Home > NVB Business Bank > Assets and Liabilities
NVB Business Bank, Assets and Liabilities
| 2006-03-31 | Rank | |
| # of Employees: | 43 | 3,796 |
| Assets and Liabilities | ||
| Total Assets: | $150,103,000 | 3,770 |
| Cash and due from depository institutions | $5,920,000 | 3,796 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $16,456,000 | 5,144 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $104,697,000 | 3,588 |
| Loan loss allowance | $1,345,000 | 3,361 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,031,000 | 3,406 |
| Other real estate owned | $0 | 3,796 |
| Goodwill and other intangibles | $16,425,000 | 457 |
| All other assets | $3,574,000 | 3,671 |
| Life insurance assets | $1,661,000 | 2,324 |
| Total liabilities and capital | $150,103,000 | 3,770 |
| Total liabilities | $119,802,000 | 4,091 |
| Total deposits | $100,183,000 | 4,377 |
| Interest-bearing deposits | $68,217,000 | 4,996 |
| Deposits held in domestic offices | $100,183,000 | 4,372 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,148,000 | 985 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,000,000 | 3,273 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $471,000 | 5,311 |
| Total equity capital | $30,301,000 | 2,095 |
| Total bank equity capital | $30,301,000 | 2,095 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $23,727,000 | 135 |
| Surplus | $7,100,000 | 2,957 |
| Undivided profits | $-526,000 | 8,178 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $250,000 | 4,920 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $656,000 | 4,806 |
| Earning assets | $121,153,000 | 4,132 |
| Long-term assets (5+ years) | $23,840,000 | 2,975 |
| Average Assets, year-to-date | $157,047,000 | 3,600 |
| Average Assets, quarterly | $157,047,000 | 3,600 |
| Volatile liabilities | $30,837,000 | 3,471 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $6,000,000 | 3,129 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $42,447,000 | 2,042 |
| Tier 1 (core) risk-based capital | $14,035,000 | 4,013 |
| Tier 2 risk-based capital | $1,345,000 | 3,188 |
| Total risk weighted assets | $128,075,000 | 3,220 |
| Total unused commitments | $42,447,000 | 2,043 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 45 | 3,666 |
| Assets and Liabilities | ||
| Total Assets: | $163,991,000 | 3,494 |
| Cash and due from depository institutions | $9,532,000 | 3,666 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $18,497,000 | 4,839 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $112,579,000 | 3,397 |
| Loan loss allowance | $1,344,000 | 3,314 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,119,000 | 3,325 |
| Other real estate owned | $0 | 3,666 |
| Goodwill and other intangibles | $16,428,000 | 444 |
| All other assets | $3,836,000 | 3,492 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $163,991,000 | 3,494 |
| Total liabilities | $133,754,000 | 3,764 |
| Total deposits | $113,667,000 | 3,975 |
| Interest-bearing deposits | $81,015,000 | 4,435 |
| Deposits held in domestic offices | $113,667,000 | 3,972 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $382,000 | 3,213 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $19,000,000 | 1,801 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $705,000 | 4,281 |
| Total equity capital | $30,237,000 | 2,076 |
| Total bank equity capital | $30,237,000 | 2,076 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $23,727,000 | 135 |
| Surplus | $7,100,000 | 2,924 |
| Undivided profits | $-590,000 | 8,268 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $707,000 | 4,571 |
| Earning assets | $131,076,000 | 3,885 |
| Long-term assets (5+ years) | $24,366,000 | 2,912 |
| Average Assets, year-to-date | $147,530,800 | 3,649 |
| Average Assets, quarterly | $158,711,000 | 3,535 |
| Volatile liabilities | $32,232,000 | 3,314 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $19,000,000 | 1,690 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $30,753,000 | 2,496 |
| Tier 1 (core) risk-based capital | $14,010,000 | 3,985 |
| Tier 2 risk-based capital | $1,344,000 | 3,143 |
| Total risk weighted assets | $139,312,000 | 2,998 |
| Total unused commitments | $30,753,000 | 2,496 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 48 | 3,457 |
| Assets and Liabilities | ||
| Total Assets: | $153,431,000 | 3,626 |
| Cash and due from depository institutions | $8,188,000 | 3,457 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $19,679,000 | 4,656 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $101,935,000 | 3,612 |
| Loan loss allowance | $1,143,000 | 3,726 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,175,000 | 3,237 |
| Other real estate owned | $0 | 3,457 |
| Goodwill and other intangibles | $16,922,000 | 418 |
| All other assets | $3,532,000 | 3,616 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $153,431,000 | 3,626 |
| Total liabilities | $125,988,000 | 3,873 |
| Total deposits | $103,122,000 | 4,192 |
| Interest-bearing deposits | $75,731,000 | 4,577 |
| Deposits held in domestic offices | $103,122,000 | 4,187 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,563,000 | 708 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $303,000 | 6,431 |
| Total equity capital | $27,443,000 | 2,246 |
| Total bank equity capital | $27,443,000 | 2,246 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $23,727,000 | 129 |
| Surplus | $4,100,000 | 4,091 |
| Undivided profits | $-384,000 | 8,274 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $705,000 | 4,570 |
| Earning assets | $121,614,000 | 4,049 |
| Long-term assets (5+ years) | $23,782,000 | 2,976 |
| Average Assets, year-to-date | $143,415,750 | 3,726 |
| Average Assets, quarterly | $149,100,500 | 3,665 |
| Volatile liabilities | $35,478,000 | 3,037 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $38,916,000 | 2,104 |
| Tier 1 (core) risk-based capital | $10,697,000 | 4,852 |
| Tier 2 risk-based capital | $1,143,000 | 3,521 |
| Total risk weighted assets | $122,524,000 | 3,256 |
| Total unused commitments | $38,916,000 | 2,106 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 47 | 3,536 |
| Assets and Liabilities | ||
| Total Assets: | $144,770,000 | 3,727 |
| Cash and due from depository institutions | $4,750,000 | 3,536 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $21,023,000 | 4,500 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $95,895,000 | 3,712 |
| Loan loss allowance | $996,000 | 4,069 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,813,000 | 3,483 |
| Other real estate owned | $0 | 3,536 |
| Goodwill and other intangibles | $16,959,000 | 407 |
| All other assets | $3,330,000 | 3,647 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $144,770,000 | 3,727 |
| Total liabilities | $118,713,000 | 4,002 |
| Total deposits | $96,391,000 | 4,336 |
| Interest-bearing deposits | $68,262,000 | 4,877 |
| Deposits held in domestic offices | $96,391,000 | 4,333 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,916,000 | 730 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $406,000 | 5,405 |
| Total equity capital | $26,057,000 | 2,307 |
| Total bank equity capital | $26,057,000 | 2,307 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $23,727,000 | 123 |
| Surplus | $2,500,000 | 5,073 |
| Undivided profits | $-170,000 | 8,226 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $48,000 | 6,828 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $534,000 | 5,229 |
| Earning assets | $116,918,000 | 4,120 |
| Long-term assets (5+ years) | $22,392,000 | 3,132 |
| Average Assets, year-to-date | $140,077,330 | 3,767 |
| Average Assets, quarterly | $141,059,000 | 3,777 |
| Volatile liabilities | $32,034,000 | 3,127 |
| Insider loans | $1,435,000 | 3,412 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $39,050,000 | 2,040 |
| Tier 1 (core) risk-based capital | $9,221,000 | 5,237 |
| Tier 2 risk-based capital | $1,090,000 | 3,584 |
| Total risk weighted assets | $115,643,000 | 3,337 |
| Total unused commitments | $39,050,000 | 2,040 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 41 | 3,913 |
| Assets and Liabilities | ||
| Total Assets: | $137,348,000 | 3,880 |
| Cash and due from depository institutions | $4,709,000 | 3,913 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $21,534,000 | 4,508 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $89,248,000 | 3,876 |
| Loan loss allowance | $996,000 | 4,081 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,747,000 | 4,641 |
| Other real estate owned | $0 | 3,913 |
| Goodwill and other intangibles | $16,995,000 | 395 |
| All other assets | $3,115,000 | 3,770 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $137,348,000 | 3,880 |
| Total liabilities | $111,169,000 | 4,190 |
| Total deposits | $92,954,000 | 4,467 |
| Interest-bearing deposits | $71,813,000 | 4,750 |
| Deposits held in domestic offices | $92,954,000 | 4,463 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,570,000 | 821 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $645,000 | 4,185 |
| Total equity capital | $26,179,000 | 2,230 |
| Total bank equity capital | $26,179,000 | 2,230 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $23,727,000 | 120 |
| Surplus | $2,500,000 | 5,084 |
| Undivided profits | $-48,000 | 8,160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $533,000 | 5,121 |
| Earning assets | $110,782,000 | 4,295 |
| Long-term assets (5+ years) | $20,974,000 | 3,339 |
| Average Assets, year-to-date | $137,731,000 | 3,835 |
| Average Assets, quarterly | $137,731,000 | 3,835 |
| Volatile liabilities | $28,415,000 | 3,313 |
| Insider loans | $1,424,000 | 3,428 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $37,387,000 | 2,067 |
| Tier 1 (core) risk-based capital | $9,417,000 | 5,135 |
| Tier 2 risk-based capital | $1,090,000 | 3,601 |
| Total risk weighted assets | $103,025,000 | 3,604 |
| Total unused commitments | $37,387,000 | 2,071 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 37 | 4,256 |
| Assets and Liabilities | ||
| Total Assets: | $138,114,000 | 3,836 |
| Cash and due from depository institutions | $4,393,000 | 4,256 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $21,966,000 | 4,479 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $91,091,000 | 3,806 |
| Loan loss allowance | $1,031,000 | 3,936 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $797,000 | 6,290 |
| Other real estate owned | $0 | 4,256 |
| Goodwill and other intangibles | $17,032,000 | 392 |
| All other assets | $2,835,000 | 3,935 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $138,114,000 | 3,836 |
| Total liabilities | $111,745,000 | 4,173 |
| Total deposits | $100,609,000 | 4,208 |
| Interest-bearing deposits | $72,956,000 | 4,673 |
| Deposits held in domestic offices | $100,609,000 | 4,204 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,394,000 | 1,114 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $742,000 | 3,791 |
| Total equity capital | $26,369,000 | 2,217 |
| Total bank equity capital | $26,369,000 | 2,217 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $23,727,000 | 112 |
| Surplus | $2,500,000 | 5,061 |
| Undivided profits | $142,000 | 8,120 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $492,000 | 5,390 |
| Earning assets | $113,057,000 | 4,218 |
| Long-term assets (5+ years) | $23,103,000 | 3,192 |
| Average Assets, year-to-date | $117,821,800 | 4,236 |
| Average Assets, quarterly | $135,555,500 | 3,870 |
| Volatile liabilities | $21,155,000 | 3,995 |
| Insider loans | $1,470,000 | 3,375 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $29,162,000 | 2,350 |
| Tier 1 (core) risk-based capital | $9,431,000 | 5,062 |
| Tier 2 risk-based capital | $1,090,000 | 3,561 |
| Total risk weighted assets | $101,346,000 | 3,628 |
| Total unused commitments | $29,162,000 | 2,351 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 38 | 4,156 |
| Assets and Liabilities | ||
| Total Assets: | $132,997,000 | 3,924 |
| Cash and due from depository institutions | $3,185,000 | 4,156 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $23,367,000 | 4,300 |
| Federal funds sold & reverse repurchase agreements | $1,435,000 | 4,103 |
| Net loans & leases | $84,647,000 | 3,956 |
| Loan loss allowance | $955,000 | 4,172 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $458,000 | 7,214 |
| Other real estate owned | $0 | 4,156 |
| Goodwill and other intangibles | $16,982,000 | 382 |
| All other assets | $2,923,000 | 3,856 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $132,997,000 | 3,924 |
| Total liabilities | $109,237,000 | 4,203 |
| Total deposits | $94,326,000 | 4,358 |
| Interest-bearing deposits | $74,525,000 | 4,572 |
| Deposits held in domestic offices | $94,326,000 | 4,355 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,000,000 | 933 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $911,000 | 3,424 |
| Total equity capital | $23,760,000 | 2,412 |
| Total bank equity capital | $23,760,000 | 2,412 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $23,727,000 | 112 |
| Surplus | $0 | 8,313 |
| Undivided profits | $32,000 | 8,289 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $505,000 | 5,463 |
| Earning assets | $109,449,000 | 4,283 |
| Long-term assets (5+ years) | $27,227,000 | 2,925 |
| Average Assets, year-to-date | $112,748,750 | 4,356 |
| Average Assets, quarterly | $122,226,000 | 4,154 |
| Volatile liabilities | $23,869,000 | 3,649 |
| Insider loans | $1,628,000 | 3,103 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $20,758,000 | 2,919 |
| Tier 1 (core) risk-based capital | $6,717,000 | 6,252 |
| Tier 2 risk-based capital | $1,035,000 | 3,674 |
| Total risk weighted assets | $96,514,000 | 3,714 |
| Total unused commitments | $20,758,000 | 2,923 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 38 | 4,186 |
| Assets and Liabilities | ||
| Total Assets: | $111,455,000 | 4,455 |
| Cash and due from depository institutions | $6,149,000 | 4,186 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $23,733,000 | 4,326 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $78,123,000 | 4,134 |
| Loan loss allowance | $834,000 | 4,546 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $462,000 | 7,237 |
| Other real estate owned | $0 | 4,186 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,988,000 | 3,755 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $111,455,000 | 4,455 |
| Total liabilities | $102,964,000 | 4,374 |
| Total deposits | $90,452,000 | 4,489 |
| Interest-bearing deposits | $72,096,000 | 4,693 |
| Deposits held in domestic offices | $90,452,000 | 4,486 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $12,228,000 | 2,290 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $284,000 | 5,980 |
| Total equity capital | $8,491,000 | 5,444 |
| Total bank equity capital | $8,491,000 | 5,444 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $7,955,000 | 424 |
| Surplus | $0 | 8,370 |
| Undivided profits | $536,000 | 7,738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $471,000 | 5,479 |
| Earning assets | $101,856,000 | 4,481 |
| Long-term assets (5+ years) | $25,426,000 | 3,161 |
| Average Assets, year-to-date | $105,999,330 | 4,573 |
| Average Assets, quarterly | $108,198,500 | 4,537 |
| Volatile liabilities | $20,567,000 | 3,948 |
| Insider loans | $852,000 | 4,431 |
| FHLB advances | $12,100,000 | 2,169 |
| Loans and leases held for sale | $7,000 | 1,813 |
| Unused loan commitments | $28,518,000 | 2,353 |
| Tier 1 (core) risk-based capital | $8,876,000 | 5,215 |
| Tier 2 risk-based capital | $935,000 | 3,933 |
| Total risk weighted assets | $86,776,000 | 3,984 |
| Total unused commitments | $28,518,000 | 2,355 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 35 | 4,465 |
| Assets and Liabilities | ||
| Total Assets: | $104,942,000 | 4,653 |
| Cash and due from depository institutions | $6,926,000 | 4,465 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $24,785,000 | 4,177 |
| Federal funds sold & reverse repurchase agreements | $2,070,000 | 4,543 |
| Net loans & leases | $68,220,000 | 4,486 |
| Loan loss allowance | $844,000 | 4,489 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $459,000 | 7,244 |
| Other real estate owned | $0 | 4,465 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,482,000 | 4,098 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $104,942,000 | 4,653 |
| Total liabilities | $95,555,000 | 4,586 |
| Total deposits | $95,156,000 | 4,312 |
| Interest-bearing deposits | $74,692,000 | 4,586 |
| Deposits held in domestic offices | $95,156,000 | 4,308 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $128,000 | 5,530 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $271,000 | 6,426 |
| Total equity capital | $9,387,000 | 5,141 |
| Total bank equity capital | $9,387,000 | 5,141 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $7,923,000 | 419 |
| Surplus | $0 | 8,403 |
| Undivided profits | $1,464,000 | 7,059 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $474,000 | 5,388 |
| Earning assets | $95,075,000 | 4,711 |
| Long-term assets (5+ years) | $21,621,000 | 3,410 |
| Average Assets, year-to-date | $103,271,500 | 4,679 |
| Average Assets, quarterly | $103,271,500 | 4,679 |
| Volatile liabilities | $9,140,000 | 5,924 |
| Insider loans | $680,000 | 4,843 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $17,379,000 | 3,208 |
| Tier 1 (core) risk-based capital | $9,116,000 | 5,060 |
| Tier 2 risk-based capital | $915,000 | 3,950 |
| Total risk weighted assets | $76,146,000 | 4,310 |
| Total unused commitments | $17,379,000 | 3,214 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 35 | 4,492 |
| Assets and Liabilities | ||
| Total Assets: | $101,601,000 | 4,752 |
| Cash and due from depository institutions | $5,630,000 | 4,492 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $25,267,000 | 4,188 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $67,815,000 | 4,472 |
| Loan loss allowance | $832,000 | 4,488 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $470,000 | 7,246 |
| Other real estate owned | $0 | 4,492 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,419,000 | 4,195 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,601,000 | 4,752 |
| Total liabilities | $92,818,000 | 4,671 |
| Total deposits | $89,284,000 | 4,517 |
| Interest-bearing deposits | $69,134,000 | 4,840 |
| Deposits held in domestic offices | $89,284,000 | 4,514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,179,000 | 3,935 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $355,000 | 5,640 |
| Total equity capital | $8,783,000 | 5,309 |
| Total bank equity capital | $8,783,000 | 5,309 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $7,923,000 | 422 |
| Surplus | $0 | 8,463 |
| Undivided profits | $860,000 | 7,622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $481,000 | 5,493 |
| Earning assets | $93,082,000 | 4,739 |
| Long-term assets (5+ years) | $18,032,000 | 3,793 |
| Average Assets, year-to-date | $88,493,600 | 5,092 |
| Average Assets, quarterly | $95,887,500 | 4,888 |
| Volatile liabilities | $10,835,000 | 5,484 |
| Insider loans | $706,000 | 4,766 |
| FHLB advances | $3,000,000 | 3,818 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $25,464,000 | 2,411 |
| Tier 1 (core) risk-based capital | $8,772,000 | 5,156 |
| Tier 2 risk-based capital | $915,000 | 3,925 |
| Total risk weighted assets | $79,412,000 | 4,164 |
| Total unused commitments | $25,464,000 | 2,416 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 35 | 4,505 |
| Assets and Liabilities | ||
| Total Assets: | $90,174,000 | 5,127 |
| Cash and due from depository institutions | $3,386,000 | 4,505 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $14,150,000 | 5,693 |
| Federal funds sold & reverse repurchase agreements | $5,185,000 | 2,557 |
| Net loans & leases | $65,001,000 | 4,585 |
| Loan loss allowance | $851,000 | 4,445 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $495,000 | 7,184 |
| Other real estate owned | $0 | 4,505 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,957,000 | 4,763 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,174,000 | 5,127 |
| Total liabilities | $81,809,000 | 5,077 |
| Total deposits | $81,360,000 | 4,827 |
| Interest-bearing deposits | $63,581,000 | 5,121 |
| Deposits held in domestic offices | $81,360,000 | 4,823 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $198,000 | 5,412 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $251,000 | 6,824 |
| Total equity capital | $8,365,000 | 5,466 |
| Total bank equity capital | $8,365,000 | 5,466 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $7,908,000 | 420 |
| Surplus | $0 | 8,515 |
| Undivided profits | $457,000 | 8,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $409,000 | 4,746 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $327,000 | 6,883 |
| Earning assets | $84,336,000 | 5,051 |
| Long-term assets (5+ years) | $6,373,000 | 5,861 |
| Average Assets, year-to-date | $85,216,750 | 5,247 |
| Average Assets, quarterly | $88,863,500 | 5,163 |
| Volatile liabilities | $7,217,000 | 6,526 |
| Insider loans | $7,000 | 8,206 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $16,729,000 | 3,193 |
| Tier 1 (core) risk-based capital | $8,374,000 | 5,313 |
| Tier 2 risk-based capital | $915,000 | 3,916 |
| Total risk weighted assets | $73,282,000 | 4,408 |
| Total unused commitments | $16,729,000 | 3,196 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 34 | 4,624 |
| Assets and Liabilities | ||
| Total Assets: | $87,553,000 | 5,227 |
| Cash and due from depository institutions | $5,570,000 | 4,624 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $8,912,000 | 6,756 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 2,414 |
| Net loans & leases | $65,354,000 | 4,543 |
| Loan loss allowance | $905,000 | 4,206 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $475,000 | 7,273 |
| Other real estate owned | $0 | 4,624 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $742,000 | 7,237 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,553,000 | 5,227 |
| Total liabilities | $79,263,000 | 5,185 |
| Total deposits | $78,891,000 | 4,924 |
| Interest-bearing deposits | $62,214,000 | 5,178 |
| Deposits held in domestic offices | $78,891,000 | 4,921 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $216,000 | 5,491 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $156,000 | 7,824 |
| Total equity capital | $8,290,000 | 5,485 |
| Total bank equity capital | $8,290,000 | 5,485 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $7,908,000 | 409 |
| Surplus | $0 | 8,544 |
| Undivided profits | $382,000 | 8,245 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $409,000 | 4,791 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $379,000 | 6,303 |
| Earning assets | $80,766,000 | 5,190 |
| Long-term assets (5+ years) | $10,938,000 | 4,734 |
| Average Assets, year-to-date | $83,564,330 | 5,308 |
| Average Assets, quarterly | $84,958,000 | 5,301 |
| Volatile liabilities | $6,643,000 | 6,721 |
| Insider loans | $556,000 | 5,232 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $20,512,000 | 2,745 |
| Tier 1 (core) risk-based capital | $8,148,000 | 5,345 |
| Tier 2 risk-based capital | $876,000 | 4,008 |
| Total risk weighted assets | $70,070,000 | 4,525 |
| Total unused commitments | $20,512,000 | 2,754 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 32 | 4,788 |
| Assets and Liabilities | ||
| Total Assets: | $82,363,000 | 5,392 |
| Cash and due from depository institutions | $2,686,000 | 4,788 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $9,140,000 | 6,692 |
| Federal funds sold & reverse repurchase agreements | $3,930,000 | 3,796 |
| Net loans & leases | $64,664,000 | 4,524 |
| Loan loss allowance | $870,000 | 4,292 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,271,000 | 5,290 |
| Other real estate owned | $0 | 4,788 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $672,000 | 7,466 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,363,000 | 5,392 |
| Total liabilities | $75,818,000 | 5,276 |
| Total deposits | $75,372,000 | 5,050 |
| Interest-bearing deposits | $59,598,000 | 5,308 |
| Deposits held in domestic offices | $75,372,000 | 5,047 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $234,000 | 5,306 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $212,000 | 7,324 |
| Total equity capital | $6,545,000 | 6,296 |
| Total bank equity capital | $6,545,000 | 6,296 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,102,000 | 553 |
| Surplus | $0 | 8,583 |
| Undivided profits | $443,000 | 8,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $303,000 | 7,045 |
| Earning assets | $77,734,000 | 5,275 |
| Long-term assets (5+ years) | $11,583,000 | 4,584 |
| Average Assets, year-to-date | $81,570,000 | 5,392 |
| Average Assets, quarterly | $81,570,000 | 5,392 |
| Volatile liabilities | $6,819,000 | 6,634 |
| Insider loans | $565,000 | 5,159 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $19,024,000 | 2,803 |
| Tier 1 (core) risk-based capital | $6,448,000 | 6,138 |
| Tier 2 risk-based capital | $866,000 | 3,997 |
| Total risk weighted assets | $69,296,000 | 4,486 |
| Total unused commitments | $19,024,000 | 2,815 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 33 | 4,697 |
| Assets and Liabilities | ||
| Total Assets: | $80,777,000 | 5,416 |
| Cash and due from depository institutions | $1,429,000 | 4,697 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $7,710,000 | 7,099 |
| Federal funds sold & reverse repurchase agreements | $5,810,000 | 2,469 |
| Net loans & leases | $63,953,000 | 4,565 |
| Loan loss allowance | $825,000 | 4,397 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,273,000 | 5,288 |
| Other real estate owned | $0 | 4,697 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $602,000 | 7,774 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,777,000 | 5,416 |
| Total liabilities | $74,525,000 | 5,314 |
| Total deposits | $74,123,000 | 5,064 |
| Interest-bearing deposits | $60,058,000 | 5,211 |
| Deposits held in domestic offices | $74,123,000 | 5,060 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $92,000 | 5,613 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $310,000 | 6,549 |
| Total equity capital | $6,252,000 | 6,420 |
| Total bank equity capital | $6,252,000 | 6,420 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,102,000 | 548 |
| Surplus | $0 | 8,619 |
| Undivided profits | $150,000 | 8,501 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $288,000 | 7,346 |
| Earning assets | $77,473,000 | 5,234 |
| Long-term assets (5+ years) | $11,778,000 | 4,488 |
| Average Assets, year-to-date | $72,640,200 | 5,603 |
| Average Assets, quarterly | $79,332,000 | 5,438 |
| Volatile liabilities | $8,342,000 | 6,172 |
| Insider loans | $575,000 | 5,150 |
| FHLB advances | $92,000 | 5,044 |
| Loans and leases held for sale | $764,000 | 1,434 |
| Unused loan commitments | $23,340,000 | 2,361 |
| Tier 1 (core) risk-based capital | $6,148,000 | 6,272 |
| Tier 2 risk-based capital | $825,000 | 4,101 |
| Total risk weighted assets | $68,045,000 | 4,520 |
| Total unused commitments | $23,340,000 | 2,368 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 32 | 4,798 |
| Assets and Liabilities | ||
| Total Assets: | $61,008,000 | 6,269 |
| Cash and due from depository institutions | $2,917,000 | 4,798 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $2,562,000 | 8,707 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $53,652,000 | 5,038 |
| Loan loss allowance | $530,000 | 5,624 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,197,000 | 5,459 |
| Other real estate owned | $0 | 4,798 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $680,000 | 7,631 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,008,000 | 6,269 |
| Total liabilities | $55,620,000 | 6,184 |
| Total deposits | $52,714,000 | 6,130 |
| Interest-bearing deposits | $39,944,000 | 6,531 |
| Deposits held in domestic offices | $52,714,000 | 6,127 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,660,000 | 3,831 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $246,000 | 7,426 |
| Total equity capital | $5,388,000 | 6,820 |
| Total bank equity capital | $5,388,000 | 6,820 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,102,000 | 541 |
| Surplus | $0 | 8,858 |
| Undivided profits | $-714,000 | 9,149 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $273,000 | 7,778 |
| Earning assets | $56,214,000 | 6,225 |
| Long-term assets (5+ years) | $4,013,000 | 6,493 |
| Average Assets, year-to-date | $49,328,200 | 6,774 |
| Average Assets, quarterly | $56,498,500 | 6,463 |
| Volatile liabilities | $12,673,000 | 4,962 |
| Insider loans | $659,000 | 4,841 |
| FHLB advances | $2,500,000 | 3,660 |
| Loans and leases held for sale | $429,000 | 1,450 |
| Unused loan commitments | $19,067,000 | 2,578 |
| Tier 1 (core) risk-based capital | $5,371,000 | 6,657 |
| Tier 2 risk-based capital | $530,000 | 5,314 |
| Total risk weighted assets | $56,317,000 | 5,038 |
| Total unused commitments | $19,067,000 | 2,585 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 21 | 6,388 |
| Assets and Liabilities | ||
| Total Assets: | $41,698,000 | 7,455 |
| Cash and due from depository institutions | $2,299,000 | 6,388 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $4,697,000 | 8,459 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $33,239,000 | 6,505 |
| Loan loss allowance | $345,000 | 6,907 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,179,000 | 5,536 |
| Other real estate owned | $0 | 6,388 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $284,000 | 9,182 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,698,000 | 7,455 |
| Total liabilities | $38,135,000 | 7,342 |
| Total deposits | $36,252,000 | 7,303 |
| Interest-bearing deposits | $30,040,000 | 7,397 |
| Deposits held in domestic offices | $36,252,000 | 7,302 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,559,000 | 4,222 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $324,000 | 7,098 |
| Total equity capital | $3,563,000 | 8,170 |
| Total bank equity capital | $3,563,000 | 8,170 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $4,707,000 | 777 |
| Surplus | $0 | 9,124 |
| Undivided profits | $-1,144,000 | 9,619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $188,000 | 8,083 |
| Earning assets | $37,936,000 | 7,476 |
| Long-term assets (5+ years) | $4,363,000 | 6,264 |
| Average Assets, year-to-date | $36,252,000 | 7,708 |
| Average Assets, quarterly | $40,906,500 | 7,466 |
| Volatile liabilities | $9,820,000 | 5,655 |
| Insider loans | $100,000 | 7,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $8,155,000 | 4,219 |
| Tier 1 (core) risk-based capital | $3,584,000 | 8,080 |
| Tier 2 risk-based capital | $345,000 | 6,617 |
| Total risk weighted assets | $36,593,200 | 6,363 |
| Total unused commitments | $8,155,000 | 4,220 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 18 | 7,085 |
| Assets and Liabilities | ||
| Total Assets: | $29,703,000 | 8,554 |
| Cash and due from depository institutions | $747,000 | 7,085 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $6,884,000 | 8,029 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $20,593,000 | 7,901 |
| Loan loss allowance | $184,000 | 8,603 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,257,000 | 5,363 |
| Other real estate owned | $0 | 7,085 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $222,000 | 9,677 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,703,000 | 8,554 |
| Total liabilities | $26,330,000 | 8,545 |
| Total deposits | $25,061,000 | 8,513 |
| Interest-bearing deposits | $20,812,000 | 8,560 |
| Deposits held in domestic offices | $25,061,000 | 8,511 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,141,000 | 4,431 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $128,000 | 9,036 |
| Total equity capital | $3,373,000 | 8,354 |
| Total bank equity capital | $3,373,000 | 8,354 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,707,000 | 799 |
| Surplus | $0 | 9,427 |
| Undivided profits | $-1,334,000 | 9,965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $99,000 | 9,160 |
| Earning assets | $27,477,000 | 8,495 |
| Long-term assets (5+ years) | $4,864,000 | 6,362 |
| Average Assets, year-to-date | $20,143,800 | 9,256 |
| Average Assets, quarterly | $25,900,500 | 8,815 |
| Volatile liabilities | $7,787,000 | 6,131 |
| Insider loans | $126,000 | 7,758 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $7,829,000 | 4,354 |
| Tier 1 (core) risk-based capital | $3,457,000 | 8,309 |
| Tier 2 risk-based capital | $184,000 | 8,368 |
| Total risk weighted assets | $23,839,500 | 7,700 |
| Total unused commitments | $7,829,000 | 4,358 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 14 | 8,043 |
| Assets and Liabilities | ||
| Total Assets: | $11,950,000 | 10,134 |
| Cash and due from depository institutions | $542,000 | 8,043 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $3,501,000 | 9,305 |
| Federal funds sold & reverse repurchase agreements | $3,285,000 | 4,575 |
| Net loans & leases | $3,265,000 | 10,271 |
| Loan loss allowance | $42,000 | 10,163 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,279,000 | 5,248 |
| Other real estate owned | $0 | 8,043 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $78,000 | 10,367 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $11,950,000 | 10,134 |
| Total liabilities | $7,936,000 | 10,247 |
| Total deposits | $7,425,000 | 10,234 |
| Interest-bearing deposits | $6,196,000 | 10,175 |
| Deposits held in domestic offices | $7,425,000 | 10,234 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $456,000 | 4,264 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $55,000 | 10,181 |
| Total equity capital | $4,014,000 | 7,912 |
| Total bank equity capital | $4,014,000 | 7,912 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $4,700,000 | 768 |
| Surplus | $0 | 9,669 |
| Undivided profits | $-686,000 | 10,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $14,000 | 10,222 |
| Earning assets | $10,051,000 | 10,158 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $10,844,000 | 10,169 |
| Average Assets, quarterly | $10,844,000 | 10,178 |
| Volatile liabilities | $1,932,000 | 9,053 |
| Insider loans | $149,000 | 7,618 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,130,000 | 8,458 |
| Tier 1 (core) risk-based capital | $4,014,000 | 7,778 |
| Tier 2 risk-based capital | $42,000 | 10,121 |
| Total risk weighted assets | $6,563,400 | 10,087 |
| Total unused commitments | $1,130,000 | 8,466 |
| Derivatives | $0 | 527 |