Oak Bank, Income and Expense
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,937,000 | 3,070 |
| Total interest expense | $402,000 | 2,639 |
| Net interest income | $1,535,000 | 3,131 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $147,000 | 3,464 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $89,000 | 2,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 3,850 |
| Total noninterest expense | $1,266,000 | 3,045 |
| Salaries and employee benefits | $757,000 | 2,964 |
| Premises and equipment expense | $84,000 | 3,833 |
| Additional noninterest expense | $425,000 | 2,877 |
| Pre-tax net operating income | $416,000 | 3,322 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $135,000 | 1,912 |
| Income before extraordinary items | $281,000 | 3,724 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $281,000 | 3,723 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $281,000 | 3,723 |
| Net charge-offs | $15,000 | 1,815 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $281,000 | 3,715 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,673,000 | 3,003 |
| Total interest expense | $1,428,000 | 2,419 |
| Net interest income | $6,245,000 | 3,090 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $687,000 | 3,358 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $375,000 | 2,384 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $312,000 | 3,637 |
| Total noninterest expense | $4,762,000 | 3,153 |
| Salaries and employee benefits | $3,119,000 | 2,883 |
| Premises and equipment expense | $334,000 | 3,839 |
| Additional noninterest expense | $1,309,000 | 3,429 |
| Pre-tax net operating income | $2,170,000 | 3,005 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $609,000 | 1,821 |
| Income before extraordinary items | $1,561,000 | 3,316 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,561,000 | 3,314 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,561,000 | 3,315 |
| Net charge-offs | $-11,000 | 4,537 |
| Cash dividends | $900,000 | 2,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,561,000 | 3,318 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,647,000 | 3,033 |
| Total interest expense | $993,000 | 2,450 |
| Net interest income | $4,654,000 | 3,129 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $526,000 | 3,355 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $288,000 | 2,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $238,000 | 3,642 |
| Total noninterest expense | $3,584,000 | 3,148 |
| Salaries and employee benefits | $2,318,000 | 2,913 |
| Premises and equipment expense | $246,000 | 3,910 |
| Additional noninterest expense | $1,020,000 | 3,365 |
| Pre-tax net operating income | $1,596,000 | 3,098 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $455,000 | 1,880 |
| Income before extraordinary items | $1,141,000 | 3,395 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,141,000 | 3,394 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,141,000 | 3,394 |
| Net charge-offs | $-9,000 | 4,451 |
| Cash dividends | $900,000 | 1,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,141,000 | 3,395 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,710,000 | 3,057 |
| Total interest expense | $582,000 | 2,571 |
| Net interest income | $3,128,000 | 3,114 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $366,000 | 3,306 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $199,000 | 2,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 3,606 |
| Total noninterest expense | $2,387,000 | 3,168 |
| Salaries and employee benefits | $1,534,000 | 2,939 |
| Premises and equipment expense | $159,000 | 3,995 |
| Additional noninterest expense | $694,000 | 3,348 |
| Pre-tax net operating income | $1,107,000 | 3,007 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $319,000 | 1,816 |
| Income before extraordinary items | $788,000 | 3,323 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $788,000 | 3,322 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $788,000 | 3,322 |
| Net charge-offs | $-6,000 | 4,367 |
| Cash dividends | $750,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $788,000 | 3,319 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,816,000 | 3,099 |
| Total interest expense | $246,000 | 2,775 |
| Net interest income | $1,570,000 | 3,123 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $187,000 | 3,267 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $105,000 | 2,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 3,609 |
| Total noninterest expense | $1,206,000 | 3,172 |
| Salaries and employee benefits | $767,000 | 2,964 |
| Premises and equipment expense | $86,000 | 3,893 |
| Additional noninterest expense | $353,000 | 3,327 |
| Pre-tax net operating income | $551,000 | 2,958 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $176,000 | 1,699 |
| Income before extraordinary items | $375,000 | 3,352 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $375,000 | 3,352 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $375,000 | 3,352 |
| Net charge-offs | $-3,000 | 4,242 |
| Cash dividends | $150,000 | 2,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $375,000 | 3,347 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,797,000 | 3,178 |
| Total interest expense | $650,000 | 3,259 |
| Net interest income | $6,147,000 | 3,129 |
| Provision for loan and lease losses | $90,000 | 3,158 |
| Total noninterest income | $704,000 | 3,448 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $385,000 | 2,436 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $319,000 | 3,737 |
| Total noninterest expense | $4,709,000 | 3,221 |
| Salaries and employee benefits | $3,221,000 | 2,855 |
| Premises and equipment expense | $326,000 | 4,031 |
| Additional noninterest expense | $1,162,000 | 3,735 |
| Pre-tax net operating income | $2,052,000 | 3,072 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $229,000 | 2,905 |
| Income before extraordinary items | $1,823,000 | 2,840 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,823,000 | 2,839 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,823,000 | 2,840 |
| Net charge-offs | $-13,000 | 4,860 |
| Cash dividends | $300,000 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,823,000 | 2,824 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,065,000 | 3,215 |
| Total interest expense | $459,000 | 3,360 |
| Net interest income | $4,606,000 | 3,160 |
| Provision for loan and lease losses | $90,000 | 2,745 |
| Total noninterest income | $519,000 | 3,510 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $282,000 | 2,495 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 3,777 |
| Total noninterest expense | $3,549,000 | 3,219 |
| Salaries and employee benefits | $2,400,000 | 2,891 |
| Premises and equipment expense | $296,000 | 3,703 |
| Additional noninterest expense | $853,000 | 3,788 |
| Pre-tax net operating income | $1,486,000 | 3,196 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $589,000 | 1,942 |
| Income before extraordinary items | $897,000 | 3,702 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $897,000 | 3,701 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $897,000 | 3,702 |
| Net charge-offs | $-10,000 | 4,745 |
| Cash dividends | $300,000 | 2,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $897,000 | 3,680 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,370,000 | 3,215 |
| Total interest expense | $289,000 | 3,421 |
| Net interest income | $3,081,000 | 3,152 |
| Provision for loan and lease losses | $60,000 | 2,608 |
| Total noninterest income | $339,000 | 3,543 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $182,000 | 2,542 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 3,794 |
| Total noninterest expense | $2,354,000 | 3,251 |
| Salaries and employee benefits | $1,608,000 | 2,898 |
| Premises and equipment expense | $196,000 | 3,736 |
| Additional noninterest expense | $550,000 | 3,882 |
| Pre-tax net operating income | $1,006,000 | 3,110 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $392,000 | 1,920 |
| Income before extraordinary items | $614,000 | 3,632 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $614,000 | 3,630 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $614,000 | 3,632 |
| Net charge-offs | $-7,000 | 4,687 |
| Cash dividends | $150,000 | 2,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $614,000 | 3,609 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,630,000 | 3,278 |
| Total interest expense | $131,000 | 3,583 |
| Net interest income | $1,499,000 | 3,208 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $180,000 | 3,436 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $93,000 | 2,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 3,654 |
| Total noninterest expense | $1,195,000 | 3,240 |
| Salaries and employee benefits | $813,000 | 2,911 |
| Premises and equipment expense | $100,000 | 3,737 |
| Additional noninterest expense | $282,000 | 3,860 |
| Pre-tax net operating income | $454,000 | 3,240 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $174,000 | 1,983 |
| Income before extraordinary items | $280,000 | 3,719 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $280,000 | 3,718 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $280,000 | 3,719 |
| Net charge-offs | $-4,000 | 4,579 |
| Cash dividends | $150,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $280,000 | 3,695 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,788,000 | 3,185 |
| Total interest expense | $558,000 | 3,441 |
| Net interest income | $6,230,000 | 3,110 |
| Provision for loan and lease losses | $120,000 | 2,919 |
| Total noninterest income | $791,000 | 3,392 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $393,000 | 2,497 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $398,000 | 3,566 |
| Total noninterest expense | $4,886,000 | 3,225 |
| Salaries and employee benefits | $3,215,000 | 2,908 |
| Premises and equipment expense | $379,000 | 3,878 |
| Additional noninterest expense | $1,292,000 | 3,654 |
| Pre-tax net operating income | $2,015,000 | 3,049 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $802,000 | 1,843 |
| Income before extraordinary items | $1,213,000 | 3,619 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,213,000 | 3,617 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,213,000 | 3,618 |
| Net charge-offs | $-19,000 | 5,105 |
| Cash dividends | $300,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,213,000 | 3,555 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,122,000 | 3,183 |
| Total interest expense | $417,000 | 3,482 |
| Net interest income | $4,705,000 | 3,106 |
| Provision for loan and lease losses | $90,000 | 2,817 |
| Total noninterest income | $601,000 | 3,392 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $308,000 | 2,422 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $293,000 | 3,602 |
| Total noninterest expense | $3,686,000 | 3,221 |
| Salaries and employee benefits | $2,396,000 | 2,919 |
| Premises and equipment expense | $299,000 | 3,801 |
| Additional noninterest expense | $991,000 | 3,636 |
| Pre-tax net operating income | $1,530,000 | 3,074 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $604,000 | 1,887 |
| Income before extraordinary items | $926,000 | 3,633 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $926,000 | 3,631 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $926,000 | 3,633 |
| Net charge-offs | $-9,000 | 4,891 |
| Cash dividends | $300,000 | 2,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $926,000 | 3,567 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,398,000 | 3,203 |
| Total interest expense | $266,000 | 3,573 |
| Net interest income | $3,132,000 | 3,129 |
| Provision for loan and lease losses | $60,000 | 2,701 |
| Total noninterest income | $414,000 | 3,352 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $208,000 | 2,376 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $206,000 | 3,553 |
| Total noninterest expense | $2,437,000 | 3,259 |
| Salaries and employee benefits | $1,612,000 | 2,921 |
| Premises and equipment expense | $202,000 | 3,802 |
| Additional noninterest expense | $623,000 | 3,782 |
| Pre-tax net operating income | $1,049,000 | 2,999 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $409,000 | 1,865 |
| Income before extraordinary items | $640,000 | 3,561 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $640,000 | 3,557 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $640,000 | 3,559 |
| Net charge-offs | $-9,000 | 4,932 |
| Cash dividends | $150,000 | 3,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $640,000 | 3,496 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,698,000 | 3,212 |
| Total interest expense | $128,000 | 3,666 |
| Net interest income | $1,570,000 | 3,130 |
| Provision for loan and lease losses | $30,000 | 2,510 |
| Total noninterest income | $192,000 | 3,429 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $108,000 | 2,301 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $84,000 | 3,792 |
| Total noninterest expense | $1,224,000 | 3,269 |
| Salaries and employee benefits | $829,000 | 2,879 |
| Premises and equipment expense | $101,000 | 3,843 |
| Additional noninterest expense | $294,000 | 3,931 |
| Pre-tax net operating income | $508,000 | 3,016 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $198,000 | 1,849 |
| Income before extraordinary items | $310,000 | 3,569 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $310,000 | 3,565 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $310,000 | 3,567 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $150,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $310,000 | 3,511 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,792,000 | 3,180 |
| Total interest expense | $594,000 | 3,406 |
| Net interest income | $6,198,000 | 3,124 |
| Provision for loan and lease losses | $120,000 | 2,830 |
| Total noninterest income | $763,000 | 3,502 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $395,000 | 2,538 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $368,000 | 3,701 |
| Total noninterest expense | $4,877,000 | 3,283 |
| Salaries and employee benefits | $3,303,000 | 2,854 |
| Premises and equipment expense | $363,000 | 4,083 |
| Additional noninterest expense | $1,211,000 | 3,899 |
| Pre-tax net operating income | $1,964,000 | 3,038 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $827,000 | 1,766 |
| Income before extraordinary items | $1,137,000 | 3,720 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,137,000 | 3,720 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,137,000 | 3,721 |
| Net charge-offs | $166,000 | 2,166 |
| Cash dividends | $300,000 | 3,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,137,000 | 3,664 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,108,000 | 3,201 |
| Total interest expense | $457,000 | 3,403 |
| Net interest income | $4,651,000 | 3,144 |
| Provision for loan and lease losses | $90,000 | 2,744 |
| Total noninterest income | $571,000 | 3,531 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $295,000 | 2,556 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $276,000 | 3,739 |
| Total noninterest expense | $3,641,000 | 3,302 |
| Salaries and employee benefits | $2,462,000 | 2,877 |
| Premises and equipment expense | $277,000 | 4,116 |
| Additional noninterest expense | $902,000 | 3,937 |
| Pre-tax net operating income | $1,491,000 | 3,086 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $622,000 | 1,816 |
| Income before extraordinary items | $869,000 | 3,744 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $869,000 | 3,743 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $869,000 | 3,744 |
| Net charge-offs | $180,000 | 1,648 |
| Cash dividends | $300,000 | 2,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $869,000 | 3,694 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,425,000 | 3,195 |
| Total interest expense | $306,000 | 3,419 |
| Net interest income | $3,119,000 | 3,132 |
| Provision for loan and lease losses | $60,000 | 2,661 |
| Total noninterest income | $397,000 | 3,472 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $200,000 | 2,491 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $197,000 | 3,659 |
| Total noninterest expense | $2,433,000 | 3,328 |
| Salaries and employee benefits | $1,662,000 | 2,869 |
| Premises and equipment expense | $187,000 | 4,120 |
| Additional noninterest expense | $584,000 | 4,021 |
| Pre-tax net operating income | $1,023,000 | 3,027 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $433,000 | 1,768 |
| Income before extraordinary items | $590,000 | 3,693 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $590,000 | 3,694 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $590,000 | 3,695 |
| Net charge-offs | $180,000 | 1,256 |
| Cash dividends | $150,000 | 2,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $590,000 | 3,632 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,626,000 | 3,319 |
| Total interest expense | $157,000 | 3,380 |
| Net interest income | $1,469,000 | 3,270 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $196,000 | 3,467 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $106,000 | 2,376 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $90,000 | 3,752 |
| Total noninterest expense | $1,232,000 | 3,311 |
| Salaries and employee benefits | $841,000 | 2,860 |
| Premises and equipment expense | $95,000 | 4,127 |
| Additional noninterest expense | $296,000 | 4,004 |
| Pre-tax net operating income | $403,000 | 3,363 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $193,000 | 1,866 |
| Income before extraordinary items | $210,000 | 4,205 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $210,000 | 4,207 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $210,000 | 4,208 |
| Net charge-offs | $121,000 | 990 |
| Cash dividends | $150,000 | 2,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $210,000 | 4,134 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,803,000 | 3,246 |
| Total interest expense | $622,000 | 3,532 |
| Net interest income | $6,181,000 | 3,174 |
| Provision for loan and lease losses | $200,000 | 2,467 |
| Total noninterest income | $888,000 | 3,298 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $501,000 | 2,284 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $387,000 | 3,650 |
| Total noninterest expense | $4,920,000 | 3,351 |
| Salaries and employee benefits | $3,401,000 | 2,821 |
| Premises and equipment expense | $393,000 | 4,142 |
| Additional noninterest expense | $1,126,000 | 4,181 |
| Pre-tax net operating income | $1,949,000 | 3,019 |
| Securities gains (losses) | $1,000 | 3,149 |
| Applicable income taxes | $894,000 | 1,667 |
| Income before extraordinary items | $1,056,000 | 3,869 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,056,000 | 3,869 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,056,000 | 3,870 |
| Net charge-offs | $214,000 | 2,385 |
| Cash dividends | $300,000 | 3,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,055,360 | 3,819 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,140,000 | 3,261 |
| Total interest expense | $468,000 | 3,587 |
| Net interest income | $4,672,000 | 3,181 |
| Provision for loan and lease losses | $180,000 | 2,177 |
| Total noninterest income | $676,000 | 3,306 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $388,000 | 2,244 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $288,000 | 3,696 |
| Total noninterest expense | $3,658,000 | 3,397 |
| Salaries and employee benefits | $2,525,000 | 2,849 |
| Premises and equipment expense | $299,000 | 4,152 |
| Additional noninterest expense | $834,000 | 4,247 |
| Pre-tax net operating income | $1,510,000 | 3,021 |
| Securities gains (losses) | $1,000 | 2,871 |
| Applicable income taxes | $655,000 | 1,720 |
| Income before extraordinary items | $856,000 | 3,796 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $856,000 | 3,797 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $856,000 | 3,799 |
| Net charge-offs | $213,000 | 1,925 |
| Cash dividends | $300,000 | 2,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $855,360 | 3,740 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,450,000 | 3,249 |
| Total interest expense | $313,000 | 3,624 |
| Net interest income | $3,137,000 | 3,163 |
| Provision for loan and lease losses | $120,000 | 2,134 |
| Total noninterest income | $442,000 | 3,329 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $263,000 | 2,184 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $179,000 | 3,805 |
| Total noninterest expense | $2,452,000 | 3,401 |
| Salaries and employee benefits | $1,698,000 | 2,845 |
| Premises and equipment expense | $207,000 | 4,104 |
| Additional noninterest expense | $547,000 | 4,295 |
| Pre-tax net operating income | $1,007,000 | 2,960 |
| Securities gains (losses) | $1,000 | 2,460 |
| Applicable income taxes | $417,000 | 1,722 |
| Income before extraordinary items | $591,000 | 3,661 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $591,000 | 3,666 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $591,000 | 3,667 |
| Net charge-offs | $213,000 | 1,535 |
| Cash dividends | $150,000 | 2,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $590,360 | 3,596 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,738,000 | 3,233 |
| Total interest expense | $155,000 | 3,705 |
| Net interest income | $1,583,000 | 3,148 |
| Provision for loan and lease losses | $60,000 | 2,013 |
| Total noninterest income | $220,000 | 3,297 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $129,000 | 2,192 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $91,000 | 3,710 |
| Total noninterest expense | $1,241,000 | 3,395 |
| Salaries and employee benefits | $858,000 | 2,840 |
| Premises and equipment expense | $105,000 | 4,105 |
| Additional noninterest expense | $278,000 | 4,273 |
| Pre-tax net operating income | $502,000 | 2,884 |
| Securities gains (losses) | $1,000 | 1,605 |
| Applicable income taxes | $190,000 | 1,756 |
| Income before extraordinary items | $313,000 | 3,472 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $313,000 | 3,475 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $313,000 | 3,475 |
| Net charge-offs | $200,000 | 949 |
| Cash dividends | $150,000 | 1,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $312,360 | 3,434 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,314,000 | 3,142 |
| Total interest expense | $852,000 | 3,306 |
| Net interest income | $6,462,000 | 3,083 |
| Provision for loan and lease losses | $365,000 | 2,213 |
| Total noninterest income | $922,000 | 3,346 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $517,000 | 2,309 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $405,000 | 3,656 |
| Total noninterest expense | $5,019,000 | 3,393 |
| Salaries and employee benefits | $3,398,000 | 2,861 |
| Premises and equipment expense | $367,000 | 4,424 |
| Additional noninterest expense | $1,254,000 | 4,088 |
| Pre-tax net operating income | $2,000,000 | 2,856 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $582,000 | 1,998 |
| Income before extraordinary items | $1,418,000 | 3,263 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,418,000 | 3,265 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,418,000 | 3,266 |
| Net charge-offs | $202,000 | 3,005 |
| Cash dividends | $300,000 | 3,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,418,000 | 3,207 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,339,000 | 3,235 |
| Total interest expense | $676,000 | 3,259 |
| Net interest income | $4,663,000 | 3,196 |
| Provision for loan and lease losses | $305,000 | 2,049 |
| Total noninterest income | $691,000 | 3,402 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $382,000 | 2,354 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $309,000 | 3,707 |
| Total noninterest expense | $3,768,000 | 3,400 |
| Salaries and employee benefits | $2,535,000 | 2,884 |
| Premises and equipment expense | $289,000 | 4,331 |
| Additional noninterest expense | $944,000 | 4,077 |
| Pre-tax net operating income | $1,281,000 | 3,227 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $519,000 | 1,881 |
| Income before extraordinary items | $762,000 | 3,910 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $762,000 | 3,913 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $762,000 | 3,913 |
| Net charge-offs | $191,000 | 2,622 |
| Cash dividends | $300,000 | 2,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $762,000 | 3,842 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,610,000 | 3,208 |
| Total interest expense | $476,000 | 3,193 |
| Net interest income | $3,134,000 | 3,177 |
| Provision for loan and lease losses | $245,000 | 1,889 |
| Total noninterest income | $466,000 | 3,412 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $255,000 | 2,327 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $211,000 | 3,712 |
| Total noninterest expense | $2,498,000 | 3,420 |
| Salaries and employee benefits | $1,696,000 | 2,891 |
| Premises and equipment expense | $188,000 | 4,409 |
| Additional noninterest expense | $614,000 | 4,134 |
| Pre-tax net operating income | $857,000 | 3,201 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $342,000 | 1,884 |
| Income before extraordinary items | $515,000 | 3,880 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $515,000 | 3,883 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $515,000 | 3,884 |
| Net charge-offs | $191,000 | 2,139 |
| Cash dividends | $150,000 | 2,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $515,000 | 3,785 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,815,000 | 3,218 |
| Total interest expense | $247,000 | 3,182 |
| Net interest income | $1,568,000 | 3,192 |
| Provision for loan and lease losses | $135,000 | 1,793 |
| Total noninterest income | $204,000 | 3,620 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $118,000 | 2,469 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $86,000 | 3,976 |
| Total noninterest expense | $1,263,000 | 3,423 |
| Salaries and employee benefits | $845,000 | 2,913 |
| Premises and equipment expense | $96,000 | 4,398 |
| Additional noninterest expense | $322,000 | 4,058 |
| Pre-tax net operating income | $374,000 | 3,409 |
| Securities gains (losses) | $-10,000 | 6,810 |
| Applicable income taxes | $174,000 | 1,839 |
| Income before extraordinary items | $190,000 | 4,358 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $190,000 | 4,361 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $190,000 | 4,360 |
| Net charge-offs | $104,000 | 1,862 |
| Cash dividends | $150,000 | 1,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $196,400 | 4,204 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,139,000 | 3,061 |
| Total interest expense | $1,179,000 | 3,243 |
| Net interest income | $6,960,000 | 2,992 |
| Provision for loan and lease losses | $540,000 | 2,617 |
| Total noninterest income | $1,059,000 | 3,164 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $462,000 | 2,642 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $597,000 | 3,106 |
| Total noninterest expense | $5,215,000 | 3,365 |
| Salaries and employee benefits | $3,522,000 | 2,768 |
| Premises and equipment expense | $481,000 | 3,900 |
| Additional noninterest expense | $1,212,000 | 4,329 |
| Pre-tax net operating income | $2,264,000 | 2,595 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $897,000 | 1,575 |
| Income before extraordinary items | $1,367,000 | 3,293 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,367,000 | 3,294 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,367,000 | 3,293 |
| Net charge-offs | $542,000 | 2,552 |
| Cash dividends | $4,301,000 | 656 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,367,000 | 3,153 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,256,000 | 3,061 |
| Total interest expense | $911,000 | 3,288 |
| Net interest income | $5,345,000 | 2,983 |
| Provision for loan and lease losses | $405,000 | 2,565 |
| Total noninterest income | $711,000 | 3,387 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $331,000 | 2,771 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $380,000 | 3,348 |
| Total noninterest expense | $3,931,000 | 3,375 |
| Salaries and employee benefits | $2,668,000 | 2,763 |
| Premises and equipment expense | $370,000 | 3,906 |
| Additional noninterest expense | $893,000 | 4,400 |
| Pre-tax net operating income | $1,720,000 | 2,636 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $672,000 | 1,630 |
| Income before extraordinary items | $1,048,000 | 3,341 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,048,000 | 3,342 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,048,000 | 3,343 |
| Net charge-offs | $98,000 | 3,991 |
| Cash dividends | $4,300,000 | 409 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,048,000 | 3,194 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,224,000 | 3,055 |
| Total interest expense | $607,000 | 3,377 |
| Net interest income | $3,617,000 | 2,957 |
| Provision for loan and lease losses | $270,000 | 2,583 |
| Total noninterest income | $448,000 | 3,450 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $214,000 | 2,813 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $234,000 | 3,443 |
| Total noninterest expense | $2,677,000 | 3,345 |
| Salaries and employee benefits | $1,853,000 | 2,663 |
| Premises and equipment expense | $243,000 | 3,940 |
| Additional noninterest expense | $581,000 | 4,468 |
| Pre-tax net operating income | $1,118,000 | 2,644 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $448,000 | 1,598 |
| Income before extraordinary items | $670,000 | 3,420 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $670,000 | 3,421 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $670,000 | 3,421 |
| Net charge-offs | $93,000 | 3,485 |
| Cash dividends | $150,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $670,000 | 3,239 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,122,000 | 3,072 |
| Total interest expense | $304,000 | 3,486 |
| Net interest income | $1,818,000 | 2,950 |
| Provision for loan and lease losses | $135,000 | 2,529 |
| Total noninterest income | $212,000 | 3,536 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $111,000 | 2,704 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $101,000 | 3,701 |
| Total noninterest expense | $1,411,000 | 3,199 |
| Salaries and employee benefits | $991,000 | 2,492 |
| Premises and equipment expense | $119,000 | 4,006 |
| Additional noninterest expense | $301,000 | 4,377 |
| Pre-tax net operating income | $484,000 | 2,934 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $224,000 | 1,598 |
| Income before extraordinary items | $260,000 | 3,894 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $260,000 | 3,899 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $260,000 | 3,898 |
| Net charge-offs | $89,000 | 2,547 |
| Cash dividends | $150,000 | 1,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $260,000 | 3,742 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,974,000 | 3,044 |
| Total interest expense | $1,354,000 | 3,686 |
| Net interest income | $7,620,000 | 2,857 |
| Provision for loan and lease losses | $620,000 | 3,109 |
| Total noninterest income | $718,000 | 3,734 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $449,000 | 2,797 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $269,000 | 4,031 |
| Total noninterest expense | $5,528,000 | 3,262 |
| Salaries and employee benefits | $3,775,000 | 2,541 |
| Premises and equipment expense | $506,000 | 4,009 |
| Additional noninterest expense | $1,247,000 | 4,340 |
| Pre-tax net operating income | $2,190,000 | 2,342 |
| Securities gains (losses) | $170,000 | 1,588 |
| Applicable income taxes | $934,000 | 1,406 |
| Income before extraordinary items | $1,426,000 | 2,876 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,426,000 | 2,878 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,426,000 | 2,878 |
| Net charge-offs | $659,000 | 2,853 |
| Cash dividends | $600,000 | 2,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,317,200 | 2,924 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,807,000 | 3,054 |
| Total interest expense | $996,000 | 3,846 |
| Net interest income | $5,811,000 | 2,822 |
| Provision for loan and lease losses | $405,000 | 3,191 |
| Total noninterest income | $512,000 | 3,841 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $345,000 | 2,750 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $167,000 | 4,370 |
| Total noninterest expense | $4,096,000 | 3,310 |
| Salaries and employee benefits | $2,783,000 | 2,586 |
| Premises and equipment expense | $379,000 | 4,051 |
| Additional noninterest expense | $934,000 | 4,351 |
| Pre-tax net operating income | $1,822,000 | 2,244 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $713,000 | 1,404 |
| Income before extraordinary items | $1,109,000 | 2,855 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,109,000 | 2,858 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,109,000 | 2,858 |
| Net charge-offs | $559,000 | 2,544 |
| Cash dividends | $300,000 | 2,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,109,000 | 2,761 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,571,000 | 3,046 |
| Total interest expense | $668,000 | 3,928 |
| Net interest income | $3,903,000 | 2,805 |
| Provision for loan and lease losses | $270,000 | 3,145 |
| Total noninterest income | $343,000 | 3,858 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $230,000 | 2,734 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $113,000 | 4,372 |
| Total noninterest expense | $2,741,000 | 3,332 |
| Salaries and employee benefits | $1,869,000 | 2,574 |
| Premises and equipment expense | $238,000 | 4,241 |
| Additional noninterest expense | $634,000 | 4,377 |
| Pre-tax net operating income | $1,235,000 | 2,182 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $466,000 | 1,387 |
| Income before extraordinary items | $769,000 | 2,741 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $769,000 | 2,742 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $769,000 | 2,742 |
| Net charge-offs | $53,000 | 4,400 |
| Cash dividends | $150,000 | 2,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $769,000 | 2,655 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,282,000 | 3,055 |
| Total interest expense | $333,000 | 4,039 |
| Net interest income | $1,949,000 | 2,789 |
| Provision for loan and lease losses | $135,000 | 2,993 |
| Total noninterest income | $154,000 | 4,113 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $114,000 | 2,710 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $40,000 | 4,994 |
| Total noninterest expense | $1,372,000 | 3,343 |
| Salaries and employee benefits | $951,000 | 2,546 |
| Premises and equipment expense | $108,000 | 4,522 |
| Additional noninterest expense | $313,000 | 4,413 |
| Pre-tax net operating income | $596,000 | 2,235 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $216,000 | 1,432 |
| Income before extraordinary items | $380,000 | 2,773 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $380,000 | 2,772 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $380,000 | 2,773 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $150,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $380,000 | 2,710 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,200,000 | 3,158 |
| Total interest expense | $1,499,000 | 4,267 |
| Net interest income | $7,701,000 | 2,823 |
| Provision for loan and lease losses | $760,000 | 3,462 |
| Total noninterest income | $739,000 | 3,821 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $434,000 | 2,920 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $305,000 | 3,926 |
| Total noninterest expense | $5,488,000 | 3,343 |
| Salaries and employee benefits | $3,755,000 | 2,554 |
| Premises and equipment expense | $426,000 | 4,596 |
| Additional noninterest expense | $1,307,000 | 4,380 |
| Pre-tax net operating income | $2,192,000 | 2,077 |
| Securities gains (losses) | $70,000 | 2,439 |
| Applicable income taxes | $1,079,000 | 1,157 |
| Income before extraordinary items | $1,183,000 | 2,946 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,183,000 | 2,942 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,183,000 | 2,946 |
| Net charge-offs | $191,000 | 4,808 |
| Cash dividends | $300,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,138,200 | 2,875 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,857,000 | 3,244 |
| Total interest expense | $1,139,000 | 4,372 |
| Net interest income | $5,718,000 | 2,888 |
| Provision for loan and lease losses | $327,000 | 4,200 |
| Total noninterest income | $536,000 | 3,935 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $326,000 | 2,984 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $210,000 | 4,103 |
| Total noninterest expense | $4,047,000 | 3,377 |
| Salaries and employee benefits | $2,792,000 | 2,593 |
| Premises and equipment expense | $313,000 | 4,729 |
| Additional noninterest expense | $942,000 | 4,483 |
| Pre-tax net operating income | $1,880,000 | 1,996 |
| Securities gains (losses) | $36,000 | 2,626 |
| Applicable income taxes | $762,000 | 1,250 |
| Income before extraordinary items | $1,154,000 | 2,626 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,154,000 | 2,624 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,154,000 | 2,628 |
| Net charge-offs | $68,000 | 5,278 |
| Cash dividends | $300,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,130,960 | 2,544 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,560,000 | 3,287 |
| Total interest expense | $763,000 | 4,472 |
| Net interest income | $3,797,000 | 2,892 |
| Provision for loan and lease losses | $192,000 | 4,286 |
| Total noninterest income | $317,000 | 4,150 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $219,000 | 2,973 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $98,000 | 4,679 |
| Total noninterest expense | $2,679,000 | 3,409 |
| Salaries and employee benefits | $1,857,000 | 2,609 |
| Premises and equipment expense | $202,000 | 4,844 |
| Additional noninterest expense | $620,000 | 4,504 |
| Pre-tax net operating income | $1,243,000 | 2,006 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $481,000 | 1,254 |
| Income before extraordinary items | $762,000 | 2,591 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $762,000 | 2,588 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $762,000 | 2,590 |
| Net charge-offs | $67,000 | 4,621 |
| Cash dividends | $150,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $762,000 | 2,482 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,315,000 | 3,297 |
| Total interest expense | $390,000 | 4,539 |
| Net interest income | $1,925,000 | 2,885 |
| Provision for loan and lease losses | $57,000 | 4,750 |
| Total noninterest income | $110,000 | 4,885 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $102,000 | 3,111 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $8,000 | 6,771 |
| Total noninterest expense | $1,341,000 | 3,450 |
| Salaries and employee benefits | $923,000 | 2,655 |
| Premises and equipment expense | $110,000 | 4,697 |
| Additional noninterest expense | $308,000 | 4,512 |
| Pre-tax net operating income | $637,000 | 2,004 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $243,000 | 1,235 |
| Income before extraordinary items | $394,000 | 2,580 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $394,000 | 2,576 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $394,000 | 2,580 |
| Net charge-offs | $80,000 | 3,309 |
| Cash dividends | $150,000 | 1,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $394,000 | 2,488 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,432,000 | 3,375 |
| Total interest expense | $2,117,000 | 4,293 |
| Net interest income | $7,315,000 | 2,945 |
| Provision for loan and lease losses | $72,000 | 6,672 |
| Total noninterest income | $604,000 | 4,353 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $447,000 | 3,104 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $157,000 | 5,021 |
| Total noninterest expense | $5,229,000 | 3,541 |
| Salaries and employee benefits | $3,400,000 | 2,860 |
| Premises and equipment expense | $433,000 | 4,783 |
| Additional noninterest expense | $1,396,000 | 4,279 |
| Pre-tax net operating income | $2,618,000 | 1,517 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,000,000 | 957 |
| Income before extraordinary items | $1,618,000 | 1,987 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,618,000 | 1,984 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,618,000 | 1,986 |
| Net charge-offs | $30,000 | 6,500 |
| Cash dividends | $300,000 | 3,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,618,000 | 1,952 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,077,000 | 3,423 |
| Total interest expense | $1,682,000 | 4,290 |
| Net interest income | $5,395,000 | 2,985 |
| Provision for loan and lease losses | $54,000 | 6,478 |
| Total noninterest income | $456,000 | 4,407 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $338,000 | 3,105 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $118,000 | 5,160 |
| Total noninterest expense | $3,950,000 | 3,523 |
| Salaries and employee benefits | $2,522,000 | 2,926 |
| Premises and equipment expense | $334,000 | 4,742 |
| Additional noninterest expense | $1,094,000 | 4,134 |
| Pre-tax net operating income | $1,847,000 | 1,746 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $741,000 | 1,058 |
| Income before extraordinary items | $1,106,000 | 2,305 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,106,000 | 2,303 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,106,000 | 2,306 |
| Net charge-offs | $30,000 | 6,030 |
| Cash dividends | $300,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,106,000 | 2,263 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,751,000 | 3,427 |
| Total interest expense | $1,199,000 | 4,247 |
| Net interest income | $3,552,000 | 3,006 |
| Provision for loan and lease losses | $36,000 | 6,323 |
| Total noninterest income | $297,000 | 4,452 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $221,000 | 3,125 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $76,000 | 5,250 |
| Total noninterest expense | $2,600,000 | 3,604 |
| Salaries and employee benefits | $1,674,000 | 2,967 |
| Premises and equipment expense | $229,000 | 4,703 |
| Additional noninterest expense | $697,000 | 4,278 |
| Pre-tax net operating income | $1,213,000 | 1,808 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $496,000 | 1,099 |
| Income before extraordinary items | $717,000 | 2,434 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $717,000 | 2,432 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $717,000 | 2,434 |
| Net charge-offs | $16,000 | 5,738 |
| Cash dividends | $150,000 | 2,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $717,000 | 2,358 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,366,000 | 3,483 |
| Total interest expense | $645,000 | 4,170 |
| Net interest income | $1,721,000 | 3,078 |
| Provision for loan and lease losses | $18,000 | 5,948 |
| Total noninterest income | $133,000 | 4,674 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $105,000 | 3,171 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $28,000 | 5,720 |
| Total noninterest expense | $1,297,000 | 3,532 |
| Salaries and employee benefits | $821,000 | 3,037 |
| Premises and equipment expense | $124,000 | 4,533 |
| Additional noninterest expense | $352,000 | 3,935 |
| Pre-tax net operating income | $539,000 | 2,237 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $220,000 | 1,351 |
| Income before extraordinary items | $319,000 | 3,002 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $319,000 | 3,003 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $319,000 | 3,003 |
| Net charge-offs | $15,000 | 4,515 |
| Cash dividends | $150,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $319,000 | 2,859 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,270,000 | 3,726 |
| Total interest expense | $3,169,000 | 4,096 |
| Net interest income | $6,101,000 | 3,431 |
| Provision for loan and lease losses | $72,000 | 6,313 |
| Total noninterest income | $594,000 | 4,495 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $407,000 | 3,426 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $187,000 | 4,946 |
| Total noninterest expense | $4,726,000 | 3,731 |
| Salaries and employee benefits | $2,989,000 | 3,257 |
| Premises and equipment expense | $430,000 | 4,891 |
| Additional noninterest expense | $1,307,000 | 4,006 |
| Pre-tax net operating income | $1,897,000 | 2,559 |
| Securities gains (losses) | $-295,000 | 7,422 |
| Applicable income taxes | $578,000 | 1,702 |
| Income before extraordinary items | $1,024,000 | 3,240 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,024,000 | 3,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $300,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,212,800 | 3,041 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,997,000 | 3,767 |
| Total interest expense | $2,422,000 | 4,163 |
| Net interest income | $4,575,000 | 3,460 |
| Provision for loan and lease losses | $54,000 | 5,823 |
| Total noninterest income | $458,000 | 4,535 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $300,000 | 3,486 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $158,000 | 4,867 |
| Total noninterest expense | $3,507,000 | 3,749 |
| Salaries and employee benefits | $2,222,000 | 3,331 |
| Premises and equipment expense | $326,000 | 4,875 |
| Additional noninterest expense | $959,000 | 3,987 |
| Pre-tax net operating income | $1,472,000 | 2,876 |
| Securities gains (losses) | $-206,000 | 7,612 |
| Applicable income taxes | $434,000 | 2,070 |
| Income before extraordinary items | $832,000 | 3,486 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $832,000 | 3,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $300,000 | 3,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $967,960 | 3,321 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,652,000 | 3,830 |
| Total interest expense | $1,657,000 | 4,231 |
| Net interest income | $2,995,000 | 3,496 |
| Provision for loan and lease losses | $36,000 | 5,459 |
| Total noninterest income | $305,000 | 4,582 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $199,000 | 3,498 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $106,000 | 4,955 |
| Total noninterest expense | $2,319,000 | 3,801 |
| Salaries and employee benefits | $1,485,000 | 3,360 |
| Premises and equipment expense | $222,000 | 4,844 |
| Additional noninterest expense | $612,000 | 4,128 |
| Pre-tax net operating income | $945,000 | 3,065 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $380,000 | 1,929 |
| Income before extraordinary items | $565,000 | 3,761 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $565,000 | 3,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $150,000 | 3,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $565,000 | 3,710 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,386,000 | 3,833 |
| Total interest expense | $932,000 | 4,088 |
| Net interest income | $1,454,000 | 3,565 |
| Provision for loan and lease losses | $18,000 | 4,977 |
| Total noninterest income | $134,000 | 4,867 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $97,000 | 3,525 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $37,000 | 5,574 |
| Total noninterest expense | $1,151,000 | 3,825 |
| Salaries and employee benefits | $746,000 | 3,369 |
| Premises and equipment expense | $106,000 | 4,999 |
| Additional noninterest expense | $299,000 | 4,131 |
| Pre-tax net operating income | $419,000 | 3,443 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $175,000 | 2,133 |
| Income before extraordinary items | $244,000 | 4,237 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $244,000 | 4,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $150,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $244,000 | 4,139 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,119,000 | 3,748 |
| Total interest expense | $4,645,000 | 3,641 |
| Net interest income | $5,474,000 | 3,747 |
| Provision for loan and lease losses | $72,000 | 5,309 |
| Total noninterest income | $21,593,000 | 358 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $395,000 | 3,542 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $21,198,000 | 252 |
| Total noninterest expense | $4,881,000 | 3,505 |
| Salaries and employee benefits | $3,271,000 | 3,011 |
| Premises and equipment expense | $380,000 | 5,187 |
| Additional noninterest expense | $1,230,000 | 4,008 |
| Pre-tax net operating income | $22,114,000 | 427 |
| Securities gains (losses) | $16,000 | 1,168 |
| Applicable income taxes | $6,496,000 | 444 |
| Income before extraordinary items | $15,634,000 | 434 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $15,634,000 | 431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,321 |
| Cash dividends | $300,000 | 4,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $15,622,640 | 428 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,615,000 | 3,744 |
| Total interest expense | $3,567,000 | 3,591 |
| Net interest income | $4,048,000 | 3,795 |
| Provision for loan and lease losses | $54,000 | 4,965 |
| Total noninterest income | $21,476,000 | 293 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $307,000 | 3,475 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $21,169,000 | 204 |
| Total noninterest expense | $3,694,000 | 3,463 |
| Salaries and employee benefits | $2,498,000 | 2,927 |
| Premises and equipment expense | $297,000 | 5,052 |
| Additional noninterest expense | $899,000 | 4,015 |
| Pre-tax net operating income | $21,776,000 | 387 |
| Securities gains (losses) | $10,000 | 1,001 |
| Applicable income taxes | $8,446,000 | 332 |
| Income before extraordinary items | $13,340,000 | 431 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $13,340,000 | 429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,700 |
| Cash dividends | $300,000 | 3,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $13,333,600 | 421 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,093,000 | 3,734 |
| Total interest expense | $2,449,000 | 3,513 |
| Net interest income | $2,644,000 | 3,868 |
| Provision for loan and lease losses | $36,000 | 4,731 |
| Total noninterest income | $21,303,000 | 234 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $194,000 | 3,572 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $21,109,000 | 174 |
| Total noninterest expense | $2,495,000 | 3,438 |
| Salaries and employee benefits | $1,699,000 | 2,903 |
| Premises and equipment expense | $189,000 | 5,193 |
| Additional noninterest expense | $607,000 | 3,980 |
| Pre-tax net operating income | $21,416,000 | 304 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $8,301,000 | 270 |
| Income before extraordinary items | $13,115,000 | 340 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $13,115,000 | 339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $150,000 | 3,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $13,115,000 | 336 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,491,000 | 3,786 |
| Total interest expense | $1,213,000 | 3,508 |
| Net interest income | $1,278,000 | 3,963 |
| Provision for loan and lease losses | $18,000 | 4,475 |
| Total noninterest income | $21,175,000 | 143 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $101,000 | 3,438 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $21,074,000 | 114 |
| Total noninterest expense | $1,206,000 | 3,558 |
| Salaries and employee benefits | $863,000 | 2,878 |
| Premises and equipment expense | $46,000 | 6,946 |
| Additional noninterest expense | $297,000 | 4,008 |
| Pre-tax net operating income | $21,229,000 | 175 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $8,236,000 | 162 |
| Income before extraordinary items | $12,993,000 | 192 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $12,993,000 | 191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $150,000 | 2,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $12,993,000 | 190 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,528,000 | 3,707 |
| Total interest expense | $4,329,000 | 3,392 |
| Net interest income | $5,199,000 | 3,896 |
| Provision for loan and lease losses | $72,000 | 5,138 |
| Total noninterest income | $701,000 | 4,350 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $486,000 | 3,114 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $215,000 | 4,978 |
| Total noninterest expense | $4,532,000 | 3,620 |
| Salaries and employee benefits | $3,130,000 | 3,013 |
| Premises and equipment expense | $44,000 | 8,409 |
| Additional noninterest expense | $1,358,000 | 3,570 |
| Pre-tax net operating income | $1,296,000 | 4,623 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $535,000 | 3,063 |
| Income before extraordinary items | $761,000 | 5,323 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $761,000 | 5,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $300,000 | 4,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $761,000 | 5,316 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,112,000 | 3,700 |
| Total interest expense | $3,131,000 | 3,389 |
| Net interest income | $3,981,000 | 3,864 |
| Provision for loan and lease losses | $54,000 | 4,980 |
| Total noninterest income | $551,000 | 4,264 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $380,000 | 3,043 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $171,000 | 4,871 |
| Total noninterest expense | $3,276,000 | 3,720 |
| Salaries and employee benefits | $2,333,000 | 3,022 |
| Premises and equipment expense | $103,000 | 7,419 |
| Additional noninterest expense | $840,000 | 4,130 |
| Pre-tax net operating income | $1,202,000 | 4,294 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $485,000 | 2,906 |
| Income before extraordinary items | $717,000 | 4,957 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $717,000 | 4,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $300,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $717,000 | 4,948 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,681,000 | 3,682 |
| Total interest expense | $2,010,000 | 3,361 |
| Net interest income | $2,671,000 | 3,860 |
| Provision for loan and lease losses | $36,000 | 4,837 |
| Total noninterest income | $364,000 | 4,258 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $258,000 | 3,001 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $106,000 | 5,005 |
| Total noninterest expense | $2,214,000 | 3,682 |
| Salaries and employee benefits | $1,554,000 | 3,039 |
| Premises and equipment expense | $81,000 | 7,165 |
| Additional noninterest expense | $579,000 | 4,019 |
| Pre-tax net operating income | $785,000 | 4,369 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $325,000 | 2,932 |
| Income before extraordinary items | $460,000 | 5,081 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $460,000 | 5,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $150,000 | 3,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $460,000 | 5,068 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,364,000 | 3,587 |
| Total interest expense | $993,000 | 3,274 |
| Net interest income | $1,371,000 | 3,794 |
| Provision for loan and lease losses | $18,000 | 4,638 |
| Total noninterest income | $171,000 | 4,326 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $118,000 | 3,110 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $53,000 | 5,003 |
| Total noninterest expense | $1,104,000 | 3,709 |
| Salaries and employee benefits | $768,000 | 3,079 |
| Premises and equipment expense | $63,000 | 6,234 |
| Additional noninterest expense | $273,000 | 4,200 |
| Pre-tax net operating income | $420,000 | 4,171 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $170,000 | 2,850 |
| Income before extraordinary items | $250,000 | 4,861 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $250,000 | 4,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $150,000 | 2,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $250,000 | 4,842 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,257,000 | 3,670 |
| Total interest expense | $2,498,000 | 3,824 |
| Net interest income | $5,759,000 | 3,549 |
| Provision for loan and lease losses | $72,000 | 5,255 |
| Total noninterest income | $660,000 | 4,554 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $322,000 | 4,015 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $338,000 | 4,096 |
| Total noninterest expense | $4,613,000 | 3,451 |
| Salaries and employee benefits | $2,975,000 | 2,989 |
| Premises and equipment expense | $617,000 | 3,571 |
| Additional noninterest expense | $1,021,000 | 4,356 |
| Pre-tax net operating income | $1,734,000 | 4,042 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $728,000 | 2,749 |
| Income before extraordinary items | $1,006,000 | 4,822 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,006,000 | 4,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,747 |
| Cash dividends | $300,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,006,000 | 4,796 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,949,000 | 3,740 |
| Total interest expense | $1,620,000 | 4,084 |
| Net interest income | $4,329,000 | 3,524 |
| Provision for loan and lease losses | $54,000 | 5,082 |
| Total noninterest income | $508,000 | 4,504 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $249,000 | 3,972 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $259,000 | 4,063 |
| Total noninterest expense | $3,477,000 | 3,418 |
| Salaries and employee benefits | $2,232,000 | 2,954 |
| Premises and equipment expense | $484,000 | 3,429 |
| Additional noninterest expense | $761,000 | 4,349 |
| Pre-tax net operating income | $1,306,000 | 4,101 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $522,000 | 2,860 |
| Income before extraordinary items | $784,000 | 4,811 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $784,000 | 4,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,418 |
| Cash dividends | $300,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $784,000 | 4,779 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,802,000 | 3,779 |
| Total interest expense | $941,000 | 4,309 |
| Net interest income | $2,861,000 | 3,533 |
| Provision for loan and lease losses | $36,000 | 4,958 |
| Total noninterest income | $330,000 | 4,536 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $168,000 | 3,886 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $162,000 | 4,152 |
| Total noninterest expense | $2,321,000 | 3,388 |
| Salaries and employee benefits | $1,493,000 | 2,934 |
| Premises and equipment expense | $324,000 | 3,400 |
| Additional noninterest expense | $504,000 | 4,350 |
| Pre-tax net operating income | $834,000 | 4,189 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $360,000 | 2,771 |
| Income before extraordinary items | $474,000 | 5,017 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $474,000 | 5,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,220 |
| Cash dividends | $150,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $474,000 | 4,964 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,827,000 | 3,867 |
| Total interest expense | $390,000 | 4,758 |
| Net interest income | $1,437,000 | 3,530 |
| Provision for loan and lease losses | $18,000 | 4,743 |
| Total noninterest income | $147,000 | 4,760 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $86,000 | 3,771 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $61,000 | 4,744 |
| Total noninterest expense | $1,154,000 | 3,425 |
| Salaries and employee benefits | $738,000 | 2,974 |
| Premises and equipment expense | $166,000 | 3,360 |
| Additional noninterest expense | $250,000 | 4,364 |
| Pre-tax net operating income | $412,000 | 4,186 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $166,000 | 2,920 |
| Income before extraordinary items | $246,000 | 4,914 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $246,000 | 4,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,462 |
| Cash dividends | $150,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $246,000 | 4,868 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,644,000 | 3,957 |
| Total interest expense | $1,116,000 | 5,339 |
| Net interest income | $5,528,000 | 3,527 |
| Provision for loan and lease losses | $72,000 | 5,454 |
| Total noninterest income | $730,000 | 4,290 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $393,000 | 3,690 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $337,000 | 4,053 |
| Total noninterest expense | $4,666,000 | 3,318 |
| Salaries and employee benefits | $2,914,000 | 2,911 |
| Premises and equipment expense | $730,000 | 3,021 |
| Additional noninterest expense | $1,022,000 | 4,262 |
| Pre-tax net operating income | $1,520,000 | 4,213 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $604,000 | 3,020 |
| Income before extraordinary items | $916,000 | 4,919 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $916,000 | 4,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,475 |
| Cash dividends | $300,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $916,000 | 4,852 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,867,000 | 4,010 |
| Total interest expense | $785,000 | 5,499 |
| Net interest income | $4,082,000 | 3,542 |
| Provision for loan and lease losses | $54,000 | 5,285 |
| Total noninterest income | $569,000 | 4,221 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $300,000 | 3,673 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $269,000 | 3,936 |
| Total noninterest expense | $3,505,000 | 3,296 |
| Salaries and employee benefits | $2,159,000 | 2,927 |
| Premises and equipment expense | $591,000 | 2,819 |
| Additional noninterest expense | $755,000 | 4,267 |
| Pre-tax net operating income | $1,092,000 | 4,402 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $432,000 | 3,174 |
| Income before extraordinary items | $660,000 | 5,109 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $660,000 | 5,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $300,000 | 3,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $660,000 | 5,024 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,187,000 | 4,063 |
| Total interest expense | $496,000 | 5,679 |
| Net interest income | $2,691,000 | 3,559 |
| Provision for loan and lease losses | $36,000 | 5,137 |
| Total noninterest income | $376,000 | 4,253 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $207,000 | 3,553 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $169,000 | 4,080 |
| Total noninterest expense | $2,336,000 | 3,309 |
| Salaries and employee benefits | $1,442,000 | 2,936 |
| Premises and equipment expense | $376,000 | 2,943 |
| Additional noninterest expense | $518,000 | 4,196 |
| Pre-tax net operating income | $695,000 | 4,472 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $281,000 | 3,188 |
| Income before extraordinary items | $414,000 | 5,235 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $414,000 | 5,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $150,000 | 3,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $414,000 | 5,149 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,564,000 | 4,146 |
| Total interest expense | $244,000 | 5,783 |
| Net interest income | $1,320,000 | 3,607 |
| Provision for loan and lease losses | $18,000 | 4,919 |
| Total noninterest income | $186,000 | 4,225 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $108,000 | 3,400 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $78,000 | 4,224 |
| Total noninterest expense | $1,181,000 | 3,267 |
| Salaries and employee benefits | $724,000 | 2,926 |
| Premises and equipment expense | $190,000 | 2,947 |
| Additional noninterest expense | $267,000 | 4,103 |
| Pre-tax net operating income | $307,000 | 4,759 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $127,000 | 3,389 |
| Income before extraordinary items | $180,000 | 5,590 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $180,000 | 5,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $150,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $180,000 | 5,472 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,060,000 | 4,295 |
| Total interest expense | $1,128,000 | 5,773 |
| Net interest income | $4,932,000 | 3,715 |
| Provision for loan and lease losses | $72,000 | 5,782 |
| Total noninterest income | $1,371,000 | 3,021 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $460,000 | 3,316 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $911,000 | 2,531 |
| Total noninterest expense | $4,825,000 | 3,139 |
| Salaries and employee benefits | $3,080,000 | 2,705 |
| Premises and equipment expense | $685,000 | 3,134 |
| Additional noninterest expense | $1,060,000 | 4,090 |
| Pre-tax net operating income | $1,406,000 | 4,298 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $564,000 | 3,174 |
| Income before extraordinary items | $842,000 | 5,114 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $842,000 | 5,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,724 |
| Cash dividends | $300,000 | 4,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $842,000 | 4,950 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,175,000 | 3,918 |
| Total interest expense | $891,000 | 5,750 |
| Net interest income | $4,284,000 | 3,332 |
| Provision for loan and lease losses | $54,000 | 5,675 |
| Total noninterest income | $543,000 | 4,502 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $345,000 | 3,316 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $198,000 | 4,819 |
| Total noninterest expense | $3,639,000 | 3,131 |
| Salaries and employee benefits | $2,321,000 | 2,706 |
| Premises and equipment expense | $557,000 | 2,934 |
| Additional noninterest expense | $761,000 | 4,211 |
| Pre-tax net operating income | $1,134,000 | 4,242 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $450,000 | 3,212 |
| Income before extraordinary items | $684,000 | 5,057 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $684,000 | 5,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,109 |
| Cash dividends | $300,000 | 3,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $684,000 | 4,874 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,514,000 | 3,886 |
| Total interest expense | $636,000 | 5,648 |
| Net interest income | $2,878,000 | 3,311 |
| Provision for loan and lease losses | $37,000 | 5,547 |
| Total noninterest income | $368,000 | 4,447 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $235,000 | 3,217 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $133,000 | 4,798 |
| Total noninterest expense | $2,466,000 | 3,080 |
| Salaries and employee benefits | $1,586,000 | 2,651 |
| Premises and equipment expense | $372,000 | 2,937 |
| Additional noninterest expense | $508,000 | 4,190 |
| Pre-tax net operating income | $743,000 | 4,269 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $290,000 | 3,301 |
| Income before extraordinary items | $453,000 | 5,071 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $453,000 | 5,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $150,000 | 3,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $453,000 | 4,867 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,752,000 | 3,920 |
| Total interest expense | $329,000 | 5,652 |
| Net interest income | $1,423,000 | 3,310 |
| Provision for loan and lease losses | $18,000 | 5,381 |
| Total noninterest income | $171,000 | 4,553 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $117,000 | 3,150 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $54,000 | 5,123 |
| Total noninterest expense | $1,242,000 | 3,051 |
| Salaries and employee benefits | $788,000 | 2,653 |
| Premises and equipment expense | $191,000 | 2,867 |
| Additional noninterest expense | $263,000 | 4,055 |
| Pre-tax net operating income | $334,000 | 4,511 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $135,000 | 3,410 |
| Income before extraordinary items | $199,000 | 5,348 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $199,000 | 5,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $150,000 | 2,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $199,000 | 5,157 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,138,000 | 3,985 |
| Total interest expense | $1,705,000 | 5,320 |
| Net interest income | $5,433,000 | 3,408 |
| Provision for loan and lease losses | $72,000 | 6,236 |
| Total noninterest income | $769,000 | 4,099 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $466,000 | 3,153 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $303,000 | 4,237 |
| Total noninterest expense | $4,893,000 | 2,985 |
| Salaries and employee benefits | $3,154,000 | 2,507 |
| Premises and equipment expense | $794,000 | 2,704 |
| Additional noninterest expense | $945,000 | 4,370 |
| Pre-tax net operating income | $1,237,000 | 4,623 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $473,000 | 3,571 |
| Income before extraordinary items | $764,000 | 5,325 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $764,000 | 5,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,852 |
| Cash dividends | $300,000 | 4,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $764,000 | 5,187 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,671,000 | 4,161 |
| Total interest expense | $2,867,000 | 4,899 |
| Net interest income | $4,804,000 | 3,555 |
| Provision for loan and lease losses | $72,000 | 6,148 |
| Total noninterest income | $790,000 | 3,884 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $460,000 | 3,041 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $330,000 | 3,907 |
| Total noninterest expense | $4,446,000 | 3,116 |
| Salaries and employee benefits | $2,633,000 | 2,827 |
| Premises and equipment expense | $784,000 | 2,686 |
| Additional noninterest expense | $1,029,000 | 3,971 |
| Pre-tax net operating income | $1,076,000 | 4,703 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $404,000 | 3,722 |
| Income before extraordinary items | $672,000 | 5,325 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $672,000 | 5,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,083 |
| Cash dividends | $300,000 | 4,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $672,000 | 5,205 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,449,000 | 4,358 |
| Total interest expense | $2,998,000 | 4,933 |
| Net interest income | $4,451,000 | 3,835 |
| Provision for loan and lease losses | $72,000 | 5,921 |
| Total noninterest income | $737,000 | 3,867 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $413,000 | 3,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $324,000 | 3,755 |
| Total noninterest expense | $3,936,000 | 3,375 |
| Salaries and employee benefits | $2,416,000 | 2,925 |
| Premises and equipment expense | $550,000 | 3,517 |
| Additional noninterest expense | $970,000 | 4,076 |
| Pre-tax net operating income | $1,180,000 | 4,764 |
| Securities gains (losses) | $223,000 | 394 |
| Applicable income taxes | $533,000 | 3,344 |
| Income before extraordinary items | $870,000 | 4,786 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $870,000 | 4,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $300,000 | 4,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $727,280 | 5,320 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,337,000 | 4,777 |
| Total interest expense | $2,185,000 | 5,677 |
| Net interest income | $4,152,000 | 4,041 |
| Provision for loan and lease losses | $72,000 | 5,852 |
| Total noninterest income | $675,000 | 4,099 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $436,000 | 2,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 4,537 |
| Total noninterest expense | $3,094,000 | 4,108 |
| Salaries and employee benefits | $2,110,000 | 3,266 |
| Premises and equipment expense | $158,000 | 7,534 |
| Additional noninterest expense | $826,000 | 4,668 |
| Pre-tax net operating income | $1,661,000 | 3,820 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $630,000 | 3,112 |
| Income before extraordinary items | $1,031,000 | 4,336 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,031,000 | 4,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,384 |
| Cash dividends | $300,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,031,000 | 4,302 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,498,000 | 4,676 |
| Total interest expense | $2,256,000 | 5,736 |
| Net interest income | $4,242,000 | 3,937 |
| Provision for loan and lease losses | $72,000 | 5,801 |
| Total noninterest income | $677,000 | 4,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $488,000 | 2,606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $189,000 | 5,104 |
| Total noninterest expense | $2,962,000 | 4,159 |
| Salaries and employee benefits | $2,063,000 | 3,236 |
| Premises and equipment expense | $156,000 | 7,517 |
| Additional noninterest expense | $743,000 | 4,928 |
| Pre-tax net operating income | $1,885,000 | 3,496 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $711,000 | 2,990 |
| Income before extraordinary items | $1,174,000 | 3,999 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,174,000 | 3,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,174,000 | 3,908 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,195,000 | 4,938 |
| Total interest expense | $2,225,000 | 5,834 |
| Net interest income | $3,970,000 | 4,267 |
| Provision for loan and lease losses | $-48,000 | 10,714 |
| Total noninterest income | $730,000 | 3,847 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $543,000 | 2,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 5,119 |
| Total noninterest expense | $2,874,000 | 4,250 |
| Salaries and employee benefits | $2,009,000 | 3,297 |
| Premises and equipment expense | $166,000 | 7,452 |
| Additional noninterest expense | $699,000 | 5,228 |
| Pre-tax net operating income | $1,874,000 | 3,736 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $645,000 | 3,472 |
| Income before extraordinary items | $1,229,000 | 3,975 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,229,000 | 3,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,353 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,229,000 | 3,903 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,609,000 | 5,439 |
| Total interest expense | $1,930,000 | 6,564 |
| Net interest income | $3,679,000 | 4,632 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $757,000 | 3,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $571,000 | 2,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 5,374 |
| Total noninterest expense | $2,939,000 | 4,369 |
| Salaries and employee benefits | $1,856,000 | 3,581 |
| Premises and equipment expense | $356,000 | 4,970 |
| Additional noninterest expense | $727,000 | 5,587 |
| Pre-tax net operating income | $1,497,000 | 4,346 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $542,000 | 3,889 |
| Income before extraordinary items | $955,000 | 4,661 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $955,000 | 4,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,694 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $955,000 | 4,611 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,537,000 | 5,561 |
| Total interest expense | $1,946,000 | 6,596 |
| Net interest income | $3,591,000 | 4,744 |
| Provision for loan and lease losses | $-25,000 | 11,498 |
| Total noninterest income | $746,000 | 3,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $562,000 | 2,408 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $184,000 | 5,355 |
| Total noninterest expense | $3,029,000 | 4,253 |
| Salaries and employee benefits | $1,865,000 | 3,534 |
| Premises and equipment expense | $300,000 | 5,625 |
| Additional noninterest expense | $864,000 | 4,930 |
| Pre-tax net operating income | $1,333,000 | 4,868 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $467,000 | 4,411 |
| Income before extraordinary items | $866,000 | 5,140 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $866,000 | 5,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,709 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $866,000 | 5,121 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,915,000 | 5,741 |
| Total interest expense | $1,485,000 | 6,936 |
| Net interest income | $3,430,000 | 5,021 |
| Provision for loan and lease losses | $53,000 | 6,008 |
| Total noninterest income | $770,000 | 3,839 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $594,000 | 2,293 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 5,699 |
| Total noninterest expense | $3,012,000 | 4,392 |
| Salaries and employee benefits | $1,892,000 | 3,457 |
| Premises and equipment expense | $269,000 | 6,192 |
| Additional noninterest expense | $851,000 | 5,417 |
| Pre-tax net operating income | $1,135,000 | 5,447 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $415,000 | 4,632 |
| Income before extraordinary items | $720,000 | 5,798 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $720,000 | 5,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,002 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $720,000 | 5,873 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,959,000 | 5,827 |
| Total interest expense | $1,360,000 | 7,675 |
| Net interest income | $3,599,000 | 4,840 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $784,000 | 4,050 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $603,000 | 2,290 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 5,974 |
| Total noninterest expense | $3,124,000 | 4,358 |
| Salaries and employee benefits | $1,851,000 | 3,520 |
| Premises and equipment expense | $283,000 | 6,138 |
| Additional noninterest expense | $990,000 | 4,964 |
| Pre-tax net operating income | $1,259,000 | 4,999 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $479,000 | 4,340 |
| Income before extraordinary items | $780,000 | 5,675 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $780,000 | 5,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $780,000 | 5,441 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,298,000 | 6,087 |
| Total interest expense | $1,799,000 | 7,608 |
| Net interest income | $3,499,000 | 5,008 |
| Provision for loan and lease losses | $72,000 | 8,175 |
| Total noninterest income | $839,000 | 3,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $665,000 | 2,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 6,145 |
| Total noninterest expense | $3,153,000 | 4,323 |
| Salaries and employee benefits | $1,894,000 | 3,370 |
| Premises and equipment expense | $262,000 | 6,577 |
| Additional noninterest expense | $997,000 | 5,065 |
| Pre-tax net operating income | $1,113,000 | 5,212 |
| Securities gains (losses) | $10,000 | 6,439 |
| Applicable income taxes | $407,000 | 4,722 |
| Income before extraordinary items | $716,000 | 5,821 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $716,000 | 5,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 8,614 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $709,600 | 5,529 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.