Home > Nuestro Banco > Income and Expense
Nuestro Banco, Income and Expense
2009-12-31 (YTD Data) | Rank | |
Total interest income | $874,000 | 7,774 |
Total interest expense | $152,000 | 7,844 |
Net interest income | $722,000 | 7,679 |
Provision for loan and lease losses | $738,000 | 3,962 |
Total noninterest income | $114,000 | 6,877 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $50,000 | 6,472 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $64,000 | 6,127 |
Total noninterest expense | $1,968,000 | 6,271 |
Salaries and employee benefits | $672,000 | 7,038 |
Premises and equipment expense | $411,000 | 4,919 |
Additional noninterest expense | $885,000 | 5,560 |
Pre-tax net operating income | $-1,870,000 | 6,590 |
Securities gains (losses) | $76,000 | 2,337 |
Applicable income taxes | $0 | 4,388 |
Income before extraordinary items | $-1,794,000 | 6,681 |
Extraordinary gains, net | $0 | 34 |
Net income | $-1,794,000 | 6,680 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $-1,794,000 | 6,680 |
Net charge-offs | $531,000 | 3,706 |
Cash dividends | $0 | 4,670 |
Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
Net operating income | $-1,870,000 | 6,703 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $692,000 | 7,842 |
Total interest expense | $128,000 | 7,910 |
Net interest income | $564,000 | 7,725 |
Provision for loan and lease losses | $190,000 | 5,217 |
Total noninterest income | $92,000 | 6,921 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $40,000 | 6,466 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $52,000 | 6,183 |
Total noninterest expense | $1,551,000 | 6,176 |
Salaries and employee benefits | $689,000 | 6,447 |
Premises and equipment expense | $310,000 | 4,939 |
Additional noninterest expense | $552,000 | 6,020 |
Pre-tax net operating income | $-1,085,000 | 6,696 |
Securities gains (losses) | $0 | 3,497 |
Applicable income taxes | $0 | 4,592 |
Income before extraordinary items | $-1,085,000 | 6,790 |
Extraordinary gains, net | $0 | 27 |
Net income | $-1,085,000 | 6,790 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $-1,085,000 | 6,791 |
Net charge-offs | $188,000 | 4,318 |
Cash dividends | $0 | 4,191 |
Sale, conversion, retirement of capital stock, net | $15,000 | 1,132 |
Net operating income | $-1,085,000 | 6,786 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $444,000 | 7,945 |
Total interest expense | $98,000 | 7,969 |
Net interest income | $346,000 | 7,849 |
Provision for loan and lease losses | $189,000 | 4,414 |
Total noninterest income | $59,000 | 7,006 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $29,000 | 6,437 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $30,000 | 6,402 |
Total noninterest expense | $1,077,000 | 6,114 |
Salaries and employee benefits | $469,000 | 6,477 |
Premises and equipment expense | $212,000 | 4,915 |
Additional noninterest expense | $396,000 | 5,851 |
Pre-tax net operating income | $-861,000 | 6,943 |
Securities gains (losses) | $0 | 3,136 |
Applicable income taxes | $0 | 4,657 |
Income before extraordinary items | $-861,000 | 7,068 |
Extraordinary gains, net | $0 | 21 |
Net income | $-861,000 | 7,067 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $-861,000 | 7,067 |
Net charge-offs | $187,000 | 3,503 |
Cash dividends | $0 | 3,983 |
Sale, conversion, retirement of capital stock, net | $14,000 | 1,056 |
Net operating income | $-861,000 | 7,053 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $225,000 | 7,995 |
Total interest expense | $52,000 | 8,018 |
Net interest income | $173,000 | 7,902 |
Provision for loan and lease losses | $184,000 | 2,973 |
Total noninterest income | $22,000 | 7,336 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $16,000 | 6,311 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $6,000 | 7,210 |
Total noninterest expense | $544,000 | 6,056 |
Salaries and employee benefits | $249,000 | 6,404 |
Premises and equipment expense | $110,000 | 4,855 |
Additional noninterest expense | $185,000 | 5,787 |
Pre-tax net operating income | $-533,000 | 7,355 |
Securities gains (losses) | $0 | 2,434 |
Applicable income taxes | $0 | 4,835 |
Income before extraordinary items | $-533,000 | 7,474 |
Extraordinary gains, net | $0 | 15 |
Net income | $-533,000 | 7,474 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $-533,000 | 7,475 |
Net charge-offs | $134,000 | 2,533 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $14,000 | 825 |
Net operating income | $-533,000 | 7,450 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $823,000 | 8,077 |
Total interest expense | $193,000 | 8,113 |
Net interest income | $630,000 | 7,987 |
Provision for loan and lease losses | $1,121,000 | 2,538 |
Total noninterest income | $66,000 | 7,611 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $40,000 | 6,778 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $26,000 | 7,270 |
Total noninterest expense | $2,884,000 | 5,249 |
Salaries and employee benefits | $1,549,000 | 5,246 |
Premises and equipment expense | $415,000 | 4,986 |
Additional noninterest expense | $920,000 | 5,083 |
Pre-tax net operating income | $-3,309,000 | 7,639 |
Securities gains (losses) | $0 | 3,220 |
Applicable income taxes | $0 | 4,979 |
Income before extraordinary items | $-3,309,000 | 7,658 |
Extraordinary gains, net | $0 | 39 |
Net income | $-3,309,000 | 7,656 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $544,000 | 2,687 |
Cash dividends | $0 | 5,455 |
Sale, conversion, retirement of capital stock, net | $210,000 | 759 |
Net operating income | $-3,309,000 | 7,724 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $597,000 | 8,179 |
Total interest expense | $135,000 | 8,211 |
Net interest income | $462,000 | 8,083 |
Provision for loan and lease losses | $738,000 | 2,198 |
Total noninterest income | $99,000 | 7,128 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $31,000 | 6,807 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $68,000 | 6,176 |
Total noninterest expense | $2,181,000 | 5,204 |
Salaries and employee benefits | $1,247,000 | 5,045 |
Premises and equipment expense | $303,000 | 5,087 |
Additional noninterest expense | $631,000 | 5,276 |
Pre-tax net operating income | $-2,358,000 | 7,923 |
Securities gains (losses) | $0 | 3,106 |
Applicable income taxes | $0 | 5,372 |
Income before extraordinary items | $-2,358,000 | 7,927 |
Extraordinary gains, net | $0 | 31 |
Net income | $-2,358,000 | 7,926 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $178,000 | 3,204 |
Cash dividends | $0 | 4,937 |
Sale, conversion, retirement of capital stock, net | $184,000 | 603 |
Net operating income | $-2,358,000 | 7,996 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $359,000 | 8,275 |
Total interest expense | $71,000 | 8,313 |
Net interest income | $288,000 | 8,176 |
Provision for loan and lease losses | $388,000 | 2,207 |
Total noninterest income | $56,000 | 7,355 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $30,000 | 6,564 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $26,000 | 6,950 |
Total noninterest expense | $1,441,000 | 5,255 |
Salaries and employee benefits | $836,000 | 5,080 |
Premises and equipment expense | $182,000 | 5,392 |
Additional noninterest expense | $423,000 | 5,249 |
Pre-tax net operating income | $-1,485,000 | 8,077 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $0 | 5,627 |
Income before extraordinary items | $-1,485,000 | 8,146 |
Extraordinary gains, net | $0 | 21 |
Net income | $-1,485,000 | 8,146 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $12,000 | 5,014 |
Cash dividends | $0 | 4,733 |
Sale, conversion, retirement of capital stock, net | $157,000 | 456 |
Net operating income | $-1,485,000 | 8,136 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $160,000 | 8,358 |
Total interest expense | $31,000 | 8,367 |
Net interest income | $129,000 | 8,277 |
Provision for loan and lease losses | $31,000 | 4,334 |
Total noninterest income | $22,000 | 7,623 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $12,000 | 6,732 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $10,000 | 7,226 |
Total noninterest expense | $584,000 | 5,881 |
Salaries and employee benefits | $367,000 | 5,493 |
Premises and equipment expense | $87,000 | 5,531 |
Additional noninterest expense | $130,000 | 6,526 |
Pre-tax net operating income | $-464,000 | 8,061 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $19,000 | 4,403 |
Income before extraordinary items | $-483,000 | 8,140 |
Extraordinary gains, net | $0 | 15 |
Net income | $-483,000 | 8,139 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,009 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $-483,000 | 8,123 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $311,000 | 8,453 |
Total interest expense | $66,000 | 8,414 |
Net interest income | $245,000 | 8,443 |
Provision for loan and lease losses | $21,000 | 6,304 |
Total noninterest income | $7,000 | 8,335 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $4,000 | 7,400 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $3,000 | 8,238 |
Total noninterest expense | $2,219,000 | 5,933 |
Salaries and employee benefits | $1,097,000 | 6,238 |
Premises and equipment expense | $141,000 | 7,323 |
Additional noninterest expense | $981,000 | 4,723 |
Pre-tax net operating income | $-1,988,000 | 8,273 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $0 | 6,070 |
Income before extraordinary items | $-1,988,000 | 8,317 |
Extraordinary gains, net | $0 | 39 |
Net income | $-1,988,000 | 8,314 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,600 |
Cash dividends | $0 | 5,817 |
Sale, conversion, retirement of capital stock, net | $14,228,000 | 134 |
Net operating income | $-1,988,000 | 8,305 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $157,000 | 8,519 |
Total interest expense | $61,000 | 8,444 |
Net interest income | $96,000 | 8,529 |
Provision for loan and lease losses | $0 | 6,528 |
Total noninterest income | $0 | 8,457 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $0 | 7,525 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $0 | 8,377 |
Total noninterest expense | $1,444,000 | 6,299 |
Salaries and employee benefits | $491,000 | 7,361 |
Premises and equipment expense | $106,000 | 7,322 |
Additional noninterest expense | $847,000 | 4,205 |
Pre-tax net operating income | $-1,348,000 | 8,364 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $0 | 6,220 |
Income before extraordinary items | $-1,348,000 | 8,391 |
Extraordinary gains, net | $0 | 33 |
Net income | $-1,348,000 | 8,388 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,076 |
Cash dividends | $0 | 5,179 |
Sale, conversion, retirement of capital stock, net | $13,501,000 | 101 |
Net operating income | $-1,348,000 | 8,385 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.