Home > Nuvo Bank & Trust Company > Income and Expense
Nuvo Bank & Trust Company, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,912,000 | 3,289 |
| Total interest expense | $930,000 | 2,089 |
| Net interest income | $3,982,000 | 3,485 |
| Provision for loan and lease losses | $329,000 | 1,431 |
| Total noninterest income | $318,000 | 4,448 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $193,000 | 3,327 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $125,000 | 4,683 |
| Total noninterest expense | $3,599,000 | 3,330 |
| Salaries and employee benefits | $1,569,000 | 3,826 |
| Premises and equipment expense | $303,000 | 3,928 |
| Additional noninterest expense | $1,727,000 | 2,501 |
| Pre-tax net operating income | $372,000 | 5,062 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $275,000 | 2,550 |
| Income before extraordinary items | $97,000 | 5,736 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $97,000 | 5,739 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $97,000 | 5,739 |
| Net charge-offs | $18,000 | 3,406 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $97,000 | 5,699 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,233,000 | 3,324 |
| Total interest expense | $611,000 | 2,128 |
| Net interest income | $2,622,000 | 3,518 |
| Provision for loan and lease losses | $235,000 | 1,359 |
| Total noninterest income | $203,000 | 4,524 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $143,000 | 3,114 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $60,000 | 5,027 |
| Total noninterest expense | $2,452,000 | 3,308 |
| Salaries and employee benefits | $1,044,000 | 3,866 |
| Premises and equipment expense | $207,000 | 3,922 |
| Additional noninterest expense | $1,201,000 | 2,420 |
| Pre-tax net operating income | $138,000 | 5,463 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $136,000 | 2,799 |
| Income before extraordinary items | $2,000 | 6,017 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,000 | 6,019 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,000 | 6,019 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,000 | 5,985 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,592,000 | 3,368 |
| Total interest expense | $300,000 | 2,170 |
| Net interest income | $1,292,000 | 3,553 |
| Provision for loan and lease losses | $45,000 | 2,176 |
| Total noninterest income | $90,000 | 4,664 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $53,000 | 3,605 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $37,000 | 4,829 |
| Total noninterest expense | $1,163,000 | 3,456 |
| Salaries and employee benefits | $540,000 | 3,826 |
| Premises and equipment expense | $104,000 | 3,947 |
| Additional noninterest expense | $519,000 | 2,708 |
| Pre-tax net operating income | $174,000 | 4,633 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $65,000 | 2,801 |
| Income before extraordinary items | $109,000 | 5,040 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $109,000 | 5,042 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $109,000 | 5,044 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $109,000 | 4,979 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,215,000 | 3,452 |
| Total interest expense | $1,128,000 | 2,368 |
| Net interest income | $5,087,000 | 3,600 |
| Provision for loan and lease losses | $725,000 | 1,098 |
| Total noninterest income | $337,000 | 4,860 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $229,000 | 3,695 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $108,000 | 5,183 |
| Total noninterest expense | $3,982,000 | 3,849 |
| Salaries and employee benefits | $1,891,000 | 4,101 |
| Premises and equipment expense | $419,000 | 3,987 |
| Additional noninterest expense | $1,672,000 | 3,287 |
| Pre-tax net operating income | $717,000 | 4,623 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $296,000 | 2,650 |
| Income before extraordinary items | $421,000 | 5,106 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $421,000 | 5,105 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $421,000 | 5,106 |
| Net charge-offs | $477,000 | 1,520 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $421,000 | 5,057 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,592,000 | 3,507 |
| Total interest expense | $828,000 | 2,450 |
| Net interest income | $3,764,000 | 3,664 |
| Provision for loan and lease losses | $648,000 | 943 |
| Total noninterest income | $246,000 | 4,947 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $176,000 | 3,701 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $70,000 | 5,374 |
| Total noninterest expense | $2,993,000 | 3,859 |
| Salaries and employee benefits | $1,431,000 | 4,093 |
| Premises and equipment expense | $310,000 | 4,067 |
| Additional noninterest expense | $1,252,000 | 3,295 |
| Pre-tax net operating income | $369,000 | 5,136 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $134,000 | 3,111 |
| Income before extraordinary items | $235,000 | 5,454 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $235,000 | 5,454 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $235,000 | 5,456 |
| Net charge-offs | $462,000 | 1,221 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $235,000 | 5,413 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,023,000 | 3,538 |
| Total interest expense | $539,000 | 2,516 |
| Net interest income | $2,484,000 | 3,680 |
| Provision for loan and lease losses | $409,000 | 987 |
| Total noninterest income | $161,000 | 4,960 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $117,000 | 3,671 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $44,000 | 5,447 |
| Total noninterest expense | $2,011,000 | 3,867 |
| Salaries and employee benefits | $963,000 | 4,089 |
| Premises and equipment expense | $213,000 | 4,047 |
| Additional noninterest expense | $835,000 | 3,316 |
| Pre-tax net operating income | $225,000 | 5,216 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $81,000 | 3,172 |
| Income before extraordinary items | $144,000 | 5,505 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $144,000 | 5,507 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $144,000 | 5,508 |
| Net charge-offs | $266,000 | 1,353 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $144,000 | 5,469 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,472,000 | 3,623 |
| Total interest expense | $262,000 | 2,580 |
| Net interest income | $1,210,000 | 3,775 |
| Provision for loan and lease losses | $192,000 | 1,034 |
| Total noninterest income | $86,000 | 4,861 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $57,000 | 3,721 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $29,000 | 5,193 |
| Total noninterest expense | $993,000 | 3,920 |
| Salaries and employee benefits | $481,000 | 4,145 |
| Premises and equipment expense | $99,000 | 4,233 |
| Additional noninterest expense | $413,000 | 3,333 |
| Pre-tax net operating income | $111,000 | 5,169 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $44,000 | 3,055 |
| Income before extraordinary items | $67,000 | 5,521 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $67,000 | 5,522 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $67,000 | 5,522 |
| Net charge-offs | $3,000 | 3,257 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $67,000 | 5,484 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,259,000 | 3,944 |
| Total interest expense | $1,076,000 | 2,802 |
| Net interest income | $4,183,000 | 4,165 |
| Provision for loan and lease losses | $330,000 | 2,330 |
| Total noninterest income | $288,000 | 5,193 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $156,000 | 4,520 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $132,000 | 5,093 |
| Total noninterest expense | $3,614,000 | 4,175 |
| Salaries and employee benefits | $1,796,000 | 4,322 |
| Premises and equipment expense | $394,000 | 4,252 |
| Additional noninterest expense | $1,424,000 | 3,786 |
| Pre-tax net operating income | $527,000 | 4,944 |
| Securities gains (losses) | $1,000 | 3,056 |
| Applicable income taxes | $236,000 | 2,828 |
| Income before extraordinary items | $292,000 | 5,438 |
| Extraordinary gains, net | $2,082,000 | 8 |
| Net income | $2,374,000 | 2,297 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,374,000 | 2,296 |
| Net charge-offs | $57,000 | 4,252 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $3,803,000 | 103 |
| Net operating income | $291,360 | 5,394 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,870,000 | 4,021 |
| Total interest expense | $798,000 | 2,891 |
| Net interest income | $3,072,000 | 4,253 |
| Provision for loan and lease losses | $208,000 | 2,535 |
| Total noninterest income | $196,000 | 5,396 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $118,000 | 4,532 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $78,000 | 5,430 |
| Total noninterest expense | $2,662,000 | 4,229 |
| Salaries and employee benefits | $1,336,000 | 4,358 |
| Premises and equipment expense | $294,000 | 4,291 |
| Additional noninterest expense | $1,032,000 | 3,866 |
| Pre-tax net operating income | $398,000 | 5,029 |
| Securities gains (losses) | $1,000 | 2,916 |
| Applicable income taxes | $159,000 | 2,977 |
| Income before extraordinary items | $240,000 | 5,492 |
| Extraordinary gains, net | $2,053,000 | 7 |
| Net income | $2,293,000 | 1,914 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,293,000 | 1,913 |
| Net charge-offs | $19,000 | 4,438 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $3,799,000 | 76 |
| Net operating income | $239,360 | 5,418 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,524,000 | 4,094 |
| Total interest expense | $526,000 | 2,960 |
| Net interest income | $1,998,000 | 4,321 |
| Provision for loan and lease losses | $130,000 | 2,635 |
| Total noninterest income | $139,000 | 5,348 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $75,000 | 4,608 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $64,000 | 5,266 |
| Total noninterest expense | $1,774,000 | 4,250 |
| Salaries and employee benefits | $886,000 | 4,400 |
| Premises and equipment expense | $199,000 | 4,283 |
| Additional noninterest expense | $689,000 | 3,864 |
| Pre-tax net operating income | $233,000 | 5,144 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $93,000 | 3,053 |
| Income before extraordinary items | $140,000 | 5,608 |
| Extraordinary gains, net | $2,063,000 | 6 |
| Net income | $2,203,000 | 1,377 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,203,000 | 1,378 |
| Net charge-offs | $16,000 | 4,121 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $3,803,000 | 54 |
| Net operating income | $140,000 | 5,507 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,222,000 | 4,206 |
| Total interest expense | $261,000 | 3,051 |
| Net interest income | $961,000 | 4,439 |
| Provision for loan and lease losses | $86,000 | 2,271 |
| Total noninterest income | $63,000 | 5,477 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $36,000 | 4,669 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $27,000 | 5,418 |
| Total noninterest expense | $873,000 | 4,331 |
| Salaries and employee benefits | $452,000 | 4,390 |
| Premises and equipment expense | $98,000 | 4,352 |
| Additional noninterest expense | $323,000 | 4,047 |
| Pre-tax net operating income | $65,000 | 5,673 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $26,000 | 3,448 |
| Income before extraordinary items | $39,000 | 5,988 |
| Extraordinary gains, net | $2,083,000 | 3 |
| Net income | $2,122,000 | 734 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,122,000 | 735 |
| Net charge-offs | $16,000 | 3,214 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $39,000 | 5,902 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,529,000 | 4,552 |
| Total interest expense | $1,026,000 | 3,544 |
| Net interest income | $3,503,000 | 4,745 |
| Provision for loan and lease losses | $268,000 | 3,547 |
| Total noninterest income | $277,000 | 5,333 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $121,000 | 5,135 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $156,000 | 4,896 |
| Total noninterest expense | $3,006,000 | 4,739 |
| Salaries and employee benefits | $1,482,000 | 4,879 |
| Premises and equipment expense | $394,000 | 4,343 |
| Additional noninterest expense | $1,130,000 | 4,498 |
| Pre-tax net operating income | $506,000 | 4,905 |
| Securities gains (losses) | $19,000 | 3,187 |
| Applicable income taxes | $-123,000 | 6,727 |
| Income before extraordinary items | $648,000 | 4,591 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $648,000 | 4,590 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $648,000 | 4,591 |
| Net charge-offs | $17,000 | 5,457 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $629,000 | 4,449 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,367,000 | 4,655 |
| Total interest expense | $764,000 | 3,688 |
| Net interest income | $2,603,000 | 4,849 |
| Provision for loan and lease losses | $186,000 | 3,599 |
| Total noninterest income | $192,000 | 5,480 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $111,000 | 4,881 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $81,000 | 5,349 |
| Total noninterest expense | $2,215,000 | 4,816 |
| Salaries and employee benefits | $1,019,000 | 5,117 |
| Premises and equipment expense | $298,000 | 4,363 |
| Additional noninterest expense | $898,000 | 4,390 |
| Pre-tax net operating income | $394,000 | 5,017 |
| Securities gains (losses) | $19,000 | 2,887 |
| Applicable income taxes | $-101,000 | 6,914 |
| Income before extraordinary items | $514,000 | 4,612 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $514,000 | 4,610 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $514,000 | 4,610 |
| Net charge-offs | $5,000 | 5,497 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $495,000 | 4,481 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,224,000 | 4,719 |
| Total interest expense | $503,000 | 3,812 |
| Net interest income | $1,721,000 | 4,894 |
| Provision for loan and lease losses | $134,000 | 3,510 |
| Total noninterest income | $126,000 | 5,530 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $72,000 | 4,931 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 5,374 |
| Total noninterest expense | $1,473,000 | 4,856 |
| Salaries and employee benefits | $649,000 | 5,268 |
| Premises and equipment expense | $199,000 | 4,380 |
| Additional noninterest expense | $625,000 | 4,288 |
| Pre-tax net operating income | $240,000 | 5,102 |
| Securities gains (losses) | $19,000 | 2,506 |
| Applicable income taxes | $-48,000 | 6,939 |
| Income before extraordinary items | $307,000 | 4,781 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $307,000 | 4,784 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $307,000 | 4,784 |
| Net charge-offs | $5,000 | 5,162 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $288,000 | 4,681 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,038,000 | 4,952 |
| Total interest expense | $234,000 | 4,090 |
| Net interest income | $804,000 | 5,084 |
| Provision for loan and lease losses | $22,000 | 4,438 |
| Total noninterest income | $51,000 | 5,811 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $36,000 | 4,904 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 5,956 |
| Total noninterest expense | $761,000 | 4,800 |
| Salaries and employee benefits | $331,000 | 5,259 |
| Premises and equipment expense | $98,000 | 4,443 |
| Additional noninterest expense | $332,000 | 4,125 |
| Pre-tax net operating income | $72,000 | 5,697 |
| Securities gains (losses) | $19,000 | 1,613 |
| Applicable income taxes | $-7,000 | 6,956 |
| Income before extraordinary items | $98,000 | 5,386 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $98,000 | 5,386 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $98,000 | 5,386 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $79,000 | 5,466 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,503,000 | 5,447 |
| Total interest expense | $820,000 | 4,865 |
| Net interest income | $2,683,000 | 5,504 |
| Provision for loan and lease losses | $300,000 | 4,096 |
| Total noninterest income | $218,000 | 5,635 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $138,000 | 5,032 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $80,000 | 5,524 |
| Total noninterest expense | $2,427,000 | 5,404 |
| Salaries and employee benefits | $1,156,000 | 5,591 |
| Premises and equipment expense | $374,000 | 4,718 |
| Additional noninterest expense | $897,000 | 5,169 |
| Pre-tax net operating income | $174,000 | 5,572 |
| Securities gains (losses) | $23,000 | 3,024 |
| Applicable income taxes | $-196,000 | 6,917 |
| Income before extraordinary items | $393,000 | 4,963 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $393,000 | 4,965 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $393,000 | 4,964 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $1,830,000 | 251 |
| Net operating income | $370,000 | 4,901 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,527,000 | 5,582 |
| Total interest expense | $607,000 | 5,013 |
| Net interest income | $1,920,000 | 5,640 |
| Provision for loan and lease losses | $236,000 | 3,930 |
| Total noninterest income | $140,000 | 5,915 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $98,000 | 5,150 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $42,000 | 5,951 |
| Total noninterest expense | $1,788,000 | 5,462 |
| Salaries and employee benefits | $838,000 | 5,685 |
| Premises and equipment expense | $283,000 | 4,756 |
| Additional noninterest expense | $667,000 | 5,214 |
| Pre-tax net operating income | $36,000 | 6,027 |
| Securities gains (losses) | $23,000 | 2,749 |
| Applicable income taxes | $15,000 | 4,140 |
| Income before extraordinary items | $44,000 | 6,116 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $44,000 | 6,117 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $44,000 | 6,117 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $1,830,000 | 220 |
| Net operating income | $26,750 | 6,067 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,621,000 | 5,716 |
| Total interest expense | $401,000 | 5,142 |
| Net interest income | $1,220,000 | 5,789 |
| Provision for loan and lease losses | $169,000 | 3,765 |
| Total noninterest income | $74,000 | 6,221 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $58,000 | 5,319 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 6,375 |
| Total noninterest expense | $1,171,000 | 5,569 |
| Salaries and employee benefits | $568,000 | 5,689 |
| Premises and equipment expense | $188,000 | 4,809 |
| Additional noninterest expense | $415,000 | 5,443 |
| Pre-tax net operating income | $-46,000 | 6,320 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-46,000 | 6,411 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-46,000 | 6,410 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-46,000 | 6,411 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $1,830,000 | 124 |
| Net operating income | $-46,000 | 6,353 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $776,000 | 5,842 |
| Total interest expense | $196,000 | 5,283 |
| Net interest income | $580,000 | 5,901 |
| Provision for loan and lease losses | $82,000 | 3,611 |
| Total noninterest income | $29,000 | 6,517 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $29,000 | 5,277 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 7,066 |
| Total noninterest expense | $623,000 | 5,456 |
| Salaries and employee benefits | $315,000 | 5,506 |
| Premises and equipment expense | $94,000 | 4,869 |
| Additional noninterest expense | $214,000 | 5,359 |
| Pre-tax net operating income | $-96,000 | 6,678 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-96,000 | 6,713 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-96,000 | 6,713 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-96,000 | 6,713 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $1,830,000 | 66 |
| Net operating income | $-96,000 | 6,703 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,355,000 | 6,471 |
| Total interest expense | $709,000 | 5,947 |
| Net interest income | $1,646,000 | 6,591 |
| Provision for loan and lease losses | $493,000 | 4,153 |
| Total noninterest income | $92,000 | 6,736 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $92,000 | 5,581 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $0 | 6,957 |
| Total noninterest expense | $2,574,000 | 5,428 |
| Salaries and employee benefits | $1,269,000 | 5,516 |
| Premises and equipment expense | $374,000 | 4,908 |
| Additional noninterest expense | $931,000 | 5,275 |
| Pre-tax net operating income | $-1,329,000 | 6,609 |
| Securities gains (losses) | $4,000 | 3,501 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-1,325,000 | 6,700 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,325,000 | 6,700 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,325,000 | 6,701 |
| Net charge-offs | $484,000 | 3,700 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,329,000 | 6,678 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,640,000 | 6,702 |
| Total interest expense | $518,000 | 6,144 |
| Net interest income | $1,122,000 | 6,810 |
| Provision for loan and lease losses | $412,000 | 3,862 |
| Total noninterest income | $66,000 | 6,909 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $66,000 | 5,729 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $0 | 7,139 |
| Total noninterest expense | $1,933,000 | 5,455 |
| Salaries and employee benefits | $978,000 | 5,478 |
| Premises and equipment expense | $284,000 | 4,959 |
| Additional noninterest expense | $671,000 | 5,372 |
| Pre-tax net operating income | $-1,157,000 | 6,838 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-1,157,000 | 6,951 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,157,000 | 6,949 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,157,000 | 6,951 |
| Net charge-offs | $532,000 | 2,993 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,157,000 | 6,912 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,020,000 | 6,858 |
| Total interest expense | $311,000 | 6,420 |
| Net interest income | $709,000 | 6,929 |
| Provision for loan and lease losses | $331,000 | 3,467 |
| Total noninterest income | $42,000 | 6,986 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $42,000 | 5,813 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $0 | 7,234 |
| Total noninterest expense | $1,334,000 | 5,379 |
| Salaries and employee benefits | $668,000 | 5,454 |
| Premises and equipment expense | $192,000 | 4,970 |
| Additional noninterest expense | $474,000 | 5,225 |
| Pre-tax net operating income | $-914,000 | 6,972 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-914,000 | 7,061 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-914,000 | 7,060 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-914,000 | 7,061 |
| Net charge-offs | $532,000 | 2,370 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-914,000 | 7,030 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $481,000 | 7,014 |
| Total interest expense | $146,000 | 6,654 |
| Net interest income | $335,000 | 7,069 |
| Provision for loan and lease losses | $275,000 | 2,549 |
| Total noninterest income | $18,000 | 7,169 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $18,000 | 6,033 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $0 | 7,418 |
| Total noninterest expense | $642,000 | 5,556 |
| Salaries and employee benefits | $343,000 | 5,425 |
| Premises and equipment expense | $102,000 | 4,904 |
| Additional noninterest expense | $197,000 | 5,739 |
| Pre-tax net operating income | $-564,000 | 7,218 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-564,000 | 7,302 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-564,000 | 7,302 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-564,000 | 7,303 |
| Net charge-offs | $532,000 | 1,536 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-564,000 | 7,283 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,159,000 | 7,625 |
| Total interest expense | $460,000 | 7,215 |
| Net interest income | $699,000 | 7,708 |
| Provision for loan and lease losses | $588,000 | 4,300 |
| Total noninterest income | $53,000 | 7,373 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $49,000 | 6,484 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,000 | 7,315 |
| Total noninterest expense | $2,485,000 | 5,701 |
| Salaries and employee benefits | $1,349,000 | 5,506 |
| Premises and equipment expense | $354,000 | 5,301 |
| Additional noninterest expense | $782,000 | 5,872 |
| Pre-tax net operating income | $-2,321,000 | 6,720 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-2,321,000 | 6,844 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,321,000 | 6,841 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,321,000 | 6,842 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,321,000 | 6,842 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $733,000 | 7,808 |
| Total interest expense | $310,000 | 7,438 |
| Net interest income | $423,000 | 7,869 |
| Provision for loan and lease losses | $278,000 | 4,703 |
| Total noninterest income | $34,000 | 7,556 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $30,000 | 6,683 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $4,000 | 7,458 |
| Total noninterest expense | $1,925,000 | 5,627 |
| Salaries and employee benefits | $1,100,000 | 5,296 |
| Premises and equipment expense | $275,000 | 5,244 |
| Additional noninterest expense | $550,000 | 6,030 |
| Pre-tax net operating income | $-1,746,000 | 6,957 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,746,000 | 7,091 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,746,000 | 7,089 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,746,000 | 7,090 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,746,000 | 7,081 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $415,000 | 7,974 |
| Total interest expense | $178,000 | 7,665 |
| Net interest income | $237,000 | 8,007 |
| Provision for loan and lease losses | $203,000 | 4,301 |
| Total noninterest income | $16,000 | 7,737 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $14,000 | 6,894 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,000 | 7,623 |
| Total noninterest expense | $1,286,000 | 5,666 |
| Salaries and employee benefits | $752,000 | 5,289 |
| Premises and equipment expense | $185,000 | 5,273 |
| Additional noninterest expense | $349,000 | 6,164 |
| Pre-tax net operating income | $-1,236,000 | 7,138 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,236,000 | 7,247 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,236,000 | 7,246 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,236,000 | 7,246 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,236,000 | 7,246 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $141,000 | 8,129 |
| Total interest expense | $81,000 | 7,818 |
| Net interest income | $60,000 | 8,171 |
| Provision for loan and lease losses | $90,000 | 4,033 |
| Total noninterest income | $3,000 | 7,960 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $3,000 | 7,123 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $0 | 7,833 |
| Total noninterest expense | $600,000 | 5,813 |
| Salaries and employee benefits | $327,000 | 5,754 |
| Premises and equipment expense | $95,000 | 5,244 |
| Additional noninterest expense | $178,000 | 5,885 |
| Pre-tax net operating income | $-627,000 | 7,435 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-627,000 | 7,542 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-627,000 | 7,543 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-627,000 | 7,543 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-627,000 | 7,525 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $207,000 | 8,256 |
| Total interest expense | $39,000 | 8,237 |
| Net interest income | $168,000 | 8,242 |
| Provision for loan and lease losses | $58,000 | 6,492 |
| Total noninterest income | $0 | 8,110 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,335 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $0 | 7,939 |
| Total noninterest expense | $1,388,000 | 7,025 |
| Salaries and employee benefits | $702,000 | 7,147 |
| Premises and equipment expense | $100,000 | 7,622 |
| Additional noninterest expense | $586,000 | 6,279 |
| Pre-tax net operating income | $-1,278,000 | 7,134 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,278,000 | 7,122 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,278,000 | 7,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $10,468,000 | 156 |
| Net operating income | $-1,278,000 | 7,236 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $93,000 | 8,361 |
| Total interest expense | $5,000 | 8,362 |
| Net interest income | $88,000 | 8,349 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $0 | 8,226 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $0 | 7,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 8,105 |
| Total noninterest expense | $571,000 | 7,886 |
| Salaries and employee benefits | $358,000 | 7,749 |
| Premises and equipment expense | $32,000 | 8,167 |
| Additional noninterest expense | $181,000 | 7,732 |
| Pre-tax net operating income | $-483,000 | 7,250 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-483,000 | 7,177 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-483,000 | 7,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $10,469,000 | 101 |
| Net operating income | $-483,000 | 7,313 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $31,000 | 8,444 |
| Total interest expense | $0 | 8,437 |
| Net interest income | $31,000 | 8,435 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $0 | 8,311 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $0 | 8,191 |
| Total noninterest expense | $173,000 | 8,363 |
| Salaries and employee benefits | $133,000 | 8,264 |
| Premises and equipment expense | $14,000 | 8,328 |
| Additional noninterest expense | $26,000 | 8,423 |
| Pre-tax net operating income | $-142,000 | 7,255 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-142,000 | 7,318 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-142,000 | 7,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $10,469,000 | 74 |
| Net operating income | $-142,000 | 7,296 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.