Home > Nutmeg Federal Savings and Loan Association > Income and Expense
Nutmeg Federal Savings and Loan Association, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,743,000 | 4,042 |
| Total interest expense | $2,732,000 | 4,935 |
| Net interest income | $5,011,000 | 3,451 |
| Provision for loan and lease losses | $47,000 | 6,669 |
| Total noninterest income | $1,078,000 | 2,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,078,000 | 1,767 |
| Total noninterest expense | $4,655,000 | 2,907 |
| Salaries and employee benefits | $2,720,000 | 2,589 |
| Premises and equipment expense | $950,000 | 2,155 |
| Additional noninterest expense | $985,000 | 4,066 |
| Pre-tax net operating income | $1,387,000 | 4,326 |
| Securities gains (losses) | $496,000 | 346 |
| Applicable income taxes | $583,000 | 3,280 |
| Income before extraordinary items | $1,300,000 | 3,643 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,300,000 | 3,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,121 |
| Cash dividends | $612,000 | 3,103 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 859 |
| Net operating income | $957,760 | 4,514 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,995,000 | 3,937 |
| Total interest expense | $3,252,000 | 4,430 |
| Net interest income | $4,743,000 | 3,575 |
| Provision for loan and lease losses | $232,000 | 3,197 |
| Total noninterest income | $1,075,000 | 2,916 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,075,000 | 1,759 |
| Total noninterest expense | $4,324,000 | 3,005 |
| Salaries and employee benefits | $2,513,000 | 2,700 |
| Premises and equipment expense | $946,000 | 2,056 |
| Additional noninterest expense | $865,000 | 4,421 |
| Pre-tax net operating income | $1,262,000 | 4,724 |
| Securities gains (losses) | $738,000 | 453 |
| Applicable income taxes | $878,000 | 2,539 |
| Income before extraordinary items | $1,122,000 | 4,125 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,122,000 | 4,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,741 |
| Cash dividends | $573,000 | 3,238 |
| Sale, conversion, retirement of capital stock, net | $258,000 | 647 |
| Net operating income | $649,680 | 5,711 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,464,000 | 4,254 |
| Total interest expense | $3,307,000 | 4,324 |
| Net interest income | $4,157,000 | 4,100 |
| Provision for loan and lease losses | $275,000 | 2,782 |
| Total noninterest income | $1,187,000 | 2,653 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,187,000 | 1,568 |
| Total noninterest expense | $4,007,000 | 3,177 |
| Salaries and employee benefits | $2,330,000 | 2,842 |
| Premises and equipment expense | $927,000 | 2,124 |
| Additional noninterest expense | $750,000 | 4,962 |
| Pre-tax net operating income | $1,062,000 | 5,646 |
| Securities gains (losses) | $405,000 | 484 |
| Applicable income taxes | $623,000 | 3,557 |
| Income before extraordinary items | $844,000 | 5,277 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $844,000 | 5,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 1,969 |
| Cash dividends | $329,000 | 4,362 |
| Sale, conversion, retirement of capital stock, net | $2,737,000 | 332 |
| Net operating income | $584,800 | 6,397 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,574,000 | 4,820 |
| Total interest expense | $2,919,000 | 4,902 |
| Net interest income | $3,655,000 | 4,658 |
| Provision for loan and lease losses | $189,000 | 3,554 |
| Total noninterest income | $1,001,000 | 3,120 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,001,000 | 1,817 |
| Total noninterest expense | $4,342,000 | 3,112 |
| Salaries and employee benefits | $2,098,000 | 3,188 |
| Premises and equipment expense | $863,000 | 2,289 |
| Additional noninterest expense | $1,381,000 | 3,347 |
| Pre-tax net operating income | $125,000 | 10,236 |
| Securities gains (losses) | $387,000 | 486 |
| Applicable income taxes | $203,000 | 7,091 |
| Income before extraordinary items | $309,000 | 8,343 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $309,000 | 8,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,429 |
| Cash dividends | $119,000 | 6,432 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 690 |
| Net operating income | $61,320 | 10,467 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,185,000 | 5,070 |
| Total interest expense | $2,958,000 | 4,826 |
| Net interest income | $3,227,000 | 5,196 |
| Provision for loan and lease losses | $16,000 | 7,905 |
| Total noninterest income | $708,000 | 4,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $708,000 | 2,276 |
| Total noninterest expense | $3,301,000 | 3,948 |
| Salaries and employee benefits | $1,764,000 | 3,713 |
| Premises and equipment expense | $759,000 | 2,617 |
| Additional noninterest expense | $778,000 | 5,374 |
| Pre-tax net operating income | $618,000 | 7,786 |
| Securities gains (losses) | $292,000 | 521 |
| Applicable income taxes | $385,000 | 5,079 |
| Income before extraordinary items | $525,000 | 7,069 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $525,000 | 7,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 2,279 |
| Cash dividends | $45,000 | 7,893 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $338,120 | 8,560 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,993,000 | 5,675 |
| Total interest expense | $2,088,000 | 5,422 |
| Net interest income | $2,905,000 | 5,736 |
| Provision for loan and lease losses | $-49,000 | 11,986 |
| Total noninterest income | $532,000 | 5,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $532,000 | 2,842 |
| Total noninterest expense | $3,007,000 | 4,398 |
| Salaries and employee benefits | $1,571,000 | 4,112 |
| Premises and equipment expense | $680,000 | 2,889 |
| Additional noninterest expense | $756,000 | 5,963 |
| Pre-tax net operating income | $479,000 | 8,798 |
| Securities gains (losses) | $136,000 | 647 |
| Applicable income taxes | $199,000 | 7,360 |
| Income before extraordinary items | $416,000 | 8,040 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $416,000 | 8,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 2,426 |
| Cash dividends | $42,000 | 8,136 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 853 |
| Net operating income | $323,520 | 8,944 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,944,000 | 5,839 |
| Total interest expense | $2,215,000 | 5,350 |
| Net interest income | $2,729,000 | 6,109 |
| Provision for loan and lease losses | $18,000 | 9,198 |
| Total noninterest income | $604,000 | 4,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $604,000 | 2,883 |
| Total noninterest expense | $3,059,000 | 4,430 |
| Salaries and employee benefits | $1,411,000 | 4,519 |
| Premises and equipment expense | $603,000 | 3,313 |
| Additional noninterest expense | $1,045,000 | 4,740 |
| Pre-tax net operating income | $256,000 | 10,582 |
| Securities gains (losses) | $469,000 | 943 |
| Applicable income taxes | $248,000 | 6,836 |
| Income before extraordinary items | $477,000 | 7,721 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $477,000 | 7,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 2,169 |
| Cash dividends | $29,000 | 8,503 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 1,161 |
| Net operating income | $167,460 | 10,804 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,469,000 | 5,161 |
| Total interest expense | $3,439,000 | 4,605 |
| Net interest income | $3,030,000 | 5,663 |
| Provision for loan and lease losses | $719,000 | 2,329 |
| Total noninterest income | $539,000 | 5,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $539,000 | 3,034 |
| Total noninterest expense | $2,480,000 | 5,345 |
| Salaries and employee benefits | $1,120,000 | 5,498 |
| Premises and equipment expense | $520,000 | 3,832 |
| Additional noninterest expense | $840,000 | 5,840 |
| Pre-tax net operating income | $370,000 | 9,503 |
| Securities gains (losses) | $137,000 | 2,533 |
| Applicable income taxes | $150,000 | 8,614 |
| Income before extraordinary items | $357,000 | 8,651 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $357,000 | 8,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $333,000 | 3,145 |
| Cash dividends | $34,000 | 8,144 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 800 |
| Net operating income | $261,100 | 9,398 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.