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $214,000 | 3,339 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $882,000 | 2,106 |
| Total noninterest expense | $3,978,000 | 3,196 |
| Salaries and employee benefits | $2,454,000 | 2,906 |
| Premises and equipment expense | $382,000 | 3,645 |
| Additional noninterest expense | $1,142,000 | 3,526 |
| Pre-tax net operating income | $3,287,000 | 1,722 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,172,000 | 1,166 |
| Income before extraordinary items | $2,115,000 | 2,127 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,115,000 | 2,125 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,115,000 | 2,125 |
| Net charge-offs | $-25,000 | 5,846 |
| Cash dividends | $1,000,000 | 1,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,115,000 | 2,085 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,497,000 | 2,659 |
| Total interest expense | $285,000 | 3,842 |
| Net interest income | $4,212,000 | 2,510 |
| Provision for loan and lease losses | $150,000 | 1,864 |
| Total noninterest income | $752,000 | 2,495 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $137,000 | 3,402 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $615,000 | 2,019 |
| Total noninterest expense | $2,691,000 | 3,176 |
| Salaries and employee benefits | $1,646,000 | 2,918 |
| Premises and equipment expense | $253,000 | 3,686 |
| Additional noninterest expense | $792,000 | 3,434 |
| Pre-tax net operating income | $2,123,000 | 1,733 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $756,000 | 1,177 |
| Income before extraordinary items | $1,367,000 | 2,131 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,367,000 | 2,135 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,367,000 | 2,134 |
| Net charge-offs | $-23,000 | 5,932 |
| Cash dividends | $1,000,000 | 1,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,367,000 | 2,082 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,217,000 | 2,690 |
| Total interest expense | $146,000 | 3,851 |
| Net interest income | $2,071,000 | 2,543 |
| Provision for loan and lease losses | $75,000 | 1,807 |
| Total noninterest income | $302,000 | 2,790 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $71,000 | 3,306 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $231,000 | 2,351 |
| Total noninterest expense | $1,309,000 | 3,264 |
| Salaries and employee benefits | $828,000 | 2,919 |
| Premises and equipment expense | $129,000 | 3,685 |
| Additional noninterest expense | $352,000 | 3,706 |
| Pre-tax net operating income | $989,000 | 1,788 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $350,000 | 1,200 |
| Income before extraordinary items | $639,000 | 2,166 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $639,000 | 2,168 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $639,000 | 2,168 |
| Net charge-offs | $4,000 | 3,176 |
| Cash dividends | $1,000,000 | 600 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $639,000 | 2,117 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,914,000 | 2,687 |
| Total interest expense | $831,000 | 3,358 |
| Net interest income | $8,083,000 | 2,580 |
| Provision for loan and lease losses | $540,000 | 1,748 |
| Total noninterest income | $1,362,000 | 2,744 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $278,000 | 3,485 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,084,000 | 2,270 |
| Total noninterest expense | $5,521,000 | 3,171 |
| Salaries and employee benefits | $3,490,000 | 2,810 |
| Premises and equipment expense | $473,000 | 3,848 |
| Additional noninterest expense | $1,558,000 | 3,559 |
| Pre-tax net operating income | $3,384,000 | 1,963 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,177,000 | 1,323 |
| Income before extraordinary items | $2,207,000 | 2,419 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,207,000 | 2,423 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,207,000 | 2,422 |
| Net charge-offs | $360,000 | 2,365 |
| Cash dividends | $1,000,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,207,000 | 2,366 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,680,000 | 2,710 |
| Total interest expense | $656,000 | 3,332 |
| Net interest income | $6,024,000 | 2,607 |
| Provision for loan and lease losses | $405,000 | 1,750 |
| Total noninterest income | $1,054,000 | 2,735 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $208,000 | 3,512 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $846,000 | 2,280 |
| Total noninterest expense | $3,873,000 | 3,333 |
| Salaries and employee benefits | $2,382,000 | 3,011 |
| Premises and equipment expense | $356,000 | 3,893 |
| Additional noninterest expense | $1,135,000 | 3,637 |
| Pre-tax net operating income | $2,800,000 | 1,855 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $986,000 | 1,267 |
| Income before extraordinary items | $1,814,000 | 2,305 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,814,000 | 2,310 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,814,000 | 2,310 |
| Net charge-offs | $287,000 | 2,163 |
| Cash dividends | $1,000,000 | 1,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,814,000 | 2,244 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,341,000 | 2,771 |
| Total interest expense | $472,000 | 3,208 |
| Net interest income | $3,869,000 | 2,681 |
| Provision for loan and lease losses | $270,000 | 1,786 |
| Total noninterest income | $729,000 | 2,701 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $133,000 | 3,571 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $596,000 | 2,248 |
| Total noninterest expense | $2,552,000 | 3,371 |
| Salaries and employee benefits | $1,569,000 | 3,058 |
| Premises and equipment expense | $236,000 | 3,911 |
| Additional noninterest expense | $747,000 | 3,664 |
| Pre-tax net operating income | $1,776,000 | 1,916 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $621,000 | 1,312 |
| Income before extraordinary items | $1,155,000 | 2,357 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,155,000 | 2,367 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,155,000 | 2,365 |
| Net charge-offs | $183,000 | 2,192 |
| Cash dividends | $1,000,000 | 1,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,155,000 | 2,271 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,204,000 | 2,747 |
| Total interest expense | $256,000 | 3,099 |
| Net interest income | $1,948,000 | 2,670 |
| Provision for loan and lease losses | $135,000 | 1,793 |
| Total noninterest income | $391,000 | 2,588 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $63,000 | 3,667 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $328,000 | 2,110 |
| Total noninterest expense | $1,267,000 | 3,417 |
| Salaries and employee benefits | $795,000 | 3,062 |
| Premises and equipment expense | $118,000 | 3,935 |
| Additional noninterest expense | $354,000 | 3,810 |
| Pre-tax net operating income | $937,000 | 1,811 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $330,000 | 1,245 |
| Income before extraordinary items | $607,000 | 2,245 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $607,000 | 2,247 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $607,000 | 2,247 |
| Net charge-offs | $147,000 | 1,599 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $607,000 | 2,164 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,281,000 | 2,751 |
| Total interest expense | $1,637,000 | 2,543 |
| Net interest income | $7,644,000 | 2,757 |
| Provision for loan and lease losses | $1,240,000 | 1,519 |
| Total noninterest income | $2,069,000 | 2,130 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $311,000 | 3,422 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,758,000 | 1,669 |
| Total noninterest expense | $5,415,000 | 3,275 |
| Salaries and employee benefits | $3,096,000 | 3,062 |
| Premises and equipment expense | $469,000 | 3,967 |
| Additional noninterest expense | $1,850,000 | 3,274 |
| Pre-tax net operating income | $3,058,000 | 2,053 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,044,000 | 1,435 |
| Income before extraordinary items | $2,014,000 | 2,574 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,014,000 | 2,576 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,014,000 | 2,575 |
| Net charge-offs | $1,482,000 | 1,413 |
| Cash dividends | $500,000 | 2,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,014,000 | 2,450 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,986,000 | 2,804 |
| Total interest expense | $1,337,000 | 2,458 |
| Net interest income | $5,649,000 | 2,841 |
| Provision for loan and lease losses | $1,015,000 | 1,425 |
| Total noninterest income | $1,512,000 | 2,169 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $240,000 | 3,407 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,272,000 | 1,714 |
| Total noninterest expense | $3,867,000 | 3,415 |
| Salaries and employee benefits | $2,185,000 | 3,216 |
| Premises and equipment expense | $357,000 | 3,985 |
| Additional noninterest expense | $1,325,000 | 3,403 |
| Pre-tax net operating income | $2,279,000 | 2,136 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $768,000 | 1,484 |
| Income before extraordinary items | $1,511,000 | 2,631 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,511,000 | 2,632 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,511,000 | 2,632 |
| Net charge-offs | $1,310,000 | 1,234 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,511,000 | 2,511 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,696,000 | 2,810 |
| Total interest expense | $950,000 | 2,394 |
| Net interest income | $3,746,000 | 2,857 |
| Provision for loan and lease losses | $670,000 | 1,458 |
| Total noninterest income | $915,000 | 2,295 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $198,000 | 2,975 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $717,000 | 1,890 |
| Total noninterest expense | $2,470,000 | 3,536 |
| Salaries and employee benefits | $1,436,000 | 3,257 |
| Premises and equipment expense | $236,000 | 4,022 |
| Additional noninterest expense | $798,000 | 3,671 |
| Pre-tax net operating income | $1,521,000 | 2,121 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $512,000 | 1,474 |
| Income before extraordinary items | $1,009,000 | 2,610 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,009,000 | 2,610 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,009,000 | 2,610 |
| Net charge-offs | $209,000 | 2,706 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,009,000 | 2,469 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,372,000 | 2,810 |
| Total interest expense | $508,000 | 2,335 |
| Net interest income | $1,864,000 | 2,889 |
| Provision for loan and lease losses | $445,000 | 1,182 |
| Total noninterest income | $461,000 | 2,272 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $100,000 | 2,929 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $361,000 | 1,882 |
| Total noninterest expense | $1,216,000 | 3,594 |
| Salaries and employee benefits | $730,000 | 3,243 |
| Premises and equipment expense | $116,000 | 4,068 |
| Additional noninterest expense | $370,000 | 3,829 |
| Pre-tax net operating income | $664,000 | 2,354 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $211,000 | 1,664 |
| Income before extraordinary items | $453,000 | 2,815 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $453,000 | 2,817 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $453,000 | 2,818 |
| Net charge-offs | $211,000 | 1,800 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $453,000 | 2,678 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,338,000 | 2,940 |
| Total interest expense | $2,426,000 | 2,378 |
| Net interest income | $6,912,000 | 3,103 |
| Provision for loan and lease losses | $1,009,000 | 2,396 |
| Total noninterest income | $1,622,000 | 2,332 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $356,000 | 3,269 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,266,000 | 1,834 |
| Total noninterest expense | $4,685,000 | 3,701 |
| Salaries and employee benefits | $2,721,000 | 3,348 |
| Premises and equipment expense | $440,000 | 4,352 |
| Additional noninterest expense | $1,524,000 | 3,822 |
| Pre-tax net operating income | $2,840,000 | 1,936 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $913,000 | 1,435 |
| Income before extraordinary items | $1,927,000 | 2,324 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,927,000 | 2,325 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,927,000 | 2,325 |
| Net charge-offs | $751,000 | 2,711 |
| Cash dividends | $750,000 | 1,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,927,000 | 2,245 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,119,000 | 2,923 |
| Total interest expense | $1,850,000 | 2,432 |
| Net interest income | $5,269,000 | 3,079 |
| Provision for loan and lease losses | $675,000 | 2,485 |
| Total noninterest income | $1,048,000 | 2,549 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $264,000 | 3,290 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $784,000 | 2,065 |
| Total noninterest expense | $3,367,000 | 3,820 |
| Salaries and employee benefits | $1,901,000 | 3,524 |
| Premises and equipment expense | $338,000 | 4,347 |
| Additional noninterest expense | $1,128,000 | 3,852 |
| Pre-tax net operating income | $2,275,000 | 1,893 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $748,000 | 1,352 |
| Income before extraordinary items | $1,527,000 | 2,286 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,527,000 | 2,286 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,527,000 | 2,287 |
| Net charge-offs | $211,000 | 3,653 |
| Cash dividends | $250,000 | 2,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,527,000 | 2,189 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,769,000 | 2,930 |
| Total interest expense | $1,281,000 | 2,438 |
| Net interest income | $3,488,000 | 3,090 |
| Provision for loan and lease losses | $450,000 | 2,433 |
| Total noninterest income | $543,000 | 2,974 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $158,000 | 3,487 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $385,000 | 2,489 |
| Total noninterest expense | $2,227,000 | 3,887 |
| Salaries and employee benefits | $1,241,000 | 3,603 |
| Premises and equipment expense | $227,000 | 4,368 |
| Additional noninterest expense | $759,000 | 3,884 |
| Pre-tax net operating income | $1,354,000 | 2,036 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $436,000 | 1,452 |
| Income before extraordinary items | $918,000 | 2,430 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $918,000 | 2,430 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $918,000 | 2,430 |
| Net charge-offs | $211,000 | 3,057 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $918,000 | 2,338 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,391,000 | 2,940 |
| Total interest expense | $676,000 | 2,389 |
| Net interest income | $1,715,000 | 3,129 |
| Provision for loan and lease losses | $225,000 | 2,264 |
| Total noninterest income | $269,000 | 3,024 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $74,000 | 3,590 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $195,000 | 2,501 |
| Total noninterest expense | $1,126,000 | 3,867 |
| Salaries and employee benefits | $624,000 | 3,611 |
| Premises and equipment expense | $115,000 | 4,384 |
| Additional noninterest expense | $387,000 | 3,815 |
| Pre-tax net operating income | $633,000 | 2,125 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $202,000 | 1,501 |
| Income before extraordinary items | $431,000 | 2,513 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $431,000 | 2,511 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $431,000 | 2,513 |
| Net charge-offs | $227,000 | 2,006 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $431,000 | 2,463 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,021,000 | 2,958 |
| Total interest expense | $3,211,000 | 2,453 |
| Net interest income | $6,810,000 | 3,139 |
| Provision for loan and lease losses | $1,317,000 | 2,646 |
| Total noninterest income | $2,107,000 | 2,010 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $305,000 | 3,603 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,802,000 | 1,509 |
| Total noninterest expense | $4,495,000 | 3,896 |
| Salaries and employee benefits | $2,523,000 | 3,556 |
| Premises and equipment expense | $472,000 | 4,341 |
| Additional noninterest expense | $1,500,000 | 4,009 |
| Pre-tax net operating income | $3,105,000 | 1,583 |
| Securities gains (losses) | $-300,000 | 7,359 |
| Applicable income taxes | $920,000 | 1,309 |
| Income before extraordinary items | $1,885,000 | 2,130 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,885,000 | 2,131 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,885,000 | 2,132 |
| Net charge-offs | $1,247,000 | 2,394 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,086,000 | 1,875 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,620,000 | 2,980 |
| Total interest expense | $2,478,000 | 2,491 |
| Net interest income | $5,142,000 | 3,166 |
| Provision for loan and lease losses | $747,000 | 2,963 |
| Total noninterest income | $1,338,000 | 2,263 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $219,000 | 3,753 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,119,000 | 1,674 |
| Total noninterest expense | $3,360,000 | 3,913 |
| Salaries and employee benefits | $1,932,000 | 3,536 |
| Premises and equipment expense | $348,000 | 4,449 |
| Additional noninterest expense | $1,080,000 | 4,092 |
| Pre-tax net operating income | $2,373,000 | 1,656 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $788,000 | 1,220 |
| Income before extraordinary items | $1,585,000 | 2,052 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,585,000 | 2,054 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,585,000 | 2,054 |
| Net charge-offs | $887,000 | 2,329 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,585,000 | 1,959 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,100,000 | 2,996 |
| Total interest expense | $1,692,000 | 2,530 |
| Net interest income | $3,408,000 | 3,164 |
| Provision for loan and lease losses | $498,000 | 2,873 |
| Total noninterest income | $659,000 | 2,691 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $138,000 | 3,863 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $521,000 | 2,040 |
| Total noninterest expense | $2,198,000 | 3,969 |
| Salaries and employee benefits | $1,277,000 | 3,583 |
| Premises and equipment expense | $232,000 | 4,464 |
| Additional noninterest expense | $689,000 | 4,214 |
| Pre-tax net operating income | $1,371,000 | 1,846 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $441,000 | 1,346 |
| Income before extraordinary items | $930,000 | 2,249 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $930,000 | 2,248 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $930,000 | 2,251 |
| Net charge-offs | $405,000 | 2,694 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $930,000 | 2,175 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,501,000 | 3,104 |
| Total interest expense | $866,000 | 2,583 |
| Net interest income | $1,635,000 | 3,313 |
| Provision for loan and lease losses | $249,000 | 2,714 |
| Total noninterest income | $284,000 | 2,978 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $60,000 | 4,126 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $224,000 | 2,231 |
| Total noninterest expense | $1,103,000 | 4,007 |
| Salaries and employee benefits | $649,000 | 3,591 |
| Premises and equipment expense | $117,000 | 4,526 |
| Additional noninterest expense | $337,000 | 4,269 |
| Pre-tax net operating income | $567,000 | 2,191 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $170,000 | 1,596 |
| Income before extraordinary items | $397,000 | 2,566 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $397,000 | 2,562 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $397,000 | 2,566 |
| Net charge-offs | $414,000 | 1,746 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $397,000 | 2,474 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,304,000 | 3,162 |
| Total interest expense | $3,960,000 | 2,764 |
| Net interest income | $6,344,000 | 3,294 |
| Provision for loan and lease losses | $2,512,000 | 2,177 |
| Total noninterest income | $1,835,000 | 2,247 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $284,000 | 3,984 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,551,000 | 1,621 |
| Total noninterest expense | $4,223,000 | 4,192 |
| Salaries and employee benefits | $2,410,000 | 3,797 |
| Premises and equipment expense | $444,000 | 4,721 |
| Additional noninterest expense | $1,369,000 | 4,340 |
| Pre-tax net operating income | $1,444,000 | 2,406 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $481,000 | 1,593 |
| Income before extraordinary items | $963,000 | 2,835 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $963,000 | 2,833 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $963,000 | 2,835 |
| Net charge-offs | $1,267,000 | 2,572 |
| Cash dividends | $200,000 | 3,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $963,000 | 2,776 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,678,000 | 3,231 |
| Total interest expense | $3,038,000 | 2,835 |
| Net interest income | $4,640,000 | 3,381 |
| Provision for loan and lease losses | $932,000 | 2,880 |
| Total noninterest income | $1,498,000 | 2,175 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $215,000 | 3,982 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,283,000 | 1,546 |
| Total noninterest expense | $3,207,000 | 4,162 |
| Salaries and employee benefits | $1,888,000 | 3,701 |
| Premises and equipment expense | $331,000 | 4,770 |
| Additional noninterest expense | $988,000 | 4,427 |
| Pre-tax net operating income | $1,999,000 | 1,628 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $634,000 | 1,177 |
| Income before extraordinary items | $1,365,000 | 1,949 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,365,000 | 1,948 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,365,000 | 1,949 |
| Net charge-offs | $671,000 | 2,677 |
| Cash dividends | $200,000 | 3,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,365,000 | 1,900 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,085,000 | 3,271 |
| Total interest expense | $2,087,000 | 2,866 |
| Net interest income | $2,998,000 | 3,462 |
| Provision for loan and lease losses | $424,000 | 3,189 |
| Total noninterest income | $1,180,000 | 1,940 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $140,000 | 4,011 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,040,000 | 1,390 |
| Total noninterest expense | $2,169,000 | 4,144 |
| Salaries and employee benefits | $1,247,000 | 3,774 |
| Premises and equipment expense | $223,000 | 4,767 |
| Additional noninterest expense | $699,000 | 4,267 |
| Pre-tax net operating income | $1,585,000 | 1,447 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $523,000 | 1,050 |
| Income before extraordinary items | $1,062,000 | 1,756 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,062,000 | 1,753 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,062,000 | 1,755 |
| Net charge-offs | $287,000 | 2,989 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,062,000 | 1,708 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,511,000 | 3,337 |
| Total interest expense | $1,068,000 | 2,909 |
| Net interest income | $1,443,000 | 3,567 |
| Provision for loan and lease losses | $135,000 | 3,447 |
| Total noninterest income | $677,000 | 1,733 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $58,000 | 4,312 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $619,000 | 1,205 |
| Total noninterest expense | $1,071,000 | 4,102 |
| Salaries and employee benefits | $620,000 | 3,825 |
| Premises and equipment expense | $112,000 | 4,803 |
| Additional noninterest expense | $339,000 | 4,046 |
| Pre-tax net operating income | $914,000 | 1,411 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $311,000 | 1,025 |
| Income before extraordinary items | $603,000 | 1,788 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $603,000 | 1,789 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $603,000 | 1,790 |
| Net charge-offs | $134,000 | 2,533 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $603,000 | 1,690 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,187,000 | 3,227 |
| Total interest expense | $4,836,000 | 3,047 |
| Net interest income | $6,351,000 | 3,327 |
| Provision for loan and lease losses | $322,000 | 4,503 |
| Total noninterest income | $1,145,000 | 3,133 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $265,000 | 4,241 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $880,000 | 2,325 |
| Total noninterest expense | $4,138,000 | 4,133 |
| Salaries and employee benefits | $2,435,000 | 3,845 |
| Premises and equipment expense | $457,000 | 4,713 |
| Additional noninterest expense | $1,246,000 | 4,167 |
| Pre-tax net operating income | $3,036,000 | 1,775 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,061,000 | 1,147 |
| Income before extraordinary items | $1,975,000 | 2,018 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,975,000 | 2,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 4,314 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 1,068 |
| Net operating income | $1,975,000 | 2,140 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,306,000 | 3,315 |
| Total interest expense | $3,684,000 | 3,110 |
| Net interest income | $4,622,000 | 3,426 |
| Provision for loan and lease losses | $242,000 | 3,898 |
| Total noninterest income | $845,000 | 3,225 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $199,000 | 4,270 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $646,000 | 2,435 |
| Total noninterest expense | $3,037,000 | 4,182 |
| Salaries and employee benefits | $1,715,000 | 4,056 |
| Premises and equipment expense | $343,000 | 4,721 |
| Additional noninterest expense | $979,000 | 3,933 |
| Pre-tax net operating income | $2,188,000 | 2,155 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $768,000 | 1,417 |
| Income before extraordinary items | $1,420,000 | 2,432 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,420,000 | 2,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 3,151 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 879 |
| Net operating income | $1,420,000 | 2,541 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,594,000 | 3,348 |
| Total interest expense | $2,508,000 | 3,176 |
| Net interest income | $3,086,000 | 3,411 |
| Provision for loan and lease losses | $161,000 | 3,494 |
| Total noninterest income | $570,000 | 3,234 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $121,000 | 4,457 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $449,000 | 2,409 |
| Total noninterest expense | $1,973,000 | 4,277 |
| Salaries and employee benefits | $1,124,000 | 4,142 |
| Premises and equipment expense | $228,000 | 4,762 |
| Additional noninterest expense | $621,000 | 4,077 |
| Pre-tax net operating income | $1,522,000 | 2,169 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $539,000 | 1,514 |
| Income before extraordinary items | $983,000 | 2,611 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $983,000 | 2,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,108 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 679 |
| Net operating income | $983,000 | 2,561 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,859,000 | 3,365 |
| Total interest expense | $1,335,000 | 3,180 |
| Net interest income | $1,524,000 | 3,445 |
| Provision for loan and lease losses | $81,000 | 3,044 |
| Total noninterest income | $289,000 | 3,205 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $62,000 | 4,381 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $227,000 | 2,375 |
| Total noninterest expense | $991,000 | 4,266 |
| Salaries and employee benefits | $566,000 | 4,151 |
| Premises and equipment expense | $111,000 | 4,858 |
| Additional noninterest expense | $314,000 | 3,986 |
| Pre-tax net operating income | $741,000 | 2,311 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $263,000 | 1,624 |
| Income before extraordinary items | $478,000 | 2,797 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $478,000 | 2,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,916 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 699 |
| Net operating income | $478,000 | 2,719 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,288,000 | 3,453 |
| Total interest expense | $5,741,000 | 3,116 |
| Net interest income | $5,547,000 | 3,714 |
| Provision for loan and lease losses | $480,000 | 2,381 |
| Total noninterest income | $957,000 | 3,624 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $215,000 | 4,756 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $742,000 | 2,668 |
| Total noninterest expense | $3,670,000 | 4,377 |
| Salaries and employee benefits | $2,129,000 | 4,186 |
| Premises and equipment expense | $458,000 | 4,620 |
| Additional noninterest expense | $1,083,000 | 4,385 |
| Pre-tax net operating income | $2,354,000 | 2,953 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $839,000 | 2,076 |
| Income before extraordinary items | $1,515,000 | 3,425 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,515,000 | 3,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,283 |
| Cash dividends | $500,000 | 3,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,515,000 | 3,407 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,363,000 | 3,496 |
| Total interest expense | $4,310,000 | 3,115 |
| Net interest income | $4,053,000 | 3,790 |
| Provision for loan and lease losses | $375,000 | 1,954 |
| Total noninterest income | $723,000 | 3,617 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $152,000 | 4,898 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $571,000 | 2,636 |
| Total noninterest expense | $2,653,000 | 4,468 |
| Salaries and employee benefits | $1,504,000 | 4,368 |
| Premises and equipment expense | $344,000 | 4,592 |
| Additional noninterest expense | $805,000 | 4,345 |
| Pre-tax net operating income | $1,748,000 | 3,137 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $620,000 | 2,239 |
| Income before extraordinary items | $1,128,000 | 3,624 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,128,000 | 3,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,063 |
| Cash dividends | $500,000 | 2,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,128,000 | 3,605 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,468,000 | 3,550 |
| Total interest expense | $2,848,000 | 3,129 |
| Net interest income | $2,620,000 | 3,888 |
| Provision for loan and lease losses | $260,000 | 1,740 |
| Total noninterest income | $499,000 | 3,569 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $107,000 | 4,803 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $392,000 | 2,609 |
| Total noninterest expense | $1,727,000 | 4,556 |
| Salaries and employee benefits | $963,000 | 4,532 |
| Premises and equipment expense | $231,000 | 4,602 |
| Additional noninterest expense | $533,000 | 4,388 |
| Pre-tax net operating income | $1,132,000 | 3,240 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $405,000 | 2,366 |
| Income before extraordinary items | $727,000 | 3,733 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $727,000 | 3,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,211 |
| Cash dividends | $500,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $727,000 | 3,716 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,699,000 | 3,576 |
| Total interest expense | $1,422,000 | 3,125 |
| Net interest income | $1,277,000 | 3,966 |
| Provision for loan and lease losses | $135,000 | 1,618 |
| Total noninterest income | $260,000 | 3,434 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $51,000 | 4,837 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $209,000 | 2,482 |
| Total noninterest expense | $851,000 | 4,609 |
| Salaries and employee benefits | $467,000 | 4,658 |
| Premises and equipment expense | $115,000 | 4,635 |
| Additional noninterest expense | $269,000 | 4,293 |
| Pre-tax net operating income | $551,000 | 3,301 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $197,000 | 2,422 |
| Income before extraordinary items | $354,000 | 3,787 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $354,000 | 3,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $354,000 | 3,765 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,547,000 | 3,702 |
| Total interest expense | $4,739,000 | 3,163 |
| Net interest income | $4,808,000 | 4,126 |
| Provision for loan and lease losses | $370,000 | 2,411 |
| Total noninterest income | $919,000 | 3,735 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $222,000 | 4,771 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $697,000 | 2,777 |
| Total noninterest expense | $3,139,000 | 4,731 |
| Salaries and employee benefits | $1,718,000 | 4,765 |
| Premises and equipment expense | $450,000 | 4,566 |
| Additional noninterest expense | $971,000 | 4,600 |
| Pre-tax net operating income | $2,218,000 | 3,411 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $767,000 | 2,532 |
| Income before extraordinary items | $1,451,000 | 3,843 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,451,000 | 3,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,967 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,451,000 | 3,821 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,001,000 | 3,742 |
| Total interest expense | $3,402,000 | 3,176 |
| Net interest income | $3,599,000 | 4,158 |
| Provision for loan and lease losses | $280,000 | 2,271 |
| Total noninterest income | $677,000 | 3,784 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $163,000 | 4,855 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $514,000 | 2,811 |
| Total noninterest expense | $2,331,000 | 4,749 |
| Salaries and employee benefits | $1,301,000 | 4,707 |
| Premises and equipment expense | $333,000 | 4,605 |
| Additional noninterest expense | $697,000 | 4,721 |
| Pre-tax net operating income | $1,665,000 | 3,538 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $577,000 | 2,655 |
| Income before extraordinary items | $1,088,000 | 3,961 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,088,000 | 3,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,088,000 | 3,948 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,565,000 | 3,763 |
| Total interest expense | $2,188,000 | 3,157 |
| Net interest income | $2,377,000 | 4,186 |
| Provision for loan and lease losses | $190,000 | 2,197 |
| Total noninterest income | $448,000 | 3,777 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $98,000 | 5,060 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $350,000 | 2,756 |
| Total noninterest expense | $1,515,000 | 4,847 |
| Salaries and employee benefits | $829,000 | 4,879 |
| Premises and equipment expense | $224,000 | 4,589 |
| Additional noninterest expense | $462,000 | 4,737 |
| Pre-tax net operating income | $1,120,000 | 3,517 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $390,000 | 2,656 |
| Income before extraordinary items | $730,000 | 3,960 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $730,000 | 3,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $730,000 | 3,949 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,215,000 | 3,785 |
| Total interest expense | $1,042,000 | 3,157 |
| Net interest income | $1,173,000 | 4,214 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $221,000 | 3,767 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $45,000 | 5,172 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $176,000 | 2,710 |
| Total noninterest expense | $754,000 | 4,875 |
| Salaries and employee benefits | $423,000 | 4,836 |
| Premises and equipment expense | $112,000 | 4,612 |
| Additional noninterest expense | $219,000 | 4,892 |
| Pre-tax net operating income | $550,000 | 3,535 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $191,000 | 2,673 |
| Income before extraordinary items | $359,000 | 3,969 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $359,000 | 3,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $359,000 | 3,951 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,748,000 | 3,840 |
| Total interest expense | $3,368,000 | 3,038 |
| Net interest income | $4,380,000 | 4,341 |
| Provision for loan and lease losses | $295,000 | 2,897 |
| Total noninterest income | $1,027,000 | 3,491 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $171,000 | 5,373 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $856,000 | 2,439 |
| Total noninterest expense | $3,049,000 | 4,714 |
| Salaries and employee benefits | $1,712,000 | 4,635 |
| Premises and equipment expense | $478,000 | 4,307 |
| Additional noninterest expense | $859,000 | 4,927 |
| Pre-tax net operating income | $2,063,000 | 3,608 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $720,000 | 2,769 |
| Income before extraordinary items | $1,342,000 | 4,067 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,342,000 | 4,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $369,000 | 1,495 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,342,650 | 4,031 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,593,000 | 3,903 |
| Total interest expense | $2,351,000 | 3,073 |
| Net interest income | $3,242,000 | 4,403 |
| Provision for loan and lease losses | $220,000 | 2,803 |
| Total noninterest income | $811,000 | 3,376 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $126,000 | 5,431 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $685,000 | 2,351 |
| Total noninterest expense | $2,332,000 | 4,646 |
| Salaries and employee benefits | $1,316,000 | 4,531 |
| Premises and equipment expense | $357,000 | 4,307 |
| Additional noninterest expense | $659,000 | 4,803 |
| Pre-tax net operating income | $1,501,000 | 3,752 |
| Securities gains (losses) | $-1,000 | 7,299 |
| Applicable income taxes | $526,000 | 2,849 |
| Income before extraordinary items | $974,000 | 4,232 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $974,000 | 4,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,516 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $974,650 | 4,181 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,525,000 | 4,017 |
| Total interest expense | $1,438,000 | 3,153 |
| Net interest income | $2,087,000 | 4,489 |
| Provision for loan and lease losses | $145,000 | 2,750 |
| Total noninterest income | $548,000 | 3,307 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $80,000 | 5,480 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $468,000 | 2,284 |
| Total noninterest expense | $1,544,000 | 4,641 |
| Salaries and employee benefits | $890,000 | 4,469 |
| Premises and equipment expense | $240,000 | 4,265 |
| Additional noninterest expense | $414,000 | 4,975 |
| Pre-tax net operating income | $946,000 | 3,857 |
| Securities gains (losses) | $-1,000 | 7,609 |
| Applicable income taxes | $333,000 | 2,919 |
| Income before extraordinary items | $612,000 | 4,365 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $612,000 | 4,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $612,650 | 4,309 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,670,000 | 4,143 |
| Total interest expense | $667,000 | 3,241 |
| Net interest income | $1,003,000 | 4,615 |
| Provision for loan and lease losses | $70,000 | 2,663 |
| Total noninterest income | $274,000 | 3,258 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $35,000 | 5,695 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $239,000 | 2,225 |
| Total noninterest expense | $759,000 | 4,711 |
| Salaries and employee benefits | $449,000 | 4,451 |
| Premises and equipment expense | $119,000 | 4,321 |
| Additional noninterest expense | $191,000 | 5,244 |
| Pre-tax net operating income | $448,000 | 3,973 |
| Securities gains (losses) | $-1,000 | 8,158 |
| Applicable income taxes | $159,000 | 3,012 |
| Income before extraordinary items | $288,000 | 4,485 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $288,000 | 4,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $288,640 | 4,441 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,501,000 | 4,541 |
| Total interest expense | $1,784,000 | 3,998 |
| Net interest income | $3,717,000 | 4,710 |
| Provision for loan and lease losses | $255,000 | 3,213 |
| Total noninterest income | $1,115,000 | 3,301 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $128,000 | 6,072 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $987,000 | 2,171 |
| Total noninterest expense | $2,992,000 | 4,663 |
| Salaries and employee benefits | $1,675,000 | 4,576 |
| Premises and equipment expense | $466,000 | 4,304 |
| Additional noninterest expense | $851,000 | 4,888 |
| Pre-tax net operating income | $1,585,000 | 4,108 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $609,000 | 3,004 |
| Income before extraordinary items | $976,000 | 4,768 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $976,000 | 4,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $976,000 | 4,695 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,945,000 | 4,655 |
| Total interest expense | $1,241,000 | 4,176 |
| Net interest income | $2,704,000 | 4,790 |
| Provision for loan and lease losses | $195,000 | 3,028 |
| Total noninterest income | $841,000 | 3,304 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $96,000 | 6,117 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $745,000 | 2,174 |
| Total noninterest expense | $2,234,000 | 4,651 |
| Salaries and employee benefits | $1,266,000 | 4,508 |
| Premises and equipment expense | $354,000 | 4,259 |
| Additional noninterest expense | $614,000 | 4,981 |
| Pre-tax net operating income | $1,116,000 | 4,350 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $440,000 | 3,128 |
| Income before extraordinary items | $676,000 | 5,050 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $676,000 | 5,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $676,000 | 4,959 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,521,000 | 4,818 |
| Total interest expense | $782,000 | 4,347 |
| Net interest income | $1,739,000 | 4,911 |
| Provision for loan and lease losses | $135,000 | 2,929 |
| Total noninterest income | $583,000 | 3,235 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $65,000 | 6,112 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $518,000 | 2,130 |
| Total noninterest expense | $1,482,000 | 4,701 |
| Salaries and employee benefits | $845,000 | 4,531 |
| Premises and equipment expense | $235,000 | 4,268 |
| Additional noninterest expense | $402,000 | 5,047 |
| Pre-tax net operating income | $705,000 | 4,435 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $279,000 | 3,199 |
| Income before extraordinary items | $426,000 | 5,149 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $426,000 | 5,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,291 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $426,000 | 5,062 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,218,000 | 4,955 |
| Total interest expense | $384,000 | 4,440 |
| Net interest income | $834,000 | 5,068 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $363,000 | 2,716 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $31,000 | 6,143 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $332,000 | 1,758 |
| Total noninterest expense | $752,000 | 4,678 |
| Salaries and employee benefits | $425,000 | 4,532 |
| Premises and equipment expense | $118,000 | 4,296 |
| Additional noninterest expense | $209,000 | 4,912 |
| Pre-tax net operating income | $370,000 | 4,284 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $147,000 | 3,131 |
| Income before extraordinary items | $223,000 | 5,052 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $223,000 | 5,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $223,000 | 4,923 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,562,000 | 5,192 |
| Total interest expense | $1,364,000 | 5,174 |
| Net interest income | $3,198,000 | 5,099 |
| Provision for loan and lease losses | $289,000 | 3,274 |
| Total noninterest income | $1,692,000 | 2,598 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $88,000 | 6,750 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,604,000 | 1,741 |
| Total noninterest expense | $2,908,000 | 4,713 |
| Salaries and employee benefits | $1,630,000 | 4,573 |
| Premises and equipment expense | $465,000 | 4,290 |
| Additional noninterest expense | $813,000 | 4,996 |
| Pre-tax net operating income | $1,693,000 | 3,798 |
| Securities gains (losses) | $11,000 | 3,560 |
| Applicable income taxes | $666,000 | 2,877 |
| Income before extraordinary items | $1,038,000 | 4,543 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,038,000 | 4,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,259 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,030,960 | 4,390 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,335,000 | 5,349 |
| Total interest expense | $1,002,000 | 5,377 |
| Net interest income | $2,333,000 | 5,219 |
| Provision for loan and lease losses | $228,000 | 3,038 |
| Total noninterest income | $1,475,000 | 2,390 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $61,000 | 6,927 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,414,000 | 1,588 |
| Total noninterest expense | $2,145,000 | 4,749 |
| Salaries and employee benefits | $1,218,000 | 4,567 |
| Premises and equipment expense | $347,000 | 4,293 |
| Additional noninterest expense | $580,000 | 5,135 |
| Pre-tax net operating income | $1,435,000 | 3,607 |
| Securities gains (losses) | $11,000 | 3,280 |
| Applicable income taxes | $566,000 | 2,782 |
| Income before extraordinary items | $880,000 | 4,353 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $880,000 | 4,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,539 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $872,960 | 4,208 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,174,000 | 5,462 |
| Total interest expense | $676,000 | 5,458 |
| Net interest income | $1,498,000 | 5,331 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $888,000 | 2,555 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $37,000 | 7,065 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $851,000 | 1,706 |
| Total noninterest expense | $1,337,000 | 4,963 |
| Salaries and employee benefits | $763,000 | 4,788 |
| Premises and equipment expense | $232,000 | 4,282 |
| Additional noninterest expense | $342,000 | 5,545 |
| Pre-tax net operating income | $929,000 | 3,682 |
| Securities gains (losses) | $11,000 | 2,898 |
| Applicable income taxes | $367,000 | 2,866 |
| Income before extraordinary items | $573,000 | 4,426 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $573,000 | 4,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $565,960 | 4,245 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,078,000 | 5,516 |
| Total interest expense | $343,000 | 5,500 |
| Net interest income | $735,000 | 5,389 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $323,000 | 3,088 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $19,000 | 6,970 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $304,000 | 2,094 |
| Total noninterest expense | $646,000 | 5,084 |
| Salaries and employee benefits | $373,000 | 4,868 |
| Premises and equipment expense | $115,000 | 4,305 |
| Additional noninterest expense | $158,000 | 5,757 |
| Pre-tax net operating income | $352,000 | 4,376 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $135,000 | 3,410 |
| Income before extraordinary items | $217,000 | 5,098 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $217,000 | 5,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $217,000 | 4,908 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,691,000 | 6,162 |
| Total interest expense | $1,558,000 | 5,610 |
| Net interest income | $2,133,000 | 6,425 |
| Provision for loan and lease losses | $298,000 | 3,488 |
| Total noninterest income | $718,000 | 4,264 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $38,000 | 7,719 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $680,000 | 2,752 |
| Total noninterest expense | $2,223,000 | 5,498 |
| Salaries and employee benefits | $1,219,000 | 5,422 |
| Premises and equipment expense | $445,000 | 4,295 |
| Additional noninterest expense | $559,000 | 6,170 |
| Pre-tax net operating income | $330,000 | 7,444 |
| Securities gains (losses) | $2,000 | 4,234 |
| Applicable income taxes | $139,000 | 5,615 |
| Income before extraordinary items | $193,000 | 7,872 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $193,000 | 7,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,843 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 206 |
| Net operating income | $191,720 | 7,776 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,054,000 | 8,158 |
| Total interest expense | $1,068,000 | 7,882 |
| Net interest income | $986,000 | 8,314 |
| Provision for loan and lease losses | $439,000 | 2,444 |
| Total noninterest income | $116,000 | 8,291 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $14,000 | 8,211 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $102,000 | 6,397 |
| Total noninterest expense | $1,785,000 | 6,163 |
| Salaries and employee benefits | $912,000 | 6,319 |
| Premises and equipment expense | $412,000 | 4,508 |
| Additional noninterest expense | $461,000 | 6,702 |
| Pre-tax net operating income | $-1,122,000 | 9,387 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-470,000 | 9,495 |
| Income before extraordinary items | $-652,000 | 9,300 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-652,000 | 9,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,796 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-652,000 | 9,265 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $295,000 | 9,788 |
| Total interest expense | $95,000 | 9,750 |
| Net interest income | $200,000 | 9,770 |
| Provision for loan and lease losses | $69,000 | 6,019 |
| Total noninterest income | $1,000 | 9,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 9,788 |
| Total noninterest expense | $873,000 | 8,366 |
| Salaries and employee benefits | $282,000 | 9,344 |
| Premises and equipment expense | $38,000 | 9,581 |
| Additional noninterest expense | $553,000 | 6,052 |
| Pre-tax net operating income | $-741,000 | 9,646 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-311,000 | 9,742 |
| Income before extraordinary items | $-430,000 | 9,534 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-430,000 | 9,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $7,300,000 | 120 |
| Net operating income | $-430,000 | 9,533 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.